JP2007272433A - Transaction processing system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a transaction processing system for suppressing unauthorized transaction processing. <P>SOLUTION: The transaction processing system includes a host computer and automatic teller machines. Each automatic teller machine is provided with; a machine input part receiving inputs of inhibition request data for inhibiting execution of transaction processing in automatic teller machines installed in a specific store, store identification data for designating this store, an account number, and an input number; and a machine transmission part which transmits the input inhibition request data, store identification data, account number, and input number to the host computer. The host computer is provided with; a first retrieval and determination part which retrieves a password numbers stored in a host storage part on the basis of the account number received from the automatic teller machine and determines whether the password number coincides with the received input number or not; and a setting part which when both number are determined to coincide with each other, sets inhibition store data corresponding to the received account number, to the host storage part on the basis of the received inhibition request data and store identification data. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to a transaction processing system for performing each transaction processing using a cash card, and more particularly to a transaction processing system capable of suppressing unauthorized transaction processing using a theft card or a counterfeit card.

  The transaction processing system is composed of a host computer arranged at the center of a financial institution and an automatic transaction apparatus connected to the host computer.

  When a customer applies for opening an account, customer information such as the customer's name and address, an account number, and a personal identification number set by the customer are registered in the host computer, and a customer-specific cash card is issued. A magnetic stripe is provided on the surface of the issued cash card, and an account number is written as magnetic data in the magnetic stripe. By inserting and using this cash card in an automatic transaction apparatus, various transaction processes such as deposit / withdrawal process and transfer process can be executed.

  In recent years, the automatic transaction apparatus described above has been installed in the corner of a store where there is a financial institution's window, an unmanned store dedicated to automatic transaction apparatus, and a convenience store that is open 24 hours a day. It is possible to easily withdraw and withdraw cash at nights and holidays that are not open.

  On the other hand, fraudulent transaction processing using counterfeit cards created by forging the magnetic stripes of stolen cards and cash cards has also become a problem.

  In order to prevent the execution of such unauthorized transaction processing, for example, when a cash card is stolen, the customer contacts an inquiry window of a financial institution to stop using the cash card in the automatic transaction apparatus. be able to.

Further, Patent Document 1 discloses an automatic cash deposit / withdrawal machine as an automatic transaction apparatus capable of stopping the use of a cash card by a customer's operation that is aware of the loss or theft of the cash card.
JP 2003-085620 A

  However, with the method described above, if a cash card is stolen during the night or for a long period of time, there is a risk that the deposit will be withdrawn from the customer's account before the customer notices the cash card theft and stops using it. there were. Further, when a counterfeit card is created, the customer is unaware of the presence of the counterfeit card until illegal transaction processing is executed, and damage cannot be prevented.

  Therefore, there has been a demand for a transaction processing system that can prevent unauthorized transaction processing even when a cash card is stolen or a forged card is created.

  The present invention adopts the following configuration in order to solve the above points.

<Configuration 1>
A transaction processing system according to the present invention is installed in a center of a financial institution, and is installed in a store and a host computer for executing each transaction processing based on at least an account number in a customer's account. An automatic transaction apparatus connected to a host computer, and the automatic transaction apparatus is a store for designating a non-request data and a store for disabling execution of transaction processing in each automatic transaction apparatus installed in a specific store A device input unit for inputting identification data, an account number, and an input number consisting of a plurality of numbers, and a device transmission unit for transmitting the input disabling request data, store identification data, account number and input number to the host computer The host computer includes a host storage unit that stores the PIN number in each account in correspondence with the account number, and an automatic transaction device. A host receiving unit that receives the disabling request data, the store identification data, the account number, and the input number, and searches for the password stored in the host storage unit based on the received account number, and the input number received by the password If the first search determination unit and the first search determination unit determine that they match, the unusable store data corresponding to the account number is determined based on the received unsuccessful request data and store identification data. And a setting unit for setting the password in the host storage unit.

  In the transaction processing system according to the present invention, the automatic transaction apparatus may further include a card reading unit that reads an account number from a customer's cash card. In that case, the account number is input by the card reader.

  The automatic transaction apparatus may further include a passbook reading unit that reads an account number from the customer's passbook. In this case, the account number is input by the passbook reading unit.

  The transaction processing system according to the present invention further includes a plurality of automatic transaction apparatuses installed in each store, connected to a host computer via a communication line, and having store identification data for identifying the store, The device input unit inputs the transaction processing request data and the account number to further execute the transaction processing, and the device transmission unit further stores the store identification data with the transmission of the input transaction processing request data and the account number. When the host computer receives the transaction processing request data, the account number, and the store identification data from the automatic transaction apparatus, the host computer searches the host storage unit based on the received account number and matches the received store identification data. A second search determination unit that determines whether or not store data is stored, and transaction processing if determined to be stored A generation unit that generates a stop control signal to stop, and a host transmission unit that transmits the stop control signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the stop control signal from the host computer, the automatic transaction apparatus performs transaction processing. It is characterized by stopping.

  In this case, if the host computer determines that the second search determination unit does not store the data, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit uses the continuation signal for automatic transaction. When the automatic transaction apparatus receives a continuation signal from the host computer, the transaction process is continued.

  In the transaction processing system according to the present invention, the device input unit further inputs period specifying data for specifying a period during which transaction processing cannot be executed, and the device transmitting unit further hosts the input period specifying data. The host receiving unit further receives the period specifying data from the automatic transaction apparatus, and the setting unit further sets the period specifying data in the host storage unit as the impossible period data along with the setting of the disabled store data. Can do.

  In this case, the apparatus further includes a plurality of automatic transaction apparatuses installed in each store, connected to a host computer via a communication line, and having store identification data for identifying the store. Further, the transaction processing request data and the account number are input to further execute the transaction processing, and the apparatus transmission unit further transmits the store identification data to the host computer along with the transmission of the input transaction processing request data and the account number, When the host computer receives the time data acquisition unit for acquiring the time data indicating the current time and the transaction processing request data, the account number, and the store identification data from the automatic transaction apparatus, the host computer stores the data based on the received account number. A second search determination unit that searches the store and determines whether or not unacceptable store data that matches the received store identification data is stored; If it is determined that the payment is made, the disabled period data stored in the host storage unit is searched based on the disabled store data, and the period specified by the disabled period data is indicated by the acquired time data. A third search determining unit that determines whether or not the current time is included; a generation unit that generates a stop control signal to stop the transaction processing when it is determined to include; and the stop control signal to the automatic transaction apparatus The automatic transaction apparatus further includes a host transmission unit for transmitting, and the automatic transaction apparatus stops the transaction process when receiving the stop control signal from the host computer.

  When the host computer determines that the second search determination unit does not store the data, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit transmits the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the host computer, it continues the transaction process.

  Further, when the host computer determines that the third search determination unit does not include the generation, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit transmits the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the host computer, the automatic transaction apparatus continues the transaction process.

  In addition, the host computer, when the current time indicated by the time data acquired by the time data acquisition unit has passed a period specified by the disabled period data stored in the host storage unit, A deletion unit that deletes the data and the corresponding disabled store data can be further provided.

<Configuration 2>
A transaction processing system according to the present invention includes an automatic transaction apparatus for executing each transaction process based on at least an account number in a customer's account with a host computer installed in a store and installed in a financial institution center. A server installed in the center and connected to the automatic transaction apparatus via a communication line, and the automatic transaction apparatus is incapable of disabling execution of transaction processing in each automatic transaction apparatus installed in a specific store Request data, store identification data for designating a store, an account number, a device input unit for inputting an input number consisting of a plurality of numbers, input disabling request data, store identification data, account number and An apparatus transmitting unit for transmitting an input number to the server, the server storing a personal identification number in each account corresponding to the account number, and an automatic transaction apparatus The server receiving unit that receives the request request data, the store identification data, the account number, and the input number, and the password stored in the server storage unit based on the received account number, and the input received by the password If it is determined by the first search determination unit and the first search determination unit to determine whether or not they match the number, the disabled store corresponding to the account number based on the received disabled request data and store identification data And a setting unit that sets data in the server storage unit.

  In the transaction processing system according to the present invention, the automatic transaction apparatus may further include a card reading unit that reads an account number from a customer's cash card. In that case, the account number is input by the card reader.

  The automatic transaction apparatus may further include a passbook reading unit that reads an account number from the customer's passbook. In this case, the account number is input by the passbook reading unit.

  The transaction processing system according to the present invention further includes a plurality of automatic transaction apparatuses installed in each store, connected to a server via a communication line, and having store identification data for identifying the store, in the automatic transaction apparatus The device input unit further inputs the transaction processing request data and the account number to execute the transaction processing, and the device transmission unit further stores the store identification data with the transmission of the input transaction processing request data and the account number. When the server receives the transaction processing request data, the account number and the store identification data from the automatic transaction apparatus, the server searches the server storage unit based on the received account number, and the store that matches the received store identification data A second search determination unit for determining whether or not data is stored; and when it is determined that data is stored, a stop control signal is generated to stop transaction processing A generating unit, further comprising a server transmission unit for transmitting the stop control signal to the automatic teller machine, an automatic teller machine receives a stop control signal from the server, characterized by stopping the transaction process.

  In this case, when the server determines that the second search determination unit does not store the data, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the server, the automatic transaction apparatus continues the transaction process.

  In the transaction processing system according to the present invention, the device input unit further inputs period specifying data for specifying a period during which transaction processing cannot be executed, and the device transmitting unit further stores the input period specifying data as a server. The server receiving unit may further receive the period specifying data from the automatic transaction apparatus, and the setting unit may further set the period specifying data as the impossible period data in the server storage unit in accordance with the setting of the disabled store data. it can.

  In this case, the apparatus further includes a plurality of automatic transaction apparatuses installed in each store, connected to a server via a communication line, and having store identification data for identifying the store. Further, the transaction processing request data and the account number are input to execute the transaction processing, and the apparatus transmission unit further transmits the store identification data to the server along with the transmission of the input transaction processing request data and the account number. When receiving transaction processing request data, account number and store identification data from the automatic transaction apparatus, search the server storage unit based on the received account number And a second search determination unit for determining whether or not disabled store data that matches the received store identification data is stored, and if determined to be stored, the disabled Searching the impossible period data stored in the server storage unit based on the data, and determining whether the period specified by the impossible period data includes the current time indicated by the acquired time data. 3 a search determination unit; and a generation unit that generates a stop control signal to stop the transaction processing when it is determined to include, and a server transmission unit that transmits the stop control signal to the automatic transaction apparatus, When the apparatus receives a stop control signal from the server, the apparatus stops the transaction process.

  In addition, when the server determines that the second search determination unit does not store the server, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit sends the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the server, the transaction process is continued.

  Further, when the server determines that the third search determination unit does not include the server, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the server, it continues the transaction process.

  In addition, when the current time indicated by the time data acquired by the time data acquisition unit has passed the period specified by the disabled period data stored in the server storage unit, the server receives the disabled period data from the server storage unit. And the deletion part which deletes corresponding unacceptable store data can be further provided.

<Configuration 3>
A transaction processing system according to the present invention is installed in a center of a financial institution, and a terminal for communicating between the host computer for executing each transaction processing based on at least an account number in a customer's account and the host computer The terminal device, the request data to disable the execution of transaction processing in each automatic transaction device installed in a specific store, store identification data for designating a store, an account number, A terminal input unit to which an input word composed of a plurality of symbols is input, and a terminal transmission unit that transmits the input disabling request data, the store identification data, the account number, and the input word to the host computer, A host storage unit that stores a preset password in each account in association with an account number;
The host receiving unit that receives the disabling request data, the store identification data, the account number, and the input word from the terminal device, and searches the password stored in the host storage unit based on the received account number, and the input received by the password If it is determined by the first search determination unit and the first search determination unit to determine whether or not they match the word, the disabled store corresponding to the account number based on the received disabled request data and the store identification data And a setting unit for setting data in the host storage unit.

  In the transaction processing system according to the present invention, a password in an account can be adopted as a password.

  A personal computer can be employed as the terminal device. In this case, communication between the terminal device and the host computer is performed via the Internet.

  In addition, a mobile phone can be adopted as the terminal device. In this case, communication between the terminal device and the host computer is performed via a wireless network.

  The transaction processing system according to the present invention further includes a plurality of automatic transaction apparatuses installed in each store, connected to a host computer via a communication line, and having store identification data for identifying the store, A device input unit for inputting transaction processing request data and account number to execute transaction processing, and a device transmission for transmitting store identification data to the host computer along with transmission of the input transaction processing request data and account number And receiving the transaction processing request data, the account number, and the store identification data from the automatic transaction apparatus, the host computer searches the host storage unit based on the received account number and matches the received store identification data. A second search determination unit for determining whether or not store data is stored; and if it is determined that the store data is stored, the transaction processing is stopped. And a generation unit that generates a stop control signal and a host transmission unit that transmits the stop control signal to the automatic transaction apparatus. The automatic transaction apparatus stops the transaction process when receiving the stop control signal from the host computer. It is characterized by doing.

  In the transaction processing system according to the present invention, the automatic transaction apparatus may further include a card reading unit that reads an account number from a customer's cash card. In that case, the account number is input by the card reader.

  The automatic transaction apparatus may further include a passbook reading unit that reads an account number from the customer's passbook. In this case, the account number is input by the passbook reading unit.

  In the host computer, when the second search determining unit determines that the data is not stored, the generating unit generates a continuation signal to continue the transaction process, and the host transmitting unit transmits the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the host computer, the automatic transaction apparatus continues the transaction process.

  In the transaction processing system according to the present invention, the terminal input unit further inputs period specifying data for specifying a period during which transaction processing cannot be executed, and the terminal transmission unit further hosts the input period specifying data. The host receiving unit further receives the period specifying data from the automatic transaction apparatus, and the setting unit further sets the period specifying data in the host storage unit as the impossible period data along with the setting of the disabled store data. Can do.

  The transaction processing system according to the present invention further includes a plurality of automatic transaction apparatuses installed in each store, connected to a host computer via a communication line, and having store identification data for identifying the store, A device input unit for inputting transaction processing request data and account number to execute transaction processing, and a device transmission for transmitting store identification data to the host computer along with transmission of the input transaction processing request data and account number And the host computer receives the time data acquisition unit for acquiring the time data indicating the current time, and the received account number when receiving the transaction processing request data, the account number, and the store identification data from the automatic transaction apparatus. The host storage unit is searched based on the first store data to determine whether or not unusable store data matching the received store identification data is stored. When it is determined that the data is stored, the search determination unit searches the disabled period data stored in the host storage unit based on the disabled store data, and the period specified by the disabled period data is acquired. A third search determination unit that determines whether or not the current time indicated by the time data is included; a generation unit that generates a stop control signal to stop the transaction processing when it is determined to include; and the stop control signal Is further provided with a host transmission unit that transmits the transaction information to the automatic transaction apparatus, and the automatic transaction apparatus stops the transaction processing when receiving the stop control signal from the host computer.

  In the transaction processing system according to the present invention, the automatic transaction apparatus may further include a card reading unit that reads an account number from a customer's cash card. In that case, the account number is input by the card reader.

  The automatic transaction apparatus may further include a passbook reading unit that reads an account number from the customer's passbook. In this case, the account number is input by the passbook reading unit.

  In the host computer, when the second search determining unit determines that the data is not stored, the generating unit generates a continuation signal to continue the transaction process, and the host transmitting unit transmits the continuation signal to the automatic transaction apparatus. The automatic transaction apparatus stops the transaction process when receiving the continuation signal from the host computer.

  In addition, when the host computer determines that the third search determination unit does not include it, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit transmits the continuation signal to the automatic transaction apparatus. The automatic transaction apparatus stops the transaction process when receiving the continuation signal from the host computer.

  In addition, the host computer, when the current time indicated by the time data acquired by the time data acquisition unit has passed a period specified by the disabled period data stored in the host storage unit, A deletion unit that deletes the data and the corresponding disabled store data can be further provided.

<Configuration 4>
The transaction processing system according to the present invention includes a server installed at the center of a financial institution and a terminal device that communicates with the server, and the terminal device is each automatic transaction device installed at a specific store. In order to disable the execution of transaction processing based on the account number in the customer's account, store request data, store identification data for designating a store, an account number, and an input word consisting of a plurality of symbols are input A terminal input unit, and a terminal transmission unit that transmits the input impossibility request data, the store identification data, the account number, and the input word to the server, and the server associates a password preset in each account with the account number. Based on the received account number The password stored in the server storage unit is searched, and the first search determination unit that determines whether the password matches the received input word and the first search determination unit determine that the password matches, It is characterized by comprising a setting unit that sets unusable store data corresponding to an account number in the server storage unit based on the received unsuccessful request data and store identification data.

  In the transaction processing system according to the present invention, a password in an account can be adopted as a password.

  A personal computer can be employed as the terminal device. In that case, communication between the terminal device and the server is performed via the Internet.

  In addition, a mobile phone can be adopted as the terminal device. In this case, communication between the terminal device and the server is performed via a wireless network.

  The transaction processing system according to the present invention further includes a plurality of automatic transaction apparatuses installed in each store, connected to a server via a communication line, and having store identification data for identifying the store, A device input unit to which transaction processing request data and an account number are input in order to execute transaction processing, and a device transmission unit to transmit store identification data to the server along with transmission of the input transaction processing request data and account number; The server receives the transaction processing request data, the account number, and the store identification data from the automatic transaction apparatus, searches the server storage unit based on the received account number, and disables store data that matches the received store identification data. A second search determination unit that determines whether or not is stored, and a generation unit that generates a stop control signal to stop the transaction process when it is determined that the transaction is stored , Further comprising a server transmission unit for transmitting the stop control signal to the automatic teller machine, an automatic teller machine receives a stop control signal from the server, characterized by stopping the transaction process.

  In the transaction processing system according to the present invention, the automatic transaction apparatus may further include a card reading unit that reads an account number from a customer's cash card. In that case, the account number is input by the card reader.

  The automatic transaction apparatus may further include a passbook reading unit that reads an account number from the customer's passbook. In this case, the account number is input by the passbook reading unit.

  In the server, when it is determined by the second search determination unit that the data is not stored, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the server, it continues the transaction process.

  In the transaction processing system according to the present invention, the terminal input unit further inputs period specifying data for specifying a period during which transaction processing cannot be executed, and the terminal transmitting unit further inputs the input period specifying data to the server The server receiving unit may further receive the period specifying data from the automatic transaction apparatus, and the setting unit may further set the period specifying data as the impossible period data in the server storage unit in accordance with the setting of the disabled store data. it can.

  The transaction processing system according to the present invention further includes a plurality of automatic transaction apparatuses installed in each store, connected to a server via a communication line, and having store identification data for identifying the store, A device input unit to which transaction processing request data and an account number are input in order to execute transaction processing, and a device transmission unit to transmit store identification data to the server along with transmission of the input transaction processing request data and account number; The server receives a transaction processing request data, an account number, and store identification data from an automatic transaction device based on the received account number. The server storage unit is searched, a second search determination unit that determines whether or not unacceptable store data that matches the received store identification data is stored, and it is determined that it is stored If the disabled period data stored in the server storage unit is retrieved based on the disabled store data, the period specified by the disabled period data includes the current time indicated by the acquired time data. A third search determining unit that determines whether or not, a generation unit that generates a stop control signal to stop the transaction processing, and a server transmission unit that transmits the stop control signal to the automatic transaction apparatus Further, the automatic transaction apparatus is characterized in that the transaction processing is stopped when the stop control signal is received from the server.

  In the transaction processing system according to the present invention, the automatic transaction apparatus may further include a card reading unit that reads an account number from a customer's cash card. In that case, the account number is input by the card reader.

  The automatic transaction apparatus may further include a passbook reading unit that reads an account number from the customer's passbook. In this case, the account number is input by the passbook reading unit.

  In the server, when it is determined by the second search determination unit that the data is not stored, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the server, the automatic transaction apparatus stops the transaction process.

  In addition, when the server determines that the third search determination unit does not include the server, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the automatic transaction apparatus. When the automatic transaction apparatus receives the continuation signal from the server, the automatic transaction apparatus stops the transaction process.

  In addition, when the current time indicated by the time data acquired by the time data acquisition unit has passed the period specified by the disabled period data stored in the server storage unit, the server receives the disabled period data from the server storage unit. And the deletion part which deletes corresponding unacceptable store data can be further provided.

  According to the transaction processing system of the present invention, for a transaction process using a cash card in an automatic transaction apparatus installed in a store, a store and a period in which the transaction process cannot be executed can be set by a customer operation. Therefore, execution of unauthorized transaction processing using a stolen card or counterfeit card is suppressed.

  Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 2 is a system configuration diagram of the transaction processing system according to the first embodiment of the present invention.
As shown in FIG. 2, the transaction processing system 10 according to the present invention includes a plurality of stores including, for example, a store corner where a financial institution has a window, an unmanned store dedicated to automatic transaction devices, and a 24-hour convenience store. An automatic transaction apparatus 11 installed in a financial institution center, a host computer 13 connected to the automatic transaction apparatus 11 via a dedicated line 12 as a communication line, and a financial institution center, The server 14 is connected to the automatic transaction apparatus 11 via a dedicated line 12 as a communication line. Using this transaction processing system 10, for example, each transaction process such as a deposit / withdrawal process or a transfer process can be executed.

  FIG. 1 is a block diagram illustrating a partial configuration of the transaction processing system according to the first embodiment of the present invention.

  As shown in FIG. 1, the automatic transaction apparatus 11 controls the display input unit 15, the screen storage unit 16, the card reading unit 17, the temporary storage unit 18, the store identification data storage unit 19, the device communication unit 20, and these units. An apparatus control unit 21 is provided.

  The display input unit 15 includes, for example, a touch panel, and displays various screens such as a transaction processing selection screen and an input screen for a customer to input from the screen storage unit 16 to be described later, selection data, input data, and the like. It has a function to acquire by inputting. Via the display input unit 15, the customer designates impossibility request data for prohibiting execution of illegal transaction processing using a theft card or a counterfeit card in an automatic transaction apparatus installed in a specific store, and the store. Store identification data can be entered.

  The screen storage unit 16 stores various screens such as a selection screen and an input screen displayed on the display input unit 15.

  The card reading unit 17 has a card insertion slot into which a cash card is inserted, reads an account number from a magnetic stripe of a customer's cash card inserted into the insertion slot, and stores the account number later. 18 has a function of memorizing.

  The temporary storage unit 18 has a function of temporarily storing data input by the display input unit 15, data read by the card reading unit 17, and the like.

  The store identification data storage unit 19 stores store identification data for identifying the store where the automatic transaction apparatus 11 is installed. For example, in the automatic transaction apparatus 11 </ b> A installed in the store A, store identification data “A” is stored in the store identification data storage unit 19.

  The device communication unit 20 has a function as a device transmission unit, and transmits and receives data to and from the host computer 13 and the server 14 via the dedicated line 12.

  The device control unit 21 has a function of controlling the above-described units 15 to 20.

  As shown in FIG. 1, the server 14 controls the server communication unit 22, the server storage unit 23, the setting unit 24, the first search determination unit 25, the second search determination unit 26, the generation unit 27, and each of these units. The server control unit 28 is provided.

  The server communication unit 22 functions as a server transmission unit and a server reception unit, and transmits and receives data to and from the automatic transaction apparatus 11 through the dedicated line 12.

  The server storage unit 23 stores account information such as a customer name, an account number, and a personal identification number.

FIG. 3 is an explanatory diagram illustrating a configuration of the server storage unit according to the first embodiment.
In the server storage unit 23, as shown in FIG. 3, a plurality of disabled store data items 29 are provided for each customer corresponding to the account number and the password. In each disabled store data item 29, stores that cannot execute the transaction processing in the automatic transaction apparatus 11 for the account according to the disabled request data and the store identification data transmitted from the automatic transaction apparatus 11, that is, the disabled stores. The specified store identification data is stored as unusable store data.

  For example, in the account of the customer “Ichiro XX”, the account number is “1111111” and the password is “1111”, and the unusable store data stored corresponding to these is “A”. Yes. In other words, in the automatic transaction apparatus 11A installed in the store A, execution of transaction processing for the account of the customer “Ichiro XX” is prohibited.

  Further, in the account of the customer “△△ Jiro”, the account number is “2222222” and the personal identification number is “2222”, and the store data corresponding to these are “B” and “C”. " That is, in the automatic transaction apparatus 11B installed in the store B and the automatic transaction apparatus 11C installed in the store C, execution of transaction processing for the account of the customer “ΔΔ Jiro” is not allowed.

  The setting unit 24 has a function of setting unusable store data for designating an unusable store in the server storage unit 23.

  The first search determination unit 25 searches for the personal identification number stored in the server storage unit 23 based on the account number received from the automatic transaction apparatus 11 by the server communication unit 22 and receives the input received from the automatic transaction apparatus 11. It has a function of determining whether or not it matches the number.

  The second search determination unit 26 searches the server storage unit 23 based on the account number received from the automatic transaction apparatus 11 by the server communication unit 22, and cannot store the same store identification data received from the automatic transaction apparatus 11. It has a function of determining whether data is stored.

  The production | generation part 27 has a function which produces | generates various signals, such as a stop control signal for stopping the transaction processing in the automatic transaction apparatus 11, and a continuation signal for continuing this transaction processing.

  The server control unit 28 has a function of controlling the above-described units 22 to 27.

Next, operation | movement of the transaction processing system 10 which concerns on this invention is demonstrated along the flowchart shown in FIG.
FIG. 4 is a flowchart showing the disabled store setting operation in the first embodiment of the transaction processing system according to the present invention.

  First, the customer “Ichiro XX” operates the automatic transaction apparatus 11A installed in the store A to disable the execution of transaction processing for his / her account in the automatic transaction apparatus 11A installed in the store A. An operation for setting a disabled store will be described.

  When the customer “Ichiro Io” stands in front of the automatic transaction apparatus 11 </ b> A in the store A, it is detected by a detection sensor (not shown), and a detection signal is sent to the apparatus control unit 21. In response to this detection signal, the apparatus control unit 21 displays a transaction process selection screen 30 for allowing the customer to select a transaction process on the display input unit 15 (S101). The display input unit 15 reads and displays the transaction processing selection screen 30 shown in FIG. 5 from the screen storage unit.

FIG. 5 is an explanatory diagram showing the configuration of the transaction process selection screen.
As shown in FIG. 5, the transaction process selection screen 30 includes a selection button for selecting each transaction process and a setting for an unusable store that disables execution of the transaction process in the automatic transaction apparatus 11. A “impossible store setting” button 31 is displayed.

  When the customer presses the “impossible store setting” button 31 on the transaction process selection screen 30 and selects the impossibility store setting process, impossibility request data indicating the selection is input and stored in the temporary storage unit 18.

  In response to the selection, the device control unit 21 causes the display input unit 15 to display a card insertion screen (not shown) for prompting the customer to insert a cash card (S102). When the customer inserts the customer's cash card into the card insertion slot provided in the card reading unit 17 according to the card insertion screen, the card reading unit 17 reads the account number “1111111” from the magnetic stripe of the cash card (S103). ). The read account number is stored in the temporary storage unit 18.

  Further, the device control unit 21 causes the display input unit 15 to display a password input screen (not shown) for allowing the customer to input a password (S104). When the customer inputs the input number “1111” as the password on the password input screen, the input number is stored in the temporary storage unit 18.

  Subsequently, the device control unit 21 reads out the impossibility request data, the account number “1111111”, and the input number “1111” from the temporary storage unit 18, and causes the device communication unit 20 to transmit these data to the server 14. (S105).

  In the server 14, when the server communication unit 22 receives the impossibility request data, the account number, and the input number from the automatic transaction apparatus 11 </ b> A, the server control unit 28 controls the first search determination unit 25 and based on the received account number. The personal identification number stored in the server storage unit 23 is searched to determine whether the personal identification number matches the received input number (S106). The first search determining unit 25 reads the personal identification number “1111” stored in the server storage unit 23 based on the received account number “1111111” and determines that it matches the received input number “1111”.

  When the first search determination unit 25 determines that the password number and the input number match (S106), the server control unit 28 controls the generation unit 27 to generate a continuation signal to continue the transaction process, The server communication unit 22 transmits the continuation signal to the automatic transaction apparatus 11.

  In the automatic transaction apparatus 11A, when the apparatus communication unit 20 receives a continuation signal from the server 14, the apparatus control unit 21 subsequently causes the display input unit 15 to display a disabled store selection screen 32 for setting a disabled store ( S107). The display input unit 15 reads out the disabled store selection screen 32 shown in FIG. 6 from the screen storage unit 16 and displays it.

FIG. 6 is an explanatory diagram showing the configuration of the impossible store selection screen.
On the impossible store selection screen 32, as shown in FIG. 6, a “currently used store A” button 33 for selecting the store A in which the automatic transaction apparatus 11A currently being operated by the customer is installed as a disabled store. And a plurality of store selection buttons 34 each having a store name displayed to allow the customer to select a store that is not allowed based on the store name of each store, and stores that are not displayed on the disabled store selection screen 32 as disabled stores. A “Next” button 35 for switching the screen display for selection, a “Confirm” button 36 for confirming the selection, and a “Cancel” button 37 for ending the impossible store setting process are displayed.

  When the customer selects the “currently used store A” button 33 on the disabled store selection screen 32 and then presses the “confirm” button 36, the store in which the automatic transaction apparatus 11 being operated is installed is selected as the disabled store. An in-operation device selection signal indicating that the operation is to be performed is sent to the device control unit 21 (S108). Upon receiving this device selection signal during operation, the device control unit 21 reads store identification data “A” for identifying the store A in which the automatic transaction apparatus 11A is installed from the store identification data storage unit 19 (S109). The store identification data “A” is stored in the temporary storage unit 18.

  Further, the device control unit 21 causes the display input unit 15 to display a disabled store confirmation screen 38 for allowing the customer to check the disabled store (S110). The display input unit 15 reads the disabled store confirmation screen 38 from the screen storage unit 16, and displays the disabled store confirmation screen 38a together with the store identification data “A” stored in the temporary storage unit 18 (S110).

FIG. 7 is an explanatory diagram showing the configuration of the impossible store confirmation screen.
On the disabled store confirmation screen 38, as shown in FIG. 7, a store name of a disabled store selected by the customer, a “confirm” button 36, and a “cancel” button 37 are displayed.

  In addition, when the “currently used store A” button 33 is selected on the disabled store selection screen 32, as shown in FIG. 7A, the store name “ A message indicating that the store in which the operating automatic transaction apparatus 11A is installed has been selected as a disabled store together with “A”.

  When the “confirm” button 36 is selected on the impossible store confirmation screen 38 a, the device control unit 21 reads the store identification data “A” from the temporary storage unit 18 and sends the store identification data “A” to the device communication unit 20. Is transmitted to the server 14 (S111).

  In the server 14, when the server communication unit 22 receives the store identification data “A” from the automatic transaction apparatus 11 </ b> A, the server control unit 28 controls the setting unit 24 to make the customer “Ichiro XX” in the server storage unit 23. In the corresponding disabled store data item 29, the store identification data “A” is set as disabled store data (S112). Thereby, “A” is stored in the disabled store data item 29-1 of the server storage unit 23 (FIG. 3).

  Subsequently, the server control unit 28 causes the generation unit 27 to generate a setting completion signal indicating that the setting of unusable store data has been completed, and causes the server communication unit 22 to transmit the setting completion signal to the automatic transaction apparatus 11A (S113). ).

  In automatic transaction apparatus 11 </ b> A, when apparatus communication unit 20 receives a setting completion signal from server 14, apparatus control unit 21 causes display input unit 15 to display a setting completion screen (not shown) indicating that the setting of the disabled store has been completed. (S114). Further, the customer's cash card is discharged from the card insertion slot of the card reading unit 17, and the transaction processing system 10 ends the disabled store setting process.

  As described above, the transaction processing system according to the present embodiment uses the automatic transaction apparatus to store the store identification data for identifying the unusable store with the store that cannot execute the transaction process for the customer account in the automatic transaction apparatus as the unusable store. It is input and transmitted to the server, and the server sets the store identification data as disabled store data in correspondence with the customer's account, thereby performing the disabled store setting process.

  When setting a disabled store, the transaction processing system 10 performs an authentication process that the setter is the customer himself / herself by inserting a cash card and inputting a password. Accordingly, in S106, when the first search determining unit 25 determines that the password number and the input number do not match, the server control unit 28 controls the generating unit 27 to indicate that the password numbers do not match. A signal is generated and transmitted to the automatic transaction apparatus 11A by the server communication unit 22. When the device communication unit 20 receives the mismatch signal, the device control unit 21 causes the display input unit 15 to display an end screen indicating that the unusable store setting process is to be ended (S115), and the transaction processing system 10 The impossible store setting process is terminated.

  Further, it is possible to set a disabled store by selecting one or a plurality of store selection buttons on the disabled store selection screen 32 (FIG. 6) in S108. For example, after the customer “△△ Jiro” selects the store selection button 34b corresponding to the store B and the store selection button 34c corresponding to the store C on the impossible store selection screen 32 (FIG. 6), the confirmation button 36 is pressed. Then, store identification data “B” for identifying the store B and store identification data “C” for identifying the store C are input (S 116) and stored in the temporary storage unit 18. Then, the device control unit 21 causes the display input unit 15 to display a disabled store confirmation screen 38b (FIG. 7B) including the store identification data “B” and “C” (S110).

  Thereafter, when the “confirm” button 36 is selected on the impossible store confirmation screen 38b, the store identification data “B” and “C” are transmitted from the automatic transaction apparatus 11A to the server 14 (S111). The store identification data “B” and “C” are set as disabled store data in the disabled store data items 29-1 and 29-2 corresponding to the customer “ΔΔ Jiro” (S112).

  Alternatively, an “all stores” button for selecting all stores as an unusable store is further provided on the impossible store selection screen 32 (FIG. 6). When the “all stores” button is selected, the store selection button It is also possible to adopt a configuration in which all 34 are selected. In this case, after selecting the “all stores” button, the customer presses only the store selection button 34 corresponding to the store that can be used, thereby selecting all stores other than the store as unusable stores. be able to.

Next, the operation of the transaction processing system 10 when the customer “Ichiro Io” executes transaction processing using a cash card in the automatic transaction apparatus 11A installed in the store A will be described.
FIG. 8 is a flowchart showing the disabled store confirmation operation in the first embodiment of the transaction processing system according to the present invention.

  First, when the customer “Ichiro Io” is detected by the automatic transaction apparatus 11A installed in the store A and a detection signal is sent to the apparatus control unit 21, the apparatus control unit 21 performs the transaction processing shown in FIG. The selection screen 30 (FIG. 5) is displayed on the display input unit 15 (S201).

  When the customer selects, for example, a “withdrawal” button 39 for selecting a withdrawal process on the transaction process selection screen 30, withdrawal request data indicating the selection is input and stored in the temporary storage unit 18.

  In response to the selection, the device control unit 21 displays a card insertion screen on the display input unit 15 (S202). Then, the card reading unit 17 reads the account number “1111111” from the magnetic stripe of the customer's cash card inserted into the card insertion slot (S203), and the read account number is stored in the temporary storage unit 18.

  Subsequently, the device control unit 21 reads the store identification data “A” from the store identification data storage unit 19, and together with the withdrawal request data and the account number “1111111” stored in the temporary storage unit 18, the device transmission unit 20 is transmitted to the server 14 (S204).

  In the server 14, when the server communication unit 22 receives the withdrawal request data, the account number “1111111”, and the store identification data “A” from the automatic transaction apparatus 11 </ b> A, the server control unit 28 controls the second search determination unit 26. Based on the received account number, the unusable store data stored in the server storage unit 23 is searched (S205). The second search determination unit 26 determines whether or not unusable store data matching the store identification data “A” received from the automatic transaction apparatus 11A is stored in the server storage unit 23 in correspondence with the received account number. Judgment is made (S205). In the server storage unit 23, the unusable store data “A” is stored corresponding to the account number “11111111”, so the second search determination unit 26 determines that it is stored.

  In response to the determination result, the server control unit 28 controls the generation unit 27 to generate a stop control signal for stopping the transaction processing in the automatic transaction apparatus 11 and causes the server communication unit 22 to generate the stop control signal. Is transmitted to the automatic transaction apparatus 11A (S206).

  In automatic transaction apparatus 11A, when apparatus communication unit 20 receives a stop control signal from server 14, apparatus control unit 21 causes display input unit 15 to display a stop screen (not shown) indicating that transaction processing is to be stopped (S207). Transaction processing system 10 ends the impossible store confirmation process.

  As described above, when executing transaction processing for a customer account in the automatic transaction apparatus, store identification data is transmitted together with the account number from the transaction processing apparatus to the server, and the store identification data is stored in the account as unacceptable store data in the server storage unit. By determining whether or not it is stored in correspondence with the number, it is possible to stop the transaction processing in the automatic transaction apparatus installed in the store for the account in which the disabled store data is set.

  For example, in the case of the customer “ΔΔ Jiro” or the customer “XX Saburo”, the server storage unit 23 does not store the unusable store data “A” corresponding to the account number of the customer. For this reason, in S205, the 2nd search judgment part 26 judges that the matching impossible shop data are not stored.

  In response to the determination result, the server control unit 28 controls the generation unit 27 to generate a continuation signal for continuing the transaction processing in the automatic transaction apparatus 11, and the server communication unit 22 automatically transmits the continuation signal. It is transmitted to the apparatus 11A (S208).

  In the automatic transaction apparatus 11A, when the apparatus communication unit 20 receives the stop control signal from the server 14, the apparatus control unit 21 continues the transaction process with the host computer 13 (S209), and the transaction processing system 10 is disabled. The confirmation process ends.

  As described above, the transaction processing system according to the present embodiment sets a store that cannot execute the transaction process for the transaction process using the cash card in the automatic transaction apparatus installed in the store by the automatic transaction apparatus. As a result, by restricting the stores where the customer can execute transaction processing in the automatic transaction device in advance, even if a cash card is stolen or a counterfeit card is created, a stolen card or counterfeit card can be used. Execution of unauthorized transaction processing used is suppressed.

  In addition, in the transaction processing system of the present embodiment, a non-permitted store that does not allow transaction processing in the automatic transaction apparatus is set, but for example, a region such as a prefecture or a municipality that does not allow transaction processing to be performed is not permitted. It is also possible to adopt a configuration set as a region. In this case, instead of the store identification data storage unit of the automatic transaction apparatus, a region identification data storage unit is provided, and the region identification data stored in the region identification data storage unit is transmitted to the server and preset in the server storage unit. By determining whether or not it coincides with the unacceptable area data, the transaction processing in the automatic transaction apparatus installed in the area can be made unexecutable.

  It is also possible to set a possible store that can execute the transaction process instead of the disabled store, and to perform only the transaction process in the set possible store.

  Further, in addition to the setting of the disabled store, it is also possible to set a period during which the transaction process cannot be executed, that is, a disabled period. The setting of the impossible period will be described in detail in the second embodiment.

  Furthermore, in the transaction processing system of the present embodiment, the setting process and the search determination process for disabled stores are performed in the server, but a storage unit for storing disabled store data corresponding to the account number is provided in the host computer, By providing the host computer with a search determination function, the above-described disabled store setting process and disabled store confirmation process can be performed.

  In addition, in the transaction processing system of the present embodiment, the setting of the disabled store is performed for the transaction processing using the cash card, but the disabled store can be similarly set for the transaction processing using the bankbook. It is.

FIG. 9 is a system configuration diagram of the transaction processing system according to the second embodiment of the present invention.
As shown in FIG. 9, the transaction processing system 40 according to the present invention is different from the first embodiment in that a terminal device 45 that can communicate with the server 43 via the Internet 44 is provided on the customer side.
In the present embodiment, the same configurations and operations as those of the first embodiment are denoted by the same reference numerals, and description thereof will be omitted.

  FIG. 10 is a block diagram illustrating a partial configuration of the transaction processing system according to the second embodiment of the present invention.

  In this embodiment, the terminal device 45 is a customer personal computer capable of communicating via the Internet 44. As shown in FIG. 10, the terminal display unit 46, the terminal input unit 47, the terminal communication unit 48, and these units are arranged. A terminal control unit 49 for controlling is provided.

  The terminal display unit 46 includes a display, for example, and has a function of displaying a web browser.

  The terminal input unit 47 includes, for example, a mouse and a keyboard, and has a function of allowing a customer to input input data such as an account number. Via the terminal input unit 47, the customer designates improper request data for prohibiting execution of illegal transaction processing using a theft card or counterfeit card in an automatic transaction apparatus installed in a specific store, and the store. Store identification data or the like can be input.

  The terminal communication unit 48 has a function as a terminal transmission unit, and transmits and receives data to and from the server 43 via the Internet 44 by web communication.

  The terminal control unit 49 has a function of controlling the above-described units 46 to 48.

  As shown in FIG. 10, the server 43 includes a server communication unit 50, a server storage unit 51, a setting unit 52, a deletion unit 53, a first search determination unit 54, a second search determination unit 55, and a third search determination unit 56. , A time data acquisition unit 57, a generation unit 27, and a server control unit 58 for controlling these units.

  The server communication unit 50 functions as a server transmission unit and a server reception unit, transmits and receives data to and from the terminal device 45 through the Internet 44, and automatically through a dedicated line 42. Data is transmitted to and received from the transaction device 41.

  The server storage unit 51 stores account information such as a customer name, an account number, and a password.

FIG. 11 is an explanatory diagram illustrating a configuration of the server storage unit according to the second embodiment.
In the server storage unit 51, as shown in FIG. 11, passwords are stored corresponding to account numbers for each customer. This password consists of a plurality of symbols in the present embodiment, and stores that cannot execute transaction processing in the automatic transaction apparatus 41 for the customer's account, that is, stores that cannot be executed and periods during which the transaction processing cannot be executed, that is, cannot be executed. The period is set in advance by the customer so that the period can be set via the Internet 44. Note that the password in the account can be adopted as the password.

  In the server storage unit 51, as shown in FIG. 11, a plurality of disabled store data items 29 are provided for each customer corresponding to the account number. In each disabled store data item 29, the store identification data is stored as disabled store data according to the disabled request data and the store identification data transmitted from the terminal device 45.

  Further, as shown in FIG. 11, the server storage unit 51 is provided with an impossible period data item 59 corresponding to each impossible shop data item 29, and the impossible period data item 59 is transmitted from the terminal device 45. Inaccessible period data is stored.

  For example, in the account of the customer “Ichiro XX”, the account number is “1111111” and the password is “aaa111”, and the unusable store data stored corresponding to these is “A”. The inoperable period data stored corresponding to “06-03-01-09: 00 to 06-03-15-09: 00” is stored. That is, in the automatic transaction apparatus 11A installed in the store A, execution of transaction processing for the account of the customer “Ichiro XX” within the period from 9:00 on March 1, 2006 to 9:00 on March 15, 2006 is performed. It is impossible.

  Further, in the account of the customer “△△ Jiro”, the account number is “2222222”, the password is “bbb222”, and the store data corresponding to these are “B” and “C”. It has become. The disabled period data stored corresponding to the disabled store data “B” is “06-04-01-22: 00 to 06-04--02-09: 00”, and the disabled store data “ The impossible period data stored corresponding to “C” is “06-04-01-09: 00 to **-**-**-**: **”. That is, in the automatic transaction apparatus 11B installed in the store B, it is not possible to execute transaction processing for the account of the customer “△△ Ichiro” during the period from April 1, 2006 22:00 to April 2, 2006 9:00. In addition, in the automatic transaction apparatus 11C installed in the store C, after 12:34 on March 15, 2006, execution of transaction processing for the account of the customer “△△ Ichiro” is prohibited. .

  The setting unit 52 has a function of setting in the server storage unit 51 unusable store data for designating unusable stores and unusable period data for designating unusable periods.

  The deletion unit 53 has a function of deleting the disabled store data and the disabled period data set in the server storage unit 51 by the setting unit 52.

  The first search determination unit 54 searches the password stored in the server storage unit 51 based on the account number received from the terminal device 45 by the server communication unit 50 and matches the input word received from the terminal device 45. It has a function to determine whether or not to do.

  The second search determining unit 55 searches the server storage unit 51 based on the account number received from the automatic transaction apparatus 41 by the server communication unit 50 and cannot store the store that matches the store identification data received from the automatic transaction apparatus 41. It has a function of determining whether data is stored. Then, when it is determined that matching unacceptable store data is stored, the second search determination unit 55 sends the determination result to the third search determination unit 56.

  Based on the determination result by the second search determination unit 55, the third search determination unit 56 is further stored in the server storage unit 51 corresponding to the disabled store data searched by the second search determination unit 55. Data is read to determine whether the period specified by the impossible period data includes time data notified by the time data acquisition unit 57 described later, that is, whether the current time is within the impossible period. It has a function.

  The time data acquisition unit 57 has a function of acquiring time data indicating the current time and notifying the third search determination unit 56 and the deletion unit 53.

  The server control unit 58 has a function of controlling each unit described above.

  The automatic transaction apparatus 41 is installed in a store such as a corner of a store where a financial institution has a window, an unmanned store dedicated to an automatic transaction apparatus, a convenience store open 24 hours, and the like. And the server 43 are connected via a dedicated line 42 as a communication line, and as shown in FIG. 10, a display input unit 15, a screen storage unit 16, a card reading unit 17, a temporary storage unit 18, a store identification data storage unit 19, the apparatus communication part 20 and the apparatus control part 21 for controlling these each part are provided.

Next, the operation of the transaction processing system according to the present invention will be described along the flowchart shown in FIG.
FIG. 12 is a flowchart showing a disabled store setting operation in the transaction processing system according to the second embodiment of the present invention.

  First, the customer “Ichiro Io” sets a disabled store and a disabled period through the terminal device 45 so that the transaction processing for his / her account in the automatic transaction apparatus 11A installed in the store A cannot be executed. The operation in this case will be described.

  When the customer “Ichiro XX” operates the terminal device 45 to request access to the server 43, the terminal control unit 49 performs a control operation and causes the terminal communication unit 48 to transmit access request data to the server 43. (S301).

  In the server 43, when the server communication unit 50 receives the access request data, the server control unit 58 performs a control operation, and causes the server communication unit 50 to transmit the service selection screen 60 shown in FIG.

  In the terminal device 45, when the terminal communication unit 48 receives the service selection screen 60, the terminal control unit 49 displays the service selection screen 60 on the terminal display unit 46 (S302).

FIG. 13 is an explanatory diagram illustrating a configuration of a service selection screen displayed on the terminal display unit.
As shown in FIG. 13, the service selection screen 60 is provided with a setting selection button 61 for selecting the setting of the disabled store and a display selection button 62 for selecting the display of the set disabled store. Let the customer choose one. In addition, a “Cancel” button 63 for canceling the selection of the service and a “Next” button 64 for proceeding to the next step screen are displayed.

  When setting a disabled store, the customer first selects the setting selection button 61 and then selects the “next” button 64. Thereby, the disabling request data is input, and the terminal control unit 49 causes the terminal communication unit 48 to transmit the disabling request data to the server 43 (S303).

  In the server 43, when the server communication unit 50 receives the impossibility request data from the terminal device 45, the server control unit 58 causes the server communication unit 50 to transmit the account information input screen 65 shown in FIG. 14 to the terminal device 45.

  In the terminal device 45, when the terminal communication unit 48 receives the account information input screen 65, the terminal control unit 49 causes the terminal display unit 46 to display the account information input screen 65 (S304).

FIG. 14 is an explanatory diagram showing the configuration of the account information input screen displayed on the terminal display unit.
On the account number input screen 65, as shown in FIG. 14, an account number input area 66 for allowing a customer to input an account number in an account for setting a disabled store, and a password for allowing a customer to input a password in the account An input area 67, a “return” button 68 for returning to the previous screen, a “send” button 69 for transmitting the input account information, and a “cancel” button 63 for canceling the setting of the disabled store are displayed. Yes.

  When the customer operates the terminal input unit 47 to input the account number “1111111” in his / her account and the input word “aaa111” as a password, and selects the “Send” button 69, the terminal control unit 49 The terminal communication unit 48 transmits the account number and the input word to the server 43 (S305).

  In the server 43, when the server communication unit 50 receives the account number and the input word from the terminal device 45, the server control unit 58 controls the first search determination unit 54, and the server storage unit 51 based on the received account number. To determine whether or not the password corresponding to the account number matches the received input word (S306). Since the password stored in the server storage unit 51 corresponding to the account number “1111111” is “aaa111”, the first search determination unit 54 determines that the password matches the received input word.

  If it is determined that the password and the input word match, the server control unit 58 causes the server communication unit 50 to transmit the disabled store selection screen 70 shown in FIG.

  In the terminal device 45, when the terminal communication unit 48 receives the disabled store selection screen 70, the terminal control unit 49 causes the terminal display unit 46 to display the disabled store selection screen 70 (S307).

FIG. 15 is an explanatory diagram illustrating a configuration of the disabled store selection screen displayed on the terminal display unit.
On the disabled store selection screen 70, as shown in FIG. 15, a store selection button 71 provided corresponding to each store to allow the customer to select a disabled store, and a “return” button for returning to the previous screen 68. A “Send” button 72 for sending store identification data of the selected store and a “Next” button 73 for proceeding to the next screen are displayed.

  When the customer selects the “send” button 72 after selecting the store selection button 71 a corresponding to the store A, the terminal control unit 49 sends the store identification data “A” corresponding to the store A to the terminal communication unit 48. It is transmitted to the server 43 (S308).

  In the server 43, when the server communication unit 50 receives the store identification data “A” from the terminal device 45, the server control unit 58 stores the store identification data in a temporary storage unit (not shown) and causes the server communication unit 50 to store the store identification data “A”. Is transmitted to the terminal device 45.

  In the terminal device 45, when the terminal communication unit 48 receives the impossible period input screen 74, the terminal control unit 49 causes the terminal display unit 46 to display the impossible period input screen 74 (S309).

FIG. 16 is an explanatory diagram illustrating a configuration of an impossible period input screen displayed on the terminal display unit.
As shown in FIG. 16, the impossible date input screen 74 is input with a start date / time input region 75 for allowing the customer to input a start date / time for designating the impossible time period, and an end date / time input region 76 for inputting the end date / time. A “send” button 77 for transmitting the start date and time and the end date and time is displayed.

  When the customer inputs the start date and time “March 01, 09:00” and the end date and time “March 15, 09:00” and selects the “Send” button 77, the terminal control unit 49 performs terminal communication. The unit 48 is caused to transmit the period specified by the input start date and time and the end date and time to the server 43 as unusable period data (S310).

  In the server 43, when the server communication unit 50 receives the unavailable period data from the terminal device 45, the server control unit 58 reads the store identification data stored in the temporary storage unit. Then, the server communication unit 50 is caused to transmit a confirmation screen 78 including the store identification data and the unavailable period data to the terminal device 45.

  In the terminal device 45, when the terminal communication unit 48 receives the confirmation screen 78 from the server 43, the terminal control unit 49 causes the terminal display unit 46 to display the confirmation screen 78 (S311).

FIG. 17 is an explanatory diagram illustrating a configuration of the confirmation screen displayed on the terminal display unit.
As shown in FIG. 17, the confirmation screen 78 displays the store name of the disabled store selected by the customer and the input disabled period, and confirms the display to show the disabled store and disabled period. A confirmation button 79 for selecting to perform the setting is displayed.

  When the confirmation button 79 is selected on the confirmation screen 78, the terminal control unit 49 causes the terminal communication unit 48 to transmit a confirmation signal indicating that the confirmation is made to the server 43.

  In the server 43, when the server communication unit 50 receives the confirmation signal from the terminal device 45, the server control unit 58 controls the setting unit 52 and receives it from the terminal device 45 corresponding to the account number in the server storage unit 51. The set store identification data is set as disabled store data, and the received disabled period data is set corresponding to the disabled store data (S312). That is, in the server storage unit 51, the data “A” is stored in the disabled store data item 29 corresponding to the account with the account number “1111111”, and the disabled period data item 59 corresponding to the disabled store data item 29 is stored. , Data “06-03-01-09: 00 to 06-03-15-09: 00” are stored.

  When the unavailable store data and the unavailable period data are stored in the server storage unit 51, the server control unit 58 causes the server communication unit 50 to transmit the setting completion screen 80 shown in FIG. 18 to the terminal device 45.

  In the terminal device 45, when the terminal communication unit 48 receives the setting completion screen 80 from the server 43, the terminal control unit 49 causes the terminal display unit 46 to display the setting completion screen 80 (S313), and the transaction processing system 40 The impossible store setting process is terminated.

FIG. 18 is an explanatory diagram illustrating a configuration of a setting completion screen displayed on the terminal display unit.
As shown in FIG. 18, the setting completion screen 80 displays a message notifying that the setting of the disabled store has been completed and an end button 81 for selecting to end the disabled store setting process. Yes.

  If it is determined in S306 that the passwords do not match, the server control unit 58 causes the server communication unit 50 to transmit the error screen 82 shown in FIG.

  In the terminal device 45, when the terminal communication unit 48 receives the error screen 82, the terminal control unit 49 causes the terminal display unit 46 to display the error screen 82 (S314).

FIG. 19 is an explanatory diagram illustrating a configuration of an error screen displayed on the terminal display unit.
As shown in FIG. 19, a message indicating that the passwords do not match, a “return” button 68, and an end button 81 are displayed on the error screen 82.

  When the end button 81 is selected on the error screen 82, or when a password mismatch occurs a predetermined number of times in S306, the end screen 83 transmitted from the server 43 is displayed on the terminal display unit 46. And transaction processing system 40 ends impossible store setting processing.

FIG. 20 is an explanatory diagram showing the configuration of the end screen displayed on the terminal display unit.
On the end screen 83, an end button 81 is displayed as shown in FIG.

  As described above, disabled store data and disabled period data can be set for a customer account by communicating with a server from the customer terminal device via the Internet.

  In the description of the above operation, the disabled period data is input by inputting the start date and time and the end date and time on the disabled period input screen 74 (FIG. 16) displayed on the terminal display unit 46 in S309. For example, on the impossibility period input screen, the current date and time can be selected as the start date and time, and by inputting only the start date and time, it is possible to set all transaction processing in the impossible store to be impossible after the start date and time. It is also possible to take the configuration as follows.

  For example, the customer “△△ Jiro” selects the store selection button 71c corresponding to the store C on the disabled store selection screen 70 (FIG. 15), and the current date and time as the start date and time on the disabled period input screen 74 (FIG. 16). (March 15, 2006 at 12:34) and if the end date / time is not entered, in the account of the customer “△△ Jiro”, in the server storage unit 51 (FIG. 11), the unusable store data item 29 is set with the disabled store data “C”, and the disabled period data item 59 corresponding to the disabled store data item 29 is set to the disabled period data “06-03-15-12: 34-**-**- **-**: ** ”is set. That is, in the automatic transaction apparatus 11C installed in the store C, execution of transaction processing for the account of the customer “Δ Ichiro” is not allowed after the current time.

Next, the operation of the transaction processing system 40 in the case where the customer “Ichiro Io” executes a withdrawal process using a cash card in the automatic transaction apparatus 41A installed in the store A will be described.
FIG. 21 is a flowchart showing a disabled store confirmation operation in the transaction processing system according to the second embodiment of the present invention.

  First, after the customer “Ichiro XX” is detected by the automatic transaction apparatus 41A installed in the store A, the transaction processing selection screen 30 (FIG. 5) is displayed on the display input unit 15 of the automatic transaction apparatus 41A (S201). ). After that, after the “withdrawal” button 39 is selected and the cash card is inserted, the withdrawal request data, the account number “1111111” read from the cash card, and the store identification data storage unit 19 are read out. Since the operation until the store identification data “A” is transmitted to the server 43 (S204) is the same as that in the first embodiment, detailed description thereof is omitted.

  In the server 43, when the server communication unit 50 receives the withdrawal request data, the account number “1111111”, and the store identification data “A” from the automatic transaction apparatus 41 A, the server control unit 58 controls the second search determination unit 55. Then, the disabled store data stored in the server storage unit 51 is searched based on the received account number (S401). Then, the second search determining unit 55 determines whether or not unusable store data that matches the store identification data “A” received from the automatic transaction apparatus 41A is stored in the server storage unit 51 in correspondence with the received account number. Is determined (S401). Since the server store 51 stores the unusable store data “A” corresponding to the account number “1111111”, the second search determining unit 55 determines that it is stored. The determination result by the second search determination unit 55 is sent to the third search determination unit 56 (S401).

  In response to the determination result, the server control unit 58 controls the third search determination unit 56 and stores it in the server storage unit 51 based on the unusable store data searched by the second search determination unit 55. The impossible period data is read out and a determination operation is performed (S402). Based on the time data notified from the time data acquisition unit 57, the third search determination unit 56 determines whether or not the time data is included in the read unavailable period data, that is, the current time is within the unavailable period. It is determined whether or not (S402).

  If it is determined by the third search determining unit 56 that the current time is within the impossible period (S402), the server control unit 58 controls the generating unit 27 in response to the determination result. Then, a stop control signal for stopping the transaction processing in the automatic transaction apparatus 41 is generated, and the server communication unit 50 transmits the stop control signal to the automatic transaction apparatus 41A (S206).

  In the automatic transaction apparatus 41A, when the apparatus communication unit 20 receives a stop control signal from the server 43, the display input unit 15 displays a stop screen indicating that the transaction process is stopped (S207), and the transaction processing system 40 is not allowed. The store confirmation process is terminated.

  When it is determined by the second search determining unit that the disabled store data that matches the disabled store data is not stored (S401), or when the third search determining unit 56 reads out the time data When it is determined that the current time is not within the impossible period (S402), the server control unit 58 controls the generation unit 27 in response to the determination result. Then, a continuation signal for continuing the transaction process in the automatic transaction apparatus 41 is generated, and the server communication unit 50 transmits the continuation signal to the automatic transaction apparatus 41A (S208).

  In the automatic transaction apparatus 41A, when the apparatus communication unit 20 receives the stop control signal from the server 43, the apparatus control unit 21 continues the transaction process with the host computer 13 (S209), and the transaction processing system 40 is disabled. The confirmation process ends.

  As described above, when the store identification data transmitted from the automatic transaction apparatus is stored as unusable store data in the server storage unit at the time of executing transaction processing for the customer account in the automatic transaction apparatus, the current time Is determined to be within the impossible period set corresponding to the disabled store, it is possible to disable the execution of transaction processing within the preset period.

  In the server 43, the deletion unit 53 monitors the server storage unit 51 based on the time data notified by the time data acquisition unit 57 and is designated by the impossible period data stored in the impossible period data item 59. When the current time indicated by the time data elapses, the disabled period data and the corresponding disabled store data are deleted from the server storage unit 51. As a result, the disabled store data and the disabled period data that have become invalid after the elapse of the period are deleted.

  As described above, the transaction processing system according to the present embodiment transmits an account number and store identification data from a customer terminal device that can communicate with a server via the Internet, thereby making it impossible to store a store for a customer account. Since it becomes possible to set, the customer does not have to bother to go to the store where the automatic transaction apparatus is installed in order to set the impossible store, and the convenience is improved.

  In addition, because it is possible to set the unavailable period data that specifies the period during which transaction processing is not possible in correspondence with unavailable stores, customers cannot execute transaction processing in automatic transaction devices, for example, at night or during long periods of absence. Therefore, the convenience is further improved. In addition, since it is possible to set the end date and time for canceling the setting of disabled stores in advance, it is not necessary to go to the financial institution's window to cancel the setting of disabled stores. Setting is facilitated, and further improvement in convenience is expected, and the effect of suppressing unauthorized transaction processing is improved.

  In this embodiment, the customer's personal computer is used as the terminal device. However, for example, a customer's mobile phone can be used instead of the personal computer. In this case, communication between the mobile phone and the server is performed via a wireless network.

  In addition, in the transaction processing system of the present embodiment, as in the first embodiment, a non-permitted store that does not allow execution of transaction processing in the automatic transaction apparatus is set. It is also possible to adopt a configuration for setting as a region or a configuration for setting possible stores that can execute transaction processing.

  Further, in the transaction processing system of the present embodiment, the setting process and the confirmation process of the disabled store and the disabled period are performed in the server, but the storage unit stores the disabled store data and the disabled period data corresponding to the account number It is also possible to perform the setting process and the confirmation process described above by providing the host computer with a search determination function.

  Moreover, in the transaction processing system of the present embodiment, the disabled store is set for the transaction processing using the cash card, but the disabled store and the disabled period are similarly set for the transaction processing using the bankbook. It is also possible to take a configuration.

It is a block diagram which shows the structure of a part of transaction processing system which concerns on Example 1 of this invention. It is a system configuration figure of a transaction processing system concerning Example 1 of the present invention. It is explanatory drawing which shows the structure of the server storage part of Example 1. FIG. It is a flowchart which shows the impossible store setting operation | movement in Example 1 of the transaction processing system which concerns on this invention. It is explanatory drawing which shows the structure of a transaction process selection screen. It is explanatory drawing which shows the structure of an impossible store selection screen. It is explanatory drawing which shows the structure of an impossible store confirmation screen. It is a flowchart which shows the impossible store confirmation operation | movement in Example 1 of the transaction processing system which concerns on this invention. It is a system configuration | structure figure of the transaction processing system which concerns on Example 2 of this invention. It is a block diagram which shows the structure of a part of transaction processing system which concerns on Example 2 of this invention. It is explanatory drawing which shows the structure of the server storage part of Example 2. FIG. It is a flowchart which shows the impossible shop setting operation | movement in Example 2 of the transaction processing system which concerns on this invention. It is explanatory drawing which shows the structure of the service selection screen displayed on the terminal display part. It is explanatory drawing which shows the structure of the account information input screen displayed on the terminal display part. It is explanatory drawing which shows the structure of the impossible store selection screen displayed on the terminal display part. It is explanatory drawing which shows the structure of the improper period input screen displayed on the terminal display part. It is explanatory drawing which shows the structure of the confirmation screen displayed on the terminal display part. It is explanatory drawing which shows the structure of the setting completion screen displayed on the terminal display part. It is explanatory drawing which shows the structure of the error screen displayed on the terminal display part. It is explanatory drawing which shows the structure of the completion | finish screen displayed on the terminal display part. It is a flowchart which shows the impossible store confirmation operation | movement in Example 2 of the transaction processing system which concerns on this invention.

Explanation of symbols

DESCRIPTION OF SYMBOLS 10 Transaction processing system 11 Automatic transaction apparatus 13 Host computer 14 Server 15 Display input part 17 Card reading part 19 Store identification data storage part 20 Apparatus communication part 22 Server communication part 23 Server storage part 24 Setting part 25 First search judgment part 26 1st 2 Search Judgment Unit 27 Generation Unit

Claims (50)

A host computer installed at a center of a financial institution for executing each transaction processing based on at least an account number in a customer's account; an automatic transaction apparatus installed in a store and connected to the host computer via a communication line; A transaction processing system including
The automatic transaction apparatus is
Non-request data for disabling execution of the transaction process in each automatic transaction apparatus installed in a specific store, store identification data for designating the store, the account number, and an input consisting of a plurality of numbers A device input unit for inputting a number;
A device transmitting unit that transmits the input impossibility request data, the store identification data, the account number, and the input number to the host computer;
The host computer
A host storage unit in which the personal identification number in each account is stored in correspondence with the account number;
A host receiving unit that receives the impossibility request data, the store identification data, the account number, and the input number from the automatic transaction apparatus;
A first search determination unit that searches for a password stored in the host storage unit based on the received account number and determines whether the password matches the received input number;
When it is determined by the first search determination unit to match, a setting unit that sets disabled store data corresponding to the account number in the host storage unit based on the received disabled request data and the store identification data;
A transaction processing system comprising:   2. The transaction processing system according to claim 1, wherein the automatic transaction apparatus further includes a card reading unit that reads an account number from the customer's cash card, and the account number is input by the card reading unit. .   The transaction processing system according to claim 1, wherein the automatic transaction apparatus further includes a passbook reading unit that reads an account number from the passbook of the customer, and the account number is input by the passbook reading unit. A plurality of the automatic transaction apparatuses installed in each store, connected to the host computer via a communication line, and having store identification data for identifying the store;
In the automatic transaction apparatus,
The device input unit further inputs transaction processing request data and an account number to execute the transaction processing,
The device transmission unit further transmits the store identification data to the host computer along with the input of the transaction processing request data and the account number,
The host computer
When the transaction processing request data, the account number, and the store identification data are received from the automatic transaction apparatus, the host storage unit is searched based on the received account number, and the unacceptable store that matches the received store identification data A second search determination unit for determining whether data is stored;
A generation unit that generates a stop control signal to stop the transaction processing when it is determined that the transaction processing is stored;
A host transmission unit for transmitting the stop control signal to the automatic transaction apparatus,
The transaction processing system according to claim 1, wherein the automatic transaction apparatus stops the transaction processing when receiving the stop control signal from the host computer. In the host computer, when it is determined by the second search determination unit that the data is not stored, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit outputs the continuation signal. Send to the automatic transaction device,
5. The transaction processing system according to claim 4, wherein the automatic transaction apparatus continues the transaction process when receiving the continuation signal from the host computer.   The device input unit further inputs period specifying data for specifying a period during which the transaction process cannot be performed, and the device transmitting unit further transmits the input period specifying data to the host computer. The host receiving unit further receives the period specifying data from the automatic transaction apparatus, and the setting unit further sets the period specifying data as disabled period data in the host storage unit with the setting of the disabled store data. The transaction processing system according to claim 1, wherein the transaction processing system is set. A plurality of the automatic transaction apparatuses installed in each store, connected to the host computer via a communication line, and having store identification data for identifying the store;
In the automatic transaction apparatus,
The device input unit further inputs transaction processing request data and an account number to execute the transaction processing,
The device transmission unit further transmits the store identification data to the host computer along with the input of the transaction processing request data and the account number,
The host computer
A time data acquisition unit for acquiring time data indicating the current time;
When the transaction processing request data, the account number, and the store identification data are received from the automatic transaction apparatus, the host storage unit is searched based on the received account number, and the unacceptable store that matches the received store identification data A second search determination unit for determining whether data is stored;
When it is determined that the stored period is stored, the disabled period data stored in the host storage unit is searched based on the disabled store data, and the time specified by the disabled period data is acquired. A third search determination unit for determining whether or not the current time indicated by the data is included;
A generation unit that generates a stop control signal to stop the transaction process,
A host transmission unit for transmitting the stop control signal to the automatic transaction apparatus,
The transaction processing system according to claim 6, wherein the automatic transaction apparatus stops the transaction processing when receiving the stop control signal from the host computer. In the host computer, when it is determined by the second search determination unit that the data is not stored, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit outputs the continuation signal. Send to the automatic transaction device,
8. The transaction processing system according to claim 7, wherein the automatic transaction apparatus continues the transaction processing when receiving the continuation signal from the host computer. When the host computer determines that the third search determination unit does not include it, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit transmits the continuation signal to the automatic To the transaction device,
8. The transaction processing system according to claim 7, wherein the automatic transaction apparatus continues the transaction processing when receiving the continuation signal from the host computer.   The host computer, when the current time indicated by the time data acquired by the time data acquisition unit has passed the period specified by the impossibility period data stored in the host storage unit, The transaction processing system according to claim 7, further comprising a deletion unit that deletes the disabled period data and the corresponding disabled store data from the host storage unit. An automatic transaction apparatus for executing each transaction processing based on at least an account number in a customer's account with a host computer installed in a store and installed in a center of a financial institution, and a communication line installed in the center A transaction processing system including a server connected to the automatic transaction apparatus via
The automatic transaction apparatus is
Non-request data for disabling execution of the transaction process in each automatic transaction apparatus installed in a specific store, store identification data for designating the store, the account number, and an input consisting of a plurality of numbers A device input unit for inputting a number;
A device transmission unit that transmits the impossibility request data, the store identification data, the account number, and the input number to the server;
The server
A server storage unit in which the personal identification number in each account is stored in correspondence with the account number;
A server receiving unit that receives the impossibility request data, the store identification data, the account number, and the input number from the automatic transaction apparatus;
A first search determination unit that searches for a password stored in the server storage unit based on the received account number, and determines whether the password matches the received input number;
If it is determined by the first search determination unit that matches, a setting unit that sets the unusable store data corresponding to the account number in the server storage unit based on the received unsuccessful request data and the store identification data;
A transaction processing system comprising:   12. The transaction processing system according to claim 11, wherein the automatic transaction apparatus further includes a card reading unit that reads an account number from the customer's cash card, and the account number is input by the card reading unit. .   12. The transaction processing system according to claim 11, wherein the automatic transaction apparatus further includes a passbook reading unit that reads an account number from the passbook of the customer, and the account number is input by the passbook reading unit. A plurality of the automatic transaction apparatuses installed in each store, connected to the server via a communication line, and having store identification data for identifying the store;
In the automatic transaction apparatus,
The device input unit further inputs transaction processing request data and an account number to execute the transaction processing,
The device transmission unit further transmits the store identification data to the server along with the input of the transaction processing request data and the account number,
The server
When the transaction processing request data, the account number, and the store identification data are received from the automatic transaction apparatus, the server storage unit is searched based on the received account number, and the unusable store that matches the received store identification data A second search determination unit for determining whether data is stored;
A generation unit that generates a stop control signal to stop the transaction processing when it is determined that the transaction processing is stored;
A server transmission unit for transmitting the stop control signal to the automatic transaction apparatus,
The transaction processing system according to claim 11, wherein the automatic transaction apparatus stops the transaction processing when receiving the stop control signal from the server. In the server, when it is determined that the second search determination unit does not store the generation unit, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the continuation signal. Sent to the automated transaction equipment,
The transaction processing system according to claim 14, wherein the automatic transaction device continues the transaction processing when receiving the continuation signal from the server.   The device input unit further inputs period specifying data for specifying a period during which the transaction process cannot be performed, and the device transmitting unit further transmits the input period specifying data to the server, The server receiving unit further receives the period designation data from the automatic transaction apparatus, and the setting unit further sets the period designation data as impossible period data in the server storage unit with the setting of the impossible store data. The transaction processing system according to claim 11, wherein: A plurality of the automatic transaction apparatuses installed in each store, connected to the server via a communication line, and having store identification data for identifying the store;
In the automatic transaction apparatus,
The device input unit further inputs transaction processing request data and an account number to execute the transaction processing,
The device transmission unit further transmits the store identification data to the server along with the input of the transaction processing request data and the account number,
The server
A time data acquisition unit for acquiring time data indicating the current time;
When the transaction processing request data, the account number, and the store identification data are received from the automatic transaction apparatus, the server storage unit is searched based on the received account number, and the unusable store that matches the received store identification data A second search determination unit for determining whether data is stored;
When it is determined that the stored period is stored, the disabled period data stored in the server storage unit is searched based on the disabled store data, and the time specified by the disabled period data is acquired. A third search determination unit for determining whether or not the current time indicated by the data is included;
A generation unit that generates a stop control signal to stop the transaction process,
A server transmission unit for transmitting the stop control signal to the automatic transaction apparatus,
The transaction processing system according to claim 16, wherein the automatic transaction apparatus stops the transaction processing when receiving the stop control signal from the server. In the server, when it is determined that the second search determination unit does not store the generation unit, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the continuation signal. Sent to the automated transaction equipment,
18. The transaction processing system according to claim 17, wherein the automatic transaction apparatus continues the transaction process when receiving the continuation signal from the server. In the server, when the third search determination unit determines that the server does not include the generation unit, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the automatic transaction. To the device,
18. The transaction processing system according to claim 17, wherein the automatic transaction apparatus continues the transaction process when receiving the continuation signal from the server. The server, when the current time indicated by the time data acquired by the time data acquisition unit has passed the period specified by the impossibility period data stored in the server storage unit, The transaction processing system according to claim 17, further comprising a deletion unit that deletes the disabled period data and the corresponding disabled store data from a storage unit. A transaction processing system that is installed in a center of a financial institution and includes a host computer for executing each transaction processing based on at least an account number in a customer account, and a terminal device that communicates with the host computer. And
The terminal device
Input consisting of impossibility request data to prohibit execution of the transaction processing in each automatic transaction apparatus installed in a specific store, store identification data for designating the store, the account number, and a plurality of symbols A terminal input unit for inputting a word,
A terminal transmission unit that transmits the input impossibility request data, the store identification data, the account number, and the input word to the host computer,
The host computer
A host storage unit that stores a preset password in each account in association with an account number;
A host receiving unit that receives the impossibility request data, the store identification data, the account number, and the input word from the terminal device;
A first search determination unit for searching the password stored in the host storage unit based on the received account number, and determining whether the password matches the received input word;
When it is determined by the first search determination unit to match, a setting unit that sets disabled store data corresponding to the account number in the host storage unit based on the received disabled request data and the store identification data;
A transaction processing system comprising:   The transaction processing system according to claim 21, wherein the password is a personal identification number in the account.   The transaction processing system according to claim 21, wherein the terminal device is a personal computer, and communication between the terminal device and the host computer is performed via the Internet.   The transaction processing system according to claim 21, wherein the terminal device is a mobile phone, and communication between the terminal device and the host computer is performed via a wireless network. A plurality of the automatic transaction apparatuses installed in each store, connected to the host computer via a communication line, and having store identification data for identifying the store;
The automatic transaction apparatus is
A device input unit for inputting transaction processing request data and the account number to execute the transaction processing;
Along with the transmission of the input transaction processing request data and the account number, a device transmission unit that transmits the store identification data to the host computer,
The host computer
When the transaction processing request data, the account number, and the store identification data are received from the automatic transaction apparatus, the host storage unit is searched based on the received account number, and the unacceptable store that matches the received store identification data A second search determination unit for determining whether data is stored;
A generator that generates a stop control signal to stop the transaction process when it is determined that the transaction processing is stored;
A host transmission unit for transmitting the stop control signal to the automatic transaction apparatus,
The transaction processing system according to claim 21, wherein the automatic transaction device stops the transaction processing when receiving the stop control signal from the host computer.   26. The transaction processing system according to claim 25, wherein the automatic transaction apparatus further includes a card reading unit that reads an account number from the customer's cash card, and the account number is input by the card reading unit. .   26. The transaction processing system according to claim 25, wherein the automatic transaction apparatus further includes a passbook reading unit that reads an account number from the passbook of the customer, and the account number is input by the passbook reading unit. In the host computer, when it is determined by the second search determination unit that the data is not stored, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit outputs the continuation signal. Send to the automatic transaction device,
26. The transaction processing system according to claim 25, wherein the automatic transaction apparatus continues the transaction processing when receiving the continuation signal from the host computer.   The terminal input unit further inputs period specifying data for specifying a period during which the transaction process cannot be performed, and the terminal transmitting unit further transmits the input period specifying data to the host computer. The host receiving unit further receives the period specifying data from the automatic transaction apparatus, and the setting unit further sets the period specifying data as disabled period data in the host storage unit with the setting of the disabled store data. The transaction processing system according to claim 21, wherein the transaction processing system is set. A plurality of the automatic transaction apparatuses installed in each store, connected to the host computer via a communication line, and having store identification data for identifying the store;
The automatic transaction apparatus is
A device input unit for inputting transaction processing request data and the account number to execute the transaction processing;
Along with the transmission of the input transaction processing request data and the account number, a device transmission unit that transmits the store identification data to the host computer,
The host computer
A time data acquisition unit for acquiring time data indicating the current time;
When the transaction processing request data, the account number, and the store identification data are received from the automatic transaction apparatus, the host storage unit is searched based on the received account number, and the unacceptable store that matches the received store identification data A second search determination unit for determining whether data is stored;
When it is determined that the stored period is stored, the disabled period data stored in the host storage unit is searched based on the disabled store data, and the time specified by the disabled period data is acquired. A third search determination unit for determining whether or not the current time indicated by the data is included;
A generation unit that generates a stop control signal to stop the transaction process,
A host transmission unit for transmitting the stop control signal to the automatic transaction apparatus,
30. The transaction processing system according to claim 29, wherein the automatic transaction apparatus stops the transaction processing upon receiving the stop control signal from the host computer.   The transaction processing system according to claim 30, wherein the automatic transaction apparatus further includes a card reading unit that reads an account number from the customer's cash card, and the account number is input by the card reading unit. .   31. The transaction processing system according to claim 30, wherein the automatic transaction apparatus further includes a passbook reading unit that reads an account number from the passbook of the customer, and the account number is input by the passbook reading unit. In the host computer, when it is determined by the second search determination unit that the data is not stored, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit outputs the continuation signal. Send to the automatic transaction device,
31. The transaction processing system according to claim 30, wherein the automatic transaction apparatus stops the transaction processing when receiving the continuation signal from the host computer. When the host computer determines that the third search determination unit does not include it, the generation unit generates a continuation signal to continue the transaction process, and the host transmission unit transmits the continuation signal to the automatic To the transaction device,
31. The transaction processing system according to claim 30, wherein the automatic transaction apparatus stops the transaction processing when receiving the continuation signal from the host computer.   The host computer, when the current time indicated by the time data acquired by the time data acquisition unit has passed the period specified by the impossibility period data stored in the host storage unit, The transaction processing system according to claim 30, further comprising a deletion unit that deletes the disabled period data and the corresponding disabled store data from the host storage unit. A transaction processing system including a server installed in a center of a financial institution and a terminal device that communicates with the server,
The terminal device
Impossibility request data to prohibit execution of transaction processing based on the account number in the customer's account by each automatic transaction apparatus installed in a specific store, store identification data for designating the store, and the account number A terminal input unit to which an input word composed of a plurality of symbols is input;
A terminal transmission unit that transmits the input impossibility request data, the store identification data, the account number, and the input word to the server;
The server
A server storage unit in which a password set in advance for each account is stored in association with the account number;
A server receiving unit that receives the impossibility request data, the store identification data, the account number, and the input word from the terminal device;
A first search determination unit for searching the password stored in the server storage unit based on the received account number, and determining whether the password matches the received input word;
If it is determined by the first search determination unit that matches, a setting unit that sets the unusable store data corresponding to the account number in the server storage unit based on the received unsuccessful request data and the store identification data;
A transaction processing system comprising:   The transaction processing system according to claim 36, wherein the password is a personal identification number in the account.   37. The transaction processing system according to claim 36, wherein the terminal device is a personal computer, and communication between the terminal device and the server is performed via the Internet.   The transaction processing system according to claim 36, wherein the terminal device is a mobile phone, and communication between the terminal device and the server is performed via a wireless network. A plurality of the automatic transaction apparatuses installed in each store, connected to the server via a communication line, and having store identification data for identifying the store;
The automatic transaction apparatus is
A device input unit for inputting transaction processing request data and the account number to execute the transaction processing;
Along with the transmission of the input transaction processing request data and the account number, a device transmission unit that transmits the store identification data to the server,
The server
When the transaction processing request data, the account number, and the store identification data are received from the automatic transaction apparatus, the server storage unit is searched based on the received account number, and the unusable store that matches the received store identification data A second search determination unit for determining whether data is stored;
A generation unit that generates a stop control signal to stop the transaction processing when it is determined that the transaction processing is stored;
A server transmission unit for transmitting the stop control signal to the automatic transaction apparatus,
37. The transaction processing system according to claim 36, wherein the automatic transaction apparatus stops the transaction processing when receiving the stop control signal from the server.   The transaction processing system according to claim 40, wherein the automatic transaction apparatus further includes a card reading unit that reads an account number from the customer's cash card, and the account number is input by the card reading unit. .   41. The transaction processing system according to claim 40, wherein the automatic transaction apparatus further includes a passbook reading unit that reads an account number from the passbook of the customer, and the account number is input by the passbook reading unit. In the server, when it is determined that the second search determination unit does not store the generation unit, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the continuation signal. Sent to the automated transaction equipment,
41. The transaction processing system according to claim 40, wherein the automatic transaction apparatus continues the transaction process when receiving the continuation signal from the server.   The terminal input unit further inputs period designation data for designating a period during which the transaction process cannot be performed, and the terminal transmission unit further transmits the input period designation data to the server, The server receiving unit further receives the period designation data from the automatic transaction apparatus, and the setting unit further sets the period designation data as impossible period data in the server storage unit with the setting of the impossible store data. The transaction processing system according to claim 36, wherein: A plurality of the automatic transaction apparatuses installed in each store, connected to the server via a communication line, and having store identification data for identifying the store;
The automatic transaction apparatus is
A device input unit for inputting transaction processing request data and the account number to execute the transaction processing;
Along with the transmission of the input transaction processing request data and the account number, a device transmission unit that transmits the store identification data to the server,
The server
A time data acquisition unit for acquiring time data indicating the current time;
When the transaction processing request data, the account number, and the store identification data are received from the automatic transaction apparatus, the server storage unit is searched based on the received account number, and the unusable store that matches the received store identification data A second search determination unit for determining whether data is stored;
When it is determined that the stored period is stored, the disabled period data stored in the server storage unit is searched based on the disabled store data, and the time specified by the disabled period data is acquired. A third search determination unit for determining whether or not the current time indicated by the data is included;
A generation unit that generates a stop control signal to stop the transaction process,
A server transmission unit for transmitting the stop control signal to the automatic transaction apparatus,
45. The transaction processing system according to claim 44, wherein the automatic transaction apparatus stops the transaction processing upon receiving the stop control signal from the server.   The transaction processing system according to claim 45, wherein the automatic transaction apparatus further includes a card reading unit that reads an account number from the customer's cash card, and the account number is input by the card reading unit. .   46. The transaction processing system according to claim 45, wherein the automatic transaction apparatus further includes a passbook reading unit that reads an account number from the passbook of the customer, and the account number is input by the passbook reading unit. In the server, when it is determined that the second search determination unit does not store the generation unit, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the continuation signal. Sent to the automated transaction equipment,
46. The transaction processing system according to claim 45, wherein the automatic transaction apparatus stops the transaction processing when receiving the continuation signal from the server. In the server, when the third search determination unit determines that the server does not include the generation unit, the generation unit generates a continuation signal to continue the transaction process, and the server transmission unit transmits the continuation signal to the automatic transaction. To the device,
46. The transaction processing system according to claim 45, wherein the automatic transaction apparatus stops the transaction processing when receiving the continuation signal from the server. The server, when the current time indicated by the time data acquired by the time data acquisition unit has passed the period specified by the impossibility period data stored in the server storage unit, 46. The transaction processing system according to claim 45, further comprising a deletion unit that deletes the disabled period data and the corresponding disabled store data from a storage unit.

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