JP2007265297A - Electronic storage system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an electronic storage system difficult to falsify and less in the amount of storage data per slip. <P>SOLUTION: The electronic storage system is provided with an image reader for reading an image of a handwritten entry region in the slip with the handwritten entry region; a data processor for carrying out data processing for a transaction specified by information written in the handwritten entry region and generating a cipher code unique to the transaction; a first data server for storing image information read by the image reader, and character information showing the contents of the transaction, in a form of using the cipher code as an access key; and a second data server storing a journal of data processing including the cipher code, in a form of requiring the access key for the reference. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to an electronic storage system for converting and storing information on entry of slips used for various transactions.

  A slip is always used for transactions at a window of a financial institution (for example, a bank). The customer enters information on predetermined items such as transaction amount and account number on this slip. Financial institutions are obligated to save slips until a certain number of years have passed since the transaction date. An appropriate place is required to store the slip itself (paper).

  In recent years, legislation that allows electronic storage of various documents has been enacted, and there is a growing trend to move to electronic storage of slips. Electronic storage is a storage form in which information on a paper surface is converted into image data as seen and recorded on a data recording medium. The biggest advantage of electronic storage is that storage space can be reduced.

  However, since the image information is stored in the electronic storage, the amount of data per one slip is significantly larger than the case where the character information entered in the slip is stored. In order to reduce the required memory capacity of the data recording apparatus and to reduce the network load when transferring data, it is desirable that the amount of data per slip is small.

Japanese Patent Application Laid-Open No. 62-2355 is a prior art document relating to the reduction of the transfer data amount. The image data processing device for banks described in the publication is not an image of the entire slip but an entry area when transmitting the slip image from the terminal device at the window to the terminal device operated by the officer who approves the transaction. Only the image is transmitted, and the form of the slip and the transmitted image are combined at the transmission destination terminal device to display the slip image.
JP-A-62-2355

  In electronic storage of slips, prevention of falsification of stored data is strongly required. Simply attaching access restrictions to a data recording device is not sufficient. For example, when a password permitting reference to stored data is set for the data recording apparatus, if one password is leaked, information on a large number of slips can be referred to. From the viewpoint of suppressing falsification, it is desirable to set a unique password for each of a large number of slips.

  In view of such circumstances, an object of the present invention is to provide an electronic storage system that is difficult to falsify and has a small amount of stored data per slip.

  An electronic storage system that achieves the above object includes: an image reader that reads an image of the handwritten entry area in a voucher having a handwritten entry area; and data processing for a transaction specified by information entered in the handwritten entry area A data processing device for generating a personal identification code unique to the transaction, and storing image information read by the image reader and character information indicating the content of the transaction in a format using the personal identification code as an access key. A first data server; and a second data server for storing the data processing journal including the personal identification code in a format that requires an access key for reference.

  The handwritten entry area is a part of the slip sheet, and is an area in which information for identifying the transaction is entered prior to the transaction. The handwritten entry area includes an area for stamping. The entry in the handwritten entry area is not limited to handwriting, but may be printing by a printer, typewriter, checkwriter, etc., rubber stamps, or other stamps.

  In the electronic storage system described above, the image information to be stored is limited to the information in the handwritten entry area, so the amount of stored data is small compared to that for storing the image of the entire slip.

  When saving information for multiple slips, access to saved information is restricted for each slip, making it more difficult to falsify than for restricting access to a group of saved information corresponding to multiple slips. It is.

  By associating the code for accessing the stored information into the journal for data processing for transactions, the stored information and the code are associated with each other. And by attaching access restrictions to the journal, tampering becomes more difficult.

  Searching stored information is facilitated by using a password as a search key.

  More preferably, the electronic storage system refers to a form file indicating a form of the form, a slip representing a slip sheet in which the image information and the character information are entered with reference to the first data server and the form data file. A slip output device for outputting an image.

  According to the first to third aspects of the present invention, there is provided an electronic storage system that is difficult to falsify and has a small amount of stored data per slip.

  Here, an example is the storage of slip entry information relating to transactions at a bank window. However, the transaction according to the present invention is not limited to the transaction at the window. Issuing various certificates in government offices is also included in the transaction.

  FIG. 1 shows the configuration of an electronic storage system.

  The electronic storage system 1 includes a terminal device 10 installed at a window, an image reader 20 assembled in the terminal device 10, a storage 30 functioning as a data server, and a slip restoration device that enables browsing of stored slip entry information 40. These components are connected to a network so that predetermined data transfer is possible.

  The terminal device 10 is a data processing device including a keyboard, a display, and a printer capable of filling in a passbook, and has a log function that keeps its own operation history, like a general-purpose computer. The terminal device 10 is used for transactions at a window mainly for deposits and withdrawals and transfers.

  The image reader 20 scans the slip 5 having a predetermined format, and converts the image of the slip 5 into data. The form of the slip 5 shown in the figure is also applicable to the case where the paper is stored as it is without electronic storage, and the printer prints the items to be filled in by the bank together with the handwritten entry area 51 to be filled in by the customer. The downstream message print area 52 is provided. However, only the image of the handwritten entry area 51 is converted into data by the image reader 20. The image reader 20 includes an overhead imaging unit for reading a large-sized document.

  The storage 30 is data storage means composed of one or a plurality of memory devices. The storage 30 functions as a slip server 31 that stores slip entry information and a journal server 32 that stores a journal that is history information of operations of the terminal device 10. The slip server 31 and the journal server 32 are installed, for example, in a business store where the terminal device 10 is installed. You may install in the office center which collects information from several sales offices. It is not always necessary to install the slip server 31 and the journal server 32 in the same place.

  The slip restoring device 40 is a data processing device having a man-machine interface including a keyboard and a display, and has a slip restoring function. The slip restoration function is a function for acquiring slip entry information stored in the slip server 31 and predetermined form data stored in advance in the form library 60 and displaying a slip image 5G obtained by synthesizing them. The form library 60 may be stored in the slip restoring device 40, or may be stored in the storage 30 or another device. Such a slip restoring device 40 is installed, for example, in a store where the terminal device 10 is installed. In this case, by incorporating a program for realizing the slip restoring function into the terminal device 10, the terminal device 10 can be configured as a system configuration that also serves as the slip restoring device 40.

  Hereinafter, the operation of the electronic storage system 1 will be described in more detail along with the transaction procedure.

  The customer gives the slip 5 to the operator of the terminal device 10 who is the contact person. This starts the transaction. The operator who has received the slip 5 confirms that there are no omissions in predetermined items, and then causes the image reader 20 to read the slip 5. The slip 5 is taken into the image reader 20, thereby preventing leakage of customer personal information. The image reader 20 scans the slip 5 and sends the image data (image) in the handwritten entry area 51 to the terminal device 10. The image data is temporarily stored in the terminal device 10, and at that time or thereafter, the slip 5 is automatically discarded by a shredder built in the image reader 20.

  The terminal device 10 performs optical character recognition on the image data, and displays the recognition result and the original image (image of the handwritten entry area 51). The operator confirms the recognition result, and inputs information necessary for data processing other than the recognized information.

  Subsequently, when the operator performs a transmission instruction operation, the terminal device 10 sends a transaction processing request statement 82 to the host 8 connected via the leased line network 70. In response to this, the host 8 refers to the customer master 72 and updates data according to the transaction. Then, the host 8 sends to the terminal device 19 a downlink telegram 82 indicating the details of processing at the host 8 and authentication.

  The terminal device 10 prints out a transaction statement (not shown) based on the downlink message 82. The operator hands the transaction statement to the customer. This ends the transaction.

  Each time the transaction ends, the terminal device 10 performs an operation for electronically storing the slip. That is, the terminal device 10 stores the journal 90 including the code 91 unique to the transaction specified by the downlink message 82, and also stores the image information 51G read by the image reader 20 and the character information indicated by the downlink message 82. The associated slip entry information 50 is stored.

  The code code 91 is generated in the terminal device 10. However, the form of the generation may be generated uniquely by the terminal device 10, or the code generated by the host 8 may be diverted or changed as it is.

  The slip entry information 50 is a data file in a format using a password as an access key. That is, in order to make the slip entry information 50 viewable (to open a file), a personal identification code must be input.

The journal 90 and the slip entry information 50 are transferred from the terminal device 10 to the storage 30 immediately after generation or when executing batch processing. The journal 90 is stored by the journal server 32, and the slip entry information 50 is stored by the slip server 31.
In order to prevent leakage of information, it is desirable to delete the transferred data in the terminal device 10 when the transfer is completed.

  Here, the journal server 32 has an access restriction that requires the input of the password 320 for access. Therefore, for example, when the senior officer decides to operate the system so as to manage the personal identification code 320, the other person cannot browse the journal 90 without obtaining the personal identification code 320 from the senior executive. If the journal 90 is not browsed, the slip entry information 50 cannot be browsed. If the personal identification code 320 is divided and a plurality of senior executives manage a part of the personal identification code 320, the alteration becomes more difficult.

  Thus, every time a transaction is performed, the slip entry information 50 corresponding to the slip used for each transaction is stored in a difficult and falsified state. The preservation lasts for at least the period in which preservation is required (currently 10 years).

  In the electronic storage system 1, any slip entry information 50 in the information stored in the slip server 31 can be browsed by the slip restoring device 40. However, as described above, the viewer is limited to those who can know the password 320. The slip restoring device 40 transmits the personal identification code 320 input by the viewer to the journal server 32 and releases the access restriction. The viewer searches the stored information in the journal server 32 using information for identifying the transaction (customer number, account number, transaction type, date, etc.) as a key, and checks the code 91 corresponding to the desired slip. When the browsing person inputs the personal identification code 91, the slip restoring device 40 takes in the corresponding slip entry information 50 from the slip server 31. This is easy if, for example, a database using the password 91 as a search key is built in the slip server 31.

  The slip restoration device 40 releases the access restriction on the slip slip entry information 50 that has been taken in by the personal identification code 91 and acquires the contents of the slip entry information 50. Then, as described above, by referring to the form library 60 and combining the form of the form 5 and the form entry information 50 (the image of the handwritten entry area and the downlink message), the form sheet in which the form entry information 50 has been entered. A slip image 5G representing is displayed. The slip image 5G may be printed out.

  According to the above embodiment, since optical character recognition (OCR) is performed on the slip 5, it is possible to save the operator from having to key-in the items entered by the customer. In addition to this, unlike the general electronic storage for converting the final state slip 5 printed with the down telegram 82 into data, it is not necessary for the image reader 20 to read the final state slip 5, so that the operator's work Can be simplified.

  Since the slip 5 is taken in and discarded by the image reader 20, leakage of customer personal information is prevented. This function of the image reader 20 is particularly useful in transactions with a long processing time. As an application, for example, even when several days are required for completion of processing, such as a loan application, it is conceivable that the application slip is taken into the image reader 20. In this case, the interrupted process can be easily restarted by temporarily storing the image read from the application slip and providing a flag indicating that the process is incomplete.

  In the above embodiment, the network configuration of the electronic storage system 1, the device configuration of each unit, the operation procedure, and the like can be changed as appropriate in accordance with the gist of the present invention.

  The form of the slip 5 may be one in which the downstream message print area 52 is omitted. If the downstream message print area 52 is omitted, the size of the slip 5 can be reduced, thereby reducing the cost of supplies. Alternatively, the handwritten entry area 51 can be expanded by an amount corresponding to the omission message print area 52 omitted, so that it can be easily written by elderly people and persons with disabilities.

  The present invention can improve the practicality of electronic storage of slips used for various transactions involving data processing, and thus contributes to the improvement of slip processing operations in financial institutions, public offices, general companies, stores, and the like.

It is a figure which shows the structure of an electronic preservation | save system.

Explanation of symbols

1 electronic storage system 50 slip entry information 51 handwritten entry area 5 slip 20 image reader 10 terminal device (data processing device)
91 PIN code 51G Image information 82 Downlink message (text information)
31 slip server (first data server)
90 Journal 320 PIN code (Access key)
32 Journal server (second data server)
60 style library (style file)
50 slip restoration device

Claims (4)

An electronic storage system for storing slip entry information,
An image reader for reading an image of the handwritten entry area in a slip having a handwritten entry area;
A data processing device that performs data processing for a transaction specified by information entered in the handwritten entry area, and generates a personal identification code unique to the transaction;
A first data server for storing image information read by the image reader and character information indicating the contents of the transaction in a format using the password as an access key;
An electronic storage system comprising: a second data server that stores the data processing journal including the personal identification code in a format that requires an access key for reference to the data processing journal. The electronic storage system according to claim 1, wherein the image reader selectively reads an image of the handwritten entry area in the slip. The electronic storage system according to claim 1 or 2, wherein the image data and the character information are stored in the first data server so as to be searchable using the password as a key. A form file indicating the form of the slip;
A slip restoration device that refers to the first data server and the format data file and outputs a slip image representing a slip sheet in which the image information and the character information are entered;
The slip restoration apparatus accesses the second data server to acquire the password, acquires the image information and the character information from the first data server using the password, and the format file. The electronic storage system according to claim 1, wherein the slip image is generated by combining the format, the image information, and the character information.