JP2007257582A - Remittance management apparatus, remittance management terminal apparatus, remittance management method, remittance management terminal processing method, remittance management program and remittance management terminal processing program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To simplify, streamline and reduce the costs of paperwork for inspecting remittance management lists by simplifying the structure of the remittance management lists. <P>SOLUTION: (1) A foreign remittance management apparatus 118 prints a foreign remittance management list 113. (2) A QR code(R) including foreign remittance request detail information is read from the foreign remittance management list 113 with a QR code reader 512 of a foreign remittance management terminal apparatus 119. (3) The foreign remittance request detail information extracted from the QR code read from the foreign remittance management list 113 is displayed on the screen of a display 508 of the foreign remittance management terminal apparatus 119. (4) The display of the foreign remittance request detail information extracted from the QR code on the screen of the display 508 enables an officer 201 to check the foreign remittance request detail information. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to a remittance management device, a remittance management terminal device, a remittance management method, a remittance management terminal processing method, a remittance management program, and a remittance management terminal processing program for managing request information relating to remittance, particularly foreign remittance.

  Conventionally, a remittance management device that manages the remittance request entered from the terminal, especially the remittance request date, and can send a message to the remittance bank for the remittance request that has arrived at the designated payment date has been disclosed. (For example, refer to Patent Document 1 below.) Further, with respect to the remittance request, for example, subsequent paperwork such as an additional charge of a fee from the remittance destination bank, reassembly, and return is generated.

JP-A-8-16670

  However, in the above-described prior art, when the subsequent business process occurs, the contents of the subsequent business process are determined according to the remittance management table (hereinafter referred to as “remittance management table”) printed on a predetermined sheet. The officers (inspectors in charge of the remittance management table) manually inspect them. This remittance management table has several pages to dozens of pages for one remittance request, but since there are 10,000 or more remittance requests per day at peak times, the remittance management table has tens of thousands of pages. Such a huge number of pages. For this reason, the officer has to search for information related to the subsequent paperwork from a large amount of remittance management tables printed, and there has been a problem that the paperwork becomes complicated. In addition, processing and management of all remittance requests required a large amount of manpower and a huge labor cost. In addition, there has been a problem that a huge amount of paper is required to print a large amount of remittance management table and a storage place for storing these papers must be secured.

  The present invention simplifies, increases efficiency, and reduces the cost of paperwork for reviewing the remittance management table by simplifying the remittance management table in order to eliminate the above-described problems caused by the prior art. An object is to provide a remittance management device, a remittance management terminal device, a remittance management method, a remittance management terminal processing method, a remittance management program, and a remittance management terminal processing program.

  In order to solve the above-described problems and achieve the object, a remittance management apparatus according to the present invention includes request information acquisition means for acquiring request information related to remittance, and a graphic code that can be converted into all or part of the request information itself. And a management table generation means for generating a management table relating to remittance for printing including all or part of the request information and the graphic code. .

  The remittance management device according to the present invention is characterized in that, in the above-described invention, the graphic code is a two-dimensional code.

  The remittance management device according to the present invention is characterized in that, in the above-described invention, the graphic code is a graphic code that can be converted into text data described in an HTML language.

  The remittance management apparatus according to the present invention is characterized in that, in the above-described invention, the graphic code is a graphic code that can be converted into image data.

  The remittance management device according to the present invention is characterized in that, in the above-described invention, the graphic code is a graphic code that can be converted into audio data.

  The remittance management terminal device according to the present invention relates to remittance from a graphic code reading means for reading the graphic code from a management table related to remittance printed on a predetermined sheet, and a graphic code read by the graphic code reading means. Request information extracting means for extracting request information; and request information output means for outputting all or part of the request information extracted by the request information extracting means.

  The remittance management method according to the present invention includes a request information acquisition step for acquiring request information related to remittance, a graphic code generation step for generating a graphic code that can be converted into all or part of the request information itself, and the request. And a management table generating step of generating a management table relating to remittance for printing including all or part of the information and the graphic code.

  The remittance management terminal processing method according to the present invention includes a graphic code reading step for reading the graphic code from a management table related to remittance printed on a predetermined sheet, and a remittance from the graphic code read by the graphic code reading step. A request information extracting step for extracting request information on the request information, and a request information outputting step for outputting all or part of the request information extracted by the request information extracting step.

  A remittance management program according to the present invention causes a computer to execute the remittance management method described above.

  A remittance management terminal processing program according to the present invention causes a computer to execute the remittance management terminal processing method described above.

  According to the present invention, the remittance management table used when reviewing a remittance request, particularly a foreign remittance request, has a simple configuration, thereby simplifying, improving efficiency and reducing the paperwork for inspecting the remittance management table. Cost can be increased.

  With reference to the accompanying drawings, preferred embodiments of a remittance management device, a remittance management terminal device, a remittance management method, a remittance management terminal processing method, a remittance management program, and a remittance management terminal processing program according to the present invention will be described below. The remittance management will be described in detail as an example.

(Entire system configuration)
First, the configuration of the entire system including a foreign remittance management device and a foreign remittance management terminal device according to an embodiment of the present invention will be described. FIG. 1 is an explanatory diagram showing the configuration of the entire system including a foreign remittance management device and a foreign remittance management terminal device according to this embodiment of the present invention.

  In FIG. 1, the foreign remittance system 100 includes a financial institution 110, a customer company 120, and a foreign bank 130. Further, the terminal 121 of the customer company 120 and the remittance request processing device 115 of the financial institution 110 are connected by a telephone line 140. Further, the terminal 122 of the customer company 120 and the remittance request processing device 115 of the financial institution 110 are connected via the Internet 150. In addition, the message transmission system 114 of the financial institution 110 and the message reception system 131 of the foreign bank 130 are connected by a SWIFT network 160.

  The customer company 120 includes a terminal 121 connected to the telephone line 140 and a terminal 122 connected to the Internet 150. The customer company 120 transmits foreign remittance request information to the remittance request processing device 115 of the financial institution 110. The customer company 120 transmits the foreign remittance request information created by the terminal 121 to the remittance request processing device 115 via the telephone line 140. Further, the customer company 120 can also transmit the foreign remittance request information created by the terminal 122 to the remittance request processing apparatus 115 via the Internet 150.

  In addition, the client company 120 can also send a remittance request form 123 in which the contents of the request are handwritten to a financial institution 110 by a requester of a non-illustrated foreign remittance request. The financial institution 110 includes a remittance request input terminal 111, a remittance request DB 112, a message transmission system 114, a remittance request processing device 115, a subsequent office processing device 116, a subsequent office post-processing device 117, a foreign remittance management device 118, and a foreign remittance management terminal device. 119. The financial institution 110 creates telegram information based on the foreign remittance request information created by the customer company 120. Then, the financial institution 110 transmits the telegram information created by the financial institution 110 to the telegram reception system 131 of the foreign bank 130.

  The remittance request input terminal 111 creates foreign remittance request information corresponding to the remittance request form 123 transmitted from the customer company 120 by the operation of an operator not shown. Further, the remittance request input terminal 111 optically reads the remittance request form 123 using, for example, a scanner provided in the remittance request input terminal 111 and creates image data of the remittance request form 123 as necessary.

  In addition, the request input terminal 111 is a voice recording the exchange between the person in charge regarding the remittance request form 123 and the client (for example, telephone inquiry response to unclear description, signature stamping by the client, etc.) as necessary. Create data and image data. Further, the remittance request input terminal 111 transmits the foreign remittance request information (including the image data, audio data, and image data) created by the remittance request input terminal 111 to the remittance request processing device 115.

  In the remittance request DB 112, foreign remittance request information (image data of the remittance request form 123, voice data recording the exchange between the person in charge and the requester regarding the remittance request form 123) created by the client company 120 or the remittance request input terminal 111. And the image data) are stored by the remittance request processing device 115. The foreign remittance request information stored in the remittance request DB 112 is read / written by the subsequent office processing device 116, the subsequent office post-processing device 117, the foreign remittance management device 118, the message transmission system 114, and the like.

  The message transmission system 114 extracts the message information of the foreign remittance request information whose designated payment date has arrived from the remittance request DB 112. The message transmission system 114 transmits the message information extracted from the remittance request DB 112 to the message reception system 131 of the foreign bank 130 via the SWIFT network 160.

  The remittance request processing apparatus 115 receives the foreign remittance request information transmitted from the customer company 120 or the remittance request input terminal 111. Further, the remittance request processing device 115 registers the foreign remittance request information received by the remittance request processing device 115 in the remittance request DB 112. Further, the remittance request processing device 115 generates message information based on the detailed information included in the foreign transmission request information, and registers the generated message information in the remittance request DB 112.

  The subsequent paper processing device 116 accepts additional charges, reassessment, return, etc. from a foreign bank for a foreign remittance request, and performs subsequent paper processing such as updating the foreign remittance request information registered in the remittance request DB 112. Do it. The subsequent office post-processing device 117 updates (adds, changes, deletes, etc.) the foreign remittance request information registered in the remittance request DB 112 based on the execution result of the subsequent office processing performed by the subsequent office processing device 116. Do it.

  The foreign remittance management device 118 performs foreign remittance management processing such as outputting the foreign remittance management table 113 based on the foreign remittance request information registered in the remittance request DB 112. The foreign remittance management terminal device 119 receives the foreign remittance request information printed on the foreign remittance management table 113 by the operation of the officer 201 (see FIG. 2) who reviews the foreign remittance management table 113 shown in FIG. Read and output all or part of the foreign remittance request information read by the foreign remittance management terminal device 119.

  Here, if the foreign remittance request detailed information is, for example, text data or image data, the foreign remittance management terminal device 119 can display the text data or image data on the screen of the display 508 (see FIG. 5). . Also, if the foreign remittance request detailed information is audio data, for example, the foreign remittance management terminal device 119 can reproduce the audio data and output the audio from the speaker 514 (see FIG. 5). The foreign remittance request information output by the foreign remittance management terminal device 119 is used by the officer 201 to review the foreign remittance management table 113.

  The foreign bank 130 includes a message reception system 131 connected to the message transmission system 114 of the financial institution 110 via the SWIFT network 160. The message reception system 131 receives message information transmitted from the message transmission system 114 of the financial institution 110 via the SWIFT network 160.

(Outline of foreign remittance management process)
Next, an outline of the foreign remittance management device, foreign remittance management terminal device, foreign remittance management method, foreign remittance management terminal processing method, foreign remittance management program, and foreign remittance management terminal processing program according to the embodiment of the present invention will be described. . FIG. 2 shows an outline of a foreign remittance management device, a foreign remittance management terminal device, a foreign remittance management terminal, a foreign remittance management terminal processing method, a foreign remittance management program, and a foreign remittance management terminal processing program according to this embodiment of the present invention. It is explanatory drawing shown.

  In FIG. 2, (1) First, the foreign remittance management table 113 is printed by the foreign remittance management device 118. The foreign remittance management table 113 printed by the foreign remittance management apparatus 118 includes a plurality of foreign remittance request information. In the foreign remittance management table 113, the foreign remittance request information corresponding to one foreign remittance request is shown in one line. The foreign remittance management table 113 including a plurality of foreign remittance request information is collectively printed by batch processing performed by the foreign remittance management device 118 at night, for example.

  The foreign remittance request information included in the foreign remittance management table 113 includes detailed information on the foreign remittance request (hereinafter referred to as “foreign remittance request detailed information”). In the foreign remittance management table 113, the detailed information on the foreign remittance request is indicated by a QR code generated by the foreign remittance management device 118 for each type of detailed information on the foreign remittance request described later.

  The types of foreign remittance request detailed information include, for example, request form information, detailed information, telegram information, subsequent paper processing information, image data of the remittance request form 123, and exchanges between the person in charge and the client regarding the remittance request form 123 Audio data and image data. Since the foreign remittance management table 113 printed by the foreign remittance management device 118 is reviewed by the officer 201, it is handed over to the officer 201 by the administrator of the foreign remittance management device 118, for example.

  Here, of the detailed information on the foreign remittance request, the request form information includes electronic data of the remittance request form 123 in which the request contents are handwritten by the requester of the foreign remittance request. This request form information is referred to, for example, when a trouble occurs between the financial institution 110 and the requester of the foreign remittance request. Further, in the foreign remittance request detailed information, the detailed information includes all data items included in the foreign remittance request information. The data items included in the foreign remittance request information include, for example, a code (for example, a banking operation code) necessary for performing paperwork at the financial institution 110 in addition to the request for foreign remittance request.

  Of the detailed information on the foreign remittance request, the telegram information is data relating to the foreign remittance generated by the financial institution 110 based on the detailed information and transmitted to the foreign bank 130. This electronic message information is referred to, for example, when a remittance recipient receives an inquiry about the contents of a request for foreign remittance. Of the detailed information on the foreign remittance request, the subsequent paper processing information refers to the subsequent paper processing (for example, the addition of a fee) transmitted from the client company 120 or the foreign bank 130 after the message information is transmitted to the foreign bank 130. Request data for billing, reassembly, return, etc.). Further, of the detailed information on the foreign remittance request, the post-successing post-processing information is data indicating the contents of the completion of the business processing based on the request after receiving the request data for the subsequent paper processing.

  On the other hand, the QR code is a kind of two-dimensional code that can include information in the vertical direction and the horizontal direction, and is formed into a square by a combination of cells (square dots) according to the content of the information to be encoded. Yes. Versions 1 to 40 of the QR code are defined according to the amount of information that can be coded. For example, when version 40 is selected, the QR code is composed of 177 cells × 177 cells and can include information of up to about 7000 characters.

  The QR code can freely set the cell size according to the resolution of the printing apparatus that prints the QR code and the resolution of the QR code reader that reads the QR code. Further, since the QR code has an error correction function, information can be restored by the error correction function even when, for example, part of the code is contaminated. The QR code can read information from any direction of 360 degrees. In the present embodiment, a QR code is used as an example of a two-dimensional code, but other two-dimensional codes may be used.

  (2) Next, the foreign remittance management terminal device 119 uses the QR code reader 512 (see FIG. 5) operated by the officer 201 to select from a plurality of QR codes shown in the foreign remittance management table 113. The QR code containing the detailed information on the foreign remittance request desired by the officer 201 is read.

  (3) In the foreign remittance management terminal device 119, the foreign remittance request detailed information is extracted from the QR code read from the foreign remittance management table 113, and the foreign remittance request detailed information extracted from the QR code is used as the foreign remittance management terminal. The information is displayed on the screen of the display 508 provided in the device 119.

  Here, if the foreign remittance request detailed information extracted from the QR code, for example, is text data or image data, the foreign remittance management terminal device 119 can display the text data or image data on the screen of the display 508. it can. Further, if the foreign remittance request detailed information extracted from the QR code is audio data, for example, the foreign remittance management terminal device 119 can reproduce the audio data and output the audio from the speaker 514.

  (4) The foreign remittance request detailed information extracted from the QR code is displayed on the screen of the display 508 or output from the speaker 514, thereby confirming the foreign remittance request detailed information by the officer 201. Is possible.

(Functional configuration of foreign remittance management device 118 and foreign remittance management terminal device 119)
Next, functional configurations of the foreign remittance management device 118 and the foreign remittance management terminal device 119 according to the present embodiment will be described. FIG. 3 is a block diagram showing an example of the functional configuration of the foreign remittance management device and the foreign remittance management terminal device according to this embodiment of the present invention. In FIG. 3, the foreign remittance management apparatus 118 includes a foreign remittance request information acquisition unit 301, a graphic code generation unit 302, a foreign remittance management table generation unit 303, and a foreign remittance management table printing unit 304.

  The foreign remittance request information acquisition unit 301 acquires foreign remittance request information from the remittance request DB 112. The foreign remittance request information includes, for example, request form information, detailed information, message information, subsequent paper processing information, post office post-processing information, image data of the remittance request form 123, and communication between the person in charge and the client regarding the remittance request form 123 Foreign remittance request detailed information such as voice data and image data recorded in the

  However, the request information is not included in the foreign remittance request information corresponding to the foreign remittance request not via the remittance request form 123, such as a foreign transmission request using electronic banking or Internet banking. Further, the foreign remittance request information corresponding to the foreign remittance request for which no subsequent paperwork has occurred does not include the subsequent paperwork processing information and the subsequent paperwork postprocessing information. Also, the subsequent remittance post-processing information is not included in the foreign remittance request information corresponding to the foreign remittance request that has not been subjected to the subsequent post-processing. The image data of the remittance request form 123 and the voice data and image data recording the exchange between the person in charge and the requester regarding the remittance request form 123 are only transferred when the data is created by the remittance request input terminal 111. Included in the request information.

  These various kinds of foreign remittance request detailed information are associated with each other by a unique key (for example, a reference number) assigned to each foreign remittance request and stored in the remittance request DB 112. Therefore, the foreign remittance request information acquisition unit 301 searches the remittance request DB 112 using a key (for example, a reference number) to easily obtain all the foreign remittance request detailed information related to the request for one remittance from the remittance request DB 112. Can be acquired.

  In particular, even if the subsequent paper processing information is transmitted from the foreign bank 130 after a certain number of days have passed after the transmission of the telegram information to the foreign bank 130, the key (for example, The reference number) can easily identify which remittance request information is related to the subsequent remittance request. Specifically, the foreign remittance request information acquisition unit 301 realizes its function by, for example, an I / F 409 shown in FIG.

  The graphic code generation unit 302 generates a QR code including, as information, foreign remittance request detailed information included in the foreign remittance request information acquired by the foreign remittance request information acquisition unit 301. In addition, the graphic code generation unit 302 includes the type of foreign remittance request detailed information (for example, request form information, detailed information, message information, subsequent paper processing information, subsequent office post-processing information, remittance request form 123 image data, remittance request form). A QR code including the foreign remittance request detailed information as information is generated for each of the voice data and image data recording the communication between the person in charge and the client 123. Specifically, the graphic code generation unit 302 realizes its function when the CPU 401 executes a program stored in a ROM 402, a RAM 403, an HD 405, or an FD 407 shown in FIG.

  The foreign remittance management table generation unit 303 includes the foreign remittance request information acquired by the foreign remittance request information acquisition unit 301 and the foreign remittance request detailed information 113 that is QR coded by the graphic code generation unit 302. Is generated. The foreign remittance management table generating unit 303 generates the foreign remittance management table 113 so that the foreign remittance request information corresponding to one foreign remittance request and the detailed information on the foreign remittance request are shown in one line. Specifically, the foreign remittance management table generation unit 303 realizes its function by the CPU 401 executing a program stored in the ROM 402, RAM 403, HD 405, or FD 407, for example.

  The foreign remittance management table printing unit 304 prints the foreign remittance management table 113 generated by the foreign remittance management table generation unit 303 on a predetermined sheet. Specifically, the foreign remittance management table printing unit 304 realizes its function by, for example, a printer 413 shown in FIG.

  In FIG. 3, the foreign remittance management terminal device 119 includes a graphic code reading unit 305, a foreign remittance request detailed information extraction unit 306, and a foreign remittance request detailed information output unit 307. Here, the graphic code reading unit 305 reads a QR code indicating the foreign remittance request detailed information included in the foreign remittance request information from the foreign remittance management table 113 printed on a predetermined sheet by the foreign remittance management device 118. . Specifically, the graphic code reading unit 305 realizes its function by, for example, a QR code reader 512.

  The foreign remittance request detailed information extraction unit 306 extracts foreign remittance request detailed information (for example, telegram information) from the QR code read by the graphic code reading unit 305. Specifically, the foreign remittance request detailed information extraction unit 306 realizes its function by the CPU 501 executing programs stored in the ROM 502, RAM 503, HD 505, and FD 507, for example.

  The foreign remittance request detailed information output unit 307 outputs the foreign remittance request detailed information extracted by the foreign remittance request detailed information extraction unit 306. Here, the foreign remittance request detailed information output unit 307, if the foreign remittance request detailed information extracted by the foreign remittance request detailed information extraction unit 306 is text data or image data, displays the text data or image data on the display 508. Can be displayed on the screen.

  Further, if the foreign remittance request detailed information extraction unit 306 extracted by the foreign remittance request detailed information extraction unit 306 is audio data, the foreign remittance request detailed information output unit 307 reproduces the audio data and outputs the audio from the speaker 514. be able to. Specifically, the foreign remittance request detailed information output unit 307 realizes its function by, for example, the display 508 and the speaker 514.

(Hardware configuration of foreign remittance management device 118)
Next, the hardware configuration of the foreign remittance management apparatus 118 that realizes the foreign remittance management method according to the present embodiment will be described. FIG. 4 is a block diagram illustrating an example of a hardware configuration of the foreign remittance management apparatus 118.

  In FIG. 4, the foreign remittance management apparatus 118 includes, for example, a CPU (Central Processing Unit) 401, a ROM (Read Only Memory) 402, a RAM (Random Access Memory) 403, an HDD (Hard Disc Drive) 404, and an HD ( Hard Disc) 405, FDD (Flexible Disc Drive) 406, FD (Flexible Disc) 407, display 408, I / F (interface) 409, keyboard 410, mouse 411, scanner 412, and printer 413 The components 401 to 413 are connected to each other by a bus 420.

  The CPU 401 governs overall control of the foreign remittance management device 118. The ROM 402 stores various control programs and the like. The RAM 403 is used as a work area for the CPU 401. The HDD 404 controls reading / writing of data with respect to the HD 405 in accordance with a control command from the CPU 401. The HD 405 stores data written under the control of the HDD 404. The FDD 406 controls data reading / writing with respect to the FD 407 in accordance with a control command from the CPU 401.

  The FD 407 stores data written under the control of the FDD 406 and is detachable. In addition to the FD 407, the removable recording medium may be a CD-ROM (CD-R, CD-RW), MO, DVD (Digital Versatile Disk), memory card, or the like. The display 408 displays data such as documents, images, and function information. The display 408 may be, for example, a TFT (Thin Film Transistor) liquid crystal display, a CRT (Cathode Ray Tube), a plasma display, or the like.

  The I / F 409 controls the interface of the foreign remittance management device 118 and is connected to a telephone line 140, the Internet 150, an in-house network (not shown), and the like through a communication line. The I / F 409 controls data input / output with the terminal 121 (see FIG. 1), the terminal 122 (see FIG. 1), the remittance request input terminal 111 (see FIG. 1), and the remittance request DB 112 (see FIG. 1). To do.

  A keyboard 410 and a mouse 411 are used for inputting / setting various data. The scanner 412 optically reads image information. The printer 413 prints the foreign remittance management table 113 and other information. The printer 214 is, for example, a laser printer or an ink jet printer.

(Hardware configuration of foreign remittance management terminal device 119)
Next, the hardware configuration of the foreign remittance management terminal device 119 that realizes the foreign remittance management terminal processing method according to the present embodiment will be described. FIG. 5 is a block diagram illustrating an example of a hardware configuration of the foreign remittance management terminal device 119.

  In FIG. 5, the foreign remittance management terminal device 119 includes, for example, a CPU 501, ROM 502, RAM 503, HDD 504, HD 505, FDD 506, FD 507, display 508, I / F 509, keyboard 510, mouse 511, and the like. , A QR code reader 512, a printer 513, and a speaker 514. Each of the components 501 to 513 is connected by a bus 520.

  The CPU 501 governs overall control of the foreign remittance management terminal device 119. The ROM 502 stores various control programs and the like. The RAM 503 is used as a work area for the CPU 501. The HDD 504 controls reading / writing of data with respect to the HD 505 in accordance with a control command from the CPU 501. The HD 505 stores data written under the control of the HDD 504. The FDD 506 controls reading / writing of data with respect to the FD 507 in accordance with a control command from the CPU 501.

  The FD 507 stores data written under the control of the FDD 506 and is detachable. A display 508 displays foreign remittance request detailed information, data such as other documents, images, and function information. The I / F 509 manages the interface of the foreign remittance management device 118. A keyboard 510 and a mouse 511 are used for inputting and setting various data.

  The QR code reader 512 reads the QR code included in the foreign remittance request information from the foreign remittance management table 113 printed on a predetermined sheet by the foreign remittance management device 118. Inside the QR code reader 512, for example, a scanning circuit board, a lens, and a light source are mounted.

  A light source (for example, LED) irradiates light to the QR code. The lens forms reflected light of the light irradiated to the QR code by the light source as an optical image on the light receiving surface of the linear image sensor mounted on the scanning circuit board. On the scanning circuit board, a linear image sensor (for example, a CMOS sensor) configured by a photodiode or the like is mounted. The linear image sensor photoelectrically converts an optical image of the QR code formed on the light receiving surface of the linear image sensor, and outputs an electrical signal corresponding to the optical image of the QR code. A printer 513 prints documents, image information, and the like. When the foreign remittance request information includes audio data, the speaker 514 outputs audio by reproducing the audio data.

  The foreign remittance management terminal device 119 described above in the present embodiment is configured by a plurality of devices including, for example, a personal computer and a QR code reader 512. For example, the CPU 501, the ROM 502, the RAM 503, and the display 508 are included. In addition, a QR code reader 512 provided with a speaker 514, operation buttons, or a portable terminal provided with a similar function may be used. Thus, the foreign remittance management terminal process can be executed only by the QR code reader 512 or the portable terminal without requiring a personal computer or the like.

(Procedure of processing of foreign remittance management device 118)
Next, the processing procedure of the foreign remittance management device 118 will be described. FIGS. 6A and 6B are flowcharts showing a processing procedure of the foreign remittance management apparatus 118 according to the embodiment of the present invention.

  First, in order to generate the foreign remittance management table 113 for each store possessed by the financial institution 110, the foreign remittance request information acquisition unit 301 selects one store (for example, XX station square branch) from among the stores possessed by the financial institution 110. Is selected (step S601). For example, the store is selected according to a predetermined order (for example, in order of Japanese syllabary or in order of store number) by the foreign remittance management program. Further, for example, a list of stores held by the financial institution 110 is displayed on the screen of the display 408, and a user (for example, management of the foreign remittance management apparatus 118) is selected from the list of stores held by the financial institution 110 displayed on the screen of the display 408. The store may be selected depending on the person.

  Here, in the present embodiment, the foreign remittance management table 113 for each store of the financial institution 110 is included by including a process of selecting one store from the stores of the financial institution 110 (step S601). Is used. However, the present invention is not limited to this, and for example, a configuration may be used in which one foreign remittance management table 113 is generated as the financial institution 110 without including a process of selecting one store from the stores of the financial institution 110. Further, for example, various conditions for determining a unit for generating the foreign remittance management table 113 may be designated by a user (for example, an administrator of the foreign remittance management apparatus 118).

  Next, the foreign remittance request information acquisition unit 301 acquires one foreign remittance request information from the plurality of remittance request information stored in the remittance request DB 112 (step S602). In step S602, the foreign remittance request information acquisition unit 301 selects a predetermined order (for example, in the order of Japanese syllabary or the like) from among a plurality of foreign remittance request information handled by the store (for example, XX station square branch) selected in step S601. Acquire foreign remittance request information according to the number order).

  Next, the graphic code generation unit 302 determines whether or not the request form information is included in the foreign remittance request information acquired in step S602 (step S603). In step S603, when it is determined that the request form information is included in the foreign remittance request information acquired in step S602 (step S603: Yes), the foreign remittance request information acquired in step S602 by the graphic code generation unit 302. Based on the above, a QR code including the request form information included in the foreign remittance request information as information is generated (step S604).

  On the other hand, if it is determined in step S603 that the request form information is not included in the foreign remittance request information acquired in step S602 (step S603: No), step S604 to step S608 are skipped and the process proceeds to step S609.

  Next, the graphic code generator 302 determines whether or not the image data of the remittance request form 123 is included in the foreign remittance request information acquired in step S602 (step S605). In step S605, when it is determined that the image data of the remittance request 123 is included in the foreign remittance request information acquired in step S602 (step S605: Yes), the graphic code generating unit 302 acquires the image data in step S602. Based on the foreign remittance request information, a QR code including image data of the remittance request form 123 included in the foreign remittance request information is generated (step S606).

  On the other hand, if it is determined in step S605 that the foreign remittance request information acquired in step S602 does not include the image data of the remittance request form 123 (step S605: No), step S606 is skipped and the process proceeds to step S607. .

  Next, the graphic code generation unit 302 determines whether or not the foreign remittance request information acquired in step S602 includes audio data and image data that record the exchange between the person in charge and the client regarding the remittance request form 123. (Step S607). If it is determined in step S607 that the foreign remittance request information acquired in step S602 includes audio data and image data recording the exchange between the person in charge and the client regarding the remittance request form 123 (step S607: Yes). Is based on the foreign remittance request information acquired in step S602 by the graphic code generation unit 302, and the voice data that records the exchange between the person in charge and the client regarding the remittance request form 123 included in the foreign remittance request information; A QR code including image data as information is generated (step S608).

  On the other hand, when it is determined in step S607 that the foreign remittance request information acquired in step S602 does not include audio data and image data that record the exchange between the person in charge and the client regarding the remittance request form 123 (step S607: No) skips step S608 and proceeds to step S609.

  Next, based on the foreign remittance request information acquired in step S602, the graphic code generating unit 302 generates a QR code including the detailed information included in the foreign remittance request information as information (step S609). Next, based on the foreign remittance request information acquired in step S602, the graphic code generation unit 302 generates a QR code including the telegram information included in the foreign remittance request information (step S610).

  Next, the graphic code generator 302 determines whether or not the subsequent paper processing information is included in the foreign remittance request information acquired in step S602 (step S611). In step S611, when it is determined that the subsequent remittance processing information is included in the foreign remittance request information acquired in step S602 (step S611: Yes), the graphic code generator 302 acquires the foreign remittance request acquired in step S602. Based on the information, a QR code including the subsequent paperwork information included in the foreign remittance request information as information is generated (step S612), and the process proceeds to step S613.

  On the other hand, if it is determined in step S611 that the subsequent remittance processing information is not included in the foreign remittance request information acquired in step S602 (step S611: No), step S612 to step S614 are skipped and the process proceeds to step S615. . Next, the graphic code generation unit 302 determines whether or not the subsequent remittance post-processing information is included in the foreign remittance request information acquired in step S602 (step S613).

  In step S613, when it is determined that the subsequent remittance post-processing information is included in the foreign remittance request information acquired in step S602 (step S613: Yes), the graphic code generating unit 302 acquires the foreign remittance acquired in step S602. Based on the request information, a QR code including information on subsequent post-office processing information included in the foreign remittance request information is generated (step S614), and the process proceeds to step S615.

  On the other hand, if it is determined in step S613 that the foreign remittance request information acquired in step S602 does not include subsequent post-office processing information (step S613: No), step S614 is skipped and the process proceeds to step S615. Next, all of the foreign remittance request information out of the foreign remittance request information handled by the store (for example, XX station square branch) selected in step S601 stored in the remittance request DB 112 by the foreign remittance request information acquisition unit 301. Is determined in step S602 (step S615).

  If it is determined in step S615 that all foreign remittance request information has been acquired in step S602 (step S615: Yes), the process proceeds to step S616. On the other hand, if it is determined in step S615 that all the foreign remittance request information has not been acquired in step S602 (step S615: No), the store selected in step S601 from the remittance request DB 112 (for example, the XX station branch) Steps S602 to S615 are repeated until all the foreign remittance request information is acquired in Step S602.

  Next, the foreign remittance request information acquired in step S602 by the foreign remittance management table generating unit 303, the request form information QR-coded in step S604, and the image of the remittance request form 123 QR-coded in step S606. Data, audio data and image data recording the exchange between the person in charge and the client regarding the remittance request form 123 encoded in step S608, detailed information QR-coded in step S609, and QR in step S610 A foreign remittance management table 113 including the encoded electronic message information, the subsequent paperwork information QR-coded in step S612, and the subsequent paperwork post-processing information QR-coded in step S614 is generated (step S616). .

  Next, the foreign remittance management table printing unit 304 prints the foreign remittance management table 113 generated in step S616 on a predetermined sheet (step S617). An example of the foreign remittance management table 113 printed on a predetermined sheet will be described later with reference to FIG. Next, the foreign remittance request information acquisition unit 301 determines whether all stores among the stores possessed by the financial institution 110 have been selected in step S601 (that is, the foreign remittance management table 113 of all stores possessed by the financial institution 110 is generated). Whether or not) has been determined (step S618).

  If it is determined in step S618 that all stores have not been selected in step S601 (that is, the foreign remittance management table 113 of all stores of the financial institution 110 has not been generated) (step S618: No), Steps S601 to S618 are repeated until all stores of the financial institution 110 are selected in step S601 and the foreign remittance management table 113 of all stores of the financial institution 110 is printed. On the other hand, if it is determined in step S618 that all stores have been selected in step S601 (that is, the foreign remittance management table 113 of all stores included in the financial institution 110 has been generated) (step S618: Yes), A series of processing ends.

  In the present embodiment, the above-described steps S601 to S618 are repeated until the foreign remittance management table 113 of all the stores is printed, so that the foreign remittance management table of all the stores per one process. However, the present invention is not limited to this, for example, one store or a plurality of stores arbitrarily selected by the user without printing the foreign remittance management table 113 of all stores per process. The foreign remittance management table 113 may be printed.

(Example of foreign remittance management table 113)
Next, an example of the foreign remittance management table 113 will be described. FIG. 7 is an explanatory diagram showing an example of the foreign remittance management table 113 printed on a predetermined sheet. In FIG. 7, the foreign remittance management table 113 shows foreign remittance request information corresponding to a foreign remittance request handled by “XX station square branch” among the stores of the financial institution 110. In addition, the foreign remittance management table 113 shows foreign remittance request information corresponding to one foreign remittance request and QR code-encoded foreign remittance request detailed information in one line.

  In addition, the foreign remittance management table 113 includes text data indicating foreign remittance request information such as reference number, client-client name, client-account number, remittance amount, payer name, and subsequent paperwork-type. Yes. As described above, the foreign remittance request information is indicated by the text data in the foreign remittance management table 113, so that, for example, the officer 201 confirms the outline of the foreign remittance request on the paper of the foreign remittance management table 113. Can do.

  Also, in FIG. 7, for example, foreign remittance request detailed information such as request form information, detailed information, message information, subsequent paper processing and subsequent paper post-processing information associated with a foreign money transfer request by a unique key (for example, a reference number) is displayed. These are indicated by QR codes including the detailed information as information, and are arranged in order from the left side in accordance with the order of processing actually performed. As described above, the foreign remittance request detailed information is indicated by the QR code in the foreign remittance management table 113, so that, for example, the officer 201 can change the QR code indicated in the foreign remittance management table 113 to the QR code reader 512. The QR code can be read by operation.

  As a result, the foreign remittance request detailed information is extracted from the QR code by the foreign remittance management terminal device 119. Then, the extracted foreign remittance request detailed information is displayed on the screen of the display 508. Thus, for example, the officer 201 can grasp the detailed contents of the foreign remittance request based on the detailed information on the foreign remittance request displayed on the screen of the display 508.

  Moreover, the QR code including the detailed information of the foreign remittance request detailed information as information is arranged in order from the left side according to the order of processing actually performed. It is only necessary to read in, and the details of the request for foreign remittance can be grasped efficiently and reliably.

  In FIG. 7, for example, a foreign remittance request having the reference number “10000003” indicates that the “combination” process has been performed as a subsequent office process. For example, when the officer 201 wants to confirm the detailed contents of the “reassembly” process, the QR code reader 512 is used to correspond to the “recombination” process shown in the foreign remittance management table 113. By reading the QR code, it is possible to display the detailed information of the “combination” process on the screen of the display 508 and confirm the detailed content of the “combination” process.

(Procedure of processing of foreign remittance management terminal device 119)
Next, the processing procedure of the foreign remittance management terminal device 119 will be described. FIG. 8 is a flowchart showing a processing procedure of the foreign remittance management terminal device 119 according to this embodiment of the present invention.

  First, the graphic code reading unit 305 reads a QR code indicating the foreign remittance request detailed information included in the foreign remittance request information from the foreign remittance management table 113 printed on a predetermined sheet by the foreign remittance management device 118 ( Step S801). The QR code can be read by operating the QR code reader 512 by the officer 201, for example. Also, which QR code is to be read from among a plurality of QR codes shown in the foreign remittance management table 113 is selected by the officer 201 according to the necessity of the officer 201, for example.

  Next, the foreign remittance request detailed information extraction unit 306 extracts the foreign remittance request detailed information from the QR code read in step S801 (step S802). Next, the foreign remittance request detailed information output unit 307 outputs the foreign remittance request detailed information extracted in step S802 (step S803).

  In step S803, the foreign remittance request detailed information output unit 307 displays the text data and image data on the screen of the display 508 if the foreign remittance request detailed information extracted in step S802 is text data or image data, for example. To do. For example, if the foreign remittance request detailed information extracted in step S802 is audio data, the foreign remittance request detailed information output unit 307 reproduces the audio data and outputs the audio from the speaker 514. An example of the detailed information on the foreign remittance request displayed on the screen of the foreign remittance management terminal device 119 (display 508) will be described later with reference to FIGS.

(Example of detailed information on foreign remittance request displayed on the screen)
Next, an example of the detailed information on the foreign remittance request displayed on the screen of the foreign remittance management terminal device 119 (display 508) will be described. FIG. 9 is an explanatory diagram illustrating an example of the detailed information on the foreign remittance request displayed on the screen of the foreign remittance management terminal device 119 (display 508).

  In FIG. 9, for example, when the officer 201 confirms the contents of the request form information of the foreign remittance request information 900 corresponding to the foreign remittance request having the reference number “10000001”, the QR code reader 512 is used to check the foreign remittance request information. By reading the QR code 901 that includes the request form information shown in the remittance management table 113 as information, the contents of the request form information of the foreign remittance request information 900 are displayed on the screen of the display 508. Then, the officer 201 can confirm the contents of the request form information of the foreign remittance request information 900 on the screen of the display 508.

  FIG. 10 is an explanatory view showing another example of the foreign remittance request detailed information displayed on the screen of the foreign remittance management terminal device 119 (display 508). In FIG. 10, for example, when the officer 201 confirms the content of the detailed information of the foreign remittance request information 900 corresponding to the foreign remittance request having the reference number “10000001”, the foreign remittance request using the QR code reader 512 is performed. By reading the QR code 902 including the detailed information shown in the information 900 as the information, the content of the detailed information of the foreign remittance request information 900 is displayed on the screen of the display 508. Then, the officer 201 can confirm the content of the detailed information of the foreign remittance request information 900 on the screen of the display 508.

  FIG. 11 is an explanatory diagram showing another example of the foreign remittance request detailed information displayed on the screen of the foreign remittance management terminal device 119 (display 508). In FIG. 11, for example, when the officer 201 confirms the contents of the telegram information of the foreign remittance request information 900 corresponding to the foreign remittance request having the reference number “10000001”, the QR code reader 512 is used to The QR code 903 including the message information shown in the remittance management table 113 is read.

  The QR code reader 512 is used to read the QR code 903 including the telegraphic information shown in the foreign remittance management table 113 as information, so that the telegraphic information of the foreign remittance request information 900 is displayed on the screen of the display 508. Can be displayed. Then, the officer 201 can confirm the contents of the telegram information of the foreign remittance request information 900 on the screen of the display 508.

  FIG. 12 is an explanatory diagram showing another example of the foreign remittance request detailed information displayed on the screen of the foreign remittance management terminal device 119 (display 508). In FIG. 12, for example, when the officer 201 checks the image data of the remittance request form 123 of the foreign remittance request information 900 corresponding to the foreign remittance request having the reference number “10000001”, the QR code reader 512 is used. Then, the QR code 904 including the image data of the remittance request form 123 shown in the foreign remittance management table 113 is read.

  By using the QR code reader 512, the foreign remittance request is displayed on the screen of the display 508 by reading the QR code 904 including the image data of the remittance request form 123 shown in the foreign remittance management table 113 as information. The image data of the remittance request form 123 of the information 900 can be displayed. Then, the officer 201 can check the image data of the remittance request form 123 of the foreign remittance request information 900 on the screen of the display 508.

  FIG. 13 is an explanatory diagram showing another example of the foreign remittance request detailed information displayed on the screen of the foreign remittance management terminal device 119 (display 508). In FIG. 13, for example, the voice data and image in which the officer 201 records the exchange between the person in charge and the client regarding the remittance request form 123 of the foreign remittance request information 900 corresponding to the foreign remittance request having the reference number “10000001”. When confirming the data, the QR code reader 512 is used to read the QR code 905 including the voice data and image data shown in the foreign remittance management table 113 as information.

  The QR code reader 512 is used to display the image data on the screen of the display 508 by reading the QR code 905 including the audio data and image data shown in the foreign remittance management table 113 as information. In addition, the audio data can be output from the speaker 514. As a result, the officer 201 can confirm the exchange between the person in charge and the client regarding the remittance request form 123.

  FIG. 14 is an explanatory diagram showing another example of the foreign remittance request detailed information displayed on the screen of the foreign remittance management terminal device 119 (display 508). In FIG. 14, for example, when the officer 201 confirms the content of the subsequent paper processing information of the foreign remittance request information 900 corresponding to the foreign remittance request having the reference number “10000001”, the QR code reader 512 is used. Then, the QR code 906 including the subsequent paperwork information shown in the foreign remittance management table 113 is read.

  By using the QR code reader 512, by reading the QR code 906 including the subsequent paperwork information shown in the foreign remittance management table 113 as information, the foreign remittance request information 900 is displayed on the screen of the display 508. Subsequent paperwork information can be displayed. Then, the officer 201 can confirm the contents of the subsequent paper processing information of the foreign remittance request information 900 on the screen of the display 508. In FIG. 14, as an example of the subsequent paper processing information, the detailed contents of the billing contents of the insufficient fee billed by the foreign bank 130 are shown.

  FIG. 15 is an explanatory diagram showing another example of foreign remittance request detailed information displayed on the screen of the foreign remittance management terminal device 119 (display 508). In FIG. 15, for example, when the officer 201 confirms the subsequent post-office processing information of the foreign remittance request information 900 having the reference number “10000001”, the QR code reader 512 is used to check the foreign remittance request information 900. The QR code 907 including the subsequent post-office post-processing information shown is read.

  By using the QR code reader 512 to read the QR code 907 including the subsequent post-office processing information shown in the foreign remittance request information 900, the follow-up of the foreign remittance request information 900 is displayed on the screen of the display 508. Post-office processing information can be displayed. In FIG. 15, as an example of the post-subsequent post-processing information, details of payment details of the shortage fee paid to the foreign bank 130 are shown.

  As described above, according to the present embodiment, detailed information on foreign remittance request (text data, image data, audio data, etc.) is converted into a QR code. As a result, the foreign remittance management table 113 can have a simple configuration. For example, even if the foreign remittance management table 113 includes a large amount of foreign remittance request information, it is necessary to print the foreign remittance management table 113. The number of sheets can be reduced. As a result, for example, the cost required for printing the foreign remittance management table 113 and the cost required for managing the printed foreign remittance management table 113 can be reduced.

  Further, according to the present embodiment, for example, the officer 201 can change the foreign remittance request detailed information by a simple operation such as reading the QR code shown on the foreign remittance management table 113 using the QR code reader 512. The included text data and image data can be displayed on the screen of the display 508. Thereby, for example, the officer 201 can visually confirm the details of the foreign remittance request detailed information by the text data and image data output on the screen of the display 508. Therefore, it is possible to simplify and streamline the paperwork required for the censorship of foreign remittance requests.

  Further, according to the present embodiment, for example, the officer 201 can change the foreign remittance request detailed information by a simple operation such as reading the QR code shown on the foreign remittance management table 113 using the QR code reader 512. The included audio data can be output from the speaker 514. Thereby, for example, the officer 201 can aurally confirm the content of the foreign remittance request detailed information by the audio data output from the speaker 514. Therefore, it is possible to simplify and streamline the paperwork required for the censorship of foreign remittance requests.

  In addition, according to the present embodiment, the detailed information on the foreign remittance request (text data) is described in a highly versatile HTML language and further converted into a QR code. Thereby, for example, the officer 201 is not limited to the above-described foreign remittance management terminal device 119, and any device that has a WEB browser and can read the QR code can receive the detailed information on the foreign remittance request. The contents can be confirmed.

  Therefore, for example, even in a place where the above-described foreign remittance management terminal device 119 cannot be used (for example, an underground warehouse or a place where the security is severe), a mobile terminal (for example, a mobile phone) provided with a WEB browser Is used to read the QR code shown on the foreign remittance management table 113, and the content of the foreign remittance request detailed information can be confirmed at that location.

  Furthermore, according to the present embodiment, for example, a QR code reader 512 is introduced into the existing foreign remittance system 100, or a foreign remittance management program or foreign remittance management device 118 and foreign remittance management terminal device 119 are installed. The above-described foreign remittance management method and foreign remittance management terminal processing method can be realized with a simple system configuration such as simply introducing a remittance management terminal processing program. Therefore, without building a large-scale system for realizing the foreign remittance management terminal processing method, for example, to maintain the system construction cost for realizing the foreign remittance management terminal processing method and the foreign remittance management terminal processing method System management costs can be reduced.

  The foreign remittance management method and the foreign remittance management terminal processing method described in the present embodiment execute a program prepared in advance on a foreign remittance management device such as a personal computer or workstation and a foreign remittance management terminal device. Can be realized. This program is stored in a computer-readable storage medium such as a RAM, a hard disk, a flexible disk, a CD-ROM, an MO, and a DVD, and is executed by being read from the storage medium by the computer. The program may be a transmission medium that can be distributed via a network such as the Internet.

  In this embodiment, as an example of remittance, foreign remittance from a domestic financial institution to a foreign financial institution is used. However, the remittance is not limited to this. It may be a domestic remittance to another store or a domestic remittance from a domestic financial institution to another domestic financial institution.

  In this embodiment, request information from a customer to a financial institution is used as an example of request information related to remittance. However, the request information is not limited to this. Request information from other financial institutions, request information from the financial institution receiving the remittance and the recipients, requests for communication / instructions between the clerical staff and the clerks and managers in the financial institution that performs the remittance It may be information.

  As described above, a foreign remittance management device, a foreign remittance management terminal device, a foreign remittance management method, a foreign remittance management terminal processing method, a foreign remittance management program, and a foreign remittance management terminal processing program according to the present invention It can be used for business, and is suitable for simplification, efficiency and cost reduction of paperwork for reviewing foreign remittance management tables, for example.

It is explanatory drawing which shows the structure of the whole system containing the foreign remittance management apparatus and foreign remittance management terminal device concerning this Embodiment of this invention. It is explanatory drawing which shows the outline | summary of the foreign remittance management apparatus concerning this embodiment of this invention, a foreign remittance management terminal device, a foreign remittance management method, a foreign remittance management terminal processing method, a foreign remittance management program, and a foreign remittance management terminal processing program. is there. It is a block diagram which shows an example of a functional structure of the foreign remittance management apparatus and foreign remittance management terminal device concerning this Embodiment of this invention. It is a block diagram which shows an example of the hardware constitutions of the foreign remittance management apparatus concerning this Embodiment of this invention. It is a block diagram which shows an example of the hardware constitutions of the foreign remittance management terminal device concerning this Embodiment of this invention. It is a flowchart which shows the procedure of the process of the foreign remittance management apparatus concerning this Embodiment of this invention. It is a flowchart which shows the procedure of the process of the foreign remittance management apparatus concerning this Embodiment of this invention. It is explanatory drawing which shows an example of the foreign remittance management table printed on the predetermined paper. It is a flowchart which shows the procedure of the process of the foreign remittance management terminal device concerning this Embodiment of this invention. It is explanatory drawing which shows an example of the foreign remittance request detailed information displayed on the screen of a foreign remittance management terminal device. It is explanatory drawing which shows another example of the foreign remittance request detailed information displayed on the screen of a foreign remittance management terminal device. It is explanatory drawing which shows another example of the foreign remittance request detailed information displayed on the screen of a foreign remittance management terminal device. It is explanatory drawing which shows another example of the foreign remittance request detailed information displayed on the screen of a foreign remittance management terminal device. It is explanatory drawing which shows another example of the foreign remittance request detailed information displayed on the screen of a foreign remittance management terminal device. It is explanatory drawing which shows another example of the foreign remittance request detailed information displayed on the screen of a foreign remittance management terminal device. It is explanatory drawing which shows another example of the foreign remittance request detailed information displayed on the screen of a foreign remittance management terminal device.

Explanation of symbols

100 Foreign remittance system 110 Financial institution 111 Remittance request input terminal 112 Remittance request DB
113 Foreign Remittance Management Table 114 Message Transmission System 118 Foreign Remittance Management Device 119 Foreign Remittance Management Terminal Device 120 Customer Company 130 Foreign Bank 140 Telephone Line 150 Internet 160 SWIFT Network 301 Foreign Remittance Request Information Acquisition Unit 302 Graphic Code Generation Unit 303 Foreign Remittance Management Table generation unit 304 Foreign remittance management table printing unit 305 Graphic code reading unit 306 Foreign remittance request detailed information extraction unit 307 Foreign remittance request detailed information output unit

Claims (10)

Request information acquisition means for acquiring request information related to remittance,
Graphic code generation means for generating graphic codes that can be converted into all or part of the request information itself;
A management table generating means for generating a management table relating to remittance for printing including all or part of the request information and the graphic code;
A remittance management device comprising:   The remittance management apparatus according to claim 1, wherein the graphic code is a two-dimensional code.   3. The remittance management apparatus according to claim 1, wherein the graphic code is a graphic code that can be converted into text data described in an HTML language.   The remittance management apparatus according to claim 1, wherein the graphic code is a graphic code that can be converted into image data.   3. The remittance management apparatus according to claim 1, wherein the graphic code is a graphic code that can be converted into audio data. Graphic code reading means for reading the graphic code from a management table related to remittance printed on a predetermined sheet;
Request information extracting means for extracting request information relating to remittance from the graphic code read by the graphic code reading means;
Request information output means for outputting all or part of the request information extracted by the request information extraction means;
A remittance management terminal device comprising: A request information acquisition process for acquiring request information related to remittance,
A graphic code generation step for generating a graphic code that can be converted into all or part of the request information itself;
A management table generating step for generating a management table relating to remittance for printing including all or part of the request information and the graphic code;
A remittance management method characterized by including: A graphic code reading step for reading the graphic code from a management table related to remittance printed on a predetermined paper,
A request information extracting step of extracting request information regarding remittance from the graphic code read by the graphic code reading step;
A request information output step for outputting all or part of the request information extracted by the request information extraction step;
The remittance management terminal processing method characterized by including.   A remittance management program for causing a computer to execute the remittance management method according to claim 7.   A remittance management terminal processing program for causing a computer to execute the remittance management terminal processing method according to claim 8.

Images