JP2006321064A - Slip, identifying method of person in question utilizing the same - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To deter crime from developing though personal information is protected by a method wherein the fingerprint of a person, who signs slips, is taken without introducing a system on a large scale in order to identify the person in question by utilizing the slip. <P>SOLUTION: In the sales slip 10 of a credit card, in addition to general items, a signature column 12 by a card user and a fingerprint recording part 14, in which the fingerprint of the card user is taken, are provided. The fingerprint recording part 14 consists of a recording film 16 for taking a fingerprint from a finger 36 pressed down, a frame-like sheet 18 for positioning a fingerprint recording site and a protective sheet 20 for protecting a recorded fingerprint under the condition that the rear surface of the recording film 16 is pasted to the front surface of the sales slip 10 by a proper means. The sales slip 10, by which the fingerprint of the card user is utilized for checking up the fingerprint of a nominee himself or herself only when unfair utilization or the like by a person except the nominee is suspected. <P>COPYRIGHT: (C)2007,JPO&INPIT

Description

  The present invention relates to a slip relating to the entry / exit of a gold item and an identification method using the slip, and more specifically, to a slip that is easy to protect personal information and has a deterrent to crimes, and an identification method using the slip. Is.

  When withdrawing a deposit at a bank or other financial institution, bring a passbook and a seal, fill in the required withdrawal slip, sign and seal it, and withdraw it from the counter. There is a method of inputting and withdrawing by ATM (automated teller machine). In the case of a window drawer, the signature stamp is used for identity verification, and in the case of an ATM drawer, the input of a personal identification number is a means for identifying the identity. Also, when paying with various credit cards, make sure that the signature on the back of the card is the same as the signature entered by the card user on the sales slip when using the card. , Identity verification. However, in recent years, crimes such as techniques for stealing magnetic data and falsifying credit cards etc. (skimming) and crimes such as theft of cards have occurred frequently, and there is no end to it. In addition, the bankbook with the stamp stamped is taken close-up with a digital camera, the imprint is taken out and processed on a personal computer, and the withdrawal slip printed out with the printer is taken to the bank counter by taking it to the bank counter. There are also a number of tricks.

In order to solve such problems, in addition to conventional identity verification methods, identity verification using biometrics, which is a technology for identifying individuals using human biometric features (fingerprints, voiceprints, etc.), has been strengthened. It is recommended. For example, Patent Document 1 below collects a fingerprint by pressing a predetermined position on a touch panel of a terminal device, transmits the read fingerprint information to a server device, and compares it with information stored in a user information database. A card authentication system, a server device, a terminal device, a method, a program, and a recording medium for authenticating a user are disclosed.
JP 2005-56157 A

However, the above background art has the following disadvantages.
(1) It is necessary to acquire the card user's biometric features in advance and create a database, and since it is necessary to prepare a terminal device that reads fingerprint information, the system becomes large and can be easily introduced. Can not.
(2) Since the biometric features of an individual are stored regardless of whether or not the card has been illegally used, the card user has anxiety of leaking personal information. In particular, when such a system is introduced in a plurality of card companies, biometric features are stored for each card company, and so on.
(3) Since only card usage authentication can be performed, it cannot be applied when using slips such as deposit withdrawals at bank counters.

  The present invention focuses on the above points, and its purpose is to collect the fingerprints of persons who sign slips without introducing a large-scale system. Another object is to protect the personal information and deter crime by performing identity verification using the slip.

  In order to achieve the above object, the present invention is a slip that describes matters relating to the entry and exit of a gold product, and includes a signature section and a fingerprint collecting section that collects a fingerprint of a person who signs the signature section. Features. One of the main forms is a film in which the fingerprint collecting unit collects a fingerprint from a pressed signer's finger, a protective sheet that covers the film so as to be openable and closable and protects the fingerprint collected on the film , Provided.

  Another embodiment is characterized in that it is provided between the film and the protective sheet and includes a frame-like sheet for positioning a fingerprint collecting portion on the film. In still another embodiment, the collected fingerprint can be semi-permanently stored by forming the film with a material that fades or disappears after a predetermined period of time, or by a predetermined process or processing. The film is made of a material.

  Still another embodiment is (1) the film is black or dark, (2) another means for confirming the person to be signed is provided, (3) other means for confirming the person Is at least one of a stamping column and a face photo of the person.

  The identity verification method of the present invention uses the slip according to any one of claims 1 to 8, and collates the fingerprint of the person himself signed in the signature section with the fingerprint collected in the slip, It is characterized by performing identity verification. The above and other objects, features and advantages of the present invention will become apparent from the following detailed description and the accompanying drawings.

  According to the present invention, a slip that describes matters relating to the entry and exit of a gold item is provided with a signature field and a fingerprint collecting unit that collects a fingerprint of a person who signs the signature field, so that a large-scale system is not introduced. The signer's fingerprint can be collected. In addition, it is easy to protect personal information because it is only necessary to collate the fingerprint of the person signed in the signature column with the fingerprint collected on the slip only when fraudulent behavior is suspected regarding the entry and exit of gold items. Moreover, the effect of deterring fraud can also be obtained.

  Hereinafter, the best mode for carrying out the present invention will be described in detail based on examples.

  First, Embodiment 1 of the present invention will be described with reference to FIGS. FIG. 1A is a plan view showing the whole of the first embodiment, FIG. 1B is an enlarged perspective view of a fingerprint collecting unit, and FIG. 1C is a diagram showing how a fingerprint is collected. is there. FIG. 2 is a cross-sectional view showing an example of the layer structure of the collected film. In this embodiment, the present invention is applied to a credit card sales slip signed by a card user when credit card settlement is used at the time of purchase of goods or the like.

  As shown in FIG. 1 (A), the credit card sales slip (hereinafter referred to as “sales slip”) 10 is a member store, slip number, date of use, membership number, expiration date, and processing number in the same manner as a general sales slip. In addition to predetermined items such as product category, amount of money, number of divisions, etc., a card user signature column 12 is provided. Further, in the sales slip 10 of this embodiment, a fingerprint collecting unit 14 for collecting the fingerprint of the card user, that is, the signer, is provided below the signature column 12. In the example shown in the figure, the fingerprint collecting unit 14 is provided below the signature field 12, but the position thereof may be changed as necessary.

  As shown in FIGS. 1 (B) and 1 (C), the fingerprint collecting unit 14 has a collection film 16 for collecting a fingerprint from a pressed finger 36 and a frame for positioning a fingerprint collection portion on the collection film 16. The sheet 18 is composed of a protective sheet 20 that covers the surface of the collected film 16 so that fingerprints and dirt of others are not attached to the collected fingerprint. The frame-like sheet 18 is bonded to the surface of the collection film 16 with an adhesive or the like provided on the back surface. Further, the protective sheet 20 is bound on one side with the collection film 16 so that it can be rolled when collecting fingerprints. Further, an adhesive layer 18A is provided on the surface of the frame-shaped sheet 18, and the protective sheet 20 can be peeled and adhered. In such a fingerprint collecting unit 14, the entire back surface or a part of the collecting film 16 is attached to the surface of the sales slip 10 by an appropriate means such as an adhesive.

  The collection film 16 may have any configuration as long as it can collect fingerprints, but as shown in FIG. 2A, an emulsion layer is formed on the polyethylene layer 22. 24 or using a structure with a gelatin layer, the collected fingerprint fades or disappears after a certain period (for example, several months), so that personal biometric information does not remain more than necessary, The risk of leakage of personal information can be reduced. Usually, credit card billing is made to the card holder within a predetermined period from the card usage date, so if you see unfamiliar use by looking at the billing details, It is sufficient that the fingerprint can be stored for a period that can be reported, and it is not always necessary to store it semipermanently or for a long time.

  Alternatively, a configuration may be adopted in which fingerprints can be stored semipermanently by using photographic paper that has been subjected to predetermined processing or processing, as in another sample film 26 shown in FIG. The fingerprint collecting film 26 has a structure in which a polyethylene layer 28, a base paper 30, a polyethylene layer 32, and a gelatin layer 34 are sequentially stacked, and the gelatin layer 34 is hardened with a fixing solution to which alum is added. By copying the fingerprint, the fingerprint can be stored for a long time. Such a long-term storage-type collection film 26 may be used as necessary, such as when the card usage amount is a certain amount or more. In addition, it is convenient for both the collecting films 16 and 26 to make it easier to confirm the fingerprint if the film is black or dark.

  Next, an identity verification method using the sales slip 10 of the present embodiment will be described. The card user signs the signature column 12 of the sales slip 10 issued at the cash register at the time of settlement, rolls the protective sheet 20 of the fingerprint collecting unit 14 as shown in FIG. Press 36. When the fingerprint is transferred, the fingerprint collecting film 16 is covered with a protective sheet 20 so that fingerprints and dirt of other people do not adhere. The sales slip 10 from which the fingerprint is collected is stored as usual in a store where the card is used. On the other hand, when the holder of the card used receives an unexpected charge from the card company, the sales slip 10 is referred to. At this time, it is possible to confirm whether or not the name has been used by checking the signed name, that is, the fingerprint of the card holder and the fingerprint collected in the sales slip 10. For this reason, it is also effective in suppressing unauthorized use such as plagiarism and impersonation. Furthermore, by submitting fingerprints collected as necessary to the police or specialized agencies, it is possible to use them as evidence of unauthorized use or to identify unauthorized users.

As described above, according to the first embodiment, the sales slip 10 is provided with the signature column 12 and the fingerprint collecting unit 14 that collects the fingerprint of the person who signs the signature column 12. effective.
(1) The fingerprint of the signer can be collected without introducing a large-scale system.
(2) The use of the fingerprint collecting film 16 made of a material that deteriorates after a predetermined period if necessary reduces the risk of personal information leaking.
(3) Personal information only needs to be checked against the fingerprint of the person (card holder) signed in the signature field 12 only when the unauthorized use of the card is suspected. It becomes easy to protect and becomes deterrent of fraud.

  Next, Embodiment 2 of the present invention will be described with reference to FIG. In the first embodiment described above, identity verification is performed by collecting a signature and a fingerprint, but this embodiment is an example in which other identity verification means are used in combination. First, a withdrawal slip 50 shown in FIG. 3 (A) is entered to withdraw a deposit at a bank counter, and includes a signature column 52 and a fingerprint collecting unit 54 as well as a stamping column 56. . The fingerprint collecting unit 54 has the same configuration as the fingerprint collecting unit 14 of the first embodiment described above. In addition, the withdrawal slip 60 shown in FIG. 3B is provided with an attachment field for a face photograph 68 in addition to a signature field 62, a fingerprint collecting unit 64, and a seal field 66. The face picture 68 does not necessarily have to be attached. Only when the amount of cash withdrawal is a certain amount (for example, 1 million yen or more), the face picture 68 is taken with a digital camera or the like to attach the face picture. May be. In the example shown in FIG. 3 (B), the withdrawal slip 60 itself uses ordinary paper. However, the entire withdrawal slip 60 is photographic paper, and a face photograph 68 is taken and developed. The fingerprint collecting unit 64 may be provided so that the finger 36 is pressed directly on the withdrawal slip 60. This is suitable when the withdrawal slip 60 itself is stored for a long time. The basic functions and effects of this embodiment are the same as those of the first embodiment. However, as in this embodiment, the security level can be improved by using identity verification means other than fingerprints as necessary. Can be planned.

  In addition, this invention is not limited to the Example mentioned above, A various change can be added in the range which does not deviate from the summary of this invention. For example, the shapes, dimensions, and materials shown in the above-described embodiments are examples, and may be appropriately changed as necessary. In the above-described embodiment, a credit card sales slip and a bank withdrawal slip have been described as examples. However, the slip of the present invention can be applied to all slips related to the entry and exit of money. Furthermore, the other person confirmation means according to the second embodiment is also an example, and other means for specifying an individual may be used in addition to a seal stamp and a face photograph.

  According to the present invention, the signature section and the fingerprint collecting section for collecting the fingerprint of the person who signs the signature section are provided. Applicable. In particular, only when a fraudulent act is suspected, it is only necessary to collate the fingerprint of the person signed in the signature column with the fingerprint collected in the slip, so that personal information is protected and fraud is suppressed. Is preferred.

It is a figure which shows Example 1 of this invention, (A) is a top view which shows the whole, (B) is a perspective view which expands and shows the fingerprint collection part, (C) is a figure which shows the mode of fingerprint collection . It is sectional drawing which shows the example of a layer structure of the collection film of the said Example 1. FIG. It is a top view which shows Example 2 of this invention.

Explanation of symbols

10: Credit card sales slip 12: Signature column 14: Fingerprint collection unit 16: Collection film 18: Frame-shaped sheet 18A: Adhesive layer 20: Protective cover 22: Polyethylene layer 24: Emulsion layer 26: Collection film 28, 32: Polyethylene Layer 30: Base paper 34: Gelatin layer 36: Finger 50: Withdrawal slip 52: Signature column 54: Fingerprint collecting unit 56: Stamping column 60: Withdrawal slip 62: Signature column 64: Fingerprint collecting unit 66: Sealing column 68: Face Photo

Claims (9)

A slip that describes matters related to the entry and exit of gold items,
A signature line,
A fingerprint collecting unit for collecting a fingerprint of a person who signs in the signature section;
A voucher characterized by comprising The fingerprint collecting unit is
A film that collects the fingerprint from the finger of the pressed signer,
A protective sheet that covers the film so as to be openable and closable and protects fingerprints collected on the film;
The voucher according to claim 1, further comprising: A frame-like sheet which is provided between the film and the protective sheet and which positions a fingerprint collecting part on the film;
The voucher according to claim 2, further comprising:   The slip according to claim 2 or 3, wherein the film is made of a material in which the collected fingerprints fade or disappear after a predetermined period.   4. The slip according to claim 2, wherein the film is made of a material capable of storing the collected fingerprint semi-permanently by a predetermined process or processing.   The slip according to any one of claims 2 to 5, wherein the film is black or dark.   The slip according to any one of claims 1 to 6, further comprising another means for confirming the signing person.   8. The slip according to claim 7, wherein the other means for confirming the person is at least one of a stamping column and a face photograph of the person. An identity verification method using the slip according to any one of claims 1 to 8,
A personal identification method for performing personal identification by comparing a fingerprint of a person himself / herself signed in the signature section with a fingerprint collected on the slip.

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