JP2006185023A - Automatic trade contract method and automatic trade contract machine - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an automatic trade contract method and automatic contract machine capable of concluding the trade contract in a non-face-to-face state. <P>SOLUTION: The automatic trade contract method comprises the following steps 1-8. (1) A customer selects a desired trade from a plurality of guide displays and submits a trade application form. (2) The customer provides documents for specifying the person, and a contract managing company reads them and determines the person. (3) The customer provides documents for specifying a trade object, and the contract managing company reads them and determines the trade object. (4) The contract managing company evaluates the trade object and informs the customer. (5) The contract managing company prepares a contract agreement and provides it to the customer. (6) The customer enters confirmation such as an impress in the trade contract agreement and provides the contract agreement to the contract managing company. (7) The contract managing company recovers the trade contract agreement and provides its counterpart to the customer. (8) The contract managing company issues a membership card for confirming the customer, and gives it to the customer. <P>COPYRIGHT: (C)2006,JPO&NCIPI

Description

  The present invention relates to an automatic transaction contract technical field in which a customer can automatically conclude a transaction such as buying and selling of a property in an interactive manner in a non-face-to-face situation using an automatic transaction contract machine connected to a contract management company. It is related to.

Japanese Patent Laid-Open No. 2001-67520 discloses an automatic contract system in which a transaction account is opened by a terminal device, which captures a face image of a new contractor with a camera and communicates from the terminal device to a center side device. An automatic contract system that prints and issues passbooks and cards is disclosed. JP-A-2001-222667 discloses an automatic contract method for automatically executing a loan contract with a financial institution, which is based on both data of a contractor's photograph image and a contractor's photographed image. Discloses an automatic contract method for performing identity verification.

  Documents 1 and 2 described above are common in that they provide an automatic contract method related to the handling of money, and the identity of the contractor can be automatically and strictly executed at the time of the contract. It is an invention intended to enhance the performance.

  That is, the inventions of the above-mentioned documents 1 and 2 are a method or an apparatus for performing a money transaction based on identity verification, for example, a terminal means capable of operating a document handling means or an image processing means, and the terminal means. Even if it has a central handling means connected to, for example, it does not intend to execute a transaction contract such as buying or selling or leasing real estate or real estate, nor does it have a corresponding means for that. .

  The intent of the present invention is to provide a device that can automatically execute transactions relating to real estate properties or intangible services, etc., as well as movable property, with the automatic contract machine, and to specify the relevant parties. The problems to be solved in the conclusion are as follows.

  In addition, the term “transaction” used in the specification and other documents of this application means that “the transfer of tangible and intangible objects recognized by each other (customer and contract management company) from one to the other”. Defined.

  The first problem to be solved by the present invention is to provide an automatic contract machine that can safely identify the transaction subject and the transaction object such as the property.

  The second problem to be solved by the present invention is to provide what can prevent troubles between the parties due to the identification of the party and the subject.

  A third problem to be solved by the present invention is to provide an apparatus that can quickly conclude a transaction contract in a situation where the parties are not face-to-face and have little mental stress.

  The fourth problem to be solved by the present invention is that the contract management company which is the other party introduces one party to a third party and promotes the transaction between the one party and the third party. It is to provide what can be.

  The fifth problem to be solved by the present invention is to provide the third party as a trader for buying and selling and renting in addition to individuals.

The means for solving the above-described problems are as follows.
(1) At least operation display means, document supply / discharge means, reading means, transaction document issuance means and card issuance means, and the customer manages the contract using an automatic transaction contract machine connected to the contract management company via a communication line. An automatic transaction contract method characterized in that it is a method for concluding a transaction contract related to transfer of a transaction object with a company, and includes at least the following steps (1) -1 to (1) -8.
(1) -1. The customer selects a desired transaction from a plurality of guidance displays displayed by the operation display means, and submits a transaction application form.
(1) -2. The customer provides a document for identifying the person from the document supply / discharge means, and the contract management company reads this with the reading means and confirms the person.
(1) -3. The customer provides a document for specifying the transaction object from the document supply / discharge means, and the contract management company reads the read object with the reading means to determine the transaction object.
(1) -4. The contract management company evaluates the transaction object and informs the customer.
(1) -5. The contract management company creates a transaction contract by the transaction document issuing means and provides it to the customer from the document supply / discharge means.
(1) -6. A customer who agrees to the transaction details fills in the transaction contract with confirmation such as a seal, and provides the transaction contract to the contract management company by means of document supply / discharge means.
(1) -7. The contract management company collects the transaction contract, creates a duplicate of the contract using the transaction document issuing means, and provides it to the customer.
(1) -8. The contract management company issues a member's card with the card issuing means to confirm the customer, and provides it to the customer.
(2) Automatic transactions as described in (1) above, where the purchase of movable goods such as used cars and real estate properties such as land and buildings can be purchased or leased at least according to the following procedures (2) -1 to (2) -9 Contract method.
(2) -1. The customer selects a desired transaction from a plurality of guidance displays displayed by the operation display means, and submits a transaction application form.
(2) -2. The customer inputs an application form, which is necessary for selling or renting the owned property, from the document supply / discharge means to the automatic transaction contract machine.
(2) -3. The customer inputs documents necessary for identity verification, such as a passport, insurance card, car driver's license or resident's card, from the document supply / discharge means to the automatic transaction contractor, and the contract management company reads this using the reading means. Confirm the identity.
(2) -4. The customer puts the documents necessary for confirmation of the property, such as car registration certificate, car verification and tax payment certificate, real estate rights document, registration document or property information document, into the automatic transaction contractor from the document supply / discharge means, and manages the contract The company reads this with the reading means and determines the transaction object.
(2) -5. The contract management company evaluates the transaction object and informs the customer of the contents of the assessment through operation display means such as a CRT monitor.
(2) -6. The contract management company creates a transaction contract by the transaction document issuing means and provides it to the customer from the document supply / discharge means.
(2) -7. A customer who agrees to the transaction details fills in the transaction contract with confirmation such as a seal, and provides the transaction contract to the contract management company by means of document supply / discharge means.
(2) -8. The contract management company collects the transaction contract, creates a duplicate of the contract using the transaction document issuing means, and provides it to the customer.
(2) -9. The contract management company issues a member's card with the card issuing means to confirm the customer, and provides it to the customer.
(3) The automatic transaction contract method according to (1), wherein the donor referral service can be contracted at least by the following procedures (3) -1 to (3) -9.
(3) -1. The customer selects a desired donor transaction from a plurality of guidance displays displayed by the operation display means, and submits a transaction application form.
(3) -2. The customer inputs an application form, which is necessary for completing the donor contract, from the document supply / discharge means to the automatic transaction contract machine.
(3) -3. The customer inputs documents necessary for identity verification such as passport, insurance card, car driver's license or resident's card, health certificate, etc. to the automatic transaction contractor from the document supply / discharge means, and the contract management company Read by reading means to confirm the identity.
(3) -4. The customer provides information on the necessary items such as blood, organ, blood type, etc. to be traded from the document supply / discharge means to the automatic transaction contractor, and the contract management company reads this with the reading means and conducts the transaction. Confirm the target.
(3) -5. The contract management company evaluates the transaction object and informs the customer of the contents of the assessment through operation display means such as a CRT monitor.
(3) -6. The contract management company creates a transaction contract by the transaction document issuing means and provides it to the customer from the document supply / discharge means.
(3) -7. A customer who agrees to the transaction details fills in the transaction contract with confirmation such as a seal, and provides the transaction contract to the contract management company by means of document supply / discharge means.
(3) -8. The contract management company collects the transaction contract, creates a duplicate of the contract using the transaction document issuing means, and provides it to the customer.
(3) -9. The contract management company issues a member's card with the card issuing means to confirm the customer, and provides it to the customer.
(4) The automatic transaction contract method according to the above (1), wherein the marriage partner introduction service can be contracted at least by the following procedures (4) -1 to (4) -9.
(4) -1. The customer selects a desired marriage partner introduction item from a plurality of guidance displays displayed by the operation display means, and submits a transaction application form.
(4) -2. The customer inputs an application form, which is necessary for introducing the marriage partner, from the document supply / discharge means to the automatic transaction contract machine.
(4) -3. The customer inputs documents necessary for identity verification such as passport, insurance card, car driver's license or resident's card, health certificate, etc. to the automatic transaction contractor from the document supply / discharge means, and the contract management company Read by reading means to confirm the identity.
(4) -4. The customer provides information necessary for confirmation of the marriage partner such as height, weight, age, hobby, family relationship, etc. from the document supply / discharge means to the automatic transaction contract machine, and the contract management company reads this with the reading means. Confirm the transaction target.
(4) -5. The contract management company evaluates the transaction object and informs the customer of the contents of the assessment through operation display means such as a CRT monitor.
(4) -6. The contract management company creates a transaction contract by the transaction document issuing means and provides it to the customer from the document supply / discharge means.
(4) -7. A customer who agrees to the transaction details fills in the transaction contract with confirmation such as a seal, and provides the transaction contract to the contract management company by means of document supply / discharge means.
(4) -8. The contract management company collects the transaction contract, creates a duplicate of the contract using the transaction document issuing means, and provides it to the customer.
(4) -9. The contract management company issues a member's card with the card issuing means to confirm the customer, and provides it to the customer.
(5) An automatic transaction contract machine connected to a contract management company's contract management center using a communication line and including at least the following means (6) -1 to (6) -6: Machine.
(5) -1. Operation display means capable of displaying transaction details and the like to a customer and having a touch sensor for interacting with the customer.
(5) -2. Document supply / discharge means provided with a reversible direction conveying means such as a conveyor.
(5) -3. Reading means such as a scanner or card reader that optically, magnetically, or electronically reads the contents of supplied documents.
(5) -4. Transaction document issuing means that can be printed and issued to describe transaction details.
(5) -5. Drive means for operating the document supply / discharge means in a reversible direction.
(5) -6. Card issuing means that can issue a member's card that can identify the customer.
(5) -7. Central control means connected to each means and capable of communicating with the contract management center.

The specific effects of the present invention are as follows.
(1) By buying and selling or lending contracts only for movable property, real estate properties, and other transactions using automatic contract machines, it is possible to trade smoothly and safely without trouble.
(2) The automatic contract machine can be a high value-added automatic transaction contract machine by adding a little configuration to the unmanned contract machine widely used for finance disclosed as the prior art.

  BEST MODE FOR CARRYING OUT THE INVENTION The best embodiment of the present invention will be described with reference to the following examples of transaction contracts.

1. Overview of the system Customers who want to buy or sell or lend are faced with an automatic transaction contractor in the booth, make a transaction contract by responding to the operator of the terminal on the monitor, and the customer approves it. Therefore, the contract management company can automatically conclude a transaction contract between the customer and the contract management company. (Including those who wish to trade) and can recommend transactions between customers and traders.

  Therefore, as shown in FIG. 1, the automatic transaction contract machine 100 installed in the unmanned booth BO is connected to the contract management center (center) 220 of the contract management company 200 using the communication line TE1. The center 220 is connected to a large number of PC terminals 230 and can be connected to a trader DL involved in buying and selling through a communication line TE2.

2. Example of Trading Contract Next, various services displayed on the screen of the operation display unit 140 will be described.

[1] First, description will be made for each hardware and procedure using an example of a used car sales transaction contract.

(1) About hardware Automatic transaction contract machine (this contract machine) 100
As schematically shown in FIG. 2, the contract machine 100 includes at least the following functional means.
◎ Document feeding / discharging means 110
Receive a sales application form, a personal certificate of the customer such as a passport or driver license, a document that can confirm the contents of the used car (sold car) to be sold, such as a car registration certificate, a car verification and warranty card by a repair company, etc. As shown in FIG. 3, a conveyor unit 112 that is selectively operated in the forward and reverse directions by the driving unit 120 is provided after the paper supply / discharge port 111 as shown in FIG. After reading the written information by the reading means (scanner) 130 facing above the document SH placed on the conveyor unit 112 in accordance with the operator's instruction, It is configured to be received by the tray 180 or reversed and returned to the paper supply / discharge port 111.
◎ Reading means 130
The scanner 130 optically reads the contents of the document and transmits it to the contract management center 220 described later.
Needless to say, similar results can be obtained by using magnetic reading means such as a digital camera or a card reader.
◎ Operation display means (CRT monitor) 140
Operation display means using a touch panel type CRT monitor, etc., which is operated by a customer, can interact with the PC terminal 230, and can visually check the display contents. Also, the sale of a car as shown in FIG. Various items related to business contracts such as purchasing automobiles (b), rental properties (c), introducing donors (d), introducing marriage partners (e), and desired areas (f) are displayed on the initial screen 141 as menus. It can be.
◎ Transaction document issuing means 150
This is a means for creating and issuing a sales transaction contract issued when a sales contract for a sold vehicle is established.
◎ Card issuing means 190
When a customer concludes a transaction contract, a member's card CD is issued as a personal authentication means for the purpose of ensuring the safety and speed of subsequent transactions. 191.
◎ Camera means 101 with sensor
4. The customer who appears in the booth BO is detected by the proximity switch, the main switch (not shown) of the contract machine 100 is turned on, and various menus shown in FIG. 4 can be automatically displayed on the CRT monitor 140. It is.
The main switch may be configured to be manually operated by the customer.
◎ Voice instruction means 160
This is a means for making a customer recognize a request from the center 220 as a voice message using a speaker.
◎ Central control means 170
Linked to each means of the contract machine 100, the customer information, sold vehicle information, etc. are transmitted to the center 220 using a wired or wireless communication line TE1, and each means according to a command from the center 220. And the product information and the trader information supplied from the center 220 can be received and displayed on the CRT monitor 140.

B. Contract management company (this company) 200
As shown in FIG. 1, the company 200 has a central management function connected to a large number of unmanned contract machines 100 installed at various locations, and includes an approval organization 210, a center 220, and a plurality of PC terminals 230. It has.
◎ Contract Management Center (Center) 220
Similarly, the center 220 connected to the contract machine 100 via the communication line TE1 is a means capable of reporting customer information to a trader DL such as a dealer or a rental broker via the communication line TE2.
The center 220 stores product information and trader information as a database. Further, various information received from the contract machine 100 is temporarily stored as a database, and a plurality of personal computers are connected via a management server. In addition, the command from the PC terminal 230 can be communicated to the contract machine 100 via the management server.
◎ PC terminal 230
In this PC terminal 230, information can be organized based on manuals and other regulations of the company 200, and the vehicle sales transaction material can be created and communicated to the decision making body 210 via the center 220 online or manually. It is.

(2) Procedure for Sale Transaction Contract Next, a procedure for selling a used car (sold car) owned by a customer will be described with reference to a flowchart shown in FIG.

(2) -1. Select desired item for sale (S1)
The customer who entered the booth BO of the contract machine 100 touches the screen of “sale of car” (b) from the initial screen 141 automatically displayed on the CRT monitor 140 of the contract machine 100, An overview of the product and the name of the company handling the product are displayed on the screen (S2).
(2) -2. Product selection (S3)
When the customer selects “sale of automobile” or “desired area” as a product, the customer is contacted via the central control means 170 to the PC terminal 230 of the center 220 through the communication line TE1.
(2) -3. Input necessary information (S4)
The customer inputs necessary information (vehicle type, model year, desired area, etc.) on the CRT monitor 140 while interacting with the PC terminal 230 by the screen display of the voice instruction means 160 and the CRT monitor 140.
(2) -4. Provision of sale application form (S5)
The application form is created by the transaction document issuing means 150 in response to an instruction from the PC terminal 230, and is discharged from the paper supply / discharge port 111 by the document supply / discharge means 110 operated by the driving means 120. And provide the application form to the paper supply / discharge port 111.
(2) -5. Identity verification (S6)
In the contract machine 100, the driving means 120 is driven in reverse to reversely move the document feeding / discharging means 110 to receive an application, and the PC terminal 230 receives the passport, driver's license, health insurance card necessary for identity verification. Alternatively, the client 160 is requested by the speaker 160 and the CRT monitor 140 to insert a document SH such as a resident's card into the paper supply / discharge port 111.
When the customer provides the document SH, the contract machine 100 reads the content with the scanner 130, notifies the center 220 via the communication line TE1, and confirms the identity at the center 220.
(2) -6. Confirmation of sold vehicles (S7)
Next, in the same manner as in S6, the customer provides a document SH such as a car registration certificate and a car verification necessary for confirming the sold car to the paper supply / discharge port 111 according to an instruction from the center 220. It is read by the scanner 130 and the sold vehicle is confirmed at the center 220.
(2) -7. Return of related documents (S8)
In the center 220, the document SH submitted in S6 and S7 is moved backward by the document feeding / discharging means 110 by the driving means 120 and discharged from the paper supply / discharge port 111 to be returned to the customer, but the document SH is returned each time. May be.
(2) -8. Reexamination of transactions (S9)
The decision making body 210 determines whether approval can be given to the person's confirmation or the confirmation of the sold vehicle, and if approval can be made, the process proceeds to S10, but if it cannot be approved, the process returns to S6 and reconsidered.
(2) -9. Notification of estimated appraisal of vehicle price for sale (S10)
In the center 220, the price of the sold vehicle is estimated, assessed, approved by the decision making agency 210, and the contents are displayed on the CRT monitor 140 to notify the customer.
(2) -10. Approval of estimate assessment (S11)
The customer reviews the contents of the estimate assessment and, if approved, operates the CRT monitor 140 and responds to that effect to the center 220.
(2) -11. Issuance of sale contract (S12)
In the center 220, the operator operates the PC terminal 230, creates a sales contract by the transaction document issuing means 150, discharges it from the paper supply / discharge port 111, and presents it to the customer.
(2) -12. Collection of sale contract (this contract) (S13)
The customer reviews this contract, and if it can be approved, a seal such as a seal of bring is stamped on the contract and is collected from the paper supply / discharge port 111, and a duplicate is created by the transaction document issuing means 150. The document is discharged from the document supply / discharge means 110 and provided to the customer.
(2) -13. Issuance of member's card (S14)
A member's card CD for confirming the identity of the customer at the time of delivery of the automobile is created by the card issuing means 190, passed through the card unloading means 192 operated by the driving means 120, supplied to the customer from the exit 191, and the process ends.
(2) -14. Assessment revision (S15)
In S11, if you are dissatisfied with the price, etc., decide whether to review the estimate (S15), and if necessary, return to S10 and enter the re-run process. The procedure will end immediately.

  The above procedure completes the transaction contract for selling the customer's used car in the desired area.

[2] Next, an example in which a customer makes a transaction contract to purchase (b) a used car (purchased car) will be described.
In this case and the following examples, the hardware to be used is the same as the hardware of [1] and (1), and the procedure for purchasing will be described with reference to the flowchart shown in FIG.

(1) Selection of items to be purchased, product overview, and company name display (T1), (T2)
(2) Product selection (T3)
(3) Input of necessary information (T4)
(4) Provision of purchase application form (T5)
(5) Identity verification (T6)
The procedures (1) to (5) are the same as those described above except that “sale” is replaced with “purchase” in steps S1 to S6 described above at the time of sale.
(6) Confirmation of purchased car (T7)
The customer is required to submit a garage certificate in addition to the materials requested in step S7.
In addition, the customer confirms the purchased vehicle from the contract machine 100 based on an image or printout data of the product related to the purchased vehicle.
(7) Return of related documents (T8)
(8) Reexamination of transactions (T9)
(9) Notification of estimated price of purchased car (T10)
(10) Approval of estimate assessment (T11)
T8 to T11 of the procedures (7) to (10) are common to S8 to S11 of the sale procedure.
(11) Issuance of purchase contract (T12)
The “sale agreement” in S12 of the sale procedure is replaced with the “purchase agreement” and is common to this.
(12) Collection of contract (T13)
(13) Issuance of member's card (T14)
(14) Revision of assessment (T15)
T13 to T15 of the procedures (12) to (14) are common to S13 to S15 of the sale procedure.

  With the above procedure, a customer can complete a transaction contract for purchasing a desired used car at a desired price from a used car owner in a desired region.

[3] An example of making a real estate property lease (c) will be described.
If the customer is interested in a real estate property (the property), it is possible to sell or rent the owned property, and the customer may purchase or rent the property owned by another person. .

  In this case, the procedure for buying and selling the property using the contract machine 100 is common to the procedure for buying and selling the movable property. The procedure for renting the property is as shown in the flowchart in FIG.

(1) Selection of desired items for borrowing, overview of products and display of company name (U1), (U2)
(2) Product selection (U3)
(3) Input of necessary information (U4)
(4) Provision of rental application forms (U5)
(5) Identity verification (U6)
The points U1 to U6 in the procedures (1) to (5) are the same as the above except that “sale” in S1 to S6 in the procedure for sale is replaced with “rental”.
(6) Confirmation of the property (U7)
The customer confirms the outline of the property with the contract machine 100 based on the image or the printout data.
(7) Return of related documents (U8)
(8) Reexamination of transactions (U9)
(9) Notification of the estimate of the property price (U10)
(10) Approval of estimate assessment (U11)
U8 to U11 of the procedures (7) to (10) are common to S8 to S11 of the sale procedure.
(11) Issuance of rental contract (U12)
The “sale agreement” in S12 of the sale procedure is replaced with “rental agreement” in common with this.
(12) Collection of contract (U13)
(13) Issuance of member's card (U14)
(14) Revision of assessment (U15)
U13 to U15 of the procedures (12) to (14) are common to S13 to S15 of the sale procedure.

  With the above procedure, the customer can complete a transaction contract for renting the desired property at the desired price from the rental property owner in the desired region.

  Although the procedure for buying and selling real estate properties has been omitted as described above, the procedure from the identification of the person and the property to the assessment of the property is not significantly different from the case of moving goods. It is understood that since the establishment of this contract, which is likely to cause trouble, is completed in advance by this contract machine 100, actual transactions can be performed smoothly and safely between customers and contractors. .

[4] Next, an example in which a customer makes a donor introduction (d) contract will be described.
The procedure in the case of the introduction service will be described with reference to the flowchart shown in FIG.

(1) Selection of items to be introduced, product overview and company name display (V1), (V2)
(2) Product selection (V3)
(3) Input of necessary information (V4)
(4) Provision of donor application form (V5)
(5) Identity verification (V6)
As for V1 to V6 of the procedures (1) to (5), only “sale” is replaced with “donor” in S1 to S6 of the sale procedure described above, and the other points are common.
In this case, in V4, it is necessary to declare medically and clearly the blood type and the contents of donation regarding the blood and organs that the donor donor wants to provide.
(6) Confirmation of donor donation (V7)
The customer provides a medical certificate and other documents necessary for confirming the contents provided by the donor, and confirms the contents of the instruction manual of the donor card from the contract machine 100 based on the image or the printout data.
(7) Return of related documents (V8)
(8) Review of transactions (V9)
(9) Announcement of donor price estimate assessment (V10)
(10) Approval of estimate assessment (V11)
V8 to V11 in the procedures (7) to (10) are the same as S8 to S11 in the selling procedure.
(11) Issuance of donor contract (V12)
The “sale agreement” in S12 of the sale procedure is replaced with “donor agreement” and is common to this.
(12) Collection of donor contract (V13)
(13) Issuance of member's card (V14)
(14) Revision of assessment (V15)
V13 to V15 in the procedures (12) to (14) are the same as S13 to S15 in the sale procedure.

Through the above procedure, the customer can complete a transaction contract for providing blood, etc., desired as a donor at a desired price in a desired region.
Needless to say, the procedure for receiving desired blood or the like from the donor can be contracted in the same manner as described above.

[5] Next, an example of a marriage partner introduction (e) contract will be described.
The procedure when the customer wishes to introduce a marriage partner will be described with reference to the flowchart shown in FIG.

(1) Selection of desired items, product overview and company name display (W1), (W2)
(2) Product selection (W3)
(3) Enter necessary information (W4)
(4) Provision of application form (W5)
(5) Identity verification (W6)
The procedures of W1 to W6 of (1) to (5) are the same as those described above except that “sale” is replaced with “introduction of marriage partner” in steps S1 to S6 described above at the time of sale.
(6) Confirmation of marriage partner (W7)
The customer confirms physical and medical information on the basis of the image or printout data in addition to the educational background and career related to the marriage partner from the contract machine 100.
(7) Return of related documents (W8)
(8) Reexamination of transactions (W9)
(9) Announcement of an estimate of marriage partner introduction (W10)
Assess expenses for referrals.
(10) Approval of estimate assessment (W11)
W8 to W11 in the procedures (7) to (10) are common to S8 to S11 in the sale procedure.
(11) Issuance of introduction contract (W12)
The “sale agreement” in S12 of the sale procedure is replaced with “introduction agreement” and is common to this.
(12) Collection of contract (W13)
(13) Issuance of member's card (W14)
(14) Revision of assessment (W15)
The procedures (12) to (14) are the same as S13 to S15 in the sale procedure.

With the above procedure, the customer can complete a transaction contract for introducing an introducer who resides in a desired area.
A transaction contract can also be made for a procedure for introducing a marriage partner in the same procedure.

  Since this invention can smoothly conclude a transaction contract for preventing the occurrence of troubles between parties in commercial transactions such as buying and selling, leasing, and other intangible services using an automatic transaction contractor, The availability to not only people but also related companies is very high.

  In addition, the automatic transaction contract machine is not limited in common with the consumer loan contract machines whose configurations are already widely used. This is a good news for the financial industry that has a tendency to over-competition, and can be used for a contract machine.

The system conceptual diagram of this invention. Functional diagram of automatic transaction contract machine. Explanatory drawing of the document feeding / discharging means of FIG. Explanatory drawing of a CRT monitor initial screen. Flow chart of used car sales. Flow chart of used car purchase. Flow chart of lease of real estate property. Flow chart of donor introduction. Flow chart of marriage partner introduction.

Explanation of symbols

100 Automatic Contractor 110 Document Supply / Discharge Unit 130 Reading Unit (Scanner)
140 Operation display means (CRT monitor)
150 Transaction Document Issuing Means 190 Card Issuing Means 200 Contract Management Company

Claims (5)

At least operation display means, document supply / discharge means, reading means, transaction document issuing means, and card issuing means are provided, and the customer makes a transaction with the contract management company using an automatic transaction contract machine connected to the contract management company via a communication line. An automatic transaction contract method characterized in that it is a method for concluding a transaction contract relating to a transfer of a target, and includes at least the following steps (1) to (8).
(1) The customer selects a desired transaction from a plurality of guidance displays displayed on the operation display means, and submits a transaction application form.
(2) The customer provides a document for identifying the principal from the document supply / discharge means, and the contract management company reads this by the reading means and confirms the principal.
(3) The customer provides a document for specifying the transaction object from the document supply / discharge means, and the contract management company reads the read object by the reading means and determines the transaction object.
(4) The contract management company evaluates the transaction object and notifies the customer.
(5) The contract management company creates a transaction contract by the transaction document issuing means and provides it to the customer from the document supply / discharge means.
(6) The customer who agrees to the transaction details fills in the transaction contract with confirmation such as a seal, and provides the transaction contract to the contract management company by means of document supply / discharge.
(7) The contract management company collects the transaction contract, creates a duplicate of the transaction document issuance means, and provides it to the customer.
(8) The contract management company issues a member's card with the card issuing means to confirm the customer and gives it to the customer. The automatic transaction contract method according to claim 1, wherein the purchase and sale or lease contract of a movable product such as a used car and a real estate property such as a land or a building can be made at least according to the following procedures (1) to (9).
(1) The customer selects a desired transaction from a plurality of guidance displays displayed on the operation display means, and submits a transaction application form.
(2) The customer inputs an application form filled in as required to buy or sell the property to the automatic transaction contractor from the document supply / discharge means.
(3) The customer inputs documents required for identity verification, such as a passport, insurance card, car driver's license or resident's card, from the document supply / discharge means to the automatic transaction contractor, and the contract management company reads it. Read by means and confirm the identity.
(4) The customer inputs documents necessary for confirmation of the property, such as a car registration certificate, vehicle verification and tax payment certificate, real estate rights document, registration document or property information document, from the document supply / discharge means to the automatic transaction contractor. The contract management company reads this with the reading means and determines the transaction object.
(5) The contract management company evaluates the transaction object, and informs the customer of the assessment contents through operation display means such as a CRT monitor.
(6) The contract management company creates a transaction contract by the transaction document issuing means and provides it to the customer from the document supply / discharge means.
(7) The customer who has agreed to the transaction details will fill in the transaction contract with a confirmation such as a seal and provide the transaction contract to the contract management company by means of document supply / discharge.
(8) The contract management company collects the transaction contract, prepares a duplicate of it using the transaction document issuing means, and provides it to the customer.
(9) The contract management company issues a member's card with the card issuing means to confirm the customer and gives it to the customer. The automatic transaction contract method according to claim 1, wherein the donor referral service can be contracted at least by the following procedures (1) to (9).
(1) The customer selects a desired donor transaction from a plurality of guidance displays displayed on the operation display means, and submits a transaction application form.
(2) The customer inputs an application form, which is necessary for completing the donor contract, from the document supply / discharge means to the automatic transaction contract machine.
(3) The customer inputs documents necessary for identity verification such as passport, insurance card, car driver's license or resident's card, health certificate, etc., from the document supply / discharge means to the automatic transaction contractor. Then, this is read by the reading means to confirm the identity.
(4) The customer provides the automatic transaction contractor with information on the necessary items for the transaction, such as blood, organs, blood type, etc., to be traded from the document supply / discharge means, and the contract management company uses this as a reading means. Read and confirm the transaction target.
(5) The contract management company evaluates the transaction object, and informs the customer of the assessment contents through operation display means such as a CRT monitor.
(6) The contract management company creates a transaction contract by the transaction document issuing means and provides it to the customer from the document supply / discharge means.
(7) The customer who has agreed to the transaction details will fill in the transaction contract with a confirmation such as a seal and provide the transaction contract to the contract management company by means of document supply / discharge.
(8) The contract management company collects the transaction contract, prepares a duplicate of it using the transaction document issuing means, and provides it to the customer.
(9) The contract management company issues a member's card with the card issuing means to confirm the customer and gives it to the customer. The automatic transaction contract method according to claim 1, wherein the marriage partner introduction service can be contracted at least by the following procedures (1) to (9).
(1) The customer selects a desired marriage partner introduction item from a plurality of guidance displays displayed on the operation display means, and submits a transaction application form.
(2) The customer inputs an application form, which is necessary for introducing a marriage partner, from the document supply / discharge means to the automatic transaction contractor.
(3) The customer inputs documents necessary for identity verification such as passport, insurance card, car driver's license or resident's card, health certificate, etc., from the document supply / discharge means to the automatic transaction contractor. Then, this is read by the reading means to confirm the identity.
(4) The customer provides the automatic transaction contractor with information necessary for confirmation of the marriage partner, such as height, weight, age, hobby, family relationship, etc., from the document supply / discharge means, and the contract management company reads this To confirm the transaction target.
(5) The contract management company evaluates the transaction object, and informs the customer of the assessment contents through operation display means such as a CRT monitor.
(6) The contract management company creates a transaction contract by the transaction document issuing means and provides it to the customer from the document supply / discharge means.
(7) The customer who has agreed to the transaction details will fill in the transaction contract with a confirmation such as a seal and provide the transaction contract to the contract management company by means of document supply / discharge.
(8) The contract management company collects the transaction contract, prepares a duplicate of it using the transaction document issuing means, and provides it to the customer.
(9) The contract management company issues a member's card with the card issuing means to confirm the customer and gives it to the customer. An automatic transaction contract machine connected to a contract management center of a contract management company using a communication line and including at least the following means (1) to (7).
(1) An operation display means that can display transaction details to a customer and includes a touch sensor for interacting with the customer.
(2) Document supply / discharge means equipped with a reversible direction conveying means such as a conveyor.
(3) Reading means such as a scanner or card reader that optically, magnetically or electronically reads the contents of the supplied document.
(4) Transaction document issuing means that can be printed and issued to describe transaction details.
(5) Drive means for operating the document supply / discharge means in a reversible direction.
(6) Card issuing means that can issue a member's card that can identify the customer.
(7) Central control means connected to each means and capable of communicating with the contract management center.