JP2006155008A - Debt lease and credit system for civil engineering and construction machine, and insurance system for civil engineering and construction machine - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To improve the operating efficiency of a civil engineering and construction machine, held in a civil engineering and construction company or the like, and to reduce the rental cost. <P>SOLUTION: In lease system for the civil engineering and construction machine, a rental company R, having a lending registered company registering lending of the civil engineering and construction machines M1, M2 held by own, under idle condition, and a borrowing registered company registering borrowing of the civil engineering and construction machines M1, M2 held by the lending registered company under the idle condition holds information about the civil engineering and construction machines M1, M2 under the idle condition, reserves the borrowing of the civil engineering and construction machines M1, M2 to the lending registered company, when the borrowing of the specified civil engineering and construction machines M1, M2 is offered from the borrowing registered company, and borrows them to be lent to the borrowing registered company. An insurance charge and a borrowing fee (including lending fee), that is a rental fee, are calculated based on information obtained by an operation recorder 4 for the civil engineering and construction machines M1, M2 and a navigation system 5. <P>COPYRIGHT: (C)2006,JPO&NCIPI

Description

  INDUSTRIAL APPLICABILITY In the present invention, a civil engineering and construction (civil engineering / construction) machine owned by a construction company or the like can be used as a rental and / or leasing machine (hereinafter simply referred to as “rental or lease”, here referred to as “rental”). The present invention relates to a civil engineering machinery lease system and a civil engineering machinery insurance system.

  Conventionally, when a civil engineering contractor performs construction work, if there is a shortage of construction machinery necessary for the construction work, the civil engineering contractor borrows the missing machinery from the rental contractor, and the civil engineering contractor pays the rental contractor the fee for the borrowed construction equipment. As paying. In general, since rental companies have a large number of civil engineering contractors as customers, it is necessary to have a number of construction machines near the peak demand, and the operation rate is not good. Therefore, the rental fee has to be high.

  Also, as a civil engineering contractor, if the number of construction machines owned by rental companies with deals is small, it may not be possible to obtain the necessary construction machines when you want to use them. Large civil engineering contractors have several construction machines.

  This type of rental is disclosed in Patent Document 1.

  Patent Document 1 previously stores a fee system table in which rental fees for operating hours and the like are set for a civil engineering machine to be rented, and the operating time acquired from the civil engineering machine every predetermined period It is published that the rental fee for civil engineering machinery is calculated by applying it to the system table, and the calculated rental fee is charged.

  Further, Patent Document 2 stores information on the specifications of a civil engineering machine to be rented, information on the rental status of the civil engineering machine, and information on the location in a network server, so that a person who wants to rent can enter the network. When accessing, enter the specification information of the civil engineering machinery that you want to rent, the period information that you want to rent, and the location information that you want to rent. A technical idea is disclosed in which information relating to a civil engineering construction machine that can be rented is searched using information relating to specifications, periods, and places as search items, and the result is supplied to a person who desires to rent. The technical idea is to reduce the total number of civil engineering and construction machines owned by rental companies, to accurately respond to rental requests of general users, and to increase the operating rate of civil engineering and construction machines.

  In Patent Document 3, demand forecast based on construction order status, season, settlement period, market conditions, soil quality, etc. before bidding and supply of mobile machine possession model, location, operation information, reservation allocation information, etc. In consideration of the information and the information on the rental site of the machine, a machine procurement method for optimally arranging machines according to the operation period and the demand period and the technical concept of the procurement system are disclosed.

Further, in Patent Document 4, when the owner's civil engineering machinery is lent to the user through the mediation of the rental agent, the rental agent informs the user of the past load history received by the engine of the civil engineering machinery as history information. A system for presenting and presenting an engine load state as history information for each predetermined period while a civil engineering and construction machine is being used by a user is disclosed. Therefore, the user can judge the reliability of civil engineering machinery from the history information, and can solve the anxiety of renting a machine with low reliability. On the owner side, the lifetime of the civil engineering machinery is extremely shortened. It can be confirmed that severe use is not performed, and civil engineering and construction machinery can be rented with confidence. Therefore, it is possible to provide a machine lending system that can lend a machine with peace of mind.
JP 2002-109027 A Japanese Patent Laid-Open No. 2001-351029 JP 2002-157302 A JP 2002-133330 A

  In the above-described conventional technology, the operation rate of the civil engineering machinery owned by the rental contractor is improved, but there is no idea of improving the availability of the civil engineering machinery owned by the civil engineering contractor. Usually, the operation rate of a civil engineering machine owned by a civil engineering contractor is determined by the workload of the civil engineering contractor who owns the civil engineering machine. Here, the availability of civil engineering and construction machines owned by rental companies could only be improved by increasing the number of users.

  In addition, rental companies possess various civil engineering machinery to meet the needs of civil engineering contractors, secure a wide storage space for the possession of various civil engineering machinery, and for maintenance of civil engineering machinery. In addition, a repair / maintenance facility was secured and employees in charge were also secured. Therefore, civil engineering and construction machines rented from rental companies have a high office management cost and a high rental fee even if the availability of some civil engineering machines is good.

  And in patent document 4, a rental contractor shows the history of the past load which the engine of the civil engineering machine received to the user as history information, and while the civil engineering machine is being used by the user, the engine Although the system that presents the load status of the machine to the owner as history information every predetermined period is disclosed here, the civil machine construction machine lender and the borrower can be cited as a mutual reliability, Operation data cannot be used effectively.

  Therefore, the present invention improves the operation rate of civil engineering machinery owned by civil engineering contractors, performs appropriate evaluation according to the operation of the civil engineering machinery, and sets insurance premiums and borrowing fees (including loan fees) It is an object of the present invention to provide a civil engineering machinery lease system that can reduce the rental cost and a new civil engineering machinery insurance system according to the operation of the civil engineering machinery.

  A civil engineering and construction machine lending system according to claim 1 is a machine owner who owns a civil engineering and construction machine, a lending registration company that registers lending of the civil engineering and construction machine in a self-owned idle state, and A borrowing registration company that registers the borrowing of the civil engineering machinery that is in an idle state and possesses information on the civil engineering machinery in the idle state, and a borrowing application for the specific civil engineering machinery is received from the borrowing registration agent. When there is a rental contractor, the borrowing registration company reserves the borrowing of the civil engineering and construction machine, borrows it, and rents to the borrowing registration contractor. In the operation recording device for recording, the navigation device for specifying the current position of the civil engineering machine, the operation recording device and the navigation device Based on the obtained information is for and a premium calculation means for setting the premiums of the civil engineering machine.

  Here, the lending registration agent is a person who registers the lending of the civil engineering and construction machine in the self-owned idle state, and may be a machine owner who owns the civil engineering and building machine.

  Moreover, the said borrowing registration company should just be a person who carries out reservation registration of the borrowing of the said civil engineering construction machine in the idle state which a lending registration company owns. The rental company is a company that rents and / or leases civil engineering (civil engineering / construction) machines, holds information about civil engineering machines in an idle state, When there is an application for borrowing, the borrowing registration company reserves the borrowing of the civil engineering machinery, borrows it, and lends it to the borrowing registration company.

  Further, the operation recording device may be one or more of whether or not a key switch is turned on, an engine tachometer, a torque meter, a tachometer, etc., and at least whether or not a key switch is turned on is described. Any device that records the operating state may be used. Furthermore, the navigation device may be a commercially available car navigation device using GPS, and as a result, it is only required to have the ability to specify the current position of the civil engineering and construction machine.

  And the said insurance premium calculation means should just be a personal computer etc. which set the insurance premium of the said civil engineering construction machine based on the information obtained with the said operation recording apparatus and the said navigation apparatus.

  In the construction and construction machine lending system according to claim 2, the insurance fee calculation means sets one or more insurance premiums for accident insurance including theft insurance, maintenance insurance, third parties and operators.

  A civil engineering and construction machine lending system according to claim 3 is a machine owner who owns a civil engineering and construction machine, a lending registration company that registers lending of the civil engineering and construction machine in a self-owned idle state, and the lending registration company A borrowing registration company that registers the borrowing of the civil engineering machinery that is in an idle state and possesses information on the civil engineering machinery in the idle state, and a borrowing application for the specific civil engineering machinery is received from the borrowing registration agent. When there is a rental contractor, the borrowing registration company reserves the borrowing of the civil engineering and construction machine, borrows it, and rents to the borrowing registration contractor. In the operation recording device for recording, the navigation device for specifying the current position of the civil engineering machine, the operation recording device and the navigation device Based on the obtained information is for and a borrowing fee calculation means for setting a borrowing cost of the civil engineering machine.

  The borrowing fee calculation means sets a borrowing fee for civil engineering and construction machinery based on information obtained by the operation recording device and the navigation device, and may be a personal computer or the like.

  According to a fourth aspect of the present invention, there is provided a civil engineering and construction machine lending system comprising a communication device that transmits information obtained by the operation recording device and the navigation device to the rental agent at a predetermined timing.

  The communication device may be wireless communication using radio waves or light, or wired communication such as a telephone line.

  The civil engineering machine lending system according to claim 5, wherein the communication device uses information obtained by the operation recording device and the navigation device at a time when the civil engineering machine starts operation and / or the civil engineering machine. Is transmitted to the rental agent when the operation is completed, and the previous record information is also transmitted if necessary.

  The timing at which the information obtained by the operation recording device and the navigation device is communicated can be the time when the civil engineering and construction machine starts operating and / or the time when the civil engineering and building machine finishes operating.

  According to a sixth aspect of the present invention, the communication device transmits the information obtained by the operation recording device and the navigation device in response to an inquiry from the rental agent.

  The timing for communicating the information obtained by the operation recording device and the navigation device can be communicated by scanning from the rental company.

  In the civil engineering / construction machine lending system according to claim 7, the communication device transmits information obtained by the operation recording device and the navigation device to the rental agent at each preset time.

  The timing at which the information obtained by the operation recording device and the navigation device is communicated can be set at one or more preset times.

  The civil engineering and construction machine lending system according to claim 8, wherein the insurance fee calculation means is based on past information from the operation recording device and the navigation device obtained via the communication device. The fee is calculated.

  For the past time, an appropriate number of months from 1 to 12 months or the past 2 years, 3 years or all past records can be used.

  The lease system for a civil engineering and construction machine according to claim 9, wherein the borrowing fee calculation means obtains information from the operation recording device and the navigation device obtained through the communication device during the lending period after the lending period ends. Based on the above, the borrowing fee during the lending period is calculated.

  The system for borrowing civil engineering and construction machines according to claim 10 further stores information on the civil engineering and construction machinery desired to be owned by the lending registration company and registration of the lending registration company and the borrowing registration company, and the borrowing registration A storage operation device is provided that can search on the web for information related to the civil engineering and construction machine that the contractor wants to borrow.

  The insurance system for civil engineering and building machinery according to claim 11 is obtained by an operation recording device that records an operating state of the civil engineering and building machine, a navigation device that specifies a current position of the civil engineering and building machine, the operation recording device, and the navigation device. Insurance premium calculation means for setting future insurance premiums for the civil engineering and construction machinery based on the past information provided.

  The lending system for civil engineering machines according to claim 1 is a borrowing registration company in which a lending registrant who wishes to lend civil engineering machines pre-registers his or her own civil engineering machinery and also wishes to borrow civil engineering machinery. Is also registered in advance. When a rental contractor holds information on civil engineering machinery in an idle state, and a borrowing registration agent who has registered the borrowing of civil engineering machinery has received an application for borrowing a specific civil engineering machinery, the rental agent registers the loan The company reserves a contractor for borrowing civil engineering and construction machinery, borrows it, and lends it to a registered borrower. At this time, the insurance premium calculation means sets the insurance premium for the civil engineering machinery based on the information obtained by the operation recording device that records the operating status of the civil engineering machinery and the navigation device that identifies the current position of the civil engineering machinery. Is done.

  According to this, a civil engineering contractor who owns a civil engineering construction machine registers as a rental registration contractor who wishes to lend, and if the rental contractor informs the rental contractor of information on a civil engineering construction machine in an idle state, the rental contractor In response to a request from a borrowing registrant who wants to borrow the machine, the rental contractor borrows a civil engineering and construction machine that meets the borrowing conditions based on the information obtained from the operation recording device and the navigation device, You can lend it to a borrower who wants to borrow.

  Here, registration between a loan registration company and a borrowing registration company can be managed by inputting to a computer or the like, or can be managed by a ledger or managed by a card. Either may be used. Information on civil engineering machinery in an idle state can be collected by telephone directly from the rental company, by visiting monthly or weekly, or collected via the Internet. good. Civil engineering and construction machinery is not limited to bulldozers and yumbos that directly participate in civil engineering and construction work, but other than machines that are used indirectly such as generators, iron plates, water trucks, and consumables used on site. Contains materials.

  Therefore, since the civil engineering machinery owned by the civil engineering contractor can be operated by borrowing other civil engineering contractors even during the period when the civil engineering contractor does not use it, the utilization rate of the civil engineering machinery is improved. be able to. Thus, by improving the operating rate of the civil engineering and building machine, the rental cost can be reduced and the demand can be increased, and as a result, the sales of the civil engineering and building machine can be increased. At this time, the rental company is a civil engineering company that meets the borrowing conditions of the borrowing registration company based on the information obtained by the operation recording device and the navigation device, that is, the operating status of the civil engineering construction machine so far and the history of the current position. Construction machinery can be borrowed, and the insurance premium calculation means can appropriately set the insurance premium for civil engineering and construction machinery based on such information.

  In the civil engineering and construction machine lending system according to claim 2, the insurance fee calculation means sets the insurance premium for theft insurance and / or maintenance insurance and / or accident insurance including the operator and a third party outside the operator, Based on the information obtained by the operation recording device and the navigation device, it is possible to set appropriate insurance premiums for various types of insurance, corresponding to the operation time and load content of the civil engineering and construction machine and the site or storage location.

  The civil engineering and construction machinery lending system according to claim 3 is a borrowing registration agent who wants to borrow civil engineering and construction machinery in advance. Is also registered in advance. When a rental contractor holds information on civil engineering machinery in an idle state, and a borrowing registration agent who has registered the borrowing of civil engineering machinery has received an application for borrowing a specific civil engineering machinery, the rental agent registers the loan The company reserves a contractor for borrowing civil engineering and construction machinery, borrows it, and lends it to a registered borrower. At this time, the borrowing fee calculation means sets the borrowing fee for the civil engineering machinery based on the information obtained by the operation recording device that records the operating status of the civil engineering machinery and the navigation device that identifies the current position of the civil engineering machinery. Is done.

  According to this, a civil engineering contractor who owns a civil engineering construction machine registers as a rental registration contractor who wishes to lend, and if the rental contractor informs the rental contractor of information on a civil engineering construction machine in an idle state, the rental contractor In response to a request from a borrowing registrant who wants to borrow the machine, the rental contractor borrows a civil engineering and construction machine that meets the borrowing conditions based on the information obtained from the operation recording device and the navigation device, You can lend it to a borrower who wants to borrow.

  Here, as in claim 1, the registration between the loan registration company and the borrowing registration company can be managed by inputting to a computer or the like, and can be managed with a ledger or with a card. When implementing this invention, any may be sufficient. Information on civil engineering machinery in an idle state can be collected by telephone directly from the rental company, by visiting monthly or weekly, or collected via the Internet. good. Civil engineering and construction machinery is not limited to bulldozers and yumbos that directly participate in civil engineering and construction work, but other than machines that are used indirectly such as generators, iron plates, water trucks, and consumables used on site. Contains materials.

  Therefore, since the civil engineering machinery owned by the civil engineering contractor can be operated by borrowing other civil engineering contractors even during the period when the civil engineering contractor does not use it, the utilization rate of the civil engineering machinery is improved. be able to. Thus, by improving the operating rate of the civil engineering and building machine, the rental cost can be reduced and the demand can be increased, and as a result, the sales of the civil engineering and building machine can be increased. At this time, the rental company is a civil engineering company that meets the borrowing conditions of the borrowing registration company based on the information obtained by the operation recording device and the navigation device, that is, the operating status of the civil engineering construction machine so far and the history of the current position. Borrowing construction machinery can be borrowed, and the borrowing fee calculation means can appropriately determine and set the borrowing fee for civil engineering and construction machinery based on such information.

  In the civil engineering and construction machine lending system according to claim 4, the communication device transmits information obtained by the operation recording device and the navigation device to the rental company at a predetermined timing. In addition to the effect described in any one of the items 3, a wireless communication device such as a mobile phone can be used as the communication device, and necessary information can be obtained with a simple system configuration. In addition, this communication device can have a one-way communication function from the civil engineering and construction machine side to the rental agent side.

  In the civil engineering machine lending system according to claim 5, the information obtained by the operation recording device and the navigation device by the communication device is the time when the civil engineering construction machine starts operating and / or the civil engineering machine finishes operating. Since it is transmitted to the rental company at the time, and the previous record information is also transmitted if necessary, in addition to the effect of claim 4, the record information of the civil engineering and construction machinery is accurately obtained by the rental company. Be grasped. In addition, it is possible to obtain consistency between the record information owned by the rental company and the report content from the borrowing registration company. For example, since it is possible to accurately detect the start time of operation of a civil engineering and construction machine, if it fails, it can be determined by starting operation multiple times. Moreover, if it always returns to the predetermined position by the man who performs the maneuver, it can be confirmed by the position information from the engine drive to the work start. In addition, the operating state can be accurately managed by the rental company without entering the construction site.

  In the civil engineering / construction machine lending system according to claim 6, the information obtained by the operation recording device and the navigation device by the communication device can be transmitted by an inquiry from the rental agent. In addition, rental companies can know the exact operating status and current location of civil engineering machinery as needed. For this reason, it is always possible for rental companies to monitor civil engineering machinery regardless of whether they are idle. For example, if a civil engineering machinery suddenly starts operation at midnight, the possibility of theft is high. There is also a secondary effect that it is possible to contact a lending registration company or the like and to build a theft prevention system.

  In the civil engineering and construction machine lending system according to claim 7, the information obtained by the operation recording device and the navigation device by the communication device is transmitted to the rental agent at each preset time. You can always know the operating status and current location of construction machinery accurately. Therefore, as in claim 6, the rental company can always monitor the civil engineering machinery regardless of whether it is in an idle state. For example, if the civil engineering machinery suddenly starts operation at midnight, it can be stolen. It has a secondary effect that it can be communicated to a lending registration company or the like, and an anti-theft system can be constructed.

  Since the past information from the operation recording device and the navigation device is obtained via the communication device in the insurance fee calculation means of the civil engineering and construction machine lending system according to claim 8, the effect according to claim 4 is achieved. In addition, it is possible to appropriately calculate insurance premiums for civil engineering and construction machinery during the lease period.

  In the civil engineering machine lending system according to claim 9, the borrowing fee calculation means obtains information from the operation recording device and the navigation device during the lending period via the communication device after the civil engineering machine lending period ends. Therefore, in addition to the effect described in claim 4, it is possible to appropriately calculate the borrowing fee of the civil engineering and construction machinery during the lending period.

  The civil engineering and construction machine lending system according to claim 10 further stores information on the registration of the lending registration company and the borrowing registration company and the information on the civil engineering and construction machinery desired to be owned by the lending registration company in the memory arithmetic unit, and borrows. Since the information on the civil engineering and construction machinery desired by the registered contractor can be searched on the web, in addition to the effects described in any one of claims 1 to 9, these registered loan provider and borrowed Information on registration companies and information on civil engineering and construction machinery is input to a storage arithmetic device such as a computer and managed. Here, when there is an application for borrowing a specific civil engineering and construction machine from a borrowing registration company, information on the civil engineering and construction machine in an idle state is posted on the web page by searching the storage computing device. Can reserve the borrowing registration company to borrow a civil engineering and construction machine that meets the borrowing registration company's borrowing conditions, borrow it, and lend it to the borrowing registration company.

  Here, information on civil engineering machinery in an idle state can be collected by the rental company by listening directly to the telephone, or by visiting and collecting monthly and weekly interviews. And as a result, it may be stored in a storage arithmetic device such as a computer. In this way, a civil engineering contractor who owns a civil engineering construction machine registers it in the memory arithmetic device as a rental registration contractor who wants to lend, and if he / she tells the rental contractor information on the civil engineering construction equipment in an idle state, the rental contractor A borrower can borrow a civil engineering and construction machine from a lending registration company and rent it to a borrowing registration company who wants to use the civil engineering and construction machine. , It can be settled on the internet.

  Therefore, since the civil engineering machinery owned by the civil engineering contractor can be operated by borrowing other civil engineering contractors even during the period when the civil engineering contractor does not use it, the utilization rate of the civil engineering machinery is improved. be able to. Thus, by improving the operating rate of the civil engineering and building machine, the rental cost can be reduced and the demand can be increased, and as a result, the sales of the civil engineering and building machine can be increased. In particular, it is possible to construct a computer network that manages lending registration companies, borrowing registration companies, civil engineering and construction machines, etc. on the Internet by means of a storage computing device consisting of computers, etc. Based on the information on the civil engineering and construction machinery stored in the storage arithmetic unit, it is possible to borrow the one that suits the request accurately.

  The civil engineering machinery insurance system according to claim 11 is based on past information obtained by an operation recording device that records an operating state of the civil engineering machinery and a navigation device that specifies a current position of the civil engineering machinery. Since the insurance premium for the future of the construction machine is calculated by the insurance premium calculation means, the insurance premium can be set to a price that matches the actual use when the civil engineering construction machine is well managed.

  DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of a civil engineering and construction machine lending system and a civil engineering and construction machine insurance system according to the present invention will be described below.

  FIG. 1 is an explanatory diagram showing the relationship between a civil engineering and construction machine owned by each civil engineering contractor, a rental contractor, and an insurance company in the construction system lending system according to the embodiment of the present invention, and FIG. 2 is an embodiment of the present invention. FIG. 3 is an explanatory diagram showing an idle / borrowing relationship of a civil engineering machine between each civil engineering contractor and a rental contractor in the civil engineering machine rental system of FIG. 3, and FIG. 3 in the civil engineering machine lease system of the embodiment of the present invention It is explanatory drawing which shows payment / receipt of the rental fee accompanying the borrowing of a civil engineering construction machine. In the civil engineering and construction machine lending system of this embodiment, when “rental fee” is described, it is used in the same meaning as insurance premium and borrowing fee (including lending fee).

  In FIG. 1, the civil engineering contractor 1 who owns the civil engineering machine M1 and the civil engineering contractor 2 who owns the civil engineering machine M2 are in an idle state in which the civil engineering machines M1 and M2 can be used. If there is a possibility of becoming a lending registration company by registering the idle state of these civil engineering machines M1 and M2 with the rental company R and borrowing other than the civil engineering machines M1 and M2 that are owned by them, By registering with the rental company R, it becomes a borrowing registration company. Moreover, since the civil engineering contractor 3 does not own the civil engineering construction machine, the civil engineering contractor 3 becomes a borrowing registration contractor by registering the borrowing of the civil engineering construction machines M1 and M2 with the rental contractor R. In this way, the civil engineering contractor 1, the civil engineering contractor 2, and the civil engineering contractor 3 become members of the rental contractor R.

  Here, in order to simplify the explanation, it is assumed that the civil engineering contractor 1 and the civil engineering contractor 2 do not insure the civil engineering machinery M1 and M2, and only the rental contractor R insures the civil engineering machinery M1 and M2. It is assumed that it will be applied.

  The rental company R and the insurance company I first install the operation recording device 4 and the navigation device 5 on the registered civil engineering and construction machines M1 and M2, and the year of the civil engineering and construction machinery M1 and M2 and the operation history so far. For example, the current evaluation amount of the civil engineering and construction machines M1 and M2 is set. At this time, the cost burden of the operation recording device 4 and the navigation device 5 may be either the rental company R or the insurance company I. Since there is no past information at the beginning of the civil engineering and construction machine lending system, this evaluation value is generally applied to the insurance premium that has been used. The rental company R and the insurance company I contract and conclude in advance the monthly and daily rate required for calculating the first basic insurance premiums for the civil engineering and construction machines M1 and M2 and the insurance premiums during the lending period. Usually, monthly premiums are paid. Then, from the next month or after the borrowing registration company borrows the civil engineering machinery M1, M2 through the rental agent R, the civil engineering machinery M1, M1 is obtained from the information obtained by the operation recording device 4 and the navigation device 5. Monthly fee rate and daily fee rate are set as appropriate according to the operation time and load contents of M2, and the site or storage location, etc., and the borrowing registration company borrows civil engineering machinery M1, M2 through the next month or rental contractor R Appropriate insurance premiums and borrowing fees are calculated according to the number of months of borrowing and the monthly fee rate.

  That is, immediately after the contract of this system, since there is no accumulation of information on the civil engineering machines M1 and M2 owned by the civil engineering contractor 1 and the civil engineering contractor 2 which are lending registration companies, The monthly premium calculated from the normal annual premium is applied, and that one month (annual premium x 1/12) is set as the basic premium and paid from the rental company R to the insurance company I. Thereafter, information for each month obtained by the operation recording device 4 and the navigation device 5 placed on the civil engineering machines M1 and M2, that is, the operating time and the load contents of the civil engineering machines M1 and M2, and Depending on the site or storage location, for example, the basic insurance premium of one month ago is reviewed on the moving average of the past predetermined number of months, and the basic insurance premium for the next month is calculated.

  For past information, the average of 3 months or 6 months, 1 year is usually used, but the average of 1 month, 2 months, 3 months is initially set. After that, all the past data can be used, but it is preferable to use an average of 3 months, 6 months, or 1 year because there is a change of owner.

  Here, as shown in FIG. 2, the civil engineering contractor 1 that owns the civil engineering machine M1 and the civil engineering contractor 2 that owns the civil engineering machine M2 are in an idle state in which the civil engineering machine M1 and M2 can be rented. Suppose you registered something. And it is assumed that the civil engineering contractor 1 applies for the borrowing of the civil engineering and construction machine M2, and the civil engineering contractor 3 applies for the borrowing of the civil engineering and building machine M1. It is assumed that the civil engineering machine M1 of the civil engineering contractor 1 is in an idle state and the civil engineering machine M2 of the civil engineering contractor 2 is also in an idle state during the borrowing period by the borrowing application.

  As shown in FIG. 3, the rental company R can borrow the civil engineering machine M1 of the civil engineering contractor 1 and the civil engineering machine M2 of the civil engineering contractor 2, and therefore, the borrowing application of the civil engineering contractor 1 and the civil engineering contractor 3 is borrowed. Depending on the conditions and payment conditions, reservations for borrowing are made, and on the planned borrowing date of civil engineering contractor 1 and civil engineering contractor 3 (until the scheduled date), civil engineering contractor 1 will receive civil engineering machinery M2 and civil engineering contractor 3 Will deliver civil engineering machinery M1. Alternatively, the civil engineering contractor 3 goes to the rental contractor R to get the civil engineering machine M1. In addition, since the civil engineering and construction machines M1 and M2 have information such as operation time and load contents, and the site or storage location, the civil engineering and construction machinery M2 is transferred to the civil engineering contractor 1 by the planned date of borrowing. Since it was delivered to the civil engineering machine M1 to the contractor 3, even if it was used one day in advance, the borrowing fee would be calculated in actual use, so there is no problem, but insurance is not applicable, so that point is clearly stated in the contract It is necessary to.

  The civil engineering contractor 1 operates the borrowed civil engineering construction machine M2, and the civil engineering contractor 3 operates the borrowed civil engineering construction machine M1 to perform predetermined construction. And when the borrowing period in the civil engineering machine M2 of the civil engineering contractor 1 and the civil engineering machine M1 of the civil engineering contractor 3 expires (the construction is completed), the rental contractor R acquires the civil engineering machine M1 used by the civil engineering contractor 3. The civil engineering machine M2 used by the civil engineering contractor 1 is returned to the civil engineering contractor 1 respectively. The operation state (operation time and load contents) of the civil engineering and construction machines M1 and M2 during the lending period can be determined by the operation recording device 4, and the current position (site and storage location) can be determined by the navigation device 5. These information can be rented. When paying the borrowing fee as a fee, it is also calculated in the estimate. Here, since the information of the navigation device 5 is the insurance calculation condition, a penalty can be charged when it does not match the condition entered by the borrowing registration company.

  The operation recording device 4 measures at least information on the magnitude of the engine load and information on whether or not the engine is running. Moreover, the navigation apparatus 5 is measuring the movement position during a borrowing period.

  Based on the information obtained by the operation recording device 4 and the navigation device 5 of the civil engineering machine M1 and the civil engineering machine M2, the rental fee according to the operating time and load contents during the lease period and the site or storage location, etc. The civil engineering contractor 1 pays the rental contractor R for the civil engineering construction machine M2, and receives the civil engineering construction machine M1 from the rental contractor R. As a result, the civil engineering contractor 1 can obtain an amount obtained by subtracting the rental fee for the civil engineering and construction machine M2 from the rental contractor R from the rental fee for the civil engineering and construction machine M1. The civil engineering contractor 2 will receive a rental fee for the civil engineering construction machine M2 from the rental contractor R. The civil engineering contractor 3 pays the rental contractor R a rental fee for the civil engineering machine M1. Of course, when the rental fee is paid or received, a predetermined fee and insurance fee for the rental company R are included.

  In this way, the civil engineering contractor 1 and the civil engineering contractor 2 who wish to lend the civil engineering and construction machines M1 and M2 register the civil engineering and construction machines M1 and M2 that they own as lent registration companies as rentable. Moreover, since there is a possibility of requesting borrowing of civil engineering and construction machines M1 and M2 as necessary, civil engineering contractor 1 and civil engineering contractor 2 are also registered as borrowing registration companies. Of course, the civil engineering contractor 3 who does not have the civil engineering and construction machines M1 and M2 desires to borrow the civil engineering and construction machines M1 and M2, so the civil engineering contractor 3 registers as a borrowing registration company.

  The rental company R holds information on the civil engineering and construction machines M1 and M2 in an idle state, and a borrowing registration company consisting of the civil engineering contractor 1 and the civil engineering contractor 3 applies for a specific civil engineering construction machine M1 and M2 to be borrowed. When renting civil engineering and construction machines M1 and M2, the civil engineering contractor 1 and the civil engineering contractor 2 are registered to borrow the civil engineering and construction machines M1 and M2. This is loaned to a borrowing registration company consisting of a civil engineering contractor 1 and a civil engineering contractor 3 who wish to borrow the civil engineering and construction machines M1 and M2.

  Therefore, the civil engineering contractor 1 and the civil engineering contractor 3 who own the civil engineering and building machines M1 and M2 register as rental registering companies who wish to lend, and inform the rental contractor R of the information on the civil engineering and building machines M1 and M2 in the idle state. To tell you, rental contractor R borrows civil engineering and construction machines M1 and M2 from the rental registration company in response to an offer from a borrowing registration company who wants to use civil engineering and construction machines M1 and M2. , M2 can be rented to a borrowing registration company who wants to use it. Therefore, even if it is the civil engineering machinery M1 and M2 owned by the civil engineering contractor 1 and the civil engineering contractor 2, during the period when the civil engineering contractor 1 and the civil engineering contractor 2 do not use, other civil engineering contractors 1 and civil engineering contractors Therefore, the operating rate of the civil engineering and construction machines M1 and M2 can be improved. By improving the operation rate of the civil engineering and building machines M1 and M2, it is possible to reduce the rental cost and increase the demand thereof. As a result, it is possible to increase the sales of the civil engineering and building machines M1 and M2 by the rental fee.

  Then, since the information of the operation recording device 4 and the information of the navigation device 5 clarify the operation time and load contents of the civil engineering and construction machines M1 and M2 and the work site or storage location, the insurance premium calculation means 6 determines the civil engineering calculation means 6 The premiums for theft insurance and / or maintenance insurance and / or accident insurance for the construction machines M1 and M2 can be set appropriately.

  The registration of the lending registration company and the borrowing registration company of this embodiment can be managed by a computer, or can be managed by a ledger or a card. When implementing the present invention, if the number of registered members increases, it is possible to register and search more effectively by managing with a computer. In addition, information on civil engineering machines M1 and M2 in the idle state may be heard by rental company R directly by telephone, or by visiting monthly or weekly. It is more efficient to collect through Of course, it is most desirable to use both the listening by visiting and the direct input method using the Internet in consideration of the existence of something unfamiliar with inputting.

  The civil engineering and construction machine lending system of the present embodiment can also be used as a system that actively uses a computer network such as the Internet or an intranet. That is, the civil engineering machine lending system of the present invention is a civil engineering and construction machine M1, M1, M2, and other mechanical owners such as the civil engineering contractor 1 and the civil engineering contractor 2, and the like. A loan registration company that registers the loan of M2, a borrowing registration company that does not have a civil engineering construction machine such as the civil engineering contractor 3 that registers the borrowing of the civil engineering and construction machines M1 and M2 in the idle state owned by the loan registration business and / or Or, even if you have civil engineering machinery such as civil engineering contractor 1 and civil engineering contractor 2, to borrow the same kind of civil engineering machinery M1, M2 or other civil engineering machinery you have as needed Stores information on the borrowing registration companies registered in, the registration of loan registration companies, the registration of borrowing registration companies, and the civil engineering and construction machines M1, M2 that the lending registration company wants to lend. Only the information related to the storage computing device M1 and M2 in the idle state and the storage computing device that can be searched on the web for the rental fee of the civil engineering and construction machinery M1 and M2 that the registration company wants to borrow is displayed on the display. When there is an application for borrowing a specific civil engineering and construction machine M1, M2 from a borrowing registration contractor, the rental contractor R who reserves the borrowing registration contractor for borrowing the civil engineering construction equipment M1, M2, borrows it, and leases it to the borrowing registration contractor. It is possible to configure a system between the two.

  In this case, the information on the civil engineering machines M1 and M2 in the idle state can be obtained from the intranet regardless of whether the rental company R listens directly to the telephone, or visits on a monthly or weekly basis. As a result, it may be stored in a storage arithmetic device such as a computer. Of course, this computer management can also be installed on the Internet.

  FIG. 4 is an explanatory diagram showing a form of use of the Internet in the civil engineering machine lending system according to the embodiment of the present invention, and a network is formed by personal computers and servers owned by each civil engineering contractor.

  The provider 100 is connected to a server 10R for storing various data in the civil engineering and construction machine lending system of the present embodiment. The server 10R is connected to a personal computer 10 of a rental company R who subscribes to the Internet. The provider 300 is connected with the personal computer 11 of the civil engineering contractor 1, the personal computer 21 of the civil engineering contractor 2, and the personal computer 31 of the civil engineering contractor 3 who join the Internet, thereby constituting a computer network. Further, the personal computer 10 of the rental company R inputs information from the operation recording device 4 of the civil engineering and construction machines M1, M2,... .. Is provided with a control device RC for storing in association with. The operation recording device 4 mounted on the civil engineering and construction machine M1, M2,... Is connected to a communication device 8 such as a satellite phone line or a mobile phone line built in itself, or a telephone line from the nearest telephone station 70. Communication with the personal computer 10 of the rental company R is possible via the connected control device RC.

  In addition, the civil engineering and construction machines M1, M2,... Are equipped with a navigation device 5 that measures the current position by GPS every predetermined time or as necessary. Can be transmitted to the personal computer 10 of the rental company R via the control device RC connected to the telephone line. The control device RC has a modem function and is used for scanning, individual calling, etc., but can be omitted if the personal computer 10 of the rental company R has those functions. is there.

  Next, a specific operation by the personal computers 11, 21, 31 of the civil contractors 1, 2, 3 will be described.

[Parameter]
The following parameters are used for calculating insurance premiums and borrowing fees used in the civil engineering and construction machine lending system of the embodiment of the present invention. This parameter is determined by the insurance company, rental company R, and the like.

  FIG. 5 is a parameter map used for calculation of insurance premiums and borrowing fees used in the civil engineering machinery lease system according to the embodiment of the present invention.

  First, the “theft risk map” specifies an area where the insurance company and the rental company R are geographically located where the civil engineering machines M1, M2,. If you are in a management area such as 2, ... or in a management area where civil engineering contractors 1, 2, ... are resident, the probability of theft will be low. The rate A (= 0.8), the theft insurance correction rate C (= 1) for theft insurance in areas where theft frequency is high, and the adjacent districts, and the theft insurance correction rate B (theft insurance correction rate B ( = 0.9).

  In addition, the “overload frequency map” determines the load state from the operation records of the civil engineering and construction machines M1, M2,..., And the overload frequency is low and the overload time is short. The maintenance correction factor is F (= 0.8). On the contrary, the frequency of overload is high and the overload time is long because it is under severe use conditions. The maintenance correction factor is F (= 1), and the intermediate maintenance correction factor is F (= 0.9).

  And the “Safety Map for Workers” increases accident insurance correction factor J (= 1) for companies that have had an accident within the past three years, and on the contrary, conducts thorough safety education. For companies that have never had an accident within the past 10 years, the accident insurance correction rate G (= 0.8) is reduced, and for intermediate companies, the accident insurance correction rate H (= 0.9) is an intermediate value.

  These parameters can be set arbitrarily. It can be arbitrarily determined by the rental company R and the insurance company depending on the insurance content or payment terms.

[All machine information collection]
FIG. 6 is a flowchart showing an “all machine information collection” program which is interrupted by a timer in the civil engineering machinery lease system according to the embodiment of the present invention.

  This program is an interrupt program that reads information on the operation recording device 4 and information on the navigation device 5 of the civil engineering and construction machines M1, M2,... is there. That is, it is a program that scans information on the civil engineering and construction machines M1, M2,.

  At a predetermined time, the all-machine information collection routine is called at step S001, the address N is cleared at step S002, and the address N = 0 is set. In step S003, one of the civil engineering and construction machines M1, M2,... Is called from the machine code stored at the address N. In step S004, the past and new information of the operation recording device 4 and the past and new information of the navigation device 5 are acquired from the specific civil engineering and construction machines M1, M2,.

  The past information stored by the rental company R in step S005 and the specific period (one month, three months, or predetermined memo capacity) transmitted from the specific civil engineering and construction machines M1, M2,... Considering the coincidence with the past information, if it coincides, it is estimated that the new information transmitted from the specific civil engineering machine M1, M2,... Information is written in the server 10R of the rental company R. In step S007, the address N is incremented (N + 1). In step S008, it is determined whether the address N is the maximum value. When the address N is the maximum value, the civil engineering machines M1, M2,. Exit. When the address N is not at the maximum value, it means that the scanning of the civil engineering and construction machines M1, M2,... Of all the managed units has not been completed, so the processing returns to the routine processing from step S003 repeatedly.

  The past information stored in the server 10R by the rental company R in step S005 and the specific period (one month, three months, or the capacity of a predetermined memo transmitted from the specific civil engineering machinery M1, M2,... ) In the past and new information of the operation recording device 4 and the navigation device from the specific civil engineering machine M1, M2,... Again in step S009. 5. Get past and new information. Then, again, the past information stored by the rental company R in step S010 and a specific period (one month, three months, or a predetermined memo transmitted from a specific civil engineering machine M1, M2,... (Capacity) is considered to match the past information, and if it matches, the new information transmitted from the specific civil engineering machine M1, M2,... Is estimated to be accurate information in step S006. Write it. However, when it is confirmed in step S010 that the past information stored in the server 10R by the rental company R and the past information transmitted from the specific civil engineering machines M1, M2,. In step S011, an indication that an abnormality has occurred in the information is recorded, and in step S012, new information on the operation recording device 4 and new information on the navigation device 5 are additionally recorded. In other words, this additional recorded information is discarded because there is a possibility that the information is destroyed due to a failure of a specific civil engineering machine M1, M2,..., Or the information is artificially rewritten. Store it so that it can be discarded.

  In this manner, the information of the operation recording device 4 and the information of the navigation device 5 of the civil engineering and building machines M1, M2,... Are acquired by scanning from the rental company R at predetermined time intervals in a day. Of course, when the engine of the civil engineering machine M1, M2,... Is started or stopped, the information of the civil engineering machine M1, M2,.

  At this time, when it is detected that the information of the navigation device 5 has moved to a place other than the contract, there is a possibility of theft in addition to the problem of the contract violation. It will also have functions.

[Main program]
Next, the entire program in the civil engineering and construction machine lending system of the present embodiment will be described. In order to facilitate understanding, the “menu” operated by the rental agent R and the member is displayed as a single list, but the “menu” operated by the rental agent R and the member is actually displayed differently. It becomes a screen.

  FIG. 7 is a flowchart showing a main program used in the civil engineering and construction machine lending system according to the embodiment of the present invention, and FIG. 8 shows a “menu” screen used in the main program of FIG.

  In step M1 in FIG. 7, it is determined whether or not the rental contractor R or a civil engineering contractor who is a member has input an ID. If no ID is input, this routine is not entered. When there is an ID input and this routine is entered, in step M2, the “menu” screen shown in FIG. 8 is displayed. When a specific menu is selected from the “menu” screen in step M3, the selection is made in step M4. Mode is executed. Here, when the user input in the “user management” field is not registered in the “owned machine management” field, it is determined that the user is unilaterally and becomes a borrowing registration company. Further, when there is a registration in the “owned machine management” column, it is registered as a lending registration company.

〔user registration〕
FIG. 9 is a flowchart showing a “user registration” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 10 shows a “user registration” screen used in the “user registration” program used in the civil engineering and construction machine lending system according to the embodiment of the present invention.

  The “user registration” program used in the civil engineering machinery lease system of the present embodiment is posted on a homepage on the Internet (not shown). First, a user who intends to join the civil engineering and construction machine lending system of the present embodiment as a lending registration company and a borrowing registration company starts a “user registration” program shown in FIG.

  In step S1, it is determined whether or not the initial registration is performed. When the initial registration is not performed, this routine is exited. If it is determined in step S1 that the registration is initial registration, a registration screen is displayed on a “user registration” screen shown in FIG. 10 in step S2. In accordance with the “user registration” screen display shown in FIG. 10, the company name, its address, telephone number, FAX number, person in charge name, desired password, e-mail address, etc. are entered. If it is determined in step S3 that input of a predetermined item necessary for user registration is completed on the screen, the user registration information is saved by clicking (pressing) execution (ENTER key) in step S4. The stored user registration information is stored in step S6 as not being registered in step S6 when the rental company R determines whether it is appropriate and conducts an investigation as necessary, and is not qualified. . Further, when it is determined from the survey results based on the stored user registration information that the predetermined reliability is ensured, the rental agent R is determined as a qualified person in step S5, registered in step S7, and the user is registered in step S8. ID is sent to The ID sent to this user may be mailed or brought directly. As a result, the contract conclusion between the rental company R and the rental registration company as a member and the borrowing registration company in the civil engineering machinery rental system of the present embodiment is completed. Normally, the contract conclusion text is displayed during this period.

[User registration confirmation]
FIG. 11 is a flowchart showing a “user registration confirmation” program used in the civil engineering and construction machine lending system according to the embodiment of the present invention.

  When “user registration confirmation” is selected on the “menu” screen shown in FIG. 8, the “user registration confirmation” program in step S10 shown in FIG. 11 is called, and the “user registration” screen shown in FIG. 10 in step S11. Is displayed, and the company name, address, telephone number, FAX number, person in charge name, password, e-mail address, etc. are displayed. If it is determined in step S12 that the input of the predetermined item is completed, this routine is exited by clicking (pressing) the execution (ENTER key) in step S13.

[Change / Delete User]
FIG. 12 is a flowchart showing a “user change / deletion” program used in the civil engineering and construction machine lending system according to the embodiment of the present invention.

  When “user change / delete” is selected on the “menu” screen shown in FIG. 8, the “user change / delete” routine in step S20 shown in FIG. 12 is called, and the “user registration” shown in FIG. "Is displayed, and the necessary information for changing or deleting the company name, sales office, password, email address, etc. is entered. When it is determined in step S22 that the input of the predetermined item is completed, the execution is clicked in step S23. When the proper input is confirmed in step S24, the “user registration” screen shown in FIG. 8 is re-registered in step S25. When the execution is clicked in step S26, this routine is exited. If the proper input is not confirmed in step S24, this routine is exited.

[Staff Registration / Change]
FIG. 13 is a flowchart showing a “staff registration / change” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 14 shows a “staff registration / change” program used in the “staff registration / change” program of FIG. The change screen is shown.

  When “staff registration / change” is selected on the “menu” screen shown in FIG. 8, the “staff registration / change” program in step S30 shown in FIG. 13 is called, and “staff registration / change” shown in FIG.・ The “Change” screen is displayed and the name of the person in charge is entered. When it is determined in step S32 that the input of the predetermined item is completed, the execution is clicked in step S33, and this routine is exited.

[Register / Change / Delete Owned Machine]
FIG. 15 is a flowchart showing an “owned machine registration / change / deletion” program used in the civil engineering machine lease system according to the embodiment of the present invention, and FIG. 16 shows “owned machine registration / change / deletion” in FIG. The “register / change / delete own machine” screen used in the program is shown. FIG. 17 shows a “model name list” screen used in the “owned machine registration / change / deletion” program of FIG.

  When “Register / Change / Delete Owned Machine” is selected on the “Menu” screen shown in FIG. 8, the “Register / Change / Delete Owned Machine” program in Step S40 shown in FIG. 15 is called, and Step S41 is executed. 16 displays the “Register / Change / Delete Owned Machine” screen shown in FIG. 16, and input of the model name is selected by clicking a predetermined model name from the “Model Name List” screen shown in FIG. . By using the “model name list” screen shown in FIG. 17 for specifying the model name, it is easy to select the specified model name as an index. When the model name, model, manufacturer name, prefecture name, etc. are input, and it is determined in step S42 that the input of the predetermined item is completed, execution is clicked in step S43, and it is confirmed that the input is appropriate in step S44. Then, in step S45, the “owned machine registration / change / deletion” screen shown in FIG. 16 is registered, and the execution is clicked in step S46 to exit this routine. Note that this routine is also exited when proper input is not confirmed in step S44.

[Current operation list]
FIG. 18 is a flowchart showing a “current operation list” program used in the civil engineering and construction machine lending system according to the embodiment of the present invention, and FIG. 19 is a “current operation list” screen used in the “current operation list” program of FIG. Is shown.

  When “current operation list” is selected on the “menu” screen shown in FIG. 8, the “current operation list” program in step S50 shown in FIG. 18 is called. In step S51, the name of the business office, the prefecture, the borrowing When one or more of the registered trader name and the lease registered trader name are input and the search is executed in step S52, a list currently being operated by the rental is displayed on the “current work list” screen shown in FIG. 19 in step S53. Is done.

[Report of idle period]
FIG. 20 is a flowchart showing an “idle period report” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 21 is an “idle period report” program used in the “idle period report” program of FIG. "Report" screen.

  When “Report of idle period” is selected on the “Menu” screen shown in FIG. 8, the “Report of idle period” program in step S60 shown in FIG. 20 is called, and the “Idle period" shown in FIG. First, the model name is selected from the “model name list” screen shown in FIG. Next, the end of the idle period is input. If it is determined in step S62 that the input of the predetermined item is completed, the execution is clicked in step S63 to exit this routine.

[Change of idle period]
FIG. 22 is a flowchart showing an “idle period change” program used in the civil engineering machinery lease system according to the embodiment of the present invention.

  When “change idle period” is selected on the “menu” screen shown in FIG. 8, the “change idle period” program in step S 70 shown in FIG. 22 is called, and “idle period changed” shown in FIG. 21 in step S 71. First, the model name is selected from the “model name list” screen shown in FIG. Next, the end of the idle period is input. If it is determined in step S72 that the input of the predetermined item is completed, execution is clicked in step S73. However, since there is a possibility that a rental contract has already been established, it is confirmed in step S74 whether the model is scheduled in the rental contract or whether it is already contracted, and the model is scheduled in the rental contract. If it has not been done or has not been contracted, the change writing is permitted, and the information written in the “Idle period report” screen shown in FIG. 21 in step S75 is registered.

  However, when the model is scheduled in the rental contract, if the contract has already been made, the change cannot be determined unilaterally. Therefore, the changeable period is searched in step S76, and not only the period but also the model name. It is determined whether it can be replaced, and a changeable period is displayed. If the display result is accepted in step S77, the change is written in step S79. However, if this is not possible, an artificial adjustment is made in step S78 as to whether an alternative machine may be used or whether the period cannot be accommodated, and this routine is exited.

[Application for borrowing period]
FIG. 23 is a flow chart showing a “borrowing period application” program used in the civil engineering machinery lease system according to the embodiment of the present invention.

  When “Application for Borrowing Period” is selected on the “Menu” screen shown in FIG. 8, the “Application for Borrowing Period” program in step S80 shown in FIG. 23 is called, and the “idle period” shown in FIG. First, a model name is selected from the “model name list” screen shown in FIG. 17, and then, if possible, the manufacturer name is also selected. From the start of the borrowing date to the end of the return date in the field or borrowing period is entered. When it is determined in step S82 that the input of the predetermined item is completed, registration is performed by clicking execution in step S83.

[Change in borrowing period]
FIG. 24 is a flow chart showing a “borrowing period change” program used in the civil engineering machinery lease system according to the embodiment of the present invention.

  When “change borrowing period” is selected on the “menu” screen shown in FIG. 8, the “change borrowing period” program in step S90 shown in FIG. 24 is called, and the “idle period” shown in FIG. 21 in step S91. First, the model name is selected from the “model name list” screen shown in FIG. Next, the end of the idle period is input. If it is determined in step S92 that the input of the predetermined item has been completed, execution is clicked in step S93. In step S94, it is confirmed whether or not the rental contract already contracted has a problem. When the rental contract does not plan the operation of the model, the change writing is permitted in step S95, and the “idle” shown in FIG. The information written in the “Period Report” screen is registered.

  However, since the change cannot be determined unilaterally when the model is scheduled in the rental contract, the changeable period is searched in step S96. At this time, it is determined whether it is possible to replace not only the period but also the model name, and the changeable period is displayed. If the display result is accepted in step S97, the change is written in step S99. However, if this is impossible, artificial adjustment is performed in step S98, and this routine is exited.

[Gathering designated machine information]
FIG. 25 is a flowchart showing a “designated machine information collection” program used in the civil engineering machinery lease system according to the embodiment of the present invention.

  This program is a program executed by the rental company R in order to specify new information of the operation recording device 4 and the navigation device 5 when any problem occurs in the execution of the “collect all machine information” program. When “designated machine information collection” is selected from the “menu” screen of FIG. 8, this routine is selected in step S100.

  In step S101, the civil engineering machines M1, M2,... Are specified from the customer ID or the machine code. In step S102, the past and new information of the operation recording device 4 and the past and new information of the navigation device 5 are acquired from the specific civil engineering and construction machines M1, M2,. Review and match the past information stored on the rental agent R side in step S103 with the past information for a specific period transmitted from specific civil engineering machines M1, M2,. For example, it is estimated that the new information transmitted from the specific civil engineering machines M1, M2,... In step S104 is also accurate information, and the new information is written in the server 10R on the rental agent R side.

  If the agreement between the past information stored in the server 10R by the rental company R in step S103 and the past information of a specific period transmitted from the specific civil engineering and construction machines M1, M2,. In step S105, the past and new information of the operation recording device 4 and the past and new information of the navigation device 5 are acquired again from the specific civil engineering and construction machines M1, M2,. Then, again, the agreement between the past information stored in the server 10R by the rental company R in step S106 and the past information for a specific period transmitted from the specific civil engineering and construction machines M1, M2,. If it is examined and matched, in step S104, it is estimated that the new information transmitted from the specific civil engineering machines M1, M2,... However, when it is confirmed in step S106 that the past information stored in the server 10R by the rental company R and the past information transmitted from the specific civil engineering machines M1, M2,. In step S107, it is determined whether or not there is a display indicating that an abnormality has occurred in the information. If an abnormality is found during scanning in step S011 of the “collect all machine information” program and has not been written, step S108 is performed. In step S109, it is determined whether or not the new information of the operation recording device 4 and the navigation device 5 is to be adopted. If the operator of the rental agent R determines that there is no problem with the new information, the rental agent R side determines that in step S109. Write in addition to the information stored on the server. Further, when the operator of the rental company R determines that the new information of the operation recording device 4 and the navigation device 5 should not be adopted in step S108, the information is artificially input in step S110.

  In step S107, it is determined whether or not there is an indication that an abnormality has occurred in the information. If an abnormality is discovered during scanning by the “collect all machine information” program and recorded, an operation record is recorded in step S111. When it is determined whether or not the new information of the device 4 and the navigation device 5 is adopted, and the operator of the rental agent R determines that there is no problem with the new information, the rental agent R side stores it in the server in step S112. Write in addition to the information you have. Further, when the operator of the rental company R determines that the new information of the operation recording device 4 and the navigation device 5 should not be adopted in step S111, the operation recording device 4 and the navigation that have been temporarily written in step S112 in step S113. New information of the device 5 is deleted, and information is artificially input in step S114.

  Thus, in this routine, the agreement between the past information stored in the server 10R by the rental company R and the past information for a specific period transmitted from the specific civil engineering and construction machines M1, M2,. When not viewing, the operator of the rental company R confirms it and selects new information.

[Calculation of insurance premiums]
FIG. 26 is a flowchart showing an “insurance premium calculation” program for the civil engineering and construction machines M1, M2,... Used in the civil engineering machine lending system according to the embodiment of the present invention.

  This routine is used to calculate insurance premiums only and to estimate and settle borrowing fees.

  When the “insurance premium calculation” screen of FIG. 8 is selected in step S110 and the processing of the “insurance premium calculation” program starts, the borrowing machine code is input in step S111. In step S112, the borrowing date is input, in step S113 the return date is input, and in step S114 the place of use is input. Then, in step S115, it is determined whether the past machine information, that is, the information of the operation recording device 4 and the navigation device 5 is stored in the server 10R in the server 10R, and the past information is stored in the server 10R. Since this means that the insurance premium can be calculated based on past information, in step S116, one of the theft insurance premium correction rates A, B, and C is read from the theft risk at the place of use. In step S117, a theft insurance premium is calculated using the theft insurance premium correction factors A, B, and C.

  In step S118, the past use state and the total working day of the civil engineering and construction machine of the borrowed machine code are determined from the information such as the past overload frequency, and the maintenance correction factors D, E, One of F is selected, and a maintenance premium is calculated in step S119.

  Next, is the company that has caused an accident within the past three years of the borrowing registration company that borrows from the worker safety map in step S120? Or, whether you are a company that has thoroughly conducted safety education and has never had an accident within the past 10 years. , H, J are selected, and the accident insurance premium is calculated using the selected accident insurance correction factors G, H, J in step S121. In step S122, all insurance premiums are calculated. In step S125, the insurance premium is recorded and the insurance premium per day is displayed per month, and the total insurance premium within the borrowing period is displayed at the same time. If necessary, the insurance premium during the borrowing period per unit time is also calculated.

  Further, when the past machine information, that is, the information of the operation recording device 4 and the navigation device 5 is not stored in step S115, it means the first use. Therefore, human input is performed in step S123, and the first time in step S124. The basic insurance premium is calculated, and the insurance premium is recorded in step S125, and the insurance premium per day is displayed per month, and the total premium during the borrowing period is displayed at the same time.

  In this way, this insurance premium calculation program takes into account the actual use of borrowed places, the past use status of borrowed civil engineering and construction machines M1, M2, etc., and past failures of borrowed registrants. Insurance premiums.

[Estimation of borrowing fee]
FIG. 27 is a flowchart showing a “borrowing fee estimation” program for the civil engineering and construction machines M1, M2,... Used in the civil engineering machinery lending system according to the embodiment of the present invention. This routine is used to calculate a rough estimate of the borrowing fee when the borrower wants to know the budget when the civil engineering machines M1, M2,.

  When the “borrowing fee estimation” program of FIG. 27 is selected in step S130, the borrowing machine code is input in step S131. In step S132, the borrowing date is input, in step S133, the return date is input, and in step S134, the place of use is input. This input can be avoided when it is input in another routine. In step S135, the routine for “calculation of insurance premium” is called and executed. In addition, when the routine of “calculation of insurance premium” has already been executed, the result can also be used. In step S136, the borrowing period fee is calculated. In step S137, it is estimated from the overload frequency map that the use condition is severe, and the estimated load fee is calculated using the maintenance correction factor F = 1. In step S138, the amount of insurance premium, the amount of borrowing, and the sum of both are displayed and stored.

  That is, in the estimation of the borrowing fee, the borrowing fee is estimated by specifying the borrowing period, the place where the borrowing is used, and the civil engineering machines M1, M2,. Here, since the estimated load charge is calculated using the maintenance correction factor F = 1, the estimate of the borrowing fee is higher than the settlement of the borrowing fee. As a result, the settlement of the borrowing fee described later exceeds the estimate of the borrowing fee. There is nothing.

[Loan charge settlement]
FIG. 28 is a flowchart showing a “borrowing fee settlement” program for performing settlement when borrowing specific civil engineering machinery M1, M2,... Used in the civil engineering machinery borrowing system of the embodiment of the present invention. is there. This routine is used in the settlement of borrowings of specific civil engineering machines M1, M2,.

  When the “borrowing fee adjustment” program shown in FIG. 28 is selected in step S140, it is determined in step S141 whether or not the borrowing machine code, the borrowing date, the return date, the place of use, and the like are corrected, and the correction is necessary. At step S142, it is input. In step S143, the "insurance premium calculation" program is called and executed. If the “insurance premium calculation” routine has already been executed, the result can also be used. In step S144, the borrowing period fee is calculated. In step S145, the load status is judged from the operation records of the civil engineering machines M1, M2,... Of the specific borrowing machine code, and the maintenance correction factors D, E, F are included. Is selected, and the additional charge is calculated using the maintenance correction factor. In step S146, the amount of insurance premium, the amount of borrowing fee, and the sum of both are displayed and stored.

  That is, in the settlement of the borrowing fee, the borrowing fee is settled by specifying the borrowing period, the place to borrow and use, and the civil engineering and construction machines M1, M2,.

  Here, since the maintenance correction rate is always “1” or less, the borrowing fee settlement is cheaper than the borrowing fee estimate for calculating the estimated load fee.

  In the above embodiment, in order to make the explanation easy to understand and simplify, the civil engineering contractors 1, 2,... Assume that the civil construction machines M1, M2,. However, when the civil engineering machinery M1, M2,... Was already insured, the insurance during the borrowing was calculated according to the above embodiment and borrowed to the civil engineering contractors 1, 2,. You will pay insurance premiums for civil engineering and construction machines M1, M2,.

  At this time, there is a difference between the premium described in the above embodiment and the conventional premium. That is, current insurance contracts generally have higher insurance premiums due to poor management of the machines moved to the site. However, in the civil engineering machine lending system according to the embodiment of the present invention, the existence of the civil engineering machine M1, M2,... Can be specified. The fee can be reduced.

  That is, in the civil engineering machine lending system of the above embodiment, the operation recording device 4 that records the operating state of the civil engineering machine M1, M2,... And the current position of the civil engineering machine M1, M2,. And a premium calculation means for setting future premiums for civil engineering and construction machines M1, M2,... Based on past information obtained by the operation recording device 4 and the navigation device 5. It can be set as the insurance system of the civil engineering machinery provided.

  Here, based on the past information obtained by the operation recording device 4 and the navigation device 5, the insurance fee calculation means 6 for setting future insurance premiums for the civil engineering and construction machines M1, M2,... Is a personal computer. What is necessary is just to run the "calculation of insurance premium" program used in the civil engineering and construction machine lending system of the above embodiment.

  As described above, the civil engineering machine lending system according to the present embodiment is a machine owner that is a civil engineering contractor that owns the civil engineering machines M1, M2,. Register the borrowing of the civil engineering and construction machines M1, M2,... In the idle state owned by the lending registration company, and register the borrowing of the civil engineering and construction machines M1, M2,. Lending when a borrowing registration company holds information on civil engineering and construction machines M1, M2,... In an idle state and a borrowing registration company applies for a specific civil engineering construction machine M1, M2,. Reservation of borrowing of civil engineering and construction machines M1, M2,... ..Operating status Based on the information obtained by the operation recording device 4 for recording, the navigation device 5 for specifying the current position of the civil engineering and building machines M1, M2,..., And the information obtained by the operation recording device 4 and the navigation device 5, , M2,... Insurance premium calculation means 6 for setting insurance premiums. In the civil engineering and construction machine lending system of the present embodiment, the insurance fee calculation means 6 sets one or more insurance premiums such as theft insurance, maintenance insurance, and accident insurance.

  Therefore, the civil engineering contractors 1, 2,... Who own the civil engineering construction machines M1, M2,... Register as rental registration contractors who wish to lend, and the civil engineering contractors M1, M2, which are in an idle state. If the rental agent R communicates the information to the rental agent R, the rental agent R requests the rental agent R from the loan registration agent in response to a request from the borrowing registration agent that he / she wants to use the civil engineering machinery M1, M2,. It is possible to borrow civil engineering and construction machines M1, M2,... And borrow them to borrowing registration companies who wish to use the civil engineering machines M1, M2,. Therefore, even if it is a civil engineering construction machine M1, M2,... Owned by a civil engineering contractor 1, 2,. Since it is operated by the traders 1, 2,..., The operating rate of the civil engineering and construction machines M1, M2,. By improving the availability of civil engineering and construction machines M1, M2,..., Rental costs can be reduced and the demand can be increased. You can increase sales. At this time, the information obtained by the operation recording device 4 and the navigation device 5 clarifies the operation time and load contents of the civil engineering and construction machines M1, M2,. Based on this, insurance premiums for theft insurance and / or maintenance insurance and / or accident insurance of civil engineering and construction machines M1, M2,.

  The civil engineering machine lending system of this embodiment is a machine owner consisting of civil engineering contractors 1, 2,... Who own civil engineering machines M1, M2,. Borrowing registration company that registers the rental of civil engineering and construction machines M1, M2, ... in the state and borrowing registration that registers the borrowing of civil engineering and construction machines M1, M2, ... in the idle state owned by the rental registration company When you have information about the civil engineering and construction machines M1, M2, ... in the idle state and a borrowing application from a borrowing registration company for a specific civil engineering machine M1, M2, ... Reserves the borrowing of civil engineering machinery M1, M2,..., Borrows it, and rents it to a borrower registration company, and is a system between the civil engineering machinery M1, M2,. The operating status of On the basis of information obtained by the operation recording device 4 and the navigation device 5, based on the information obtained by the operation recording device 4 and the navigation device 5. And borrowing fee calculating means 7 for setting borrowing fees of M2,...

  Therefore, the civil engineering contractors 1, 2,... Who own the civil engineering construction machines M1, M2,... Register as rental registration contractors who wish to lend, and the civil engineering contractors M1, M2, which are in an idle state. If the rental dealer R wants to use the civil engineering and construction machines M1 and M2, the rental dealer R sends the civil engineering and construction machine M1 from the rental registering company. , M2,..., And can be rented to borrowing registration companies who wish to use civil engineering machinery M1, M2,. Therefore, even if it is a civil engineering construction machine M1, M2,... Owned by a civil engineering contractor 1, 2,. Since it is operated by the traders 1, 2,..., The operating rate of the civil engineering and construction machines M1, M2,. By improving the availability of civil engineering and construction machines M1, M2,..., Rental costs can be reduced and the demand can be increased. You can increase sales. At this time, the information obtained by the operation recording device 4 and the navigation device 5 clarifies the operation time and load contents of the civil engineering and construction machines M1, M2,. Based on this, the borrowing fees for civil engineering and construction machines M1, M2,...

  The civil engineering and construction machine lending system of this embodiment includes a communication device 8 that transmits information obtained by the operation recording device 4 and the navigation device 5 to the rental agent R at a predetermined timing. . A wireless communication device such as a mobile phone can be used as the communication device 8, and necessary information can be obtained with a simple system configuration. Moreover, this communication apparatus 8 can also be set as the communication function of one direction from the civil engineering and construction machine M1, M2, ... side to the rental agent R side.

  Furthermore, in the civil engineering and construction machine lending system according to the present embodiment, the civil engineering and construction machines M1, M2,... At the time, when the civil engineering and construction machines M1, M2,... Are finished operating or at a specific time, the operation of the civil engineering and construction machines M1, M2,. Accordingly, since the previous record information is also transmitted, the record information of the civil engineering and construction machines M1, M2,. Further, it is possible to obtain consistency between the record information owned by the rental company R and the report contents from the borrowing registration company. For example, since it is possible to accurately detect the start time of operation of the civil engineering machines M1, M2,..., If it fails, it can be determined by starting the operation a plurality of times. Moreover, if it always returns to the predetermined position by the man who performs the maneuver, it can be confirmed by the position information from the engine drive to the work start. In addition, the operating state can be accurately managed by the rental company R without entering the construction site. In particular, the rental company R can always monitor the civil engineering machines M1, M2,... Regardless of whether they are in an idle state. For example, the civil engineering machines M1, M2,. In such a case, there is a secondary effect that the possibility of theft is high and it can be communicated to a lending registration company or the like, and a theft prevention system can be constructed.

  Furthermore, in the civil engineering and construction machine lending system of the present embodiment, the information obtained by the operation recording device 4 and the navigation device 5 by the communication device 8 can be freely transmitted by an inquiry from the rental agent R. The rental company R can know the exact operating state and the current position of the civil engineering and construction machines M1, M2,. For this reason, since the rental company R can always monitor the civil engineering and construction machines M1, M2,... Regardless of whether they are in an idle state, for example, the existence of the civil engineering and building machines M1, M2,. Sometimes, the possibility of theft is high, and it can be communicated to a lending registration company or the like, and a theft prevention system can be constructed.

  In addition, in the civil engineering and construction machine lending system according to the present embodiment, information obtained by the operation recording device 4 and the navigation device 5 by the communication device 8 is transmitted to the rental agent R at each preset time. Therefore, the rental company R can always know the operating state and the current position of the civil engineering and construction machines M1, M2,.

  In the civil engineering and construction machine lending system of the present embodiment, the insurance fee calculation means 6 operates and records the operation recording device 4 and the navigation device during the lending period after the lease period of the civil engineering and construction machines M1, M2,. Since the information from 5 is obtained via the communication device 8, the insurance premiums of the civil engineering and construction machines M1, M2,... During the lending period can be appropriately calculated. In particular, since the information from the operation recording device 4 and the navigation device 5 during the lending period is obtained via the communication device 8, if the engine start permission signal is issued from the rental company R, the security is more complete. System.

  In the civil engineering and construction machine lending system according to the present embodiment, the borrowing fee calculation means 7 performs the operation recording apparatus 4 and the navigation apparatus during the lending period after the lease period of the civil engineering and construction machines M1, M2,. Since the information from 5 is obtained via the communication device 8, the borrowing fees of the civil engineering and construction machines M1, M2,... During the lending period can be appropriately calculated.

  Moreover, the construction and construction machine lending system of the present embodiment stores information on the registration of the lending registrant and the borrowing registrant and the civil engineering and construction machines M1, M2,. , And personal computers 10, 11, 21, 31 and server 10R (provided as providers' servers) that can be searched on the web for information on civil engineering and construction machines M1, M2,... And the like. Therefore, the registration of the lending registration company and the borrowing registration company and information on the civil engineering and construction machines M1 and M2 are input and managed in a storage arithmetic device such as a computer. Here, when there is an application for borrowing a specific civil engineering machine M1, M2,... From the borrowing registration company to the rental dealer R, the civil engineering machine M1, M2,.・ Because information about the posting is posted on the web page, the rental company R reserves the borrowing registration company for the borrowing of civil engineering and construction machines M1, M2,. You can lend to a borrower registration company.

  Here, in the civil engineering and construction machine lending system of the present embodiment, the lending registration company who wants to lend the civil engineering and construction machines M1, M2,... Stores the civil engineering and construction machines M1 and M2 owned by them. The borrowing registration company who wishes to borrow the civil engineering and construction machines M1, M2,... By accessing the borrowing registration company, only the information regarding the civil engineering and construction machines M1, M2,... In the idle state is posted on the web page including the Internet homepage. When the rental application for the rental contractor R is made, the rental contractor R reserves the rental registration company for the borrowing of the civil engineering machinery M1, M2,..., Borrows it, and lends it to the borrowing registration contractor. be able to.

  In this way, civil engineering contractors 1, 2,..., Who own civil engineering machines M1, M2,... Register with a storage arithmetic device such as a personal computer as a rental registration contractor who wants to lend, and are idle. If the rental contractor R wants to use the civil engineering and construction machines M1, M2,... Rental company R can borrow civil engineering and construction machines M1, M2,... From rental registration companies and rent them to borrowing registration companies who wish to use civil engineering machines M1, M2,. , It can be settled on the internet. Therefore, even if it is a civil engineering construction machine M1, M2,... Owned by a civil engineering contractor 1, 2,. Since the civil engineering and construction machines M1, M2,... Are operated by the traders 1, 2, and 3, the operating rate of the civil engineering machines M1, M2,. By improving the availability of civil engineering and construction machines M1, M2,..., The rental cost can be reduced and the demand can be increased. As a result, it is obtained from civil engineering and construction machines M1, M2,. Increase sales. In particular, since a storage computing device such as a personal computer can manage lending registration companies and borrowing registration businesses on the Internet, civil engineering and construction machinery stored in a storage computing device such as a personal computer via the Internet even at a construction site Based on the information of M1, M2,.

  The information of the civil engineering and construction machines M1, M2,... In the civil engineering machinery lending system of the above embodiment is necessary at least for the model name, the specification, the rentable period of the civil engineering and building machines M1, M2,. Since it is characterized by the rental fee depending on the type of construction, at least the model name of civil engineering and construction machines M1, M2, ..., the rental period, and if necessary, the contents of the construction It is possible to judge whether there is a change in the construction period or something that is familiar with the operation, and to accurately match the needs.

  The civil engineering machine lending system of the above embodiment further collects signals output from the navigation device 5 and displays the positions of the civil engineering machines M1, M2,... In the idle state as map information. You can also. In particular, if the position of the civil engineering and construction machines M1, M2,... In the idle state is displayed as map information, the transportation cost and the time required for transportation can be easily determined and wasteful. Can be minimized.

  Further, in this case, the map information of the civil engineering machine in the idle state in the civil engineering machine lending system of the above embodiment is at least the model of the civil engineering machine with one or both of the map information and the model information as an index. Since the name, specification, rentable period, and rental fee can be displayed, it is possible to select according to the needs of the borrower registration company.

  Furthermore, by notifying the navigation device 5 mounted on the civil engineering and construction machines M1, M2,... Only when the information is moved by a predetermined distance, when the engine is not operated, Since there is no change in the position information, it is possible to prevent wasteful information processing by not transmitting the information. In addition, if the information of the navigation device 5 mounted on the civil engineering machinery M1, M2,... Is responded by an inquiry from the rental agent R, the rental agent R performs scanning, polling or individual call. Thus, it becomes possible to collect failure information and the like of the civil engineering and construction machines M1, M2 in operation, and the corresponding civil engineering machines M1, M2,.

  As described above, the civil engineering machinery lending system according to the above embodiment rents the civil engineering machinery M1, M2,... It has the effect of improving the overall availability of civil engineering and construction machines M1, M2,.

  In addition, by renting civil engineering and construction machines M1, M2,... Owned by civil engineering contractors 1, 2,. Has the effect of suppressing natural deterioration (deterioration phenomenon caused by not operating) of civil engineering and construction machines M1, M2,.

  Then, the rental company R does not need to make capital investment to the lending registration company and the borrowing registration company, and the civil engineering contractors 1, 2,... Who wish to borrow the civil engineering machinery M1, M2,. On the other hand, it is possible to rent civil engineering and construction machines M1, M2,. In addition, the civil engineering contractors 1, 2,... That lent the civil engineering machinery M1, M2,... Owned to the borrowing registration contractor can select the settlement method that arbitrarily cancels the loan and borrowing. The civil engineering and construction machines M1, M2,...

  Furthermore, orders for lending and borrowing orders for civil engineering and construction machines M1, M2,... To lending registration companies are made on a 24-hour basis by adjusting on a display connected to a personal computer via a communication network. Orders can be received, and civil engineering contractors 1, 2,... To be used can search, make reservations and place orders without being restricted in time, and can simplify the leasing operation.

  In addition, a civil engineering contractor who wants to borrow a civil engineering contractor 1,2, ..., and a civil engineering contractor M1, M2, ... It is a lending system on the premise of lending and borrowing to 1, 2, ..., and the civil engineering construction machines M1, M2, ... Improve productivity by renting machines M1, M2, ..., and reduce rental expenses by civil engineering contractors 1, 2, ... by borrowing civil engineering machines M1, M2 while reducing the economic burden And an offset-type settlement method that presupposes the offsetting of the loan amount and the borrowing amount, and the loan that is realized by placing an order for the loan request and an order for the loan request on the display connected to the personal computer via the communication network Procedural work There is an effect such as Ryakuka.

  Of course, although not explained in the above embodiment, the rental company R owns a plurality of civil engineering machines M1, M2,... And uses the civil engineering machines M1, M2,. You can also

  In the civil engineering machine lending system according to the embodiment of the present invention, the application to machinery and materials used in the civil engineering field and construction (construction) field has been described. In addition, industrial machinery and OA equipment used in factories. It can also be applied to agricultural machinery. In other words, it is a lending system technology for machines, equipment, and materials that are currently leased or rented, and can be applied, for example, as a lending system for industrial machinery, a lending system for OA equipment, and a lending system for agricultural machinery. .

  The civil engineering and construction machines M1, M2,... Are connected to the personal computer 10 of the rental company R through the control device RC. ,... Can be started. That is, the circuit that can drive the engine only needs to be closed only when the operation recording device 4 receives a specific code.

FIG. 1 is an explanatory diagram showing the relationship between a civil engineering and construction machine owned by each civil engineering contractor, a rental contractor, and an insurance company in the civil engineering machine lease system according to the embodiment of the present invention. FIG. 2 is an explanatory diagram showing an idle / borrowing relationship of the civil engineering machine between each civil engineering contractor and the rental contractor in the civil engineering machine lease system of the embodiment of the present invention. FIG. 3 is an explanatory diagram showing payment / receipt of a rental fee associated with lease of a civil engineering and construction machine in the civil engineering and machine rental system of the embodiment of the present invention. FIG. 4 is an explanatory diagram showing a usage pattern of the Internet in the civil engineering and construction machine lending system according to the embodiment of the present invention. FIG. 5 is a parameter map used for calculation of insurance premiums and borrowing fees used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 6 is a flowchart showing an “all machine information collection” program which is interrupted by a timer in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 7 is a flowchart showing a main program used in the civil engineering and construction machine lending system according to the embodiment of the present invention. FIG. 8 shows a “menu” screen used in the main program of FIG. FIG. 9 is a flowchart showing a “user registration” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 10 shows a “user registration” screen used in the “user registration” program used in the civil engineering and construction machine lending system according to the embodiment of the present invention. FIG. 11 is a flowchart showing a “user registration confirmation” program used in the civil engineering and construction machine lending system according to the embodiment of the present invention. FIG. 12 is a flowchart showing a “user change / deletion” program used in the civil engineering and construction machine lending system according to the embodiment of the present invention. FIG. 13 is a flowchart showing a “staff registration / change” program used in the civil engineering and construction machine lending system according to the embodiment of the present invention. FIG. 14 shows a “staff registration / change” screen used in the “staff registration / change” program of FIG. 13. FIG. 15 is a flowchart showing an “owned machine registration / change / deletion” program used in the civil engineering machine lending system according to the embodiment of the present invention. FIG. 16 shows the “owned machine registration / change / delete” screen used in the “owned machine registration / change / delete” program of FIG. FIG. 17 shows a “model name list” screen used in the “owned machine registration / change / deletion” program of FIG. FIG. 18 is a flowchart showing a “current operation list” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 19 shows a “current operation list” screen used in the “current operation list” program of FIG. FIG. 20 is a flow chart showing an “idle period report” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 21 shows the “idle period report” screen used in the “idle period report” program of FIG. FIG. 22 is a flowchart showing an “idle period change” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 23 is a flow chart showing a “borrowing period application” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 24 is a flow chart showing a “borrowing period change” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 25 is a flowchart showing a “designated machine information collection” program used in the civil engineering machinery lease system according to the embodiment of the present invention. FIG. 26 is a flowchart showing an “insurance fee calculation” program for a civil engineering and construction machine used in the civil engineering and machinery rental system according to the embodiment of the present invention. FIG. 27 is a flowchart showing a “borrowing fee estimation” program for a civil engineering and construction machine used in the civil engineering and machine rental system according to the embodiment of the present invention. FIG. 28 is a flowchart showing a “borrowing fee settlement” program for performing settlement when borrowing a specific civil engineering and construction machine used in the civil engineering and construction machine lending system according to the embodiment of the present invention.

Explanation of symbols

1, 2, 3 Civil engineering contractor 4 Operation recording device 5 Navigation device 6 Insurance fee calculation means 7 Borrowing fee calculation means 8 Communication device 10, 11, 21, 31 Personal computer (memory operation device)
M, M1, M2 Civil engineering machinery R Rental companies

Claims (11)

A lending registrant that registers civilian construction machinery lending, which is a machine owner that owns civil engineering machinery and is in a self-owned idle state,
A borrowing registration agent for registering borrowing of the civil engineering and construction machinery in an idle state owned by the loan registration agent;
Holds information on the civil engineering machinery in the idle state, and when the borrowing registration company makes a borrowing application for the specific civil engineering machinery, reserves the borrowing registration agent to borrow the civil engineering machinery, A civil engineering and construction machine lending system between a rental company and a rental company that borrows
An operation recording device for recording an operation state of the civil engineering and construction machine;
A navigation device for identifying the current position of the civil engineering machine;
A civil engineering and construction machine lending system comprising insurance premium calculation means for setting insurance premiums for the civil engineering and construction machinery based on information obtained by the operation recording device and the navigation device.   2. The civil engineering and construction machine lending system according to claim 1, wherein the insurance fee calculating means sets one or more insurance premiums of theft insurance, maintenance insurance, and accident insurance. A lending registrant that registers civilian construction machinery lending, which is a machine owner that owns civil engineering machinery and is in a self-owned idle state,
A borrowing registration agent for registering borrowing of the civil engineering and construction machinery in an idle state owned by the loan registration agent;
Holds information on the civil engineering machinery in the idle state, and when the borrowing registration company makes a borrowing application for the specific civil engineering machinery, reserves the borrowing registration agent to borrow the civil engineering machinery, A civil engineering and construction machine lending system between a rental company and a rental company that borrows
An operation recording device for recording an operation state of the civil engineering and construction machine;
A navigation device for identifying the current position of the civil engineering machine;
A civil engineering and construction machine lending system comprising: a borrowing fee calculating means for setting a borrowing fee for the civil engineering and construction machine based on information obtained by the operation recording device and the navigation device.   4. The communication device according to claim 1, further comprising: a communication device that transmits information obtained by the operation recording device and the navigation device to the rental agent at a predetermined timing. 5. Civil engineering machinery lending system.   The communication device transmits information obtained by the operation recording device and the navigation device to the rental agent when the civil engineering machine starts operation and / or when the civil engineering machine finishes operation. In addition, the civil engineering and construction machine lending system according to claim 4, wherein the previous record information is transmitted as necessary.   5. The civil engineering and construction machine lending system according to claim 4, wherein the communication device transmits information obtained by the operation recording device and the navigation device in response to an inquiry from the rental agent.   The said communication apparatus transmits the information obtained in the said operation recording apparatus and the said navigation apparatus to the said rental agent for every preset time, The lease of the civil engineering construction machine of Claim 4 characterized by the above-mentioned. system.   5. The insurance premium calculation means calculates the insurance premium during the lending period based on past information from the operation recording device and the navigation device obtained via the communication device. The civil engineering and construction machinery lending system described in 1.   The borrowing fee calculating means calculates the borrowing fee during the lending period based on information from the operation recording device and the navigation device obtained through the communication device during the lending period after the lending period ends. The civil engineering and construction machine lending system according to claim 4.   Further, the registration of the lending registration company and the borrowing registration company and the information related to the civil engineering machinery that the lending registration company wants to lend are stored, and the information related to the civil engineering machinery that the borrowing registration company wishes to borrow is stored. The system for borrowing civil engineering machines according to any one of claims 1 to 9, further comprising a storage operation device that can be searched on the web. An operation recording device for recording the operation state of the civil engineering and construction machinery;
A navigation device for identifying the current position of the civil engineering machine;
An insurance system for civil engineering and construction machinery, comprising insurance premium calculation means for setting future insurance premiums for the civil engineering and construction machinery based on past information obtained by the operation recording device and the navigation device.

Images