JP2005092685A - Electronic receipt issuing apparatus and marketing data collection system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an electronic receipt issuing apparatus for reducing loads upon financial organizations and a recipient, and to provide a marketing data collection system for collecting marketing data by using the electronic receipt issued by the electronic receipt issuing apparatus. <P>SOLUTION: Information on transfer is red from an IC tag embedded in a pay-in slip, the transfer is performed on the basis of the read information on the transfer, and receipt information is written into the IC tag. The IC tag records identification information specific to the IC tag and, by using the identification information, marketing research is also enabled regarding the IC tag to which the receipt information is added. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

  The present invention relates to an electronic receipt issuing device and a marketing data collection system using an electronic receipt issued by the electronic receipt issuing device.

  Conventionally, in payments such as payment of examination fees, a receipt that has been stamped by a bank or other financial institution is regarded as a genuine receipt, and the receipt is proved by sending it to the school. . Although payment data is sent from financial institutions to recipients at schools, etc., it is a heavy burden to collate the application form and payment data in the case of accepting admission tickets without time allowance, As mentioned above, the school confirms payment with a receipt.

  However, in order for the recipient to confirm the payment with the paper-based receipt, there is a problem that a human confirmation work is required and the load is high. In addition, even financial institutions cannot be accommodated by machines such as ATMs, and there has been a problem that the payment acceptance work is a highly burdensome business.

  Furthermore, in the above work, only the payment was confirmed, and it was not considered to effectively use the receipt.

  The present invention has been made in view of the above circumstances, and an object thereof is to provide an electronic receipt issuing device that can reduce the burden on financial institutions and recipients.

  It is another object of the present invention to provide a marketing data collection system that can collect marketing data using an electronic receipt issued by an electronic receipt issuing device.

  In order to achieve the above object, the first invention of the present invention reads unique identification information stored in an IC tag, payment amount information indicating the amount to be paid, and information relating to a transfer including information indicating a payee. Means for transferring the amount indicated by the read payment amount information to the read payee, and receipt information indicating that the transfer has been completed in the IC tag when the transfer is performed. And an electronic receipt issuing device characterized by comprising a writing means.

  According to a second aspect of the present invention, there is provided a marketing data collection method in a marketing data collection system comprising an electronic receipt issuing terminal and a marketing data collection terminal, wherein the electronic receipt issuing terminal is stored in an IC tag. Specific identification information, payment amount information indicating the amount to be paid and information relating to the transfer including information indicating the payee, and transferring the amount indicated by the read payment amount information to the read payee, When the transfer is performed, the receipt information indicating that the transfer is completed is written in the IC tag, and the marketing data collection terminal detects the receipt information written in the IC tag, and the receipt information When detected, the unique identification information stored in the IC tag is read By searching a database that stores different information and groups in association with each other, it is determined to which group the read unique identification information belongs, and the unique identification information of the IC tag belonging to each group A marketing data collection method characterized by counting the number.

  ADVANTAGE OF THE INVENTION According to this invention, the electronic receipt issuing apparatus which can reduce the load of a financial institution and a recipient can be provided.

  Moreover, according to this invention, the marketing data collection system which can collect marketing data using the electronic receipt issued by the electronic receipt issuing apparatus can be provided.

  Hereinafter, an environment in which an electronic receipt issuing apparatus and a marketing data collection system according to an embodiment of the present invention are used will be described with reference to the drawings.

  FIG. 1 is a diagram for explaining an environment in which an electronic receipt issuing apparatus and a marketing data collection system according to an embodiment of the present invention are used. Although the receipt of payment of the entrance examination fee will be described with reference to the drawing, the present invention is not limited to this, and it goes without saying that the present invention is applied to a situation where fee payment is required.

  In the figure, an application form attached with a payment slip with an IC tag is sent from the school to the student (a). In this IC tag, identification information unique to the IC tag, payment amount information indicating the amount to be paid, and information relating to the transfer including information indicating the payee are stored. Also, payment information including payment amount information indicating the amount to be paid and information indicating a payee may be printed on the payment slip.

  The student uses this payment slip to pay an examination fee at the ATM of the financial institution (b) and receives a receipt and payment slip on which receipt information indicating that the transfer has been made is recorded on the IC tag. (C). At this time, a receipt stamp may be printed on the payment slip. The receipt information may be encrypted and stored using an encryption key that has been discussed with the school in advance. The examinee submits the payment slip on which the receipt information is recorded as a receipt together with the application form to the school (d). The school computer collects payment confirmation and marketing data based on the information recorded on the IC tag attached to the payment slip.

  FIG. 2 is a diagram showing the configuration of the ATM according to the embodiment of the present invention.

  As shown in the figure, the ATM 3 is connected to the host computer 2 via the network 1. The ATM 3 includes a memory 12, a CPU 13, a communication I / F 14, an input / output unit 15, a payment slip insertion unit 16, an information reading / writing unit 18, and an HDD 19.

  The memory 12 is used as a work area for executing an ATM processing program 21 that performs normal ATM processing in addition to the electronic receipt issuing program 20 according to the embodiment of the present invention.

  The CPU 13 controls the entire ATM, executes the electronic receipt issuing process according to the embodiment of the present invention based on the electronic receipt issuing program 20, and executes a normal ATM process based on the ATM processing program 21. Process such as.

  The communication I / F 14 is an interface for performing communication with the outside, and performs communication with the host computer 2 and the like.

  The input / output unit is an input device such as a keyboard or a touch panel, or an output device such as a printer or a display.

  The payment slip insertion unit 16 inserts the payment slip 17. The unique identification information recorded in the IC tag of the payment slip 17 inserted in the payment slip insertion portion 16, the payment amount information indicating the amount to be paid, Information relating to the transfer including information indicating the payee is read by the information reading / writing unit 18.

  Receipt information indicating that the transfer has been completed is written to the IC tag by the information reading / writing unit 18.

  The HDD 19 stores an electronic receipt issuance program 20 for performing electronic receipt issuance processing according to the embodiment of the present invention and an ATM processing program 21 for performing normal ATM processing such as transfer and payment.

  FIG. 3 is a diagram showing a computer constituting the marketing data collection system installed on the school side.

  As shown in the figure, the computer includes a CPU 31, a memory 32, a display unit 33, an IC tag information reading unit 34, and an HDD 37, which are connected to the bus 20.

  The CPU 31 controls the entire computer and performs processing according to the marketing data collection program 38 stored in the HDD 37.

  The memory 32 is used for a work area of the marketing data collection program 38 and the like in which the marketing data collection program 38 is developed.

  The display unit 33 is a display device such as a display, for example, and displays marketing data collection results.

  The IC tag information reading unit 34 reads information described in the IC tag 36 embedded in the receipt 35.

  The HDD 37 stores a marketing data collection program 38 for collecting marketing data.

  The sales channel database 39 is a database used for marketing data collection processing.

  FIG. 4 is a diagram showing the configuration of the sales channel database 39.

  As shown in the figure, the sales channel database 39 includes a sales channel 41, IC tag unique identification information 42, and a counter 43, which are recorded in association with each other.

  The sales channel 41 is information indicating a sales route when the examination slip is distributed, and is, for example, a bookstore, a prep school, a school, or the like.

  The IC tag unique identification information 42 is unique identification information of the IC tag of the payment slip provided for each sales channel 41.

  The counter 43 counts the number of IC tag unique identification information brought to school for each sales channel 41.

  FIG. 7 is a diagram illustrating information stored in the IC tag.

  As shown in the figure, the IC tag stores unique information, pre-write information, and additional write information. “Unique information” includes identification information (serial ID) unique to the IC tag, and “pre-written information” includes information related to the transfer (payment amount, transfer destination financial institution name, transfer destination financial institution code, transfer destination Stores the branch name, branch code of the bank account, bank account name, bank account code, bank account number, recipient name) and accompanying information (accounting department information, subject information, and examination method). As “additional writing information”, storage date / time, storage amount, storage financial institution name, storage financial institution code, storage branch name, storage branch code, ATM number, transfer requester name, examination subject information, examination number) are stored.

  Next, the operation of the electronic receipt issuing apparatus according to the embodiment of the present invention will be described with reference to the flowchart of FIG.

  When a payment slip and application attached with an IC tag that stores identification information unique to the IC tag and information related to the transfer are distributed to the student directly from the school or through a prep school or bookstore, the student receives this payment slip. Is inserted into the bank ATM.

  Here, the information related to the transfer is, for example, information such as a bank, a branch name, a payee name, and a transfer amount as a transfer destination. The IC tag may include information on subjects to be taken in addition to information on these transfers.

  When the payment slip is inserted into the ATM, information relating to the transfer is read from the IC tag of the payment slip (S1). Here, as a method for reading information relating to the transfer, even if the information is read from the IC tag, if the information relating to the transfer is printed on the payment slip, the print information relating to the transfer may be recognized and read.

  Next, a transfer content confirmation screen is displayed based on the information relating to the read transfer (S2), and transfer is executed based on an instruction from the user (S3). Thereafter, it is determined whether or not the transfer process has been performed normally (S4). If it is determined that the transfer process has not been performed, a predetermined error process is performed (S5).

  On the other hand, if it is determined in S4 that the transfer process has been normally performed, information that is an alternative to the cashier is printed on the payment slip (S6), and receipt information is written on the IC tag of the payment slip (S7). . Here, the receipt information may include information such as an examination subject number in addition to information such as date and time, money amount, ATM information (financial institution number, branch number, ATM number), and transfer client information. In addition, the receipt information may be written using a public key shared with the school that is the storage organization. Thereafter, the transfer slip on which the receipt information is written is returned to the student (S8).

  Next, a marketing data collection method in a school computer that is a storage institution will be described with reference to the flowchart of FIG.

  When the student who is the payer sends the transfer slip to the school, the school-side computer reads the identification information unique to the IC tag and the receipt information stored in the IC tag (S11). Here, when the receipt information is encrypted, it is decrypted using a public key shared with the school which is the storage institution.

  When the completion of the transfer is confirmed by the read receipt information, next, the sales channel database 39 is searched by using the read identification information specific to the IC tag as a key to determine the sales channel (S13). Then, the counter corresponding to the determined sales channel is incremented (S14).

  Thereafter, it is determined whether or not there is a total result request (S15), and if it is determined that there is no total result request, the process returns to S11. On the other hand, if it is determined that there has been a request for counting results, counter information for each sales channel is output as counting result information (S16).

  As a result, it is possible to grasp the application status for each sales channel, and to grasp an effective application distribution method. In the above description, the case where the unique identification information of the IC tag is associated with the sales channel has been described. However, the present invention is not limited to this.

  For example, in ATM, when application information such as an examination subject number is written in an IC tag, the application information and examination venue information are stored in association with a sales channel database.

  After the application is accepted, the application information recorded in the IC tag will be sent to the examinee when an examination voucher attached with a payment voucher with an IC tag is sent to the student. The sales channel database may be searched using as a key, and the venue information corresponding to the application information may be output.

  Note that the present invention is not limited to the above-described embodiment as it is, and can be embodied by modifying the constituent elements without departing from the scope of the invention in the implementation stage. In addition, various inventions can be formed by appropriately combining a plurality of components disclosed in the embodiment. For example, some components may be deleted from all the components shown in the embodiment. Furthermore, constituent elements over different embodiments may be appropriately combined.

It is a figure for demonstrating the environment where the electronic receipt issuing apparatus and marketing data collection system which concern on embodiment of this invention are used. It is a figure which shows the structure of ATM which concerns on embodiment of this invention. It is a figure which shows the computer which comprises the marketing data collection system installed in the school side. It is a figure which shows the structure of a sales channel database. It is a flowchart for demonstrating operation | movement of the electronic receipt issuing apparatus which concerns on embodiment of this invention. It is a flowchart for demonstrating the marketing data collection method in the school side computer which is a storage organization. It is a figure which shows the information stored in an IC tag.

Explanation of symbols

  DESCRIPTION OF SYMBOLS 1 ... Network, 2 ... Host computer, 3 ... ATM, 11 ... Bus, 12 ... Memory, 13 ... CPU, 14 ... Communication I / F, 15 ... Input / output part, 16 ... Payment slip insertion part, 17 ... Payment slip, DESCRIPTION OF SYMBOLS 18 ... Information reading / writing part, 19 ... HDD, 20 ... Electronic receipt issue program, 21 ... ATM processing program, 31 ... CPU, 32 ... Memory, 33 ... Display part, 34 ... IC tag information reading part, 35 ... Receipt 36 ... IC tag 37 ... HDD 38 ... Marketing data collection program 39 ... Sales channel database 41 ... Sales channel 42 ... IC tag unique identification information 43 ... Counter

Claims (5)

Means for reading unique identification information stored in the IC tag, payment amount information indicating the amount to be paid, and information relating to the transfer including information indicating the payment destination;
Means for transferring the amount indicated by the read payment amount information to the read payee;
An electronic receipt issuing device, comprising: means for writing receipt information indicating that the transfer is completed to the IC tag when the transfer is performed.   The electronic receipt issuing apparatus according to claim 1, wherein the unique identification information is identification information defined for each sales channel.   2. The electronic receipt issuing apparatus according to claim 1, wherein the information indicating the payee includes information indicating a name of a financial institution that is the transfer destination and an account number of the transfer destination. Means for detecting receipt information written on the IC tag by the electronic receipt issuing device according to claim 1;
Means for reading unique identification information stored in the IC tag when the receipt information is detected;
A database that stores unique identification information in association with groups;
Means for searching the database to determine to which group the read unique identification information belongs, and a means for counting the number of unique identification information of the IC tag belonging to each group; Marketing data collection system characterized by In a marketing data collection method in a marketing data collection system comprising an electronic receipt issuing terminal and a marketing data collection terminal,
In the electronic receipt issuing terminal,
Read the unique identification information stored in the IC tag, the payment amount information indicating the amount to be paid and the information regarding the transfer including the information indicating the payment destination,
Transfer the amount indicated by the read payment amount information to the read payee,
When the transfer is made, the receipt information indicating that the transfer is completed is written on the IC tag.
In the marketing data collection terminal,
Detecting receipt information written on the IC tag;
When the receipt information is detected, the unique identification information stored in the IC tag is read,
By searching a database that stores unique identification information and a group in association with each other, it is determined which group the read unique identification information belongs to,
A method for collecting marketing data, characterized in that the number of unique identification information of IC tags belonging to each group is totaled.

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