JP2004280252A - Slip terminal equipment - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide slip terminal equipment capable of shortening the processing time of a slip. <P>SOLUTION: This slip terminal equipment equipped with a key inputting part 25 and a display part 23 is provided with an image reading part 33 for fetching the image data of a slip, a recognizing means 22 for recognizing descriptive items on the slip from the image data of the slip read by the image reading part 33 and a means 22 for progressing to the next processing without making the display part 23 display information acquired by the recognizing means 22 when the recognition has been normally performed by the recognizing means 22, and for making the display part 23 display at least the image data of the slip when the recognition has not been normally performed by the recognizing means. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a form terminal device for performing payment at a counter of a financial institution such as a post office or a bank.
[0002]
[Prior art]
2. Description of the Related Art A device that performs a business such as a post office and a bank is known (Patent Document 1).
[0003]
At post offices, banks and other counters, users are concentrated depending on the time of day. In particular, users are concentrated during the lunch break or just before the end of work.
[0004]
[Patent Document 1]
JP-A-8-30700
[Problems to be solved by the invention]
If a user brings in a large amount of forms at once during such a concentrated time, the bureaucracy must concentrate on face-to-face processing with the user, so other customers must wait for a long time. Had to be done. This is because it takes time to acquire the image of the form and perform the OCR recognition in the face-to-face processing. In particular, when processing the forms continuously, the processing time of the forms increases, which puts a burden on the staff.
[0006]
The present invention has been made in view of the above points, and an object of the present invention is to provide a form terminal device capable of shortening a form processing time.
[0007]
[Means for Solving the Problems]
According to the present invention, in a form terminal device provided with a key input unit and a display unit, an image reading means for taking in image data of a form, and a description item on the form is recognized from the image data of the form read by the image reading means. When the recognition is normally performed by the recognition unit and the recognition unit, the process proceeds to the next process without displaying the information acquired by the recognition unit on the display unit, and the recognition is normally performed by the recognition unit. Means for displaying at least image data of a form on the display unit when there is no such data.
[0008]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, an embodiment of the present invention will be described with reference to the drawings. FIG. 1 is a block diagram showing a configuration of a form terminal device common to the first to fourth embodiments. The form terminal device 21 performs a payment process by stacking payment slips submitted by the user.
[0009]
This form terminal device 21 has a control unit 22. The form terminal device 21 includes a control unit 22, a display unit 23, a main body 24, and a key input unit 25 having at least a confirmation key.
[0010]
The control unit 22 has a ROM in which a program for performing the processing of FIGS. 3 to 6 is stored, and a storage unit 22m that stores various data.
[0011]
A hopper 31 capable of stacking a plurality of payment slips is provided on a side surface of the main body 24. The payout slips taken out one by one from the hopper 31 are conveyed through the conveyance path 32.
[0012]
The transport path 32 includes an image reading unit 33 configured by, for example, a scanner that captures image data of a payment slip, and a printing unit 34 that prints on the payment slip.
[0013]
The image reading unit 33 and the printing unit 34 are controlled by the control unit 22.
[0014]
The end of the transport path 32 branches into a normal stacker 35 and an abnormal stacker 36. Payment slips whose recognition has been completed normally are stored in the normal stacker 35, and payment slips whose recognition has been completed abnormally are stored in the abnormal stacker 36.
[0015]
The payment slip will be described with reference to FIG. The payment slip 51 is composed of two parts. One (left side) is referred to as a payment handling slip 52, and the other (right side) stub is referred to as a payment slip / receipt 53.
[0016]
A form ID is printed in a numerical value on the left shoulder of the payment handling form 52. In the case of a general form, the form ID is "02" or the like, and in the case of an MT form, the form ID is 03 or the like. Here, the MT form means a form in which account numbers 54 and 61 of payment destinations and payment amounts 55 and 62 to be described later are printed in advance. In the case of such an MT form, the misreading rate due to OCR recognition is extremely small.
[0017]
In addition, the payment handling slip 52 includes, as payment information, a payment destination account number 54, a payment amount 55, a subscriber name 56 as a payment destination name, and a user address, name, and telephone number. A person column 57 is provided.
[0018]
The payment slip / receipt 53 includes, as the payment information, the payment precedent account number 61, the payment amount 62, and the subscriber name 63 as the name of the payment destination, similarly to the payment handling slip 52. In addition, a requester column 64 in which the address, name, and telephone number of the user are described is provided.
[0019]
Next, a first embodiment of the present invention will be described with reference to the flowchart of FIG. First, the user submits the payment slip 51 to the post office window together with the payment. In response, the postman receives the payment slip 51 and the payment.
[0020]
Then, the payment slip 51 is set on the hopper 31.
[0021]
The payment slips 51 set in the hopper 31 are fed one by one (step S1). Then, the payment slip 51 is transported through the transport path 32, the image data of the payment slip 51 is acquired by the image reading unit 33, and the image of the account number 54 and the payment amount 55 described in the payment handling slip 52. Data is extracted and OCR recognized (step S2). Here, if the payment slip 51 set in the hopper 31 is a stub portion and the payment slip and receipt 53 is not cut out, the image of the account number 61 and the payment amount 62 of the payment slip and receipt 53 is shown. Data is also extracted and OCR recognized.
[0022]
As a result of the OCR recognition, it is determined whether or not there is a recognition error (step S3).
[0023]
If it is determined “YES” in the determination in step S3, and if it is determined that there is a recognition error, the image data of the payment slip 51 acquired by the image reading unit 33 and the recognition result are displayed on the display unit 23. Is displayed (step S4).
[0024]
Then, the staff compares the image data of the payment slip 51 displayed on the display unit 23 with the recognition result, and when an error of the recognition result is found, the key input unit 25 corrects the recognition result. I do. (Step S5).
[0025]
Then, the operation of the confirmation key of the key input unit 25 by the staff member determines the processing content for correcting the recognition result input in step S5 (step S6).
[0026]
Next, predetermined items such as the recognized payment amount are printed on the blank portion 52a of the payment handling slip 52 in the printing unit 34 (step S7). In addition, when the payment slip / receipt 53 in which the payment slip 51 is a stub portion is not cut out, predetermined items are also printed on a blank portion 53a of the payment slip / receipt 53.
[0027]
Then, the sheet is discharged to the normal stacker 35 via the transport path 32 (step S8).
[0028]
Next, it is determined whether the next form is set in the hopper 31 (step S9). If “YES” is determined in the determination in step S9, the above-described processing in step S1 and subsequent steps are performed in a similar manner.
[0029]
If the determination in step S3 is "NO", that is, if there is no error in the OCR recognition, the display section 23 displays the image data of the payment slip 51 acquired by the image reading section 33 and the recognition thereof. The printing process of step S7 is performed without displaying the result.
[0030]
As described above, when there is no error in the OCR recognition, the image data of the payment slip 51 and the recognition result are not displayed on the display unit 23 one by one, so that the processing time can be reduced. In particular, when a plurality of payment slips 51 are set in the hopper 31, the processing time can be further reduced.
[0031]
For example, when a large number of payment handling slips 52 from which the payment slips and receipts 53, which are stub portions, are cut out, are set in the hopper 31, the burden on the staff can be greatly reduced.
[0032]
Next, a second embodiment of the present invention will be described with reference to the flowchart of FIG. In the flowchart of FIG. 4, the same parts as those of the flowchart of FIG. 3 are denoted by the same reference numerals, and detailed description thereof will be omitted.
[0033]
In the first embodiment described above, when there is no error in the OCR recognition, the display unit 23 does not display the image data of the payment slip 51 and the recognition result thereof. In the embodiment, the image data of the payment slip 51 and the recognition result thereof are displayed on the display unit 23 for a fixed time within a range that does not affect the processing time (step S11).
[0034]
As described above, in the second embodiment, when there is no error in the OCR recognition, the image data of the payment slip 51 and the recognition result are displayed on the display unit 23 within a range that does not affect the processing time. Processing time can be reduced. In particular, when a plurality of payment slips 51 are set in the hopper 31, the processing time can be further reduced.
[0035]
Next, a third embodiment of the present invention will be described with reference to the flowchart of FIG. First, the user submits the payment slip 51 to the post office window together with the payment. In response, the postman receives the payment slip 51 and the payment.
[0036]
Then, the payment slip 51 is set on the hopper 31.
[0037]
The payment slips 51 set in the hopper 31 are fed one by one (step S21). Then, the hopper 31 is transported via the transport path 32, the image data of the payment slip 51 is acquired by the image reading unit 33, and the image data of the account number 54 and the payment amount 55 described in the payment handling slip 52. The image data of the account number 61 and the payment amount 62 of the payment slip and receipt 53 is extracted and OCR-recognized (step S22).
[0038]
The result of the OCR recognition is compared (step S23). That is, the recognition result of the account number 54 and the payment amount 55 described in the payment handling slip 52 is compared with the recognition result of the account number 61 and the payment amount 62 of the payment slip and receipt 53.
[0039]
Then, it is determined whether they match (step S24).
[0040]
If “NO” is determined in the determination in step S24, that is, if the two do not match, the payment slip 51 acquired by the image reading unit 33 (that is, the payment handling The image data of the vote 5 and the payment slip / receipt 53) and the recognition result are displayed (step S4).
[0041]
The staff member compares the image data of the payment slip 51 (that is, the payment handling slip 5 and the payment slip and receipt 53) displayed on the display unit 23 with the recognition result, and finds an error in the recognition result. Performs a key operation from the key input unit 25 to correct the recognition result. (Step S26).
[0042]
Then, the operation of the confirmation key of the key input unit 25 by the staff member determines the processing content for correcting the recognition result input in step S26 (step S27).
[0043]
Next, predetermined items such as the recognized payment amount are printed in the printing section 34 in the blank portion 52a of the payment handling slip 52 and the blank portion 53a of the payment slip and receipt 53 (step S28).
[0044]
Then, the sheet is discharged to the normal stacker 35 via the transport path 32 (step S29).
[0045]
Next, it is determined whether the next form is set in the hopper 31 (step S30). If “YES” is determined in the determination in step S30, the processes in and after step S21 described above are similarly performed.
[0046]
By the way, when it is determined “YES” in the determination in step S24, that is, when it is determined that they match, the payment slip 51 (that is, the payment handling slip) acquired by the image reading unit 33 is displayed on the display unit 23. 5 and the payment slip / receipt 53) and the recognition result thereof are not displayed, and the printing process of step S28 is performed.
[0047]
As described above, when there is no error in the OCR recognition, the image data of the payment slip 51 (that is, the payment handling slip 5 and the payment slip and receipt 53) and the recognition result are not displayed on the display unit 23 one by one. Processing time can be reduced. In particular, when a plurality of payment slips 51 are set in the hopper 31, the processing time can be further reduced.
[0048]
Next, a fourth embodiment of the present invention will be described with reference to the flowchart of FIG. In the flowchart of FIG. 6, the same parts as those of the flowchart of FIG. 5 are denoted by the same reference numerals, and detailed description thereof will be omitted.
[0049]
In the above-described third embodiment, the recognition result of the account number 54 and the payment amount 55 described in the payment handling slip 52 matches the recognition result of the account number 61 and the payment amount 62 of the payment slip and receipt 53. When it is determined that the image data of the payment slip 51 and the recognition result thereof are not displayed on the display unit 23, in the fourth embodiment, the image data is not fixed for a certain period of time without affecting the processing time. Only the image data of the payment slip 51 and the recognition result thereof are displayed on the display unit 23 (step S31).
[0050]
As described above, in the fourth embodiment, when there is no error in the OCR recognition, the image data of the payment slip 51 and the recognition result are displayed on the display unit 23 within a range that does not affect the processing time. Processing time can be reduced. In particular, when a plurality of payment slips 51 are set in the hopper 31, the processing time can be further reduced.
[0051]
Next, system configurations according to fifth and sixth embodiments of the present invention will be described with reference to FIGS. In FIG. 7, reference numeral 11 denotes a counter terminal placed beside a staff member in a financial institution such as a post office or a bank. When the clerk receives the payment slip and the deposit as a form, the deposit and the payment amount or the deposit, the payment amount, and the payment destination account number are input to the counter terminal 11.
[0052]
That is, the counter terminal 11 has the key input unit 12 and the display unit 13. Reference numeral 14 denotes an issuing port from which a confirmation slip described later is issued.
[0053]
The form terminal device 21 shown in FIG. 1 is connected to the window terminal 11 via a cable 15.
[0054]
Next, a system configuration of the counter terminal 11 will be described with reference to FIG. In the figure, reference numeral 41 denotes a CPU (Central Processing Unit) that controls and controls the counter terminal 11. The system bus 41a from the CPU 41 includes a ROM (read only memory) 42, a RAM (random access memory) 43 for storing various data, a printing unit 44 for printing on the above-mentioned confirmation slip, and a key. The input unit 12 and the display unit 13 are connected.
[0055]
Next, a fifth embodiment of the present invention configured as described above will be described with reference to the flowchart in FIG. In the system of FIG. 7, the postman receives the payment slip 51 and the payment. Then, the post office worker looks at the payment slip 51 and inputs the payment destination account number, the payment amount, and the deposit from the key input unit 12 of the counter terminal 11. The data thus input is stored in the RAM 43. Data such as a payee account number, a payout amount, and a deposit, which are input from the key input unit 12, are stored in the RAM 43 as history data. Next, a confirmation slip is printed. A deposit, a commission, a change, and the like are printed on the confirmation slip.
[0056]
Next, the post office worker separates the payment slip / receipt 53, which is the stub portion, from the payment handling slip 52 and stamps the date stamp. Then, a confirmation slip is printed by the printing unit 44, issued from the issuing port 14, and returned to the user together with the payment slip / receipt 53 and change. Further, the payment handling slip 52 is temporarily stored by a post office worker. As described above, the post office window processing is performed, and the payment handling form 52 temporarily stored as the clerk proceeds with the processing on the payment form 51 is accumulated.
[0057]
Then, in the backward processing, the accumulated payment handling slip 52 is set in the hopper 31.
[0058]
Then, the control unit 22 executes a process as shown in the flowchart of FIG. That is, the form terminal device 21 inputs, via the cable 15, history data such as a payee account number, a payment amount, and a deposit, which are input from the key input unit 12 and stored as history data in the RAM 43 of the counter terminal 11. (Step S40).
[0059]
The payment slips 51 set in the hopper 31 are fed one by one (step S41). Then, the hopper 31 is transported via the transport path 32, and the image reading unit 33 extracts the image data of the account number 54 and the payment amount 55 described in the payment handling slip 52 and performs OCR recognition (step S42). .
[0060]
The account number 54 and the payment amount 55 described in the payment handling slip 52 as a result of the OCR recognition are compared with the history data input from the counter terminal 11 (step S43).
[0061]
Then, it is determined whether or not the account number 54 and the payment amount 55 described in the payment handling slip 52 as a result of the OCR recognition match the account number 54 and the payment amount 55 in the history data (step S44).
[0062]
If "NO" is determined in the determination in step S44, it is determined that there is a recognition error, and the image data of the payment handling form 52 acquired by the image reading unit 33 and the recognition result are displayed on the display unit 23. It is displayed (step S45).
[0063]
The staff member compares the image data of the payment handling slip 52 displayed on the display unit 23 with the recognition result, and if an error in the recognition result is found, the key input unit 25 corrects the recognition result. An operation is performed (step S46).
[0064]
Then, by operating the confirmation key of the staff key input unit 25, the processing content for correcting the recognition result input in step S46 is determined (step S47).
[0065]
Next, predetermined items such as the recognized payment amount are printed in the printing section 34 in the blank portion 52a of the payment handling slip 52 (step S48).
[0066]
Then, the sheet is discharged to the normal stacker 35 via the transport path 32 (step S49).
[0067]
Next, it is determined whether the next form is set in the hopper 31 (step S50). If “YES” is determined in the determination in step S50, the processes in and after step S41 described above are similarly performed.
[0068]
By the way, if the determination in step S44 is "YES", that is, if it is determined that they match, the display unit 23 displays the image data of the payment handling slip 52 acquired by the image reading unit 33 and the recognition result thereof. Is not displayed, the printing process of step S48 is performed.
[0069]
As described above, when the account number 54 and the payment amount 55 described in the payment handling slip 52 as a result of the OCR recognition match the account number 54 and the payment amount 55 in the history data, the display unit 23 displays Since the image data of the payment handling slip 52 and the recognition result thereof are not displayed, the processing time can be reduced. In particular, when a plurality of payment handling slips 52 are set in the hopper 31, the processing time can be further reduced.
[0070]
Next, a sixth embodiment of the present invention will be described with reference to the flowchart in FIG. In the flowchart of FIG. 10, the same portions as those in the flowchart of FIG. 9 are denoted by the same reference numerals, and detailed description thereof will be omitted.
[0071]
In the above-described fifth embodiment, if the recognition result of the account number 54 and the payment amount 55 described in the payment handling slip 52 matches the account number 54 and the payment amount 55 in the history data, the display unit 23, the image data of the payment handling slip 52 and the recognition result thereof are not displayed. However, in the sixth embodiment, the payment handling slip 52 is displayed on the display unit 23 for a certain period of time without affecting the processing time. Is displayed (step S51).
[0072]
As described above, in the sixth embodiment, when the recognition result of the account number 54 and the payment amount 55 described in the payment handling slip 52 matches the account number 54 and the payment amount 55 in the history data, the display unit is displayed. Since the image data of the payment handling slip 52 and the recognition result thereof are displayed in the range 23 without affecting the processing time, the processing time can be reduced. In particular, when a plurality of payment handling slips 52 are set on the hopper 31, the processing time can be further reduced.
[0073]
In each of the above-described embodiments, the image reading unit 33 that captures the image data of the payment slip 51 acquires and performs OCR recognition. However, when a barcode is printed on the payment slip 51, May be provided with means for recognizing a barcode.
[0074]
Further, in each of the above-described embodiments, the data is transmitted by wire between the counter terminal 11 and the form terminal 21, but the data may be transmitted and received wirelessly.
[0075]
【The invention's effect】
As described in detail above, according to the present invention, it is possible to provide a form terminal device capable of shortening the form processing time.
[Brief description of the drawings]
FIG. 1 is a block diagram of a form terminal device showing a configuration common to the first to fourth embodiments of the present invention.
FIG. 2 is a plan view of a payment slip according to the embodiment.
FIG. 3 is a flowchart for explaining the operation of the first embodiment of the present invention.
FIG. 4 is a flowchart for explaining the operation of the second embodiment of the present invention.
FIG. 5 is a flowchart for explaining the operation of the third embodiment of the present invention.
FIG. 6 is a flowchart for explaining the operation of the fourth embodiment of the present invention.
FIG. 7 is a block diagram of a counter terminal and a form terminal showing a configuration common to the fifth and sixth embodiments of the present invention.
FIG. 8 is a block diagram showing a system configuration of a counter terminal according to the embodiment;
FIG. 9 is a flowchart for explaining the operation of the seventh embodiment of the present invention.
FIG. 10 is a flowchart for explaining the operation of the eighth embodiment of the present invention.
[Explanation of symbols]
11: counter terminal, 21: form terminal, 22: control unit, 22m: storage unit,
24: body, 31: hopper, 32: transport path, 33: image reading unit, 34: printing unit.

Claims (6)

In a form terminal device having a key input unit and a display unit,
Image reading means for capturing the image data of the form,
Recognizing means for recognizing the description items on the form from the image data of the form read by the image reading means;
If the recognition is normally performed by the recognition unit, the process proceeds to the next process without displaying the information acquired by the recognition unit on the display unit, and if the recognition is not normally performed by the recognition unit, Means for displaying at least image data of the form on the display unit. In a form terminal device having a key input unit and a display unit,
Image reading means for capturing the image data of the form,
Recognizing means for recognizing the description items on the form from the image data of the form read by the image reading means;
If the recognition is normally performed by the recognition unit, the image data of the form is displayed on the display unit for a certain period of time, and then the process proceeds to the next process. If the recognition is not normally performed by the recognition unit, Means for displaying at least image data of a form on the display unit. In a form terminal device having a key input unit and a display unit,
Image reading means for capturing the image data of the form,
Recognizing means for recognizing the description items on the form from the image data of the form read by the image reading means;
If the recognition result of the payment information described in the payment handling form section of the form matches the recognition result of the payment information described in the payment form / receipt section as a result of recognition performed by the recognition means, the above-described display is performed. Means for displaying the image data of at least the form on the display unit when the two recognition results do not match each other without causing the unit to display the information obtained by the recognition unit. Form terminal device characterized by the above-mentioned. In a form terminal device having a key input unit and a display unit,
Image reading means for capturing the image data of the form,
Recognizing means for recognizing the description items on the form from the image data of the form read by the image reading means;
If the recognition result of the payment information described in the payment handling form section of the form matches the recognition result of the payment information described in the payment form / receipt section as a result of recognition performed by the recognition means, the above-described display is performed. Means for displaying at least the form image data on the display unit for a certain period of time and then proceeding to the next processing, and when the two recognition results do not match, displaying at least the form image data on the display unit. A form terminal device, characterized in that: In the transfer system that performs face-to-face processing at the counter using a counter terminal, and performs recognition processing of image data of a form in the form terminal device after the face-to-face processing,
Image reading means for capturing the image data of the form,
Recognizing means for recognizing the description items on the form from the image data of the form read by the image reading means;
If the data input from the counter terminal and the recognition result match, proceed to the next process without displaying the information obtained by the recognition means on the display unit, and the data input from the counter terminal Means for displaying at least image data of the form on the display unit when the recognition results do not match, the form terminal. In the transfer system that performs face-to-face processing at the counter using a counter terminal, and performs recognition processing of image data of a form in the form terminal device after the face-to-face processing,
Image reading means for capturing the image data of the form,
Recognizing means for recognizing the description items on the form from the image data of the form read by the image reading means;
When the data input from the counter terminal and the recognition result match, at least the image data of the form is displayed on the display unit for a certain period of time, and then proceed to the next processing, and the data input from the counter terminal is executed. And a means for displaying at least image data of the form on the display unit when the recognition result does not match with the recognition result.

Images