JP2004220091A - Commercial system combined with pos self-register serving also as atm - Google Patents
Commercial system combined with pos self-register serving also as atm Download PDFInfo
- Publication number
- JP2004220091A JP2004220091A JP2003003370A JP2003003370A JP2004220091A JP 2004220091 A JP2004220091 A JP 2004220091A JP 2003003370 A JP2003003370 A JP 2003003370A JP 2003003370 A JP2003003370 A JP 2003003370A JP 2004220091 A JP2004220091 A JP 2004220091A
- Authority
- JP
- Japan
- Prior art keywords
- atm
- commercial system
- self
- register serving
- system combined
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
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Abstract
Description
【0001】
【発明が解決しようとする課題】
従来、量販店などでは金銭管理のためにPOSレジスターなどを自前で導入し、販売数量の把握や金銭の計数に利用してきた。そのための釣り銭管理や紙幣の補充などに多くの手間がかかっていた。また、金銭を扱うことに伴うトラブルやその管理にも多くの手間がかかっていた。売り上げデータと実際の金銭とがぴったり合うことの方が少ないのが現状であった。
【0002】
【課題を解決するための手段】
そこで、商業施設などに設置するレジスターを、金融機関のATM兼用セルフPOSレジスターに置き換えることで、金銭管理をすべて金融機関側にアウトソーシングする方法を考案した。従来のATMにセルフPOSレジスター機能を導入し、釣り銭や紙幣の回収・充填などをすべて金融機関側がおこない、商業施設側では一切関与しないシステムとする。つまり金銭に対しての所有権を商業施設側が持たないシステムである。
【0003】
【発明の効果】
商業施設側は一切の金銭管理の手間から解放されその分の費用負担が無くなる。ただし、販売情報については従来通り収集する事ができる。金融機関にとっては、ATMの設置場所を確保する事ができ、また非常に強固な関係を商業施設側と構築する事ができる。たとえばコンビニエンスストアなどの場合、将来的にはATM増設のニーズが高まると思われるが設置スペースとの関係で増設は難しい。しかし、セルフPOSレジスターとATMが一体化すれば、従来のレジスターの設置スペースに4〜6台のATMを設置するのと同じ効果が生まれる。また、防犯上も店員や店長でも金銭を扱えないことから、強盗に入るメリットが無くなるため防犯効果が期待できる。その上店員などによる金銭トラブルも発生する余地がなくなるなど、管理する側のメリットは大きいものになる。
【図面の簡単な説明】
【図1】全体の構成図である。
【符号の説明】
1 商品の仕入
2 消費者が購入
3 金融機関への支払い(実際はレジでの支払い)
4 売り上げ情報の収集および決済
5 仕入資金の決済[0001]
[Problems to be solved by the invention]
2. Description of the Related Art Conventionally, POS registers and the like have been introduced by mass retailers themselves for money management, and have been used for grasping sales quantities and counting money. A lot of trouble has been required for change management and replenishment of banknotes. In addition, troubles associated with handling money and their management also took a lot of trouble. At present, sales data and actual money rarely fit together.
[0002]
[Means for Solving the Problems]
Accordingly, a method has been devised in which all cash management is outsourced to the financial institution by replacing the register installed in a commercial facility or the like with an ATM / self-POS register of the financial institution. A self-service POS register function is introduced into the conventional ATM, and the collection and replenishment of change and bills are all performed by the financial institution, and the system is not involved in the commercial facilities at all. In other words, this is a system in which the commercial facility does not have ownership over money.
[0003]
【The invention's effect】
The commercial facility is freed from all the money management, and the cost burden is eliminated. However, sales information can be collected as before. For financial institutions, it is possible to secure an ATM installation location and to establish a very strong relationship with commercial facilities. For example, in the case of a convenience store or the like, it is expected that the need for additional ATMs will increase in the future, but it is difficult to add ATMs in relation to the installation space. However, if the self-POS register and the ATM are integrated, the same effect as installing four to six ATMs in the conventional register installation space can be obtained. In addition, since clerks and store managers cannot handle money in crime prevention, there is no merit of robbery, and a crime prevention effect can be expected. In addition, there is no room for financial troubles caused by clerks or the like.
[Brief description of the drawings]
FIG. 1 is an overall configuration diagram.
[Explanation of symbols]
1 Purchase of
4 Collection and settlement of
Claims (1)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2003003370A JP2004220091A (en) | 2003-01-09 | 2003-01-09 | Commercial system combined with pos self-register serving also as atm |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2003003370A JP2004220091A (en) | 2003-01-09 | 2003-01-09 | Commercial system combined with pos self-register serving also as atm |
Publications (1)
Publication Number | Publication Date |
---|---|
JP2004220091A true JP2004220091A (en) | 2004-08-05 |
Family
ID=32894654
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2003003370A Pending JP2004220091A (en) | 2003-01-09 | 2003-01-09 | Commercial system combined with pos self-register serving also as atm |
Country Status (1)
Country | Link |
---|---|
JP (1) | JP2004220091A (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2018010556A (en) * | 2016-07-15 | 2018-01-18 | 富士電機株式会社 | Currency depositing/dispensing device |
-
2003
- 2003-01-09 JP JP2003003370A patent/JP2004220091A/en active Pending
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2018010556A (en) * | 2016-07-15 | 2018-01-18 | 富士電機株式会社 | Currency depositing/dispensing device |
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