JP2004185367A - Investment system for merchandise - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To make an investor invest in the commercialization of new workpieces through a network to raise funds from the investor, and to judge the commercialization by referring to the voting of the workpieces or ideas, and to provide information associated with the workpieces to members for judging their investment. <P>SOLUTION: This system for allowing users to perform the transaction of investment associated with merchandise through a network is provided with a member DB, a merchandise DB being the target of investment, a merchandise sales DB and a registration DB of the voting information of the workpieces including merchandise being the targets of investment. A server executes processing for allowing the users to be members capable of performing investment transactions with terminal equipment, for collecting the voting information of the workpieces transmitted from the terminal equipment to select workpieces being the targets of investment with the terminal equipment, for registering information associated with the expenditure of investment money and the payment of a dividend in a member DB, and for calculating the dividend by referring to a merchandise sales amount DB, and for paying the dividend associated with certain merchandise to the members registered in the member DB. <P>COPYRIGHT: (C)2004,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to an investment system for commodities, in particular, when producing and selling recording media such as CDs (compact discs) and VTRs by recording works such as music, movies, and videos, or distributing them to broadcasts and networks. In this case, the present invention relates to an investment and dividend system for planning products in which necessary funds are procured from the general public in the form of investment, and sales profits are returned to investors as dividends.
[0002]
[Prior art]
A wide variety of music, movies, plays and the like are sold on CDs and VTRs. In the case of music, a record company usually negotiates with a composer or lyricist to consider a new project, manufactures a fixed work on a CD, and sells it. When selling a new song as a CD, it is said that about half of the total cost is required for manufacturing and advertising costs, and the other half is spent for songwriting, composer fees, copyright fees, etc. I have. As a result of selling CDs, less than a few percent become hit products.
[0003]
Advertising costs for selling music CDs are enormous. Therefore, in order to reduce the risk of sales, a product planning meeting selects and decides on a new song to be truly sold and converts it to a CD. Therefore, the number of actually released CDs is extremely small compared to the number of songs that were nominated or deliberated at the planning meeting. In the planning stage or song selection stage, there are far more songs that have given up commercialization as CDs. However, even if these CDs were not commercialized, some of them might have become hits when actually released. Instead of burying the song that died during the planning of the new song at the record company, if there is something that the audience and fans like, they want to sell it to the world in some way.
[0004]
Japanese Patent Application Laid-Open No. 2002-133170 (Patent Document 1) discloses an investment device and an operation device related to an idea. In other words, the idea investment / management device is connected to the investor device and the idea holder's device via the network, solicits investors for the idea, raises the investment fund for the idea, and gives the investor a dividend from the investment profit. I have to pay. However, in this system, the idea to be invested is an invention for which a patent is sought, which entails trade confidentiality. In order to become a member of the investment, special measures such as individual evaluation and background check are required. Further, there is a problem that it is difficult to evaluate an invention as an investment target, and it is also difficult to calculate an operating profit and determine a dividend by implementing the invention. Moreover, if those processes are to be performed on a network, the above-mentioned problem becomes more complicated.
[0005]
[Patent Document 1]
JP 2002-133170 A
[0006]
[Problems to be solved by the invention]
SUMMARY OF THE INVENTION An object of the present invention is to provide an investment system for financing investments and commercializing new works via a network.
Another object of the present invention is to commercialize a new project or idea based on the judgment of an investor, and to reduce the risk for commercialization, promote advertising, and promote sales of products that can save selling expenses. It is to provide a system and a method.
Another object of the present invention is to provide a system that provides investors with reference information on products and facilitates investment decisions when commercializing works such as music and movies.
[0007]
[Means for Solving the Problems]
The present invention relates to a system in which a user accesses a server from a terminal device via a network and conducts an investment transaction relating to a product. In the information storage device, a member DB for registering information relating to a member is provided. And a product DB for registering information related to products that may be sold, a product sales DB for registering information on product sales, and a voting DB for registering voting information for works including products to be invested. And a server, wherein the server performs processing for the user to become a member capable of making an investment transaction with the terminal, and performs processing for registering the member in the member DB; It collects and processes the voting information of the works sent from the terminal, processes it and registers it in the voting DB, and performs processing to select products to be invested between the terminal and the selected products. Investment-related information registered in the product DB, investment processing means for registering information relating to the expenditure of the investment and the payment of the dividend in the member DB, and calculating the dividend by referring to the product sales DB. And a dividend processing means for performing a process of paying a dividend relating to a product to a registered member.
The member DB has at least a unique ID given to the member, a credit card number when the member invests in a product, and a credit card if the means for disbursing the investment fund is a credit card, and a member for transferring a dividend. The account number of the financial institution and information indicating the contact information of the member, such as a mail address, are registered.
The server also has means for creating investment securities relating to the invested product as electronic information, and the created securities are transmitted to the member according to the information indicating the contact information of the member registered in the member DB. In this way, the investment securities are also converted into electronic information and transmitted to the investor, which is more convenient for the investor. Further, the server has an expected payout calculating means for calculating the expected payout and transmitting the calculated expected payout to the terminal device for display.
The present invention also has a clip DB for registering clip information of a product, and stores a unique code associated with reading clip information in the clip DB in a product DB corresponding to the product registered in the product DB. The clip information of a certain product read from the clip DB is transmitted to the terminal. The clip information functions as overview information indicating an overview of the product or additional information of the product. In addition, since the reference information of the product for investment is provided to the investor, the member can accurately determine the product to be invested, and the investment can be easily determined. There is no particular need to provide each of the above DBs individually. It may be configured such that an area for storing such information is physically secured in one DB or storage device.
[0008]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, an embodiment of the present invention will be described with reference to the drawings.
In this example, an example of an investment system related to commercialization of a music CD as a newly planned product will be described.
[0009]
FIG. 1 is a block diagram showing an investment system for a planned product according to an embodiment of the present invention. In this system, a general person can use the terminal 2 to access the server 1 via a public network such as the Internet. The server 1 functions as a person or company that collects ideas and new projects and commercializes them, opens a homepage HP, and opens the homepage to the public for investment and voting for new products. The server 1 includes a processing device 11 and databases DB12 to DB18, which are connected to a transmission / reception unit 19 via an internal bus.
[0010]
The processing device 11 performs various types of information processing, such as searching a database, editing data, and creating transmission / reception data. The database DB includes a member DB 12, a product DB 13, a product sales management DB 14, an investor DB 15, a clip DB 16, a voting DB 17, and other information DB 18. Although these DBs 12 to 18 are shown separately for convenience, they may be physically formed on one storage device.
[0011]
The member DB 12 is a DB for registering information on members who can participate in investment in the planning of the music CD. The details will be described later with reference to FIG. The product DB 13 is a DB for registering information on a CD to be newly planned. An investment target is selected from among the CD products registered in the product DB 13, and a CD product that is actually sold is selected. The details of the product DB 13 will be described later with reference to FIG. The product sales management DB 14 is a DB for registering information on the sales amount of each CD actually sold. The investor DB 15 is a DB for registering information of investors who have invested in the newly planned product. A profit is calculated from the sales amount of the CD, and a dividend corresponding to the investment amount is paid by referring to the investor DB.
[0012]
The clip DB 16 registers a music clip and a movie clip relating to a music work that is a newly planned product. For example, a music clip consisting of one or several phrases at the beginning of a song and a movie clip which is a picture of a singer singing the song or an image such as a scenery matching the song are registered as digital information. The clip information becomes reference information of the music CD when a member invests or votes for a certain CD product, and makes it easy for the member to make an investment or vote decision. A unique code, for example, a clip number, is assigned to each piece of clip information for searching clip information. The voting DB 17 is a DB for registering information (number of votes) of products at the planning stage, that is, voting results of works, for each work, and works to be invested are selected with reference to the information.
Other information DB 18 stores information necessary for other transactions. For example, individual information used for processing of voting and investment transactions, for example, information such as list information of artist works, work information of each artist, and data on the number of voters is stored.
The terminal device 2 is a device for accessing the HP of the server 1, obtaining information on CD products, voting, and investing in CD products to be sold, such as a personal computer PC and a mobile terminal. And mobile phones. Each has a display function such as an input device such as a keyboard and a mouse, and a display device such as a liquid crystal display.
[0013]
FIG. 2 is a diagram showing the configuration of the member registration database 12. As shown in FIG.
In the member DB 12, a user ID, a password, a credit card number, an account number of a financial institution such as a bank, a name, an address, an investment product code / payout, and other information are registered for each member. Other information includes the date of joining, age, occupation, telephone number, e-mail address, mobile telephone number, and favorite artist (singer, composer, etc.).
The user ID and the password are a code number and a secret code given to an individual who does business with the investment system (company). The credit card number becomes a member's individual debit account for paying the investment funds. The financial institution account number is a transfer account of a dividend to be paid to an individual member when a considerable amount of CD products are sold. A member may also invest in a plurality of CD products and other products such as movies and books. For this reason, an ID code is assigned to each individual work such as a planned product such as a CD, a movie, and a book, and an area for storing a dividend for each invested product is secured. It is also possible to automatically deduct the investment payment from the account of the financial institution. In this case, the credit card number field is configured to store the account number of the financial institution.
[0014]
FIG. 3 is a flowchart for member transaction and registration. With reference to FIG. 3, a member transaction and a registration operation to the member DB 12 will be described.
First, regardless of whether a member or a non-member, an individual operator connects to a homepage HP opened by the server 1 via the Internet using the terminal 2 such as a PC (301). Of course, a mobile phone or the like may be used as the terminal 3. On the HP, guidance information on a project relating to the new commercialization of a CD, and information regarding voting, investment, and dividends relating to a new CD are displayed. The HP also displays a guide to become a member in order to invest in a new CD sales project. An inquiry is made as to whether the access to the HP is new or not, and the subsequent processing flow is selected (302).
In other words, if it is not new, it means that the user has already become a member. Therefore, the user is asked to enter a member ID, and then to enter a password. Then, the processing device 11 compares whether those input codes match those registered in the member DB 12 in advance (303). As a result of the comparison, if they match, the user is a registered member, so that a voting transaction and an investment transaction are permitted, and these transactions become possible (304). These processing flows will be described later in detail.
On the other hand, if the result of the comparison is not a match, the user is prompted to input the member ID code again, and this operation is repeated (305). When the number of repetitions reaches a predetermined number, the processing is terminated assuming that the user is not a member.
[0015]
When a new access is selected in step 302, guidance as to whether to register as a member is displayed. Then, if "No" is selected, the process ends, but if "Register as a member" is selected, the process is continued (306). When registering as a member, data required as a member is input, and an input to the effect of agreeing to the contract is input (307). The data to be input as a member is information registered in the member DB 12 as shown in FIG. That is, the information includes a name, an address, a credit card number, an account number of a financial institution for transferring a dividend. In addition, the input of the agreement of the contract contents, for example, to the effect that the amount transacted by the member is automatically debited from the account of the credit card number, selection of the transaction contents, execution of the operation at the same time as the execution of the contract, There is an entry of consent items for etc.
When the member data is input and the consent is input, the processing device 11 performs a process for assigning a new member ID and password to the member and issuing the member (308). The assigned member ID and password are transmitted to the terminal 3 of the operator, a member ID code and the like are issued, and the fact that the user has become a new member is displayed. Further, the member DB 12 registers the related information of the member newly inputted corresponding to the member ID and the password (309). Subsequently, a guidance as to whether or not to conduct an investment transaction is displayed, and if an immediate transaction is to be performed, a guide is made to step 304 (110). On the other hand, if no transaction is made at that time, the process ends.
[0016]
FIG. 4 is a diagram showing a format configuration of a registration database 13 of CD products to be newly planned.
[0017]
In the DB 13, a project ID, an artist name, a work name, a music clip, a movie clip, an artist ID, a work ID, a genre, and other information are registered. Here, the project ID is an identifier assigned to the project, and is used for classifying and rearranging the planned products. The artist name is, for example, a singer name or a planner name. The artist ID is an identifier assigned to each artist. The work name is, for example, a song name, and a different work ID is assigned to each song. The member selects a work name and invests, and the sales amount of the CD product is managed for each work ID. A music clip is the first one or a few phrases of the song that is this work, a movie clip is an image of a singer who sings the song or an image such as a landscape that matches the song, and the clip information is stored by the member. Used for viewing to invest in. Clip information of those songs and images is registered in the clip DB 16. A unique code, for example, a clip number is assigned to the clip information for management, and the clip DB 16 is searched using this number as a key.
If clip information is registered in the clip DB 16, a flag of "present" is stored in the product DB 13, and a clip number of a corresponding song or image is stored. When the member views these clips when investing, the music or movie clip corresponding to the clip number is read from the clip DB 16, transmitted from the server 1 to the terminal 3, and provided for viewing.
The genre indicates a classification of a song such as popular or enka. As other information, a style, an atmosphere of a song or a work, and the like may be registered.
[0018]
Next, a voting process for selling a CD as a planned product will be described with reference to FIG. The voting transaction process is used to determine the popularity of the work based on the data of the voting results of the members and to select a work to be invested.
First, the user reads the homepage HP (display screen A0) of the business operator using the terminal 2 such as a PC or a mobile phone, and starts an operation for voting. This can be started by operating a "voting button" provided on the HP. It is assumed that the member who enters the voting transaction from this website must be a member, has registered as a member in the flowchart of FIG. 3, and as a result of checking the ID and password as a member, the transaction is permitted. It becomes.
[0019]
When the voting transaction is selected by the member, the processing device 11 of the server 1 starts voting transaction processing (501). The server 1 creates an artist work guide screen and transmits it to the terminal 2 (502). A list of work names of artists to be voted stored in the DB 18 of the server 1 is read, and then detailed information of each artist work is read and sent to the terminal 2. On the display screen of the terminal 2, an artist work list such as A1 in FIG. 6 is first displayed. When the user selects an artist name or a work name from a work list with a mouse or the like, an artist corresponding to the work or a detailed screen A2 of the work is transmitted from the server 1 and displayed on the terminal device 2. As the detail screen A2, an artist profile, a work description, and a clip list are displayed. When there are a plurality of songs of lyrics or composition related to this artist, a plurality of song names are displayed in the clip list, and a clip button is displayed corresponding to each song. When the user arbitrarily selects a clip button from the song names in the clip list, the corresponding music clip is read from the clip DB 16 and transmitted to the terminal 2 for viewing. It should be noted that among the music titles in the clip list, whether or not there is a music clip in the DB 16 is clearly displayed to the user by displaying a flag corresponding to the music title in the list.
[0020]
When the user selects the "voting" key on the screen A2, the server 1 creates a voting work screen A3 (503) and transmits it to the terminal 2. A screen A3 is displayed on the display screen of the terminal device 2. On this screen A3, a key of "voting" or "not voting" is displayed, and a key of "current number of voters" is displayed. When the user selects the "vote" key, the server 1 creates a screen A4 (504), transmits this to the terminal 2, and displays it. The screen A4 is a screen for displaying a voting rule confirmation sentence, and displays, for example, a range in which a voting result is used, a message indicating that personal information is used only in the main voting, and the like. The screen A4 is provided with a key indicating whether or not the user agrees to the terms. When the "Agree" key is selected, the server 1 creates a screen A5 serving as a vote confirmation screen. (505) This is transmitted to the terminal device 2 and displayed. On the vote confirmation screen, the title of the artist selected by the user and the contents thereof are displayed. At the bottom of the screen are “Yes” and “No” keys, and the user can select any key from the confirmation result. When the "Yes" key is selected, the server 1 creates a screen A6 as an end screen (506), transmits it to the terminal 2, and displays it. When "yes" is selected, the server 1 updates the data of the work of the artist so that the number of voters increases by one, and stores the updated data in the DB 18 again.
When the key of "number of current voters" is selected on the screen of the above step 504, the server reads the latest information on the number of voters for the selected artist from the DB 18, and creates a screen A7 (507). And the screen A7 is displayed.
In this way, information on the number of voters regarding the work of the artist is obtained as information on the popularity of the work. Information such as the number of voters is registered in the DB 17 for each work ID of the artist. By referring to the voting information registered in the DB 17, the product planner or trader can select the work of the artist to be invested.
[0021]
For example, at a new product planning meeting every month, works that rank high in the number of votes among works registered in the DB 17 may be listed as a plurality of candidates, and a work target candidate for investment may be determined from the candidates. A group of top works determined as investment candidates is created as a list of artist works and stored in the DB 18.
In addition, the holding of a new product planning meeting for selecting works to be invested can be omitted. That is, the server 1 automatically selects all of the song names ranked in the top tens of places from the voting information stored in the voting DB 17 to create a list, and creates a list of the titles in the DB 18 as works to be invested. You can register. In accordance with the processing of the investment transaction from the member, a list of the artist's work names registered in the DB 18 is read and transmitted to the terminal 2.
[0022]
In the above example, the voting target is limited to registered members. However, it is preferable to collect information widely in order to check the popularity of a work. In this case, it is preferable that voting can be performed not only for members but also for general people (non-members) who have accessed this HP. This can be achieved, for example, by omitting steps 302 and 303 in the flowchart of FIG. 3 and allowing all users to immediately carry out the transaction of FIG. 5 in the case of voting. In addition, since it is a non-member, a strict rule will not be required for the display sentence of the voting rule screen A5 in the flowchart of FIG.
[0023]
Next, an investment transaction process for a work will be described with reference to the flowchart of FIG. 7 and the display screen examples of FIGS.
The investment transaction is a process in which a member selects a work by himself and makes an investment in commercializing the work. The target of this investment transaction must be a member, and it is assumed that the member has been registered in the flowchart of FIG. 3 and that the transaction is permitted as a result of checking the ID and password as a member. Become.
[0024]
When "investment" is selected by operating the "investment button" from the initial screen of the business website HP, the processing device 11 of the server 1 starts investment transaction processing (701). The server 1 reads out the list of the names of the artists to be invested stored in the DB 18 and sends it to the terminal 2 (702). On the display screen of the terminal device 2, an artist work list such as B1 in FIG. 8 is displayed. When the user selects a work of an artist from the screen B1, detailed information on the work of the artist is read from the DB 18 and transmitted to the terminal device 2 (703), and a detailed screen B2 is displayed. The screen B2 includes, as detailed information on the work of the artist, a profile of the artist, a description of the work, and a display of a clip list. Selecting a music clip having an arbitrary song name from the clip list is the same as described above. When the clip button corresponding to the song title is selected (704), the server 1 searches the clip DB 16 based on the ID and the clip number of this work, reads out the clip information of this work, and transmits it to the terminal 2 ( 705). This allows the investor to listen to the music clip output to the terminal 2 such as a PC or a mobile phone. When the clip information also includes image information on the work, the video can be displayed on the screen and viewed. Of course, the clip information may be only the image information, in which case only the video is displayed.
[0025]
When "next" is selected on the screen B2, the server 1 creates and transmits a screen B3 for confirming investment conditions (706). The investment condition on the screen B3 displayed on the terminal displays, for example, "Investment is at your own risk and only members can invest." The user can select whether or not to invest in the work from a selection key in the lower column of the screen B3 (707). If the "do not invest" key is selected, the screen moves to the initial artist work list screen B1.
On the other hand, when the "invest" key is selected, the server 1 creates a screen B4 indicating the settlement method, transmits the screen B4 to the terminal 2, and displays it (708). The screen B4 displays a screen related to the settlement method, and the user specifies the expenditure destination of the investment fund from this screen. Selection keys include "credit card" and "bank account debit". Note that “e-cash withdrawal” is also conceivable as another option, but the selection is omitted for simplicity of explanation. When payment by credit card is selected from screen B4, the screen moves to screen B5, and when bank account debit is selected, the screen moves to screen B6, and the user is prompted to enter information necessary for settlement as shown in each figure. As shown in screens B5 and B6, the investor inputs the number of investment units at this stage, in addition to the information regarding the withdrawal of the investment fund. The investment is, for example, 10,000 yen per unit, and a maximum of 100 units can be invested.
[0026]
In the case of credit card settlement, if "next" is selected, the server 1 creates a screen B7 for paying out a dividend, transmits the screen B7 to the terminal, and displays it (709). The user inputs necessary information from the display items on this screen B7. When "next" is selected on the bank account withdrawal screen B6, a screen B8 for paying out a dividend is created and displayed. This screen B8 is for processing whether or not to pay the same bank account as the debit account. When "use another account" is selected, a screen B7 is created and displayed, and required item information for payment is input. If a member has already made an investment transaction and a credit number or a bank account number is registered in the member DB 12, those registered numbers are read out from the member DB 12, and the screens B5, B6 Can be displayed including those numbers. If the user uses the same account number, there is no need to input new information, and only the "next" key needs to be operated, which simplifies the operation.
Finally, a confirmation screen 9 summarizing the information input by the user in this investment transaction is created and displayed (710). The user confirms the information input by himself / herself by looking at this screen B9. The information input by the user is information necessary for becoming a member as shown in FIG. 2, such as a name and an account number. When the "investment confirmation key" is selected on the screen B9, the server 1 edits and creates investment securities including the works invested by the investor, the number of investment units, etc., transmits the edited investment securities to the terminal 2, and confirms the investor. For this purpose, the security screen B10 is displayed (711). The securities are issued to members as electronic securities. The electronic securities are sent to the member by sending the electronic securities as an attached mail to the e-mail address of the member registered in the member DB 12 via the network. When "next" is selected on the screen B10, a procedure end screen B11 is finally created and displayed (711). Thus, a series of transaction processing ends, and the screen moves to the initial screen B1 (713).
[0027]
When the above series of processing is completed, the server 1 updates the data of the target member in the member DB 12. That is, the credit card number, dividend payout account number, and investment work code of the member are newly or updated and registered. If a credit card number or a bank account number has already been registered as a member, the code of the investment work and the number of investment units will be newly registered.
When "Present payout prediction" in the lower column of the screen B3 is selected in step 706, the server 1 reads out the current payout prediction data relating to the selected work from the DB 18, creates a screen B12, and creates a screen B12. 2 to be displayed (715). Investors can look at this screen to know the current dividend of the work.
[0028]
Next, with reference to FIG. 10, a description will be given of processing of an expected dividend for a certain work. When a new investment is made for a certain work, the number of investment units increases, so the server 1 calculates the expected dividend each time.
[0029]
In the process of FIG. 7 described above, if an investment of m units is made for a certain work, the server 1 receives the notification (901) and searches the dividend prediction table for each work registered in the DB 18. Then, the number of investment units n of the specified work up to the present time is read (902). Then, the processing device 11 calculates the total (n + m) of the investment units of the work (903). Further, the total investment amount w is calculated by multiplying the total number of units (n + m) by the planned selling price 販 売 of this work (904). Then, it is determined whether or not the total investment amount w is greater than the total value of (production cost + sales cost + min profit) of the product (905). If it is "large", the following payout prediction calculation processing flow is performed. On the other hand, the case of "small" means that the number of investment units is still small, and the commercialization of the work is not determined, or even if it is sold, there is no profit. Therefore, “commercial undecided” may be registered in the table, and “commercial undecided” and “current number of investment units” may be displayed on the screen in step 714 described above.
[0030]
In the determination step 905 of the total investment amount w, in the case of "large", it is considered that the work is commercialized, and the expected number of sales of the product (for example, the expected number of CD sales) k is calculated (906). If the product has already been sold, this sales figure is expected to be the immediate sales against the current amount. The sales forecast is calculated from, for example, past sales trend data of works of the same type and the same singer. Next, the total sales y (＠ × k) of the product is calculated (907). Then, the expected payout z is calculated (908). This is calculated by, for example, a calculation formula of z = y × dividend rate α ÷ (n + m). This calculation result is registered corresponding to the work in the dividend prediction table of the DB 18 (909). Further, the expected payout at the present time is displayed on the screen 12 by the step 714 described in FIG.
[0031]
Next, the configuration of the sales management database 14 for commodities will be described with reference to FIG.
As described above, when an investment transaction for a work is made and the number of investment units exceeds a certain number, the prospect of investment fund management is established, and finally, a decision to commercialize the work is made. The merchandise may be sold over-the-counter in the general market, or may be sold through the Internet. In any case, the sales amount is strictly managed by the server 1 because it affects the calculation of the dividend. In the case of selling goods only on the Internet, the sales quantity is immediately calculated by the server 1, and the sales amount of the goods is updated and registered in the DB, so that sales management is easy.
After a product (for example, a CD) is sold, the server 1 manages sales for each product, calculates various data for paying a dividend, and manages registration. In the management table of the DB 14, as shown, for each product (work ID), the unit price of the product, a certain sales period, the number of sales k, the total sales y, the sales profit x (= y-required expenses), and the dividend The rate α, the number of investment units m, and the dividend z are registered. In this example, every three months of the sales period, various related data are calculated by the processing device 11, updated and registered. In this example, it is assumed that the dividend rate α and the number of investment units m are constant after the commencement of product sales. That is, it is assumed that the investment funds are used for selling products, and that the products are no longer to be invested after the sale of the products. Therefore, the dividend rate α is also determined at that time. On the other hand, the total sales yi and the sales profits xi change as the daily CD product sales quantity ki is updated. Therefore, the payout zi is also updated and registered every three months.
If sales decline and sales profits can no longer be booked, dividends will be negative. In this case, investors will no longer be paid dividends.
[0032]
The dividend calculated as described above is automatically transferred to the investor's bank account determined according to the B7 screen of FIG. 9 every three months for the work. At the same time, the payout paid as the first payout and the second payout is registered in the corresponding investor member table of the member DB 12 for each payout period corresponding to the work ID. This is for managing the history of payment of dividends. For trendy products such as music CDs, the dividend is considered to be about three months because the sales are so volatile. However, for works whose sales are not so affected by the trend, the dividend payment period May be longer and about 6 months.
[0033]
The embodiments of the present invention have been described above. However, the present invention is not limited to the above-described embodiments, and can be variously modified and applied. For example, in the above example, in voting for a work, information of the work is sent to a terminal through a network, and a user performs voting from the terminal. However, the present invention is not limited to this, and information on works for voting is provided through media such as television, radio, and newspaper advertisements. Only when ordinary people vote, voting information is transmitted from the terminal to the server as shown in FIG. You may make it transmit. In this case, an ID is assigned in advance to the work corresponding to the media, and the voter selects a work on the media, selects the assigned ID, and inputs the ID from the terminal to vote.
[0034]
With the start of sales of a certain product, the first product may be distributed to members free of charge or sold at a discount price. This discount can be automatically deducted from a bank account or credit card registered in the member DB.
[0035]
Also, an example has been described in which a credit card or a bank account is used as a payment means for the settlement of investment funds, but mobile payment may be performed using a mobile phone.
This may be done by displaying input items for mobile payment as corresponding to B5 and B6 in FIG.
[0036]
Further, the above-mentioned DB can be variously modified and applied.
For example, the investor DB 15 can be omitted. Since an investor is always a member, if there is an investment product code, the number of investment units, and a dividend in the member DB 12, relevant information of the investor can be obtained.
Also, the voting DB 17 can be omitted. For example, the product DB 13 may be shared, and information on the number of votes related to works registered in the voting DB may be registered in association with the product (work) of the product 13. Further, the product sales management DB 14 may be omitted, and sales information registered in this DB 14 may be registered in association with the products in the product DB 13.
Also, these various DBs may not be provided independently, but may be shared by one DB. That is, one DB can be divided into a plurality of areas, and information stored in the DBs 12 to 18 can be registered in each area.
In this case, the one DB may not be provided in the server 1 but may be formed by using a data station that can communicate via a network.
[0037]
The clip information may include an outline of a scenario such as a game, an animation, a novel, etc., in addition to one frame information of information on music, video, movie, and image. This information will be disclosed to members as reference information and will help them select works for voting and investment. Also, the clip DB 16 may be omitted without being provided as a DB in the server. For example, clip information includes various information such as music, movies, animations, games, and the like. Originally, those who own or provide such information are various such as productions, artists, and production companies. Gathering each of these various types of information one by one and constructing a DB is a difficult task. For this reason, a clip DB is constructed by these traders or companies, and a link is formed so that the clip DB of each company can be accessed from, for example, the clip list on the screen A2 in FIG. 6 or the screen B2 in FIG. The clip information of the work such as music or video can be transmitted to the server 1 or the terminal 2 via the network.
[0038]
Note:
Some embodiments of the present invention will be described for reference.
(1) Product sales management DB
The merchandise sales management DB registers the merchandise unit price, the number of sales, the total sales, the sales profit, the dividend rate, the number of investment units, and the dividend for each merchandise (work ID) for each fixed period.
(2) For a product to be commercialized, a voting DB for registering voting results from users and a product ranked high from the voting information registered in the voting DB are output, and the investment is selected. And means for transmitting to the terminal.
(3) Member DB
The member DB includes at least a name, a unique ID assigned to the member, a credit card number when the member invests in a product, and a credit card number if the means for paying out the investment fund is a credit card, and a dividend. Register the account number of the financial institution for the transfer and information indicating the contact information of the member.
(4) Clip DB
It has a clip DB for registering clip information of a product, and registers a unique code associated with reading the clip information in the clip DB in the product DB corresponding to the product registered in the product DB. In addition, an investment system for transmitting clip information of a certain product read from the clip DB to a terminal.
(5) Clip DB
The clip DB stores information relating to music, video, movies, images, part of games, animations, novels, etc., or outlines thereof, and information relating to scenarios as clip information of products in association with products.
(6) Processing of clip information
In the voting or investment transaction processing, clip information of a certain product can be selected from a list of products to be commercialized displayed on the display unit of the terminal device, and clip information corresponding to the selected product is stored in the clip DB. Obtain, send to terminal and output.
(7) Processing of clip information
A link of the clip of the list of products to be commercialized displayed on the display unit of the terminal and the clip DB are respectively formed. When a certain clip is selected from this list, the related clip DB is accessed. And acquire the corresponding clip information and output it to the terminal.
(8) Issuance of electronic securities
The server has means for creating investment securities relating to the invested product as electronic information, and the created securities are transmitted to the member according to the information indicating the contact information of the member registered in the member DB. And investment system.
(9) Voting transaction
The voting transaction must be performed by members other than the members registered in the member DB.
(10) Investment transactions
Investment transactions must be limited to members registered in the member DB.
(11) Investment transactions
When the member conducts the investment transaction once and then conducts the investment transaction again, the server reads out the information including the credit card number of the member and the account number of the financial institution registered in the member DB and reads the information to the terminal. The information must be transmitted and displayed on the terminal.
(12) Processing of expected dividend
The server calculates the expected payout of the work to be invested, a DB for storing information of the calculated expected payout for each work, and the expected payout of a certain work from the screen of the terminal. When a reference operation is performed, a means is provided for reading out the expected payout of the work from the DB and transmitting the expected payout to the terminal.
(13) Purchase and settlement of products by members
When a member purchases a product, the fee is deducted from the member's account registered in the member DB.
[0039]
【The invention's effect】
ADVANTAGE OF THE INVENTION According to this invention, while an investor can invest in goods via a network, the planner of goods can obtain the fund for commercialization from investors. In commercialization, it is possible to judge commercialization by referring to votes of works and ideas. In addition, the member can be provided with reference information regarding the product so as to be helpful in making an investment decision.
[Brief description of the drawings]
FIG. 1 is a block diagram of a work investment system according to one embodiment of the present invention.
FIG. 2 is a diagram showing a configuration of a member registration database.
FIG. 3 is a flowchart for member transaction and registration.
FIG. 4 is a diagram showing a configuration of a registration database for newly planned CD products.
FIG. 5 is a flowchart for explaining the operation of a voting process for a planned product.
FIG. 6 is a view showing a state of a display screen of a terminal device in a voting process.
FIG. 7 is a flowchart for explaining the operation of the investment transaction processing.
FIG. 8 is a view showing a state of a display screen of a terminal device in an investment process.
FIG. 9 is a diagram showing a state of a display screen of a terminal device in an investment process.
FIG. 10 is a flowchart for calculating a predicted payout.
FIG. 11 is a diagram showing a format of a sales management database for commodities.
[Explanation of symbols]
Server 11. Processing equipment
12. Member DB 13. Product DB
14． Commodity sales DB 15. Investor DB
16. Clip DB 17. Voting DB
18. Other DB 19. Transceiver
2. Terminal 3. network

Claims (8)

In a system in which a user accesses a server from a terminal via a network and conducts investment transactions regarding products,
A member DB for registering information related to members in an information storage device, a product DB for registering relevant information of products that are investment targets and have a possibility of selling products, and a product sales DB for registering information regarding sales of products And a voting DB for registering voting information of works including products to be invested,
The server performs a process for the user to become a member capable of making an investment transaction with the terminal, and a member registration processing unit for performing a process for registering the member in the member DB. The voting information is collected and processed, and the voting processing means is registered in the voting DB. The voting processing means selects a product to be invested between the terminal device and the investment-related information on the selected product. An investment processing means for registering information on expenditure of investment money and payment of a dividend in the member DB, and calculating a dividend with reference to the product sales DB, and a member registered in the member DB. A product investment system, comprising: a dividend processing means for performing a process for paying a dividend related to a product. In a system in which a user accesses a server from a terminal via a network and conducts investment transactions regarding products,
A member DB for registering information related to members in an information storage device, a product DB for registering relevant information of a product which is an investment target and may be sold, and a product sales DB for registering information regarding product sales. , A clip DB for registering clip information of a product,
A server configured to perform processing for the user to become a member capable of making an investment transaction with the terminal, and to perform processing for registering information on the member in the member DB; An investment processing means for performing a process of selecting a product to be invested among the members, registering investment-related information relating to the selected product in the product DB, and registering information regarding expenditure of investment money and payment of dividends in the member DB. A dividend processing means for calculating a dividend with reference to the product sales DB and performing a process of paying a dividend of the product to an investor registered in the member DB; Means for searching the clip DB and transmitting the corresponding clip information to the terminal device. 3. The investment system according to claim 1, wherein the member DB has at least a unique ID assigned to the member and a member who expends investment funds when the member invests in a product is a credit card. Is an investment system characterized by registering a credit card number, an account number of a financial institution for transferring a dividend, and information indicating contact information of members. 4. The system according to claim 1, wherein the server has means for creating investment securities relating to the invested product as electronic information, and the created securities are registered in the member DB. An investment system transmitted to a member in accordance with information indicating the contact information of the member. In the investment method of investing products from a terminal via a network,
Forming at least a member DB for registering information on members in the storage device and a product DB for registering related information of products including products that can be invested;
A step of communicating with the terminal and performing a process for the user to become a member of the product investment transaction, and a process of registering information about the member in the member DB;
A step of acquiring clip information on a designated product from a terminal and transmitting the clip information to the terminal when a member makes an investment transaction;
Calculating an expected dividend for the product in the investment transaction and transmitting the dividend to the terminal;
An investment processing step of performing processing relating to a product to be invested with the terminal, registering information relating to the product selected as the investment target in the product DB, and performing processing relating to expenditure of investment money;
An investment processing method having: In the investment method of investing products from a terminal via a network,
Forming, in the storage device, a member DB for registering information about members, a product DB for registering relevant information of products that can be invested, and a clip DB for registering clip information of products;
A member registration processing step of performing a process for operating the terminal to allow the user to become a member capable of making an investment transaction, and performing a process for registering information on the member in the member DB;
A step of searching the clip DB for a designated product from the terminal when transmitting investment by the member, and transmitting the corresponding clip information to the terminal;
An investment processing step of performing a process of selecting a product to be invested with the terminal, registering investment-related information on the selected product in the product DB and the member DB, and performing a process related to expenditure of investment money;
A dividend processing step of calculating a dividend from the product sales and performing a process for paying a dividend of the product to an investor registered in the member DB;
An investment method characterized by having: 7. The investment method according to claim 6, further comprising: calculating an expected dividend for a product to be invested, and storing information on the expected dividend in a DB for each product.
Reading an expected dividend of the product from the DB and transmitting it to the terminal when an instruction for referring to the expected dividend of the product is issued from the terminal. The investment method according to claim 6 or 7, wherein investment securities relating to the invested product are created as electronic information.
Transmitting the created securities to the member according to the information indicating the contact information of the member registered in the member DB.

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