JP2004102008A - Bill issuing device - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To inexpensively issue bills of high security. <P>SOLUTION: In a bill issuing system applying a bill issuing device, a host computer 1 stores information about print with black toner and information about print with transparent fluorescent toner for each print item to be printed on a surface of a bill, and a bill printer 20 prints each print item of the surface of the bill on a bill paper on the basis of black toner print information and transparent fluorescent toner print information which are stored in a storage means. <P>COPYRIGHT: (C)2004,JPO

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a security issuing device that issues securities such as bills and checks.
[0002]
[Prior art]
2. Description of the Related Art Conventionally, in an office or a branch office of a financial institution, a securities issuing device for issuing unused bills and checks to customers of the financial institution has been used. The bill requirements are printed on the bills and checks issued by the securities issuing device according to a format conforming to the clearing house rules. Also, on the bottom side (clear band) of the paper, an account number or the like in the MICR (Magnetic Ink Character Recognition: font for reading magnetic ink characters) method is printed on the face of the sheet (for example, see Patent Document 1).
[0003]
On the other hand, since bills and checks are securities, fraudulent use must be ruled out when they are actually distributed in the marketplace, that is, issued by financial institutions and issued by customers. Therefore, financial institutions must give due consideration to the prevention of tampering and counterfeiting when issuing bills and checks. Conventionally, some financial institutions have adopted watermarked paper on bills and checks to prevent unauthorized copying, and have attached hologram seals on bills and checks to prove their authenticity. By doing so, the counterfeiting of bills and checks was prevented.
[0004]
[Patent Document 1]
JP-A-10-278394 (pages 5-8, FIGS. 1-2, FIG. 8)
[0005]
[Problems to be solved by the invention]
However, when issuing a bill or a check using the watermarked paper or the hologram seal as described above, there is a problem that the issue cost per sheet has to be increased accordingly.
[0006]
On the other hand, by processing the name and logo of the financial institution into a copy-forgery-inhibited pattern and printing it on the ticket, or by printing the customer's signature book on the ticket, it is possible to identify whether the bill or check is genuine. There is also a mechanism for preventing counterfeiting. However, since the tint block and signature are printed on the ticket by ink printing, they are printed only uniformly, which is insufficient from the viewpoint of preventing forgery. Therefore, there is a strong demand for an inexpensive but effective counterfeit prevention mechanism for issuing bills and checks by financial institutions.
[0007]
An object of the present invention is to make it possible to issue security with high security at low cost.
[0008]
[Means for Solving the Problems]
The securities issuing device of the invention according to claim 1 is
In a securities issuing device for issuing securities,
Storage means for storing information on printing with black toner and information on printing with transparent fluorescent toner for each print item to be printed on the face of a security;
Printing means for printing each print item on the face of the security on security paper based on black toner print information and transparent fluorescent toner print information stored in the storage means;
It is characterized by having.
[0009]
According to the first aspect of the present invention, since the print items on the surface of the certificate can be printed with the transparent fluorescent toner, a high-security certificate can be issued simply and inexpensively.
[0010]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.
First, the configuration will be described.
[0011]
FIG. 1 is a diagram showing an overall configuration of a security issuing system 100 to which the security issuing device of the present invention is applied. The securities issuing system 100 is installed in an office of a financial institution or the like, and prints and issues bills and checks.
[0012]
In FIG. 1, a securities issuing system 100 includes a host computer 1 for controlling the issuance of securities, and a security issuing apparatus 2 for printing the face of the securities, and the host computer 1 and the security issuing apparatus 2 are connected to a network. N.
[0013]
Here, the network N is a communication line network configured by, for example, a LAN (Local Area Network) or a WAN (Wide Area Network), and is a dedicated line constructed independently, a general telephone line, or a digital telephone. A plurality of public lines such as ISDN (Integrated Services Digital Network) lines capable of transmitting data are provided.
[0014]
In FIG. 1, the connection between the host computer 1 and the securities issuing device 2 is shown as a wired connection, but may be a wireless connection. FIG. 1 shows a case in which the host computer 1 and the security issuing device 2 are configured in a one-to-one relationship to simplify the present embodiment. May be connected, and the number of securities issuing devices 2 connected to one host computer 1 is not particularly limited.
[0015]
Next, the internal configuration of the host computer 1 will be described in detail with reference to FIG. As shown in FIG. 2, the host computer 1 includes a CPU 11, a display unit 12, an input unit 13, a RAM 14, a storage unit 15, and a communication unit 16, and the respective units are interconnected by a bus 17. The communication unit 16 is connected to the above-described network N, and the host computer 1 and the security issuing device 2 communicate with each other via the network N.
[0016]
The CPU (Central Processing Unit) 11 reads various control programs stored in the storage unit 15 and expands them in the RAM 14, and centrally controls each unit of the host computer 1 according to the control programs.
[0017]
Specifically, the CPU 11 sets the printing with the black toner and / or the transparent fluorescent toner (described later) for each print item to be printed on the surface of the certificate according to the file setting processing program stored in the storage unit 15. Thus, the print control file 158 and the print pattern setting file 159 are set (see FIG. 8).
[0018]
Further, the CPU 11 executes print control on the security issuing device 2 based on the settings in the print control file 158 and the print pattern setting file 159 according to the print control processing program stored in the storage unit 15 (see FIG. 9). ).
[0019]
The display unit 12 includes an LCD (Liquid Crystal Display), a CRT (Cathode Ray Tube), or the like, and performs a required display according to a display signal input from the CPU 11.
[0020]
The input unit 13 includes a keyboard having character / alphanumeric input keys, cursor keys, various function keys, and the like, and a mouse as a pointing device. An operation signal by a mouse click operation is output to the CPU 11.
[0021]
A RAM (Random Access Memory) 14 temporarily stores various data such as various control programs executed by the CPU 11, input data, and processing results in the program execution processing in a work memory.
[0022]
The storage unit 15 has a recording medium in which programs, data, and the like are stored in advance. This recording medium is constituted by a magnetic or optical recording medium or a nonvolatile memory such as a semiconductor, and is fixedly provided in the storage unit 15 or is detachably mounted. This recording medium stores a file setting processing program, a print control processing program, data processed by these programs, and the like.
[0023]
The program or data stored in the storage unit 15 may be partially or wholly received from another device via the network N and stored. Further, the recording medium may be a recording medium of another host computer constructed on a network. Further, the program stored in the storage unit 15 may be transmitted to other devices via the network N and installed in these devices.
[0024]
The storage unit 15 stores a security issue information management DB (Data Base) 150 shown in FIG. As shown in FIG. 3, the securities issue information management DB 150 includes an account master file 151, a branch master file 152, a reception file 153, an issue file 154, a system file 155, an issue ticket type setting file 156, an issue control file 157, and a print control. A file 158, a print pattern setting file 159, a print form file 160, a damaged file 161 and the like are stored.
[0025]
The account master file 151 stores information related to a checking account applied for and registered by a customer. The branch master file 152 stores pre-registered branch information (branch name, branch number, etc.) of the financial institution of the securities issuer. The reception file 153 stores request information necessary for issuing a security received from a customer.
[0026]
The issuance file 154 stores the issuance data of the securities created by acquiring all the information necessary for actually printing the face requirements on the security paper from another file. The issuance data includes, as information necessary for issuing securities, information such as the financial institution number of the issuer of the securities, the type code, the customer name, the account number, and the number of copies issued.
[0027]
The system file 155 stores information on various devices, files, and various settings necessary for issuing securities. The issue ticket type setting file 156 stores information on each ticket type, such as a bill and a check, set by each financial institution that issues securities. The issuance control file 157 stores various setting information required when the security issuance device 2 issues securities.
[0028]
The print control file 158 stores information related to print control such as print contents, print positions, attributes, and the like of items to be printed on the surface of securities. Details of the print control file 158 will be described later with reference to FIG.
[0029]
The print pattern setting file 159 stores print pattern setting information for printing items to be printed on the surface of a security with black magnetic (MICR) toner and / or transparent fluorescent toner. Details of the print pattern setting file 159 will be described later with reference to FIG.
[0030]
The print form file 160 stores a print form in which a layout to be printed on the surface of a security is set according to various types of securities for each security issuer. The writing damage file 161 stores information such as the number of defective sheets generated due to a jam or the like at the time of issuance of securities, the amount of issue on the day, the amount of use, and the like.
[0031]
FIG. 4 is a diagram showing a data configuration of the print control file 158. The print control file 158 stores print 1, print 2, print position slip x, print position coordinates y, print size, and print pitch for each print item to be printed on the face of a security. The contents of the print control file 158 are set in a file setting process (see FIG. 8) described later.
[0032]
In the print control file 158 shown in FIG. 4, "field name" indicates the name of each item of print 1, print 2, print position ticket x, print position coordinate y, print size, and print pitch. “Type” indicates whether the item of the corresponding field name is set by a decimal (DCML) value or a character (CHAR). “Size” indicates the number of digits of a numerical value (or character) set in “Type”.
[0033]
In the print control file 158, the item whose field name is "... print 1" indicates whether or not the corresponding print item is to be printed with black magnetic (MICR) toner, and the black magnetic toner (hereinafter, referred to as black toner). ) Is set to 1 when printing is performed, and to 0 when not printing. The item whose field name is “... print 2” indicates the print pattern of the corresponding print item (details will be described later with reference to FIG. 5). The printing pattern is determined by whether or not printing is performed using black toner, whether or not printing is performed using transparent fluorescent toner, the printing position, and the like. In the present embodiment, it is assumed that there are ten types of print patterns, and the print patterns are set with numerical values of 0 to 9. Hereinafter, the numerical value set in the item of “... Print 2” is referred to as a print pattern number.
[0034]
In the print control file 158, the item "... x" indicates the x coordinate (horizontal) of the print position of the corresponding print item with the black toner. The item “... Y” indicates the y-coordinate (vertical) of the printing position of the corresponding print item with the black toner. For example, if the print position coordinates of the corresponding print item are (150, 200), 150 is set for the item "... x" and 200 is set for the item "... y".
[0035]
In the print control file 158, the item of "... size" indicates the print size of the corresponding print item. The print size includes 24 dots, 32 dots, 48 dots, and the like. When the print size is set to 24 dots, the corresponding print item is printed at 24 dots vertically × 24 dots horizontally per character.
[0036]
In the print control file 158, the item “... Pitch” indicates the print pitch of the corresponding print item. The printing pitch means the interval between characters to be printed. In this "..pitch" item, the character spacing (space) is set by the number of dots.
[0037]
FIG. 5A is a diagram showing a data configuration of the print pattern setting file 159. The print pattern setting file 159 stores a pattern No. for each print item to be printed on a security. , Normal printing, security printing, security x, and security y. The contents of the print pattern setting file 159 are set in a file setting process described later (see FIG. 8).
[0038]
In FIG. 5A, the item of “pattern No.” is uniquely determined according to the setting contents of other items (normal printing, security printing, security x, security y), and “... printing” in the print control file 158. The same value as the print pattern number set to “2” (in this embodiment, any one of values 0 to 9) is set.
[0039]
In FIG. 5A, the item of "normal printing" indicates whether or not the corresponding print item is printed with black toner, and is set to 1 when printing with black toner and to 0 when not printing. The item of “security printing” indicates whether or not the corresponding print item is to be printed with the transparent fluorescent toner, and is set to 1 when printing with the transparent fluorescent toner and to 0 when not printing.
[0040]
In FIG. 5A, the item “security x” indicates the x-coordinate (horizontal) of the print position of the corresponding print item with the transparent fluorescent toner. The item “security y” indicates the y coordinate (vertical) of the printing position of the corresponding print item with the transparent fluorescent toner. The print position coordinates set by “security x” and “security y” are coordinates of the relative position to the print position of the corresponding print item with the black toner.
[0041]
FIG. 5B shows a setting example of the print pattern setting file 159. In the example 1 of FIG. 5B, when the normal print is 0, the security print is 1, and the security x and y are 100 and 300, respectively, the pattern No. Is set to 1. In Example 1, since the normal printing is 0 and the security printing is 1, the corresponding print item is not printed with the black toner but is printed with the transparent fluorescent toner. In this case, the printing position by the transparent fluorescent toner is a position obtained by adding the coordinates (100, 300) to the printing position coordinates of the black toner set by “... x” and “... y” in the print control file 158.
[0042]
In Example 2 of FIG. 5B, when the normal print is 1, the security print is 1, and the security x and y are 500 and 800, respectively, the pattern No. Is set to 2. In Example 2, since the normal print is 1 and the security print is 1, the corresponding print item is printed with black toner and transparent fluorescent toner. The print position by the black toner is the print position coordinates of the black toner set by “... x” and “... y” in the print control file 158, and the print position by the transparent fluorescent toner is the print position coordinates by the black toner. This is the position to which the coordinates (500, 800) are added.
[0043]
It should be noted that the pattern No. is set so that one print item is printed at a plurality of places with the transparent fluorescent toner. Can be set.
[0044]
In FIG. 2, a communication unit 16 includes a router, a terminal adapter (TA), and the like, and communicates with the securities issuing device 2 connected to the network N via a dedicated line or a communication line such as an ISDN line. Communication control.
[0045]
The above is the configuration of the host computer 1. Next, the configuration of the securities issuing device 2 will be described with reference to FIGS.
[0046]
As shown in FIGS. 1 and 6, the security issuing device 2 includes a control device 10 for controlling the printing operation of the security, a security printing device 20, and a post-processing device 30. The control device 10 and the security printing device 20 are connected by a cable C1, and the control device 10 and the post-processing device 30 are connected by a cable C2.
[0047]
FIG. 6 is a block diagram showing a functional configuration of the securities issuing device 2. As shown in FIG.
In the securities issuing device 2, the control device 10 includes a CPU 101, a display unit 102, an input unit 103, a RAM 104, a storage unit 105, and a transmission control unit 106, as shown in FIG. It is connected to the. In addition, the security printing device 20 and the post-processing device 30 are connected to the bus 107 via the above-described cable C1 and cable C2, respectively. Further, a network N is connected to the transmission control unit 106, and the control device 10 is connected to the host computer 1 via the network N.
[0048]
The CPU 101 centrally controls the components of the control device 10, the security issuing device 20, and the post-processing device 30 according to a control signal received from the host computer 1 via the network N.
[0049]
Specifically, the CPU 101 sends a signal for controlling the printing process of the security on the certificate surface in the security printing device 20 based on the security issue instruction signal and the print data received from the host computer 1 via the network N via the bus 107. And output to the security printing device 20 via the cable C1. Further, the CPU 101 outputs various control signals for monitoring and controlling the operation of each unit in the post-processing device 30 to the post-processing device 30 via the bus 107 and the cable C2.
[0050]
The display unit 102 includes an LCD, a CRT, and the like, and performs a required display according to a display signal input from the CPU 11.
[0051]
The input unit 103 includes a keyboard having character / alphanumeric input keys, a cursor key, various function keys, and the like, and a mouse as a pointing device. An operation signal by a mouse click operation is output to the CPU 101.
[0052]
The RAM 104 temporarily stores various data such as various control programs executed by the CPU 101, input data, and processing results in the program execution processing in the work memory.
[0053]
The storage unit 105 has a recording medium in which programs, data, and the like are stored in advance. This recording medium is composed of a magnetic or optical recording medium or a nonvolatile memory such as a semiconductor, and is fixedly provided in the storage unit 105 or is detachably mounted. This recording medium stores various control programs executed by the CPU 101, data processed by these programs, and the like.
[0054]
The transmission control unit 106 includes a router, a terminal adapter, and the like, and controls communication with the host computer 1 connected to the network N via a dedicated line or a communication line such as an ISDN line.
[0055]
In the security issuing device 2, a security printing device 20 prints and outputs characters and a background (forgery-inhibited pattern) on the surface of a security using two types of inks, that is, a black toner and a transparent fluorescent toner. It is. The security printing apparatus 20 includes an image forming unit 21 that performs printing using black toner, an image forming unit 22 that performs printing using transparent fluorescent toner, and a transport unit 23.
[0056]
Here, the transparent fluorescent toner is usually transparent but emits fluorescence when irradiated with ultraviolet rays. Characters and designs printed with this transparent fluorescent toner are usually difficult to see, but, for example, when exposed to ultraviolet light such as black light, the stimulus causes them to emerge clearly with fluorescence and become visible. .
[0057]
As shown in FIG. 1, the image forming unit 21 includes a photoconductor drum 21a, a print head 21b, and a developing device 21c. The image forming unit 22 has the same configuration as the image forming unit 21 except for the color (black or transparent fluorescent color) of the toner stored in the developing device 21c.
[0058]
The image forming unit 21 prints a security using black toner based on print data and the like input from the CPU 101. The image forming unit 22 prints securities using transparent fluorescent toner based on print data and the like input from the CPU 101. When the printing of the security is completed, the image forming units 21 and 22 discharge the printed paper to a slitter unit 30b in the post-processing device 30 described later.
[0059]
The transport unit 23 includes a transport belt 23a, a driving roll 23b, and a guide roller 23c as shown in FIG. The transport belt 23a is guided by a guide roller 23c, rotates by driving a drive roll 23b, and transports the security paper to the left in the figure.
[0060]
In FIG. 1, a print head 21b of an image forming apparatus 21 performs optical writing on a peripheral surface of a photosensitive drum 21a charged by a charger (not shown) based on print data input from a CPU 101. By doing so, an electrostatic latent image based on the print data is formed on the photosensitive drum 21a, and a toner image is formed by a developing process by the developing device 21c. At this time, the toner image formed on the peripheral surface of the photosensitive drum 21a is based on the black toner stored in the developing device 21c. Then, the toner image is transferred onto the sheet conveyed by the conveyor belt 23a.
[0061]
The paper on which the toner image of the black toner is transferred further moves leftward in the figure by the transport belt 23a, and reaches the position of the image forming unit 22 that stores the transparent fluorescent toner, whereupon the toner image of the transparent fluorescent toner is transferred. You. Through the above steps, the image of the security is transferred to the security using the black toner and the fluorescent / transparent toner, and is discharged to the post-processing device 30.
[0062]
In the securities issuing apparatus 2, the post-processing apparatus 30 includes a decurler unit 30a, a slitter unit 30b, a transport unit 30c, an MICR reader unit 30d, and a stacker unit 30e, as shown in FIG.
[0063]
The decurler 30a corrects a curved sheet surface during printing. The slitter unit 30b separates the two-sided security paper on which the bill surface requirements are printed into single bills one by one, and discharges each bill to the transport unit 30c. The transport unit 30c transports the securities separated and discharged from the slitter unit 30b one by one and discharges them to the stacker unit 30e. The MICR reader unit 30d has a magnetic scanner that reads MICR characters printed on the surface of securities. The stacker unit 30e includes a stacker that stores securities transported by the transport unit 30c.
[0064]
Next, the operation of the present embodiment will be described.
FIG. 7 is a diagram illustrating an overall flow from the request of a security to the issuance of the security in the security issuing system 100.
[0065]
In FIG. 7, first, a customer accesses, for example, a homepage dedicated to ordering securities set up by a server of a financial institution from a customer terminal and issues securities such as a customer name, a current account number of the customer, a requested ticket type, and a quantity. Enter the required request information and request issuance of securities. Alternatively, the server may read a storage medium such as an FD (Floppy (registered trademark) disk) or MT (magnetic tape) storing the request information and input the request information. The server of the financial institution stores the request information input in the reception file 153, and transmits the stored request information to the host computer 1 via the network according to the instruction.
[0066]
The host computer 1 receives the request information from the customer via the communication unit 16 from the server, receives the request, and stores the received request information in the reception file 153. Alternatively, when the request information is directly input to the host computer 1 from the sales office, the request information is similarly stored in the reception file 153, and a request list is created in which information on the request is displayed (step A1).
[0067]
Next, the host computer 1 refers to the various master files and the account master file 151 stored in the storage unit 15, creates issuing data based on the reception file 153, and stores the issuing data in the issuing file 154. At this time, when an error occurs, for example, when information for creating the issue data is insufficient, an error list displaying information on the error is created (step A2).
[0068]
Next, the host computer 1 reads out the issuance data stored in the issuance file 154, allocates each issuance data to an appropriate security issuance device 2 according to the type of ticket to be issued and the number of the issuances, and lists the allocation destination of the issuance data. The displayed allocation list is created (step A3). At this time, if an instruction to cancel the issued data is input from the input unit 13, the specified issued data is deleted from the issued file 154.
[0069]
When the issuance data allocation process ends, the host computer 1 instructs each security issuing device 2 to execute printing based on the issuance data. The security issuing device 2 prints the certificate requirements on the security paper based on the issuance data input from the host computer 1 and issues the security (step A4).
[0070]
Here, the temporary issuance processing performed at the time of issuing securities will be described. In the temporary issuance process, when the interrupt issuance data to be added immediately is created, the host computer 1 stores the interrupt issuance data in the interrupt issuance file in the storage unit 15 and reads out the interruption data when issuing the security. And print control for the securities issuing device 2. Further, when error issue data is created by correcting the issue data for which an error was determined at the time of issue data creation, the host computer 1 stores the error issue data in the error issue file of the storage unit 15 and stores The error issuance data is read, and printing control for the security issuing device 2 is executed. Further, when sample issuance data of the sample certificate face of the security is created, the host computer 1 stores the sample issuance data in the sample issuance file of the storage unit 15, reads out the sample issuance data at the time of issuing the securities, and issues the security issuance. The print control for the device 2 is executed.
[0071]
When a bill or a check certificate is issued, the process shifts to bookbinding processing for binding and binding the back of the bill (step A5).
[0072]
Next, the operation of the host computer 1 in the present embodiment will be described in detail. FIGS. 8 and 9 are flowcharts for explaining the operation of the host computer. These flowcharts are for explaining a program for causing a computer constituting the host computer 1 to realize each function. These programs will be described by using an example in which the program is stored in a recording medium in the form of a program code that can be read by the CPU 11, but it is not necessary to store all the functions in the recording medium. May be received from the communication unit 16 via the communication network N.
[0073]
The file setting process executed in the host computer 1 will be described with reference to the flowchart in FIG.
[0074]
First, in order to set the print control file 158, when the setting content of the print item to be printed on the certificate face is input by operating the input unit 13, the CPU 11 sets the input content in the print control file 158. (Step S1). In the setting of step S1, the CPU 11 sets 1 (print with black toner) or 0 (does not print with black toner) in the “... Print 1” item of the corresponding print item, and sets the “. Sets a print pattern number (any one of 0 to 9). Further, the CPU 11 sets the print position, print size, and print pitch of the corresponding print item in the print control file 158.
[0075]
Next, the CPU 11 sets the print pattern setting file 159 according to the setting of the print control file 158 in step S1 (step S2). In the setting of step S2, the CPU 11 sets the print pattern number set in the "... print 2" of the print control file 158 in step S1 in the item of "pattern No." of the print pattern setting file 159. According to the setting of the print pattern number, the CPU 11 sets the items of “normal print”, “security print”, “security x”, and “security y”.
[0076]
For example, the account number of a branch of a certain financial institution registered in the security issuance information management DB 150 of the storage unit 15 is printed with black toner and transparent fluorescent toner, and printing with transparent fluorescent toner is performed from the printing position of black toner (500 , 800) (see example 2 in FIG. 5B), a print pattern number 2 is set in the corresponding “branch account number print 2” item of the print control file 158. Accordingly, in the print pattern setting file 159, “Pattern No.” is set to 2, “Normal print” is set to 1, “Security print” is set to 1, “Security x” is set to 500, and “Security y” is set to 800. .
[0077]
Next, a print control process executed in the host computer 1 to execute the security issuance (step A4) in FIG. 7 will be described with reference to a flowchart in FIG.
[0078]
When issuing securities in the security issuing device 2, the CPU 11 of the host computer 1 first obtains system setting information and setting information of each security issuing device from the system file 155 or the like (step S11).
[0079]
Next, the CPU 11 acquires from the print form file 160 an all-volume (ticket type) basic form relating to issuance of securities, and performs macro registration (step S12). Then, the CPU 11 acquires customer data from various master files such as the account master file 151 and the branch master file 152, and macro-registers fixed data for each book (step S13).
[0080]
Based on the data macro-registered in steps S12 and S13, the issuance file 154, the print control file 158, and the print pattern setting file 159, the CPU 11 transmits the print information using the black toner and the print information using the transparent fluorescent toner to the security issuing device 2. (Step S14), and ends the print control process.
[0081]
More specifically, in step S 14, the CPU 11 executes the print execution instruction using the magnetic toner, the macro ID of each macro registered above, and the individual print items (bills / check numbers, system numbers, etc.) acquired from the issuance file 154. The data and the print position information acquired from the print control file 158 are transmitted to the securities issuing device 2.
[0082]
In step S14, the CPU 11 executes a print execution command signal using the transparent fluorescent toner, a macro ID of a macro required for fluorescent printing among the macros registered above, and an individual command required for transparent fluorescent toner printing acquired from the issue file 154. The print item data and the print position information acquired from the print pattern setting file 159 are transmitted to the securities issuing device 2.
[0083]
The security issuing device 2 issues the security by printing the card requirements on the security paper based on the print information received from the host computer 1. FIG. 10 shows an example of printing a check face.
[0084]
As shown in FIG. 10, the check is divided into a copy portion that is a copy of the drawer, and a main ticket portion on which the ticket requirements are actually printed. A perforation is provided at the boundary between the copy portion and the real ticket portion, and at the time of withdrawal, the copy portion and the real ticket portion can be separated by the perforation.
[0085]
As shown in FIG. 10, a bill / check number, a place of payment, a bank name, a branch name, a issuing place, and a signature book are printed on this voucher portion. Further, an exchange space including an exchange name, an exchange number, a bank number and a branch number is printed. Further, the present ticket portion is provided with a withdrawal date column for entering the withdrawal date and an amount column for entering the amount.
[0086]
Also, MICR characters specified by the exchange rules are printed on the bottom portion (clear band) of the sheet. This MICR character is read when a check is mechanically processed by a reader / sorter at a financial institution or an exchange. As shown in FIG. 10, the MICR character portion is printed with an individual code, a clearinghouse number, a financial institution number, a store number, an account number, and a check number, each of which is separated by a special symbol called a symbol. I have. As described above, the same contents of some of the items printed on the sheet are printed as MICR characters in the clear band portion.
[0087]
FIG. 11 shows an example in which the account number is printed on the sheet with the transparent fluorescent toner based on the file setting process of FIG. 8 and the print control process of FIG. In FIG. 11, the account number 1234567 is printed with the transparent fluorescent toner at two positions, that is, the print positions (x1, y1) and (x2, y2). This account number is also printed in black toner on the MICR character portion.
[0088]
Next, a procedure in the case where the securities issued by the securities issuing apparatus 2 are distributed and machine-processed at a financial institution or an exchange will be described with reference to flowcharts of FIGS.
[0089]
First, the bill / check mechanical processing when the account number is printed with the transparent fluorescent toner will be described with reference to the flowchart in FIG.
[0090]
First, a security (a bill or a check) to be machine-processed is set in the reader / sorter and passed through (step T1). As a result of magnetically reading the MICR characters on the ticket surface at high speed by the reader / sorter (step T2), if the MICR characters can be normally read (step T2; Pass), normal mechanical processing is performed as it is (step T2). T3).
[0091]
In step T2, if the MICR character on the face of the card is not correctly read for some reason (step T2; Reject), the corresponding security is stored in a pocket called a reject pocket, and the processing is shifted to processing by the operator. In this case, first, the operator confirms the rejected MICR character portion (step T4), and determines whether or not the rejected MICR character portion is an account portion (step T5).
[0092]
In step T5, if the rejected MICR character part is not the account number part (step T5; NO), the content of the corresponding MICR character part is printed with black toner on the other part of the ticket surface. The operator confirms the print content on the ticket and performs a correction process (step T6).
[0093]
In step T5, if the rejected MICR character part is the account number part (step T5; YES), the account number is not printed with black toner on the sheet, so a simple tool such as a black light is placed on the sheet. The account number printed with the transparent fluorescent toner is confirmed (step T7). Then, a correction process is performed based on the contents of the confirmed account number (step T8), and the bill / check mechanical processing ends.
[0094]
Next, with reference to the flowchart of FIG. 13, a description will be given of the bill / check mechanical processing in the case where the contents printed with black toner on the face of the card are printed with transparent fluorescent toner, except for the account number.
[0095]
First, a security (a bill / check) to be machine-processed is set in the reader / sorter and passed through (step T11). As a result of magnetically reading the MICR characters on the ticket surface at high speed by the reader / sorter (step T12), if the MICR characters can be read normally (step T12; Pass), the normal mechanical processing is performed as it is (step T12). T13).
[0096]
In step T12, if the MICR characters on the face of the ticket are not correctly read for some reason (step T12; Reject), the corresponding security is stored in a pocket called a reject pocket, and the process is shifted to processing by the operator. In this case, first, the operator checks the portion of the MICR character that could not be read (step T14).
[0097]
Then, by irradiating a simple tool such as a black light on the ticket surface, the printed portion printed with the transparent fluorescent toner is confirmed (step T15). Since the rejected MICR portion is printed on the sheet surface with black toner, the content printed with the transparent fluorescent toner is compared with the content printed with black toner (step T16). If it is a genuine bill, the printed content of the rejected MICR portion should have been printed with transparent fluorescent toner.
[0098]
As a result of the comparison in step T16, if the operator determines that the same content is not printed (step T17; NO), the security to be processed is invalidated as necessary because it may be forged or falsified. The treatment and the retrospective of the bill are performed (step T18).
[0099]
As a result of the comparison in step T16, when the operator determines that the same content is printed (step T17; YES), a correction process is performed using the content confirmed by the comparison in step T16 (step T19). The bill / check machine processing ends.
[0100]
As described above, according to the securities issuing system 100 according to the embodiment of the present invention, by printing the necessary requirements on the face of the security using not only the black toner but also the transparent fluorescent toner, as in the related art, It is possible to issue a security with high security simply and inexpensively as compared with a method of watermarking the security paper or attaching a hologram sheet.
[0101]
In addition, by printing the card surface requirements using a transparent fluorescent toner, it is not possible to read the contents printed on the ticket surface with fluorescence by optical image reading using a copier or an image scanner, etc., thereby preventing counterfeiting and falsification of securities. be able to.
[0102]
Further, since the items to be printed on the face of the security with the transparent fluorescent toner and the printing position can be arbitrarily set in the print control file 158 and the print pattern setting file 159 held by the host computer 1, printing with the transparent fluorescent toner is performed. It can be realized by a simple operation of only file setting.
[0103]
In addition, as shown in the example of the ticket in FIG. 11 and the flowchart in FIG. 12, the account number of the customer who prints with MICR characters but does not print with black toner only on the ticket is printed with the transparent fluorescent toner, thereby printing on the ticket. Can be managed twice.
[0104]
Further, as shown in the flowchart of FIG. 13, by printing the print items of black toner on the face of the sheet with the transparent fluorescent toner, in a mechanical processing at a financial institution or an exchange, for some reason (damage, loss, etc.). Even if the MICR characters cannot be read, it is possible to confirm the content printed with the transparent fluorescent toner using a simple tool such as a black light. Therefore, the authenticity of the security can be confirmed by comparing the print items of the black toner and the print items of the transparent fluorescent toner.
[0105]
Further, since the printing using the black toner and the transparent fluorescent toner in the security issuing device 2 is realized in one pass, the efficiency related to the security issuance operation is increased.
[0106]
Further, since the items to be printed with the transparent fluorescent toner are linked to the database held by the host computer 1, even if the contents of the card printed with the black toner are falsified or forged, the contents can be easily traced back. .
[0107]
Items printed with the transparent fluorescent toner do not develop color unless irradiated with ultraviolet light, so that countermeasures for preventing forgery are not conspicuous, and there is no apparent effect on the printed contents of a normal ticket.
[0108]
The description of the present embodiment can be appropriately changed without departing from the spirit of the present invention.
[0109]
For example, in the security issuing system 100 in the above-described embodiment, the host computer 1 and the control device 10 in the security issuing device 2 may be configured as the same computer system. In this case, the size of the entire security issuing system 100 can be reduced. Further, in this case, since the network N for connecting the host computer 1 and the securities issuing device 2 is not required, the communication processing can be reduced.
[0110]
【The invention's effect】
According to the first aspect of the present invention, a security item can be easily, inexpensively and inexpensively issued because a print item on the face of the security can be printed with the transparent fluorescent toner.
[Brief description of the drawings]
FIG. 1 is a diagram showing an entire configuration of a security issuing system 100 in an embodiment to which a security issuing device of the present invention is applied.
FIG. 2 is a block diagram showing a functional configuration of a host computer 1 of FIG.
FIG. 3 is a diagram showing a file configuration of a security issuance information management DB 150 stored in a storage unit 15 of FIG.
FIG. 4 is a diagram for explaining a data configuration of a print control file 158 in a security issuance information management DB 150.
FIG. 5 is a diagram showing the data configuration of a print pattern setting file 159 in the security issuance information management DB 150 (FIG. 5A) and a diagram showing a setting example of the print pattern setting file 159 (FIG. 5B). is there.
FIG. 6 is a block diagram showing a functional configuration of the securities issuing device 2 of FIG. 1;
FIG. 7 is a diagram for explaining an overall flow from a request for a security to issuance in the security issuing system 100.
FIG. 8 is a flowchart showing a file setting process executed by the host computer 1.
FIG. 9 is a flowchart showing a print control process executed by the host computer 1.
FIG. 10 is a diagram illustrating an example of printing a security (check).
FIG. 11 is a diagram illustrating an example of printing a security (check) when an account number is printed with transparent fluorescent toner.
FIG. 12 is a flowchart showing a procedure in a case where a security in which an account number is printed with transparent fluorescent toner is mechanically processed in a financial institution or an exchange.
FIG. 13 is a flowchart showing a procedure in a case where a certificate printed with black toner and a document printed with transparent fluorescent toner other than the account number is mechanically processed at a financial institution or an exchange.
[Explanation of symbols]
100 Securities issuing system
1 Host computer
11 CPU
12 Display
13 Input section
14 RAM
15 Memory
150 Securities Issuance Management DB
151 Account Master File
152 Branch master file
153 reception file
154 Publishing file
155 System file
156 Issue ticket type setting file
157 Issue control file
158 Print control file
159 Print pattern setting file
160 print form file
161 Corruption file
16 Communication unit
17 Bus
2 Securities issuing equipment
10 Control device
101 CPU
102 Display
103 Input section
104 RAM
105 storage unit
106 Transmission control unit
107 bus
20 Securities printing equipment
21 Image forming unit (for black magnetic toner)
21a Photoreceptor drum
21b print head
21c developing unit
22 Image forming unit (for transparent fluorescent toner)
23 Transport unit
23a conveyor belt
23b drive roll
23c guide roller
30 Post-processing equipment
30a Decara section
30b slitter
30c transport unit
30d MICR reader unit
30e Stacker section
C1, C2 cable
N network

Claims (6)

In a securities issuing device for issuing securities,
Storage means for storing information on printing with black toner and information on printing with transparent fluorescent toner for each print item to be printed on the face of a security;
Printing means for printing each print item on the face of the security on security paper based on black toner print information and transparent fluorescent toner print information stored in the storage means;
A security issuing device comprising: The black toner print information stored in the storage means includes information indicating the presence or absence of printing with black toner for each print item, and the transparent fluorescent toner print information stored in the storage means includes 2. The security issuing device according to claim 1, further comprising information indicating whether or not printing is performed using the transparent fluorescent toner. The black toner print information stored in the storage means includes data of the printing position of the black toner for each print item, and the transparent fluorescent toner print information stored in the storage means includes transparent fluorescent toner print information for each print item. 3. The security issuing device according to claim 1, wherein data of a printing position by toner is included. 4. The transparent fluorescent toner print information stored in the storage means includes information for printing the account number of the issuer of the security using the transparent fluorescent toner. A security issuing device according to any one of the preceding claims. The print items to be printed on the face of the security include items to be printed in MICR characters, and the black toner print information stored in the storage means includes information for printing the items to be printed in MICR characters by black toner. Wherein the transparent fluorescent toner print information stored in the storage means includes information for printing an item to be printed in MICR characters using black toner and further using transparent fluorescent toner. The security issuing device according to any one of claims 1 to 3. The black toner print information stored in the storage means includes information for printing each print item on the face of the security with black toner, and the transparent fluorescent toner print information stored in the storage means includes black The security issuing device according to any one of claims 1 to 3, further comprising information for further printing the item to be printed by the toner with the transparent fluorescent toner.

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