JP2004227379A - Securities management system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a securities management system which effectively prevents forgery of securities such as a bill and a check. <P>SOLUTION: On the securities management system 100, an issuing number unique to the securities is ordinarily printed on a face with an invisible pattern, the whole image of the securities is obtained as an issuing image at the time of issue, and it is associated with the issuing number and recorded. Meanwhile, the whole image of the securities, which is retired in financial institutions, is obtained as a captured image at the time of retirement, the issuing number printed invisible is read from the retired securities, and the issuing image, which is associated with the issuing number, is obtained. Then, the retired securities are checked by displaying the issuing image of the securities associated with the issuing number and the captured image on a same display screen. <P>COPYRIGHT: (C)2004,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a security management system that manages the issuance and collection of securities such as bills and checks.
[0002]
[Prior art]
Conventionally, since bills and checks are securities, fraudulent use must be ruled out when they are actually distributed in the marketplace, that is, issued by financial institutions and issued by customers. Therefore, when issuing securities such as bills and checks, financial institutions need to give due consideration to preventing tampering and counterfeiting. In order to prevent unauthorized copying, some financial institutions use watermarked paper on bills and checks, or attach hologram stickers to certificates to prove their authenticity. , To prevent counterfeiting of securities.
[0003]
In addition, in the bottom portion (clear band) of the security paper, information required to be written as a bill or a check is written in a MICR (Magnetic Ink Character Recognition: magnetic ink character reading font) system. (The contents are defined by the bill and the check method), an exchange code, a bank code, a branch code, an account number, and the like are printed (for example, see Patent Document 1).
[0004]
On the other hand, upon collection of securities, the presence or absence of the above-mentioned watermark or hologram seal, confirmation of bill information, check face information and MICR characters, or verification of a registered stamp and a seal stamped on the security are performed. By doing so, they identified whether the securities were genuine or not.
[0005]
[Patent Document 1]
JP-A-10-278356
[0006]
[Problems to be solved by the invention]
However, since the same watermarks and hologram seals described above are often used by the financial institutions where they are handled, and are fixed information, which can be easily obtained by a third party, imitation is not performed. Easy to be. Therefore, in order to prevent these imitations, it is necessary to employ elaborate watermarks and hologram seals, and there has been a problem that the cost of issuing securities increases. Further, even if information such as face information, MICR characters, and seals unique to the security is information that is visible on the security, such information is imitated when obtained by a third party. , The securities could be forged. Furthermore, the authenticity judgment by collation of the watermark, the hologram seal, the face information, the seal, etc. is performed based on the partial match of the security, and the security is determined by imitating part of the security. Could be forged.
[0007]
In the security forgery prevention method described above, since the steps of issuing and collecting securities are performed in a divided manner, the information described in the securities at the time of issuing the securities and the information described in the securities at the time of collecting the securities It was not intended to judge whether a security was true or false. That is, the security at the time of issuance and the security at the time of collection have not been reliably guaranteed.
[0008]
It is an object of the present invention to provide a security management system that effectively prevents counterfeiting of securities such as bills and checks.
[0009]
[Means for Solving the Problems]
In order to solve the above problems, the invention according to claim 1 is:
A security management system comprising: a security issuing unit that prints face information on a security to issue a security; and a security reading unit that reads an image of the security,
Printing means for printing the issue number unique to the security on the face of the certificate in a non-visible form using a special printing material,
Issued image recording means for reading, by the security reading means, an entire image of the security on which the face information and the issue number are printed as an issued image, and recording the read issued image in association with the issued number,
Capture image reading means for reading the entire image of the collected securities as a capture image,
Issue number reading means for reading an issue number printed by a special printing material from the collected securities,
Reading means for reading an issued image corresponding to the issued number from the issued image recording means based on the issued number read by the issued number reading means;
Display control means for displaying a captured image read by the captured image reading means and an issued image read by the reading means on a display screen;
It is characterized by having.
[0010]
Therefore, the issuance image of the entire security read at the time of issuance of the security and the captured image of the entire security read at the time of security collection are associated with each other based on the issue number, and displayed on the same display screen. And the security at the time of collection can be simultaneously compared to confirm the authenticity. Thereby, even if the collected securities are falsified or forged, the contents described in the securities can be confirmed retroactively. In addition, since the security at the time of issuance is associated with the security at the time of collection based on the issue number printed with a special printing material, the issue number becomes invisible, and the counterfeit prevention mechanism is not conspicuous, and the counterfeit prevention effect is not noticeable. Can be improved. Further, since the authenticity of the security is determined based on the whole matching rather than the partial matching of the security, falsification or forgery of the security can be easily found.
[0011]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings. However, the scope of the invention is not limited to the illustrated example.
[0012]
First, the configuration of the present embodiment will be described. FIG. 1 is a conceptual diagram showing a system configuration of a securities management system 100 to which the present invention is applied. As shown in FIG. 1, the security management system 100 includes a security issuing device 1, a security reading device 2, and an image management server 3. The security issuing device 1, the security reading device 2, and the image management server 3 are connected via a network N including the Internet, an intranet, a wireless network, a satellite network, a LAN, a WAN, etc., and can access each other. Configuration.
[0013]
In FIG. 1, it is assumed that the security issuing device 1, the security matching device 2, and the image management server 3 are installed in one floor in one financial institution. However, the present invention is not limited to this. The image management server 3 is connected to a plurality of securities issuing devices 1 and security collation devices 2 installed in each branch via a network N, whereby information is transmitted and received between a plurality of financial institutions. It may be. Therefore, from the viewpoint of the reliability of information management, it is desirable that the network N is a network that ensures security that only a specific user can access. The network N only needs to be connectable at any time, and need not always be connected.
[0014]
Further, FIG. 1 shows a case in which two securities issuing devices 1, two security collating devices 2, and one image management server 3 are connected. It is optional without being limited to. That is, a configuration may be employed in which a plurality of securities issuing devices 1 and security collating devices 2 are connected to the image management server 3 so as to increase the processing capability of issuing and collating securities.
[0015]
Next, the functional configuration of the securities issuing device 1 will be described in detail with reference to FIG. As shown in FIG. 2, the securities issuing device 1 includes a CPU 11, a display unit 12, an input unit 13, a transmission control unit 14, a RAM 15, a storage device 16, a printing device 17, and the like. I have.
[0016]
The CPU (Central Processing Unit) 11 reads various control programs stored in the storage device 16 and expands them in the RAM 15, and centrally controls each unit of the securities management device 1 according to the control programs.
[0017]
Specifically, the CPU 11 executes an issuance data registration process (see FIG. 11) and a security issuance process (see FIG. 13) described below in accordance with an issuance data registration process program and a security issue program stored in the storage device 16. . The details of the corresponding processes will be described later.
[0018]
The display unit 12 includes a display screen such as a CRT (Cathode Ray Tube) or an LCD (Liquid Crystal Display), and is transmitted and received via the input unit 13 and the transmission control unit 14 based on a display instruction input from the CPU 11. Display the display data on the screen.
[0019]
The input unit 13 includes a keyboard having cursor keys, numeric input keys, and various function keys, and outputs a press signal corresponding to a key pressed on the keyboard to the CPU 11. Note that the input unit 13 may include a pointing device such as a mouse and a touch panel, and other input devices as necessary.
[0020]
The transmission control unit 14 includes a modem (MODEM / Modulator / DEModulator) or a terminal adapter (TA), and is connected to various networks N such as a LAN (Local Area Network), a WAN (Wide Area Network), or the Internet. An interface that can be connected to the connected transmission medium.
[0021]
A RAM (Random Access Memory) 15 forms a work area for temporarily storing various programs executed by the CPU 11, data processed by the various programs, and the like.
[0022]
The storage device 16 has a recording medium (not shown) in which programs, data, and the like are stored in advance, and the recording medium is a magnetic or optical recording medium or a semiconductor memory. The recording medium is fixedly provided in the storage device 16 or is removably mounted. The recording medium includes the system program, various application programs corresponding to the system, and various processing programs. The stored data and the like are stored.
[0023]
In addition, the program, data, and the like stored in the recording medium are partially or entirely received from another device such as a server or a client from the transmission control unit 14 via a transmission medium of a network line such as a WAN or a LAN and stored. The recording medium may be a recording medium of a server constructed on a network. Furthermore, the program may be configured to be transmitted to a server or a client via a transmission medium such as a network line and installed in these devices.
[0024]
The printing device 17 includes a paper feeding device (not shown) for storing the security paper, prints the face information and the issue number on the specified security paper, and discharges and outputs the printed face according to drive control by the CPU 11. . In detail, it is configured to include a fluorescent toner printing unit 171, a black toner printing unit 172, and an image reading unit 173. The fluorescent toner printing unit 171 prints an issue number on a certificate face using fluorescent toner or fluorescent ink. I do. Here, the fluorescent toner or the fluorescent ink is usually colorless and transparent, but fluoresces when irradiated with ultraviolet rays. Characters and designs printed with this fluorescent toner or fluorescent ink are usually invisible, but, for example, when exposed to ultraviolet light, such as black light, absorbs the energy of the ultraviolet light and emits light to make visible characters And it emerges as a pattern.
[0025]
In addition, the black toner printing unit 172 prints sheet information or MICR characters on the sheet of the security using black toner or magnetic toner. Further, the image reading unit 173 reads the image of the security printed by the fluorescent toner printing unit 171 and the black toner printing unit 172 by a scanner or the like, and acquires the image as an image file. In addition, as a printing method of the printing apparatus 17, there are many methods such as a laser method, an ink jet method, a dot impact method, a tandem method, and an electrophotographic method, and any of these methods may be applied.
[0026]
Here, the securities issued by the security issuing device 1 will be described in detail. In general, securities are often provided to customers in a form in which a plurality of securities are bundled into a booklet. This booklet varies depending on the issuing financial institution, but includes, for example, a cover, a plurality of securities (genuine certificates), a receipt (notifying that the securities are running low and also serving as a request form for creating a new security), 1 The book is bound in the order of a book ticket and backing paper. A security paper with a white background and no perforations is used for the cover and the back paper, and a security paper with a white background and perforations is used for the receipt. In addition, a security paper on which a pattern unique to the issuing financial institution called a tint block is printed is used for the present ticket, and is perforated.
[0027]
With reference to FIG. 3, the security paper for this ticket will be described. FIG. 3 is a diagram showing an example of a one-sided type security paper sheet for a general check, and shows only a main ticket portion. As shown in FIG. 3, an issue number is printed on the upper left corner of the check using fluorescent toner or fluorescent ink in a form that is not actually visible. The check number, place of payment, bank name, and branch name are printed as visible information with black toner on the upper part of the ticket, and on the right side are the exchange name, exchange number, bank number, and branch number. Exchange office frame is printed. Further, in the center of the ticket surface, there are provided an amount column for entering an amount and a withdrawal date column for entering a withdrawal date, and the place of withdrawal and signature are printed with black toner.
[0028]
MICR characters specified by the exchange rules are printed on the bottom portion (clear band) of the paper with magnetic toner. This MICR character is read when a check is mechanically processed by a reader / sorter at a financial institution or an exchange. As shown in FIG. 3, the MICR character portion is printed with an individual code, an exchange number, a financial institution number, a store number, an account number, and a check number, each of which is separated by a special symbol called a symbol. I have. As described above, the same contents of some of the items printed on the sheet are printed as MICR characters in the clear band portion.
[0029]
Next, a functional configuration of the security matching device 2 will be described with reference to FIG. As shown in FIG. 4, the security collation device 2 includes a CPU 21, a display unit 22, a transmission control unit 24, a RAM 25, a storage device 26, a security reading device 27, and the like. The components of the security verification device 2 have substantially the same configuration as the components of the security issuing device 1 described above. Therefore, the corresponding components are denoted by the same reference numerals, and detailed description is omitted. . In the following, components that are characteristic of the security matching device 2 will be described.
[0030]
The CPU 21 reads out various control programs stored in the storage device 26, expands them in the RAM 25, and centrally controls the respective units of the security collation device 2 according to the control programs. More specifically, the CPU 21 performs a collected securities capture process (see FIG. 14) and a securities collation process (see FIG. 15), which will be described later, according to a collected securities capture processing program and a security collation processing program stored in the storage device 26. Execute. The details of the corresponding processes will be described later.
[0031]
The security reading device 27 reads information written on the face of the collected security by a method according to the written form. Specifically, the security reading device 27 includes an issue number reading unit 271, an image reading unit 272, and a MICR character reading unit 273.
[0032]
The issue number reading unit 271 reads the issue number by irradiating the area on which the issue number is printed with ultraviolet light such as black light so that the issue number printed with the fluorescent toner or the fluorescent ink is fluorescent. The image reading unit 272 reads the entire image of the collected securities using a scanner or the like, and acquires the image as an image file. Further, the MICR character reading unit 273 has a magnetic scanner or the like for reading the MICR characters, and reads the MICR characters printed on the face of the collected securities. Note that under the control of the CPU 21, the issue number read by the issue number reading unit 271 and the image file acquired by the image reading unit 272 are combined to generate a captured image file.
[0033]
Here, the collected securities read by the security matching device 2 will be described. FIG. 5 is a diagram illustrating an example of a capture image when the security illustrated in FIG. 3 is collected and read by the security reading device 27. As shown in FIG. 5, the capture image includes the issue number read by the issue number reading unit 271. Also, the check image, check number, place of payment, bank name, branch name, exchange name, exchange number, bank number, branch number, amount of money, withdrawal date, withdrawal place, signature, seal, MICR characters, etc. It is included.
[0034]
Next, the image management server 3 will be described. The configuration of the image management server 3 is substantially the same as that of each component of the securities issuing apparatus 1 described above. Therefore, corresponding components are denoted by the same reference numerals, and illustration and detailed description are omitted. . That is, the image management server 3 includes a CPU 31, a display unit 32, an input unit 33, a transmission control unit 34, a RAM 35, a storage device 36, an image management database (hereinafter, referred to as "image management DB") 38, and the like. Are connected by a bus 37.
[0035]
An example of a file configuration of the image management DB 38 will be described with reference to FIG. As shown in FIG. 6, the image management DB 38 includes a customer management file 381, an issuance management file 382, a notification stamp management file 383, a capture management file 384, an issuance image file 385, a capture image file 386, and a notification stamp image file 387. It has.
[0036]
The function of the issuance image recording means described in the present invention is realized by, for example, the issuance management file 382 and the issuance image file 385, and is constituted by one or a plurality of files. good. Further, the function of the captured image recording means described in the present invention is realized by, for example, the captured image file 386, and may also be configured by one or more files. .
[0037]
Next, an example of the data structure of each file will be described with reference to FIGS. FIG. 7 is a diagram illustrating a data configuration example of the customer management file 381. As shown in FIG. 7, the customer management file 381 is a file for recording customer information input at the time of customer registration in the securities issuing device 1, and includes a customer number, a customer name, a seal image file name, and the like. I have.
[0038]
FIG. 8 is a diagram illustrating a data configuration example of the issuance management file 382. As shown in FIG. 8, the issuance management file 382 is a file for recording the issuance data input in the issuance data registration processing executed by the securities issuing apparatus 1, and includes an issuance number, a customer number, an issuance ticket type, and the number of issuance books. , Issuance image file name and the like. The issuance image file name is recorded when the issuance data is updated in the security issuance process.
FIG. 9 is a diagram illustrating a data configuration example of the import management file 383. As shown in FIG. 9, the import management file 383 is a file that records the import data acquired in the collected securities import processing executed by the security collating apparatus 2, and includes an import serial number, an issue number, and an import number. Embedded image file name, etc.
[0039]
FIG. 10 is a diagram illustrating a data configuration example of the notification stamp management file 384. As shown in FIG. 10, the notification stamp management file 384 is a file for recording information for managing a seal registered in advance as a notification stamp from a customer, and includes a customer number, a notification stamp image file name, and the like. I have.
[0040]
The issuance image file 385 is a file that records an issuance image file of a security issued in the security issuance process executed by the security issuance apparatus 1 together with an issuance image file name. The capture image file 386 is a file that records the capture image file of the security collected in the collection security capture process performed by the security collation device 2 together with the name of the capture image file. Furthermore, the report stamp image file 387 is a file that records a report stamp image file registered in advance as a report stamp from a customer together with a report stamp image file name.
[0041]
Next, the operation of the present embodiment will be described.
A program for realizing each function described in each flowchart described below is stored in a recording medium of the securities issuing device 1 or the security collating device 2 in a readable program code form, and is stored in the CPU 11 of the securities issuing device 1. Alternatively, the CUP 21 of the security matching device 2 sequentially executes an operation according to the program code. Further, the CPU 11 or the CPU 21 can also sequentially execute an operation according to the program code transmitted via the transmission medium. That is, it is also possible to execute an operation specific to the present embodiment using a program or data externally supplied via a transmission medium in addition to a recording medium.
[0042]
With reference to FIG. 11, the issuance data registration processing executed by the CPU 11 of the securities issuing apparatus 1 will be described. As shown in FIG. 11, when an operator inputs an instruction to register issued data via the input unit 13, the CPU 11 causes the display unit 12 to display an issued data registration screen 121 (step S1).
[0043]
Here, the issued data registration screen 121 displayed on the display unit 12 in step S1 will be described with reference to FIG. As shown in FIG. 12, on the issue data registration screen 121, a customer number input area 121a for inputting a customer number, a customer name display area 121b for displaying a customer name corresponding to the input customer number, an issuance An issue ticket type input area 121c for inputting a ticket type, an issue ticket type name display area 121d for displaying the input issue ticket name, and an issue book number input area 121e for inputting the number of issue books are provided. I have.
[0044]
“001000000001” is entered in the customer number input area 121a, and “Yoshida Transportation” acquired from the customer management file 381 is displayed in the customer number display area 121b as a customer name corresponding to the entered customer number. I have. “1” indicating the type of issued ticket type is input to the issued ticket type input area, and “bill” is displayed as the corresponding issued ticket type name in the issued ticket type name display area 121d. Further, “2” is input as the number of issued books in the issued book number input area 121e.
[0045]
Returning to FIG. 11, when the customer number, the issued ticket type (bills / checks), and the number of issued books are input via the input unit 13 on the issued data registration screen 121 (steps S2 to S4), the CPU 11 sets the issued number. It is generated (step S5). Then, the CPU 11 generates a new record in the issue management file 382, and records the input customer number, issue ticket type, and issue volume as issue data in association with the generated issue number (step S6). Then, the CPU 11 ends the issuance data registration processing, and shifts to the security issuance processing.
[0046]
With reference to FIG. 13, the security issuing process executed by the CPU 11 of the security issuing device 1 will be described. As shown in FIG. 13, the CPU 11 reads the unissued issue data from the issue management file 381 (step S11), and generates face information for printing on the face of the security (step S12). Here, the face information includes a check number, a place of payment, a bank name, a branch name, a clearinghouse name, a clearinghouse number, a bank number, a branch number, an amount, a withdrawal date, a place of origin, a signature stamp, a seal, MICR characters, and the like. Data.
[0047]
Next, the CPU 11 controls the black toner printing unit 172 of the printing device 17 to print the ticket information on the ticket using black toner or magnetic toner (step S13). Subsequently, the CPU 11 controls the fluorescent toner printing unit 171 of the printing device 17 to print the issue number on the ticket using the fluorescent toner (step S14). Further, the CPU 11 controls the image reading unit 173 of the printing device 17 to read the entire image image of the printed security (step S15).
[0048]
Subsequently, the CPU 11 acquires the entire image of the ticket surface read by the image reading unit 173 as an issued image file. Next, the CPU 11 generates a file name of the acquired issuance image file, causes the corresponding record of the issuance management file 381 to record the issuance image file name, and updates the issuance management file 381 (step S16). Further, the CPU 11 records the issued image file name and the issued image file in the issued image file 385 (Step S17).
[0049]
Subsequently, the CPU 11 determines whether or not the issued security is the last page of the last volume to be issued (step S18), and if it is not the last page of the last volume to be issued (step S18; NO), that is, If there is any security paper to be issued, the CPU 11 shifts to step S5 of the issuance data registration processing shown in FIG. 11, repeatedly executes the processing of steps S5 and S6 described above, and returns to the security shown in FIG. The process returns to step S11 of the issuing process. On the other hand, if the issued security is the last page of the last volume to be issued (step S18; YES), the CPU 11 ends the security issuance processing.
[0050]
Next, a description will be given, with reference to FIG. 14, of a collected securities import process executed by the CPU 21 of the security matching device 2 when securities issued by a customer are collected at a financial institution. As shown in FIG. 14, when the securities issued by the customer are collected, the security collation device 2 takes in the collected securities according to the instruction of the operator (step S21). That is, the CPU 21 controls the image reading unit 272 of the security reading device 27 to capture the entire image of the recovered security. Next, the CPU 11 controls the issue number reading unit 271 to irradiate the security with ultraviolet light such as black light, fluoresce the issue number printed with fluorescent toner, and captures an image image of the issue number. Further, the CPU 21 combines the whole image of the security with the image image of the issue number to generate a captured image file.
[0051]
Next, the CPU 21 generates a capture serial number corresponding to the capture image file read from the collected securities (step S22), and generates a capture image file name (step S23). Subsequently, the CPU 21 reads the issue number from the capture image file (step S24), and records the capture serial number, the issue number, and the capture image file name in the capture management file 383 as capture data (step S25). . Further, the CPU 21 records the captured image file and the captured image file name in the captured image file 386, and ends the collection certificate capturing process.
[0052]
Next, a description will be given, with reference to FIG. 15, of a collected security collation process executed by the CPU 21 of the security collation apparatus 2 when collating collected securities. As shown in FIG. 15, the CPU 21 reads one record of the capture data from the capture management file 384 (step S31), and based on the issue number included in the capture data, extracts the issue data from the issue management file 381. Search (step S32). Here, if the issuance data corresponding to the issuance number is not recorded in the issuance management file 381 (step S33; NO), the CPU 21 determines that the security may be forged, and confirms the security. A message prompting the user is displayed on the display unit 12 (step S34), and the collected bill collation processing ends.
[0053]
On the other hand, when the issuance data corresponding to the issuance number has been acquired from the issuance management file 381 (step S33; YES), the CPU 21 determines from the ingestion image file 386 based on the ingestion image file name included in the ingestion data. The corresponding captured image file is acquired and displayed on the display unit 12 (step S35). Next, the CPU 21 cuts out the image of the seal included in the captured image file, and causes the display unit 12 to display the seal image stamped on the collected securities (step S36).
[0054]
Further, the CPU 21 acquires a corresponding issued image file from the issued image file 385 based on the issued image file name included in the issued data, and causes the display unit 12 to display it (step S37). Subsequently, the CPU 21 acquires the customer number included in the issuance data, and acquires a corresponding notification image file name from the notification stamp management file 384 based on the acquired customer number. Then, the CPU 21 acquires a notification stamp image file from the notification stamp image file 387 based on the notification stamp image file name, and causes the display unit 12 to display the notification stamp image file (step S38).
[0055]
Further, the CPU 21 superimposes the issued image file displayed in step S37 and the captured image file displayed in step S35, displays the same as a security collation image, and performs security image collation processing (step S39). Further, the CPU 11 superimposes the notification stamp image file displayed in step S38 and the seal stamp image displayed in step S36 and displays the same as a seal stamp collation image, and performs a seal image collation process (step S40). Here, the CPU 21 calculates a black dot collation rate for the displayed security collation image and seal impression collation image as image collation processing, displays the collation rate, and issues a warning when the collation rate is lower than a predetermined rate. Is displayed. Then, the CPU 21 ends the collection certificate collation processing.
[0056]
Next, a display example of the collation screen displayed in steps S35 to S40 described above will be described with reference to FIG. FIG. 16 is a diagram illustrating an example of the collation screen 122 displayed on the display unit 22 in the collection certificate collation processing. As shown in FIG. 16, the matching screen 122 is provided with an issue number display area 122a for displaying the issue number of the security to be compared, and displays an entire image at the time of issuance of the security to be compared below the issue number display area 122a. Issue image file display area 122b, a captured image file display area 122c displaying the entire image of the security to be collated at the time of collection, and a security collation image display displaying the entire image obtained by superimposing the issued image file and the imported image file An area 122c is provided.
[0057]
Further, on the lower side, a notification seal image file display area 122e for displaying a seal image registered in advance as a notification seal, and a seal image file display area for displaying a seal image obtained by cutting out a seal part from a captured image file. 122f, a seal verification image display area 122g for displaying an image in which the registered seal image file and the seal image file are superimposed is provided.
[0058]
Thereby, the operator visually compares and confirms the issued image file, the imported image file, the security collation image, the notification seal image file, the seal image file, and the seal collation image displayed on the collation screen 122. Can be easily determined.
[0059]
As described above, according to the security management system 100 of the present embodiment, the issue number unique to the security is printed on the face of the certificate in a form that is normally invisible using, for example, fluorescent toner or fluorescent ink. The entire image of the security is acquired as an issue image at the time of issuance, and is recorded in association with the issue number. On the other hand, while acquiring the entire image of the securities collected by the financial institution as a capture image at the time of collection, the issue number printed invisibly is read from the collected securities, and the issue image associated with the issue number is obtained. get. Then, by displaying the issue image and the capture image of the security associated with the issue number on the same display screen, the collected security is collated.
[0060]
As a result, the content of the security at the time of issuance and the content of the security at the time of collection can be easily compared to confirm whether there is tampering or forgery, and the authenticity can be accurately determined. In addition, since the security matching device 2 displays the issue image and the capture image on the same display screen and displays the security matching image in which both images are superimposed, it is possible to grasp at a glance the difference between the two. The accuracy of collation can be improved, and the presence or absence of tampering or forgery can be quickly detected.
[0061]
In addition, since the process of issuing securities and the process of collecting securities are correlated by issue numbers, it is possible to retroactively check the contents described in the securities, and to easily detect tampering or counterfeiting of the securities. Can be. In addition, since the issue number printed on the security is printed with the fluorescent toner, it is normally invisible, and an effective forgery prevention system can be operated without being able to see the forgery prevention mechanism. Further, since the issue number is usually invisible, it cannot be duplicated by copying or the like, thereby preventing counterfeiting of securities.
[0062]
In addition, the security collation apparatus 2 displays not only the entire image of the security but also the registered image of the registered seal and the image of the seal stamped on the recovered security obtained from the captured image on the same display screen. Therefore, the authenticity of the security based on the seal can be confirmed, and a more robust anti-counterfeiting system can be achieved. In addition, since the security verification device 2 displays a seal verification image in which the registered seal image and the seal image are superimposed, it is possible to determine at a glance whether there is a forgery.
[0063]
Furthermore, since a security with a high security effect can be provided without the necessity of an elaborate watermark or a hologram seal, the cost for issuing the security can be suppressed and the system operation can be reduced. Further, by establishing a robust anti-counterfeiting system, the reliability of customers can be increased and high-quality securities trading services can be provided. Alternatively, the issuance image file and the capture image file are handled by electronic data, so that the expandability of the system is high when an electronic exchange is realized in the future.
[0064]
The description in the present embodiment is an example of a preferred security management system 100 according to the present invention, and the present invention is not limited to this.
For example, the issue number unique to a security has been described using information generated by a combination of a plurality of numbers as an example. However, the present invention is not limited to this. Information generated by characters, symbols, graphics, or a combination of these is used. Is also good.
[0065]
Further, in the present embodiment, the case where security issuing apparatus 1 and security matching apparatus 2 are configured as separate bodies has been described as an example, but security issuing apparatus 1 and security matching apparatus 2 are the same computer. It may be configured as a system.
[0066]
In addition, it goes without saying that the detailed configuration and the detailed operation of the security issuing device 1, the security matching device 2, and the image management server 3 in the present embodiment can be appropriately changed without departing from the spirit of the present invention. .
[0067]
【The invention's effect】
According to the present invention, an issuance image of an entire security read at the time of issuance of a security and an import image of the entire security read at the time of security collection are acquired based on the issue number and displayed on the same display screen. Thus, the security at the time of issuance and the security at the time of collection can be simultaneously compared to confirm the authenticity. Further, even if the collected securities are falsified or forged, the contents described in the securities can be confirmed retroactively. In addition, since the security at the time of issuance is associated with the security at the time of collection based on the issue number printed with a special printing material, the issue number becomes invisible, and the counterfeit prevention mechanism is not conspicuous, and the counterfeit prevention effect is not noticeable. Can be improved. Further, since the authenticity of the security is determined based on the whole matching rather than the partial matching of the security, falsification or forgery of the security can be easily found.
[Brief description of the drawings]
FIG. 1 is a conceptual diagram showing a system configuration of a securities management system 100 according to an embodiment to which the present invention is applied.
FIG. 2 is a block diagram showing a functional configuration of the securities issuing device 1 shown in FIG.
FIG. 3 is a diagram illustrating an example of a security sheet printed by the printing device 17 illustrated in FIG. 2;
FIG. 4 is a block diagram showing a functional configuration of the security matching device 2 shown in FIG. 1;
5 is a diagram illustrating an example of a captured image of a security sheet read by the security reading device 27 illustrated in FIG. 4;
FIG. 6 is a diagram showing an example of a file configuration of an image management database shown in FIG. 1;
FIG. 7 is a diagram illustrating an example of a data configuration of a customer management file 381 illustrated in FIG. 6;
8 is a diagram showing a data configuration example of an issue management file 382 shown in FIG.
9 is a diagram showing a data configuration example of a notification stamp management file 383 shown in FIG.
FIG. 10 is a diagram showing a data configuration example of an import management file 384 shown in FIG.
FIG. 11 is a flowchart showing an issuance data registration process executed by the CPU 11 of FIG. 2;
12 is a diagram showing an example of an issuance data registration screen 121 displayed on the display unit 12 in FIG.
FIG. 13 is a flowchart showing a security issuing process executed by the CPU 11 of FIG. 2;
FIG. 14 is a flowchart showing a collected securities import process executed by the CPU 21 of FIG. 4;
FIG. 15 is a flowchart showing a collected securities collation process executed by the CPU 21 of FIG. 4;
FIG. 16 is a diagram showing an example of a collation screen 122 displayed on the display unit 22 in FIG.
[Explanation of symbols]
1 Securities issuing device
2 Security collation device
3 Image management server
11, 21, 31 CPU
12, 22, 23 display unit
13, 23, 33 Input unit
14, 24, 34 Transmission control unit
15, 25, 35 RAM
16, 26, 36 recording device
17 Printer
27 Security Reader
38 Image Management Database
100 Securities Management System
N network

Claims (6)

A security management system comprising: a security issuing unit that prints face information on a security to issue a security; and a security reading unit that reads an image of the security,
Printing means for printing the issue number unique to the security on the face of the certificate in a non-visible form using a special printing material,
Issued image recording means for reading, by the security reading means, an entire image of the security on which the face information and the issue number are printed as an issued image, and recording the read issued image in association with the issued number,
Capture image reading means for reading the entire image of the collected securities as a capture image,
Issue number reading means for reading an issue number printed by a special printing material from the collected securities,
Reading means for reading an issued image corresponding to the issued number from the issued image recording means based on the issued number read by the issued number reading means;
Display control means for displaying a captured image read by the captured image reading means and an issued image read by the reading means on a display screen;
A security management system comprising: The display control means, when displaying the capture image and the issue image on a display screen, displays the issue number read by the issue number reading means on the display screen. The securities management system described. A notification stamp management means for registering and managing a notification stamp image corresponding to the securities,
The display control means, when displaying the capture image of the security and the issue image on a display screen, a seal image acquired from the capture image, and a security managed by the notification stamp management means. 3. The securities management system according to claim 1, wherein a corresponding notification stamp image is displayed on the display screen. The issuance image recording means records customer information relating to the issuer of the security in association with an issue number, and records the issuance image, issue number, and the customer information in association with recording the issuance image. The securities management system according to any one of claims 1 to 3, wherein: The security management system according to any one of claims 1 to 4, further comprising a capture image recording unit that records a capture image read by the capture image reading unit. The special printing material includes at least one of a fluorescent toner and a fluorescent ink,
2. The security management system according to claim 1, wherein the issue number reading unit irradiates the issue number printed with the special printing material with light having a predetermined wavelength to read the issue number.

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