JP2004046331A - Information processing method for application by principal for real estate registration by two or more parties - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To implement application by principal for real estate registration via online when a representative is absent. <P>SOLUTION: Replying to a request for reservation of procedure, an agreement validation period is registered in a storage device. When an agreement validation request from a party's terminal is received, it is checked whether it is in the agreement validation period or not, and if the reception of a request for validation of the agreement is in the agreement validation period, the validation data for registration application is transmitted to the party's terminal, and it is judged whether the registration validation acknowledgements by all of the plurality of parties are received from each of the parties' terminals in agreement validation period. If it does in this way, it can be judged whether the application to which the agreement is reached substantially as all the members of partieses apply at the window during the prescribed period. Problems occurrs by sequence of procedure can be prevented, since a plurality of parties do not take the necessary procedure individually in time as the agreement validation period is set. Furthermore, each party can return the agreement validation acknowledgement after the check of the content of validation data about the registration application. <P>COPYRIGHT: (C)2004,JPO

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to an electronic application technology, and more particularly, to an information processing technology for an application by a plurality of parties in real estate registration.
[0002]
[Prior art]
Article 26 of the Real Estate Registration Act stipulates that the right holder and the person obliged to register are required to appear at the registry office and apply for real estate registration. Currently, in the construction of the e-government system, development and discussions on the way of electronic application by agents are underway, but no effective means has yet been shown for multi-party application without agents. .
[0003]
As a technical background, the current originality assurance technology includes an electronic authentication system based on commercial registration, and other electronic watermarking technology. These techniques are effective techniques for preventing falsification of electronic data. However, in the case of a contract or the like in which two or more originals exist, the two or more contracts and the like are managed by a management SA (Secure Archiver). : Secure archiver) is a technology that can be said to be invalid unless managed simultaneously.
[0004]
For example, application documents for registration of real estate ownership transfer include an application form and attached documents (such as a sales contract, a power of attorney (for inter-party use), and a right form). Since the letter or the like is formed of paper, it is less likely to be falsified than electronic data, and is operated with a single contract, for example.
[0005]
However, if an electronic application method via a network is adopted, the application form and the attached documents are all electronic data, so that it is necessary to prevent falsification. For example, in a multi-phase commit (consensus building) method in which a plurality of parties individually send electronic data, falsification of the electronic data, presence or absence of arrival of documents of the plurality of parties, arrival order and time difference, the establishment of a registration or malicious intention. It is difficult to eliminate registration.
[0006]
More specifically, the handling of electronic applications and electronic attachments that need to be signed as a consensus between multiple parties includes the following handling methods.
a. Multiple signature method (superimposition type)
This is a method in which the creator fills in his / her part, signs the part including the part that has been filled out and signed so far as many times as necessary, and submits the final signer. On the verification side, verification is performed sequentially from the last signature. Although institutionally and theoretically, it can accommodate an infinite number of writers, the implementation process can be complicated and may not work at a practical speed. An application form is one example.
[0007]
b. Multiple signature method (division type)
This is a method in which the creator fills in and signs only his / her own charge. a. Unlike the multiple signature method (superimposition type), each writer signs only the part he or she has filled out. The verification side verifies the signature of each part as necessary.
This method becomes possible by using an XML signature (RFC2807) specification recommended by the World Wide Web Consortium (W3C) in February 2002. According to the XML Signature specification, it is possible to sign only a specific part of a document, not the entire document. For this reason, it can be said that this is the most rational method when there are multiple writers in a single document. However, there is no actual implementation yet.
[0008]
c. Attachment method
This is a method in which the documents completed and signed by each entrant are attached to the application and submitted. b. A method similar to the multiple signature method (division type), but b. In the multiple signature method (division type), one document is signed by a large number, whereas in this method, many documents are signed by one person. In this method, it is sufficient to individually verify each document when performing verification. Problems such as the multi-signature scheme (superimposition type) do not occur. However, a reliable method for associating documents must be provided.
[0009]
Note that, for example, JP-A-2001-52062, JP-A-2001-283144, and JP-A-2001-344383 disclose conventional techniques related to electronic application. It does not mention how to apply.
[0010]
[Problems to be solved by the invention]
As described above, in the conventional method, there is no effective technology for performing falsification and confirming the agreement of the parties online in the party application when the agent is absent.
[0011]
Accordingly, an object of the present invention is to provide an information processing technology for effectively performing a party application online when an agent is absent in real estate registration.
[0012]
[Means for Solving the Problems]
An information processing method according to the present invention for applying for an identity by a plurality of parties of real estate registration includes a step of registering an agreement confirmation time in a storage device in response to a procedure reservation request from the party, and an agreement confirmation from a terminal of the party. When receiving the request, confirming whether it is within the agreement confirmation time, and, when receiving the agreement confirmation request, within the agreement confirmation time, transmitting confirmation data about the registration application to the terminal of the party; Determining whether registration acknowledgment responses from all of the plurality of parties have been received from the terminal of each party within the agreement confirmation time.
[0013]
Since the agreement confirmation time is set in this way, a plurality of parties do not carry out procedures in a timely manner, and it is possible to prevent problems from occurring due to the order of procedures. Also, each party can return the agreement confirmation response after confirming the contents of the confirmation data on the registration application, so that the contents confirmation of the submitted document is performed before the submission at the window. Furthermore, based on whether the agreement acknowledgment is finally received by all of the parties within the agreement confirmation time, it is determined whether or not substantially all of the parties have applied at the counter at the prescribed time. Is what you do.
[0014]
Further, a step of issuing a reception number in response to the procedure reservation request and storing the same in the storage device, and a step of storing the application document data in the storage device corresponding to the reception number when receiving the application document data from the terminal of the party. If it is determined in the determining step that registration confirmation responses from all the parties of the plurality of parties have been received from the terminals of the respective parties within the agreement confirmation time, the application document data corresponding to the reception number associated with the registration confirmation response Transmitting at least a part of the data to a computer that executes a process for registration. This is the case where a separate computer is provided to accept the application and register it in a certified copy of the registry.
[0015]
Further, a step of issuing a receipt number in response to the procedure reservation request and storing it in the storage device, a step of generating reservation identification information for each party from the receipt number and storing it in the storage device, and receiving an agreement confirmation request At or after that, a step of performing a process of confirming the reservation identification information may be included. The reservation identification information is separately notified to the parties, and at least when the agreement confirmation request is received or after that, the confirmation processing is performed, thereby preventing an unauthorized procedure.
[0016]
Further, the procedure reservation request may be configured to include designation of the agreement confirmation time, or the system may allocate time.
[0017]
Furthermore, if it is not determined in the determination step that the registration confirmation responses from all the parties of the plurality of parties have been received from the terminals of the respective parties within the agreement confirmation time, data indicating rejection or withdrawal of the registration application is stored. A configuration that further includes a step of registering in the device may be employed. If, for any reason, the parties do not return a response within the agreement confirmation time, the following registration processing cannot be performed, and they are treated as rejected or withdrawn.
[0018]
The information processing method according to the present invention can be implemented by a program and a computer. When the program is executed by a computer, the computer is an information device. Such a program is stored in a storage medium or a storage device such as a flexible disk, a CD-ROM, a magneto-optical disk, a semiconductor memory, and a hard disk. In addition, it may be distributed via a network or the like. The intermediate processing result is temporarily stored in a memory.
[0019]
BEST MODE FOR CARRYING OUT THE INVENTION
FIG. 1 shows a system schematic diagram according to an embodiment of the present invention. In the Internet 1, which is a computer network, as user terminals 3, buyer A terminal 3a, buyer B terminal 3b, seller A terminal 3c, seller B terminal 3d, mortgagee terminal 3e, and agent terminal 3f is connected. The user terminal 3 is, for example, a personal computer, and has a Web browser function and a mailer function. Here, the buyer is assumed to be two persons A and B, and the seller is assumed to be two persons A and B, but the number is not limited. Further, the present embodiment can be applied to a case where a mortgagee such as a financial institution exists, but in order to simplify the description, a case of only a seller and a buyer will be described below. Furthermore, in the present embodiment, the agent terminal 3f operated by an agent such as a judicial scrivener is not used to explain the party application, but the Ministry of Justice general reception notification system 7, which will be briefly described below, Only an illustration is shown because it is used not only by an agent but also by an agent.
[0020]
The Internet 1 is also connected to a multiple party application processing system 5 that performs main processing in the present embodiment, and a Ministry of Justice general acceptance notification system 7. These systems have a Web server function, a mail server function, and the like. The Ministry of Justice Comprehensive Reception Notification System 7 is a system that accepts not only applications by the parties concerned but also applications by agents and performs various processing for electronic applications. The application form providing function, virus check function, and format check function And a general reception processing unit 71 having a function for confirming the validity of authentication data, a function for confirming the registration license tax payment, a function for holding application data, and a function for issuing a registration license tax payment number, a reference number, and a password. (Including a storage function) and a processing status display processing unit 73 having a mail transmission function and a processing status display function of storing and displaying arrival, reception, and under review.
[0021]
In the present embodiment, a multi-party application processing system 5 for the application of the individual concerned is provided separately from the general reception notice system 7 of the Ministry of Justice, which is generally required for a registration application. The multi-party application processing system 5 provides the form data of the window application reservation application form, checks the reception system of the window application reservation application data, and checks the reception number automatically issued by the reception number automatic issuance processing system 9. A reservation processing unit 51 that performs processing for notifying a party of a reservation ID generated using the same, and an agreement formation check that implements processing for realizing a party appearance principle in a simulated manner and confirming agreement between the parties. An electronic application that serves as an interface to the processing unit 52 and the Ministry of Justice general reception notification system 7, and performs processing for transmitting electronic application data on an application for which agreement has been confirmed by the agreement formation check processing unit 52 to the Ministry of Justice general reception notification system 7. And a data notification processing unit 53. The multi-party application processing system 5 includes a reservation data management database (DB) 54 for storing data for managing a consensus confirmation process, and an application data storage for temporarily storing application data submitted by the parties themselves. Section 55.
[0022]
The reception number automatic issuance processing system 9 is connected to the multiple party application processing system 5. The reception number automatic issuance processing system 9 performs a process of issuing a reception number in accordance with a request from the multiple party application processing system 5 and outputting the reception number to the multiple party application processing system 5. The issued reception number is registered in the reception number management DB 91, and is managed so that the same number is not issued. A branch number (alphanumeric) for each party sharing the reception number is issued and registered in the reception number management DB 91. The automatic reception number processing system 9 may be associated with an off-line reception management system.
[0023]
FIG. 2 shows an example of data stored in the reservation data management DB 54. In the example of FIG. 2, a column 201 of a reception number issued by the automatic reception number issuance processing system 9, a column 202 of a reservation ID for each party composed of a reception number + a branch number, and a column 203 of a mail address A column 204 of information for specifying an electronic certificate issued to each party, a column 205 of a URL (Uniform Resource Locator) of an agreement confirmation processing page notified to each party, and a column 205 of an agreement confirmation start time. A column 207 of the agreement confirmation end time, a column 208 of information for specifying the file of the received window application reservation application data, a column 209 of information for specifying the file of the received registration application data, and the received confirmation document data. A column 210 of information specifying the file and a column 211 of the agreement confirmation result are provided. Although the electronic certificate may not be used, here, when the URL of the agreement confirmation processing page notified to each party to confirm the agreement is accessed, after confirming using this electronic certificate, the reservation Further authentication is performed using the ID. The reservation application file, registration application file, and confirmation document file are stored in the application data storage unit 55, for example, in a directory of a reception number. In the column 210 of the agreement confirmation result, data indicating the agreement confirmation success or data indicating that the agreement confirmation could not be performed and the application was withdrawn or rejected is registered.
[0024]
Next, a processing flow of the system shown in FIG. 1 will be described with reference to FIGS. First, all parties agree to, for example, make a sales contract for a particular real estate property and cooperate to apply for a personal identification. Then, for example, the buyer A operates the buyer A terminal 3a as a representative to access the application form download page of the multiple party application processing system 5 (step S1). The reservation processing unit 51 of the multiple party application processing system 5 transmits the application form download page data to the buyer A terminal 3a in response to the access from the buyer A terminal 3a (step S3). The buyer A terminal 3a receives the application form download page data from the multiple party application processing system 5 and displays it on the display device (step S5). Buyer A clicks a button or link for selecting a window application reservation application included in the application form download page. Then, the buyer A terminal 3a receives the selection input of the window application reservation application, and transmits the selection data of the window application reservation application to the multiple party application processing system 5 (step S7). Upon receiving the selection data of the window application reservation application form from the buyer A terminal 3a, the reservation processing unit 51 of the multiple party application processing system 5 transmits the format data of the window application reservation application form to the buyer A terminal 3a (step S9). . The buyer A terminal 3a receives the format data of the window application reservation application form from the multiple party application processing system 5, and displays it on the display device (step S11). Also, it is stored in the disk of the buyer A terminal 3a.
[0025]
Similarly, Buyer A operates Buyer A terminal 3a to download the format data of the real estate registration electronic application form from the Ministry of Justice general acceptance notification system 5.
[0026]
Then, the buyer A operates the buyer A terminal 3a to generate the window application reservation application form data and the electronic application data for real estate registration and store them in the storage device (step S13). FIG. 4 shows an example of a window application reservation application form. In the example of FIG. 4, information on the display of the real estate, the display of the parties (buyer: right holder, seller: obligor), entry, contract agreement date, window application date and time (start time and end time) is included. FIG. 5 shows an example of electronic application data (one set). In the example of FIG. 5, the data of the real estate registration electronic application 501, the data of the attached document 510 of the real estate registration electronic application, the data of the registered certificate 511, the data of the contract A (seller side) 512, Data of the contract B (buyer side) 513 and the like are included. The electronic signature of the owner is added to these data. The data of the digital certificate 520 includes the digital certificate 521 of the right holder A, the digital certificate 522 of the right holder B, the digital certificate 523 of the duty person A, the digital certificate 524 of the duty person B, and the like. included. A power of attorney may be included. The data of the electronic certificate 520 includes the data of the electronic certificates of all the parties. The data of the window application reservation application and the real estate registration electronic application 501 are generated in step S13, and the data of the attached document 510 and the data of the electronic certificate 520 are collected from each party. In some cases, it is necessary to prepare attached documents for the window application reservation application. For example, it is data of a power of attorney or data of an electronic certificate.
[0027]
Next, in accordance with the instruction of Buyer A, Buyer A terminal 3a transmits the data of the window application reservation application to the multiple party application processing system 5 (Step S15). This transmission is transmitted to the multi-party application processing system 5 after being encrypted by, for example, SSL (Secure Socket Layer). However, encryption may be performed by another method. Further, the window application reservation application may be transmitted without encryption. This is because there is an opportunity for confirmation later. The reservation processing unit 51 of the multiple party application processing system 5 receives the data of the window application reservation application form from the buyer A terminal 3a, and performs a format check of the window application reservation application form (step S17). If a problem is found in the format check, an error notification is transmitted to the buyer A terminal 3a, and the data of the window application reservation application form is again transmitted to the buyer A after correction. Note that the format check includes checking whether the agreement confirmation time is within the system reception time.
[0028]
If no particular problem has occurred, the reservation processing unit 51 registers the window application reservation application form data in the application data storage unit 55 (step S19). Further, it requests the automatic receipt number issuance processing system 9 to issue a receipt number, and receives the receipt number from the automatic receipt number issuance processing system 9. At this time, when the number of parties is specified from the data of the window application reservation application form and notified to the automatic reception number issuance processing system 9, branch numbers for the number of parties are also issued in the automatic reception number issuance processing system 9, and the reservation processing is performed. The notification is sent to the unit 51. The issued reception number and branch number are registered in the reception number management DB 91. Further, the reservation processing unit 51 generates a URL of an agreement confirmation processing page for each party to confirm the agreement. Further, an electronic certificate for each party is generated (step S21). The reception number, reservation ID (reception number + branch number), certificate data, URL, mail address extracted from the data of the window application reservation application form, and the start time and end time of the agreement confirmation process are registered in the reservation data management DB 54. Is done. The file name of the window application reservation application data is also registered in the reservation data management DB 54.
[0029]
Then, the reservation processing unit 51 notifies each party of the reservation ID, the URL of the agreement confirmation processing page, and the data of the electronic certificate for each party (step S23). For example, these data are sent to each party in bulk or individually or in any combination by email. In some cases, only the reservation ID is sent by mail or the like. By sending it by mail, it is possible to prevent a security problem from occurring. In addition, a page for downloading at least one of the reservation ID, the URL of the agreement confirmation processing page, and the data of the electronic certificate for each party is prepared, and after logging on with another ID and password notified separately, For example, you may download by SSL.
[0030]
In either method, each party receives the reservation ID, the URL of the agreement confirmation processing page, and the electronic certificate using, for example, their own user terminal 3 (step S25). The reservation ID may be sent by mail as described above. Step S25 is not a representative of the parties but a process / procedure performed by each party, and is indicated by a two-dot chain line block here.
[0031]
The buyer A representing the multiple parties operates the buyer A terminal 3a to transmit the receipt number and the electronic application data to the multiple-party application processing system 5 (step S27). For example, electronic application data (FIG. 5) encrypted using the public key of the multiple party application processing system 5 included in the electronic certificate for buyer A received in step S25 is transmitted by e-mail. Alternatively, a page for transmitting the electronic application data may be accessed, and the electronic application data (FIG. 5) may be transmitted from the page using, for example, SSL. The reservation processing unit 51 of the multiple party application processing system 5 receives the receipt number and the electronic application data from the buyer A terminal 3a (step S29), and registers the received electronic application data in the application data storage unit 55 (step S31). . Further, the file name of the electronic application data is registered in the reservation data management DB 54. When the registration is completed, the reservation processing unit 51 transmits a reception completion notification to the buyer A, for example, by e-mail (step S33). The buyer A operates the buyer A terminal 3a to receive the reception completion notification from the multiple party application processing system 5 and display it on the display device (step S35).
[0032]
In this way, by registering the data of the window application reservation application form and the electronic application data in the multiple party application processing system 5, the pre-processing of the agreement confirmation processing is completed. In addition, each party can acquire a reservation ID required for the agreement confirmation processing, a URL of the agreement confirmation processing page, an electronic certificate, and the like.
[0033]
Although not shown in the figure, the data of the window application reservation application is registered, but there is a case where the electronic application data is not registered before the start time of the agreement confirmation processing. Therefore, for example, a configuration in which a reminder mail is transmitted to a representative of a plurality of parties is also possible. Furthermore, if the electronic application data is not registered before the start time of the agreement confirmation process, the agreement confirmation process may be set to be unexecutable even at the start time. Regarding the agreement confirmation processing time, the date and time determined by the parties are registered as they are, but if too many cases are concentrated at the same time, there may be a problem in the reliability of processing, so for example, the system setting The configuration may be as follows. In addition, there is a case where processing such as shifting back and forth is performed when concentration occurs.
[0034]
Next, a processing flow of the agreement confirmation processing will be described with reference to FIGS. Each party uses their own terminal (hereinafter referred to as the user terminal 3) to access the URL specified by each (step S41). The agreement formation check processing unit 52 of the multiple party application processing system 5 reads the start time and end time data registered in the reservation data management DB 54 corresponding to the specified URL based on the access to the specified URL, and A comparison is made (step S43). That is, it is determined whether the system time is between the preset start time and end time (step S45). If it is determined that the time is not within the predetermined time specified by the start time and the end time, an out-of-time notification is transmitted to the user terminal 3. The user terminal 3 receives the out-of-time notification from the multiple party application processing system 5 and displays it on the display device (step S47). This allows the parties to know that they have accessed outside of time.
[0035]
On the other hand, when it is determined that the system time is within the predetermined time, the agreement formation check processing unit 52 requests the transmission of the electronic certificate previously sent to the user terminal 3 and further inputs the reservation ID. An authentication process is performed such as a request (step S49). The user terminal 3 transmits the electronic certificate in response to the request from the multi-party application processing system 5, and also transmits the reservation ID to the multi-party application processing system 5 according to the request (step S51). The agreement formation check processing unit 52 performs an authentication process using the data of the reservation ID and the electronic certificate registered in the reservation data management DB 54. If the authentication fails, the fact is notified to the user terminal 3. The user terminal 3 receives the authentication failure notification and displays it on the display device.
[0036]
If the authentication processing is successful in step S49, agreement confirmation processing page data is generated using the data stored in the reservation data management DB 54 and the data registered in the application data storage unit 55, and the user terminal 3 It is transmitted (step S53). Since the designated URL and the reception number are associated with each other in the reservation data management DB 54, the electronic application data and the like stored in the application data storage unit 55 are read using the reception number. The user terminal 3 receives the agreement confirmation processing page data from the multiple party application processing system 5 and displays it on the display device (step S55).
[0037]
For example, a display as shown in FIGS. 7 and 8 is made. In the example of FIG. 7 and FIG. 8, the indication of the real estate to be registered, the indication of the parties (the right holders (A1 and A2) and the obligors (A1 and B2), the entry, the contract agreement date, the window) It includes the date and time of application (start time and end time), confirmation document, agreement confirmation button, agreement status display, and reservation ID input field.The confirmation document includes a registered certificate button 810, a contract (first party) button 811, a contract By clicking a letter (Otsu side) button 812 or the like, it is possible to confirm data previously transmitted as electronic application data by representatives of a plurality of parties and registered in the application data storage unit 55. In the column of the confirmation button, there are provided a first party agreement button 801, a second party agreement button 802, a first party agreement button 803, and a second party agreement button 804. You can click on the A1 agreement confirmation button 801 for the first party, the A2 agreement confirmation button 802 for the second party, the first party agreement button 803 for the first party, and the second party agreement button for the second party. In the same manner, the reservation ID input fields include an input field 805 for Party A, an input field 806 for Party A, an input field 807 for Party B, and An entry field 808 is provided for the user, but the reservation is made only in the entry field 805 for Party A, the entry field 806 for Party A, the entry field 807 for Party B, and the entry field 808 for Party B Note that the part of the agreement confirmation button for the party who has already entered the reservation ID and clicked the agreement confirmation button is highlighted, for example, by changing the color, and does not agree with FIGS. The button to click if Not been kicked, but may be provided a button for that.
[0038]
In the present embodiment, since a representative of a plurality of parties collectively sends electronic application data such as contract data to the multiple-party application processing system 5, each party ultimately determines I don't know if the documents are registered. Therefore, the contents of the submitted document data listed in the confirmation document column shall be confirmed. The party clicks the button for the document that he wants to confirm. Upon receiving the confirmation document selection input by the click of the party, the user terminal 3 transmits the confirmation document selection data to the multiple party application processing system 5 (step S57). The agreement formation check processing unit 52 of the multiple party application processing system 5 receives the confirmation document selection data from the user terminal 3 (step S59), reads the corresponding confirmation document data from the application data storage unit 55, and uses the request source. Is transmitted to the user terminal 3 (step S61).
[0039]
The user terminal 3 receives the confirmation document data from the multiple party application processing system 5 and displays it on the display device (step S63). For example, it is displayed in another window. If each party checks the contents of the real estate registration electronic application form shown in FIGS. 7 and 8 and the written data submitted as attached documents, and determines that there is no problem with this registration application, Enter the reservation ID in the reservation ID input field and click the agreement confirmation button. The user terminal 3 receives the confirmation response by clicking the agreement confirmation button of the parties, and transmits a confirmation response including the reservation ID to the multiple party application processing system 5 (step S65). The agreement formation check processing unit 52 of the multiple party application processing system 5 receives an acknowledgment including the reservation ID from the user terminal 3 (step S67). The processing shifts to FIG. 9 via terminals A and B.
[0040]
When the consensus formation check processing unit 52 receives the confirmation response including the reservation ID, the reception time of the confirmation response is changed from the start time to the end time of the agreement confirmation registered in the reservation data management DB 54 to the process of FIG. (Step S69). If it is determined that the time is not within the predetermined time, the consensus formation check processing unit 52 transmits an out-of-time notification to the user terminal 3. The user terminal 3 receives the out-of-time notification from the multiple party application processing system 5 and displays it on the display device (step S71). If it is determined that the time is within the predetermined time, the reservation ID included in the confirmation response is compared with the reservation ID registered in the reservation data management DB 54 (step S73). If it is determined in this collation process that an appropriate reservation ID is not used, the agreement formation check processing unit 54 sends agreement confirmation processing page data including a reservation ID reconfirmation request message to the user terminal 3. I do. The user terminal 3 receives the agreement confirmation processing page data including the reservation ID reconfirmation request message, and displays it on the display device (step S75). Then, the processing returns to the step S65 of FIG.
[0041]
If the pair of the reservation ID and the URL of the agreement confirmation processing page (or other information specifying the party) is determined to be appropriate from the data stored in the reservation data management DB 54, the agreement formation check The processing unit 52 transmits a confirmation response acceptance notification to the user terminal 3 (step S77). The user terminal 3 receives the confirmation response acceptance notification from the multiple party application processing system 5 and displays it on the display device (step S79). This allows the parties to recognize that their confirmation response has been accepted. However, this does not mean that the acknowledgments of all the members have been received within the predetermined time.
[0042]
At a predetermined timing, for example, after the end time of the agreement confirmation, the agreement formation check processing unit 52 can return a positive confirmation response (a negative response may be returned from all parties in some cases. FIG. 7 and FIG. 8). If it is an agreement confirmation processing page, it is determined whether or not an agreement has been received within a predetermined time period (from the start time to the end time) (in the case where the agreement is not reached, indicating that no agreement is made by not returning a response) (step S81). If an acknowledgment is not received from all the parties within a predetermined period of time, a notice of rejection of the procedure or a notice of withdrawal is transmitted to each party. In addition, the fact that the procedure has been rejected or deemed withdrawn because the agreement cannot be confirmed is also registered in the reservation data registration DB 54 (step S93). Each party operates his or her user terminal 3 to receive a notice of rejection of the procedure or a notice of withdrawal, and displays it on the display device (step S83). This indicates that at least one of the parties did not agree. Note that the notification may include information on which party did not respond.
[0043]
On the other hand, if the confirmation response has been received from all the parties within the predetermined time, the data of "consensus formation" is registered in the reservation data management DB 54 (step S85). In addition, a notification of acceptance of the registration application procedure is transmitted to all parties (step S87). The party operates the user terminal 3 to receive the notification of acceptance of the registration application procedure and displays it on the display device (step S89). Thus, each party knows that the registration application has been accepted. Then, the agreement confirmation check processing unit 52 outputs a transmission request including the reception number to the application data notification processing unit 53. In response to this, the transmission application data notification processing unit 53 reads the electronic application data corresponding to the reception number from the application data storage unit 55, and transmits the read electronic application data to the Ministry of Justice general reception notification system 7 (step S91). The Ministry of Justice general reception notice system 7 receives the electronic application data from the multiple party application processing system 5 and performs a process for registration.
[0044]
In the Ministry of Justice general reception notification system 7, the same processing as that of the agent application is performed. For example, a virus check function, a format check function, an authentication data validity check function, a registration license tax payment check function, an electronic application data storage function, a processing status display function, and the like are implemented. Eventually, if there is no content problem in the electronic application data, it will be registered in the registry. The purpose of the present embodiment is to simulate the window appearance principle in a multi-party application, and the processing after agreement is confirmed in a multi-party application is described below. This is the same as the processing of a normal electronic application, and will not be described further.
[0045]
Although the embodiment of the present invention has been described above, the present invention is not limited to this. For example, FIG. 1 shows an example in which the multiple party application processing system 5 and the reception number automatic issuance processing system 9 are separately provided, but they may be integrated. In addition, although the example has been described in which the multiple party application processing system 5 and the Ministry of Justice general reception notification system 7 are provided separately, they may be integrated. In the example described above, a mortgagee such as a financial institution did not appear, but the present invention can be applied to a case where the mortgage is set on the same day. Even at that time, the types and the number of parties are increased and only the document data is increased, and no special processing is required.
[0046]
Further, the data configuration of the reservation data management DB 54 shown in FIG. 2 is also an example, and for example, one URL can be used for the reception number. Further, the processing may not use the electronic certificate. Further, the response type (agreement or no agreement) and response time of each party may be registered in the reservation data management DB 54.
[0047]
(Appendix 1)
An information processing method for applying for identity by multiple parties of real estate registration,
Registering the agreement confirmation time in a storage device in response to a procedure reservation request from a party;
When receiving an agreement confirmation request from the terminal of the party, confirming whether it is within the agreement confirmation time,
If the agreement confirmation request is received within the agreement confirmation time, transmitting confirmation data about the registration application to the terminal of the party;
A judging step of judging whether registration confirmation responses by all parties of the plurality of parties have been received from the terminals of the parties within the agreement confirmation time,
An information processing method including:
[0048]
(Appendix 2)
Issuing a receipt number in response to the procedure reservation request and storing it in a storage device;
When receiving application document data from the terminal of the party, storing the application document data in a storage device corresponding to the reception number;
If it is determined in the determining step that registration confirmation responses by all the parties of the plurality of parties have been received from the terminals of the respective parties within the agreement confirmation time, the registration corresponding to the reception number associated with the registration confirmation response is performed. Transmitting at least a part of the application document data to a computer that performs a process for registration;
2. The information processing method according to claim 1, further comprising:
[0049]
(Appendix 3)
Issuing a receipt number in response to the procedure reservation request and storing it in a storage device;
Generating reservation identification information for each party from the reception number and storing it in a storage device;
When receiving the agreement confirmation request or thereafter, performing a confirmation process of the reservation identification information,
2. The information processing method according to claim 1, comprising:
[0050]
(Appendix 4)
4. The information processing method according to any one of supplementary notes 1 to 3, wherein the procedure reservation request includes designation of an agreement confirmation time.
[0051]
(Appendix 5)
If it is not determined in the determining step that registration confirmation responses by all the parties of the plurality of parties have been received from the terminals of the parties within the agreement confirmation time, data indicating rejection or withdrawal of the registration application For registering the data in the storage device
5. The information processing method according to any one of supplementary notes 1 to 4, further comprising:
[0052]
(Appendix 6)
A program for applying for identity by multiple parties of real estate registration,
On the computer,
Registering the agreement confirmation time in a storage device in response to a procedure reservation request from a party;
When receiving an agreement confirmation request from the terminal of the party, confirming whether it is within the agreement confirmation time,
If the agreement confirmation request is received within the agreement confirmation time, transmitting confirmation data about the registration application to the terminal of the party;
A judging step of judging whether registration confirmation responses by all parties of the plurality of parties have been received from the terminals of the parties within the agreement confirmation time,
The program to execute.
[0053]
(Appendix 7)
An information processing device for application by a plurality of parties for real estate registration,
Means for registering an agreement confirmation time in a storage device in response to a request for a procedure reservation from a party;
Means for confirming whether it is within the agreement confirmation time when receiving an agreement confirmation request from the terminal of the party,
Means for transmitting confirmation data about the registration application to the terminal of the party, when the reception of the agreement confirmation request is within the agreement confirmation time,
Means for determining whether a registration confirmation response by all parties of the plurality of parties has been received from the terminal of each of the parties within the agreement confirmation time,
Information processing device having
[0054]
【The invention's effect】
ADVANTAGE OF THE INVENTION According to this invention, the party application in the case where an agent is absent in real estate registration can be effectively performed online.
[Brief description of the drawings]
FIG. 1 shows a system outline diagram according to an embodiment of the present invention.
FIG. 2 is a diagram showing an example of data stored in a reservation data management DB.
FIG. 3 is a diagram showing a processing flow of pre-processing of consensus formation confirmation processing.
FIG. 4 is a diagram showing an example of a window application reservation application form.
FIG. 5 is a diagram illustrating an example of electronic application data.
FIG. 6 is a diagram illustrating a processing flow (part 1) of a consensus formation confirmation processing;
FIG. 7 is a diagram illustrating an example (part 1) of an agreement confirmation processing page.
FIG. 8 is a diagram illustrating an example (part 2) of an agreement confirmation processing page.
FIG. 9 is a diagram illustrating a processing flow (part 1) of an agreement formation confirmation processing;
[Explanation of symbols]
1 Internet 3a Buyer A terminal 3b Buyer B terminal
3c Seller A terminal 3d Seller B terminal 3e Mortgage holder terminal
3f agent terminal
5 Multi-party application processing system 7 Ministry of Justice general acceptance notification system
51 Reservation processing unit 52 Agreement formation check processing unit
53 Electronic application data notification processing 54 Reservation data management DB
55 Application data storage
71 General reception processing unit 72 General reception management processing unit
73 processing status display processing unit 91 reception number management DB

Claims (3)

An information processing method for applying for identity by multiple parties of real estate registration,
Registering the agreement confirmation time in a storage device in response to a procedure reservation request from a party;
When receiving an agreement confirmation request from the terminal of the party, confirming whether it is within the agreement confirmation time,
If the agreement confirmation request is received within the agreement confirmation time, transmitting confirmation data about the registration application to the terminal of the party;
A judging step of judging whether registration confirmation responses by all parties of the plurality of parties have been received from the terminals of the parties within the agreement confirmation time,
An information processing method including: Issuing a receipt number in response to the procedure reservation request and storing it in a storage device;
When receiving application document data from the terminal of the party, storing the application document data in a storage device corresponding to the reception number;
If it is determined in the determining step that registration confirmation responses by all the parties of the plurality of parties have been received from the terminals of the respective parties within the agreement confirmation time, the registration corresponding to the reception number associated with the registration confirmation response is performed. Transmitting at least a part of the application document data to a computer that performs a process for registration;
The information processing method according to claim 1, further comprising: A program for applying for identity by multiple parties of real estate registration,
On the computer,
Registering the agreement confirmation time in a storage device in response to a procedure reservation request from a party;
When receiving an agreement confirmation request from the terminal of the party, confirming whether it is within the agreement confirmation time,
If the agreement confirmation request is received within the agreement confirmation time, transmitting confirmation data about the registration application to the terminal of the party;
A judging step of judging whether registration confirmation responses by all parties of the plurality of parties have been received from the terminals of the parties within the agreement confirmation time,
The program to execute.

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