JP2004038568A - Countermeasure system to vehicle theft - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To suppress thefts by the reduction in expense of a contract applicant and an affiliation service agent, the increase in the number of contracts handled by the agent, and the increase in security to vehicle theft by enabling the handling of a contract advantageous for the applicant and the agent while minimizing the labor hour of the both. <P>SOLUTION: Computer devices 10 and 12 for handling the affiliation to at least one of two kinds of contracts of a vehicle theft insurance contract and a vehicle theft security contract have both affiliation contract functions of responding to the affiliation of a customer to a contract having a benefit content on the premise of the affiliation to the other of the two kinds of contracts. <P>COPYRIGHT: (C)2004,JPO

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention enables a contractor who wishes to join a contract or a contracting business operator to deal with a contract that is advantageous to both parties, reduces expenses for both parties, increases the number of contracts handled by the contracting business operator, and furthermore, guards against vehicle theft. The present invention relates to a vehicle theft countermeasure method, a vehicle theft countermeasure contract device, a vehicle theft countermeasure system, and a computer program related to them, which can suppress theft crime due to an increase in the number of vehicles.
[0002]
[Prior art]
Japanese Patent Application Laid-Open No. 2001-344695 discloses a technology relating to a vehicle theft countermeasure and a rental car vehicle operation management utilizing a GPS (Global Positioning System) device and a PHS (Personal Handy Phone). Japanese Patent Application Laid-Open No. 2002-73990 discloses a technique for appropriately setting insurance premiums, including automobile insurance, for insurance targets whose risk will be reduced in the future.
[0003]
Furthermore, Japanese Patent Application Laid-Open No. 2002-24366 discloses a technology relating to a service providing company that acts as an intermediary between a monitoring company for anti-theft measures such as automobiles, an insurance company, and a contract applicant. According to this technology, for a vehicle that has been contracted with a surveillance company, in the unlikely event that the vehicle is stolen, the loss can be suppressed by tracking by the surveillance company, so that the service provider can contract to keep the insurance premium of the vehicle low. A technique for doing so is disclosed.
[0004]
[Problems to be solved by the invention]
However, in Japanese Patent Application Laid-Open No. 2002-24366, applicants for contract subscription can only subscribe from a service provider. The resources that can be provided by the service provider alone are limited, such as the window for subscription contracts for Internet sites and stores, and advertisements for service contents. In addition, there are restrictions on various laws and regulations relating to the enrollment contract, so that the opportunity for the enrollment contract is narrowed.
[0005]
SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned conventional problems. It is possible to handle contracts that are advantageous to both parties while reducing the time and effort of contract applicants and subscription business operators, thereby reducing both expenses and joining. It is an object of the present invention to provide a vehicle anti-theft system that can suppress theft crime due to an increase in the number of contracts handled by business operators and an increase in vehicle theft security.
[0006]
[Means for Solving the Problems]
First, the vehicle theft countermeasure method of the first invention of the present application provides a business computer device for handling at least one of two types of contracts, a vehicle theft insurance subscription contract and a vehicle theft security subscription contract. This problem has been solved by providing a dual contract function corresponding to a customer's subscription for a contract of privilege contents on the premise of the other subscription.
[0007]
Also, in the vehicle anti-theft method, the business computer apparatus for handling the subscription connects to the server apparatus managing the other of the two types of contracts via a data communication network, whereby the two subscription contracts are performed. The function can be provided.
[0008]
Further, in the vehicle anti-theft method, information for managing the other subscription of the two types of contracts is stored in the business computer device for handling the subscription, so that the two subscription contract functions can be provided. It is.
[0009]
Next, a vehicle theft countermeasure contract device according to the second invention of the present application is a personal terminal device used by a person who wishes to make at least one of two types of contracts, a vehicle theft insurance subscription contract and a vehicle theft security subscription contract. A first network interface device for receiving a connection via a data communication network from a user, a database device storing information required for the subscription contract, and A second network interface device connected to a business computer device for handling the subscription in order to cope with the customer's subscription of the contract of the privilege contents on the premise of the other subscription. This has solved the above-mentioned problem. Note that the vehicle antitheft contract device corresponds to the insurance company server device 10 or the security company server device 12 in an embodiment described later.
[0010]
Further, the vehicle theft countermeasure contract device of the third invention of the present application is a personal terminal device used by a person who intends to make at least one of two types of contracts, a vehicle theft insurance subscription contract and a vehicle theft security subscription contract. A first network interface device for receiving a connection via a data communication network, a database device for storing information necessary for the subscription contract, and, during the connection, In order to cope with the customer's subscription of the contract of the privilege contents based on the other subscription, a second database device storing information necessary for handling the subscription is provided, This has solved the above-mentioned problem. In the vehicle antitheft contract device, the insurance company server device 10 and the security company server device 12 in the embodiment to be described later may be configured as a single piece of hardware, may be integrally configured, or may be connected to a LAN within the same premises. (Local Area Network) or the like to form a substantially integrated configuration.
[0011]
Further, the vehicle antitheft system according to the fourth invention of the present application is a personal terminal device used by a person who intends to subscribe to at least one of two types of contracts: a vehicle theft insurance subscription contract and a vehicle theft security subscription contract. 5. The vehicle anti-theft contract device described in No. 5, a data communication network connecting the personal terminal device and the vehicle anti-theft contract device, and a customer of a contract of privilege contents premised on the other of the two types of contracts. The above problem was solved by providing a business computer device for handling the subscription and a data communication network connecting the vehicle anti-theft contract device and the business computer device in order to cope with the subscription. Things.
[0012]
Further, a computer program according to a fifth invention of the present application has solved the above-mentioned problem by providing a computer program for carrying out the first invention to the fourth invention.
[0013]
Hereinafter, the operation of the present invention will be briefly described.
[0014]
The present invention relates to a business computer device for handling at least one of two types of contracts, namely, a theft insurance subscription contract and a vehicle theft security subscription contract. The contract is provided with a dual subscription function corresponding to the customer's subscription.
[0015]
Therefore, according to the present invention, it is possible to handle contracts that are advantageous to both parties without the need for a service provider company as disclosed in JP-A-2002-24366, while reducing the time and effort of contract applicants and subscribers. Cost, and the number of contracts handled by the subscribing business operator can be increased, and theft crimes can be suppressed by increasing the number of vehicle security guards.
[0016]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.
[0017]
FIG. 1 is a block diagram showing a configuration of an embodiment to which the present invention is applied.
[0018]
In this embodiment, an insurance company that handles vehicle theft insurance, a security company that handles vehicle theft security, and at least one of two types of contracts: a vehicle theft insurance subscription contract and a vehicle theft security subscription contract that these companies handle Pertaining to a contract applicant. Note that the insurance company and the security company may be a single company that handles both vehicle theft insurance and vehicle theft security, or may be affiliated companies that deal with them.
[0019]
As shown in the figure, in the present embodiment, an insurance company server device 10 managed by an insurance company, a security company server device 12 managed by a security company, and those who wish to join the contract purchase vehicle theft insurance in these companies. A personal terminal device 5 for use in subscribing at least one of a contract and a vehicle theft security subscription contract.
[0020]
These devices can mutually perform data communication by the data communication network 1 and the provider server device 17. In the following, a network for performing data communication between these devices will be simply referred to as a data communication network 1. In this embodiment, the personal terminal device 5 accesses the data communication network 1 as the Internet, thereby accessing the insurance company server device 10 and the security company server device 12.
[0021]
As the personal terminal device 5, a general personal computer equipped with Windows (registered trademark) 98, which is an OS (Operating System) manufactured by Microsoft Corporation in the United States, is used as hardware. Further, although a web browser is used in the personal terminal device 5, the web browser is not particularly limited, and any web browser generally used in personal computers may be used.
[0022]
Further, in this figure, a security command device 50 managed by a security company is connected to the security company server device 12. The applicant for a contract on the personal terminal device 5 side has a vehicle that can be subject to vehicle theft insurance or vehicle theft security. The in-vehicle security device 7 is attached.
[0023]
FIG. 2 is a block diagram illustrating a configuration of the insurance company server device 10 according to the present embodiment.
[0024]
As shown in the figure, the insurance company server device 10 includes an insurance business management control unit 20 having a subscription-related processing unit 21 and a privilege-related processing unit 22, a network interface 25 for connecting to the data communication network 1, It has an input / output device 26, a personal information database 35, an insurance information database 36, and a privilege information database 37.
[0025]
The input / output device 26 includes an input device such as a keyboard used by an operator and a mouse as a so-called pointing means, and an output device such as a CRT (Cathode Ray Tube) and a liquid crystal display. The personal information database 35, the insurance information database 36, and the privilege information database 37 include a personal information database storage body, an insurance information database storage body, and a benefit information database storage body, respectively, using storage devices such as a hard disk device. .
[0026]
The personal information database 35 stores personal information such as the address, name, and telephone number of an insurance subscriber, and information on individual insurance, such as information on the insurance content of the insurance subscriber. The personal information database 35 also stores information on the individual who is inquiring about the subscription contract.
[0027]
The insurance information database 36 stores information on insurance handled by the insurance company. For example, it is information on insurance premiums and paid insurance money.
[0028]
The privilege information database 37 stores information on benefits to customers when both types of contracts are enrolled in a vehicle theft insurance subscription contract and a vehicle theft security subscription contract.
[0029]
FIG. 3 is a block diagram illustrating a configuration of the security company server device 12 of the present embodiment.
[0030]
As shown in the figure, the security company server device 12 has the same network interface 25 and input / output device 26 as the insurance company server device 10. Further, the security company server device 12 includes a security service management control unit 40 including a subscription-related processing unit 41 and a privilege-related processing unit 42, a LAN interface 27, and a security information database device 45.
[0031]
The LAN interface 27 is for connecting to a network in the premises of the security company. By the LAN interface 27 and the network, at least the security company server device 12 and the security command device 50 are connected in a form that allows data communication.
[0032]
The security information database unit 45 stores personal information such as personal information such as the address, name, and telephone number of a security contract subscriber, and information on the contents of a subscribed security contract. The personal information database 35 also stores information on the individual who is inquiring about the subscription contract.
[0033]
FIG. 4 is a block diagram showing the configuration of the customer vehicle in-vehicle security device 7 of the present embodiment and its surroundings.
[0034]
As shown in this figure, the customer vehicle in-vehicle security device 7 inputs an engine key switch 71 used for starting the cell motor and the like, and a power supply from an external battery 72 for supplying power to the cell motor and the like. . The engine key switch 71 and the external battery 72 are attached to a normal vehicle. The customer vehicle in-vehicle security device 7 includes a communication device 28, a security control unit 60, a D-GPS (Differential Global Positioning System) 63, an abnormality detection unit 64, an in-vehicle database device 65, and a built-in battery 66. And a real-time clock 67.
[0035]
The communication device 28 connects the on-vehicle security device 7 on the customer's vehicle, the on-vehicle security device 8 on the tracking security vehicle, and the security command device 50 located at the fixed center, and enables data communication with each other. The communication is not particularly limited, but it is necessary to be able to be connected even while moving and to be able to perform data communication. For example, a mobile phone, a PHS (Personal Handy Phone) or an MCA (Multi Channel Access) is required. : One of third-party wireless communication) or the like.
[0036]
The customer vehicle in-vehicle security device 7 uses the engine key switch 71 to grasp the traveling state of the vehicle. The current position of the vehicle is grasped by the D-GPS 63. The grasped current position is stored in the in-vehicle database device 65 as needed as a log record, and is transmitted to the security command device 50 by the above-described data communication function.
[0037]
The abnormality sensing unit 64 determines that the vehicle has an abnormality such as theft in the following situations.
[0038]
A1. A case where the movement of the vehicle is detected by the D-GPS 63 or the like even though the engine key switch 71 is off.
[0039]
A2. When the engine start or running is detected even though the engine key switch 71 is off.
[0040]
A3. When the power supply from the external battery 72 to the customer vehicle in-vehicle security device 7 is cut off. In the case of the interruption, the on-vehicle security device 7 for the customer's vehicle is operated by the battery 66 built in the device.
[0041]
The in-vehicle database device 65 sequentially stores the vehicle status such as the current position and the traveling speed of the vehicle on which the customer vehicle in-vehicle security device 7 is mounted. Further, the in-vehicle database device 65 may store information on the owner of the vehicle, for example, the address, name, storage location, theft, and other histories.
[0042]
The above-mentioned vehicle condition is not particularly limited, and may be any information that is useful for tracking a stolen vehicle. For example, in addition to the above-described current position of the vehicle and the traveling speed, when an abnormality such as A1 to A3 described above is detected, the content of the abnormality, the acceleration / deceleration of the vehicle, the vehicle number, the appearance characteristics such as the paint color of the vehicle type, and the like. . The current position of the vehicle, the traveling speed, and the acceleration / deceleration may include a past history.
[0043]
FIG. 5 is a block diagram illustrating the configuration of the security command device 50 according to the present embodiment.
[0044]
As shown in this figure, the security command device 50 has the same input / output device 26 as the insurance company server device 10, the same LAN interface 27 as the security company server device 12, and the same as the customer vehicle in-vehicle security device 7. Communication device 28. Further, the security command device 50 has a security command control unit 52, a security information database device 53, and a geographic information database device 54 including a map database and a positioning database.
[0045]
The public line communication device 55 is for notifying the police station 90 and the vehicle owner 91 by e-mail or facsimile, as described later.
[0046]
Hereinafter, the operation of the present embodiment will be described.
[0047]
First, the operation of the present embodiment in at least one of two types of contracts, a vehicle theft insurance subscription contract and a vehicle theft security subscription contract, will be described.
[0048]
Such a subscription has the following patterns.
[0049]
B1. The insurance company and the security company are a single company that handles vehicle theft insurance and vehicle theft security together, and in the single company.
[0050]
B2. The insurance company and the security company are separate companies and are in the insurance company.
[0051]
B3. The insurance company and the security company are separate companies and are in the security company.
[0052]
In the case of B1 to B3, when at least one of two types of contracts, a vehicle theft insurance subscription contract and a vehicle theft security subscription contract, is made, as a result, both these contracts are concluded. In the event that the vehicle is stolen, the damages can be suppressed by the surveillance company in the event of theft, so that the insurance premium for the vehicle can be kept low. For this reason, in the present embodiment, in the case of such both subscription contracts, a service for suppressing the insurance premium is provided as a privilege.
[0053]
First, when both contracts are made in B1, there is a department that handles insurance and a department that handles security even for a single company. Therefore, assuming that these departments are separate companies, the case where both contracts are made with B1 is the same as the following description regarding the case where both contracts are made with B2 and B3.
[0054]
When both subscription contracts are made in B2, the overall flow of processing is as shown in FIG. That is, as indicated by the bold arrow, the vehicle owner accesses the insurance company server device 10 of the vehicle theft insurance company through the personal terminal device 5 and handles the subscription contract. As shown by a thin arrow, during or after the handling, the insurance company server device 10 accesses the security company server device 12 of the stolen vehicle tracking security company. Further, as shown by a dotted arrow, at the time of the handling or after the handling, the security company server device 12 accesses the personal terminal device 5, or the notification processed by the security company server device 12 is transmitted to the vehicle holding device. Or mailed to others.
[0055]
More specifically, when both subscription contracts are made in B2, the flowchart is as shown in FIG.
[0056]
In the flowchart, first, in step 110, the applicant for a contract starts a browser program on the personal terminal device 5, and accesses the insurance company server device 10 from the provider server device 17 via the Internet using the program. Then, the user accesses the site provided by the insurance company server device 10. Then, on the homepage of the site of the insurance company server device 10, the personal terminal device 5 performs an operation for a vehicle theft insurance subscription contract or a vehicle theft security subscription contract.
[0057]
Then, the insurance company server device 10 starts processing for a vehicle theft insurance subscription contract or a vehicle theft security subscription contract, and the benefit of subscribing to the two types of contract is applied to those who wish to subscribe to the personal terminal device 5. First, investigate and judge.
[0058]
That is, in step 111, the insurance company server device 10 investigates and determines whether or not the applicant for the contract is currently enrolled in a vehicle theft insurance contract. It requests the security company server device 12 to investigate and determine whether the contract applicant has already subscribed to the vehicle theft security subscription contract. In response to the request, the security company server device 12 investigates and determines whether or not a vehicle theft security subscription contract has been made at the present time in step 112, and notifies the insurance company server device 10 of the determination result.
[0059]
Upon receiving the notification, the insurance company server device 10 proceeds from step 111 to step 114. In step 114, it is determined whether or not there is eligibility for the benefit of the two-class contract based on the above-described investigation determination result in the insurance company server device 10 and the investigation determination result in the security company server device 12. If it is determined that there is qualification, the process proceeds to step 115, where the contents of a contract that can be subscribed this time and an estimate thereof are obtained, assuming that there is qualification. Alternatively, if it is determined that there is no qualification, the process proceeds to step 116, where the contents of a contract that can be subscribed this time and an estimate thereof are obtained on the assumption that there is no qualification.
[0060]
In step 120, the insurance company server device 10 presents the contract contents and the quote obtained in this way to the person who wishes to join the contract on the personal terminal device 5 side. Based on the presentation, when the applicant for contract subscription inputs an input to cancel the contract request to the insurance company server device 10 on the personal terminal device 5, all the processes in the flowchart are ended. Alternatively, when a contract applicant inputs a contract request, in step 120, the insurance company server device 10 investigates and determines whether or not the contract can be made if a new vehicle theft insurance contract is to be subscribed. When the insurance company server device 10 newly subscribes to a vehicle theft security subscription contract this time, the insurance company server device 10 inquires of the security company server device 12 whether or not the subscription is possible. In response to the inquiry, the security company server device 12 performs an investigation determination of whether or not to join in step 122, and sends the determination result to the insurance company server device 10 as a notification.
[0061]
The determination as to whether or not to subscribe is based on information on the credit confirmation (payment ability and payment method) of the contract applicant, and information on the target vehicle usage status (driver age, usage frequency, and past accident history). Since the information includes information common to the vehicle theft insurance subscription contract and the vehicle theft security subscription contract, in the case of simultaneous subscription, it is possible to save the trouble of inputting by a contract applicant.
[0062]
Subsequently, in step 123, based on the result of the investigation determination in step 120, it is determined whether the current contract subscription is possible. If it is determined that subscription is possible, the process proceeds to step 124. Alternatively, if it is determined that the subscription is not possible, the process proceeds to step 125, in which the personal terminal device 5 is notified of the subscription refusal and the reason therefor. To present.
[0063]
In step 124 described above, first, the joining process in step 130 of the insurance company server device 10 is performed. In step 130, when newly subscribing to a vehicle theft insurance subscription contract this time, processing relating to the contract to be subscribed this time, including processing relating to the subscription, is performed. When a new vehicle theft security subscription contract is to be subscribed this time, step 124 causes the security company server device 12 to perform the subscribing process of step 131. A formal subscription document relating to the vehicle theft security subscription contract is sent from the security company in step 131. Further, the step 124 causes the personal terminal device 5 to perform the joining process of the step 132.
[0064]
Next, when both subscription contracts are made in B3, the overall flow of processing is as shown in FIG. That is, as indicated by the thick arrow, the vehicle owner accesses the security company server device 12 of the stolen vehicle tracking security company using the personal terminal device 5 and handles the contract. As shown by the thin arrow, at or after the handling, the security company server device 12 accesses the insurance company server device 10 of the vehicle theft insurance company. Further, as shown by a dotted arrow, at the time of the handling or after the handling, the insurance company server device 10 accesses the personal terminal device 5 or the notification processed by the insurance company server device 10 is transmitted to the vehicle possession. Or mailed to others.
[0065]
More specifically, when both subscription contracts are made in B3, the processing is as shown in the flowchart of FIG. The flowchart of FIG. 9 can be said to be the same as the flowchart of FIG. 7 described above, except that the insurance company server device 10 and the security company server device 12 are replaced, and the description will be replaced with the description of FIG.
[0066]
FIG. 10 is a block diagram showing the relationship between devices in the case where a vehicle of a contract subscriber who has both a vehicle theft insurance subscription contract and a vehicle theft security subscription contract is stolen in the present embodiment.
[0067]
As shown in the figure, when the vehicle is stolen, the vehicle status such as the current position and the traveling speed of the stolen vehicle is sequentially transmitted from the customer vehicle in-vehicle security device 7 to the security command device 50. Further, information based on the vehicle status or the like is sequentially or appropriately transmitted to the tracking security vehicle on-board device 8 mounted on the vehicle of the security company that tracks the stolen vehicle, the police station 90, or the vehicle owner 91 of the stolen vehicle. Sent. It is sent to the police station 90 and the vehicle owner 91 by facsimile or electronic mail.
[0068]
Further, during the tracking of the stolen vehicle or during the subsequent post-processing, the information of the security command device 50 is sent to the security company server device 12 and further sent to the insurance company server device 10.
[0069]
FIG. 11 is a flowchart showing a process in the case where the vehicle owner 91 detects theft of the vehicle of the vehicle owner 91 in the present embodiment.
[0070]
In the flowchart, first, in step 150, the customer vehicle in-vehicle security device 7 constantly grasps the vehicle status such as the current position of the vehicle and the traveling speed, and stores it in the in-vehicle database device 65 for a predetermined storage period. The storage period depends on the size of the external battery 72 and the internal battery 66 and the storage capacity of the on-vehicle database device 65, and is, for example, about three days.
[0071]
The vehicle status is sent to the security command device 50 at predetermined time intervals regardless of whether an abnormality is detected and whether the vehicle is running. The time interval is determined according to the communication cost used for transmitting the vehicle status information and the size of the power supply device on the vehicle side, and is, for example, once per day. The security command device 50 stores the vehicle status information received from the customer vehicle in-vehicle security device 7 in the security information database device 53 for a predetermined storage period. The storage period is, for example, about one month.
[0072]
Next, it is assumed that an abnormal situation is detected in step 151. For example, this is the case where A1 to A3 described above are detected. At the time of the detection, the process proceeds to step 154.
[0073]
In steps 154 and 156, the communication device 28 of the customer vehicle in-vehicle security device 7 is connected to the communication device 28 of the security command device 50 so that data communication is possible. After the connection, in steps 170 and 171, the information on the content of the abnormality detection and the information on the vehicle status are sent from the vehicle-side security device 7 of the customer's vehicle to the security command device 50, and are stored in the security information database device 53. .
[0074]
In step 172, based on the information, the tracking security vehicle-mounted device 8 is further notified to the police station 90 and the vehicle owner 91, and necessary information is distributed.
[0075]
Thereafter, in step 173, an external instruction is received, and in step 174, it is determined whether the instruction is a release instruction. When it is determined that the release instruction is issued, the process proceeds to step 175. When the release instruction is not determined, the process proceeds to step 171.
[0076]
Therefore, when there is no release instruction, at a predetermined time interval, the information of the abnormality detection content and the information of the vehicle situation are sent from the customer vehicle in-vehicle security device 7 to the security command device 50 in steps 170 and 171. The security information is stored in the security information database device 53 of the security command device 50.
[0077]
Note that the external release instruction received in step 173 is provided by the input / output device 26 of the security command device 50. Alternatively, it is provided to the security command device 50 from the communication device 28 of the tracking security vehicle-mounted device 8 via the communication device 28 of the security command device 50. For example, when a pursuit vehicle of a security company finds a stolen vehicle, or when a police station 90 or a vehicle owner 91 finds a stolen vehicle and the stolen vehicle is collected, the release instruction is given. Can be
[0078]
On the other hand, if the release instruction is determined, in step 175, a communication stop command is sent from the communication device 28 of the security command device 50 to the customer vehicle in-vehicle security device 7, and in step 177, the customer vehicle in-vehicle security device 7 At the communication device 28. Then, in step 179, the communication stop command is recognized and determined by the security command control unit 52, and the process proceeds to step 181 based on the determination. In step 181, the connection established in steps 154 and 156 is released.
[0079]
Next, FIG. 12 is a flowchart showing a process in the case where the vehicle owner 91 is notified of the theft of the vehicle to the security command device 50 in the present embodiment.
[0080]
The report is made by the owner of the stolen vehicle, the patrol guard of the security company, or the police station 90. Upon receiving the notification, the security instruction device 50 receives an abnormality notification in step 152 of FIG. The acceptance is input from the input / output device 26 in the security command device 50 or from the tracking security vehicle-mounted device 8 connected online via the communication device 28.
[0081]
When an abnormality report is input in step 152, the process proceeds to step 157. In steps 157 and 158, the communication device 28 on the security command device 50 side is connected to the communication device 28 on the customer vehicle in-vehicle security device 7 so that data communication is possible.
[0082]
The subsequent processing is the same as in the case of FIG. 11 described above. That is, the same processing is performed except for steps 152, 157, and 158.
[0083]
As described above, according to the present embodiment, the present invention can be effectively applied.
[0084]
【The invention's effect】
Advantageous Effects of Invention According to the present invention, it is possible to handle contracts that are advantageous to both parties while reducing the trouble of applicants for contract subscription and subscription business operators, reduce both expenses, increase the number of contracts handled by subscription business operators, and furthermore, vehicles It is possible to suppress theft crime by increasing theft security.
[Brief description of the drawings]
FIG. 1 is a block diagram showing a configuration of an embodiment to which the present invention is applied.
FIG. 2 is a block diagram showing a configuration of an insurance company server device of the embodiment.
FIG. 3 is a block diagram showing a configuration of a security company server device of the embodiment.
FIG. 4 is a block diagram showing a configuration of the on-vehicle security device for the customer's vehicle and the configuration around the device;
FIG. 5 is a block diagram showing a configuration of a security command device of the embodiment.
FIG. 6 is a block diagram showing a contract at the insurance company in which the insurance company and the security company are different companies in the embodiment;
FIG. 7 is a flowchart showing the above contract.
FIG. 8 is a block diagram showing a contract at the security company in which the insurance company and the security company are different companies in the embodiment.
FIG. 9 is a flowchart showing the above contract.
FIG. 10 is a block diagram showing the relationship between the devices in the case where a vehicle of a contract subscriber who has both a vehicle theft insurance subscription contract and a vehicle theft security subscription contract is stolen in the embodiment;
FIG. 11 is a flowchart showing processing when the theft of the vehicle owner's vehicle is detected by the customer vehicle in-vehicle security device 7 in the embodiment.
FIG. 12 is a flowchart showing a process in the case where the vehicle owner's vehicle is stolen to the security command device 50 in the embodiment.
[Explanation of symbols]
1. Data communication network
5. Personal terminal device
7 ... Customer vehicle in-vehicle security device
8. Tracking vehicle on-board equipment
10 ... Insurer server device
12. Security company server device
17 ... Provider server device
20 Insurance business management control unit
21: Subscription related processing unit
22 ... Privilege related processing section
25 ... Network interface
26 ... I / O device
28 Communication device
35… Personal information database
36… Insurance information database
37… Privilege information database
40 security control management section
41 ... Subscription-related processing unit
42 ... Privilege related processing unit
45 Security information database device
27… LAN interface
50 ... Security command device
52 ... Security command control unit
53 security information database device
54 ... Geographic information database device
55 public line communication device
60 security control unit
63 ... D-GPS
64: Abnormality sensing unit
65… In-vehicle database device
66… Battery built into the device
67 ... Real time clock
71 ... Engine key switch
72 External battery
90 ... Police station
91 ... Vehicle owner

Claims (7)

A business computer device for handling at least one of two types of contracts, a vehicle theft insurance subscription contract and a vehicle theft security subscription contract, a customer of a contract of a privilege content contract premised on the other of the two types of contracts. A vehicle theft countermeasure method characterized by having a dual subscription function corresponding to the subscription of a vehicle. The vehicle theft prevention method according to claim 1,
The two-subscription contract function can be provided by connecting to the server device managing the other subscription of the two types of contracts via the data communication network by the business computer device handling the subscription. Characteristic vehicle antitheft method. The vehicle theft prevention method according to claim 1,
A vehicle theft countermeasure method, characterized in that information for managing the other of the two types of contracts is stored in the business computer unit for handling the subscription, so that the two-subscription contract function can be provided. A first method for receiving a connection via a data communication network from a personal terminal device used by a person who intends to subscribe to at least one of a vehicle theft insurance subscription contract and a vehicle theft security subscription contract. A network interface device;
A database device storing information required for the subscription contract;
At the time of the connection, in order to respond to the customer's subscription of the contract of the privilege contents on the premise of the other subscription of the two types of contract, a second computer connected to a business computer device for handling the subscription. A vehicle antitheft contract device, comprising: a network interface device. A first method for receiving a connection via a data communication network from a personal terminal device used by a person who intends to subscribe to at least one of a vehicle theft insurance subscription contract and a vehicle theft security subscription contract. A network interface device;
A database device storing information required for the subscription contract;
At the time of the connection, in order to respond to the customer's subscription of the contract of the privilege contents on the premise of the other subscription of the two types of contract, the second necessary information for handling the subscription is stored. A vehicle anti-theft contract device characterized by comprising a database device. A personal terminal device used by a person who intends to subscribe to at least one of two types of contracts: a vehicle theft insurance subscription contract and a vehicle theft security subscription contract;
A vehicle antitheft contract device according to claim 5,
A data communication network connecting these personal terminal devices and the vehicle antitheft contract device,
A business computer device for handling the subscription in order to respond to the customer's subscription in the contract of the privilege contents based on the other subscription among the two types of contracts,
A vehicle communication system for connecting the vehicle anti-theft contract device and a business computer device. A computer program for implementing the vehicle antitheft method according to any one of claims 1 to 3, a vehicle antitheft contract device according to claim 4 and claim 5, and a vehicle antitheft system according to claim 6.

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