JP2003216771A - Telephone line betting system having prepaid card settlement function and prepaid card used in the same - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a betting system capable of adding money to a lock account balance by utilizing a prepaid card for betting funds from a member betting terminal in the betting system through a telephone line usable by members, in which a lock account is held in a financial institution, the money is deposited and betting for a winning horse is performed. <P>SOLUTION: In addition to a conventional betting system through the telephone line, a card management sub system for managing the prepaid card is provided. By a prepaid card authentication/money reception means, betting request access by the prepaid card is coped with. The betting system is provided with a means capable of performing a betting reception processing similarly to the betting funds by the normal lock account within the face value money amount of the prepaid card even when the balance of the lock account is zero on a fixture. <P>COPYRIGHT: (C)2003,JPO

Description

Detailed Description of the Invention

[0001]

[Technical field to which the invention belongs] A member operated by a member-based subscriber who can deposit a voting purchase fund in advance in a lock account of a financial institution that has a contract that cannot withdraw or transfer deposits on the day of the horse racing The voting terminal comprises a voting system that receives an access signal from the terminal via a communication circuit and responds to a request regarding voting, and the voting system includes a response subsystem that responds to access from the voting terminal and a voting terminal. The present invention relates to a voting system via a telephone line circuit having a prepaid card settlement function, which is composed of a card management subsystem that accepts a vote using a prepaid card from, and its prepaid card.

[0002]

2. Description of the Related Art FIG. 4 is an explanatory diagram of a voting system via a telephone line 100 which can be used by a subscriber who has a lock account at a financial institution and can vote for winning a horse.

In this embodiment, there are provided a plurality of response subsystems 101 to 104 for responding to various access signals relating to voting via the communication lines from various voting terminals 31 to 34 of the member subscribers.

Various voting terminals 31 to 31 shown in this embodiment
34 and corresponding response subsystems 101-10
4 will be described. When the voting terminal is the personal computer 31 with the web browser of the member subscriber, the personal computer response subsystem 10 with the web browser is sent via the Internet.
1 (first response subsystem) to receive the access signal.

The first response subsystem 101 comprises a firewall 101a, a web server 101b, and an Internet-compatible voting / information inquiry application server computer 101c. The server computer 101c receives a voting acceptance or voting information inquiry request signal from the voting terminal 31.

[0006] Here, the general center 40, which is composed of a calculation center that collects data on votes collected from the sending terminal group 60 of the cash polling place inside and outside the racetrack, and an information center such as date guide / race list / odds, is contacted. The voting terminal or the result of inquiry of the information is received, and the voting terminal 3 of the member
Reply to 1. Reference numeral 50 indicates a backup center of the general center 40.

Next, when the voting terminal is the mobile phone 32 of each member company's Internet compatible company, the Internet compatible mobile phone response subsystem 102 of each company via the Internet compatible mobile phone network 22 of each company.
The access signal is received by the (second response subsystem).

The response subsystem 102 comprises a firewall 102a, a web server 102b, and an Internet-compatible voting / information inquiry application server computer 102c.

The server computer 102c receives a vote acceptance or vote information inquiry request signal from the voting terminal 32. Further, as with the first response subsystem 101, the general center 40 is contacted and the result is sent to the voting terminal 32.
Reply to.

Next, in the case where the voting terminal is a touch-tone telephone or a mobile phone 33 capable of operating the PB sound of the member subscriber,
The access signal is received by the touch-tone phone / cell-phone response subsystem 103 (third response system) capable of PB sound operation via the communication network 20.

The third response subsystem 103 is a PB.
It is provided with a voting information inquiry voice response device 103a that receives a sound signal and receives a fault-based incoming call detour process communication recording. Response device 103
a is P for accepting votes from the voting terminal 33 or for inquiring about voting information
Receive the request signal by sound B. Further, as in the case of the first response subsystem 101, it communicates with the general center 40 and the result is sent back by voice at the voting terminal 33.

Next, when the voting terminal is a personal computer or a game machine 34 to which the member subscriber can connect with a communication line,
A communication line connectable personal computer / game console response subsystem 104 (fourth response subsystem) receives an access signal via the communication network 20.

The fourth response subsystem 104 comprises a voting / information inquiry response device 104 by means of a procedure program (communication setting means and vote data communication response means) installed in advance for exclusive use by members as subscriber members.
The responding device 104a receives a request signal for voting acceptance or voting information inquiry from the voting terminal 34. Further, like the first response subsystem 101, the communication with the general center 40 is performed, the result is returned to the voting terminal 34, and the result is displayed on the terminal 34 by the display screen predetermined by the procedure program.

Reference numeral 105 is an integrated operation monitoring device that controls these response subsystems.

The above conventional voting system 100 has the following problems. That is, each voting member via the telephone line needs to deposit the voting ticket purchase fund in advance in the lock account as described above, but the deposit to the lock account can be accepted only until the evening before the date of the event.

Therefore, there is a problem that when the horse racing day is reached due to insufficient balance in the lock account, or when the account balance is used up, voting cannot be done until the next day.
Therefore, in order to vote during the event, there was no choice but to go to the cash polling place and vote for cash.

[0017]

SUMMARY OF THE INVENTION The present invention has been made in view of the above-mentioned points, and an object of the present invention is to provide a membership system in which a lock account is set up at a financial institution, a deposit is made, and a winner is voted. Manages one or more response subsystems that respond to access from member voting terminals and a prepaid card for voting using a prepaid card from a voting terminal of a member subscriber in a conventional voting system via a telephone line. It is to provide a voting system via a telephone line having a prepaid card payment function, which is composed of a card management subsystem, and the prepaid card.

Further, when a voting terminal of a member connects to a response subsystem via the Internet to vote, a voting system is provided in which a virtual prepaid card can be purchased and voted on the web.

[0019]

In order to solve the above-mentioned problems, a voting system via a telephone line having a prepaid card settlement function of the present invention is provided for a financial institution that has a contract that cannot withdraw or transfer deposits on a horse race day. Voting in a lock account A member voting terminal operated by a member-based subscriber who can deposit a purchase fund in advance and vote for a horse, and a vote that receives an access signal from the terminal via a communication line and responds to a request for voting The voting system consists of a system that collects voting data transmitted from the sending terminals of cash polling stations inside and outside the racetrack via communication lines, and an information center that stores event information / racetrack / odds information. Communicate with the Comprehensive Center, which receives voting results and the results or voting information inquiry results from the Comprehensive Center, and responds to the voting terminals of its members In the voting system via a speech line, the voting system comprises a card management subsystem that manages a prepaid card used in the voting terminal, in addition to a response subsystem that responds to an access signal from the voting terminal. The management subsystem is
A prepaid card authentication code table issued to the database and a prepaid deposit balance management table for recording prepaid card deposits added to the lock account of the member are provided, and members purchasing the prepaid card vote from the voting terminal. When accessing the system, select the prepaid card deposit screen from the menu and enter the authentication code of the prepaid card in the input screen, the response subsystem receives the input data via the communication line, The entered authentication code and member's subscriber number / password are sent to the card management subsystem, and the prepaid card's authentication code and the authentication code table are compared to authenticate the card. The member's subscriber number and prepaid card face value are then verified. Record the amount in the prepaid deposit balance table , A process of invalidating the number of prepaid card used in the authentication code table,
The result of the lock account addition is sent to the response subsystem, and the response subsystem sends a voting data menu or an input screen to the voting terminal together with the lock account balance and the face amount of the prepaid card to be added. It is characterized by being able to vote.

Further, the response subsystem receives a selection signal of a menu item of the data input screen of the prepaid card from the member voting terminal and transmits the screen to the terminal, and a card deposit screen transmission means and the input screen. Enter the authentication code of the purchased card from the member voting terminal, receive the data and send it to the card management subsystem, and if the card is authenticated, then the payment data from the card to the terminal and the voting data menu together with the lock account addition result Alternatively, it comprises a card voting data input screen transmitting means for transmitting an input screen, wherein the card management subsystem receives the authentication code of the member prepaid card of the user member from the response subsystem and authenticates it against the authentication code table, Deposit member's subscriber number and face value of prepaid card into prepaid deposit balance table Recorded, and authentication code performs processing of invalidating the number of prepaid cards used in the table, and at least and a prepaid code authentication means for sending locking account addition result to the response subsystem.

Further, the voting terminal is a touch-tone phone or a mobile phone capable of making a winning vote / immediate application by operating a PB sound, and a response subsystem provided with a voice response device corresponding thereto via a telephone communication circuit. It is characterized in that the reception result is voice-replied.

Further, the voting terminal is a personal computer or a game machine having a modem connecting portion connectable to a communication line, and the terminal is provided with a communication procedure corresponding to a response subsystem and a response procedure program for voting, It is characterized by performing the winning horse voting / inquiry application processing to the response subsystem via the.

Further, the voting terminal is a personal computer internet compatible mobile phone having a web browser, the personal computer is via the internet, and the mobile phones of the respective companies are respectively via the internet mobile phone networks corresponding to the respective companies. It is characterized in that the winning horse voting / inquiry application processing is performed on a plurality of response subsystems provided with at least web servers corresponding to the lines.

Further, the prepaid card can be used as a voting purchase fund for voting via the telephone line of the voting system, and a sales place selling prepaid cards in which an authentication code different for each card is sold is available in a racetrack facility or in general. Accept the purchase application on the prepaid card installed in the store and sold to the member and the Internet homepage,
A virtual prepaid card for notifying an authentication code to a member terminal according to payment by electronic money, credit card, debit card, and the sold authentication code notified from the virtual prepaid sales home page to the card management subsystem. Is provided in the authentication code table.

Further, the prepaid card used for the voting system is a membership system in which a voting purchase fee is pre-deposited in a lock account of a financial institution that has a contract with which cash withdrawal / transfer cannot be made on the day of the horse race, so that a winner can vote. It consists of a member voting terminal operated by the subscriber and a voting system that receives an access signal from the terminal via a communication circuit and responds to a request for voting. The voting system responds to access from the member voting terminal. A prepaid card used in a voting system via a telephone line circuit configured by a response subsystem and a card management subsystem for managing a prepaid card, wherein the card is for voting via the telephone line and has a face value. A different authentication code is described for each card shown.

[0026]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is an explanatory diagram of an embodiment showing a voting system via a telephone line 10 having a prepaid card settlement function of the present invention. In this embodiment, the voting system 10
1 is composed of first to fourth response subsystems 11 to 14 and a card management subsystem 15. Here, FIG.
4 having the same reference numeral as the reference numeral in FIG. 4 of the conventional example have the same function, and the description thereof will be omitted.

Although the voting subsystem 10 has four response subsystems, it may have at least one response subsystem.

When the voting terminal of the member subscriber is the personal computer 31 with a web browser, the terminal 31 can access the Internet 2
The access signal for voting via 1 is received by the first response subsystem 11.

The first response subsystem 11 is composed of a firewall 11a, a web server 11b, and a voting information inquiry application server computer 11c, and can perform a process related to voting (the same process as the computer 101c of the conventional example) by a normal lock account. It has at least means 11d and 11e which will be described later and can respond to a vote request when using a prepaid card.

When inquiring about voting information using a normal lock account, the voting terminal 31 is contacted via the first response subsystem via the Internet by communicating with the general center 40.
Reply to.

When the lock account balance is insufficient, the following means 11d are provided for processing when a member purchases a prepaid card from a racetrack facility or a sales outlet of a general store and uses it to vote. 11e.

That is, when the member selects the voting data input screen using the prepaid card in the menu item of the terminal screen of the personal computer 31 with the Web browser as the voting terminal, the application server of the first response subsystem 11 is selected. The computer 11c includes a card data input screen transmission means 11d that transmits the input screen to the terminal 31 when receiving the selection signal.

The management business computer 15d of the card management subsystem 15 of the voting system 10 receives the authentication code of the prepaid card from the server computer 11c, and stores the authentication code table 15b in which the authentication code of the prepaid card issued in advance is recorded. Pre-paid deposit balance management table 15c
The card is recorded in the authentication code table 15b, and the authentication code table 15b is processed so that the card cannot be used again.
A prepaid code authenticating means 15e for sending the result of adding the lock account to the navel is provided.

The prepaid card can be used as a voting purchase fund for voting via the telephone line of the voting system 10, and a sales place selling prepaid cards in which a different authentication code is described for each card is located in a racetrack facility or a general store. The prepaid card installed in the above and sold to the member, and the virtual prepaid card that accepts the purchase application on the Internet home page and notifies the member terminal of the authentication code in response to payment with electronic money, credit card, debit card Two types of prepaid cards can be used.

The authentication number of the prepaid card issued at the prepaid card sales office is registered in advance in the authentication code table 15d of the card management subsystem 15, and the authentication code written on the card notified from the purchasing member when using the card. Validity is confirmed in.

Regarding the virtual prepaid card,
A virtual card registration means 15 for recording the sold authentication code notified from the virtual prepaid sales website to the card management subsystem 15 in the authentication code table.
with f.

Although not shown in this embodiment, the prepaid card shop and the card management subsystem 15 are connected to each other via the Internet, and at the time of selling the card, only the authentication code of the sold card is registered in the authentication code table 15b. You can use it with. Whether to manage with an issued card or a card that has been sold (payment settlement) can be operated according to the form of the sales office.

Regarding the sale of virtual prepaid cards,
A different authentication code system is preliminarily set for each sales homepage, an authentication number is issued on the homepage of the sales office, and the virtual card registration means 15f is used to register the authentication number. You can use either method of batch management that issues the certification number.

Next, when the voting terminal of the member subscriber is the mobile phone 32 of each company corresponding to the Internet, the second response system 12 receives the access signal via the Internet mobile phone network 22 of each company.

The second response subsystem 12 is composed of a firewall 12a, a Web server 12b, and a voting / information inquiry application server computer 12c, which can perform a process relating to a voting by a normal lock account, and a voting when a prepaid card is used. At least means 12d and 12e capable of responding to a request are provided.

These means 12d and 12e are the card deposit screen transmitting means 12d and the card voting data input screen transmitting means 12e, respectively. Those means 12d, 12
Since e is the same as the means 11d and 11e described above, the description thereof will be omitted.

Next, in the case where the voting terminal of the member subscriber is a touch-tone phone / mobile phone 33 capable of PB sound operation, a special PB sound special symbol predetermined by the third response subsystem 13 via the communication line 20. To receive the access signal.

The third response subsystem 103 is provided with at least a fault-addressed incoming call detour process and a voting information inquiry voice response device 13a with communication recording, and uses a special lock code string of PB sound preset for a member by a normal lock account. Means for receiving the voting data, communicating with the general center 40 by the data, and transmitting the result as a voice to the voting terminal 33 for normal voting processing, and for responding to a voting request when using a prepaid card At least 13d and 13e are provided. The means 13d and 13e are the same as the above-mentioned means 11d and 11e, and the description thereof will be omitted.

Next, when the voting terminal of the member subscriber is the personal computer / game machine 34 which can be connected to the communication line, it is received by the fourth response subsystem 14 via the communication line 20. The voting terminal 34 is the terminal 34 and the subsystem 14 in advance.
A procedure program consisting of communication setting means between and a voting data updating means between them is installed in the voting terminal 34 of the member subscriber so that communication can be performed and normal voting processing can be performed, and a voting request when a prepaid card is used It has at least means 14d and 14e capable of coping with the above. Since these means 14d and 14e are the same as the above-mentioned means 11d and 11e, description thereof will be omitted.

Next, the operation flow of the voting system via telephone line having the prepaid card settlement function of the present invention will be described with reference to FIG.
Shown in. FIG. 2 shows a case where the voting terminal of the member is the PC 31 with the Web browser, but the voting terminals are 32,3.
The same operation flow is obtained at 3, 34.

In FIG. 2, S23, S26, and S27 indicate the card data input screen transmission means 11d, the prepaid code authentication means 15d, and the card voting data input screen transmission means 11e, respectively.

FIG. 3 shows an embodiment of the prepaid card 1 to be sold to the inside and outside of the racetrack / Winds facility, a store such as a convenience store. On the surface of the prepaid card 1, a display 2 of a prepaid card for voting members via a telephone line, a face value 3 and an authentication code 4 are described, and the authentication code number 5 is a different number for each card including the face value. There is.

[0049]

The voting system via a telephone line having the prepaid card settlement function of the present invention and the prepaid card used therein have the following effects.

In a voting system via a telephone line that can be used by membership subscribers who have a lock account at a financial institution and can make a deposit for voting purchase and vote for winning horses, vote using a prepaid card from a member voting terminal. can do.

Even if the lock account balance is insufficient on the day of the horse race, by purchasing the prepaid card from a facility inside or outside the racetrack or a prepaid card selling store such as a convenience store, the voting fund can be added to the lock account balance. As a result, members who have given up voting due to lack of lock account deposit balance can vote.

When the member voting terminal is a personal computer via the Internet or a mobile phone compatible with the Internet, the following can be further carried out. That is, the virtual prepaid can be purchased and voted on the web via the Internet. Therefore, if you have a credit card, a debit card, or electronic money, you can purchase a prepaid card from home.

[Brief description of drawings]

FIG. 1 is an explanatory diagram of a voting system via a telephone line having a prepaid card settlement function of the present invention.

FIG. 2 is a flowchart showing the operation of the voting system via a telephone line according to the present invention.

FIG. 3 is a diagram showing an embodiment of a prepaid card of the present invention.

FIG. 4 is an explanatory diagram of a conventional voting system via a telephone line.

[Explanation of symbols]

1 prepaid card 3 face value 4 authentication code 10 voting system via telephone line with prepaid card settlement function 11 first response subsystem 12 second response subsystem 13 third response subsystem 14 fourth response subsystem 11a, 12a firewall 11b, 12b web server 11c, 12c voting / information inquiry application server 13a voting / information inquiry voice response device 14a voting / information inquiry response device 11d, 12d, 13d, 14d card deposit screen transmission means 11e, 12e, 13e, 14e card voting data input Screen transmission means 11f, 12f Virtual prepaid purchase application transmission means 11g, 12g Virtual card voting data input Screen transmission means 15 Card management subsystem 15a Database 15b Authentication code table 15c Prepaid deposit High management table 15d Management business computer 15e Prepaid code authentication means 15f Virtual card registration means 20 Communication circuit network 21 Internet 22 Mobile phone internet networks of each company 21a, 22a, 23a, 24a Multiple lines 31, 32, 33, 34 Member subscriber voting Terminal 40 Comprehensive center 50 Backup center 60 Horse race track inside / outside terminal

─────────────────────────────────────────────────── ─── Continuation of the front page (51) Int.Cl. ⁷ Identification code FI theme code (reference) G07C 13/00 H04M 3/42 E H04M 3/42 11/00 302 11/00 302 G06K 19/00 Q ( 72) Inventor Yoro Aida 1-1-19 Nishishimbashi, Minato-ku, Tokyo Central Japan Horse Racing Association (72) Inventor Tsutomu Takagi 1-1-19 Nishishimbashi, Minato-ku, Tokyo Central Horse Racing Japan In-house (72) Inventor Nakamura Hajime 1-11-1 Nishi-Shimbashi, Minato-ku, Tokyo Central Horse Racing Association (72) Inventor Momoi Sonomi 1-1-1 Nishi-Shimbashi, Minato-ku, Tokyo Japan Nakao Horse Racing Association (72) Inventor Takafumi Itagaki 1-1-19 Nishishinbashi, Minato-ku, Tokyo Japan Central Horse Racing Association (72) Inventor Satoshi Inoue 1-chome Nishishinbashi, Minato-ku, Tokyo No. 19 Japan Central Horse Racing Association (72) Inventor Atsushi Teramoto Tokyo 1-11-19 Nishishinbashi, Minato-ku Japan Central Horse Race (72) Inventor Yoshinori Nabeshima 1-1-19 Nishishinbashi, Minato-ku, Tokyo F-Term (Reference) 3E038 AA02 BA07 BB03 FA02 KA06 5B035 BB09 BC00 BC02 5B058 CA01 YA06 YA20 5K024 AA61 AA79 GG05 5K101 KK17 LL01 NN05

Claims (7)

[Claims] [Claim 1] A membership voting terminal operated by a membership subscriber who can deposit a voting purchase fund in advance in a lock account of a financial institution that has a contract that cannot withdraw or transfer deposits on the day of the horse race And a voting system that receives an access signal from the terminal via a communication line and responds to a request for voting, which is transmitted from a sending terminal of a cash polling place inside or outside the racetrack via the communication line. Communicate with a comprehensive center consisting of a calculation center that collects voting data and an information center that accumulates event information / racecourse / odds information, and receives voting results and the results or voting information inquiry results from the general center. In a voting system via a telephone line for replying to a voting terminal of a member, the voting system is a response subsystem that responds to an access signal from the voting terminal. In addition to the system, the card management subsystem for managing the prepaid card used in the voting terminal is provided, and the card management subsystem includes the authentication code table of the prepaid card issued to the database and the lock account of the member. With a prepaid deposit balance management table that records the prepaid card deposit that is added to, when the member who purchased the prepaid card accesses the voting system from the voting terminal, select the prepaid card deposit screen from the menu and enter it. If you enter the authentication code of the prepaid card on the screen, the response subsystem receives the input data via the communication line, the input authentication code and the subscriber number / password of the member to the card management subsystem. Send the prepaid card verification code and verification code. It collates the de table the card for authentication, and payment records the subscriber number and the prepaid card face value of membership in prepaid payment balance table,
Performs processing to invalidate the prepaid card number used in the authentication code table, sends the lock account addition result to the response subsystem, and the response subsystem votes to the voting terminal together with the lock account balance and the face value of the prepaid card to be added. A voting system via a telephone line having a prepaid card payment function, which is capable of sending a data menu or an input screen and performing the same voting as a regular voting by a lock account. 2. The response subsystem receives a selection signal of a menu item of a data input screen of a prepaid card from a member voting terminal and transmits the screen to the terminal, and a card deposit screen transmission means and an input screen. Enter the authentication code of the purchased card from the member voting terminal, receive the data and send it to the card management subsystem, and if the card is authenticated, then the payment data from the card to the terminal and the voting data menu together with the lock account addition result Alternatively, it comprises a card voting data input screen transmitting means for transmitting an input screen, wherein the card management subsystem receives the authentication code of the member prepaid card of the user member from the response subsystem and authenticates it against the authentication code table, , Member's subscriber number and face value of prepaid card are recorded in the prepaid deposit balance table And performs processing of invalidating the number of prepaid card used in the authentication code table,
2. A voting system via a telephone line having a prepaid card settlement function according to claim 1, further comprising at least a prepaid code authenticating means for transmitting a lock account addition result to a response subsystem. 3. The voting terminal is a touch-tone phone or a mobile phone capable of winning horse voting / quick-meeting application by PB sound operation,
2. The voting system via a telephone line having a prepaid card settlement function according to claim 1, wherein the reception result is voice-replied by a response subsystem having a corresponding voice response device via a telephone communication circuit. 4. The voting terminal is a personal computer or a game machine having a modem connection unit connectable to a communication line, and the terminal is provided with a communication procedure corresponding to a response subsystem and a response procedure program for voting, and a communication line. 2. The voting system via a telephone line having a prepaid card settlement function according to claim 1, wherein the response subsystem performs a winning horse voting / inquiry application process via the. 5. The voting terminal is a personal computer internet-compatible mobile phone having a web browser,
The personal computer goes through the Internet, the mobile phones of each company go through the Internet mobile phone networks corresponding to each company, and perform the winning horse voting / inquiry application processing to a plurality of response subsystems equipped with at least web servers corresponding to the respective lines. A voting system via a telephone line having a prepaid card payment function according to claim 1. 6. The prepaid card can be used as a voting purchase fund for voting via a telephone line of the voting system, and a sales place selling prepaid cards in which a different authentication code is described for each card is located in a racetrack facility or in general. A prepaid card installed in a store and sold to the member, and a virtual prepaid card that accepts purchase applications on the Internet homepage and notifies the member terminal of the authentication code according to payment with electronic money, credit card, debit card 6. The card management subsystem is further provided with virtual card registration means for recording an authentication code sold from a virtual prepaid sales website in an authentication code table. Voting system via telephone line equipped with the described prepaid card payment function Mu. [Claim 7] A membership voting terminal operated by a membership subscriber who can deposit a voting purchase fee in advance in a lock account of a financial institution that has a contract that cannot withdraw cash or transfer money on a horse racing day , A voting system that receives an access signal from the terminal via a communication circuit and responds to a request regarding voting, and the voting system manages a response subsystem that responds to access from a member voting terminal and a prepaid card. The prepaid card used in a voting system via a telephone line circuit configured with a card management subsystem, wherein the card has a different authentication code for voting via the telephone line and showing a face value. A prepaid card characterized by that.