JP2003058736A - Method and system for supporting selling/buying of property for sale in lots - Google Patents

Abstract

PROBLEM TO BE SOLVED: To reduce the burden forced to persons in charge including a buyer and a seller for various kinds of procedures required for selling/buying property for sale in lots. SOLUTION: The user of a user terminal 5 can apply the purchase reservation or purchase of a condominium for sale in lots via a screen to a reception device 3. When the application for purchase is received from a user terminal 5, this is reported to a mediation device 2 by the reception device 3. While receiving this notice, document data on the contract of selling and buying are exchanged by the mediation device 2 and the establishment of a selling and buying contract is mediated between the seller of the condominium for sale in lots and the user. Besides, according to the financing result reported from a financial institution terminal 4, financing contract document data are exchanged and the establishment of a purchase fund financing contract between a financial institution and the user is mediated by the mediation device 2.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a technique for supporting the buying and selling of a plurality of condominiums such as condominiums using a computer system.

[0002]

[Prior Art] When selling or selling condominiums such as condominiums, before the consignment property is handed over from the seller to the buyer,
Various procedures are required. Usually, these procedures are carried out by the seller, who is the seller, and about 4 to 7 times by gathering the buyer and the financial institution handling the loan and the agency office acting on behalf of the real estate registration at the venue depending on the content. Be done. Below, the general flow of various procedures performed when selling and selling condominiums such as condominiums will be explained.

Application Meeting (Attendees: Seller, Buyer) The buyer participates in an application sponsored by the seller and performs necessary procedures for the seller to purchase the condominium. Procedures at the application meeting include submission of withholding tax (copy) (the seller confirms that the buyer has the ability to pay), filling out the contents of the purchase application form for the condominium, signing, and stamping. And payment of application margin. In addition, at the application meeting, the contract date is determined, the contract documents are distributed from the seller to the buyer, the loan advance consultation is accepted, and the future schedule is announced.

Contract Meeting (Attendees: Seller, Buyer) The buyer participates in a contract sponsored by the seller and performs necessary procedures for the sales contract of the condominium for the seller.
Procedures at the contract include submitting a deposit payment form (copy) (the seller confirms that the deposit has been transferred), and accepting explanations of important matters based on the important matter manual. There is also a form to fill out, sign, and seal the contract. In addition, the contractors will distribute the necessary documents for loan application from the seller to the buyer, and guide the future schedule.

Loan application meeting (attendees: sellers, buyers,
(Joint debtor, joint guarantor) The buyer, together with the joint debtor and / or joint guarantor,
Participate in the loan application meeting sponsored by the seller and perform the necessary procedures for applying for a loan to a financial institution that handles the loan. As a procedure at the loan application meeting, fill out the necessary items in the loan application form (personal information of the buyer, joint debtor and joint guarantor necessary for the loan examination) and submit a breakdown of the amount on hand (housing finance corporation (For buyers who use pension financing), work history, salary certificate, and submission of proposals (for buyers who use pension financing).
As a result, the loan handling financial institution accepts the loan application and starts the loan examination.

[0006] Loan procedure committee (attendees: distributors, financial institutions that handle loans, real estate registration agents, buyers, joint debtors, guarantors) Buyers who have passed the loan examination are joint debtors and / or solidarities. Participate in a loan procedure meeting sponsored by the seller with the guarantor and perform the necessary procedures for a loan contract with a loan handling financial institution. The procedures of the loan procedure committee include final confirmation of the financial plan, final confirmation of the co-owner's equity (sign and sign a memorandum if there is any change), various expenses (registration fee, property tax, city planning tax, etc.) ) Information acceptance, Housing Finance Corporation Financial Consumption Loan Agreement (for buyers who use Housing Finance Corporation), Pension Money Consumption Loan Agreement (for buyers who use pension financing) and affiliated loan monetary consumption loan Signing contracts, stamping, applying for fire insurance, changing the address of a bank account opened for a loan, signing documents required for real estate registration (such as power of attorney), stamping, and procedures related to management There is.

Tenant briefing session (attendees: seller, moving company, buyer) The buyer participates in a tenor briefing session sponsored by the seller and makes decisions on necessary procedures and matters relating to the management union upon entering. Procedures at the resident briefing session include approval resolution of the management agreement draft (which has been handed to the buyer in advance), election of management union officers, decision of moving day (through meetings with moving companies and other buyers) (Adjustment), lottery for parking / bicycle parking lot (based on questionnaire conducted in advance), etc.

Building preview (attendees: seller, buyer) After the condominium is completed, the buyer visits the site on the day set by the seller, views the building, and checks the repaired places. Procedures at the building preview include a preview of the building, indication of repair points, and consultation with the dealer.

[0009]

As described above, when selling and selling condominiums such as condominiums, various procedures are required before the condominium is handed over from the seller to the buyer. These procedures are usually conducted mainly by the seller, who is the seller. Depending on the buyer and the content of the seller, the financial institutions handling the loans and the agency offices acting on behalf of the real estate registration are gathered at the venue and divided into 4 to 7 times. Will be performed.
This is a great burden on each party. For example, the seller must reserve a venue for various procedures. At this time, since many buyers and other parties participate in the meeting, it is difficult to reserve the venue in consideration of the convenience of all parties. In addition, the buyer must participate in all meetings in principle,
Each time a meeting is held, it may be difficult in time to visit the venue.

The present invention has been made in view of the above circumstances, and an object of the present invention is to provide parties including a buyer and a seller for various procedures necessary for buying and selling a plurality of condominiums for sale. It is to help reduce the burden that is imposed.

[0011]

In order to solve the above problems, the present invention uses a computer system (hereinafter, this computer system is referred to as an escrow system) to support the buying and selling of a plurality of condominiums for sale.

First, the escrow system uses a terminal connected to the computer system via a network to identify the purchase reservation applicant of the property for sale (member ID).
And the identification information of the property to be purchased (called property ID), and the process of accepting the purchase reservation application and registering it in the purchase reservation application database is a predetermined purchase reservation application deadline date. (Reservation reservation application acceptance step).

Next, when the deadline for the purchase reservation application has passed, the escrow system registers at least one purchase reservation application including the property ID of the property for sale for each of the plurality of properties for sale in the purchase reservation application database. If so, a purchase reservation application including the property ID is selected from the purchase reservation application database, the selected purchase reservation application is registered in the purchase right acquirer database, and the member included in the purchase reservation application. The purchase reservation applicant terminal identified by the personal information associated with the ID and registered in the member database is notified that the purchase right of the property for sale is acquired (lottery step).

Next, the escrow system accepts the confirmation of the purchase application including the designation of the member ID from the terminal connected to the computer system via the network, and the purchase reservation application including the member ID acquires the purchase right. If registered in the purchaser database, the process of registering the purchase reservation application information as a purchase application in the purchase application database is performed until a predetermined purchase application deadline date (purchase application acceptance step).

Next, when the purchase application deadline date has elapsed, the escrow system, for each of the plurality of condominiums for sale, if a purchase application including the property ID of the condominium for sale is registered in the purchase application database, Property I
Based on the property information of the property for sale that is registered in the property database in association with D and the personal information registered in the member database in association with the member ID included in the purchase application information, Create sales contract document data in which information necessary for a sales contract including selection of a purchase fund loan plan is written, transmitted to a user's terminal specified by the personal information, and connected to the computer system via a network. When the sales contract document data is received from the terminal, the sales contract document data is registered in the sales contract database (sales contract step).

Then, the escrow system, when a predetermined date for a certain financial institution has passed, indicates that the purchase fund financing plan in which the financial institution is the financing source financial institution is selected in the sales contract data. A process of collectively transmitting a loan examination request to terminals of the financial institution connected to the computer system via a network is performed for each of the lender financial institutions, and the loan examination is performed from a terminal of a financial institution. If, as a response to the request, the loan contract document data in which the information necessary for the loan contract between the financial institution and the user is described is received, this is sent to the terminal of the user,
When the loan contract document data is received from the terminal connected to the computer system via the network, the loan contract document data is registered in the loan contract database (financing contract step).

As described above, the seller, who is the seller, does not need to prepare a venue for an application meeting, a contract meeting, a loan application meeting, a loan procedure meeting, etc., for various procedures necessary for selling and selling the property for sale. . Also, the buyer and other related parties can perform these procedures using the terminal, so that it is not necessary to go to the venue. Therefore, it is possible to reduce the burden imposed on the parties including the buyer and the seller due to various procedures required for buying and selling the property for sale.

[0018]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below.

FIG. 1 is a schematic diagram of a condominium sales support system to which an embodiment of the present invention is applied.

As shown, the escrow system 1
Is an intermediary device 2 and a plurality of accepting devices 3 _{1 to} 3 _n (hereinafter,
(Also simply referred to as accepting device 3) are interconnected via a dedicated network 8 such as an intranet. Here, financial institution terminals 4 ₁ to 4 _m (hereinafter, also simply referred to as financial institution terminal 4) are also connected to the network 8.

The accepting device 3 is provided, for example, for each dealer of condominiums, and purchase reservation applications for condominiums are made from user terminals 5 _{1 to} 5 _j (hereinafter also simply referred to as user terminals 5) via the Internet 7. And accept purchase applications. Also, the accepted purchase application is transmitted to the intermediary device 2. According to the purchase application received from the reception device 3, the intermediary device 2 performs various procedures necessary for selling and selling condominiums (procedures for a sales contract between the buyer and the seller, as well as between the buyer and the financial institution). Intermediary between the procedures for loan agreements).

In FIG. 1, the financial institution terminal 4 is an information processing device such as a PC (Personal Computer) having a function of connecting to the network 8 used by a financial institution that handles loans. The user terminal 5 is a PC or PDA (Personal Digital Assista) that is used by a user who is a buyer of condominiums and has a function of connecting to the Internet 7.
nt) and other information processing devices. These terminals 4 and 5 have a function of browsing information such as a Web browser and a CGI.
Use existing network terminals that have a function to send information using (Common Gateway Interface) or Java (trademark), a function to send and receive e-mail, and a function to send and receive information such as FTP (File Transfer Protocol) can do. Therefore, detailed description of these terminals 4 and 5 is omitted.

Next, the accepting device 3 will be described.

FIG. 2 is a functional block diagram of the reception device 3.

In FIG. 2, the communication unit 301 presents information to the user terminal 5 and receives information from the user terminal 5 via the Internet 7. Specifically, W
Information disclosure function such as eb server, e-mail and F
Instructions from a member information reception unit 303, a purchase reservation application reception unit 304, and a purchase application reception / intermediation request unit 306, which will be described later, are provided to the user terminal 5 that has an information transmission / reception function such as TP and has accessed via the Internet 7. To display a screen according to the above, or to receive information from the user terminal 5 using CGI or Java. In addition, according to an instruction from the moving-in guidance notifying unit 308, which will be described later, an e-mail or an FTP is sent.
Is used to send and receive information to and from the user terminal 5.

The communication unit 302 also sends and receives information to and from the intermediary device 2 and the financial institution terminal 4 via the network 8. Specifically, it has a function of transmitting and receiving information such as e-mail and FTP, and the purchase application reception / intermediation request unit 3 described later.
06 and the purchaser information receiving unit 307, the intermediary device 2 and the financial institution terminal 4 are used by using these functions.
And send and receive information.

The member information receiving unit 303 receives the member information from the user terminal 5 via the communication unit 301 and registers it in the member information DB 309. Figure 3 shows the member information DB3
It is a figure which shows the registration content example of 09. As shown in the figure, the member information record 3091 is for registering a field 3092 for registering identification information (member ID) and personal information (personal identification information) for personal identification such as name, address, and contact information. 3093 and a field 3094 for registering personal information (payment ability information) for examining the ability of the person to pay such as occupation, place of employment, years of service, own funds, and annual income. In the present embodiment, only the user whose member information is registered in the member information DB 309 can use the service provided by the escrow system 1.

The purchase reservation application acceptance unit 304 is the communication unit 30.
A reservation request for purchase of a condominium for sale is accepted from the user terminal 5 via 1, and the purchase reservation application information DB 310
Register with. FIG. 4 is a diagram showing an example of registered contents of the purchase reservation application information DB 310. As shown in the figure, the purchase reservation application information record 3101 includes a field 3102 for registering the property ID of the condominium to be purchased, and a member ID for registering the purchase reservation application. The field 3103 is included.

Here, the property ID is identification information of the condominium. FIG. 5 is a diagram showing an example of registered contents of the property information DB 312. As shown in the figure, the property information DB 31
Property information TB (table) 312a and building information TB312b are registered in 2. Property information TB31
The record 3121 of 2a is for registering the property information of each condominium, and the field 3122 for registering the property ID and the building ID for identifying the building to which the condominium belongs. Field 3123 and field 31 for registering detailed information of condominiums such as location conditions and floor plans.
24, and are included. Further, the record 3126 of the property information TB312b is for registering property information of the entire building to which the condominium belongs, and the building I
Field 3127 for registering D and field 3128 for registering detailed information such as the name of the building
And a field 3129 for registering the state of the building (under construction or completed).

The lottery processing unit 305 has a property information DB 312.
For each condominium for which property information is registered in property information TB312a, one piece of purchase reservation application information is retrieved from the purchase reservation application information DB 310, and this is used as the purchase reservation application information for the purchase right acquirer of the condominium apartment. Register in the acquirer DB 311. Therefore, one purchase reservation application information is registered for each property ID in the purchase right acquirer DB 311.

The purchase application reception / mediation request unit 306 receives the purchase application from the user terminal 5 of the user whose purchase reservation application information is registered in the purchase right acquirer DB 311 via the communication unit 301. Then, the purchase application information including the member information of the user who has accepted the purchase application and the property information of the condominium to be purchased is created, and this is transmitted to the intermediary device 2 via the communication unit 302.

The purchaser information receiving unit 307 is the communication unit 302.
The purchaser information is received from the intermediary device 2 via and is registered in the purchaser information DB 313. FIG. 6 is a diagram showing an example of registered contents of the purchaser information DB 313. As illustrated, the purchaser information record 3131 registers a field 3132 for registering the purchaser's member ID, a field 3133 for registering the property ID of the purchased condominium, and information on the sales contract. Field 3134 and a field 3135 for registering information about the loan contract.

The moving-in guidance notifying unit 308 notifies, through the communication unit 301, the moving-in guidance of the condominium to the user terminal 5 of the user whose purchaser information is registered in the purchaser information DB 313.

Next, the intermediary device 2 will be described.

FIG. 7 is a functional block diagram of the intermediary device 2.

In FIG. 7, the communication unit 201 sends and receives information to and from the accepting device 3 and the financial institution terminal 4 via the network 8. Specifically, it has a function of transmitting and receiving information such as electronic mail and FTP, and the purchase application receiving unit 20 described later.
3 and the loan contract processing unit 205, information is exchanged with the accepting device 3 and the financial institution terminal 4 by using these functions.

The communication section 202 presents information to the user terminal 5 and receives information from the user terminal 5 via the Internet 7. Specifically, e-mail and FT
It has a function of transmitting and receiving information such as P, and sends and receives information to and from the user terminal 5 using these functions in accordance with instructions from the sales contract processing unit 204, the loan contract processing unit 205, and the registration application guidance notifying unit 206 described later. To do.

The purchase application acceptance unit 203 registers the purchase application information received from the acceptance device 3 via the communication unit 201 in the purchase application information DB 207 in association with the address of the acceptance device 3 that has transmitted the purchase application information. . FIG. 8 is a diagram showing an example of registered contents of the purchase application information DB 207. As illustrated, the purchase application information record 2071 has a field 2072 for registering a purchase application ID, which is identification information of the purchase application information, and a field 2073 for registering member information included in the purchase application information. A field 2074 for registering property information, a field 2075 for registering a reception device ID for specifying the address of the reception device 3, and whether or not the purchase applicant has been notified of the documents necessary for a sales contract or the like. Field 2076 for registering a notification state indicating whether or not.

The sales contract processing unit 204 determines the purchase application information D.
Information necessary for a sales contract between the user and the seller is received from the user terminal 5 of the user whose purchase application information is registered in B207, and this is registered in the sales contract information DB 208. FIG. 9 is a diagram showing an example of registered contents of the sales contract information DB 208. As shown in the figure, the sales contract information record 2081 has a field 2082 for registering the purchase application ID of the purchase application information corresponding to the sales contract information.
And a field 2083 for registering information regarding contract contents of the sales contract.

The loan contract processing unit 205 receives the sales contract information D.
The exchange of information necessary for the loan contract between the user terminal 5 of the user whose sales contract information is registered in B208 and the financial institution terminal 4 of the financial institution handling the loan is mediated. Then, the information necessary for the loan contract is registered in the loan contract information DB 209. FIG. 10 is a diagram showing an example of registered contents of the loan contract information information DB 209. As illustrated, the record 2091 of the loan contract information is the purchase application I of the corresponding purchase application information.
A field 2092 for registering D and a field 20 for registering information regarding the contract content of the loan contract
93 is included.

The registration application guide notification unit 206 has a predetermined real estate for the user terminal 5 of the user whose loan contract information whose field 2094 is set to "findable" is registered in the loan contract information DB 209. Data of documents (registration application, power of attorney, etc.) necessary for requesting the real estate registration of the condominium for sale to the registration agency is transmitted, and the data is transmitted to the user terminal 5.

The accepting device 3 and the intermediary device 2 have been described above.

The reception device 3 and the intermediary device 2 described above are used.
Is a CPU 901, a memory 902, and an external storage device 90 such as a hard disk device as shown in FIG.
3 and a reading device 905 for reading data from a portable storage medium 904 such as a CD-ROM or a DVD-ROM.
And an input device 906 such as a keyboard and a mouse, and a CRT
And an output device 907 such as an LCD, and a communication device 908 for communicating via the Internet 7 and the network 8.
And a bus 909 for connecting each of these devices,
It can be built on a computer system having a general configuration or on a network system including a plurality of this computer system. On such a computer system or network system,
The program for constructing each of the above-described devices 2 and 3 may be loaded from the external storage device 903 or the storage medium 904 via the reading device 905 onto the memory 902 and executed by the CPU 901. Good. Alternatively, by loading from the Internet 7 or the network 8 onto the memory 902 via the communication device 908,
The PU 901 may be made to execute.

Next, the operation of the escrow system 1 having the above configuration will be described.

First, the procedure for registering member information will be described.

The member information registration procedure is an operation procedure for registering the member information so that the user of the user terminal 5 can use the escrow system 1.

FIG. 12 shows the operation sequence of the procedure for registering member information.

[0048] First, the communication unit 301 of the reception device 3 through the Internet 7, is accessed from the user terminal 5 ₁ to 5 _j, the user terminal 5 ₁ to 5 _j (hereinafter accessed,
The data of the menu screen is transmitted to the access terminal) (S2001).

In response to this, the access terminal displays a menu screen on the display device and receives the processing content from the user (S2002). FIG. 18 is a diagram showing an example of a menu screen displayed on the display device of the user terminal 5.
As shown in the figure, the menu screen displays items 1602 (in this example, “member registration”, “purchase reservation application”, and “purchase application”) representing the processing content. The user can move the cursor 1601 using an input device such as a keyboard and a mouse to select a desired item 1602. When the item "member registration" is selected by the user via the menu screen, the access terminal transmits a message to that effect to the accepting device 3 being accessed (S2003).

Upon receiving a notification from the access terminal that the item "member registration" has been selected, the communication unit 301 of the reception apparatus 3 notifies the member information reception unit 303 of this. In response to this, the member information reception unit 303 transmits the member information reception screen data to the access terminal (S2004).

In response to this, the access terminal displays the member information reception screen on the display device and receives the member information from the user (S2005). FIG. 19 is a diagram showing an example of a member information reception screen displayed on the display device of the user terminal 5. As shown in the figure, the member information reception screen is provided with an input field for receiving input of various types of information constituting the member information. The user operates the cursor 1601 to select a desired input field, Can be entered. In FIG. 19, reference numeral 1703 is a group of input fields for various kinds of information constituting the personal identification information, and reference numeral 1704 is
It is a group of input fields for various kinds of information constituting the payment capability information. Further, reference numeral 1701 is a confirm button for confirming the information input in each input field, and reference numeral 1702 is a cancel button for canceling. When the user inputs information into the various information input fields through the member information reception screen and operates the confirm button 1701, the access terminal causes the identification information to be identified based on the information input into the various information input fields. And create member information including payment ability information. Then, this member information is transmitted to the receiving device 3 that is accessing (S2
006).

Upon receiving the member information from the access terminal via the communication unit 301, the member information receiving unit 303 of the receiving apparatus 3 adds a new record 3091 to the member information DB 309. Then, the newly generated unique member ID is registered in the field 3092, and the principal identifying information and the payment ability information included in the received member information are registered in the fields 3093 and 3094 (S2007). Then, the member information reception section 3
03 is a member ID for the access terminal via the communication unit 301.
To notify. This member ID is information necessary for the user to use the escrow system 1. When transmitting the member ID to the access terminal, it is preferable to take security measures such as encrypted communication. Alternatively, instead of transmitting the member ID using the Internet 7, it may be mailed.

The procedure for registering member information has been described above.

Next, the purchase reservation application procedure will be described.

Here, the purchase reservation application procedure is an operation procedure in the case of accepting a purchase reservation application for acquiring the purchase right of the condominium from the user.

FIG. 13 shows the operation sequence of the purchase reservation application procedure.

This sequence is started when the user of the access terminal selects the item "purchase reservation application" (see FIG. 18) in S2002 of FIG. 12, and the acceptance device 3 receives a notification to that effect.

First, the communication unit 301 of the accepting device 3 notifies the purchase reservation application accepting unit 304 of the notification that the item "purchase reservation application" has been selected by the access terminal. In response to this, the purchase reservation application acceptance unit 304 transmits the data of the login screen to the access terminal (S3001).

In response to this, the access terminal displays the login screen on the display device and accepts the member ID from the user (S3002). Then, the accepted member ID is transmitted to the accepting device 3 that is accessing (S3003).

Purchase reservation application acceptance unit 304 of the acceptance device 3
Upon receiving the member ID from the access terminal via the communication unit 301, the user authentication is performed by checking whether or not the record 3091 in which the member ID is registered in the field 3092 is in the member information DB 309 (S300).
4). Then, if the record 3091 including the member ID received from the access terminal is not registered in the member information DB 309 and therefore user authentication is not established, a message screen indicating that is displayed on the access terminal. The process ends.

On the other hand, if the user authentication is established, the purchase reservation application acceptance unit 304 determines from the building information TB312b of the property information DB 312 that the building information of the building which has not passed the predetermined reservation application deadline for each building. Record 31
26 is extracted (S3005). Then, from among the buildings specified by each of the extracted records 3126, data of a building selection screen for selecting the building to which the condominium for which the purchase reservation is applied belongs is created and transmitted to the access terminal (S3006).

In response to this, the access terminal displays the building selection screen on the display device, and accepts the selection of the building to which the condominium for which the purchase reservation is applied belongs from the user (S3007). FIG. 20 is a diagram showing an example of a building selection screen displayed on the display device of the user terminal 5. As shown in the figure, on the building selection screen, a list of items 2001 showing an outline of building information is displayed. A building ID of building information is associated with each item 2001. Item 200 of the building desired by the user via the building selection screen
1 is selected, the access terminal selects the selected item 2
Reception device 3 that is accessing the building ID corresponding to 001
(S3008).

The purchase reservation application acceptance unit 304 of the acceptance device 3
Is the building ID from the access terminal via the communication unit 301.
Property is received, property information DB312 property information TB3
12a, the record 3121 of the property information whose building ID is registered in the field 3123 is extracted. Then, the purchase reservation application status is checked for each of the extracted property information records 3121 (S3009). Specifically, by searching the purchaser reservation application information DB 310 for each of the extracted records 3121, the property ID registered in the field 3122 is the record 3101 of the purchaser reservation application information registered in the field 3103. Find out the number of.

Then, the purchase reservation application acceptance unit 304
From the property information record 31212a of the property information DB 312, the record 3121 of the property information extracted from each of the condominiums specified by the property information, the data of the purchase reservation selection screen for selecting the condominium to apply for the purchase reservation is created, and the access terminal (S3010). Here, the purchase reservation application status is included in the description of each condominium displayed on the purchase reservation property selection screen.

In response to this, the access terminal displays the purchase reservation property selection screen on the display device, and accepts the selection of the condominium to be purchased from the user (S3011). FIG. 21 is a diagram showing an example of a purchase reservation property selection screen displayed on the display device of the user terminal 5. As shown in the figure, on the purchase reservation property selection screen, an explanation frame 21 of condominiums belonging to the building selected by the user
01 is displayed in a list. In the explanation frame 2101, a summary of the property information of the corresponding condominium (room allocation, size,
(Price etc.) and the purchase reservation application status for this condominium. Further, in each explanation frame 2101,
The property ID of the property information is associated. A description frame 210 desired by the user via the purchase reservation property selection screen
When 1 is selected, the access terminal transmits the property ID corresponding to the selected explanation frame 2101 to the receiving device 3 that is accessing (S3012).

Purchase reservation application acceptance unit 304 of the acceptance device 3
When the property ID is received from the access terminal, the record 3121 in which the property ID is registered in the field 3122 from the property information TB 312a of the property information DB 312.
Field 3124 of this record 3121
Read detailed information from. In addition, the member I received from the access terminal in S3003 from the member information DB 309.
Record 30 in which D is registered in the field 3092
91 is specified, and the field 30 of this record 3091 is specified.
The identification information and the payment capability information are read out from 93 and 3094. Then, the purchase reservation application confirmation screen data is created using the read detailed information of the property, the principal identification information, and the payment capability information, and this is transmitted to the access terminal (S3013).

In response to this, the access terminal displays a purchase reservation application confirmation screen on the display device, and receives confirmation of the purchase reservation application from the user (S3014). FIG. 22
FIG. 6 is a diagram showing an example of a purchase reservation application confirmation screen displayed on the display device of the user terminal 5. As shown in the figure, the purchase reservation application confirmation screen describes an outline 2203 of the property information of the condominium for which a purchase reservation is desired, and principal identification information 2204 and payment capability information 2205 included in the user member information. ing. In FIG. 22, reference numeral 2
Reference numeral 201 is a confirmation button, and reference numeral 2202 is a cancel button. When the user operates the confirmation button 2201 or the cancellation button 2202 via the purchase reservation application confirmation screen, the access terminal transmits a confirmation or cancellation notification to the accepting device 3 which is being accessed (S3015).

Purchase reservation application acceptance unit 304 of the acceptance device 3
Upon receiving the confirmation notification from the access terminal, adds a record 3101 to the purchase reservation application information DB 310. Then, the field 310 of this record 3101
2 Member I received from the access terminal in S3003
D is registered, and the property ID received from the access terminal in S3008 is registered in the field 3103 (S301
6). On the other hand, when the cancellation notice is received from the access terminal, the process ends.

The purchase reservation application procedure has been described above.

Next, the purchase right lottery procedure will be described.

Here, the purchase right lottery procedure is an operation procedure in which a user who grants the purchase right of the condominium is selected among the users who have applied for the purchase reservation.

FIG. 14 shows an operation sequence of the purchase right lottery procedure.

The lottery processing unit 305 of the acceptance device 3 monitors whether or not the current date and time has passed the reservation application deadline date predetermined for each building. Then, when the reservation application deadline date for a certain building has passed, the building information record 3 in which the building ID of the building is registered in the field 3123.
121, property information TB312a of property information DB312
Extract from. Next, the record 31 of the extracted property information
For each of 21 items, the property ID registered in the field 3122 of this record 3121 is the field 310.
Record 310 of purchase reservation application information registered in 3
1 is extracted from the purchase reservation application information DB 310 (S4
001).

Next, the lottery processing unit 305 classifies the extracted purchase reservation application information records 3101 by property ID, and purchase reservation application information record 3 for each property ID.
One 101 is selected (S4002). For example, for a certain property ID, a record 3101 of purchase reservation application information
When only one is extracted, this is selected, and when a plurality of are extracted, one is randomly selected from them.

Next, the lottery processing unit 305 selects one record 310 of the purchase reservation application information for each property ID.
1 is the purchase right acquirer DB as the record 3101 of the purchase reservation application information of the purchase reservation applicant who has acquired the purchase right.
311 is registered (S4003).

Then, the lottery processing section 305 stores the record 31 of the purchase reservation application information from the purchase right acquirer DB 311.
01 is extracted, and the member ID and member information DB 30 registered in the field 3102 of the extracted record 3101
9 is used to identify the personal identification information of the purchase reservation applicant who has acquired the purchase right. Also, the extracted record 310
Using the property ID and property information TB312a registered in the first field 3103, the detailed information of the property for which the purchase reservation is desired is specified. Then, a purchase right acquisition notification for the purchase reservation applicant is created using the principal identifying information and the detailed information of the property (S4004), and is transmitted to the user terminal 5 of the purchase reservation applicant via the communication unit 301. Yes (S4005).

The purchase right lottery procedure has been described above.

Next, the purchase application procedure will be described.

Here, the purchase application procedure is an operation procedure for accepting a purchase application for a condominium from a user who has acquired the purchase right for the condominium.

FIG. 15 shows an operation sequence of the purchase reservation application procedure.

This sequence is started when the user of the access terminal selects the item "purchase application" (see FIG. 18) in S2002 of FIG. 12, and the acceptance device 3 receives a notification to that effect.

First, the communication unit 301 of the accepting device 3 notifies the purchase application acceptance / mediation request unit 306 of the notification that the item “purchase application” is selected by the access terminal. In response to this, the purchase application acceptance / mediation request unit 306 transmits the login screen data to the access terminal (S500).
1).

In response to this, the access terminal displays the login screen on the display device and accepts the member ID from the user (S5002). Then, the accepted member ID is transmitted to the accepting device 3 being accessed (S5003).

Purchase application acceptance / intermediation request unit 3 of the acceptance device 3
06 is a member I from the access terminal via the communication unit 301.
When D is received, the record 3091 in which this member ID is registered in the field 3092 is displayed in the member information DB 309.
User authentication is performed by checking whether or not (S5
004). And the member I received from the access terminal
If the record 3091 including D is not registered in the member information DB 309 and therefore user authentication is not established, a message screen indicating that is displayed on the access terminal and the process ends.

On the other hand, if the user authentication is established, the purchase application reception / mediation request unit 306 determines whether or not the record 3101 of the purchase reservation application information including this member ID is registered in the purchase right acquirer information DB 311. If it is registered, it is checked whether or not the current date and time has passed the purchase application deadline date set in advance for the property ID registered in the field 3103 of this record 3101. If it has not been registered, or if it has been registered and the purchase application deadline has passed, a message screen to that effect is displayed on the access terminal and the processing ends.

On the other hand, if it is registered and the purchase application deadline date has not passed, the member ID registered in the field 3102 of this record 3101 is registered in the field 3092 from the member information DB 309. The record 3091 is specified, and the specified record 30
From the fields 3093 and 3094 of 91, the personal identification information and the payment capability information are read out. Also, property information D
This record 3 from property information TB312a of B312
Property ID registered in field 3103 of 101
Record 312 that is registered in the field 3122
1 is specified, and the field 3 of the specified record 3121 is specified.
The detailed information is read from 124. Then, the purchase application confirmation screen data is created using the read detailed information of the property, the principal identification information, and the payment capability information, and this is transmitted to the access terminal (S5005).

In response to this, the access terminal displays a purchase application confirmation screen on the display device and receives confirmation of the purchase reservation application from the user (S5006). FIG. 23 is a diagram showing an example of a purchase application confirmation screen displayed on the display device of the user terminal 5. As shown in the figure, the purchase application confirmation screen describes an outline 2303 of the property information of the condominium to be purchased, and principal identification information 2304 and payment ability information 2305 included in the user member information. . In FIG. 23, reference numeral 2301 is a confirmation button, and reference numeral 2302 is a cancel button. When the user operates the confirmation button 2301 or the cancel button 2302 through the purchase application confirmation screen, the access terminal transmits a confirmation or cancellation notification to the accepting device 3 which is being accessed (S5007).

Purchase application acceptance / intermediation request unit 3 of the acceptance device 3
Upon receiving the confirmation notification from the access terminal, 06 creates a message indicating that the purchase application has been received and that the future procedure destination is to replace the intermediary device 2, and notifies the access terminal of this message (S5008). Next, in step S5005, the purchase reservation request information record 3101 extracted from the purchase right acquirer information DB 311 is added to the purchase right acquirer DB.
Along with deletion from 311 (S5009), the member ID and property ID included in this record 3101,
Purchase application information including property information and member information is created using the member information DB 309 and the property information TB 312a of the property information DB 312 (S5010). And
The created purchase application information is transmitted to the intermediary device 2 via the communication unit 302 (S5011).

On the other hand, the purchase application acceptance / intermediation request unit 306
When receiving a cancellation notice from the access terminal, creates a message notifying that the purchase application has not been made and notifies the access terminal of this (S5008). Then, in S5005, the purchase reservation request information record 3101 extracted from the purchase right acquirer information DB 311 is deleted from the purchase right acquirer DB 311 (S5009),
The process ends.

When the communication unit 201 of the intermediary device 2 receives the purchase application information from the reception device 3 via the network 8, it notifies the purchase application reception unit 203 of this. The purchase application acceptance unit 203 adds a new record 2071 to the purchase application information DB 207 and also generates a unique purchase application ID. Then, the purchase application ID generated in the field 2072 of the record 2071, the field 2073 and the fee distribution degree 2074, the member information and the property information included in the purchase application information, and the field 2075 in the purchase application The address of the accepting device 3 that has transmitted the information is registered. In addition, "not notified" is registered in the field 2076 (S5012).

The purchase application procedure has been described above.

Next, the trading / financing contract procedure will be described.

Here, the sales / financing contract procedure is an intermediary between the sales contract between the user who has applied for the purchase and the condominium seller, and the financing contract between the user and the financial institution handling the loan. It is an operation procedure for doing.

FIG. 16 shows the operation sequence of the trading / financing contract procedure.

First, the sales contract processing unit 204 of the intermediary device 2
Is a field 2076 from the purchase application information DB 207.
One record 2071 in which “unnotified” is registered is extracted, and the field 207 of this record 2071 is extracted.
2. Using the purchase application ID, member information and property information registered in the fields 2073 and 2074, the document data for the sales contract as shown in FIG. 24 is created. Further, document data for selecting a loan plan as shown in FIG. 25 is created (S6001). Such document data can be created by inserting the purchase application ID, member information, and property information extracted from the record 2071 into a predetermined location in a template (template) prepared in advance. Then, the created document data is transmitted to the address of the user terminal 5 specified by the member information by e-mail or the like via the communication unit 202 (S60).
02). The field 20 of this record 2071
76 is changed from "not notified" to "notified".

The user who is the purchase applicant confirms the contents of the document data for the sales contract sent from the intermediary device 2 using his / her user terminal 5 by displaying it on the display device. When agreeing to the sales contract, the existing digital signature technology is used to digitally sign the document data with the private key of the own (S6003). Also,
Document data for selecting a loan plan is displayed on the display device, and necessary items are entered in this document data (S6004). Then, the sales contract document data with an electronic signature and the loan plan selection document data in which necessary items are entered are transmitted to the intermediary device 3 by e-mail or the like together with the public key certificate (S6005).

The communication unit 202 of the intermediary device 2 receives from the user terminal 5 the sales contract document data electronically signed, the loan plan selection document data in which necessary information is entered, and
When the public key certificate is received, the operator of the intermediary device 2 is notified of that fact. In response to this, the operator verifies the electronic signature given to the sales contract document data by the public key certificate using the existing electronic signature technology (S6006).

When the signature verification is established, the operator designates the purchase application ID described in the sales contract document data and instructs the sales contract processing unit 204 to register. In response to this, the sales contract processing unit 204 newly adds a record 2081 to the sales contract information DB 208,
The purchase application ID designated in the field 2082 of this record 2081 is registered, and the field 2083 is registered.
Then, the sales contract document data with the electronic signature received from the communication unit 202 is registered (S6007).

If the signature verification is successful, the operator designates the purchase application ID and the loan plan selected in the loan plan selection document data, and the loan contract processing unit 205 examines the loan. Instruct. In response to this, the loan contract processing unit 205 reads the record 2071 having the designated purchase application ID from the purchase application information DB 207,
A loan examination request including the member information and property information registered in the fields 2073 and 2074 of this record 2071 and the designated purchase application ID and loan plan is created. The created loan examination request is registered in the table provided in the loan contract processing unit 205 in association with the financial institution that handles the specified loan plan (S6008).

Now, the loan contract processing unit 205 monitors whether or not the current date and time has passed the loan examination request deadline predetermined for each financial institution. Then, when the loan screening request deadline for a financial institution has passed, all loan screening requests registered in the table provided in the loan contract processing unit 205 in association with the financial institution are read, It transmits to the financial institution terminal 4 of the financial institution via the communication part 201 (S6009).

Whether the loan handling financial institution confirms the content of each loan examination request sent from the intermediary device 2 using its own financial institution terminal 4 by displaying it on the display device and approves the loan. Examine whether or not. Then, the loan examination result is attached to each of the loan examination requests and returned to the intermediation device 2 (S6010). At this time, when the loan is approved, in addition to the result of the loan examination, for example, as shown in FIG.
The member information included in the loan examination request and the document data for the loan contract created using the loan plan are also attached, and the loan examination request is returned to the intermediary device 2.

Upon receiving the loan examination request from the financial institution terminal 4, the communication section 201 of the intermediary device 2 sends the request to the intermediary device 2.
Notify the operator of the fact. In response to this, the operator confirms the loan examination result attached to the loan examination request. Then, if the loan is permitted, the loan application processing unit specifies the purchase application ID included in the loan inspection request and the document data for the loan contract attached to the loan inspection request. Instruct 205 to send. In response to this, the loan contract processing unit 205 stores a record 2071 having the designated purchase application ID in the purchase application information DB 207.
And sends the document data for the designated loan contract to the user terminal 3 of the user identified by the member information registered in the field 2073 of this record 2071 by e-mail or the like via the communication unit 202. Yes (S6011). When the operator confirms that the loan examination result does not permit the loan, the operator transmits document data for selecting a loan plan, instead of document data for the loan contract, and returns to S6004. The user may be required to select the loan plan again.

The user who is the purchase applicant confirms the contents of the document data for the loan contract sent from the intermediary device 2 using his / her user terminal 5 by displaying it on the display device. To do. Then, when agreeing to the loan contract, the existing digital signature technology is used to electronically sign the document data with the private key of the own (S6012). Then, the electronically signed loan contract document data is transmitted to the intermediary device 3 by e-mail or the like together with the public key certificate (S6013).

When the communication section 202 of the intermediary device 2 receives the loan contract document data and the public key certificate with the electronic signature from the user terminal 5, the communication part 202 notifies the operator of the intermediary device 2 to that effect. In response to this, the operator verifies the electronic signature given to the loan contract document data by the public key certificate using the existing electronic signature technology (S6014).

When the signature verification is successful, the operator specifies the purchase application ID described in the loan contract document data and instructs the loan contract processing unit 205 to register. In response to this, the loan contract processing unit 205 newly adds a record 2091 to the loan contract information DB 209,
The purchase application ID specified in the field 2092 of this record 2091 is registered, and the field 2093
Then, the loan contract document data with the electronic signature received from the communication unit 202 is registered (S6015).

When a record 2091 is newly added to the loan contract information DB 209, the loan contract processing unit 205 reads the purchase application ID from the field 2092 of this record 2091, and this purchase application ID is registered in the field 2082. Record 20 of sales contract information
81 and a record 2071 of the purchase application information in which the purchase application ID is registered in the field 2072, respectively, the sales contract information DB 208 and the purchase application information DB 20.
Read from 7. Then, purchaser information including the member ID, the property ID, the sales contract information, and the loan contract information is created based on the information of these records (S6016). This is field 20 of record 2071 of the purchase application information.
It transmits to the reception device 3 specified by the reception device ID registered in S75 (S6017).

The communication unit 302 of the accepting device 3 is the intermediary device 2
Upon receiving the purchaser information, the purchaser information is transmitted to the purchaser information receiving unit 307. In response to this, the purchaser information reception unit 3
07 newly adds a record 3131 to the purchaser information DB 313 and registers the received purchaser information (S6).
018).

The trading / financing contract procedure has been described above.

Next, the registration application / relocation guidance procedure will be described.

Here, the registration application / tenant guidance procedure is an operation procedure for notifying the user who has concluded the sales contract and the financing contract of the documents and tenancy guidance required for real estate registration.

FIG. 17 shows an operation sequence of registration application / relocation guidance procedure.

First, the registration application guide notification unit 2 of the intermediary device 2.
When a record 2091 is newly added to the loan contract information DB 209, 06 reads out the purchase application ID from the field 2092 of this record 2091, and records the purchase application information record 2071 in which this purchase application ID is registered in the field 2072. It is read from the purchase application information DB 207. Then, using the member information and the property information included in this record 2071, the documents necessary for real estate registration (real estate registration application form and proxy) are created (S70).
01). Such document data can be created by inserting the member information and the property information extracted from the record 2071 into predetermined locations in a template (template) prepared in advance. Then, the created document data is transmitted to the address of the user terminal 5 specified by the member information by e-mail or the like via the communication unit 202 (S700).
2).

In response to this, the user who is the purchaser prints out the document data for real estate registration sent from the intermediary device 3 using his or her user terminal 5 using a printing device, and prints it out. You can fill in the necessary information, stamp it, and mail it to the real estate agent.

On the other hand, the moving-in guidance notifying unit 308 of the reception apparatus 3
Monitors whether or not the current date and time has reached a predetermined move-in guidance notification date for each building. Then, if it becomes the notice date of moving in for a certain building, the building I
The property information record 3121 in which D is registered in the field 3123 is used as the property information TB in the property information DB 312.
Extract from 312a. Next, for each of the extracted property information records 3121, the property ID registered in the field 3122 of this record 3121 and the purchaser information record 31 whose field 3133 is registered
31 is extracted from the purchaser information DB 313. Then, for each of the extracted records 3131, a record 3091 of member information specified by the member ID registered in the field 3132 is extracted from the member information DB 309. Document data for moving-in guidance (document data for selecting a moving plan and parking for a condominium belonging to the building, which is created by the operator of the reception apparatus 3 and is held in advance in the moving-in guidance notifying unit 308, and parking.・ Document data for entering desired conditions of bicycle parking lot shall be included) (S7003),
It is transmitted to each of the user terminals 5 specified by the extracted member information by e-mail or the like (S7004).

Now, the user who is the purchaser confirms the contents of the document data sent from the reception device 3 by using the user terminal 5 of his / herself for the guidance of moving-in on the display device. . Then, fill in the necessary items in the document data for selecting the moving plan and the document data for entering the desired conditions for the parking / bicycle parking area (S7005, S
7006), and reply to the accepting device 3 by e-mail or the like (S7007).

When the moving-in guidance notifying unit 308 of the receiving apparatus 3 receives the document data for moving-in guidance from the user terminal 5 via the communication unit 301, the content is displayed on the display device, etc. Let us know. The operator confirms the contents and performs lottery for parking / bicycle parking lot if necessary. Then, the result (rejection of the selected moving plan or the lottery result of the parking / bicycle parking lot) is transmitted to the user terminal 5 (S7008).

Also, the moving-in guidance notifying unit 308 of the reception apparatus 3
Monitors, for each building having a building information record 3126 in which “completed” is registered in the field 3129, whether or not the current date and time has reached the building preview notification date predetermined for each building. Then, if the building guide notification date for a certain building comes, the record 3121 of the property information whose building ID is registered in the field 3123 is converted to the property information TB312 of the property information DB 312.
Extract from a. Next, record 3 of the extracted property information
For each 121, the property ID registered in the field 3122 of this record 3121 is the field 31
Purchaser information record 3131 registered in 33
From the purchaser information DB 313. Then, for each of the extracted records 3131, the field 31
A member information record 3091 specified by the member ID registered in 32 is extracted from the member information DB 309. Then, the document data of the building viewing guide for the condominium belonging to the building, which is created by the operator of the reception apparatus 3 and is held in advance in the moving-in guidance notifying unit 308, is read (S7009), and the extracted member information is read. It is transmitted to each of the user terminals 5 specified by the above by e-mail or the like (S7010).

The registration application / tenant guidance procedure has been described above.

Heretofore, an embodiment of the present invention has been described.

According to this embodiment, with the above configuration,
The seller of the condominium, which is the seller, does not need to prepare a venue such as an application meeting, a contract society, a loan application meeting, or a loan procedure meeting for various procedures necessary for buying and selling the condominium. Also, the buyer and other related parties can perform these procedures using the terminal, so that it is not necessary to go to the venue. Further, the loan examination request can be collectively processed because the loan examination request is collectively sent to the loan handling financial institution.

Therefore, according to this embodiment, it is possible to reduce the burden imposed on the parties including the buyer and the seller due to various procedures necessary for selling and selling the property for sale.

The present invention is not limited to the above embodiment, but various modifications can be made within the scope of the gist thereof.

For example, in the above embodiment, the sale and purchase of condominiums has been described as an example. However, the present invention can be widely applied to buying and selling properties other than condominiums.

Further, in the above embodiment, the escrow system 1 is configured by connecting the intermediary device 2 and the plurality of accepting devices 3 to the network. However, the present invention is not limited to this. The intermediary device 2 may have the function of the accepting device 3 to configure the escrow system 1. By doing so, there is only one window as seen from the user terminal 5, and usability is further improved.

Further, in the above embodiment, various applications such as a purchase reservation application and a purchase application are accepted using the Web, CGI, Java, etc., and various contracts such as sales contracts and loan contracts are sent by e-mail. The contract document data is transmitted / received by using, such as or. However, the present invention is not limited to this. Various contracts such as sales contracts and loan contracts may be made using the Web, CGI, Java, or the like.

[0126]

As described above, according to the present invention,
It is possible to reduce the burden imposed on the parties including the buyer and the seller due to various procedures required for buying and selling the property for sale.

[Brief description of drawings]

FIG. 1 is a schematic diagram of a condominium sales support system to which an embodiment of the present invention is applied.

FIG. 2 is a functional configuration diagram of a reception device 3 shown in FIG.

3 is a diagram showing an example of registered contents of a member information DB 309 shown in FIG.

FIG. 4 is a diagram showing an example of registered contents in a purchase reservation application information DB 310 shown in FIG.

5 is a diagram showing an example of registered contents of the property information DB 312 shown in FIG.

6 is a diagram showing an example of registered contents of a purchaser information DB 313 shown in FIG.

FIG. 7 is a functional configuration diagram of an intermediary device 2 shown in FIG. 1.

8 is a diagram showing an example of registered contents of a purchase application information DB 207 shown in FIG.

9 is a diagram showing an example of registered contents of a purchase contract information DB 208 shown in FIG.

10 is a diagram showing an example of registered contents of a loan contract information information DB 209 shown in FIG.

11 is a diagram showing a hardware configuration example of an intermediary device 2 and a reception device 3 shown in FIG.

12 is a diagram showing an operation sequence of a procedure for registering member information in the condominium sales support system shown in FIG.

13 is a diagram showing an operation sequence of a purchase reservation application procedure in the condominium sales support system shown in FIG.

14 is a diagram showing an operation sequence of a purchase right lottery procedure in the condominium sales support system shown in FIG.

15 is a diagram showing an operation sequence of a purchase reservation application procedure in the condominium sales support system shown in FIG.

16 is a diagram showing an operation sequence of a sale / final contract procedure in the condominium sale support system shown in FIG.

17 is a diagram showing an operation sequence of a registration application / tenant guidance procedure in the condominium sales support system shown in FIG.

FIG. 18 is a diagram showing an example of a menu screen displayed on the display device of the user terminal 5.

FIG. 19 is a diagram showing an example of a member information reception screen displayed on the display device of the user terminal 5.

20 is a diagram showing an example of a building selection screen displayed on the display device of the user terminal 5. FIG.

FIG. 21 is a diagram showing an example of a purchase reservation property selection screen displayed on the display device of the user terminal 5.

22 is a diagram showing an example of a purchase reservation application confirmation screen displayed on the display device of the user terminal 5. FIG.

FIG. 23 is a diagram showing an example of a purchase application confirmation screen displayed on the display device of the user terminal 5.

FIG. 24 is a diagram showing a display example of document data for a sales contract.

FIG. 25 is a diagram showing a display example of document data for selecting a loan plan.

FIG. 26 is a diagram showing a display example of document data for a loan contract.

[Explanation of symbols]

1 ... Escrow system 2 ... mediation device 3 ₁ to 3 _n ... receiving apparatus 4 ₁ to 4 _m ... financial institution terminal 5 ₁ to 3 _j ... user terminal 7 ... Internet 8 ... network 201,202,301,302 ... communication unit 203 ... Purchase application reception unit 204 ... Sales contract processing unit 205 ... Loan contract processing unit 206 ... Registration application guidance unit 207 ... Purchase application information DB 208 ... Sales contract information DB 209 ... Loan contract information DB 303 ... Member information reception unit 304 ... Purchase Reservation application acceptance unit 305 ... Lottery processing unit 306 ... Purchase application acceptance, brokerage request unit 307 ... Purchaser information acceptance unit 308 ... Move-in guide notification unit 309 ... Member information DB 310 ... Purchase reservation application information DB 311 ... Purchase right acquisition person information DB 312 ... Property information DB 313 ... Purchaser information DB 901 ... CPU 902 ... Memory 903 ... External storage device 904 ... Storage medium 05 ... reading device 906 ... input device 907 ... output device 908 ... communication device 909 ... bus

─────────────────────────────────────────────────── ─── Continued Front Page (51) Int.Cl. ⁷ Identification Code FI Theme Coat (Reference) G06F 17/60 ZEC G06F 17/60 ZEC

Claims (5)

[Claims] 1. A method of selling and selling a condominium property for supporting the sale and purchase of a plurality of condominium properties by using a computer system, wherein a purchase reservation applicant for the condominium property is purchased from a terminal connected to the computer system via a network. Processing for accepting a purchase reservation application including the identification information (referred to as a member ID) of the property and the identification information (referred to as a property ID) of the condominium to be purchased and registered in the purchase reservation application database is set in advance. Purchase reservation application acceptance step performed up to the purchase reservation application deadline date, and when the purchase reservation application deadline date has passed, for each of the plurality of condominium properties, the purchase reservation application including the property ID of the property for sale is the purchase reservation application database. If at least one is registered in, the purchase reservation application including the property ID is registered in the purchase reservation application database. Select one of the two, register the selected purchase reservation application in the purchase right acquirer database, and specify the purchase reservation application specified by the personal information registered in the member database in association with the member ID included in the purchase reservation application. On the person's terminal,
A lottery step that notifies you that you have acquired the purchase right of the property for sale, and a confirmation of the purchase application including the designation of the member ID is accepted from the terminal connected to the computer system via the network, and the purchase reservation application including the member ID is received. Is registered in the purchase right acquirer database, the purchase application accepting step of performing the process of registering the purchase reservation application information as a purchase application in the purchase application database until a predetermined purchase application deadline date, When the purchase application deadline has passed, if a purchase application including the property ID of the property for sale is registered in the purchase application database for each of the plurality of properties for sale,
Based on the property information of the condominium property registered in the property database in association with the property ID and the personal information registered in the member database in association with the member ID included in the purchase application information. And creates sales contract document data in which information necessary for a sales contract including selection of a purchase financing loan plan is written and transmitted to the terminal of the user specified by the personal information, and the computer system concerned via the network. When the sales contract document data is received from the terminal connected to the sales contract document data, the sales contract document data is registered in the sales contract database, and the sales contract data is converted into the sales contract data when a predetermined date for a financial institution has passed. And a purchase fund loan plan with the financial institution as the financing source is selected The process of collectively transmitting the user's loan examination request to the terminals of the financial institution connected to the computer system via the network is performed for each of the lender financial institutions, and When the loan contract document data in which the information necessary for the loan contract between the financial institution and the user is described is received as a response to the loan examination request, the loan contract document data is transmitted to the user's terminal, and the data is sent via the network. And a loan contract step of registering the loan contract document data in the loan contract database when the loan contract document data is received from a terminal connected to a computer system. 2. The method for supporting sales of condominiums according to claim 1, wherein the sales contract database and the loan contract database respectively have corresponding sales contract document data and loan contract document data registered therein. In order to request the real estate registration application of the condominium for sale to the terminal of the purchase applicant specified by the personal information of the member ID included in the extracted purchase application. A method of supporting sale of condominiums, further comprising a registration application request step for transmitting document data in which necessary information is described. 3. A method for supporting sales of a condominium for sale according to claim 1 or 2, wherein the sales contract database and the loan contract database have corresponding sales contract document data and loan contract document data respectively registered therein. The method further includes a move-in guidance step of extracting a purchase request from the purchase request database and transmitting move-in guide information of the condominium property to the terminal of the purchase applicant specified by the personal information of the member ID included in the extracted purchase request. A method for supporting sales of condominiums, which is characterized by the fact that 4. A program for causing a computer system to execute the method for supporting sales of condominiums according to claim 1, 2, or 3. 5. A sale and sale support system for a condominium property, which supports sale and purchase of a plurality of condominium properties, wherein the property information of each of the plurality of property for sale is associated with identification information of the property (referred to as property ID). Property database for registration and personal information of members who can use the trading support system,
A purchase reservation including a member information database for registering in association with the identification information (referred to as a member ID) of the member, a member ID of a purchase reservation applicant for the condominium property, and a property ID of the condominium property desired to be purchased. A purchase reservation application database for registering applications, a purchase right acquirer database for registering purchase reservation applications for purchase reservation applicants who have acquired purchase rights for the condominium property, and a purchase application for registering purchase applications for the condominium property. The purchase application database, the sales contract database for registering the sales contract document data of the property for sale, the loan contract database for registering the loan contract documents data of the purchase fund, and the sales support system connected via the network. A process for accepting a purchase reservation application from the terminal and registering it in the purchase reservation application database is set in advance. The purchase reservation application acceptance unit that performs the purchase reservation application deadline, and when the purchase reservation application deadline has passed, the purchase reservation application including the property ID of the property for sale for each of the plurality of properties for sale is the purchase reservation application database. If at least one is registered in, the purchase reservation application including the property ID of the property for sale is selected from the purchase reservation application database, and the selected purchase reservation application is registered in the purchase right acquirer database. , A lottery for notifying the terminal of the purchase reservation applicant identified by the personal information registered in the member database in association with the member ID included in the purchase reservation application that the purchase right of the condominium is acquired. Department and the terminal connected to the computer system via the network, confirm the purchase application including the member ID. If a purchase reservation application including the member ID is registered in the purchase right acquirer database, the process of registering the purchase reservation application in the purchase application database as a purchase application is performed by a predetermined purchase application deadline. If the purchase application acceptance unit that performs up to date and the purchase application deadline date has elapsed, and for each of the plurality of condominium properties, if a purchase application including the property ID of the condominium property is registered in the purchase application database,
Based on the property information of the condominium property registered in the property database in association with the property ID and the personal information registered in the member database in association with the member ID included in the purchase application information. And creates sales contract document data in which information necessary for a sales contract including selection of a purchase financing loan plan is written and transmitted to the terminal of the user specified by the personal information, and the computer system concerned via the network. When the sales contract document data is received from the terminal connected to the sales contract document data, the sales contract document section registers the sales contract document data in the sales contract database, and when the predetermined date for a financial institution passes, the sales contract data is converted into the sales contract data. A user who has selected a purchase fund loan plan with the financial institution as the loan source financial institution The process of collectively transmitting the loan examination request of the above to all terminals of the financial institution connected to the computer system via the network is performed for each of the lender financial institutions, and the loan from the terminal of a certain financial institution is used. When the loan contract document data in which the information necessary for the loan contract between the financial institution and the user is described is received as a response to the examination request, the loan contract document data is transmitted to the user's terminal and the computer via the network. A sale and purchase support system for condominiums, comprising: a loan contract section that registers the loan contract document data in a loan contract database when the loan contract document data is received from a terminal connected to the system.