JP2002318983A - Transaction mediation system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a transaction mediation system capable of easily performing the credit check of a customer by use of the telephone number from a telephone network. SOLUTION: When a transaction management device 3 receives a connection request from a customer terminal 1 through the telephone network 6, it reads the credit data of the customer from a storage means 38 based on the telephone number of the customer terminal 1 to check the credit of the customer, presents seller information to the customer terminal 1 when the customer is credible, sets the transaction term selectively determined from the customer terminal 1 and the seller selected in the customer terminal in conformation to the transaction term as transaction information, delivers the customer information and transaction term of the customer to a seller-side device 2, and delivers the seller information and advertisement information of the seller to the customer terminal 1.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction mediation system for mediating transactions between a customer and a seller each having a customer terminal and a seller device connected to a network.

[0002]

2. Description of the Related Art With the spread of the Internet, customers can purchase various products and services via the Internet. In this case, the seller of various products and services needs to make an inquiry to the customer's bank or credit card company in order to check the credit of the customer, and it is necessary to construct facilities for that.

[0003] In the existing telephone service in the telephone network, data on the customer is stored for each telephone number of the customer, and the telephone service is realized based on the data.

[0004]

As described above, conventionally, it is necessary for a seller to construct a facility for checking a customer's credibility, but this construction is not easy, and the seller needs time. However, there is a problem in that it also imposes a heavy burden on the economy.

Further, the customer management mechanism in the existing telephone service in the telephone network is for realizing the telephone service, and is not used for the credit check for the transaction between the customer and the seller. Conventionally, there is no one utilizing a customer management mechanism in a telephone service.

[0006] The present invention has been made in view of the above,
It is an object of the present invention to provide a transaction mediation system that can easily perform a customer credit check using a telephone number from a telephone network.

[0007]

In order to achieve the above object, the present invention according to claim 1 has a customer terminal, a seller side device and a transaction management device connected to each other via a network, and A transaction mediation system for mediating transactions with a seller, wherein the transaction management device is used to set customer's telephone number, customer information including credit data, and the customer to set transaction conditions with the seller. Storage means for storing necessary seller information, advertisement information indicating details of goods or services which can be traded by the seller, and, when a connection request from the customer terminal is received via a network, the customer terminal obtained by the reception Credit check means for reading the customer's credit data from the storage means based on the telephone number of the customer, and checking the customer's credit based on the credit data; If it is determined to be obtained, the seller information stored in the storage means is presented to the customer terminal via a network, and the transaction conditions selectively determined by the customer terminal in response to the presentation and corresponding to the transaction conditions. Transaction information setting means for setting the seller selected at the customer terminal as the transaction information, and reading the customer information of the customer who requested the connection and the seller information and advertisement information of the selected seller from the storage means. Distributing the customer information of the customer and the determined transaction conditions to the seller-side device of the seller via a network, and transmitting the seller information and advertisement of the selected seller to the customer terminal. A gist of the invention is to have a distribution processing means for distributing information via a network.

According to the first aspect of the present invention, upon receipt of the connection request from the customer terminal, the transaction management device reads the customer's credit data from the storage means based on the telephone number of the customer terminal and checks the customer's credit. Check, if the customer is credible, present the seller information to the customer terminal, and display the transaction conditions selectively determined from the customer terminal and the seller selected at the customer terminal corresponding to the transaction conditions. Set as
Distribute the customer's customer information and transaction conditions to the seller's device, and distribute the seller's seller information and advertisement information to the customer terminal. In addition to this, the seller does not need to check the credit of the customer, which is efficient and economical, and the efficiency of acquiring the customer can be improved.

The present invention according to claim 2 provides the present invention as claimed in claim 1.
In the invention described in the above aspect, a connection request from the customer terminal to the transaction management device is made using a specific number.

According to the second aspect of the present invention, since a connection request from the customer terminal to the transaction management device is made by a specific number, the telephone service function such as, for example, toll-free telephone is used to enable the customer to make a connection. Can participate in the transaction for free.

Further, the present invention according to claim 3 provides the invention according to claim 1.
In the invention described in the above, the transaction management device further includes charging processing means for charging the seller every time the distribution processing means distributes the customer information and the transaction conditions to the seller device. Make a summary.

According to the third aspect of the present invention, each time the customer information and the transaction conditions are delivered to the seller-side device, the seller is charged.

According to a fourth aspect of the present invention, in the first aspect of the present invention, the transaction management device receives the results of the transaction status from the seller-side device and the customer terminal via a network, respectively. Usage status collecting means for collecting the result of the transaction status obtained as the usage status, credit calculation means for calculating the credibility of the seller and the customer based on the usage status collected by the usage status collection means, and calculation by the credit calculation means The present invention further comprises a coupon processing means for issuing a coupon to the seller and the customer based on the creditworthiness of the seller and the customer.

According to the present invention, the result of the transaction status is collected from the seller device and the customer terminal as the usage status, and the creditworthiness of the seller and the customer is calculated based on the usage status. Since the coupon is issued to the seller and the customer based on the credit, the use of the customer and the seller can be promoted.

According to a fifth aspect of the present invention, there is provided a customer terminal, a seller-side device, a telephone service control device, and an information distribution control device connected to each other via a network. A telephone mediation system for mediating transactions of the customer, wherein the telephone service control device includes a customer telephone number, customer information including credit data, and sales information necessary for the customer to set transaction conditions with a seller. Receiving the connection request from the customer terminal via the network, reads the customer's credit data from the storage means based on the telephone number of the customer terminal obtained by the reception, and stores the credit data in the credit data. Credit check means for checking the credit of the customer based on the credit check of the customer, and the seller stored in the storage means when it is determined that the customer can be trusted as a result of the credit check of the customer Information is presented to the customer terminal via the network, and the transaction conditions selectively determined by the customer terminal in response to the presentation and the seller selected at the customer terminal corresponding to the transaction conditions are set as transaction information. Transaction information setting means, as a result of the credit check, reading customer information of a customer determined to be credible and seller information of the selected seller from the storage means,
Transaction-related information notifying means for notifying the information distribution control device of the seller information and the transaction conditions via a network, wherein the information distribution control device indicates details of a product or service that can be traded by the seller. Storage means for storing the advertising information, customer information, seller information and transaction conditions notified from the telephone service control device,
Reading the advertisement information of the seller specified by the seller information from the storage means, and distributing the customer information and the transaction conditions to a seller-side device of the seller specified by the seller information via a network; A distribution processing unit that distributes the seller information and the advertisement information to a customer terminal of the customer specified by the customer information via a network.

According to the present invention, upon receiving the connection request from the customer terminal, the telephone service control device reads the customer's credit data from the storage means based on the telephone number of the customer terminal and reads the customer's credit data. Is checked, and if the customer can be trusted, the seller information is presented to the customer terminal, and the transaction conditions selectively determined from the customer terminal and the seller selected at the customer terminal corresponding to the transaction condition are traded. Information, the customer information, the seller information, and the transaction conditions are notified to the information distribution control device.
When the seller information and the transaction conditions are received, the advertisement information of the seller specified by the seller information is read out from the storage means, and the customer information and the transaction conditions are transmitted to the seller device of the seller via the network. Side device, and to distribute the seller information and the advertising information to the customer terminal of the customer,
The customer's credit check can be easily performed using the telephone number, and the seller does not need to check the customer's credit, which is efficient and economical, and the efficiency of customer acquisition can be improved. In addition, the load can be distributed by sharing functions by the telephone service control device and the information distribution control device, and efficiency can be improved.

Further, the present invention according to claim 6 provides the invention according to claim 5
In the invention described above, a gist is that a connection request from the customer terminal to the telephone service control device is made by a specific number.

According to the present invention, since the connection request from the customer terminal to the telephone service control device is made by a specific number, for example, by utilizing a telephone service function such as toll free, Customers can participate in the transaction for free.

According to a seventh aspect of the present invention, in the fifth aspect of the invention, each time the information distribution control device distributes customer information and transaction conditions from the distribution processing means to the seller device, The gist of the present invention is to further include a billing processing means for billing a user.

According to the present invention, each time the customer information and the transaction conditions are distributed to the seller-side device, the seller is charged.

The present invention described in claim 8 provides the present invention according to claim 5.
In the invention described above, the telephone service control device receives the results of the transaction status from the seller device and the customer terminal via a network, and collects the received transaction status results as a usage status. Means, a credit calculation means for calculating the credit of the seller and the customer based on the usage status collected by the usage status collection means,
A use status information notifying unit that notifies the information distribution control device of use status information including the credit rating of the seller and the customer calculated by the credit calculation unit, wherein the information distribution control device is The gist further includes usage status information receiving means for receiving the usage status information to be notified, and coupon processing means for issuing coupons to sellers and customers based on the received usage status information.

According to the present invention, the result of the transaction status is collected from the seller device and the customer terminal as the usage status, and the creditworthiness of the seller and the customer is calculated based on the usage status. The information delivery control device is notified of the use status information including the degree of credit, and the information delivery control device issues a coupon to the seller and the customer based on the use status information, thereby facilitating the use of the customer and the seller's transactions. .

[0023]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is a block diagram showing a configuration of a transaction mediation system according to one embodiment of the present invention. The transaction mediation system shown in FIG. 1 has a telephone connection function such as a telephone network and a connection function to the Internet, is connectable to both the telephone network 6 and the Internet 7, and is operated by the customer. A seller-side device 2 that can be connected to the Internet 7 and is operated by the seller, and is connected to both the telephone network 6 and the Internet 7 to perform transactions between the customer terminal 1 and the seller-side device 2. It is composed of a transaction management device 3 that performs mediation, charging processing, and the like. Note that the customer terminal 1 may be configured with separate terminals such as a telephone and a personal computer for the telephone connection function and the Internet connection function, or may be configured with one terminal.

The transaction management device 3 includes a credit check unit 31 for performing a credit check of the customer, a transaction information setting unit 32 for setting a transaction condition with the customer and selecting a seller corresponding to the transaction condition, A distribution processing unit 33 for distributing information on transaction conditions and trading partners set between the customer and the seller device 2 and the customer terminal 1 selected by the information setting unit 32; The usage status, which is a result of the transaction, is received from the customer terminal 1 and the seller device 2 and collected, and the credit of the customer and the seller is determined based on the usage status collected by the usage status collection device 34. , A charging processing unit 36 for charging the seller, and a coupon issuance process for the customer or the seller based on the credit calculated by the credit calculation unit 35. The transaction processing means 37, the customer information including the customer's name, telephone number, credit data, the name of the seller required for the customer to set the transaction conditions with the seller, the seller information including the contact information, The storage unit 38 stores advertisement information indicating details of goods and services that can be traded by the seller. For the customer information, for example, a customer database used in a telephone service of a telephone network can be used as the storage means 38, and thus a simple configuration can be achieved.

Next, the operation of the transaction mediation system shown in FIG. 1 will be described with reference to the sequence diagram shown in FIG.

The customer who requests the mediation of the transaction is the customer terminal 1
Dials a specific telephone number to make a connection request to the transaction management device 3. As a telephone number to be dialed, for example, a free specific telephone number such as a toll-free number is used, so that the customer can easily use the telephone number.

When a connection request is received from a customer, the transaction management device 3 notifies the customer's telephone number (calling I
D) is received. Credit check means 3 of transaction management device 3
1 reads out the customer's credit data from the storage means 38 based on the received telephone number and checks the customer's credit (step S10). As the credit data, for example, use of data such as the state of payment of a telephone charge of a customer regarding a telephone service, use of credit data obtained from a financial institution such as a bank or a credit card company, or the like is possible. It is also possible to use the customer's credit described later.

The credit check means 31 reads credit data based on the telephone number of the customer notified from the telephone network 6 from the storage means 38 and checks whether the customer is suitable for the transaction. When a customer is determined to be eligible for a transaction,
The transaction information setting means 32 of the transaction management device 3
And the transaction conditions are set between them, and a seller corresponding to the transaction conditions is selected (step S20). For example, if the customer terminal is a telephone, the method for setting the transaction conditions is to narrow down the transaction conditions by voice using voice recognition or voice synthesis technology, or to a terminal having a display function such as a personal computer. For example, a method of displaying the transaction conditions in a menu format and narrowing down the transaction conditions can be used. As the transaction conditions, various conditions relating to the transaction are set, such as the type of the product or service requesting the transaction, price information, and the like.

When the transaction conditions are set, a seller corresponding to the set conditions is selected. Specifically, information on the seller is stored in the storage unit 38 in advance, the contents of the storage unit 38 are searched, and a seller corresponding to the transaction condition is selected. The number of sellers to be selected need not be one, but may be plural. The storage means 38 stores, for each seller, information necessary for setting transaction conditions, information on the seller such as the name and address of the seller, and address information on the Internet 7 of the seller-side device 2 and the like. Have been.

When the transaction information setting means 32 completes the setting of the transaction conditions and the selection of the seller, the distribution processing means 33 sends information relating to the transaction to the customer and each selected seller via the Internet 7. (Steps S30 and S40). For each seller, the customer information such as the name, address, telephone number, etc. of the customer who has requested the transaction and the set transaction conditions are distributed to the seller's device 2 of each seller (step S30). . Further, to the customer terminal 1, seller information such as the name and contact information of each selected seller and advertisement information indicating details of products and services of each seller are distributed (step S40). ). The advertisement information of each seller is stored in the storage unit 38 in advance.

When the delivery processing means 33 completes the delivery of the transaction information to the seller or the customer, the billing processing means 36
In order to collect a brokerage commission from the seller, a billing process is performed (step S50).

The customer and the seller contact each other based on the transaction mediation information from the transaction management device 3 and proceed with the negotiation.
If there is a mutual transaction condition, a contract is made (steps S60, S
70).

As described above, by using the credit data stored in correspondence with the customer's telephone number for the customer's credit check, it is possible to use the customer management mechanism corresponding to the telephone number used in the existing telephone service. Yes, a simple mechanism enables credit checks. Further, the customer can participate in the transaction free of charge by using a telephone service function such as toll-free telephone number, and for the seller, the operator of the transaction management device 3 can check the credit of the customer and check the transaction. By outsourcing the intermediary, the construction of a credit check function becomes unnecessary, and the efficiency of customer acquisition can be improved.

Next, the customer and the seller use the customer terminal 1 and the seller's device 2, respectively, to determine the success or failure of the transaction and the transaction result such as the transaction price as the use status of the transaction mediation service via the Internet 7 The data is transmitted to the management device 3 (steps S80, S90). The usage status collecting means 34 of the transaction management device 3 receives and collects usage statuses from customers and sellers.

The credibility calculating means 35 calculates the credibility of the customer and the seller based on the usage status collected by the usage status collecting means 34 (step S100). The credit is calculated so as to be ranked based on the number of successful transactions or the amount of the transaction price. This credit can be used as the credit data of the customer in the credit check means 31 described above.

Coupon processing means 37 of transaction management device 3
Issues a coupon, such as a gift certificate, to a customer or a seller in accordance with the credit score, the transaction volume, or the like calculated by the credit score calculation means 35 (step S110). As described above, by issuing a coupon in accordance with the use status of a transaction, it is possible to promote the use of a transaction by a customer or a seller.

Next, a transaction mediation system according to another embodiment of the present invention will be described with reference to FIG. The transaction mediation system shown in FIG. 3 executes the function for the telephone network by using the transaction mediation device used in the embodiment shown in FIG. 1 and can be connected to both the telephone network 6 and the Internet 7. 4 and a function related to the Internet such as a distribution function by the Internet 7 and is replaced by two devices including an information distribution control device 5 connected to the Internet 7.

The telephone service control device 4 includes a credit check means 41 (corresponding to the credit check means 31 in FIG. 1) for checking the credit of the customer, and setting of transaction conditions with the customer.
The transaction information setting means 42 (corresponding to the transaction information setting means 32 in FIG. 1) for selecting a seller, and information related to the transaction determined by the transaction information setting means 42
Transaction-related information notifying means 43 for notifying the user and the usage status collecting means 4 for receiving and collecting usage status from customers and sellers.
4 (corresponding to the usage status collecting means 34 in FIG. 1), a credit calculation unit 45 (corresponding to the credit calculation means 35 in FIG. 1) for calculating the credit based on the usage status collected by the usage status collecting unit 44, The information distribution control device 5 includes a usage status information notifying unit 46 that notifies the information distribution control device 5 of usage status information including the degree of credit calculated by the calculation unit 45, and a storage unit 47 that stores information such as credit data related to customers.

Further, the information distribution control device 5 includes a transaction-related information receiving means 51 for receiving information related to the transaction notified from the telephone service control device 4, and information relating to the transaction to the customer terminal 1 and the seller-side device 2. Distribution processing means 5 for distribution to
2 (corresponding to the distribution processing means 33 in FIG. 1), a billing processing means 53 (corresponding to the billing processing means 36 in FIG. 1) for collecting a transaction fee to the seller, and a notification from the telephone service control device 4. Usage information receiving means 54 for receiving usage status information including a credit rating, and coupon processing means 55 for issuing a coupon based on the information such as the credit rating and the transaction amount received by the usage status information receiving means 54 (the coupon in FIG. 1). (Corresponding to the processing means 37) and storage means 56 for storing information such as advertisement information of the seller.

Next, the operation of the transaction mediation system shown in FIG. 3 will be described with reference to the sequence diagram shown in FIG. In the operation shown in FIG. 4, the telephone service control unit 4 checks the credit of the customer in response to the connection request from the customer terminal 1 (step S10), sets the transaction conditions with the customer, and sets the seller. (Step S20) is the same as the process shown in FIG. 2 except that the transaction management device 3 is replaced by the telephone service control device 4, and therefore the same step numbers are given and the description is omitted. .

The telephone service control device 4 transmits the set transaction conditions, customer information such as customer name and contact information, and seller information such as the name of the selected seller and contact information via the Internet 7. To the information distribution control device 5 (step S210).

In the information distribution control device 5, when the transaction-related information receiving means 51 receives the transaction conditions, customer information, and seller information from the telephone service control device 4, the distribution processing means 52 sends the information to the seller-side device 2. The customer information and transaction conditions are distributed via the Internet 7 (step S2).
30) Also, the seller information and the advertisement information on the seller are read out to the customer terminal 1 by the storage means 56 and distributed via the Internet 7 (step S240).

When the distribution processing means 52 completes the delivery of the transaction information to the seller or the customer, the charging processing means 53 performs a charging process to collect an intermediary commission for the seller (step S250).

The customer and the seller contact each other, proceed with negotiations, and make a contract if there is a mutual transaction condition (step S2).
(60, S270), using the customer terminal 1 and the seller's device 2 to transmit the transaction result, such as the success or failure of the transaction and the transaction price, to the telephone service control device 4 via the Internet 7 as the use status of the transaction mediation service ( Steps S280, S2
90). The telephone service control device 4 calculates the credit of the customer and the seller based on the received usage status of the customer and the seller (step S300).

The usage status information notifying means 46 notifies the information distribution control device 5 of the usage status information including the calculated credibility via the Internet 7 (step S310).

In the information distribution control device 5, the coupon processing unit 55 issues a coupon such as a gift certificate to a customer or a seller according to the received credit, transaction volume, or the like (step S).
320).

As described above, by sharing functions between the telephone service control device 4 that executes functions related to the telephone network 6 and the information distribution control device 5, it becomes possible to distribute the load.
In addition, operational efficiency can be improved.

[0048]

As described above, according to the present invention,
When the transaction management device receives the connection request from the customer terminal,
The customer's credit data is read from the storage means based on the telephone number of the customer terminal to check the customer's credit, and if the customer can be trusted, the seller information is presented to the customer terminal and selectively determined from the customer terminal. The transaction conditions and the seller selected at the customer terminal corresponding to the transaction conditions are set as transaction information, the customer information and the transaction conditions of the customer are distributed to the seller side device, and the sales are performed to the customer terminal. Distribution of seller's merchandise and advertising information, the customer's credit check can be easily performed using the telephone number, and the seller does not need to check the customer's credit, which is efficient and economical. In addition, the efficiency of customer acquisition can be improved.

Further, according to the present invention, the result of the transaction status is collected from the seller's device and the customer terminal as the usage status, the credit of the seller and the customer is calculated based on the usage, and the sales are calculated based on the credit. Since the coupon is issued to the customer and the customer, the use of the transaction by the customer and the seller can be promoted.

Further, according to the present invention, upon receiving the connection request from the customer terminal, the telephone service control device reads the customer's credit data from the storage means based on the telephone number of the customer terminal and checks the customer's trust, If the customer can be trusted, the seller information is presented to the customer terminal, and the transaction conditions selectively determined from the customer terminal and the seller selected at the customer terminal corresponding to the transaction conditions are set as the transaction information. , The customer information, the seller information and the transaction conditions are notified to the information distribution control device. When the information distribution control device receives the customer information, the seller information and the transaction conditions, the advertisement information of the seller specified by the seller information. From the storage means, distributes the customer information and the transaction conditions to the seller's device via the network, and distributes the seller information and the product information to the seller's device. Distribution to the terminal makes it easy to check the customer's credit using the phone number, and eliminates the need for the seller to check the customer's credit, which is efficient and economical, and the efficiency of customer acquisition In addition to the above, the load can be distributed by sharing the functions of the telephone service control device and the information distribution control device, and the efficiency can be improved.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a configuration of a transaction mediation system according to an embodiment of the present invention.

FIG. 2 is a sequence diagram showing an operation of the transaction mediation system shown in FIG.

FIG. 3 is a block diagram showing a configuration of a transaction mediation system according to another embodiment of the present invention.

FIG. 4 is a sequence diagram showing an operation of the transaction mediation system shown in FIG.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Customer terminal 2 Seller side apparatus 3 Transaction management apparatus 4 Telephone service control apparatus 5 Information distribution control apparatus 6 Telephone network 7 Internet 31,41 Credit check means 32,42 Transaction information setting means 33,52 Distribution processing means 34,44 Use Status collecting means 35, 45 Credit calculating means 36, 53 Billing processing means 37, 55 Coupon processing means 38, 47, 56 Storage means 46 Usage status information notification means 51 Transaction-related information receiving means 54 Usage status information receiving means

Claims (8)

[Claims] 1. A transaction mediation system comprising a customer terminal, a seller device, and a transaction management device connected to each other via a network, and mediating a transaction between a customer and a seller. The device provided the customer's phone number, customer information including credit data, the seller information needed by the customer to set up transaction terms with the seller, and details of the goods or services that the seller can trade. Storage means for storing advertisement information; and when a connection request from the customer terminal is received via the network, the credit data of the customer is read from the storage means based on the telephone number of the customer terminal obtained by the reception, and the credit data is read. Credit check means for checking the credit of the customer based on the credit information of the customer based on the credit information of the customer. Transaction information for presenting to a customer terminal via a network, and setting transaction conditions selectively determined by the customer terminal for the presentation and a seller selected at the customer terminal in response to the transaction conditions as transaction information Setting means for reading the customer information of the connection-requested customer and the seller information and advertisement information of the selected seller from the storage means, and sending the customer information of the customer to the seller-side device of the seller; Distribution processing means for distributing the determined transaction conditions via a network, and distributing seller information and advertisement information of the selected seller to the customer terminal via the network. Trading brokerage system. 2. The transaction mediation system according to claim 1, wherein the connection request from the customer terminal to the transaction management device is made by a specific number. 3. The transaction management device according to claim 1, further comprising: a billing processing unit for performing a billing process on the seller every time the distribution processing unit distributes the customer information and the transaction conditions to the seller device. The transaction mediation system according to claim 1, wherein: 4. The transaction management device receives a transaction status result from the seller-side device and a customer terminal via a network, and collects the received transaction status result as a usage status. A credit calculation means for calculating the credit of the seller and the customer based on the usage collected by the usage collecting means; and a coupon to the seller and the customer based on the credit of the seller and the customer calculated by the credit calculation. 2. The transaction mediation system according to claim 1, further comprising a coupon processing unit for issuing. 5. A transaction mediation system having a customer terminal, a seller device, a telephone service control device, and an information distribution control device connected to each other via a network, and mediating a transaction between a customer and a seller. Storage means for storing customer information including customer telephone number, credit data, and seller information necessary for the customer to set up transaction conditions with the seller; When a connection request from a customer terminal is received via a network, a credit check for reading the customer's credit data from the storage means based on the telephone number of the customer terminal obtained by the reception and checking the customer's credit based on the credit data Means, and if it is determined that the customer can be trusted as a result of the customer's credit check, the seller information stored in the storage means is transmitted via a network. Transaction information setting means for presenting to a customer terminal, and setting transaction conditions selectively determined from the customer terminal for the presentation and a seller selected at the customer terminal in accordance with the transaction conditions as transaction information, As a result of the credit check, the customer information of the customer determined to be credible and the seller information of the selected seller are read out from the storage means, and the customer information, the seller information and the transaction conditions are transferred via the network. Transaction-related information notifying means for notifying the information delivery control device by means of the information delivery control device. Upon receiving the customer information, the seller information, and the transaction condition notified from the telephone service control device, the advertisement information of the seller specified by the seller information is read from the storage unit. And distributes the customer information and the transaction conditions to the seller device of the seller specified by the seller information via the network, and specifies the seller information and the advertising information by the customer information via the network. And a distribution processing means for distributing the data to a customer terminal of the customer. 6. The transaction mediation system according to claim 5, wherein the connection request from the customer terminal to the telephone service control device is made by a specific number. 7. The information distribution control device further includes accounting processing means for performing accounting processing for the seller every time the distribution processing means distributes the customer information and the transaction conditions to the seller-side device. The transaction mediation system according to claim 5, wherein: 8. The use status collection device, wherein the telephone service control device receives transaction status results from the seller device and the customer terminal via a network, and collects the received transaction status results as a usage status. Means, credit calculation means for calculating the creditworthiness of the seller and the customer based on the usage status collected by the usage status collection means, and usage status information including the credit rating of the seller and the customer calculated by the credit calculation device, A use status information notifying unit for notifying a distribution control device, wherein the information distribution control device includes a use status information receiving unit for receiving the use status information notified from the telephone service control device; The coupon processing means for issuing coupons to sellers and customers based on the status information, further comprising: coupon processing means. Attraction intermediary system.