JP2002262348A - Authentication system and mobile phone with card function - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an authentication system with a mobile phone 14 containing a magnetic card 15 and the mobile phone with a card function where a user can easily manage the card, no container space is needed and an issuer is relieved of the load of the procedure attended with issuing or updating of the card and the cost is reduced. SOLUTION: The authentication system is provided with authentication information management servers 10-12 that store authentication information and the mobile phone 14 connected to the authentication information management servers 10-12 via a communication network 13. The mobile phone 14 receives and stores the authentication information from the authentication information management servers 10-12, selects optional information from the stored authentication information and writes the information on a magnetic layer 16 of the magnetic card 15. The magnetic card 15 contained in a mobile phone main body is used for various cards.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an authentication system in which a magnetic card is housed in a portable telephone body and a portable telephone with a card function.

[0002]

2. Description of the Related Art Conventionally, financial institutions, public institutions, shops,
In hospitals and the like, various magnetic cards such as credit cards, commuter passes for railways and buses, membership cards for gas stations and video rentals, book cards, stationery tickets, coupon tickets, and the like are issued. For these magnetic cards, the information written on the magnetic layer is read by a card reader provided in a store or the like, and authentication is performed.

[0003]

However, since the issuers of magnetic cards are individually issued, the number of cards possessed by the user is very large at present.

As described above, when the number of cards in possession increases, there is a problem that the management of the cards such as the expiration date becomes complicated and the space required for storing a purse or the like increases.

[0005] In addition, for the card issuer, the procedures and costs required for issuing and renewing the card increase, and
There is a problem that insurance costs increase due to misuse due to loss or theft.

According to the present invention, various magnetic cards can be shared by a single magnetic card stored in the portable telephone body, the user can easily manage the cards, no storage space is required, and the issuer can issue and update the cards. It is an object of the present invention to provide an authentication system and a mobile phone with a card function which can reduce the procedures and costs associated with the authentication.

[0007]

An authentication system according to the present invention includes an authentication information management server storing authentication information, and a mobile phone connected to the authentication information management server via a communication network. Receiving means for receiving the authentication information from the information management server, storage means for storing the authentication information received by the receiving means, a magnetic card, and information selecting means for selecting any information from the authentication information stored in the storage means And information rewriting means for writing the authentication information selected by the information selecting means on the magnetic layer of the magnetic card.

[0008] According to the authentication system of the present invention, the user can easily manage the card, no storage space is required, and the issuer can reduce the procedures and costs involved in issuing and updating the card.

[0009]

An authentication system according to a first aspect of the present invention includes an authentication information management server storing authentication information, and a mobile phone connected to the authentication information management server via a communication network. The telephone includes a receiving unit that receives the authentication information from the authentication information management server, a storage unit that stores the authentication information received by the receiving unit, a magnetic card, and arbitrary information from the authentication information stored in the storage unit. And an information rewriting means for writing the authentication information selected by the information selection means on the magnetic layer of the magnetic card.

According to the authentication system of the first aspect of the present invention, authentication information is downloaded from an authentication information management server via a communication network and written on a magnetic card provided in a mobile phone, so that a single magnetic card can be used. Various cards can be shared, and the user does not need to carry many cards.
This makes it easy to manage the card, prevents the card from being misused by being lost or stolen, and eliminates the need for a storage space. In addition, the issuer can reduce the procedures and costs involved in issuing, updating, and upgrading the card, and can prevent the abuse of the card from increasing insurance costs.

According to a second aspect of the present invention, in the authentication system, the portable telephone has a transmitting means for transmitting a personal identification number for downloading to the authentication information management server to determine whether the user is an authorized user. The management server determines whether the download password received from the mobile phone is correct or not,
A password determining means for downloading authentication information to the mobile phone when the download password is correct.

According to the authentication system of the second aspect of the present invention, when downloading the authentication information, it is possible to determine whether the user is a legitimate user based on the security code for download.
It is possible to prevent the authentication information from being downloaded illegally.

According to a third aspect of the present invention, a maintenance fee for authentication information is deducted from a registered account of a mobile phone or a provider.

According to the authentication system of the third aspect of the present invention, the maintenance fee such as the annual usage fee and the registration fee of the authentication information can be deducted from the registered account of the mobile phone or the provider, and the debit account is set for each card. You can save time and effort.

In the authentication system according to a fourth aspect of the present invention, the magnetic card is provided on the main body of the portable telephone so as to be able to protrude and retract or to be detachable.

According to the authentication system of the fourth aspect of the present invention, the magnetic card can be stored in the portable telephone body when it is unnecessary, so that it does not get in the way.

In the authentication system according to a fifth aspect of the present invention, the information rewriting means is built in or externally attached to the portable telephone body.

According to the authentication system of claim 5 of the present invention, the information rewriting means is built in the main body of the mobile phone,
The contents of the magnetic card can be changed to desired authentication information regardless of the place. Further, by externally attaching the information rewriting means to the main body of the mobile phone, it is possible to prevent the mobile phone from becoming large.

[0019] In the authentication system according to a sixth aspect of the present invention, the portable telephone has use history storage means for storing the use history of the authentication information.

According to the authentication system of the sixth aspect of the present invention, since the use history of the authentication information is stored in the mobile phone, the user can easily confirm the usage status of the authentication information as necessary. .

According to a seventh aspect of the present invention, there is provided a portable telephone with a card function, comprising: input means for inputting authentication information; storage means for storing the authentication information input from the input means; And information rewriting means for writing the authentication information selected by the information selection means to the magnetic layer of the magnetic card.

The input means may be, for example, wireless, wired,
Alternatively, a key of the mobile phone body is used.

According to the portable telephone with a card function of the present invention, the authentication information stored in the portable telephone is written into the magnetic card by the input means, so that one magnetic card can share various cards. The user can easily manage the card, no storage space is required, and the issuer can reduce the procedures and costs involved in issuing and updating the card.

In a portable telephone with a card function according to a ninth aspect of the present invention, the magnetic card is provided in the portable telephone main body so as to be freely protruded and retractable or detachable.

According to the portable telephone with a card function of the ninth aspect of the present invention, the magnetic card can be stored in the portable telephone main body when it is unnecessary, so that it does not get in the way.

In the portable telephone with a card function according to a tenth aspect of the present invention, the information rewriting means is built in or external to the portable telephone main body.

According to the portable telephone with card function of the tenth aspect of the present invention, by incorporating the information rewriting means in the portable telephone main body, the contents of the magnetic card can be changed to desired authentication information regardless of the place. . Further, by externally attaching the information rewriting means to the main body of the mobile phone, it is possible to prevent the mobile phone from being enlarged.

A portable telephone with a card function according to claim 11 of the present invention has use history storage means for storing the use history of authentication information.

According to the portable telephone with a card function of the eleventh aspect of the present invention, the use history of the authentication information is stored in the portable telephone, so that the user can easily confirm the use status of the authentication information as required. be able to.

Hereinafter, an embodiment of the present invention will be described with reference to FIG.
This will be described with reference to FIG. (Embodiment 1) FIG. 1 is a schematic configuration diagram of an authentication system according to Embodiment 1 of the present invention.

The authentication system comprises authentication information management servers 10, 11, 12 storing authentication information, and a mobile telephone 14 connected to the authentication information management servers 10, 11, 12 via a communication network 13, such as the Internet. Have been.

The authentication information management servers 10, 11, 12
For example, a server provided in a financial institution, a public institution, a store, a hospital, or the like that issues a magnetic card such as a credit card, a membership card, and a book card. Each authentication information management server 10, 11, 12 stores authentication information (name, date of birth,
Card number, expiration date, usage status, password, etc.). Further, a password for download is added to each authentication information so that the authentication information is downloaded to an authorized customer at the time of downloading.

A magnetic card 15 is housed in the mobile phone 14 so as to be freely retractable.
By writing the authentication information downloaded from 0, 11, 12 into the magnetic layer 16 of the magnetic card 15, the magnetic card 15 can be used by passing it through a card reader 17 installed in a store or the like. That is, when used as a member card, the authentication information read by the card reader 17 is displayed on the screen of the personal computer 18 installed in the store, and various services as a member are received, service points are added, and the like. . When used as a credit card, the authentication information read by the card reader 17 is transmitted to the host computer 19 of the financial institution, and after the card is confirmed, payment of the purchased commodities and the like is completed.

Next, the detailed structure of the mobile phone 14 will be described with reference to FIGS.

The mobile phone 14 includes a CPU 20, an input / output unit 21, a liquid crystal display unit 22, a key input unit 23, a memory 24,
Built-in information rewriting unit 25, magnetic layer 1 in information rewriting unit 25
6 is a magnetic card 15 on which data is written.

The CPU 20 controls the input / output unit 21, the liquid crystal display unit 22, the key input unit 23, the memory 24, and the information rewriting unit 25, and selects authentication information to be used from the authentication information stored in the memory 24. Plays a role as information selection means.

The input / output unit 21 is connected to the authentication information management server 1
Information is input / output to / from 0, 11 and 12 via the communication network 13.

The liquid crystal display unit 22 displays an operation screen for downloading the authentication information, an operation screen for writing the authentication information on the magnetic card 15, and the like.

The key input unit 23 is used for downloading authentication information, writing authentication information, and the like.

The memory 24 stores the authentication information management server 10,
The authentication information received from 11 and 12 is recorded. Also, it is a use history storage unit for storing a use history of the authentication information used by the user.

The information rewriting unit 25 includes a write circuit, a head, and the like for writing the authentication information selected by the CPU 20 on the magnetic layer 16 of the magnetic card 15.

The magnetic card 15 is housed in a slit 30 in the mobile phone 14 so as to be freely protruded and retracted.
The magnetic layer 16 is formed on the surface of the protrusion 5. An enlarged diameter portion 31 is formed at the edge on the storage side of the magnetic card 15, and the enlarged diameter portion 31 rides over the opening of the slit 30 when the magnetic card 15 is pulled out and holds the magnetic card 15. A retaining portion 32 is provided to prevent the magnetic card 15 from falling off due to engagement of the holding portion 34 with the enlarged diameter portion 31. The magnetic card 1 is located at the back of the slit 30.
When the magnetic card 1 is stored,
The holding portion 33 for holding 5 is protruded.

Next, the procedure for downloading the authentication information will be described with reference to FIG.

First, the server 1 which operates the key input unit 23 of the mobile phone 14 to manage the authentication information desired by the user.
0, 11, and 12 are connected via the communication network 13 (step 40).

Next, in accordance with the instructions displayed on the liquid crystal display unit 22 of the mobile phone 14, after inputting necessary items such as a name,
Request download of authentication information (step 41).

The authentication information management servers 10, 11, and 12, which have received the request for downloading the authentication information,
In order to confirm that the user of the card is the card user,
Requests the input of a download PIN assigned to each customer. The security code for download is set in advance at the time of contract with a customer or the like. The customer operates the key input unit 23 to input a personal identification number for download, and transmits it to the authentication information management servers 10, 11, and 12 (step 42).

The authentication information management servers 10, 11, and 12, which have received the download password, use the password identification means to determine whether the download password is correct based on the necessary items such as the name entered by the customer (step). 43).
If the download password is incorrect, the re-input is instructed a predetermined number of times. If the correct download password is not input, the process ends without downloading the authentication information.

In step 43, if the correct download password is entered, the authentication information management server 10
11 and 12 download the authentication information (step 44).

The downloaded authentication information is stored in the memory 24 of the mobile phone 14 (step 45).

Next, the use of the magnetic card 15 will be described with reference to FIG.

First, the user operates the key input unit 23 of the mobile phone 14 to display a list of authentication information stored in the memory 24 on the liquid crystal display unit 22 (step 50). FIG.
The mobile phone 14 in a state where a list of authentication information is displayed on the liquid crystal display unit 22 is shown.

Next, the user operates the key input section 23 to select desired authentication information from the list, and presses the enter key 60 (step 51).

The CPU 20 outputs a write signal to the information rewriting unit 25 so as to write the selected authentication information on the magnetic card 15. The information rewriting unit 25 receives the signal from the CPU 20 and writes the selected authentication information on the magnetic layer 16 of the magnetic card 15 (Step 52).

When the writing of the authentication information is completed, the magnetic card 15 is pulled out (see FIG. 7) and passed through the card reader 17 for use (step 53).

When the magnetic card 15 is used, its use history, for example, information such as the amount of use and the addition of points, is stored in the memory 24, and can be called at any time to check the use status.

The maintenance fee such as annual usage fee and registration fee for the authentication information is deducted from the registered account of the mobile phone or the provider, without having to set up a debit account for each card.

The function of storing the use history in the memory 24 may not be provided, and a debit account may be set for each card. (Embodiment 2) FIG. 8 is a schematic configuration diagram of an authentication system according to Embodiment 2 of the present invention.

In the authentication system according to the second embodiment, an information rewriting device 80, which is an information rewriting unit, is externally attached to the mobile phone 14. That is, the information rewriting device 80
This device is connected to the mobile phone 14 via a code 81 and writes the authentication information received from the mobile phone 14 into the magnetic layer 16 of the magnetic card 15 by a rewriting circuit and a head by inserting the magnetic card 15. The information rewriting device 80 may be owned by an individual, or may be installed in a store or the like.

When using the magnetic card 15, first, the portable telephone 14 is connected to the information rewriting device 80 via the code 81. By operating the key input unit 23 of the mobile phone 14, a list of the authentication information stored in the memory 24 is displayed on the liquid crystal display unit 22. The storage of the authentication information in the memory 24 is performed in the same manner as in the example shown in the first embodiment.
3 by downloading from the authentication information management servers 10, 11, and 12. Next, the key input unit 2
Operate 3 to select the desired authentication information from the list and press the enter key. The selected authentication information is transmitted to the information rewriting device 80 via the code 81. The magnetic card 15 is inserted into the information rewriting device 80, and the authentication information is written on the magnetic layer 16. When the writing of the authentication information is completed, the magnetic card 15 is passed through the card reader 17 and used.

As described above, by externally attaching the information rewriting device 80 to the mobile phone 14, it is possible to prevent the mobile phone 14 from being enlarged. (Embodiment 3) FIG. 9 is a schematic configuration diagram of an authentication system according to Embodiment 3 of the present invention.

In the authentication system according to the third embodiment, a magnetic card 90 is detachably provided on the mobile phone 14. The authentication information is downloaded in the same manner as in the first embodiment. Writing of the authentication information to the magnetic layer 91 of the magnetic card 90 is performed by an information rewriting unit built in the mobile phone 14 or an external information rewriting device.

As described above, since the magnetic card 90 is detachably provided in the portable telephone 14, it is possible to cope with the reading device 92 in which only the magnetic card 90 is inserted into the card slot and used. Of course, the magnetic card 90 may be used by passing it through the card reader 17 in combination with the same mechanism as in the first embodiment for holding the magnetic card 90 in the mobile phone main body so as to be freely protruded and retracted.

In addition to the method in which the authentication information is taken into the mobile phone 14 via the communication network 13 as in the above-described embodiment, the customer brings the mobile phone 14 to a company which manages the authentication information, and The authentication information may be downloaded by connecting to a computer of the information management company via a code, or may be manually input by operating the key input unit 23.

[0064]

According to the authentication system and the cellular phone with a card function of the present invention, various cards can be shared by one magnetic card stored in the cellular phone main body, and the user does not need to carry many cards. In addition, the card can be easily managed, storage space is not required, and the issuer can obtain the advantageous effects of reducing the procedures and costs involved in issuing and updating cards.

[Brief description of the drawings]

FIG. 1 is a schematic configuration diagram of an authentication system according to a first embodiment of the present invention.

FIG. 2 is a block diagram of a mobile phone according to Embodiment 1 of the present invention.

FIG. 3 is a cross-sectional view of the mobile phone according to the first embodiment of the present invention.

FIG. 4 is a flowchart of downloading authentication information according to the first embodiment of the present invention.

FIG. 5 is a flowchart of use of the magnetic card according to the first embodiment of the present invention.

FIG. 6 is a front view of the mobile phone according to the first embodiment of the present invention.

FIG. 7 is a front view of the mobile phone according to the first embodiment of the present invention.

FIG. 8 is a schematic configuration diagram of an authentication system according to a second embodiment of the present invention.

FIG. 9 is a schematic configuration diagram of an authentication system according to a third embodiment of the present invention.

[Explanation of symbols]

 10, 11, 12 Authentication information management server 13 Communication network (Internet) 14 Mobile phone 15, 90 Magnetic card 16, 91 Magnetic layer 20 CPU 21 Input / output unit 24 Memory 25, 80 Information rewriting unit

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI theme coat ゛ (reference) H04L 9/00 673E F-term (reference) 2C005 HA03 HB01 HB04 HB13 HB15 HB20 JA02 KA15 LB34 5J104 AA07 KA01 MA03 NA05 NA34 NA38 NA41 PA02 PA11 5K067 AA30 AA32 BB04 DD17 EE02 GG01 GG11 HH11 HH23 HH24 HH36

Claims (11)

[Claims] 1. An authentication information management server storing authentication information, and a mobile phone connected to the authentication information management server via a communication network, wherein the mobile phone receives authentication information from the authentication information management server. Receiving means, storing means for storing the authentication information received by the receiving means, a magnetic card, information selecting means for selecting any information from the authentication information stored in the storing means, and the information selecting means An information rewriting means for writing the authentication information selected in the magnetic layer of the magnetic card. 2. The mobile phone has transmission means for transmitting a download personal identification number to the authentication information management server to determine whether the user is an authorized user, and the authentication information management server receives the password from the mobile phone. 2. The authentication system according to claim 1, further comprising a password determination unit configured to determine whether the downloaded password is correct or not, and download the authentication information to the mobile phone when the download password is correct. 3. The authentication system according to claim 1, wherein the maintenance cost of the authentication information is deducted from a registered account of a mobile phone or a provider. 4. The authentication system according to claim 1, wherein the magnetic card is provided on the main body of the mobile phone so as to be able to protrude and retract or to be detachable. 5. The authentication system according to claim 1, wherein the information rewriting means is built in or external to the mobile phone main body. 6. The authentication system according to claim 1, wherein the mobile phone has use history storage means for storing use history of authentication information. 7. An input unit for inputting authentication information, a storage unit for storing the authentication information input from the input unit, a magnetic card, and information selection for selecting any information from the authentication information stored in the storage unit. And a information rewriting means for writing the authentication information selected by the information selection means on the magnetic layer of the magnetic card. 8. The mobile phone with a card function according to claim 7, wherein the input means is a key of a wireless, wired, or mobile phone body. 9. The mobile phone with a card function according to claim 7, wherein the magnetic card is provided in the mobile phone main body so as to be able to protrude and retract or to be detachable. 10. The mobile phone with a card function according to claim 7, wherein the information rewriting means is built in or external to the mobile phone main body. 11. The mobile phone with a card function according to claim 7, further comprising usage history storage means for storing usage history of authentication information.