JP2002056441A - Card issue system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a card issue system capable of eliminating the labor of filling a form of personal information of an applicant having a card already issued in past when applying the issue of a new card. SOLUTION: This card issue system is provided with a terminal device for user having an input means for inputting the registration application information of a user, a display means for displaying the input indication screen, an application forming means, and a card reading device for reading out the specific data of the issued cards, and provided with a registration center having a data forming means for receiving the registration application information input from the terminal device for user and the specific data input from the card reading means through a communication line and for extracting the personal information of a user from a memory means so as to form the card issue data and a memory means for storing the card issue data, and provided with a card issue device for receiving the card issue data from the registration center through the communication line so as to issue a card.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] The present invention relates to a new service provided by using a card already issued and held by a user and personal information already registered when issuing the held card. The present invention relates to a card issuing system that issues new cards that can be issued. For example, the present invention relates to a card issuing system capable of efficiently performing an issuing procedure when a user who already has a cash card desires to issue a new credit card.

[0002]

2. Description of the Related Art Conventionally, as a user authentication means when a provider of a predetermined service, such as a credit service provided by a credit company or a cash service provided by a financial institution, provides a service to a user of the service. In general, a card having various specifications is used as an authentication medium. If the service provider issues these cards to the person who wants to use the service, fill in the special application form with the specified information, for example, personal information such as name, address, age, occupation, etc. The application procedure is performed by submitting this application form to the service provider, for example, by stamping. Upon receiving the application form, the service provider conducts a screening based on the items described in the application form to determine whether or not the service user meets the criteria, and if approved by the screening, issues a card issuance process. Often done.

[0003] When issuing a card, the operator inputs information necessary for issuing the card using an input device while confirming the items described in the application form, and performs the card issuing process. From the time the issue applicant submits the application form to the service provider until the card is obtained,
It is common to wait more than a week. Therefore, there are many cases where it is not possible even if you want to receive the service from the day of application. There is.

[0004] Further, when the services to be provided are different, the types of cards to be issued are also different, and therefore, the form of the application form is often different depending on the type of cards to be issued, and is used for inadvertently applying for a card. There is a risk that an error may occur such as rewriting and rewriting using an application form different from the application form, and there is a problem that it is confusing when completing the application form.

Further, for example, even when a user who already has a cash card desires to issue a new credit card, the same personal information as previously entered in the application form when applying for a cash card, For example, personal information such as a user's address, name, telephone number, date of birth, and work place must be entered again in the credit card application form, which is troublesome. Such personal information is registered in the customer database when a cash card application has been made in the past, and there is a problem that it is useless to fill out the application form even when applying for a credit card again.

[0006]

SUMMARY OF THE INVENTION An object of the present invention is to solve the problem in the case where a new card applicant already has a card issued in the past, and when the card application procedure is performed, the applicant's individual When the information is already registered in the database, the applicant can apply for a new card without having to re-enter the applicant's personal information in the application form, simplifying the card application procedure and improving efficiency Card can be issued to the card issuer in a short period of time from the time of application. This eliminates the need for input processing, allows you to perform the application procedure without making mistakes in the application form used when creating the application form, and performs efficient card issuance processing. To provide a card issuing system that.

[0007]

A card issuing system according to the present invention includes an issued card issued from a predetermined service provider to a user and personal information of the user when issuing the card. A card for issuing a new card to the user by using the storage means in which the user is authorized as a user of a new service provided by the provider. An issuing system, wherein when the user applies for issuance of the new card, input means for inputting registration application information based on an operation of the user himself, and a display for displaying an input instruction screen for the input Means, an application form creating means for creating an application form displaying the registration application information, and a card reading means for reading unique data stored in the issued card. A provider terminal device having input means for inputting permission information when permitting issuance of a card to the user as a result of examination by the provider based on the information of the application form; and Receiving the registration application information input from the input means of the user terminal device and the unique data input from the card reading means via a communication line, and receiving the user information from the storage means based on the unique data. A registration center having data creation means for extracting personal information and creating card issue data, storage means for storing the card issue data, and receiving the card issue data from the registration center via a communication line. A card issuing device for issuing a new card.

[0008] The invention is characterized in that the input means for inputting the registration application information can input information for specifying the type of card to be issued. The input means can input face image information of the user himself, and the card issuing device has a card display recording means for displaying the face image information on a card. Further, the card issuing device is installed in the same room as the terminal device. Further, the application form has a seal field of the user.

[0009]

Embodiments of the present invention will be described below in detail with reference to the drawings. FIG. 1 is a schematic diagram of an embodiment of a card issuing system according to the present invention, FIG. 2 is a block diagram showing a main configuration of the card issuing system according to the present invention, and FIGS. It is a flowchart which shows the processing procedure of a system.

[0010] The card issuing system of the present invention can be used, for example, in the case where a user who already has a cash card desires to issue a new credit card, even if various users who have already registered in the past when applying for a cash card are used. By using information, a service provider can issue a card from a service provider to a service user in a short time and efficiently. As shown in FIGS. 1 and 2, a service user who wants to use the service is required. Will issue a card and issue card.
And a registration center 2 equipped with a host computer for storing card issuance data including information on the issued card and information for specifying a user of the card in a storage means as a database, by using the communication line 3 for various types of information. It is a system that can communicate.

[0011] When a card user 16 who wants to issue a card performs an application procedure, the card issuing store 1
The 16 users themselves can perform operations such as inputting information themselves, and registration application information for identifying the 16 users themselves, for example, information such as name, address, date of birth, occupation, and work place,
An input means 4 such as a keyboard for inputting information for specifying the type of card to be issued, a display means 5 for displaying an input instruction screen for explaining an input procedure and the like from the input means 4,
An application form creating means 6 for creating an application form 7 displaying the registration application information 8 input by the input means 4 by printing or the like, and a card user who has already issued the card 10 In this case, a user terminal device 12 having card reading means 11 for reading unique data recorded on a recording unit such as a magnetic stripe or an IC of the already issued card 10 is installed.

In addition to the above, the user terminal device 12 is provided with a communication means 13 and a control means 14 for controlling each means. The application form 7 created by the application form creating means 6 displays the registration application information 8 entered by the input means 4 as information necessary for the application, for example, by being printed. A seal box 9 is provided for stamping a confirmation seal as proof that the person has applied for the card issuance. Further, when displaying the face image of the card user on the issued card, the photographing means 1
5 may be provided.

On the service provider side, a provider terminal device 17 that can be used only by the service provider is installed in the card issuing store 1. The provider terminal device 17 determines whether or not to issue a card based on information of an application created by the user who wants to issue a card using the user terminal device 12. As a result of the examination based on the above, when permitting issuance of a card to the user, input means 18 for inputting permission information, display means 19, communication means 20, and control means 21 for controlling each means And

Further, the card issuing store 1 is provided with a card issuing device 22 for receiving card issuing data from a registration center via a communication line and issuing a card. The card may be received by the user himself, or once the service provider receives the card from the card issuing device 22,
The card may be handed to the card user at the counter.

The card issuing device 22 includes an unissued card storage unit 23 for storing a plurality of general-purpose cards before issuance, and a communication for receiving card issuance data from a registration center via a communication line. Based on the card issuing data received from the registration center by the communication means 24, for example, the name of the card user,
When card display means 25 for displaying unique data such as a member number and a face image of a card user, and information storage (including recording) means such as an IC storage unit and a magnetic recording unit are provided on the card A card information writing / storing means 26 for storing (including recording) card issuance data in these information storing (including recording) means; a card conveying means 27 for conveying a card; Is provided.

The above-described user terminal device 12, provider terminal device 17, and card issuing device 22 are preferably installed in the same room. The application procedure and card issuance and delivery can be performed immediately in the same room, which is efficient and convenient. However, it is not always necessary to install the card in the same room, and the installation location can be arbitrarily selected as long as the card can be handed over to the card user in a short time.

On the other hand, a host computer 29 is installed in the registration center 2. The host computer 29 receives the registration application information input by the card user into the user terminal device 12 and the permission information input by the card provider into the provider terminal device 17 via a communication line. Communication means 30 for transmitting the card, data creation means 31 for creating card issuance data created by adding a card issuance date, a card number, and the like to the registration application information received by the communication means 30; Storage means 32 for storing and registering data as an issuance card database or the like;
And control means 33 for controlling each of the means. The registration center 2 can exchange information with terminals and card issuing devices provided at a plurality of card issuing stores via a communication line, and performs card issuing processing without being limited to the location of the card issuing store. I can do it.

Next, the processing procedure of the card issuing system of the present invention will be described with reference to the flowcharts shown in FIGS. 3 and 4. Here, it is desired to issue a card for receiving a new service. A case where the card user 16 already has a card that can be provided with another service will be described. First, when performing the application procedure, the card user 16 reads the unique data recorded in the recording unit of the card 10 already issued by the card reading means 11.
(S1). Then, the user operates the input unit 4 while inputting the registration application information to be input indicated in the operation description from the input unit 4 while looking at the operation description displayed on the screen of the display unit 5 of the user terminal device 12. (S2). As the information to be input, for example, when there is a change in address or work place in addition to the type of card desired to be issued, such information is also input.

When the above input is completed, based on the unique data read by the card reading means 11,
Unique data such as the address, name, telephone number, and workplace of the card user 16 registered in the past from the database of the registration center 2 are obtained via the communication line 3 by the communication means 13 and 30, and these unique data are obtained. An application form 7 on which input information and the like are displayed is created using the application form creation means 6 (S3).

Next, the card user seals the seal box 9 of the application form 7, submits the application form 7 to the service provider, and makes a formal application for card issuance (S4). The service provider checks the content of the submitted application form 7 and judges whether a card can be issued (S5). Normal,
These screenings are performed based on predetermined screening criteria. If the criteria are not satisfied, the card user is notified that the card cannot be issued, and the procedure is terminated (S6).

When issuing a card that satisfies the criteria in the above examination, the service provider inputs permission information for notifying that the card is permitted to be issued from the input means 18 of the provider terminal device 17. (S7). At this time, the card user receives a notification from the service provider that the card is authorized to be issued in the examination, and photographs the face of the card user by the photographing means 15 (S8). The photographing by the photographing unit 15 may be performed when the registration application information is input from the input unit 4. After the permission of the service provider, the registration application information input from the input means 4 of the user terminal device 12 by the instruction signal from the input means 18 of the provider terminal device 17 and the provider terminal device 17 The permission information input from the input means 18 and the face image information photographed and input by the photographing means 15 are sent to the registration center 2 (S9).

In the registration center 2, first, the card issuing data is created by the data creating means 31 based on the received information, and the card issuing data is registered and stored in the card issuing database of the storage means (S10). Next, the card issuing data is sent from the registration center 2 to the card issuing device 22 (S11). Then, in the card issuing device 22, based on the received card issuance data, the card display recording means 25 displays, on the card surface, unique data such as the card user's name and member number, and a face image of the card user. At the same time, the card issuing data is stored (including recording) in information storage (including recording) means such as an IC storage unit and a magnetic recording unit of the card (S12). Then, the card is conveyed by the card conveying means 27, and the card issuance device 2
The card issuance is completed when the card user receives the card 34 (S13).

[0023]

As described above, the card issuance system of the present invention, when a user who has issued a card already issued in the past applies, applies the personal information of the applicant again to the application form. Since there is no need to fill in the form, the card application procedure can be simplified and made more efficient. Also,
Enter the registration application information that identifies the user himself / herself based on the operation of the user himself / herself, and use the registration application information as card issuing data. In addition, there is no need for the operator to input information based on the items described in the application form required at the time of issuing the card.
There is an effect that an efficient card issuing process can be performed. Furthermore, an input means for inputting registration application information
Since information for specifying the type of card to be issued can be input, it is convenient to select a card of a different type even if it is to be issued. Further, since the input means can input the face image information of the user himself / herself, it is possible to issue a card in which the face image is displayed by the card issuing apparatus and which can be easily identified. By installing the card issuing device in the same room as the terminal device, the card issued at the place where the card is issued can be received, and the card can be obtained in a shorter time. In addition, since the card application includes a seal field for the user who applies for the card, there is an effect that it is possible to confirm that the application for the card has been made with the approval of the user.

[Brief description of the drawings]

FIG. 1 is a schematic diagram of an embodiment of a card issuing system according to the present invention.

FIG. 2 is a block diagram showing a main configuration of a card issuing system according to the present invention.

FIG. 3 is a flowchart showing a processing procedure of the card issuing system of the present invention.

FIG. 4 is a flowchart showing a processing procedure of the card issuing system of the present invention.

[Explanation of symbols]

 1 Card Issuer 2 Registration Center 3 Communication Line 4,18 Input Means 5,19 Display Means 6 Application Form Creation Means 7 Application Form 8 Registration Application Information 9 Seal Box 10 Cards Already Issued 11 Card Reading Means 12 User Terminal Apparatus 13, 20, 24, 30 Communication means 14, 21, 28, 33 Control means 15 Imaging means 16 Card user 17 Provider terminal device 22 Card issuing device 23 Unissued card storage means 25 Card display recording means 26 Card information Write storage means 27 Card transport means 29 Host computer 31 Data creation means 32 Storage means 34 Card

 ──────────────────────────────────────────────────続 き Continued on the front page F term (reference) 3E044 BA04 BA05 CA05 CA06 DA05 DE01 DE07 5B055 BB20 CC10 EE02 EE03 EE21 EE27 KK01 KK19 KK25 5B058 CA01 CA31 KA11 YA20

Claims (5)

[Claims] 1. Using an issued card issued to a user from a predetermined service provider and storage means for storing personal information of the user when issuing the card, A card issuing system for issuing a new card to the user to prove that the user is authorized as a user of a new service provided by the provider, wherein the new card issuance When the user applies for
Input means for inputting registration application information based on the user's own operation, display means for displaying an input instruction screen for the input, and application form creation means for creating an application form on which the registration application information is displayed A user terminal device having card reading means for reading unique data stored in the issued card, and a result of the provider examining the card based on the information of the application form. A provider terminal device having input means for inputting permission information when permitting issuance; registration application information input from the input means of the user terminal device; and unique data input from the card reading means. Data generating means for receiving via a communication line, extracting personal information of the user from the storage means based on the unique data and generating card issuing data, A registration center having storage means for storing the card issuance data, and a card issuance device for receiving the card issuance data from the registration center via a communication line and issuing a new card. And a card issuing system. 2. The card issuing system according to claim 1, wherein said input means for inputting said registration application information can input information for specifying a type of a card to be issued. 3. The apparatus according to claim 2, wherein said input means is capable of inputting face image information of the user, and said card issuing apparatus has card display recording means for displaying said face image information on a card. The card issuing system according to claim 1. 4. The card issuing device according to claim 1, wherein the card issuing device is installed in the same room as the terminal device.
The card issuing system described. 5. The card issuance system according to claim 1, wherein the application form includes a seal field of the user.