JP2002032515A - Lottery selling system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a lottery selling system where the lottery purchase convenience of a user is improved by realizing the application of lottery purchase from a radio portable terminal. SOLUTION: The system is provided with the radio portable terminal which is lottery purchase applicant has, one or a plurality of bank hosts including a lottery sales business trusted bank having various pieces of information on a lottery being the object of sales, a lottery sales management device which is arranged between the radio portable terminal and one or a plurality of bank hosts including lottery sales business trusted bank and performs various processings on lottery sales and a network connecting them. The application of lottery purchase from the radio portable terminal is received by the lottery sales business device via the network and the lottery is sold while referring to various information on the lottery, which the lottery sales business trusted bank has. A procedure processing is performed in the pertinent bank host so that a price on lottery purchase is automatically drawn from an account which the applicant has at one or a plurality of banks including the lottery sales business trusted bank.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a lottery sales business method and a lottery sales system using a communication network, and more particularly to a lottery purchase application from a wireless portable terminal, thereby enabling a user to purchase lotteries. The present invention relates to a lottery sales system for improving convenience and promoting lottery sales.

[0002]

2. Description of the Related Art Lotteries are sold by trust banks entrusted by local governments or the like from which they are sold. The issued lottery is sold directly to the purchaser via a lottery sales window set up by the trustee bank or a door-to-door sales agency or the like commissioned by the trustee bank.

[0003]

However, in such a lottery sales form, when purchasing the lottery, the purchaser goes directly to a sales counter or the like or waits for a visiting salesperson or the like. Due to circumstances such as the location of the sales contact and the time limit of the purchaser.
There was a problem that the purchase was not made even though the purchase was desired.

[0004] Further, at the time of purchase, cash is usually delivered directly in exchange for a lottery ticket. For example, even if a purchaser goes to a sales counter, there is no cash available. There were also inconveniences such as not being able to purchase the desired number.

[0005] Furthermore, since money must be exchanged manually, there is a problem in that calculation errors, money transfer errors, and the like are likely to occur, and losses due to the errors are difficult to ignore.

[0006] The present invention has been made in view of the above-mentioned problems, and an object of the present invention is to enable a user to apply for a lottery purchase from a wireless portable terminal, thereby making it easier for users to purchase lotteries. It is an object of the present invention to provide a lottery sales system which aims to improve the lottery.

[0007] Still another object of the present invention is as follows.
By making it easier for lottery buyers to buy lotteries,
An object of the present invention is to provide a lottery sales system that promotes lottery sales.

[0008] Other objects, functions and effects of the present invention will be easily understood by those skilled in the art by referring to the following description.

[0009]

In order to achieve the above-mentioned object, a lottery sales system according to a first embodiment of the present invention comprises a wireless portable terminal possessed by a lottery purchase applicant and various types of lotteries to be sold. It has one or more bank hosts, including lottery sales banks with information, and a network connecting them.

As the “wireless portable terminal”, various wireless portable terminals such as an existing portable telephone for a call and a mobile terminal can be applied.

[0011] There is a statement that "the lottery purchase applicant has,"
In the present embodiment, if it is possible to specify the applicant, it is also possible to accept a purchase application from a wireless mobile terminal or the like owned by a corporation or the like, for example, even if the wireless mobile terminal is not owned by the company. .

[0012] As "various information about lottery",
For example, there are winning number information and sales management information such as stock information.

Although the term "bank host" is used, it does not necessarily mean that only one host computer is used. In some cases, the bank host is composed of a plurality of computers or devices that are arranged in a distributed manner. Included in bank host.

[0014] In the first embodiment, an application for lottery purchase from a wireless portable terminal is accepted by a lottery sales commissioned bank host via a network, and various kinds of information on lotteries held by the lottery sales commissioned bank host are received. The lottery sales will be conducted with reference to the above, and the processing related to the lottery purchase will be processed by the relevant bank host so that one or more banks including the lottery sales business bank will be automatically debited from the account owned by the applicant. Done.

[0015] Here, "owned by applicant"
Also in this case, if it is possible to identify the applicant, for example, the lottery purchase price can be deducted from a bank account owned by a corporate name or the like.

According to the first embodiment of the present invention, since the applicant can purchase the lottery via the wireless portable terminal, the applicant does not have to go to the sales counter or the like to purchase the lottery. In addition, since the purchase price of the lottery is automatically deducted from the bank account, it is possible to prevent money transfer mistakes and the like.

In the first embodiment of the present invention, preferably, in the lottery sales business host, the lottery number information of the purchased lottery and the applicant information are stored, and the winning number of the purchased lottery is determined. When this is done, the lottery winning number information is stored, and under predetermined conditions, the winning number information is compared with the lottery number information to perform a winning / non-winning determination process on behalf of the applicant.
If there is a prize, the prize money is processed in the relevant bank host so as to be transferred to an account owned by the applicant at one or more banks including a lottery sales business bank.

Here, "under the predetermined conditions" means that when the winning number of the purchased lottery is determined, all the lotteries of the purchased lottery are determined on behalf of the applicant. This means that the determination process is not performed. The "predetermined condition" includes, for example, "based on an instruction from the applicant". Of course, "automatically" is used to determine whether or not all the lotteries purchased have been won. You may.

Note that there is "when the winning number is determined", but this does not limit the timing.

A lottery sales system according to a second embodiment of the present invention comprises a wireless portable terminal owned by a lottery purchase applicant, a host of a communication company providing a communication service for the wireless portable terminal, and a lottery to be sold. A lottery sales business bank host with various information of
And a network connecting them.

Here, there is a "host of a communication company".
This does not necessarily indicate only one host computer, but also includes a case where the communication company host is constituted by a plurality of computers or devices arranged in a distributed manner.

In the second embodiment, an application for the purchase of a lottery from a wireless portable terminal is accepted by a host of a lottery sales business entrusted bank or a host of a communication company via a network, and the host of the lottery sales business entrusted bank has the host. Procedures are performed in the communication company host so that lottery sales are performed while referring to various kinds of information about the lottery, and the price related to the lottery purchase is collected by charging the communication fee of the wireless portable terminal.

According to the second embodiment of the present invention, since the purchase price of the lottery is charged to the communication fee, mistakes in money transfer can be prevented.

[0024] The second embodiment preferably further comprises one or more bank hosts that differ in profit from the trustee bank,
In the lottery sales commissioned bank host or the telecommunications company host, the number information of the purchased lottery and the applicant information are stored, and when the winning number of the purchased lottery is determined, under the predetermined conditions, By comparing the winning number information of the trustee bank host with the number information of the purchased lottery, a process of determining the presence or absence of a winning is performed on the network on behalf of the applicant. The winnings will be processed at the appropriate bank host so that they will be transferred to the applicant's account at one or more banks that have different interests from the lottery sales service bank or the trustee bank.

A lottery sales system according to a third embodiment of the present invention comprises a wireless portable terminal owned by a lottery purchase applicant, a host of a communication company providing a communication service for the wireless portable terminal, and a lottery to be sold. And one or more hosts including a lottery sales commissioned bank host having various types of information, and a network connecting them, and
A lottery purchase application from a wireless mobile terminal will be accepted by the carrier of the communication company, and lottery sales will be conducted while referring to various information about the lottery held by the host of the lottery sales business trustee bank. Procedures are performed at the relevant bank host so that one or more banks, including the lottery sales business bank, will be automatically debited from the account owned by the applicant.

In the third embodiment, preferably, when the winning number of the lottery to be sold is determined, the winning number information is stored in the host of the lottery sales business trustee bank, and when the lottery is purchased by the applicant. The lottery number information and the applicant information are stored in the host of the communication company, and the winning number information is compared with the lottery number information in the host of the communication company under predetermined conditions, whereby the application is made. The presence or absence of a win is determined on behalf of a person, and the result of the determination is transmitted as win / win determination information from the host of the communication company to the corresponding wireless portable terminal and notified to the applicant.

According to such an embodiment, the applicant is automatically notified of the result without himself / herself confirming whether or not the winning has been achieved. Problems such as failure to exchange money are also resolved. still,
In the first and second embodiments, it would be more preferable if such a winning result notification is made.

The lottery sales system according to the fourth embodiment of the present invention comprises one or a plurality of banks including a wireless portable terminal possessed by a lottery purchase applicant and a lottery sales business bank having various kinds of information on lotteries to be sold. The system includes a host, a lottery sales management device that is interposed between one or more bank hosts including a wireless mobile terminal and a lottery sales business trust bank and executes various processes related to lottery sales, and a network that connects them.

Here, the "lottery sales management device" means that various kinds of data are transmitted and received between a wireless portable terminal and a lottery sales trust bank via a network.
It means a device that accepts an application for the purchase of a lottery from a wireless portable terminal and executes various processes for lottery sales while referring to lottery information held by a lottery sales trust bank. Note that the device does not necessarily indicate only one device, but broadly includes a case where the device is configured by a plurality of devices or computers.

As the “wireless mobile terminal”, various mobile terminals such as an existing mobile phone for a call and a mobile terminal can be applied.

There is a statement that "the lottery purchase applicant has,"
If the applicant is specified, for example, a purchase application can be made from a wireless portable terminal or the like owned by a corporation or the like.

As “various information about lottery”,
For example, there are winning number information and sales management information such as stock information.

Although the term "bank host" is used, it does not necessarily indicate only one host computer, and a case where the bank host is constituted by a plurality of computers or devices arranged in a distributed manner. included.

In the fourth embodiment, an application for lottery purchase from a wireless portable terminal is received by a lottery sales business device via a network, and various kinds of information on lotteries held by a host of a lottery sales business trust bank are referred to. In addition, the lottery sales will be carried out, and the price of the lottery purchase will be automatically debited from the account owned by the applicant to one or more banks including the lottery sales business bank,
Procedure processing is performed in the relevant bank host.

According to the fourth embodiment of the present invention, since the applicant can purchase the lottery via the wireless portable terminal, the applicant does not have to go to the sales counter or the like to purchase the lottery. In addition, since the purchase price of the lottery is automatically deducted from the bank account, it is possible to prevent money transfer mistakes and the like. In addition, in this embodiment, since the lottery sales operation management device accepts an application for the purchase of a lottery from a wireless portable terminal, the burden on the trustee bank is reduced.

[0036] In the fourth embodiment, preferably, the applicant uses the wireless portable terminal to store the debit card I
By inputting the D code, a predetermined authentication process is performed based on the ID code via the network, and the lottery purchase price is paid to one or more banks including the lottery sales business bank by the applicant's account. Of these, the relevant bank host performs a procedure to automatically debit the bank account specified by the debit card.

According to this embodiment, the purchase price of the lottery can be more quickly deducted from the corresponding bank account.

In the fourth embodiment, preferably, the lottery purchase price is transmitted as information such as voice, characters, and images from the lottery sales management device to the wireless portable terminal and notified to the applicant. According to such an aspect, it is possible to prevent a trouble or the like due to a false recognition of a lottery purchase price. At this time, if the wireless portable terminal has storage means for storing information such as voice, characters, images, and the like received from the lottery sales management device, the price information can be stored in the wireless portable terminal. Thus, the purchase price information can be used as, for example, a purchase certificate.

In the fourth embodiment, preferably, when the winning number of the lottery to be sold is determined, the winning number information is stored in the host of the lottery sales business trustee bank, and when the lottery is purchased by the applicant. In the lottery sales management device, the lottery number information and the applicant information are stored, and under the predetermined conditions, the lottery number information and the lottery number information are collated in the lottery sales management device to apply. The process of determining the presence or absence of a winning is performed on behalf of the person, and the result of the determination is transmitted from the lottery sales management device to the applicable wireless portable terminal as winning / non-winning determination information to notify the applicant.

Here, "under the predetermined conditions" means that when the winning number of the purchased lottery is determined, all the lotteries of the purchased lottery are determined on behalf of the applicant. This means that the determination process is not performed. The "predetermined condition" includes, for example, "based on an instruction from the applicant". Of course, "automatically" is used to determine whether or not all the lotteries purchased have been won. You may. It should be noted that there is "when the winning number is determined", but this does not limit the timing. According to such an embodiment, the applicant is automatically notified of the result without confirming whether or not the winning has been performed, and therefore, despite the winning, the applicant can exchange money without knowing the winning. Problems such as damage are also eliminated.

Here, more preferably, the wireless portable terminal has an e-mail transmitting / receiving means, and the winning / non-winning determination information is transmitted as an e-mail from the lottery sales system to the wireless portable terminal and notified to the applicant. You.

According to such an embodiment, for example, even if the communication with the wireless portable terminal is temporarily disabled for some reason, if it is an e-mail, the applicant's intention to receive Therefore, it is possible to receive the winning presence / absence determination information more accurately to the recipient.

Here, more preferably, when a winning is made, the winning money is transferred to an account owned by the applicant at one or more banks including a lottery sales business bank, so that the money is transferred to the bank host. Procedure processing is performed.

According to such an embodiment, it is possible to prevent a financial trouble or the like due to a mistake related to the transfer of the lottery purchase price, and also to prevent the applicant from worrying about security when receiving the winning money. Will be resolved.

The lottery sales system according to the fifth embodiment of the present invention comprises a wireless mobile terminal owned by a lottery purchase applicant, a host of a communication company providing a communication service for the wireless mobile terminal, and a lottery to be sold. Lottery sales management device that executes various processes related to lottery sales, which is interposed between the host of the lottery sales business bank having various kinds of information, the wireless mobile terminal, the communication company host, and the lottery sales business bank host And a network connecting them.

In the fifth embodiment, an application for lottery purchase from a wireless portable terminal is received by a lottery sales operation device via a network, and various information on a lottery held by a host of a lottery sales operation trust bank is referred to. While the lottery is being sold, the communication company host performs a procedure to collect the price for the lottery purchase by charging the communication fee of the wireless portable terminal.

In the fifth embodiment, preferably, the lottery bank further comprises one or more bank hosts whose profits are different from those of the trustee bank, and when the lottery number of the lottery to be sold is determined, The winning number information is stored in the host of

When a lottery purchase is made by the applicant, the lottery number management information and the applicant information are stored in the lottery sales management device, and under predetermined conditions, the lottery number information and the lottery number information are stored. By the lottery sales management device to determine the presence or absence of a win on behalf of the applicant, and if there is a win, the winnings will have a different profit from the lottery sales business trustee bank or trustee bank Proceedings are processed at the appropriate bank host to be transferred to the account owned by the applicant at one or more banks.

[0049]

Preferred embodiments of the present invention will be described below in detail with reference to the accompanying drawings.

FIG. 1 schematically shows an example of the entire configuration of the lottery sales business system according to the present invention. As shown in the figure, in this example, the lottery sales system of the present invention includes a wireless mobile terminal 1 owned by a lottery purchase applicant (applicant) and a business management device 2 that executes various processes related to lottery sales. A host computer 3 of a lottery sales commissioned bank, host computers 4a, 4b to 4n of a plurality of banks for depositing and withdrawing money related to lottery sales, a host computer 5 of a communication company, and a network 6 connecting them. And an interbank network 7.

The business management device 2, the host computer 3 of the trust bank, and the host computers 4 of the plurality of banks
a, 4b to 4n and the host computer 5 of the communication company are respectively storage devices 21, 31, 41a, 4b to 41
n, 51, and the storage device stores various information related to the lottery sales business.

In the process of various processes related to the lottery sales business, various types of information are mainly transmitted and received between the wireless portable terminal 1 and the business management device 2, and these are transmitted via the relay base station 8. Done.

FIG. 2 is an external view showing an example of the wireless portable terminal 1 used in the present embodiment. In this example, an existing mobile phone capable of transmitting and receiving image information data is used as the wireless mobile terminal 1.
It is also possible to use a mobile terminal having a wireless communication function or a wireless mobile terminal dedicated to lottery sales business.

As shown in FIG.
Is a display unit 10 composed of a liquid crystal display in this example.
And an operation panel 11 as input means, and a transmitting and receiving antenna 12 as wireless communication means. Display 1
In 0, various character information, image information, and the like are displayed. The operation panel 11 includes a character information input unit 11a including numeric keys,
It has a voice information input section 11b, cursor operation keys 11c, and function keys 11d, and the applicant inputs various necessary information and the like to the wireless portable terminal 1 by appropriately operating the operation panel 11. Information input to the wireless portable terminal 1 and information transmitted from the business management device 2 are transmitted and received to and from the business management device 2 via the transmission / reception antenna 12. In this example, the mobile terminal 1 has a voice memo function and a screen memo function.
For these functions, the applicant also operates the operation panel 11 similarly.
Can be executed by appropriately operating. Details of these functions are omitted because they are already known.

FIG. 3 is a diagram schematically showing transmission and reception of various information via a network. As shown in the figure, the storage device 31 of the trustee bank stores lottery information and account information. The lottery information includes winning number information, lottery sales management information, and the like.

In each of the other bank storage devices 41a to 41n, account information for each bank is stored.

The storage device 51 of the communication company stores personal information relating to the user of the wireless portable terminal 1. Examples of the personal information include the name of a wireless portable terminal user, a cellular phone number, account information for automatic debit of communication charges, and the like.

The business operation management device 2 has a purchase history file to be described later, various types of image information and the like, and is stored in each storage device based on input information and the like sent from the portable terminal wireless portable terminal 1. Various kinds of processing related to lottery sales are executed while referring to various pieces of information via a network.

Next, the contents of the lottery sales business according to the present invention will be described in detail with reference to FIGS.

When a predetermined access is made from the portable terminal 1 to the business management apparatus 2, an application acceptance screen (image information including character information) as shown in FIG. 1 is displayed on the display unit 10 of the mobile terminal 1. In addition, various screen examples (image information) shown below are similarly transmitted from the business management device 2 to the portable terminal 1 and displayed on the display unit 10.

As shown in the figure, in this example, “lottery lottery purchase application”, “winning money reception”, and “winning number verification” are performed.
When the applicant selects one of the services while operating the operation panel 11, the selection result information is transmitted to the business operation apparatus 2 via the mobile terminal 1. Can be On the business management device 2 side,
Processing corresponding to each service is started based on the selection result.

That is, when the selection of the applicant is “lottery lottery application”, the processing at the time of the purchase application is performed, when the selection is “winning number verification”, the processing at the time of the winning number verification request is performed, and the selection is “receivable money receiving”. If it is', the processing at the time of the winning money receiving request is executed.

FIG. 4 is a flowchart showing details of the processing at the time of purchase application. In the processing at the time of purchase application, first, the applicant is specified (step 40).
1). Here, at least, the phone number of your mobile device,
The name of the applicant is specified. These operations can be performed by exchanging personal information between the business management device 2 and the communication company host 51 via a network, as shown in FIG.
Alternatively, if the applicant has a purchase history,
Based on the terminal ID (telephone number etc.) sent from the mobile terminal, the relevant purchase history file is searched, and as a result,
The applicant can be specified.

In the following step 402, the lot type is specified. An example of a screen displayed on the portable terminal 1 at this time is shown in FIG.

As shown in the figure, in this example, “nationwide autonomous lottery”, “number lottery”, “other lottery”
The applicant can arbitrarily select a lottery type that the applicant desires to purchase. The applicant selects the desired lottery type while operating the operation panel 11 on this screen, thereby specifying the lottery type.
Note that the screen display example shown here is an initial screen for specifying a lottery type, and a screen for specifying a more detailed type is actually displayed according to the initial screen.

In the following step 403, the number of purchases and the lottery number are specified. Here, first, FIG.
The screen for specifying the set number shown in FIG.
Will be displayed. As shown in the figure, in this example,
Two options, 'leave' and 'designate', are presented to the applicant. Here, if the applicant selects 'leave it',
The set number is automatically specified on the business management device 2 side with reference to the sales management information of the trustee bank host. If the applicant selects “Specify”, a screen for designating the set number is further displayed, and by specifying the set number desired by the applicant on the screen, the business management is similarly performed. On the device 2 side, the set number is specified while referring to the sales management information of the trustee bank host. Next, a screen for specifying the number of purchases shown in FIG. 9D is displayed on the mobile terminal 1 side, and the number of purchases is specified by specifying the number of purchases desired by the applicant on this screen. . In this example, the lottery number is automatically selected or specified based on the specified group number.

In this example, the purchase lottery is specified by referring to various lottery information (lottery sales management information and the like) obtained from the trust bank host via the network. For information on
For each specific content, the information can be obtained by issuing an inquiry to the trustee bank host, or such information may be obtained in advance via a network.

Next, a lottery purchase price is calculated based on the specified purchase lottery information (step 404), and the purchase price is notified to the applicant via the portable terminal 1 (step 405). FIG. 10A shows an example of a screen displayed on the portable terminal 1 at this time. Here, if the applicant selects 'Cancel' (Step 4
(06: NO) The processing is terminated, but if 'OK' is selected (step 406: YES), the specified various information is stored in the purchase history file (step 40).
7).

As is clear from the example of the screen shown in FIG. 10A, in this example, the lottery purchase price is shown as being collected by being charged for the communication fee. Various collection methods can be adopted, such as automatic debit from a bank account registered in advance, automatic debit from a bank account using a debit card, and transfer by cash transfer paper. Automatic debit from a pre-registered bank account can be easily adopted by a person skilled in the art by referring to the contents of a lottery winning automatic transfer process described later. In the case of settlement using a debit card, for example, an authentication data table as shown in FIG. 13 is stored in advance in the storage device 21 of the business management device 2 and the storage devices 31 and 4 of the bank host including the trustee bank.
1a, 41b to 41n, stored in the storage device 51 or the like of the communication company host 5, and by inputting a debit card ID (a personal identification number or the like) registered in advance in the mobile terminal 1,
Upon receiving the ID information, debit card authentication can be performed. When the authentication is performed, a procedure is performed between the bank host and the business management device 2 so that the lottery purchase price is automatically debited from the bank account.
Various methods other than the above can be considered for the authentication method of these debit cards, but the description is omitted here.

FIG. 5 shows an example of the purchase history file created in step 407. In this example, the purchase history file is created for each purchase, an application number is assigned, and the purchase content is stored for each item. As shown in the figure, here (step 407), the name of the applicant and the mobile phone number are stored as the personal information specified by the above-mentioned steps, and the lottery information is the lottery type, lottery number (set number). ), The purchase price, etc. are stored. The lottery date of the corresponding lottery is also stored as other information.
In this example, the lottery lottery date information is obtained from the trustee bank host via the communication network 7.

The stored lottery purchase price is transmitted as the purchase price information to the host of the communication company via the communication network 6 so that the communication between the business management device 2 and the host 5 of the communication company is charged. A procedure process is performed between them (step 408).

At step 409, the purchase contents and the application number are notified via the portable terminal 1 based on the stored (stored) purchase information. The application number is also used to quickly identify a purchase history file at the time of winning number collation to be described later. An example of a screen display displayed on the portable terminal 1 at this time is shown in FIG. As shown in the figure, the contents of the purchase including the purchase price are displayed on this screen, and guidance is given to the applicant to urge the applicant to store this screen. For example, by making a screen memo on this screen, the applicant can save the screen as a substitute for a receipt.

Next, at step 410, the portable terminal 1
Displays a screen as shown in FIG. 10 (c).
The lottery date of the purchased lottery is notified, and a question is asked as to whether or not to use the winning number automatic verification service. The winning number automatic verification service is to automatically determine the presence or absence of a winning by checking the winning number information and the lottery number information of the purchased lottery on behalf of the applicant after the lottery date, For example, it means a service for notifying the applicant via the mobile terminal 1 by e-mail or the like.

On the same screen, the applicant “uses”
Is selected (step 410 YES), “1” is stored as a flag indicating that a matching request has been made in the corresponding column of the purchase history file (step 411). On the other hand, if the applicant selects “do not use” (step 410N
O), "0" as a flag in the corresponding column of the purchase history file
Is stored.

Next, at step 412, the portable terminal 1
12 (c) is displayed, and it is asked whether or not to end the process. When the applicant selects the end (step 411), the process is ended, but the "continue purchase" is performed. Is selected, the screen shown in FIG. 10B is displayed again, and the processing shown in steps 402 to 411 is started again.

The contents of the automatic winning number collating process are shown in the flowchart of FIG. When the winning number of the lottery type to be sold is determined, in this embodiment, the winning number information is automatically transmitted from the trust bank host to the business management device 2 via the communication network 7 (step 60).
1). Upon receiving the winning number information (step 601), the task management apparatus 2 stores the winning number information in the storage device 21 (step 602).

Next, first, the head of the purchase history file stored in the storage device 21 is called (step 60).
3) The file is a file related to the lottery of the same type as the winning number information saved in step 602 (step 604 YES), and the above-described winning number automatic verification flag is “1” (automatic verification request is present). On condition that there is (step 605 YES), the winning number information stored in step 602 is compared with the lottery number information stored in the file (step 608). The collation result is stored in the purchase history file together with the winning amount in step 609. In addition, the called file is
If the file is not a file related to the lottery of the same type as the winning number information (step 604 NO), even if it is a file related to a lottery of the same type as the winning number information (step 604YE)
S) If the winning number automatic inquiry flag is “0” (NO in step 605), the purchase history files are sequentially called up to the last file (YES in step 606), and the same determination is made (step 606). Processing is performed. If it is determined in step 606 that the called file is the last file, step 6
The processing indicated by 11 is executed.

When the search for all the files is completed (YES in step 610, YES in step 606),
Based on the collation result stored in step 609, the result is notified to the mobile terminal 1 of the applicable applicant by e-mail in this example (step 611). At this time, if you win,
A screen as shown in FIG. 11B can be attached.

Next, as an end process, a flag “1” indicating that the automatic winning number collation process has been performed is stored in the corresponding column of the purchase history file (step), and the process ends.

Next, the contents of the processing at the time of the winning number collation request will be described.
This is shown by the flowchart in FIG. Here, first, the screen shown in FIG. 11A is displayed on the portable terminal 1.
When the applicant inputs the application number notified in step 409 on this screen, the application number is notified to the business management device 2 via the mobile terminal 1 and the number is read (step 701).

Next, the corresponding purchase history file is called from the storage device 21 of the business management device 2 based on the read application number (step 702). Here, when the day is before the lottery date (step 703)
(NO), the process ends, but if it is after the lottery date (step 703 YES), it is confirmed whether or not there is winning number information of the corresponding lottery type in the storage device 21 (step 704). If the corresponding winning number information exists (step 704: YES), the matching of the winning number information with the lottery number information stored in the purchase history file is performed (step 707). If there is no corresponding winning number information (NO in step 704), an inquiry is issued to the trustee bank host, and the corresponding winning number information is read via the network 7 (step 7).
05), and the winning number information is stored (step 70).
6) The stored winning number information is compared with the lottery number information stored in the purchase history file (step 707). The collation result is stored in the corresponding column of the purchase history file together with the winning amount in step 708 (step 708).

Next, a screen as shown in FIG. 11B is displayed on the portable terminal 1, whereby the applicant is notified of the winning result (step 709). If there is a winning, on the screen shown in FIG. 11 (b), an option of “receiving the winning money” and “ending” is given, and when the applicant selects “receive the winning money”, (Step 710 YES), and then the process shown in Step 805 in the flowchart of FIG. 8 is performed. This will be described later. When the applicant selects “end” (NO in step 710), the process ends.

FIG. 8 is a flow chart showing the contents of the processing at the time of receiving the winning money reception request. Here, first, a predetermined screen is displayed on the mobile terminal 1, and the applicant inputs an application number to the mobile terminal 1 on the screen,
The application number is read (step 80)
1). Next, based on the application number, the corresponding purchase history file is called from the storage device 21 of the business management device 2, the transfer procedure completion flag stored in the file is '0' (YES in step 803), and the winning amount is determined. If there is a record and the winning amount> 0 yen (step 8
04YES), the winning content is displayed on the mobile terminal 1,
The applicant is notified (step 805). When the transfer procedure completion flag is "1" (step 804N
O) Or, if the winning amount is not recorded or the winning amount = 0 yen, the process ends (step 803 NO,
Step 804 NO). The procedure completion flag indicates whether or not the automatic transfer procedure processing has been completed. When the processing has been completed, “1” is stored in the flag in the processing shown in step 813.

Next, it is determined whether or not a transfer account is recorded in the file (step 806). If the transfer account has been registered (recorded) (step 806 YES), the account information is transmitted to the applicant via the mobile terminal 1.
(Step 807). FIG. 11 (c)
Shows an example of a screen displayed on the portable terminal 1 at this time. On this screen, the applicant checks the account information and selects 'OK' (step 808YE).
S) Then, the processing shown in step 809 is executed. When the transfer account has not been registered (step 806 NO), or even when the transfer account has been registered, the applicant specifies “specify another account” on the screen shown in FIG. If selected (NO in step 808), a new deposit account registration process is performed in step 810 (step 810). FIG. 12A shows an example of a screen displayed on the portable terminal 1 at this time. On this screen, the applicant inputs his / her own account information that he / she wants to transfer, and this information is transmitted to the business management device 2 via the portable terminal 1. Next, the business management device 2 inquires the relevant bank host for the account information via the network 7, and when the inquiry is established (YES in step 811),
The account information is recorded (registered) as a winning money transfer account in a corresponding column of the purchase history file (step 81).
2) Then, the process shown in step 809 is executed. If the inquiry does not hold (step 81
1NO), the screen shown in FIG. 12A is displayed on the portable terminal 1 again, and the input of account information is prompted. Although not shown in the flowchart, the processing is terminated when the inquiry is not established a predetermined number of times.

In step 809, a procedure for withdrawing the winning amount stored in the purchase history file from the designated account is performed via the network 7 with the bank host corresponding to the finally registered transfer account. (Step 809).

Next, a flag “1” indicating that the automatic transfer procedure has been completed is set in a corresponding column of the purchase history file.
Is stored (step 813), and FIG.
The screen shown in (b) is displayed on the mobile terminal 1 (step 814), and the process ends.

FIG. 14 is a diagram showing another embodiment (part 1) of the present invention. As shown in the figure, in this example, the business operation management device is managed by the trustee bank host, so that the trustee bank host performs various processes for the lottery sales business as described above. is there.
However, the overall configuration shown in the figure is a conceptual view of the configuration. Actually, a program for implementing various processes of the business management device is stored in the trustee bank host. Would be preferred.

FIG. 15 is a view showing another embodiment (part 1) of the present invention. As shown in the figure, in this example, the business operation management device is managed by the communication company host, so that various processes for the lottery sales business as described above are executed mainly by the communication company host. is there.
Also in this example, in practice, it is preferable to store a program for realizing various processes of the task management device in the communication company host.

In the above-described embodiment, the image information including the character information is mainly displayed on the portable terminal 1 to prompt the applicant to input necessary information and the like.
For example, it can be performed based on voice information of an operator or the like recorded in advance. Of course, voice information and image information can be used together.

[0090]

As is clear from the above description, according to the present invention, it becomes possible to apply for a lottery purchase from a wireless portable terminal, thereby improving the convenience of lottery purchase and promoting the sale of lottery for users. Achieved.

[Brief description of the drawings]

FIG. 1 is a diagram conceptually showing the overall configuration of a business system of the present invention.

FIG. 2 is an external perspective view of the wireless portable terminal.

FIG. 3 is a diagram schematically showing how various kinds of information are exchanged via a network.

FIG. 4 is a diagram showing the content of a lottery purchase application processing.

FIG. 5 is a diagram showing an example of a purchase history file.

FIG. 6 is a diagram showing the contents of an automatic winning number collating process.

FIG. 7 is a diagram showing the content of a process at the time of a winning number collation request.

FIG. 8 is a diagram showing the content of processing at the time of a winning money receiving request.

FIG. 9 is a diagram (part 1) illustrating an example of a screen displayed on the wireless portable terminal.

FIG. 10 is a diagram (part 2) illustrating an example of a screen displayed on the wireless portable terminal.

FIG. 11 is a diagram (part 3) illustrating an example of a screen displayed on the wireless portable terminal.

FIG. 12 is a diagram (part 4) illustrating an example of a screen displayed on the wireless portable terminal.

FIG. 13 is a diagram showing an example of an inquiry table for debit card authentication.

FIG. 14 is an overall configuration diagram (part 1) showing another embodiment of the present invention.

FIG. 15 is an overall configuration diagram (part 2) showing another embodiment of the present invention.

[Description of Signs] 1 Wireless mobile terminal 2 Business management device 3 Trust bank host computer 4a-4n Bank host computer 5 Communication company host computer 6 Communication network 7 Interbank communication network 8 Relay base stations 21, 31, 41a-41n, 51 Storage device 10 Display unit 11 Operation panel 11a Character information input unit 11b Voice information input unit 11c Cursor operation keys 11d Function keys 12 Transmission / reception antenna

Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat II (Reference) G06F 17/60 506 G06F 17/60 506 (72) Inventor Kazunori Kamo 2-5-8 Nishikanda, Chiyoda-ku, Tokyo F-term in the formula company Acesses (reference) 5B049 BB38 BB46 CC05 CC36 GG03 GG06 5B055 BB12 CA00 CB10 EE27

Claims (16)

[Claims] Claims 1. A wireless mobile terminal possessed by a lottery purchase applicant, one or more bank hosts including a lottery sales business bank having various information on a lottery to be sold, and a network connecting them. Accordingly, through the network, an application for the purchase of a lottery from a wireless portable terminal is accepted by the host of the lottery sales business bank, and the lottery ticket is referred to by referring to various information on the lottery held by the host of the lottery sales business bank. A lottery sales system that sells and processes the lottery purchase at the relevant bank host so that the money will be automatically debited from the account owned by the applicant at one or more banks including the lottery sales business bank. . 2. A lottery sales commissioned bank host stores the lottery number information and the applicant information of the purchased lottery, and stores the lottery winning number information when the winning number of the purchased lottery is determined. Under predetermined conditions, the winning number information is compared with the lottery number information to perform a process of determining whether or not a winning has been performed on behalf of the applicant. The lottery sales system according to claim 1, wherein a procedure is performed in a corresponding bank host so that the applicant's account is transferred to one or more banks including a lottery sales business trust bank. 3. A mobile terminal of a lottery purchase applicant, a host of a communication company that provides a communication service for the mobile terminal, and a host of a lottery sales business bank having various information on a lottery to be sold. And a network connecting them, whereby, through the network, an application for the purchase of a lottery from a wireless portable terminal is accepted by a lottery sales commissioned bank host or a telecommunications company host, and a lottery sales commissioned bank The lottery sales are performed while referring to various information about the lottery held by the host, and the processing related to the lottery purchase is performed by the communication company host so that the fee for the lottery is collected by charging the communication fee of the wireless mobile terminal. , Lottery sales system. 4. A lottery sales business entrusted bank host or a telecommunications company host further includes one or more bank hosts having different profits from the trustee bank, and the lottery number information and the applicant information of the lottery purchased. When the winning number of the purchased lottery is determined, by comparing the winning number information of the trustee bank host with the number information of the purchased lottery under predetermined conditions, On behalf of the applicant, a process is performed on the network to determine the presence or absence of a prize. If a prize is won, the prize money will be transferred to one or more banks that have different profits from the lottery sales business bank or the trust bank. 4. The lottery sales system according to claim 3, wherein a procedure is performed in a corresponding bank host so as to be transferred to an account owned by the applicant. 5. A wireless portable terminal possessed by a lottery purchase applicant, a host of a communication company providing a communication service for the wireless portable terminal, and a host of a lottery sales business entrusted bank having various information on a lottery to be sold. And a network connecting them, whereby a lottery purchase application from a wireless mobile terminal is received by a communication company host via the network, and a lottery sales business bank is provided. The lottery sales are conducted with reference to the lottery information held by the host of the lottery, and the price for the lottery purchase will be automatically deducted from the account owned by the applicant at one or more banks including the lottery sales business bank , A lottery sales system in which the relevant bank host performs processing. 6. When the lottery number of the lottery to be sold is determined, the lottery number information is stored in the host of the lottery sales business bank, and when the lottery is purchased by the applicant, the corresponding lottery number is stored in the host of the communication company. The lottery number information and the applicant information are stored, and under predetermined conditions, the winning number information and the lottery number information are collated in the host of the communication company to determine whether or not the applicant has won. And determine
The lottery sales system according to claim 5, wherein the determination result is transmitted as a winning / non-winning determination information from a host of the communication company to a corresponding wireless portable terminal and notified to an applicant. 7. A lottery purchase applicant's wireless portable terminal, one or more bank hosts including a lottery sales commissioned bank having various information on the lottery to be sold, a wireless portable terminal and lottery sales commissioned A lottery sales management device that is interposed between one or more bank hosts including a bank and executes various processes related to lottery sales, and a network connecting the lottery sales management devices; A lottery purchase application from a terminal is accepted by the lottery sales business device, and lottery sales are conducted while referring to various information on the lottery held by the host of the lottery sales business trustee bank. Applicable bank to one or more banks, including service banks, to automatically debit the applicant's account Procedure processed in the strike is carried out, lottery sales system. 8. An applicant inputs an ID code of his / her own debit card to a wireless portable terminal, and a predetermined authentication process is performed based on the ID code via a network. 8. A procedure is performed in a corresponding bank host to automatically debit the bank account specified by the debit card among the accounts owned by the applicant at one or more banks including a bank for which the sales service is provided. Lottery sales system described in. 9. The lottery sales system according to claim 7, wherein the lottery purchase price is transmitted from the lottery sales management device to the wireless portable terminal as information such as voice, text, image, etc., and notified to the applicant. 10. The lottery sales system according to claim 9, wherein the wireless portable terminal has storage means for storing information such as voice, characters, and images received from the lottery sales management device. 11. When the winning number of the lottery to be sold is determined, the winning number information is stored in the host of the lottery sales business entrusted bank, and when the lottery is purchased by the applicant, the lottery sales management device uses the information. The lottery number information and the applicant information are stored, and under predetermined conditions, the lottery sales management device compares the winning number information with the lottery number information to determine whether or not there is a winning on behalf of the applicant. The lottery sales system according to claim 7, wherein the determination process is performed, and the determination result is transmitted from the lottery sales management device to the corresponding wireless portable terminal as winning / non-existence determination information to notify the applicant. 12. The wireless portable terminal has an e-mail sending / receiving means, and the winning / non-winning determination information is transmitted as an e-mail from the lottery sales system to the wireless portable terminal and notified to the applicant.
A lottery sales system according to claim 11. 13. When a winner is won, the winning money is processed in an appropriate bank host so as to be transferred to an account owned by the applicant at one or more banks including a lottery sales business bank. 12. The lottery sales system according to claim 11. 14. A wireless mobile terminal possessed by a lottery purchase applicant, a host of a communication company providing a communication service for the wireless mobile terminal, and a lottery sales business bank having various information on a lottery to be sold. A host, a lottery sales management device that is interposed between the wireless mobile terminal, the host of the communication company, and the host of the lottery sales commissioned bank and executes various processes related to lottery sales, and a network that connects them; As a result, the lottery sales application device accepts the application for the lottery purchase from the wireless portable terminal via the network, and performs lottery sales while referring to various information about the lottery held by the host of the lottery sales business trustee bank. The fee for purchasing lottery tickets will be collected by charging the communication fee of the wireless mobile terminal. A lottery sales system in which procedures are performed at the company host. 15. The system further comprises one or more bank hosts with different profits from the trustee bank, and when the winning number of the lottery to be sold is determined,
The winning number information is stored in the host of the lottery sales business trustee bank, and when the lottery is purchased by the applicant, the lottery number information and the applicant information are stored in the lottery sales management device, and under the predetermined conditions. The lottery sales management device compares the winning number information with the lottery number information to determine whether or not there is a winning on behalf of the applicant. 15. The lottery sales system according to claim 14, wherein a procedure is carried out at a corresponding bank host so that an account held by the applicant is transferred to one or more banks having a different profit from the trustee bank or the trustee bank. . 16. A wireless mobile terminal and a lottery service which are interposed between a wireless mobile terminal of a lottery purchase applicant and a host of a lottery sales trust bank having various lottery information on a lottery to be sold via a network. By sending and receiving various data to and from the trustee bank, the application for lottery purchase is accepted from the wireless portable terminal, and various processes for lottery sales are performed while referring to the lottery information held by the trustee bank. Run, lottery sales business equipment.