JP2001350861A - System for controlling information and method for the same and recording medium - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an information control system for allowing a user to understand the contents of specific text information while providing necessary information to the user, and obtaining the user information related with the text information, and for outputting the information as electronic information to a preserving device or the like. SOLUTION: This system is provided with a text information storing part 10, a related information storing part 11, a text information providing part 12, a related information presenting part 13, a user information obtaining part 14, and a control part 15.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an information management system, an information management method, and a recording medium which can be presented to a user so that the contents of the information can be understood, and which can electronically store necessary information.

[0002]

2. Description of the Related Art An insurance contract is a consent agreement between the contracting parties. In order to prevent any inconsistency in the contract contents, an application form is exchanged when the contract is concluded, and an insurance policy is issued after the contract is concluded. There are current situations that require certain formatting requirements.

[0003]

However, the insurance contracts that are presented when applying for an insurance contract or sent with an insurance policy often use words that are difficult to be understood by ordinary people, and include a plurality of items. At present, the general public immediately understands the contents of the agreement and rarely enters into a contract. Therefore, the side that provides insurance products at the time of concluding a contract (hereinafter referred to as “insurance company”) is obliged to explain to the client who has concluded the insurance contract (hereinafter referred to as “insurance policyholder”) so that they can fully understand the contents. It is not sufficient to disclose only the advantages.

[0004] Nevertheless, in many cases, after the contract is concluded, it is noticed that inconsistency has arisen in the contents of the contract, and a dispute arises. This is attributed to the use of esoteric terminology and the inclusion of numerous terms and conditions.

On the other hand, the application form for concluding an insurance contract is as follows:
It is necessary for both parties to keep it, but the insurance company that contracts with many people needs to secure the storage space and it must be managed so that it can be taken out immediately when needed .

[0006] The policy holder must also keep the insurance policy in an appropriate place, but sometimes the place where the documents are stored is not clear, and sometimes the policy cannot be taken out immediately when necessary.

SUMMARY OF THE INVENTION The present invention has been made in view of the above problems, and provides a user, such as an insurance policyholder, with necessary information to understand the contents of specific text information, and relates to the text information. An information management system, an information management method, and a recording medium for acquiring certain user information and outputting the information as electronic information to a storage device or the like are provided.

[0008] When the stored contents are to be retrieved, the contents can be provided as a structure that can be retrieved while clarifying that the contents are not falsified, so that both can easily store and confirm such documents. It is.

[0009]

An information management system according to the present invention stores template text information and related information related to the template text information, and stores any text in the template text information. It has a database structure capable of presenting the relevant information with respect to the information, and has a basic feature of acquiring and outputting the template text information and user information related thereto.

According to the above configuration, for example, a document such as a contract application form or an insurance policy is set as template text information in advance and stored so as to be able to be extracted from the text information to constitute a database. This allows the user to view the template text information and extract relevant information when it is necessary to explain the contents. Therefore, the user can grasp the contents of the template text information by extracting the related information.

Further, by obtaining user information (information mainly including a user attribute and the like) related to the template text information, the user information can be output together with the template text information. If the data storage device stores such information (claim 3), the data storage device mainly includes the template text information and further includes user information related to the information (for example, an insurance contract application form or an insurance policy). Can be stored electronically. Such electronic storage allows for paperless document storage,
Also, it is easy to retrieve necessary storage documents (text information and related user information). Of course, the output destination is
However, the present invention is not limited to this, and may be printed out or output to communication means.

According to a second aspect of the present invention, the configuration of the first aspect is further embodied, and first storage means for storing template text information and related information related to the template text information are stored. A second storage unit, a text information presentation unit that reads out template text information from the first storage unit and outputs the read text information to the user side, and a text information presentation unit that associates arbitrary text information included in the template text information with a user's designation. Related information to be extracted from the second storage means and output to the user side, user information acquiring means for acquiring user information related to the text information selected by the user, And a management unit for outputting the text information and the user information related thereto.

In the above configuration, before the information is output by the management means, the user information obtaining means obtains the user information related to the text information selected by the user, thereby determining the information content to be output. .

According to a fourth aspect of the present invention, at the time of the output, the certification information of the third party certification authority is acquired and output together with the certification information, so that the template text is output at the output destination. Information and user information are authentic,
The credibility of the contents is increased.

Further, when text information and user information are extracted from the output destination as in the configuration of claim 5, if the information is obtained together with the certification information of the third party certification authority, tampering can be prevented. If it is done, it becomes clear that it is not authentic based on the proof information, so that even if it is stored electronically, the reliability of the contents will not be impaired.

The configurations of claims 6 to 9 define the above configuration as an information management method.

[0017] The structure of claim 6 corresponds to the structure of claim 2, wherein the step of reading out the template text information and outputting it to the user side includes the steps of: Extracting relevant information and outputting to the user side; obtaining user information associated with the text information selected by the user; and outputting the text information and the user information related to the user selection. It specifies the information management method to execute the above.

[0018] The structure of claim 7 corresponds to the structure of claim 3, and the specific structure is that the output destination of the text information and the user information is a data storage device for storing these information. It is characterized by.

An eighth aspect of the present invention corresponds to the fourth aspect of the present invention. Specifically, at the time of the output, certifying information of a third-party certification authority is acquired, and together with the certifying information, Is output to

A ninth aspect of the present invention corresponds to the fifth aspect of the present invention. Specifically, when text information and user information are extracted from the output destination, certifying information of a third party certification authority is obtained. It is also characterized by obtaining such information.

Further, according to a tenth aspect of the present invention,
In order to make a computer execute the configuration described in (1), a recording medium storing a program executable by the computer is defined. That is, as a configuration for solving the above-described problem, a recording medium that stores a program that can be read and executed by the computer and that realizes each of the above-described units by using the configuration of the computer is disclosed. Of course, it goes without saying that these configurations may be provided not only as the configuration of the recording medium but also as a program that achieves the same function. In this case, the computer may be a general-purpose computer including the configuration of the central processing unit, or may include a dedicated machine or the like dedicated to a specific process. There is no particular limitation as long as it is accompanied.

When a program for causing a computer to function as each of the above means is read out from such a recording medium by the computer, the same configuration as each of the means defined in claim 2 is realized.

That is, in a specific configuration of the tenth aspect, the computer comprises: a first storage unit for storing template text information; a second storage unit for storing related information related to the template text information; Text information presenting means for reading out the template text information from the first storage means and outputting it to the user side, and relating to any text information included in the template text information according to the designation of the user, by the second information means.
Related information presenting means to be taken out from the storing means and output to the user side, and user information acquiring means for acquiring user information related to the text information selected by the user,
A computer-readable recording medium that records a program that functions as a management unit that outputs the text information related to user selection and related user information.

With this recording medium, this can be easily distributed and sold as a software product. In addition, by using this software using existing hardware resources, the above-described configuration of the present invention as a new application can be easily executed on existing hardware. In addition to the configuration of such a recording medium, the configuration of an internal storage device such as a RAM or a ROM, or the configuration of an external storage device such as a hard disk, may also be stored in such a program if such a program is recorded therein. Needless to say, it is included in the medium.

A part of the functions of each of the means described in claim 10 may be a function built into the computer (a function built into the computer as hardware,
(A function realized by an operating system or another application program incorporated in the computer may be used), and a program recorded on the recording medium calls or links a function achieved by the computer. Instructions may be included.

In this case, a part of each means defined in claim 2 is substituted by a part of a function achieved by, for example, an operating system, and a program or a module for realizing the function is recorded on a recording medium. Are not directly recorded, but if some of the functions of the operating system that achieve those functions are called or linked, the configuration is substantially the same.

[0027]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 shows storage of an application form and insurance policy when a user A makes an application for car insurance and makes a contract with the information management system 1 according to the present invention at a specific insurance company site I on the Internet 400. FIG. 2 is a conceptual diagram showing an entire framework of the present invention.

As shown in FIG. 1, the user A has a personal computer 500, and gives predetermined connection destination information (URL information) to the browser by using a browser functioning as information browsing means on the personal computer 500. By acquiring such connection destination information at a predetermined portal site, it is possible to connect to the web server 100 on the insurance company site I side via the Internet 400. Here, when the browser of the personal computer 500 is connected to the web server 100, the application server 13 of the site I is connected.
0 and user A using database server 140
Is presented there (stored in the database server 140 as template text information and displayed on the browser of the user A upon access of the user A). The insurance coverage target item (template text information) of the automobile insurance And the like, and the application form can be created and the insurance policy can be issued at the same time.

The application server 130 includes:
Selectable insurance coverage items are presented to the user A as template text information, and by inputting user information including the user A's item selection, the insurance application content is determined and application form data is created. At the same time, a process of creating insurance policy data for issuing an insurance policy based on the application form data is performed.

At this time, the determined insurance coverage target item (text information) and the associated user information input by the user A are once sent to the electronic document certification site C via the web server 100 as application form data. Then, the certificate is registered by the electronic document certification apparatus 300 and certificate data is given thereto. The web server 100 that has received the certificate data transfers the application data together with the certificate data to the data storage device 200 of the storage site S, and requests a storage process there.

When the user A or the insurance company site I retrieves the application form data in order to refer to the application form data, the user A or the insurance company site I retrieves the application form data with the certificate data from the data storage device 200 of the storage site S. . That is, when there is a request from these persons, the web server 100
A request is made to retrieve application form data from the data storage device 200 of the storage site S. Then, the storage site S
(The application server of the site S, not explicitly shown in the drawing,) sends the application data for the user A stored therein to the electronic document certification apparatus 300 of the electronic document certification site C. The electronic document certification device 300
Retrieves the certificate data previously assigned to the application form data and returns the certificate data to the storage site S.
Thereby, the storage site S stores the application data for the user A stored therein together with the certificate data,
Send to web server 100. Thereby, the user A or the insurance company site I can extract the application form data with the certificate data.

The data storage device 200 of the storage site S
If the application form data stored in the storage site S has been tampered with, the certificate data stored in the data storage device 200 of the storage site S and the certificate sent from the electronic document certification device 300 of the electronic document certification site C This is different from the book data, which indicates that the data has been tampered with.

The same processing as described above can be performed on insurance policy data issued by the application server 130, and similar results can be obtained. As described above, the processing may be performed via the electronic document certification site C every time the application form data or insurance policy data is referred to, or only when it is necessary to prove the authenticity of the stored data contents. There is also a method of requesting the electronic document certification site C for the processing.

FIG. 2 shows an outline of the web server 100 constituting the insurance company site I and the application server 130 and the database server 140 connected thereto.

As shown in FIG. 1, these servers are connected via a system bus 101 to the CPUs 102 and R
Internal storage device such as AM 103 and ROM 104, hard disk drive 105 and CD-ROM drive 106
It has a normal configuration including an external storage device such as an external device, a specific communication device 107 including a dedicated line connection adapter to the Internet, an input device such as a keyboard 108 and a mouse 109, and an output device such as a display 110 and a printer 111. Necessary data and instructions are exchanged between them via the system bus 101. Also, the configuration of the servers (web server, application server and database server) constituting the storage site S and the electronic document certification site C has the same configuration as described above, and the details are omitted.

The configuration of the information management system 1 according to the present invention is, as shown in FIG.
And a database server 140. The information management system 1 includes a text information storage unit 10 and a related information storage unit 11 as shown in FIGS.
, A text information presenting unit 12 and a related information presenting unit 13
, A user information acquisition unit 14 and a management unit 15.

The text information storage unit 10 is provided in the hard disk drive 105 of the database server 140.
, And stores template text information indicating an insurance coverage target item (insurance content) of the automobile insurance. That is, the data stored here is fixed format data that covers the entire contents of the insurance contract application form.
It is used as an interface presented on the browser screen of the user A when applying for a contract or when referring to information stored in the selected text information / user information storage unit 14a described later. The information does not include user information.

The related information storage section 11 is also constituted by the hard disk drive 105 of the database server 140, and is related to template text information, for example, text information for term explanation, related image information or audio information, insurance information, and the like. Stores related information such as covenants. In addition, as a group of various contents related to the information stored in the selected text information / user information storage unit 14a and explaining the contract details to the user A on the browser screen of the user A, "insurance agreements" Data such as “text data” / “collateral contents pictorial data” / “accident example moving image data” / “voice text data” are stored. When the screen is presented, the selected text information / user information storage unit 14a cooperates with the data storage device 200.
Will be used.

The text information presentation unit 12 is composed of the CPU 102 of the application server 130 and the web server 100, reads template text information from the text information storage unit 10, and outputs the template text information to the browser screen of the user A. It has the function to do.

The related information presenting unit 13 includes the CPU 102 and the RAM 103 of the application server 130.
And related information relating to any text information included in the template text information by a click signal such as an icon received by the browser of the user A, and the related information storage unit 11. And outputs it to the browser screen on the user A side.

The user information acquisition unit 14 is also provided with the CPU 102 and the RAM 10 of the application server 130.
3 and the web server 100, and the user A
In response to the text information (selected text information: template text information selected by user A at the time of contract execution) selected by user A via the browser on the side, the user enters in the input field such as various attribute information of user A related thereto. When the user inputs A, the user information (contract agreement content) is acquired and has a function of temporarily storing it in the selected text information / user information storage unit 14a. That is, the contract content data contracted by the user A who has actually become the insurance contractor is temporarily stored. The user information is in a fixed format, and the content is composed of user information (contract content) + other user attribute information (name / address, etc.) + Other text information. In the present embodiment, when the stored application form data and insurance policy data are withdrawn from the data storage device 200 of the storage site S, the data is stored in the management unit 15 by the configuration of the management unit 15 described later.
And presents it to the user A's browser.

The management unit 15 includes the CPU 102 of the application server 130 and the web server 100
, And has a function of outputting the text information selected by the user A via the browser on the user A side and the user information acquired by the user information acquisition unit 14. This configuration also has a function of accepting the application form data and insurance policy data once stored in the data storage device 200 of the storage site S and extracting the application data and insurance policy data from the data and transferring the data to the user information acquisition unit 14. are doing.

FIG. 3 shows a browser display screen presented to the user A when the user A changes the link destination to the web server 100 of the insurance company site I and applies for an automobile insurance contract, and a screen control configuration thereof. ing.

As shown in the figure, the browser on the user A side is the application server 13 of the insurance company site I.
With 0, the screen for application form data is displayed via the web server 100.

That is, the text information presentation unit 12 of the information management system 1 presents text information to be covered by the automobile insurance on the browser of the user A (personal compensation, objective compensation, personal injury, boarding, etc.). Items such as injury to persons).

The related information presenting unit 13 allows the user A
When the user clicks on each icon, moving image information for explaining the content of each item is displayed on the browser of the user A. Similarly, when the user A clicks each picture icon or the icon of “accident example” by the related information presenting unit 13, moving image information and audio information for explaining the contents of each item are displayed on the browser of the user A. . Similarly, when the icon of "detailed description" is clicked, text information and audio information for explaining the contents of each item are provided to the user A via the browser. In addition, "per person ~""1
Is clicked, the text information for explaining the contents of each insurance coverage and the text information indicating the insurance agreement are displayed on the browser of the user A.

Further, in this embodiment, there is a column at the upper part of the browser screen for inputting the basic contract information desired by the user A. The user information input there is input by the user information acquisition unit 14 to the information management system 1 side. To the hard disk drive 1 on the application server 130 side.
05 is temporarily stored in the selected text information / user information storage unit 14a. Further, the user A clicks on the icon indicating the items covered by the insurance coverage (items such as personal compensation, objective compensation, personal injury, personal injury, etc.) shown on the browser screen, thereby displaying the contract details desired by the user. The information can be selected, and the selected text information selected thereby is temporarily stored in the selected text information / user information storage unit 14a.

When all the necessary information is prepared in the selected text information / user information storage unit 14a and an icon "Apply for insurance contract" (not shown) is clicked, the management unit 15 Storage unit 14a
The data in the web server 10
0, and is once sent to the electronic document certification site C.

The sent application data is registered by the electronic document certification apparatus 300 there, and certificate data is added thereto. Web server 1 that received this certificate data
00, the application data together with the certificate data is transferred to the data storage device 200 of the storage site S,
There it is stored.

FIG. 4 is an explanatory diagram showing the data structure of the application form data. As shown in FIG.
The user information includes each data constituting the application content. In addition, user attribute information such as the user A's name, date of birth, address, telephone number, and family structure, and text information including the contract contents of the desired contract (such as the basic contract information and detailed contract information described above) and its terms and conditions, , Is included as data. The contents shown in the drawing show the contract contents when user A applies for an insurance contract. Whether or not each product is secured is controlled by a flag, and is used for displaying a screen to the user A who is a contractor. Each piece of text information is also selected and used by the flag.

FIG. 5 shows data created on the basis of the application form data and stored in the data storage device 200 as insurance policy data in the same configuration as the information management system 1 shown in FIG. FIG. 4 is an explanatory diagram showing a screen configuration when presented on a browser. here,
It is already stored as insurance policy data, and the policy number is also displayed on the browser screen. Actually, the electronic document certification device 300 is extracted in a format with certificate data.

FIG. 6 is an explanatory diagram showing the data structure of the insurance policy data. As shown in the figure, the insurance policy data has a data structure in which insurance application settlement information and the like are added to the application form data.

FIG. 7 shows the user A of the related information explaining one of the items covered by the insurance when he clicks the “detailed explanation” icon in the column of personal compensation in FIG.
It is an explanatory view showing a browser display screen. Here, when the icon of "voice description" is further clicked, the content is guided by voice.

When the user clicks on the icon "Click here for terms and conditions", the screen changes to a screen showing the terms and conditions in FIG. Here, the contents of the terms and conditions are combined and displayed.

FIG. 9 shows the insurance company site I when the user A changes the link destination to the web server 100 of the insurance company site I and makes a subscription application for the automobile insurance provided by the insurance company site I. FIG. 3 is a schematic explanatory diagram showing data transfer between an electronic document certification site C and a storage site S, and the state of processing at each site.

(1) The user A inputs user information including item selection using a browser to determine the insurance application content. Then, (2) the determined insurance cover target item (text information) and the user information input by the user A related thereto are applied to the web server 1 as application data.
00, and is once sent to the electronic document certification site C.
(3) Then, the certificate is registered by the electronic document certification apparatus 300 and certificate data is provided. (4) Upon receiving the certificate data, the web server 100 stores the application data together with the certificate data in the data storage device 20 of the storage site S.
Transfer to 0. Therefore, these data will be stored. (5) When the validity of the application data stored in the storage site S is confirmed by the user A, the insurance company, or a third party, the electronic document certification device 300 of the electronic document certification site C is The authenticity (no tampering) of the stored data is proved by the fact that the contents are the same as those registered in the storage data and the registration time stamp. Needless to say, the processing method differs for each electronic document certification site.

The procedure for storing the application data is as follows.
Instead of the operation by the user A, the user A
It is also possible to request the insurance company site I by AX or the like, or to automatically make the insurance company site I carry out the storage procedure. The same applies to the case where insurance policy data issued at the insurance company site I is stored.

FIG. 10 shows the insurance company site I and the electronic document proof when the user A requests the web server 100 to view the insurance policy using the browser after signing the insurance contract of the insurance company site I. Site C and storage site S
FIG. 2 is a schematic explanatory diagram showing a state of data transfer between the sites and processing at each site.

(1) When there is a request from the user A to retrieve the insurance policy data for the purpose of browsing the insurance policy data, (2) the web server 100 sends the data from the data storage device 200 of the storage site S Make a request to retrieve application form data. Then, (3) the storage site S sends the contract security data of the user A stored in the data storage device 200 to the electronic document certification device 300 of the electronic document certification site C. (4) The electronic document certification device 300
Retrieves the certificate data previously assigned to the application form data and returns the certificate data to the storage site S.
(5) Thereby, the storage site S sends the insurance policy data for the user A stored there together with the certificate data to the web server 100. (6) Accordingly, the user A can extract the insurance policy data with the certificate data. Needless to say, the processing method differs for each electronic document certification site.

FIG. 11 is a flowchart showing a processing flow when the user A makes an inquiry about the contents of the car insurance and finally makes an application for the contract in the information management system 1 described above. Insurance Company Site I
The web server 100 starts when a link is generated (step S101).

Then, the top menu of the insurance company site I is displayed by the application server 130, and a selection of a service provided on the site is prompted (step S102). Here, it is assumed that the menu “Inquiry / Application for Auto Insurance” displayed on the top menu is selected. Then, the browser screen is changed to the display of FIG. 3 (step S103).

Then, a click on the icon shown on the screen is detected (step S104). If the click of the icon is detected (Step S104; Yes), the related information related to the clicked icon is read out from the related information storage unit 11, and displayed on the browser screen of the user A by the related information presenting unit 13. (Step S1
05). Then, the process returns to step S104.

When no icon click is detected (step S104; No), it is detected whether or not all contract basic information in the user input field of FIG. 3 has been input (step S106). If all the contract basic information is not available (Step S106; No), the process returns to Step S104.

On the other hand, if all the contract basic information has been collected (step S106; Yes), it is detected whether or not all contract specific information has been input (step S10).
7). If all the contract details are not available (step S107; No), the process returns to step S104.

On the other hand, if all the contract item information has been collected (step S107; Yes), it is checked whether or not the icon “Apply an insurance contract” has been clicked (step S108). If the icon is not clicked (Step S108; No), the process returns to Step S104.

On the other hand, if the icon is clicked (step S108; Yes), application data is created by the management unit 15 (step S109) and transmitted to the electronic document certification site C via the web server 100. (Step S110).

Then, the receipt of the certificate data from the electronic document certification site C is checked (step S11).
1). If it is not received (step S111; N
o), it is checked whether a predetermined time has elapsed (step S112). If the fixed time has not elapsed (Step S112; No), the process returns to Step S111.

If the predetermined time has elapsed (step S11)
2; Yes), the processing ends as a certificate data reception error (step S113).

If the certificate data is received in step S111 (step S111; Yes), the application data together with the certificate data is transmitted to the data storage device 200 of the storage site S via the web server 100.
(Step S114).

FIG. 12 is a flowchart showing a processing flow when the user A requests browsing of the contents of the already concluded automobile insurance contract. Here, it is assumed that the menu item “view insurance policy of automobile insurance” displayed on the above-described top menu is selected. Then, the web server 100 outputs a request to retrieve insurance policy data from the data storage device 200 of the storage site S (step S201).

Thereafter, as described above, the insurance policy data of the user A stored in the storage site S is sent to the electronic document certification device 300 of the electronic document certification site C, where the data is stored. The electronic document certification apparatus 300 searches for the certificate data previously assigned to the insurance policy data, and returns the certificate data to the storage site S. Then, the storage site S transfers the insurance policy data of the user A stored therein to the web server 100 together with the certificate data.

Accordingly, the receipt of insurance policy data and certificate data from the storage site S is checked (step S).
202). If it is not received (step S20
2; No), it is checked whether a predetermined time has elapsed (step S203). If the fixed time has not elapsed (step S203; No), the step S202 is performed.
Return to.

If the predetermined time has elapsed (step S20)
3; Yes), end the process as a browsing disabled error (step S204).

If both data are received in step S202 (step S202; Yes), the contents of the insurance policy are displayed on the browser as shown in FIG. 5 (step S205).

According to the configuration of the present embodiment described in detail above, the text information presenting unit 12 reads out the text information indicating the insurance coverage target item and the like from the text information storage unit 10 and displays it on the browser. In view of this, when it is necessary to comment on the contents, the related information presenting unit 13 can extract related information related to the text information from the related information storage unit 11. It becomes possible to grasp the contents of text information accurately.

By acquiring the user information (contract basic information, contract detail information, etc.) related to the text information, the user information is stored in the data storage device 200 of the data storage site S together with the text information. As a result, insurance contract applications and insurance policies can be stored electronically. By such electronic storage, paperless document storage can be performed, and necessary storage documents (text information and related user information) can be easily retrieved.

Further, at the time of the storage, the certificate data of the electronic document certification site C is obtained and stored together with the certificate data. Since the above information is obtained together with the certificate data of the above, if the information has been tampered with, it becomes clear that the information is not authentic based on the certification information, and the reliability of the contents of the electronic storage information also increases. .

Note that the information management system of the present invention is not limited to the above embodiment. In other words, it is needless to say that the present invention is not limited to insurance transactions but can be applied to information management of transaction certificates such as contracts.

[0079]

As described above, the first aspect of the present invention is as described above.
According to the information management system, the information management method, and the configuration of the recording medium described in the items 10 to 10, the template text information is read and presented to the user side, and the user looks at it,
When it is necessary to explain the contents, the relevant information related to the text information can be extracted.
An excellent effect that the contents of the text information can be accurately grasped can be obtained.

Since the user information related to the text information is obtained and output together with the text information, it is constituted as a collection of such information, for example, an insurance contract application form, an insurance policy, etc. Can be stored electronically, paperless document storage becomes possible, and necessary storage documents can be easily retrieved.

Further, at the time of the storage, the certificate data of the third-party certification authority is obtained and stored together with the certificate data, and when the information is derived, together with the certificate data of the certification authority, By obtaining the above information, if tampering has been performed, it becomes clear that the information is not authentic based on the proof information, and the reliability of the contents of the electronic storage information is increased.

[Brief description of the drawings]

FIG. 1 is a conceptual diagram showing the entire framework of storage of an application form and insurance policy when a user A makes an application for car insurance and makes a contract with the information management system 1 at a specific insurance company site I. .

FIG. 2 is a schematic diagram showing a device outline of the web server 100 and an application server 130 and a database server 140 connected to the web server 100 constituting the insurance company site I.

FIG. 3 shows a case where a user A has a web server 1 of an insurance company site I.
It is an explanatory view showing a browser display screen presented to a user A when changing the link destination to 00 and applying for an automobile insurance contract, and a screen control configuration thereof.

FIG. 4 is an explanatory diagram showing a data structure of application form data.

FIG. 5 shows the data storage device 20 as insurance policy data.
FIG. 4 is an explanatory diagram showing a screen configuration in a case where data stored in “0” is extracted to the same configuration as that of FIG. 3 in the information management system 1 and presented to a user A browser.

FIG. 6 is an explanatory diagram showing a data structure of insurance policy data.

FIG. 7: When the “detailed explanation” icon is clicked,
It is explanatory drawing which shows the browser display screen of user A of the relevant information explaining one content of the insurance coverage target item.

FIG. 8 is an explanatory diagram of a screen configuration showing the contents of a clause.

FIG. 9 shows the transfer of data between the insurance company site I, the electronic document certification site C, and the storage site S when the user A makes a subscription application for the automobile insurance provided by the insurance company site I, and at each site. It is a schematic explanatory view showing a state of processing.

FIG. 10 shows the transfer of data between the insurance company site I, the electronic document certification site C, and the storage site S, and each site when the user A requests the web server 100 to view the insurance policy using a browser. FIG. 3 is a schematic explanatory diagram showing a state of processing in FIG.

FIG. 11 is a flowchart showing a processing flow when user A makes an inquiry about the contents of car insurance and finally makes an application for the contract.

FIG. 12 is a flowchart showing a processing flow when a user A requests browsing of the contents of an already concluded automobile insurance contract.

[Explanation of symbols]

 Reference Signs List 1 information management system 10 text information storage unit 11 related information storage unit 12 text information presentation unit 13 related information presentation unit 14 user information acquisition unit 14a user information storage unit 15 management unit 100 web server 101 system bus 102 CPU 103 RAM 104 ROM 105 Hard disk drive 106 CD-ROM drive 107 Communication device 108 Keyboard 109 Mouse 110 Display 111 Printer 130 Application server 140 Database server 200 Data storage device 300 Electronic document certification device 400 Internet 500 Personal computer A User C Electronic document certification site I Insurance company site S Storage site

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06F 17/60 326 G06F 17/60 326 19/00 300 19/00 300J 300L 300N F-term (Reference) 5B049 AA05 BB47 CC02 CC16 DD01 DD05 FF02 FF03 FF04 FF09 GG04 GG07 5B055 BB20 CB09 CC10 CC13 EE02 EE04 EE21 EE27 FA01 FA08 FB03 JJ03 JJ05 LL15 MM00 PA02 PA34 PA36 PA37

Claims (10)

[Claims] 1. A database structure that stores template text information and related information related to the template text information, and that can present the related information with respect to arbitrary text information in the template text information. An information management system comprising: acquiring and outputting the template text information and user information related thereto. 2. A first storage unit for storing template text information, a second storage unit for storing related information related to the template text information, and reading the template text information from the first storage unit. Text information presenting means for outputting to the user side, and related information for extracting relevant information relating to any text information included in the template text information from the second storage means, and outputting to the user side, Information presenting means, user information acquiring means for acquiring user information related to the text information selected by the user, and managing means for outputting the text information related to user selection and user information related thereto. Characteristic information management system. 3. The information management system according to claim 1, wherein an output destination of the text information and the user information is a data storage device that stores the information. 4. The information management according to claim 1, wherein at the time of the output, certification information of a third-party certification authority is acquired and output together with the certification information. system. 5. The information management system according to claim 4, wherein when extracting the text information and the user information from the output destination, the information is obtained together with the certification information of the third party certification authority. 6. A step of reading template text information and outputting it to a user side; a step of extracting relevant information related to arbitrary text information included in the template text information and outputting it to a user side; An information management method, comprising: a step of acquiring user information related to the selected text information; and a step of outputting the text information related to a user selection and the user information related thereto. 7. The information management method according to claim 6, wherein an output destination of the text information and the user information is a data storage device for storing the information. 8. The information management method according to claim 6, wherein at the time of the output, certification information of a third-party certification authority is obtained and output together with the certification information. 9. The information management method according to claim 8, wherein when extracting the text information and the user information from the output destination, the information is obtained together with the certification information of the third party certification authority. 10. A computer comprising: first storage means for storing template text information; second storage means for storing related information related to the template text information; and template text information from the first storage means. A text information presenting means for reading out and outputting to the user side, and extracting, from the second storage means, related information relating to any text information included in the template text information according to a user's designation, Related information presenting means for outputting, user information acquiring means for acquiring user information related to the text information selected by the user, and functioning as a managing means for outputting the text information related to user selection and related user information A computer-readable recording medium on which a program to be recorded is recorded.