JP2000301861A - Bankbook and how to use it - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent a bankbook from being altered and enhance its safety and serviceability by arranging a signal sending and receiving antenna or coil and a non-contact IC module through an adhesive on some part of a rear cover or a rear end paper are arranged so as to record a registered customer's seal impression information or the image information of a signature. SOLUTION: Outside the printing area of the text part of a bankbook locating the right lower part of the rear end paper 4 or into a non-printed area, a non- contact IC module 6 is pasted and made thinner as less as possible so as to not to project at most when the bankbook is folded. The antenna or the IC chips of the non-contact IC module 6 are fixed on a base film through an adhesive. In the IC module 6, a seal impression pressed on an account opening application or the print of the signature of a customer are read with an electronic camera with a two-dimensionally arranged solid-image pickup elements or the like as a seal print information so as to record in a storage part as electronic data. In order collate, call signals are sent through wireless to the reading device of the non-contact IC module so as to read the seal print information of the seal impression.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a passbook.
For details, the depositor optically reads the seal imprint or signature registered with a financial institution or the like at the time of opening an account for deposit transactions, digitizes the information, and places it on the passbook via adhesive Recorded in the IC storage unit of the non-contact IC module, the seal imprint of the seal brought by the depositor when the deposit is withdrawn, and the seal imprint of the seal on the dedicated terminal read from the IC storage unit, It is used to judge the authenticity of the brought seal. In this way, the present invention relates to a passbook with improved security when updating the passbook and further improved economic efficiency. Note that the passbook includes a bank passbook used at a bank and a savings passbook used at a post office. However, the deposit referred to in this specification may be replaced with a savings, and the depositor may be replaced with a savings person.

[0002]

2. Description of the Related Art FIG. 12 is an external view of a passbook to which a sub-signature seal is affixed when viewed from the body side in front of a conventional magnetic passbook.

In FIG. 12, the front cover 1 of the passbook is
The type of passbook, the name of a bank, the name of a business office, and the like are printed on the front cover 3 of the front face 3. The front facing 3 is in contact with the first page of the main body 7, and the front facing 3 has a stamp mount 9 attached thereto and the stamped sub seal stamp 10 is affixed on the seal backing 9. It is attached. In many cases, the seal backing sheet is a label that is interposed between the passbook and the sub-seal sheet and made of a resin film or the like so that the sub-seal sheet can be used repeatedly. At the time of opening an account, a registration stamp is registered. At this time, an application for opening an account is stamped, and the same seal is also stamped on a label-shaped piece of paper called a secondary seal stamp. The body part 7 is capable of printing and recording a deposit date, a payment amount, a deposit amount, a balance, and the like, and usually includes 16 to 24 pages. The back cover 4 is in contact with the last page of the main body 7 and is located on the back side of the back cover 2. On the back page and the last page of the body part that is adjacent to each other, matters related to deposit regulations are usually printed.

FIG. 10 is a side view of a state before the body portion and the cover are pasted together as viewed from the side. As shown in FIG. 10, the center portion of the body portion is sewn in advance with a sewing thread 8, and the lowermost sheet of the body portion is attached to the back side of the cover with an adhesive, and the sewing thread 8 is attached. 180 in the part
It is bent inward to form a passbook.

FIG. 11 shows the cover of a conventional magnetic passbook as 180.
FIG. 1 is a side view when the opened state is viewed from the side.
1, the magnetic recording unit 5
The shape, various characteristics, and the like of the magnetic recording unit 5 differ depending on the model such as an ATM (Automated Teller Machine) that writes information to or reads information from the magnetic recording unit.

As described above, the passbook includes, as visible information, the name of the bank that issued the passbook, the bank code, the name of the business office,
The office code, the depositor's name, account number, etc. are printed and the seal is imprinted, signed, etc., while deposit and withdrawal operations are performed more accurately and more efficiently. For this purpose, the unique information of the depositor is magnetically recorded in the magnetic recording unit 5 formed on the back cover 2 of the passbook.

Further, when the depositor tries to withdraw a deposit at a counter other than the business office where his deposit account is set up, the seal brought by the depositor and the seal stamped on the secondary seal stamp 10 in FIG. The person in charge of the window checks the seal of
If they match, we are working on responding to withdrawals.

Further, when the printing area of the text portion 7 of the passbook becomes full, the passbook is updated to a new passbook. At this time, the sub-seal stamp attached to the old passbook is often replaced with a new one. Peeled off, pasted into a new passbook and reused. For this purpose, a re-peelable adhesive is used as the adhesive coated on the back side of the secondary seal.

[0009]

According to the conventional passbook,
When opening the account, the depositor stamped the seal of the delivery stamp on the application slip, and also stamped the same seal on the sub seal stamp of the passbook. In addition, when updating the passbook, the secondary stamp was peeled off from the old passbook and replaced with a new passbook for use.

[0010] As described above, there is a problem in that the secondary seal stamp is always re-attached, so that there is always a risk of falsification. For this reason, the secondary seal is printed with a special ink or a protective film is improperly protected to improve safety, and there is also a problem that labor and cost are required.

It has been considered to read the seal imprint of the seal stamped on the account opening application form with a scanner or a CCD camera, and to write the seal imprint information into a magnetic recording section. This has not been realized because of insufficient capacity and the possibility of falsification of recorded magnetic information.

[0012]

According to the first aspect of the present invention, which solves the above-mentioned problems, a non-contact antenna or coil for signal transmission and reception and an IC chip are provided on a back cover or a part of a back cover. The contact IC module is a passbook arranged via an adhesive, and the imprint information of the customer's seal registered at the time of opening the savings account or the image information of the signature is recorded in the storage unit of the non-contact IC module. Passbook, characterized by the following. This solves the problem that the image information of the seal and the signature could not be stored due to the small recording capacity of the conventional magnetic recording unit.

According to a second aspect of the present invention, in order to use the IC module more safely, in the passbook according to the first aspect, the non-contact IC module is located outside a predetermined body part printing area of the passbook. The back cover corresponding to
Or, it is characterized in that it is arranged in the back.

Further, for the same purpose as described above, a third aspect of the present invention is the passbook according to the first or second aspect, wherein the back cover of the passbook is provided with a magnetic recording section,
The C module is characterized in that it is arranged so as not to overlap the magnetic recording section.

According to a fourth aspect of the present invention, in order to reuse the IC module, in the passbook according to any one of the first to third aspects, a removable adhesive is used for bonding the non-contact IC module to the passbook. It is characterized by using.

In order to enhance the durability of the passbook for normal use, the invention according to claim 5 is directed to the passbook according to any one of claims 1 to 4, wherein the IC chip and an antenna or coil for transmitting and receiving signals are provided. Is characterized by being sandwiched between resin sheets, and the gap is filled with a resin that maintains flexibility at room temperature.

On the other hand, the invention of claim 6 relates to a method of using a passbook having a non-contact IC module capable of storing seal imprint information or signature image information, wherein the seal information of an account application slip is provided. Or, read the image information of the signature and record it in the IC storage unit of the IC module, and when performing the withdrawal of the deposit, read the imprint information or the image information of the signature from the IC module of the passbook, and Is a method of using a passbook having an IC module, characterized in that the passbook is collated with a seal image or a signature image brought by the user.

The invention of claim 7 is a method of using a passbook having a non-contact IC module capable of storing imprint information of a seal or image information of a signature. When updating the passbook, an application for opening an account is required. Imprint information of the vote,
Alternatively, the IC module of the used passbook in which the image information of the signature is recorded is peeled off, and the IC module is attached to a predetermined position of the new passbook.
This is a method of using a passbook having a C module.

The method for using a passbook having an IC module according to claim 7, wherein a re-peelable adhesive is used for attaching the IC module of the invention.

[0020]

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows the cover of a passbook according to the present invention as 180.
FIG. 5 is an external view of the fully opened state as viewed from the text section side.
FIG. 2 is a side view of FIG. 1 as viewed from the side. FIG. 3 shows, in the body part of the passbook, an area that is not printed by the printer with diagonal lines. FIG. 4 illustrates an example of a passbook in which the magnetic recording unit 5 is applied to the back cover of the passbook when viewed from the back cover side. FIG. 5 is a plan view of a non-contact IC module used for the passbook of the present invention, and FIG.
FIG. 3 is a sectional view taken along line A. FIG. 7 shows a cover film 6 for protecting the IC chip 63 and the antenna 62 of FIG.
5 and a state in which the entire gap is sealed with the filling resin 64. FIG. 8 shows a flow of converting the seal 30 of the delivery seal stamped on the account opening application form 16 into electronic information and writing the seal imprint information into the IC storage unit of the non-contact IC module 6 attached to the passbook 20. It is a system outline figure. FIG. 9 is a diagram showing a bank which reads the imprint information from the IC storage unit of the non-contact IC module of the passbook of the present invention in a non-contact manner, reproduces and displays the imprint on the monitor 17, and checks the imprint on the seal brought by the depositor. It is a conceptual diagram of the window terminal.

In FIG. 1, reference numeral 3 denotes a front look, and a portion 1 on the back side is a front cover. Reference numeral 4 denotes a back look, and a portion 2 on the back side is a back cover.
A magnetic recording unit 5 is adhered to the front end of the back cover 2 in the form of a magnetic tape. The non-contact IC module 6 of the present invention is attached to the lower right end of the back turning section 4. Reference numeral 7 denotes a body part. The position where the non-contact IC module is provided is not particularly limited. However, in order to protect the IC module from destruction, it is preferable to use a back-facing surface if possible. Also, as shown in FIG. 1, by providing a position that does not overlap with the magnetic recording portion and further away from the body portion printing portion, it does not hinder printing and magnetic reading / writing by ATM, which is preferable. .

In FIG. 2, 1 is a front cover, 2 is a back cover, 3 is a front look, 4 is a back look, 5 is a magnetic recording section, 6 is a non-contact IC module, and 7 is a text section.
The front cover 1 and the back cover 2 are usually made of highly durable cross paper (paper called). On the other hand, the front facing 3 and the back facing 4 are made of the same paper as the main body 7, and the center of the main body is bound with a sewing thread 8. A passbook is formed by laminating the outermost paper of the body part bound by the sewing thread and the cross paper of the cover with an adhesive.

The front cover is generally printed to indicate the type of passbook, such as an ordinary savings passbook or a fixed-term savings passbook. In addition, a logo mark, a bank name, actual The name of the business office that issued the passbook, the name of the depositor, the store number, the account number, etc. are displayed.

In the front look-back 3, more detailed unique information of the depositor and the bank is printed or handwritten.

The first page of the text section 7 is printed with a method of using the bankbook, and is an area where a seal imprint of a registered seal is pasted when a partial account is opened.

The second and subsequent pages of the body part are areas for printing the history of deposits and withdrawals. FIG.
In the shaded area, items such as date, description, payment amount, deposit amount, balance, and the like are displayed, and a bar code for recognizing the number of pages when the ATM device automatically turns the pages for each page. Are printed, and the entire area excluding the hatched portion is set as the print area.

Deposit rules are printed on the last page of the text and on the back.

FIG. 1 shows an example of the embodiment of the present invention. A non-contact IC module 6 is attached to the lower right of the back facing 4. The position to be pasted is set outside the passbook body part print area shown in FIG. 3, that is, in the non-print area. The reason why it is preferably provided in the non-printing area is to avoid a shock at the time of printing.

Further, when the passbook is folded, the IC chip in the module is made as thin as possible so that the position where the non-contact IC module is attached does not protrude as much as possible, and the thickness of the whole IC module is reduced. It is preferable to make the thickness as thin as possible. Further, the size of the module 6 is preferably set to a size that can be accommodated in a non-printing area having a width of about 20 mm.

As shown in FIG. 4, the back cover 2 is provided with a magnetic recording section 5 at a portion near one side of the cover, and in many cases, a magnetic recording tape is adhered with an adhesive. . As described above, it is necessary to adjust the attachment position, size, and specifications of the magnetic tape according to the type and specifications of the ATM machine.

Next, the materials constituting the passbook of the present invention will be described.

As the cover, a cloth paper (thickness: 0.150 mm) of 60th cotton cloth is often used. The body part is 9
Paper of 0 kg / 46 format (thickness of 0.105 mm) is often used. As the number of pages increases, the thickness of the paper decreases. The total thickness including the passbook cover is often up to 2 mm according to the ATM manufacturer's agreement when the passbook is folded in the center and closed. In the case of the present invention, the thickness of the non-contact IC module is added. In consideration of this, the composition of the main body is set according to a thin standard.

Depending on the selection of the thickness of the non-contact IC module, the method of attaching the module to the cover, and the method of setting the thickness, the number of the text part is 12 in the state shown in FIG. It can be 14 sheets. in this case,
For the paper used for the text section, select a count of 90 kg / 46 size or less.

A vinyl acetate emulsion adhesive is often used for bonding the main body and the cover. This is because, in the case of bonding between papers, it is required that the viscosity of the adhesive is high to some extent and that the drying is gentle.

Next, a non-contact IC used for the passbook of the present invention
The configuration of the module and the materials to be used will be described with reference to FIGS. 5, 6, and 7. FIG. Normally, non-contact IC modules are classified into remote type, proximity type, and contact type according to the distance between the terminal and the reading / writing unit.
The frequency band used includes electromagnetic waves such as medium waves and microwaves. Here, a module of a type corresponding to the proximity type is used.

FIG. 5 is a plan view of the non-contact IC module, and FIG. 6 is a sectional view taken along line AA of FIG. An antenna 62 and an IC chip 63 are arranged on a base film 61, and the antenna and the IC chip are fixed to the base film with an adhesive.

As shown in FIG. 7, in order to protect the IC chip from destruction from a state where the antenna and the IC chip are exposed, the IC chip is covered with a cover film 65. Furthermore, between the base film 61 and the cover film, a solvent-free system that retains flexibility at room temperature so that it can follow the cover of a thin and flexible passbook for some bending during operation, etc. A resin 64 having a filler element is selected and poured, and the respective films and IC
The chip and the antenna are fixed.

In FIG. 7, the base film 61 and the cover film 65 are made of a material having flexibility at room temperature, such as polyimide, polyethylene terephthalate, polycarbonate, and polyvinyl chloride. The antenna 62 is formed by winding an insulated copper wire having a diameter of 0.03 mm to 0.05 mm in a loop three to several times, and connecting both ends of the copper wire to I.
The two terminals of the portion C are connected with a conductive adhesive. When the non-contact IC module shown in FIG. 7 is formed into a sheet, it may be formed by resin molding in a predetermined mold frame or by a lamination method using a resin sheet.

The IC chip portion 63 of the non-contact IC module shown in FIGS. 5, 6, and 7 may be composed of an LSI, a capacitor, and a wiring board, and is formed on the resin film. Is also good.

In the non-contact IC module shown in FIG. 7, a weak adhesive type adhesive is applied to the outside of the base film 61, and from the viewpoint of the safety of the IC chip, the passbook is turned back.
It is preferable to stick the print area and a position avoiding the magnetic recording area.

When the cover film is transparent, the non-contact IC module attached to the bankbook is colored or coated with a paint to make the inside invisible because the inner IC portion and antenna portion can be seen through. I can do it.

The completed passbook has a total body thickness of about 1 m.
m, the IC module part is 0.25 mm to 0.35 mm, the adhesive for attaching the module is 0.1 mm, and the cover is about 0.26 mm with the body paper of the facing part attached.
The thickness of the entire passbook should be within 2 mm when folded.

Next, a method of using the passbook of the present invention will be described.

FIG. 8 is a diagram showing the flow of writing the image information of the seal stamp to the non-contact IC module. First, the imprint 30 of the seal stamped on the account opening application form 16 is read as imprint information by the electronic camera 11 using the two-dimensional solid-state imaging device or the flatbed scanner 12, and the image processing control device 13, the non-contact IC I of the IC module 6 pasted to the passbook 20 via the module writing device 14
The imprint information is recorded as electronic data in the C storage unit.

At this time, in the image processing control device, the attendant also inputs the related information of the registered depositor at the same time, attaches the ID code, and stores it as customer data on the hard disk 15.

Next, a method of reading the seal imprint of the seal from the IC storage unit of the non-contact IC module of the passbook at the time of withdrawing the deposit and checking the seal with the seal brought by the depositor will be described with reference to FIG.

FIG. 9 is a conceptual diagram of a counter terminal of a bank for checking the seal imprint of the seal brought by the depositor. In FIG.
Reference numeral 18 denotes a contactless IC module reading device, which wirelessly sends a call signal to an IC module attached to a passbook, and reads imprint information of a seal transmitted from an antenna of the contactless IC module of the passbook. The passbook 20 presented by the depositor is read by the contactless IC module reading device 1
8, the stamp 30 of the delivery stamp is displayed on the monitor 17 from the IC module 6, and is compared with the stamp of the seal presented by the deposit withdrawer. If the seal is correct, the person who brings the passbook is considered to be the depositor and agrees to withdraw the deposit.

When the passbook is updated, the non-contact IC module is detached from the old passbook and attached to a new passbook.

The above description has been given of the seal imprint information of a seal, but the same applies to the sign image information.

[0051]

(Embodiment) Next, an embodiment of the present invention will be described with reference to the drawings.

In FIGS. 1 and 2, a 60th cotton cloth (0.150 mm thick) was used as the material of the cover 1 and the cover 2, and the paper used for the body 7 was 9 sheets.
High quality passbook paper of 0 kg / 46 size (0.105 mm thick) was used. In addition, in order to reduce the number of the body part to ten, the center part of the six body papers including the facing part was stapled with a sewing machine, and the entire cover was stuck together using an adhesive, and the passbook was folded. Sometimes, the thickness was set to be 1.6 mm.

Further, regarding the non-contact IC module 6,
The outer shape was 15 mm x 20 mm, and the sheet was attached to the same side of the passbook as the side opposite to the side on which the magnetic recording tape was attached. As shown schematically in FIG. 1, the attachment position was such that the end face of the module was 8 mm from the short side end and 3 mm from the long side end.

As a magnetic recording member shown in FIG. 4, a magnetic paint was coated on a polyester base and dried. After applying a strong adhesive type adhesive to the side opposite to the side on which the magnetic coating was performed and drying the applied adhesive, a release paper was laminated thereon. The magnetic tape was die-cut to a size of 16 mm in width and 80 mm in length, the release paper was removed, and the back of the passbook 2
Then, as shown in FIG.
As the magnetic recording material, a commonly used material having a coercive force of 300 Oersted was selected.

In the non-contact IC module of FIG. 7, the base film 61 and the cover film 65 include:
Using a 0.05mm thick polyester film,
A cold-setting epoxy resin was used as the filling resin 64. In order to provide flexibility even after curing, a material having a molecular weight of 900 was used, and the mixing ratio between the main agent and the curing agent was 4: 3.
In addition, a copper wire having a diameter of 0.05 mm and having an insulating coating was used for the antenna part, and the number of turns was set to three. IC chips polished to a thickness of 0.10 mm were used.

First, an epoxy adhesive is thinly applied to the base film 61 in advance, and the antenna 62 is set in a state in which the adhesiveness remains, and the IC chip 63 is further attached to the antenna. It was placed close to the beginning of the copper wire winding. After curing the epoxy adhesive, both ends of the antenna were fixed to the connection terminals of the IC chip with a conductive adhesive. Thereafter, the filling resin 64 is set to 0.1.
It was applied to a thickness of 5 mm, and covered with the cover film 65 so as to cover these antennas and IC chips. After curing the filling resin 64 described above, the module was punched out with a 15 mm × 20 mm mold. The total thickness of the IC module was 0.25 mm. A weak adhesive type adhesive material was applied to the back side of the base film 61 of the non-contact IC module, and after being dried, the adhesive material was attached to the back of the passbook at the above-mentioned position.

The imprint information of the seal read by the electronic camera 11 is written into the IC storage unit of the non-contact IC module of the passbook created by the above embodiment via the image processing control device, and passed through the ATM for test. Repeat the test 10 times in accordance with the other functions, that is, reading data from the magnetic recording unit, checking the balance of the deposit, depositing, printing the deposit amount in the body, and withdrawing the deposit.
We checked the status of automatic page turning and checked the print status, and confirmed that it was performed correctly. After the test, the seal imprint information of the seal was confirmed from the non-contact IC module with the dedicated terminal, and the imprint was successfully read without any trouble due to chip breakage.

[0058]

According to the passbook of the present invention, the non-contact IC module is attached to the back of the passbook, the imprint information of the seal is written in the IC memory section of the non-contact IC module, and the non-contact IC module is contacted when the deposit is withdrawn. By changing the method in which the seal image is read from the IC storage unit of the IC module and collated with the brought seal, the effect of high convenience as well as safety can be obtained. According to the method of using the passbook of the present invention, the purpose of the passbook of the present invention can be achieved.

[Brief description of the drawings]

FIG. 1 is an external view of a passbook according to the present invention when a cover is opened by 180 degrees when viewed from the body part side.

FIG. 2 is a side view of the passbook shown in FIG.

FIG. 3 is a diagram showing an area in a text portion of a passbook which is not printed by a printer.

FIG. 4 is an example of a plan view of a passbook with a magnetic recording unit applied to the back cover of the passbook as viewed from the back cover side.

FIG. 5 is a plan view of a non-contact IC module used for the passbook of the present invention;

FIG. 6 is a sectional view taken along line AA of FIG. 5;

FIG. 7 shows a state in which the whole is sealed with a cover film and a resin to protect the IC chip and the antenna in FIG.

FIG. 8 is a diagram showing a flow of writing imprint information of a seal on a non-contact IC module.

FIG. 9 is a conceptual diagram of a counter terminal of a bank for checking the seal imprint of a seal brought by a depositor.

FIG. 10 is a side view showing a state before a cover, which is a general method of manufacturing a passbook, and a body portion bound with a sewing thread are pasted together;

FIG. 11 is a side view of a conventional magnetic passbook with its cover opened 180 degrees when viewed from the side.

FIG. 12 is an external view of a conventional passbook with a secondary seal stamp attached to the front of a conventional magnetic passbook.

[Explanation of symbols]

 1 Front cover 2 Back cover 3 Front facing 4 Back facing 5 Magnetic recording section 6 Non-contact IC module 7 Body section 8 Sewing machine section 9 Sealing board 10 Sub seal stamp 11 Electronic camera 12 Flatbed scanner 13 Image processing control device 14 Non-Contact IC Module Writing Device 15 Hard Disk 16 Account Opening Application Form 17 Seal Verification Monitor 18 Non-Contact IC Module Reading Device 20 Passbook 30 Imprint of Delivery Stamp 61 Base Film 62 Antenna 63 IC Chip 64 Resin 65 Cover Film

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI theme coat ゛ (reference) G07D 9/00 461 G06F 15/30 350Z G06K 19/00 Q F term (reference) 3E040 AA07 DA02 FL10 5B035 AA00 AA13 BB01 BB02 BB09 BB11 BB12 BC00 CA06 CA23 5B055 BB03 DD04 DD05 HB05 KK05 9A001 BB05 HZ23 JJ64 LL03

Claims (8)

[Claims] 1. A passbook in which an antenna or coil for signal transmission and reception and a non-contact IC module composed of an IC chip are arranged via an adhesive on a part of a back cover or a back look, A passbook, wherein imprint information of a customer's seal registered at the time of opening an account or image information of a signature is recorded in a storage unit of the non-contact IC module. 2. The non-contact IC module according to claim 1, wherein the non-contact IC module is arranged on the back cover or the back side corresponding to the outside of a predetermined body part printing area of the passbook. Passbook. 3. A magnetic recording unit is provided on a back cover of the passbook, and the non-contact IC module is arranged so as not to overlap with the magnetic recording unit. The passbook according to 1 or 2. 4. The passbook according to claim 1, wherein a re-peelable adhesive is used for bonding between the non-contact IC module and the passbook. 5. The method according to claim 1, wherein the IC chip and the signal transmitting / receiving antenna or coil are sandwiched between resin sheets, and the gap is filled with a resin which maintains flexibility at room temperature. The passbook according to claim 1, wherein 6. A method of using a passbook having a non-contact IC module capable of storing imprint information of a seal or image information of a sign, wherein the image information of an account application sign-up slip or the image information of a sign is provided. Is read and recorded in the IC storage unit of the IC module, and when performing a deposit withdrawal, the seal imprint information or the image information of the signature is read out from the IC module of the passbook, and the seal imprint of the seal brought by the deposit withdrawer is obtained. Alternatively, a method of using a passbook having an IC module, wherein the method is performed by collating with a signature image. 7. A method of using a passbook having a non-contact IC module capable of storing imprint information of a seal or image information of a signature, wherein at the time of updating the passbook, imprint information of an account opening application slip or A method of using a passbook having an IC module, wherein the IC module of a used passbook on which image information of a signature is recorded is peeled off and the IC module is attached to a predetermined position of a new passbook. 8. The method for using a passbook having an IC module according to claim 7, wherein a re-peelable adhesive is used for sticking.