JP2000298755A - Credit card certifying system and portable credit card certification terminal - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent a risk of a portable credit card certification terminal being robbed, read illegally and is abused by detecting the illegal disassembly of a main body case, generating a signal and transmitting terminal ID and illegal decomposition information to a center data processing center, based on the signal of illegal disassembly. SOLUTION: A disassembling detection switch 19 is fitted to the inner side of the main body case of a credit card certification terminal 1, for example. When the case is unlawfully disassembly, a signal informing of the illegal disassembling is given to a microprocessor 11. The micro processor 11 deletes data stored in a ROM/RAM/flash memory 12 and stops subsequent processings. At the same time, ID of the terminal which is unlawfully disassembled and information on the occurrence of unlawful disassembling are notified to the center data processing center through radio. Thus, the central data processing center can immediately comprehend online which terminal has been unlawfully disassembled.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a plurality of credit card authentication terminals (hereinafter abbreviated as CAT as necessary).
The present invention relates to a credit card authentication system in which a central data processing center connected by a public wireless communication network is accessed to a host computer of each credit card company via a card business integrated network system, and a portable credit card authentication terminal.

[0002]

2. Description of the Related Art A card business comprehensive network system that connects a credit card merchant to a credit card company and performs credit card authentication and sales processing quickly and inexpensively is provided by CAFIS of NTT Data Communications Corporation. It is typical. One or more CATs are installed in each credit card member store, and each CAT is connected to a card business integrated network system such as CAFIS via a public wired telephone network. In the case of a credit card merchant having a large number of CATs, each CAT is connected to a central data processing center of the credit card merchant via a dedicated communication cable, and this host computer is connected to a card business integrated network system. ing.

The convenience of credit cards is that relatively small payments of less than tens of thousands of yen can be made quickly and easily. Given this convenience, credit cards are the best choice for paying taxi fares. However, most taxis do not have CATs. Nevertheless, several authentication systems that allow credit cards to be used in taxis have been proposed. That is, the system is proposed as a part of a credit card use management system and a method of operating the taxi disclosed in Japanese Patent No. 2739094, and as a part of a taxi fare settlement device disclosed in Japanese Patent Application Laid-Open No. 10-111961. However, there is a problem that online authentication cannot be performed in any case.

Therefore, the applicant of the present invention connects a number of portable credit card authentication terminals to a central data processing center by a public wireless communication network of a packet communication system, and connects the central data processing center to a card business integrated network system. A low-cost and high-security credit card authentication system that enables online authentication processing by the portable credit card authentication terminal by accessing the host computer of each credit card company online via We have developed a portable credit card authentication terminal that can be used for online authentication processing in taxis and delivery vehicles with simple operation using a patent application.
9618).

[0005] The credit card authentication system according to the patent application is a system that can perform online authentication from a portable credit card authentication terminal, and secures a low usage fee and high security. However, these are still practically improved. There is a point to be. For example, a portable credit card authentication terminal that is mounted on a taxi or a delivery car or carried by a door-to-door sales clerk has a risk of being stolen, illegally reading out data and being misused, and stationary credit card authentication. This is a security problem that is larger than the terminal.

[0006]

The problem to be solved is that in a credit card authentication system using a wireless communication network, the card information is stolen due to the theft or unauthorized use of the portable credit card authentication terminal, and the data is used illegally. Is not to be done.

[0007]

In order to solve the above-mentioned problems, a packet data communication public wireless communication is performed at a central data processing center connected online to a host computer of each credit card company via a card business integrated network system. A portable credit card authentication terminal connected by a network, comprising: card information reading means for reading card information of a credit card requiring authentication; transmitting the card information to the central data processing center; Packet communication transmitting / receiving means for receiving information, display means for displaying the authentication result of the host computer of each credit card company, means for detecting a signal of unauthorized disassembly of the main body case, and generating a signal; Central ID based on terminal ID and unauthorized decomposition information It is constituted by a means for transmitting to the processing center.

[0008]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of a credit card authentication system using a wireless communication network according to the present invention is, as shown in FIG. 1, a portable credit card authentication terminal 1 mounted on a taxi, a wireless relay station 2, and the like. , A packet switching office 3, a central data processing center 4, a card business integrated network system 5 such as CAFIS, and a credit card company 6.

The credit card authentication terminal 1 is provided with a packet communication transmitting / receiving means, and is connected to the wireless relay station 2 by a wireless transmission path 7. Wires are connected between the radio relay station 2 and the packet switching station 3 and between the packet switching station 3 and the central data processing center 4, respectively. The wireless relay station 2 and the packet switching station 3 constitute a part of a public wireless communication network of a packet communication system. Many portable credit card authentication terminals 1 are connected to the central data processing center 4 by the public wireless communication network of the packet communication system.

The central data processing center 4 is connected to the card business integrated network system 5 so that the host computer of each credit card company 6 can be accessed online via the card business integrated network system 5. Central Data Processing Center 4
Has a computer 41 having a processing capacity corresponding to the number and data amount of the credit card authentication terminals 1 and a memory 42 such as a hard disk, and functions as a host computer of a large number of portable credit card authentication terminals 1. is there. The memory 42 has at least a transaction information storage unit 42a and a payment condition information storage unit 42
b, various setting information storage units 42c. Also,
The computer 41 has a function of automatically downloading the various setting information to each portable credit card authentication terminal 1 wirelessly.

As shown in FIG. 2, for example, a portable credit card authentication terminal 1 according to the present invention includes a microprocessor 11 for processing data, a memory 12 for storing programs and data, and a card for reading card information of a credit card requiring authentication. A card reader 13 as information reading means, a keyboard 14 for inputting information such as a taxi fare and a payment method, a packet communication transceiver 15 for connecting to a public wireless communication network of a packet communication system, an authentication result, etc. It comprises a display 16 as a display means for performing printing, a printer 17 for printing a receipt and the like, a battery and a power supply circuit 18 for supplying power to these components, and a disassembly detection switch 19. The memory 12 includes a read only memory ROM, a random access memory RAM, and a flash memory.

The disassembly detection switch 19 is attached, for example, to the inside of the main body case of the credit card authentication terminal 1. When the case is disassembled, a signal for notifying the microprocessor 11 that the disassembly has occurred is provided. give. Then, the microprocessor 11 deletes the data stored in the memory 12 and stops the subsequent processing. Therefore, it is possible to prevent the card information from being stolen and stolen from the memory while the data is still stored in the memory during the processing.

At the same time, the central data processing center is notified of the ID of the terminal having the unauthorized decomposition and information on the occurrence of the unauthorized decomposition by radio. This allows the central data processing center to immediately determine which terminals have been illegally disassembled online.

[0014]

According to the present invention, in a credit card authentication system using a wireless communication network disclosed in Japanese Patent Application No. Hei 10-189618, means for detecting an unauthorized disassembly of a main body case in a portable credit card authentication terminal and generating a signal. And a means for transmitting the terminal ID and the information on the unauthorized decomposition to the central data processing center based on the signal of the unauthorized decomposition is provided, so that the portable credit card authentication terminal is stolen and the data is illegally read and abused. Danger could be prevented.

[Brief description of the drawings]

FIG. 1 is a configuration diagram of an embodiment of a credit card authentication system using a wireless communication network.

FIG. 2 is a configuration diagram of an embodiment of a portable credit card authentication terminal.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Portable credit card authentication terminal 2 Wireless relay station 3 Packet exchange station 4 Central data processing center 5 Card business comprehensive network system 6 Credit card company 7 Wireless transmission line 11 Microprocessor 12 Memory 13 Card reader 14 Keyboard 15 Packet communication transceiver 16 display 17 printer 18 battery / power supply circuit 19 disassembly detection switch 41 microprocessor 42 memory

 ──────────────────────────────────────────────────続 き Continued on the front page (72) Inventor Nobuyuki Sasaki 1-8-1, Nakase, Mihama-ku, Chiba City, Chiba Prefecture Inside of Eiko Instruments Inc. (72) Inventor Naoki Yoshida 1-8-8, Nakase, Mihama-ku, Chiba City, Chiba Prefecture Inside of Iko Instruments Co., Ltd. (72) Inventor Hiroshi Oshinomi 1-8-1, Nakase, Mihama-ku, Chiba City, Chiba Prefecture Inside of Iko Instruments Co., Ltd. (72) Hidenori Fujioka 1-8-8, Nakase, Mihama-ku, Chiba City, Chiba Prefecture F term in Iko Instruments Inc. (reference) 3E044 AA20 BA05 CA03 DA05 DD01 DE01 DE02 DE05 5B049 AA05 BB32 CC39 EE23 EE28 GG03 GG04

Claims (1)

[Claims] 1. A portable credit card authentication terminal connected by a packet communication type public wireless communication network to a central data processing center connected online to a host computer of each credit card company via a card business integrated network system. Card information reading means for reading card information of an authentication-required credit card; packet communication transmitting / receiving means for transmitting the card information to the central data processing center and receiving authentication result information from the central data processing center; Display means for displaying the authentication result of the host computer of the card company, means for detecting an unauthorized decomposition of the main body case and generating a signal, and a terminal I based on the signal of the unauthorized decomposition.
A portable credit card authentication terminal, comprising: D and means for transmitting unauthorized decomposition information to a central data processing center.