JP2000251157A - Merchandise sales registration data processor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To notify a corresponding credit member of reduction contents when charged performed by a credit company when the price of sales registration merchandise is paid with a credit card. SOLUTION: Reduction existence/absence information when charged that identifies whether or not reduction is performed when the price paid with a credit card is charged to a credit member and information about the reduction contents when the reduction is performed are preliminarily set and stored in each kind of the credit card. This processor discriminates whether or not the credit card is one qualified to receive reduction when charged by referring to reduction existence/absence information when charged (ST4). When the approved credit card is discriminated as a card qualified to receive reduction when charged due to approval inquiry, the processor notifies the credit member of reduction to be made when charged on the basis of information about reduction contents of the credit card.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a point-of-sale (POS) having a function of processing payment by credit card.
Of Sales: point-of-sale information management) It relates to a merchandise sales registration data processing device such as a terminal and an electronic cash register.

[0002]

2. Description of the Related Art A credit card is an information storage medium issued to a credit member who has signed a membership contract with a credit company. And the like are stored. This credit card
Generally, it is used by a credit member to settle the price of a purchased product in a store that has signed a member store contract with the credit company that issued the card.

[0003] In other words, a credit member presents his / her own credit card to the store when paying for the purchased merchandise with a credit card. The store checks the authentication of the credit card received from the member, and when approved, hands over the product to the member and refrain from credit card information and card payment information such as the price of the purchased product. The credit company collects card payment information from each store that has a member store contract, pays the store for the purchased product on behalf of the credit member, and totals the replacement payment for each credit member. Each month, the total amount is charged to each credit member and collected.

[0004] Therefore, a POS terminal having a credit settlement function has been developed and put to practical use in order to simplify the accounting operation in a store. The POS terminal having the credit settlement function is provided with a card reader for reading data of a credit card used for settlement of goods registered for sale. It is also connected to the host computer of the credit company via a network. When the credit card data is read by the card reader after the sales registration of the product purchased by the customer, the credit card is transmitted by transmitting the card data and the price information of the sales registered product to the host computer of the credit company. Is issued, and upon receipt of a response to approve, a receipt is printed on which is printed the detailed information of the sales-registered merchandise, information on payment by credit card, and the like.

[0005]

In recent years, a credit company has set a service period in advance, and a discount service at the time of billing in which a credit member settles a bill settled with a credit card during the period during billing. May be implemented. In this case, the credit company notifies each credit member of service contents such as a service target period and a discount rate by distributing a direct mail or the like. However, in the conventional method that relied on one-way communication means such as direct mail, all credit members did not always accurately grasp the content of the discount service at the time of billing, and the service effect was low.

[0006] Normally, a shopper makes a purchase at a store and, upon receiving a receipt, checks the contents of the receipt. Therefore, if the contents of the charge discount service can be printed on this receipt, it is possible to surely notify each credit member of the charge discount service. However, in the past, even if you shop at the store during the billing discount service period, the price before the discount is only printed as the billing amount on the receipt, so each credit member is charged at the billing price I did not know the contents of the discount service. Also, the credit member could not know how much discount service was actually available until the invoice from the credit company was sent.

The present invention has been made in view of such circumstances, and an object of the present invention is to provide a discount service at the time of billing executed by a credit company when the price of a product registered for sale is settled with a credit card. An object of the present invention is to provide a merchandise sales registration data processing device capable of notifying the contents to a corresponding credit member. Further, the present invention aims to provide a merchandise sales registration data processing device capable of notifying the amount of discount service that can be received at the time of billing, in addition to the above object.

[0008]

The invention according to claim 1 of the present application provides card reading means for reading data of a credit card used for settlement of goods registered for sale, detailed information of the goods registered for sale and card reading. In a merchandise sales registration data processing device provided with a receipt issuing means for issuing a receipt printed with payment information and the like by a credit card whose card data has been read by a means, the type of credit card settled by the credit card Claiming discount information storage means for setting and storing in advance discounting presence / absence information for identifying whether or not a discount is made when a credit is charged to a credit member, and information about the content of the discounting when the discount is made. The data is read by the card reading means with reference to the billing discount presence / absence information set and stored by the storage means. A charge-discount card discriminating means for discriminating whether or not the credit card is a card for which a discount is made at the time of billing, and a credit card whose card data is read by the card reading means is charged by the charge-discount card discriminating means. When it is determined that the card is discounted at the time, a request is made to notify the credit member that the discount will be made at the time of billing based on the information regarding the discount content of the credit card set and stored by the storage means. And a discount notification means. According to the first aspect of the present invention, when the price of a product registered for sale is settled using a credit card, it is determined whether or not the credit card is a card for which a discount is made at the time of billing. If the credit card is to be discounted, the credit member is automatically notified of the content of the discount at the time of billing.

The invention described in claim 2 of the present application is the above-described claim 1.
When the credit card from which the card data is read by the card reading means is determined to be a card to be discounted at the time of billing by the billing discount card determining means, Calculates the amount of the charge after the discount from the information on the discount of the credit card set and stored by the means and the price of the product registered for sale, prints the amount of the charge after the discount on the receipt, and It is a means to notify members. According to the invention described in claim 2, when the price of the product registered for sale is settled using a credit card that is discounted at the time of billing, the credit company actually bills the credit member by the discount at the time of billing. The amount to be paid is printed on the receipt and notified.

[0010] The invention described in claim 3 of the present application is the above-described claim 1.
When the credit card from which the card data is read by the card reading means is determined to be a card to be discounted at the time of billing by the billing discount card determining means, Means to calculate the amount of discount at the time of billing from the information on the discount contents of the credit card set and stored by the means and the price of the product registered for sale, print the amount of discount at the time of billing on the receipt, and give the credit member It is a means to notify. According to the invention described in claim 3, when the price of the product registered for sale is settled using a credit card that is discounted at the time of billing, the credit company actually bills the credit member by the discount at the time of billing. The discount of the amount to be paid is printed on the receipt and notified.

[0011]

DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below with reference to the drawings. In this embodiment, the present invention is applied to a POS terminal having a credit settlement function.

FIG. 1 is a system diagram showing a system configuration according to the present embodiment. The system includes a plurality of POS terminals 1 installed at a sales floor in a store and an office or the like in the same store. POS system is constructed by connecting the store processor 2 installed in the store with a communication line 3 in a closed loop,
An online system is constructed by connecting a host computer 4 of each credit company via a credit-only network 5.

In such a system, the store processor 2 of each store stores the name of the credit company in correspondence with a unique company code for identifying the credit company.
A credit processing file 6 is provided in which information such as a sales floor limit amount necessary for authentication check of a credit card issued by the credit company and valid / invalid selection information for each payment category is set in advance together with a telephone number and the like.
In the present embodiment, as shown in FIG. 2, whether or not a discount is made in the credit processing file 6 at the time of charging a credit member for a payment settled by a credit card issued by the credit company for each credit company. A flag indicating whether or not a discount is made, information on the contents of each discount, such as the commerce start date and end date of the discount target period and the discount rate when the discount is performed, and a receipt in the commercial transaction during the discount target period. The printing type information (1: discount printing, 2: discount printing) for discriminating whether to print the discounted amount or the discounted amount is stored in advance.

FIG. 3 is a block diagram showing a configuration of a main part of the POS terminal 1.
Is a CPU (Central Processing Uni
t) 11 is mounted. A ROM (Read Only Memory) 12 storing fixed data such as programs,
A random access memory (RAM) 13 in which various memory areas for temporarily storing variable data are formed; a clock unit 14 for measuring date and time; a communication interface 15 connected to the store processor 2 via the communication line 3; An I / O port 18 for inputting a signal from the switch 16 and outputting a drive signal to a drawer opening device 17 for automatically opening a drawer (not shown), and a keyboard controller 20 for receiving a key signal corresponding to a key operation from a keyboard 19. A display controller 23 for controlling display operations of an operator display 21 for displaying registered product data and the like to an operator and a customer display 22 for displaying registered product data and the like to a shopper; receipt printing and journal printing Printer controller 25 that controls the printing operation of printer 24 that performs Ttokado recorded company code to 26, membership number, is equipped with a card reader controller 28 and the like for taking a read data signal from the card reader 27 to read the data, such as the expiration date. And
The CPU 11, ROM 12, RAM 13, clock unit 1
4, communication interface 15, I / O port 18, keyboard controller 20, display controller 23, printer controller 25, and card reader controller 2
8 and bus lines 29 such as an address bus and a data bus.
Connected with.

The mode switch 16 is used for “register”,
A switch for selecting various business modes such as “check”, “payment”, and “setting” and instructing the CPU 11 to execute them. Here, "registration" means that when a sales product is registered by the product registration means, sales data of the registered product is processed for sales in a sales registration memory, and the registration data is processed by the closing registration means.
In this mode, when the closing registration of the commercial transaction with the shopper is performed, the printer 24 prints and issues a receipt recording the details of the product purchased by the shopper in the commercial transaction.
“Inspection” is a task of outputting the contents of the sales registration memory in which sales data of each product has been registered by the registration task. The “payment” is a mode of a business in which the contents of a sales registration memory in which sales data of each product is registered by a registration business are output, and then the contents of the memory are cleared. “Setting” is a mode of a job in which data necessary for executing a registration job or the like is set in a sales registration memory or the like.

As shown in FIG. 4, the keyboard 19 has a numeral key 41 and a PLU (Price Look Up) key 4.
2, a department key 43, an x key 44, a clear key 45, a subtotal key 46, a deposit / current total key 47, etc., a credit key 48 for declaring payment by the credit card 26, a lump-sum payment, a revolving payment, and a bonus payment. , Installments,
This is a credit settlement type keyboard including a payment classification key 49 for selecting a credit payment method such as a bonus combined payment.

As shown in FIG. 5, each POS terminal 1 has various memory areas such as a credit processing table 51, a subtotal memory 52, a tax memory 53, and a total memory 54 in addition to the sales registration memory in the RAM 13. Are formed respectively.

The credit processing table 51 is created at the store processor 2 on a timely basis based on the data of the credit processing file 6, and is downloaded via the communication line 3. That is, the store processor 2 checks whether or not the contents of the credit processing file 6 have been rewritten, for example, before opening the store every business day.
From the credit company, the company name of each credit company, the discount flag at the time of billing, the start date of the discount, the end date of the discount, the discount rate, and the print type are read, and the credit processing table 51 is created. Through the POS terminal 1. Here, the credit processing table 51 stores billing-time discount presence / absence information (billing information) for identifying whether or not a discount is made when a credit settled by the credit card 26 is billed to a credit member for the type of the credit card 26. A billing discount information storage means for setting and storing in advance information (discount start date, discount end date, discount rate, print type) on the content of the discount when the discount is performed; Is configured.

The subtotal memory 52 is an area for summing up the prices of all commodities sold and registered as one commercial transaction. The tax amount memory 53 is an area for storing a tax amount that is levied on all commodities registered for sale as one commercial transaction. The total memory 54 is an area for storing a total amount including tax of all commodities registered for sale as one commercial transaction.

That is, the CPU 1 of each POS terminal 1
1 denotes a state in which the “registration” mode is selected by the mode switch 16 and the numeral key 41 of the keyboard 19 and the PLU.
When sales registration of a product is performed by key input of the key 42, the section key 43, the × key 44, etc., the sales points of the product,
The merchandise sales data of the sales amount is registered in the sales registration memory, and the sales amount is added to the subtotal memory 52. Subsequently, when the subtotal key 46 is keyed in, the tax amount is calculated from the amount of the subtotal memory 52 and stored in the tax amount memory 53, and the tax-inclusive amount obtained by adding the amount of the subtotal memory 52 and the tax amount to the total memory 54. Store. Further, the amount of money in the total memory 54 is displayed on the operator display 21 and the customer display 22.

Here, when the deposit / current total key 47 is inputted, the settlement by cash is instructed.
Performs a change operation, displays the change amount on the operator display 21 and the customer display 22, as well as detailed information such as a code, a product name, a sales quantity, and a sales amount of the product registered for sale, a subtotal amount, and a tax amount. , Tax-included total amount, deposit amount,
Cash settlement information such as the change amount is printed on receipt paper by the printer 24, and a cash settlement receipt is issued. Thereafter, the subtotal memory 52, the tax amount memory 53, and the total memory 54 are cleared.

On the other hand, if the credit key 48 is entered after the subtotal key 46 is entered, the credit card 26
Has been instructed, the CPU 11 starts the credit settlement process shown in the flowchart of FIG. First, ST
(Step) Waiting for input of the payment classification key 49 as 1 and, if any payment method is selected and input, then waits for the card reader 27 to read the data of the credit card 26 as ST2. And
When card data such as a company code, a member number, and an expiration date recorded on the credit card 26 is read, ST
As 3, a credit approval inquiry message is created from the card data, the payment method classification code selected and entered by the payment classification key 49, the subtotal amount in the subtotal memory 52, and the tax amount in the tax amount memory 53. The message is transmitted to the store processor 2 via the communication line 3 and an approval inquiry of the credit card 26 is made.

Here, in the store processor 2,
When the credit approval inquiry message is received, the credit processing file 6 is searched from the company code in the card data in the message, and if a corresponding record is detected, the subtotal amount in the message is changed to the floor limit amount in the corresponding record. It is determined whether or not it is exceeded. If not exceeded, a response message for approving the credit card 26 is sent via the communication line 3 to the POS terminal 1 of the inquiry source.
Send to When the subtotal amount exceeds the floor limit amount, a credit approval inquiry message is transmitted to the host computer 4 of the credit card issuing credit company via the network 5 to request an authentication check of the credit card 26. When a response message indicating the check result is received via the network 5, the response message is transmitted via the communication line 3 to the POS terminal 1 of the inquiry source.
Send to

Therefore, the CPU 11 of the POS terminal 1
Receives the response message sent from the store processor 2 via the communication line 3 in ST4, and judges the check result. If the error response does not approve the payment by the credit card 26, an error process for disabling the payment by the credit card 26 is performed.

On the other hand, if it is a permission response for approving the settlement by the credit card 26, ST5
The credit processing is performed on each data of the credit company name corresponding to the company code in the card data read from the credit card 26, the discount flag at the time of billing, the discount start date, the discount end date, the discount rate, and the print type. Table 51
Read from. Then, as ST6, the credit card 2 is determined based on the billing discount flag in the read data.
It is determined whether or not a discount is made when the credit settled in step 6 is charged to the credit member (discount card determining means at the time of charging).

If it is determined that the credit card is a credit card for which a discount is made at the time of billing, the current date measured by the clock section 14 is read as ST7, and the current date is read from the credit processing table 51. It is determined whether or not it is during a billing discount period from the discount start date to the discount end date in the read data. If it is during the period of the discount at the time of billing, ST8, 9, 10, 11 or ST8,
The processing of steps 9, 12, and 13 is executed (claim notification means).

That is, in ST8, the print type in the data read from the credit processing table 51 is checked. If the print type is "1", that is, if the print output of the amount after discount is designated, the credit processing table 5 is added to the subtotal amount in the subtotal amount memory 52 as ST9.
The discount amount is calculated by multiplying the discount rate in the data read from 1, and the discount amount is calculated by subtracting the discount amount from the subtotal amount. In step ST10, in addition to the amount after the discount at the time of billing (the amount billed by the customer), the amount to be discounted at the time of billing (subtotal amount), the discount rate at the time of billing, the period to be discounted (the discount start date to the discount end date). Edit the print data of the discount at the time of billing from etc. Thereafter, detailed information such as a code, a product name, a sales number, and a sales amount of the product registered for sale in ST11, and credits such as a subtotal amount, a tax amount, a total amount including tax, a credit company name, a membership number, an expiration date, a payment method, and the like. The print data of the above-mentioned discount at the time of billing is printed on receipt paper by the printer 24 together with the payment settlement information by the card, and a credit settlement receipt is issued.

On the other hand, if the print type is "0" in ST8, that is, if the printout of the discount is designated,
As 12, the discount amount at the time of billing is calculated by multiplying the subtotal amount of money in the subtotal amount memory 52 by the discount rate at the time of charging in the data read from the credit processing table 51. And ST13
In addition to this billing discount, print data of the billing discount is calculated based on the billing discount target amount (subtotal amount), billing discount rate, discount target period (discount start date to discount end date), etc. To edit. Thereafter, the printer 24 prints the above-described discount printing data on receipt paper together with the detailed information of the merchandise sold and registered in ST11 and the payment information by credit card, and issues a credit payment receipt.

Thereafter, as ST14, the subtotal memory 52,
When the tax amount memory 53 and the total memory 54 are cleared, the current credit settlement processing ends. Note that ST
As a result of checking the discount flag at the time of claim 6, it is determined that the credit card does not perform the discount at the time of billing, and it is determined at ST 7 that the current date is outside the period targeted for the discount at the time of claim. In this case, the detailed information of the merchandise registered for sale and the payment information by credit card are sent to the printer 2.
4 is printed on the receipt paper and a credit settlement receipt is issued. After that, the subtotal memory 52, the tax amount memory 53, and the total memory 54 are cleared, and the credit settlement processing ends.

In the present embodiment configured as described above, the data shown in FIG. 2 is set and stored in the credit processing file 6 in advance (assuming that it is February 20, 1999). It is assumed that the credit processing table 51 has been downloaded to the RAM 13 of each POS terminal 1.

In this state, 8 belonging to the department 1 (DP1)
When a shopper who has purchased one piece of men's clothing of 000 yen and one piece of men's accessory of 2,000 yen belonging to the department 2 (DP2) offers settlement by lump-sum payment with the credit card 26 of company code [001]. , Company code [001]
Is set to [Yes], the discount start date is [1999-01-01], and the discount end date is [1999-02-28]. It is determined that the payment is made by the credit card to be withdrawn.
When the settlement is made by the authentication check of the credit card 26, the discount rate corresponding to the company code [001] is [5%], and the printing type is [1:
Price print after discount], so the subtotal amount from 10,000 yen to 5
The amount of 9500 yen after the discount at the time of the request in which the% is discounted is calculated. Then, as shown in FIG. 7 (a), a credit settlement receipt 71 on which billing discount print data including the discount amount of 9,500 yen is printed is issued.

Therefore, the shopper confirms the printed contents of the credit settlement receipt 71, in particular, the amount to be discounted at the time of billing, and the discount rate at the time of billing, and the credit company pays the price of the product purchased this time 10,000 yen. It can be known that a 5% discount will be made at the time of request.
In addition, by checking the amount charged by the customer, the amount charged after the discount can be accurately known. Further, by confirming the discount target period, it is possible to easily know how long the transaction to be subjected to the discount at the time of billing is.

On the other hand, the same shopper has a company code [001].
Instead of credit card 26, company code [003]
Also, when the settlement by lump-sum payment is offered by the credit card 26, the flag at the time of billing corresponding to the company code [003] is [Yes] and the start date of the discount is [1999].
-02-15], and the discount end date is [1999-03]
−15], it is also determined that the payment is made by the credit card to be charged. When the settlement is made by the authentication check of the credit card 26, the discount rate corresponding to the company code [003] is [7%], and the printing type is [2: discount printing].
Therefore, a discount amount of 700 yen at the time of billing, which is 7% of the subtotal amount of 10,000 yen, is calculated. Then, as shown in FIG. 7 (b), a credit settlement receipt 72 on which the billing discount print data including the discount amount of 700 yen is printed is issued.

Therefore, the shopper confirms the printed contents of the credit settlement receipt 72, in particular, the amount to be discounted at the time of billing and the discount rate at the time of billing. It can be understood that a 7% discount is made at the time of request.
Further, by checking the discount amount at the time of billing, the discount amount at the time of billing can also be accurately known. Further, by confirming the discount target period, it is possible to easily know how long the transaction to be subjected to the discount at the time of billing is.

The same shopper has the company code [002].
Or, when the settlement is offered with the credit card 26 of [004], the company code [002] or [004]
Is not present, the print data for the discount at the time of billing is not printed on the credit settlement receipt.

As described above, according to the present embodiment, when the price of a product registered for sale is settled using the credit card 26, it is determined whether or not the credit card 26 is a card for which a discount is made at the time of billing. If it is determined that the credit card is to be discounted, data indicating the content of the discount at the time of billing is printed on the credit settlement receipts 71 and 72, so that the content of the discount at the time of billing can be provided to the credit member. Since the notification is made, it is possible to surely inform the corresponding credit member of the content of the discount service at the time of billing performed by the credit company when the price of the sales registered product is settled by the credit card. As a result, the service effect of the discount service at the time of billing is enhanced, and an increase in members and an increase in sales can be expected.

When the price of a product registered for sale is settled using a credit card that is discounted at the time of billing, the amount actually charged to the credit member from the credit company or the discount amount by the discount at the time of billing. Is printed on the credit settlement receipts 71 and 72 and notified, so that the credit member can easily be informed of how much discount service is available at the time of billing.

In the above-described embodiment, the credit member is notified of the discount at the time of billing by printing data indicating the content of the discount at the time of billing on the credit settlement receipts 71 and 72. The time-discount notifying means is not limited to this. For example, data indicating the content of the discount at the time of billing may be displayed on the customer display 22 to notify the content of the discount at the time of billing.

[0039]

As described in detail above, according to the first aspect of the present invention, the contents of the discount service at the time of billing executed by the credit company when the price of the sales registered product is settled by the credit card are applicable. It is possible to provide a merchandise sales registration data processing device that can inform a credit member who makes a purchase. According to the second and third aspects of the present invention, in addition to the above-described effects, it is possible to provide a merchandise sales registration data processing device capable of indicating how much discount service can be received at the time of billing.

[Brief description of the drawings]

FIG. 1 is a system diagram showing a system configuration according to an embodiment of the present invention.

FIG. 2 is an exemplary view showing a data structure of a credit processing file in the embodiment.

FIG. 3 is an exemplary block diagram showing a configuration of a main part of the POS terminal according to the embodiment;

FIG. 4 is an exemplary plan view showing a key arrangement of a keyboard included in the POS terminal according to the embodiment;

FIG. 5 shows the R of the POS terminal of the embodiment.
The figure which shows the main memory area of AM.

FIG. 6 shows C of the POS terminal according to the embodiment.
The flowchart which shows the principal part of the credit settlement processing which PU performs.

FIG. 7 is a plan view showing a print example of a credit settlement receipt printed and issued from a POS terminal in the embodiment.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... POS terminal (commodity sales registration data processing device) 2 ... Store processor 4 ... Credit company host computer 6 ... Credit processing file 11 ... CPU 14 ... Clock unit 19 ... Keyboard 24 ... Printer 26 ... Credit card 27 ... Card reader 51 … Credit processing table

Claims (3)

[Claims] 1. Card reading means for reading data of a credit card used for settlement of goods registered for sale, detailed information of the goods registered for sale and a credit card whose card data is read by the card reading means. In a merchandise sales registration data processing device provided with a receipt issuing means for issuing a receipt on which payment settlement information or the like is printed, a discount is made at the time of billing a credit member for a payment settled by the credit card for the type of credit card. Claiming discount information storage means for preliminarily setting and storing information on whether or not there is a discount at the time of discriminating whether or not the discount is performed, and information on the content of the discount is set and stored by the storage means. The credit card whose data has been read by the card reading means with reference to the discount information at the time of billing is charged. A discount card determining means for determining whether or not the card is a discounted card; and a credit card whose card data has been read by the card reading means is reduced at the time of billing by the discount card determining means. If the card is determined to be played,
A billing discount notification unit for notifying a credit member that a discount will be made at the time of billing based on the information regarding the discount content of the credit card set and stored by the storage unit. Product sales registration data processing device. 2. The billing discount notifying means determines that the credit card from which the card data has been read by the card reading means is a card for which a discount is made at the time of billing by the billing discount card determining means. Then, the charge amount after discount is calculated from the information on the discount content of the credit card set and stored by the storage means and the price of the product registered for sale, and the charge amount after discount is calculated as 2. The merchandise sales registration data processing apparatus according to claim 1, wherein the means is a means for printing on a receipt and notifying the credit member. 3. The billing discount notification means determines that the credit card from which the card data has been read by the card reading means is a card for which a discount is made at the time of billing by the billing discount card determination means. Then, a discount at the time of billing is calculated from the information on the discount content of the credit card set and stored by the storage means and the price of the product registered for sale, and the discount at the time of billing is stored in the receipt. 2. The merchandise sales registration data processing device according to claim 1, wherein the merchandise sales registration data processing device is a means for printing and notifying the credit member.