JP2000231652A - Automatic teller machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To circulate multiple denominations and to improve fund operation efficiency with a small device whose installation area is small by permitting the storage of paper moneys for not less than two denominations in one denomination box. SOLUTION: A recycle box 23 is allocated as a recycle box for ten-thousand yen paper money and a paper money cassette 22 is added to a function for paper money setting. It is allocated for one-thousand yen paper money and five-thousand yen paper money. A user transports paper money inserted into a paper money receiving/paying port 21. Paper money which can be discriminated is stacked in a temporary holding part 27. When recognition input exists, paper money stacked in the temporary holding part 27 is transported to the discrimination part 25. Ten-thousand yen paper money is transported to the recycle box 23 and one thousand yen paper money and five-thousand yen paper money are transported to the receiving/paying port 21. The stacker of the temporary holding part 27 is saved and paper money in the receiving/paying port 21 is transported to the paper money cassette 22 and it is stored.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic cash transaction apparatus (for example, an ATM used in a financial institution) in which a general user directly deposits cash using a card, a passbook or the like.

[0002]

2. Description of the Related Art Conventionally, for example, A
In TM, a bill cassette (safe) for setting bills and denominations such as 10,000 yen / 1,000 yen are allocated, and a recycling box for storing bills deposited for each denomination and using it for withdrawal. (Denomination box). At the start of operation or when the apparatus is started, bills are set in a bill cassette, and bills of each denomination are loaded into a recycle box to which the corresponding denomination is assigned through a bill discriminator. In the dispensing transaction, a predetermined bill is paid out of a recycling box in accordance with a dispensing request, and is dispensed to a deposit and withdrawal port through a bill discriminator. In the deposit transaction, the banknotes deposited in the deposit / withdrawal port are stored in a corresponding recycling box corresponding to the denomination through a banknote discriminator. At the end of the operation of the apparatus, when a bill collection is instructed, bills stored in each recycling box are fed out and collected in a bill cassette through a bill discriminator. The bill cassette is detachable from the device by a staff member, and the staff member removes the bill cassette from the device to set bills to be loaded or take out collected bills.

As described in Japanese Patent Application Laid-Open No. Hei 7-262435, denominations such as 10,000 yen / thousand yen are allocated, and banknotes deposited for each denomination are stored and recycled for use in dispensing. In an automatic teller machine that is composed of a box and a bill cassette for loading bills into the recycle box and collecting bills from the recycle box, and a detachable safe for the device, during operation service, One of the two denomination bills is assigned to the recycle box, and the other denomination is assigned to the bill cassette. And, the bill of the other denomination is configured to be deposited and withdrawn between the deposit and withdrawal port and the bill cassette,
The bill cassette is configured to be used also as a second recycle box, and at the time of bill loading, all bills of the first denomination and the second denomination set in the bill cassette are used.
The second bill is transported from the bill cassette to the recycle box through the discriminating unit, and then the second bill is transported from the recycle box to the bill cassette through the discriminating unit. This allows
The two-box configuration of one recycling box and one bill cassette realizes two kinds of operation services.

[0004]

With the advancement of automation in financial institutions, many automatic teller machines have been installed in various places, and from the viewpoint of installation of the apparatus, a limited installation space is required. In order to be able to install many devices in a layout-free manner, it is required to reduce the installation area by further miniaturization. In addition, from the viewpoint of the financial management efficiency of the financial institution, it is desirable to minimize the amount of bills in the apparatus and to return the deposited bills to the dispensed bills to the maximum. As described above, the conventional apparatus handles three kinds of banknotes of 10,000 yen / 5,000 yen / 1,000 yen in the deposit transaction, but the apparatus handles two kinds of banknotes of 10,000 yen / 1,000 yen in the withdrawal transaction. However, in order to recirculate 5,000-yen banknotes as well, it was necessary to enlarge the apparatus and provide a denomination box for 5,000 yen.

It is an object of the present invention to solve the above-mentioned problems and to provide a small-sized device with a small installation area and capable of recirculating many kinds of money in order to improve the efficiency of fund management.

A specific object of the present invention is to handle high-value banknotes (10,000-yen banknotes) and low-value banknotes (thousand-yen banknotes) in a sufficient amount in terms of the number of banknotes. An object of the present invention is to provide an automatic teller machine which can handle (5,000 yen bill).

[0007]

In order to achieve the above object, according to the present invention, in an automatic cash transaction apparatus having N denomination boxes, one of the denomination boxes (hereinafter referred to as a denomination box) is provided. 1) assign a banknote of the first denomination,
A banknote of a second denomination and a banknote of a second denomination of a third denomination are allocated to another one of the denomination boxes (hereinafter, denomination box 2). The banknotes of the denominations are transported between the denomination box 1 and the denomination box 2 as needed.

[0008]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of the present invention will be described below in detail with reference to the drawings. FIG. 1 is a perspective view showing the appearance of an automatic teller machine 1 to which the present invention is applied. The present device 1 processes a user's card, prints and prints a transaction statement, a card processing unit 2 that processes a passbook, a bankbook processing unit 3 that processes a banknote, a banknote depositing / dispensing unit 4 that processes banknotes, and the contents of a transaction. It is composed of a display / input operation unit 5 for directly depositing and withdrawing cash by a user's operation.

FIG. 2 is a view showing a section taken along line AA of FIG. Reference numeral 6 denotes a control unit of the automatic cash machine 1. The bill depositing / dispensing unit 4 includes a bill depositing / dispensing port 21 for a user to insert / extract bills, a bill cassette 22 used by a staff member to set bills for dispensing or to collect bills inside, Recycle box 23 for storing banknotes for use and recirculating the deposited banknotes for dispensing, and banknote discriminating section 2
5. Control of reject box 26, which is a storage section for banknotes that could not be discriminated, temporary storage section 27 for temporarily stacking deposited banknotes, banknote transport section 28 for transporting banknotes, and banknote depositing / dispensing section 4. It comprises a unit 29. The control unit 29 of the banknote pay-in / pay-out unit 4 controls the banknote pay-in / pay-out unit 4 in response to a command from the control unit 6 and detects the state of the banknote pay-in / pay-out unit 4, and a state in which the banknote pay-in / pay-out unit 4 needs to report. Is sent to the control unit 6. Although the banknote transport unit 28 is indicated by a line in the figure, a switching gate is provided at a branch point of the transport path, and as described later, the deposit / withdrawal port 21, the banknote cassette 22, the recycle box 23, the banknote determination unit 25, Reject box 2
The banknotes are conveyed in the interval between 6 under the control of the control units 6 and 29 and the banknote determination unit 25 determines the banknotes.

In the embodiment shown in FIG.
3 is allocated as a recycling box for 10,000 yen bills,
In addition to the function for setting the bills, the bill cassette 22 is allocated for the 1,000-yen bill and the 5,000-yen bill, and functions as a recycling box for the 1,000-yen bill and the 5,000-yen bill.

Here, as described in Japanese Patent Application Laid-Open No. 7-262435, conventionally, 10,000 yen bills are allocated to the recycle box 23, only 1,000 yen bills are allocated to the bill cassette 22, and recycling for 1,000 yen bills is conventionally performed. Configured as a box. On the other hand, in the banknote depositing / dispensing section of FIG. 2, the configuration of one recycle box and two banknote denomination boxes of one banknote cassette remains the same, and three-hundred-yen banknotes, 1,000-yen banknotes, and 5,000-yen banknotes. The denomination of banknotes can be recirculated.

FIG. 4 is a view showing a specific example of the bill receiving / paying section 4. As shown in FIG.

The banknote pay-in / pay-out port 21 has a shutter 210, and the shutter 210 is opened and closed by sliding the shutter 210 so that a user can take out the banknote at the time of payment and insert a banknote at the time of payment. The inserted bill is picked up by a pickup roller 211.
, And further fed by the rotation of the feed roller 212. Reference numeral 213 denotes a gate roller for preventing two-sheet feeding. In this way, the banknotes in the banknote pay-in / pay-out port 21 are
And is taken into the device. Bill transport unit 28
Is configured to pinch and convey a banknote between many rollers 281 and a belt 282 wound around the rollers.
Further, the banknote transport unit 28 has a gate 283 at each branch point, and sorts the transport destination by switching the gate 283.
The banknote pay-in / pay-out port 21 also takes in the banknote transported from the transport unit 28 into the banknote-payment / payment port 21 by the brush roller 214.

The recycle box 23 has banknotes stacked on a push plate 230. The bills stored in the recycle box 23 are fed out one by one to the transport path by the pickup roller 233, the feed roller 234, and the gate roller 235. The push plate 230 is attached to the belt 231,
The belt 231 can be driven up and down by driving a belt 231 by a motor (not shown), and is driven upward so as to press the bill against the pickup roller 233 when the bill is fed.
From the transport path, the gate 283 is connected to the recycling box 23
To the roller 240 and the brush roller 24
At 1, the bills are sent to the recycle box 23, and the bills are accumulated and stored on the push plate 230. Specific examples of the banknote cassette 22 and the temporary holding unit 27 are shown in FIGS. FIG. 13 shows bills 7 stored in bill cassette 22.
Is shown. The bill cassette 22 includes a push plate 220.
Banknotes 7 are stacked on top. The separator 271 of the escrow unit 27 is retracted as shown by a solid line, and the banknotes 7 stored in the banknote cassette 22
33, feed roller 224 and gate roller 225
Are fed out one by one to the transport path. The push plate 220 is attached to the belt 221 and can be moved up and down by driving the belt 221 by the motor 222. As shown in FIG.
It is driven upward so as to be pressed against.

FIG. 14 shows a state in which the banknotes 7 are accumulated in the temporary holding section 27. The push plate 220 has been moved downward. The separator 271 of the escrow unit 27 is attached to the belt 272, and is driven from the retracted position in FIG. 13 to the position where the banknotes are stacked in FIG.
The banknote is fed from the transport path by 7 and the separator 27
1 are integrated. The banknotes 7 stacked on the separator 271 are fed one by one to the transport path by the same pickup roller 223, feed roller 224, and gate roller 225 as the banknotes fed from the cassette 22. When the bills fed from the transport path are stacked on the push plate 220 (stored in the bill cassette 22), the separator 271 is used.
Is retracted as shown in FIG. 13, and the bills fed by the roller 226 and the brush roller 227 are stacked.

Next, the operation of the banknote pay-in / pay-out section 4 will be described with reference to FIGS.

First, a brief description will be given of a dispensing process and a depositing process in a conventional apparatus for handling two kinds of banknotes with the same configuration as that of FIG.

(Payment) FIG. 5 is a diagram showing a control procedure at the time of withdrawal in a conventional ATM which handles two denominations with the same configuration as that of FIG. When a deposit transaction is instructed, the user feeds out the banknote inserted into the banknote pay-in / pay-out port 21 and conveys it to the discriminating section 25. Return to the spigot 21 (51). It is determined whether or not a bill is present in the deposit / withdrawal port 21 (52).
When all the bills of 1 have been paid out, the received money is counted and stored (53). The deposit amount is displayed on the operation unit 5 and confirmation of the user is requested. When there is a cancel input (55), all the banknotes stacked in the temporary holding unit 27 are paid out, and
1 (56) and returned to the user. When there is a confirmation input (54), the banknotes stuck in the temporary holding section 27 are fed out and conveyed to the discrimination section 25, and the ten thousand-yen banknote is sent to the recycle box 23, the thousand-yen banknote is sent to the deposit / withdrawal slot 21, and the other. The bill is transported to the reject box 26 (57). When all the bills in the escrow unit 27 are paid out (58), the stacker in the escrow unit 27 is retracted, and the bills (thousands of yen) in the deposit and withdrawal port 21 are transported to the bill cassette 22 for storage (5).
9). As a result, of the deposited banknotes, ten thousand yen banknotes are sent to the recycle box 23 and one thousand yen banknotes are sent to the banknote cassette 2.
2 and can be used as refunded bills.

(Payment) FIG. 6 is a diagram showing a control procedure at the time of withdrawal in a conventional ATM handling two denominations with the same configuration as FIG. Withdrawal is a designated number of bills, ten thousand yen bills are withdrawn from the recycle box 23, and thousand yen bills are withdrawn from the bill cassette 22, and are conveyed to the bill deposit / withdrawal port 21 via the discrimination unit 25 and used. Withdraw money. First,
A banknote of 10,000 yen is fed out of the recycle box 23 and conveyed to the discriminating unit 25.
1, the banknotes that could not be identified are rejected
(61). It is determined whether the designated number of ten thousand yen bills has been conveyed to the deposit / withdrawal port 21 (62). If the designated number has not been reached yet, step 61 is repeated. When the designated number of sheets is reached, if there is a designation of a 1,000-yen bill, next, a bill (thousand-yen) is fed out from the bill cassette 22 and conveyed to the discrimination section 25, and the discriminated bill cannot be discriminated in the deposit / withdrawal port 21. The bills conveyed are conveyed to the reject box 26 (63).
Then, it is determined whether the designated number of 1,000-yen bills has been conveyed to the deposit / withdrawal port 21 (64). If the designated number has not been reached yet, step 63 is repeated.

Next, an example of a depositing process and a dispensing process when the present invention is applied to the apparatus 1 will be described with reference to FIG. 2 and FIGS.

(Payment) FIG. 7 is a diagram showing a control procedure at the time of payment. When the depositing transaction is instructed, the user pays out the bill inserted in the bill depositing / dispensing port 21 and conveys the bill to the discriminating unit 25,
The discriminated banknotes are stacked in the temporary holding unit 27, and the banknotes that cannot be discriminated are returned to the deposit / withdrawal port 21 (71). It is determined whether there is a banknote in the deposit / withdrawal port 21 (72), and when all the banknotes in the deposit / withdrawal port 21 are paid out, the received money amount is counted and stored (73). The deposit amount is displayed on the operation unit 5 and confirmation of the user is requested. When there is a cancel input (75), all the banknotes stuck in the temporary holding unit 27 are paid out, and the deposit / withdrawal port 2
1 (76) and returned to the user. When there is a confirmation input (74), the banknotes stuck in the temporary holding unit 27 are fed out and conveyed to the discrimination unit 25, and the 10,000-yen banknote is sent to the recycle box 23. The banknote that could not be identified is reject box 2
Conveyed to 6. When all the banknotes in the temporary holding section 27 are fed out (78), the stacker in the temporary holding section 27 is retracted, and the banknotes (thousand-yen banknotes and 5,000-yen banknotes) in the deposit / withdrawal port 21 are transported to the banknote cassette 22, It is stored (79). Thereby, among the deposited banknotes, ten thousand yen banknotes can be stored in the recycle box 23, and (thousand-yen banknotes and five thousand yen banknotes) can be stored in the banknote cassette 22, and can be used as refunded banknotes. .

(Payment) FIG. 8 is a diagram showing a control procedure at the time of payment. For the dispensing, the required number of ten-yen banknotes is fed from the recycle box 23, and the thousand and 5,000-yen banknotes are fed from the banknote cassette 22.
1 and withdraw to the user. When the user instructs the dispensing of A000B thousand yen, first, the banknote is fed out from the recycle box 22 and is conveyed to the discriminating unit 25. Then, the banknote that could not be determined is conveyed to the reject box 26 (81).
It is determined whether the designated number (A sheets) of 10,000 yen bills has been conveyed to the deposit / withdrawal port 21 (82), and if it has not reached yet, step 82 is repeated. When the A-sheet is reached, if it is necessary to withdraw a 1,000-yen bill or a 5,000-yen bill, the bill cassette 22
The bill is conveyed to the feeding discriminating unit 25, and the bill that cannot be discriminated is conveyed to the reject box 26 (8).
3). It is determined whether or not the bill conveyed to the discrimination unit 25 is a 5,000-yen bill (84). If the bill is a 1,000-yen bill, it is conveyed to the deposit / withdrawal port 21 (85). If it is a 5,000-yen bill, it is determined whether or not it can be withdrawn (86). If it can be withdrawn, it is conveyed to the deposit / withdrawal port 21 (87), and there is no need for withdrawal. In this case, it is transported to the recycle box 23 (88). Then, it is determined whether the bill conveyed to the deposit / withdrawal port 21 has reached the designated amount (89), and if it has not reached the designated amount, steps 83 to 88 are repeated. Then, when the designated amount is reached, the 5,000-yen bill stored in the recycle box 23 in step 98 is conveyed to the bill cassette 22 via the discrimination unit 25 (90).

Another embodiment will be described with reference to FIGS. 2 and 9 to 10.

(Payment) FIG. 9 is a diagram showing a control procedure at the time of payment. When the depositing transaction is instructed, the user pays out the bill inserted in the bill depositing / dispensing port 21 and conveys the bill to the discriminating unit 25,
The discriminated bills are stacked in the temporary holding unit 27, and the undecided bills are returned to the deposit / withdrawal port 21 (91). It is determined whether or not there is a bill in the cash slot 21 (92). When all the bills in the cash slot 21 are paid out, the deposited money is counted and stored (93). The deposit amount is displayed on the operation unit 5 and confirmation of the user is requested. When there is a cancellation input (95), all the banknotes stuck in the temporary holding unit 27 are paid out, and the deposit / withdrawal port 2
1 (96) and returned to the user. When there is a confirmation input (94), the banknotes stacked in the temporary holding section 27 are fed out and conveyed to the discriminating section 25, and the 10,000-yen banknote and the 5,000-yen banknote go to the recycle box 23, and the 1,000-yen banknote goes to the cash slot. The banknote that could not be identified is reject box 2
Conveyed to 6. When all the banknotes in the escrow unit 27 are dispensed (98), the stacker in the escrow unit 27 is retracted, and the banknote (thousand yen) in the deposit / withdrawal port 21 is transported to the banknote cassette 22 and stored therein (99). Thereby, among the deposited banknotes, the ten thousand yen banknote and the five thousand yen banknote can be stored in the recycle box 23, and the thousand yen banknote can be stored in the banknote cassette 22, and can be recirculated and used as a withdrawal banknote.

(Payout) FIG. 10 is a diagram showing a control procedure at the time of withdrawal. When the user designates withdrawal of A000B 1,000 yen, first, the banknotes are fed from the recycle box 23 and transported to the discriminating unit 25. For example, the first sheet is conveyed to the cash slot 21 and the second sheet is conveyed to the bill cassette 22. The banknote that could not be determined is conveyed to the reject box 26 (101). It is determined whether or not A banknotes have been conveyed from the recycle box 23 to the deposit / withdrawal port 21 (102), and if the number has not reached A, step 101 is repeated (103). Subsequently, when a 1,000-yen banknote is specified or when a 5,000-yen banknote is dispensed in step 101, the banknote is fed out from the banknote cassette 22 and conveyed to the discrimination unit 25, and the 1,000-yen banknote is transferred to the cash slot. The 5,000-yen banknote is conveyed to the recycle box 23, and the banknote that cannot be identified is rejected to the reject box
(104). It is determined whether or not the bill conveyed to the deposit / withdrawal port 21 has reached the designated amount (105), and if not, step 104 is repeated.

FIG. 3 is an example of a sectional view of the banknote pay-in / pay-out section 4 taken along line AA when two recycling boxes 33 and 34 are provided. The banknote pay-in / pay-out section 4 includes a banknote pay-in / pay-out port 31 through which a user inserts / extracts banknotes, a banknote cassette 32 used by a staff member to set banknotes for withdrawal, and to collect internal banknotes, Recycling boxes 33 and 34 for storing bills for gold and returning the deposited bills to withdrawal, a bill discriminating unit 35, a reject box 36 which is a storing unit for bills that could not be discriminated, and a deposited bill. Are temporarily stacked, a bill storage unit 37 for transporting bills, and a control unit 39 of a bill depositing / dispensing unit (not shown).

In this embodiment, the recycling box 3
3 and FIG. 11 to FIG. 12 will be described with reference to FIG. 3 and FIG. 11 to FIG. 12 when the 1,000 yen bill and the 5,000 yen bill are allocated to the recycling box 34.

(Payment) FIG. 11 is a diagram showing a control procedure at the time of payment. When a deposit transaction is instructed, the user feeds out the banknote inserted into the banknote pay-in / pay-out port 31 and conveys it to the discriminating section 35. The discriminated banknotes are stacked in the temporary holding section 37, and the banknotes that cannot be discriminated are deposited and dispensed. Return to the spigot 31 (111).
It is determined whether there is a bill in the deposit / withdrawal port 31 (112), and when all the bills in the deposit / withdrawal port 31 are paid out, the amount of deposit is counted and stored (113). The deposit amount is displayed on the operation unit 5 and confirmation of the user is requested. If there is a cancellation input (11
5) All the banknotes stacked in the temporary holding section 37 are paid out, conveyed to the deposit / withdrawal port 31 (116), and returned to the user. When there is a confirmation input (114), the temporary holding unit 37
The banknotes that are stacked on the banknote are fed out and transported to the discriminating section 35, the 10,000-yen banknote is transported to the recycle box 33, the 1,000-yen banknote and the 5,000-yen banknote are transported to the recycle box 34, and the banknotes that cannot be determined are transported to the reject box 36. Then, it is stored (118). As a result, of the deposited banknotes,
The 10,000-yen banknote can be stored in the recycle box 33, the 1,000-yen banknote and the 5,000-yen banknote can be stored in the recycle box 34, and can be used as refunded banknotes.

(Payout) FIG. 12 is a diagram showing a control procedure at the time of withdrawal. Withdrawal is 10,000 yen bills are recycled box 33
Thus, the necessary number of 1000-yen banknotes and 5,000-yen banknotes are paid out from the recycle box 34, conveyed to the deposit / withdrawal port 31 via the determination unit 35, and paid out to the user. First, a 10,000-yen bill is paid out from the recycle box 33 and the discrimination unit 3
5 and the discriminated bill (10,000 yen) is transferred to the deposit / withdrawal port 31.
Then, the banknote that could not be determined is conveyed to the reject box 36 (121). It is determined whether the designated number of ten thousand yen bills has been conveyed to the deposit / withdrawal port 31 (122). If the designated number has not been reached yet, step 121 is repeated. When the designated number of sheets is reached, if it is necessary to dispense a 1,000-yen bill or a 5,000-yen bill, the bill is fed from the recycle box 34 and transported to the discriminating section 35. (123). Discriminator 3
It is determined whether the bill conveyed to 5 is a 5,000 yen bill (124), and if it is a 1,000 yen bill, it is conveyed to the deposit / withdrawal port 31 (125). If it is a 5,000 yen bill, it is determined whether or not it can be withdrawn (126), and if it can be withdrawn, it is conveyed to the deposit / withdrawal port 31 (127), and there is no need for withdrawal. In this case, it is transported to the recycle box 33 (12
8). Then, it is determined whether or not the required number has been conveyed to the deposit / withdrawal port 31 (129). If the designated amount has not been reached, steps 123 to 128 are repeated. When the designated amount is reached, the 5,000-yen bill stored in the recycle box 33 in step 128 is conveyed to the recycle box 34 via the discriminator 35 (130).

The above three embodiments are apparatuses capable of handling deposit / withdrawal transactions of Japanese yen of 1,000 yen, 5,000 yen, and 10,000 yen, and are used to recycle deposited bills for withdrawal. There are only two boxes for each type (in the first and second examples, the recycling box 23 and the bill cassette 22 correspond to this, and in the third example, two recycling boxes 33, 34 correspond to this). It enables deposit and withdrawal transactions of three denominations. In the conventional example, in the case of two boxes for each denomination, it is allocated to 1,000 yen and 10,000 yen, and 5,000 yen is stored in the reject box from the temporary holding unit in the deposit transaction, so the number of rejects increases. Not only would it be necessary to provide a sufficiently large reject box to secure sufficient capacity, but the bank would store it in the reject box, which would reduce the efficiency of fund management. On the other hand, it is not preferable to add a recyclable box for a small circulation amount of 5,000 yen in terms of cost and device size. In this regard, according to the present embodiment,
In one of the two recyclable boxes, 5,000 yen with a small amount of distribution is stored, and at the time of withdrawal, 5,000 yen depending on the situation (whether there is 5,000 yen in the previous deposit transaction) These problems can be solved by mixing them.

[0031]

According to the present invention, it is possible to provide an automatic cash transaction apparatus capable of handling (N + 1) or more kinds of banknotes by using N kinds of denomination boxes. It is possible to obtain an automatic teller machine which can handle bills of the denominations described above and which can be easily operated by a person handling the apparatus, such as loading and collecting bills.

[Brief description of the drawings]

FIG. 1 is a perspective view showing an example of the appearance of an automatic teller machine to which the present invention is applied.

FIG. 2 is a diagram showing an example of a section taken along line AA of FIG.

FIG. 3 is a diagram showing a case where the banknote depositing / dispensing unit 4 of FIG. 1 has two recycling boxes.

FIG. 4 is a view showing a specific example of a bill receiving / dispensing unit in FIG. 2;

FIG. 5 is a diagram showing a control procedure of payment of the conventional automatic teller machine.

FIG. 6 is a diagram showing a control procedure of dispensing of the conventional automatic teller machine.

FIG. 7 is a diagram showing a payment control procedure when the present invention is applied.

FIG. 8 is a diagram showing a payout control procedure when the present invention is applied.

FIG. 9 is a diagram showing a payment control procedure of another example when the present invention is applied.

FIG. 10 is a diagram showing a dispensing control procedure of another example when the present invention is applied.

FIG. 11 is a diagram showing a payment control procedure of still another example when the present invention is applied.

FIG. 12 is a diagram showing a dispensing control procedure of still another example when the present invention is applied.

FIG. 13 is a view showing bill feeding in a specific example of the bill cassette and the temporary holding unit of FIG. 2;

FIG. 14 is a view showing a stacking of bills in a specific example of the bill cassette and the temporary holding unit of FIG. 2;

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 ... Automatic teller machine, 2 ... Card processing part, 3 ... Bankbook processing part, 4 ... Banknote deposit / withdrawal part, 5 ... Operation part, 6 ... Control part, 2
DESCRIPTION OF SYMBOLS 1 ... Banknote pay-in / pay-out port, 22 ... Banknote cassette, 23 ... Recycle box, 25 ... Banknote transfer part, 26 ... Reject box, 27 ... Banknote temporary holding part, 28 ... Banknote transfer part, 3
DESCRIPTION OF SYMBOLS 1 ... Banknote pay-in / pay-out port, 32 ... Banknote cassette, 33 ... Recycle box, 34 ... Recycle box, 35 ... Banknote conveyance part, 36 ... Reject box, 37 ... Banknote temporary holding part, 38 ... Banknote conveyance part.

Continued on the front page (72) Inventor Tetsuya Yoshioka 1st Ikegami, Haruoka-cho, Owariasahi-shi, Aichi F-term in the Information Equipment Division, Hitachi, Ltd. 3E040 AA01 BA07 FC05

Claims (3)

[Claims] 1. An automatic cash transaction apparatus having N denomination boxes for storing deposited banknotes and circulating the deposited banknotes for dispensing, storing two or more denominated banknotes in one denomination box. An automatic cash transaction apparatus characterized in that banknotes of N + 1 denominations or more can be recirculated to allow depositing and withdrawing by permitting this. 2. A denomination box having two denomination bills, a 10,000-yen banknote in a first denomination box and a 1,000-yen banknote in a second denomination banknote.
At the time of deposit processing, the banknotes received from the user are stored in the first denomination box if the banknotes are 10,000 yen, and the banknotes are stored in the first banknote if the banknotes are 1,000 yen or 5,000 yen. 2 in the denomination box, and at the time of withdrawal processing, if the user specifies withdrawal of A000B thousand yen, the second
When a banknote is paid out from the denomination box of 5,000 yen, if it contains 5,000 yen banknotes, if the total amount of money including the above 5,000 yen banknote is less than B1,000 yen, it will be a withdrawal banknote, and if it exceeds B1,000 yen, Temporarily storing the 5,000-yen banknote in the first denomination box and, after the transaction, transferring the 5,000-yen banknote from the first denomination box to the second denomination box. An automatic cash transaction device. 3. A bank having two denomination boxes, wherein a ten thousand yen banknote and a five thousand yen banknote are allocated to a first denomination box, and a thousand yen banknote is allocated to a second denomination box.
The banknote received from the user is stored in the first denomination box if it is a 10,000-yen banknote or a 5,000-yen banknote, and is stored in the second denomination box if it is a 1,000-yen banknote. Sometimes, when the user designates withdrawal of A000B thousand yen, when the banknote is paid out from the first denomination box, and when the 5,000 yen banknote is included, the shortage for A000 yen is described in the second. An automatic cash transaction apparatus, which is supplemented by 1,000 yen bills fed from a denomination box.