IL117861A0 - Electronic payment method enabling transactions to be carried out relating to the purchase of goods on a computer network - Google Patents

Electronic payment method enabling transactions to be carried out relating to the purchase of goods on a computer network

Info

Publication number
IL117861A0
IL117861A0 IL11786196A IL11786196A IL117861A0 IL 117861 A0 IL117861 A0 IL 117861A0 IL 11786196 A IL11786196 A IL 11786196A IL 11786196 A IL11786196 A IL 11786196A IL 117861 A0 IL117861 A0 IL 117861A0
Authority
IL
Israel
Prior art keywords
payment
retailer
customer
purchase
server
Prior art date
Application number
IL11786196A
Inventor
Paul-Andre Pays
Gerard Ben Dahan
Original Assignee
G C Tech
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by G C Tech filed Critical G C Tech
Publication of IL117861A0 publication Critical patent/IL117861A0/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

A method using an open communication network (10) to which retailer server stations (20) and customer stations (30) are connected. According to the method, a retailer server station generates a payment slip for the planned purchase transaction between the retailer and a customer, which slip comprises data on the retailer, the customer, the purchased item or service and the price; the payment slip is transmitted over the network to a payment server station (40); the payment server automatically checks whether the payment of said price is authorised for the customer in question, by querying the client's personal account set up in the payment server for paying small amounts, or, in the case of larger amounts, by making a query over a banking network (50) separate from the computer network (10); if the payment is authorised, the payment server generates a cash voucher comprising at least some of the data on the payment slip; and the cash voucher is transmitted to the retailer to enable the purchase to go ahead.
IL11786196A 1995-04-14 1996-04-09 Electronic payment method enabling transactions to be carried out relating to the purchase of goods on a computer network IL117861A0 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9504533A FR2733068B1 (en) 1995-04-14 1995-04-14 ELECTRONIC PAYMENT METHOD FOR PERFORMING TRANSACTIONS RELATED TO THE PURCHASE OF GOODS ON A COMPUTER NETWORK

Publications (1)

Publication Number Publication Date
IL117861A0 true IL117861A0 (en) 1996-08-04

Family

ID=9478147

Family Applications (1)

Application Number Title Priority Date Filing Date
IL11786196A IL117861A0 (en) 1995-04-14 1996-04-09 Electronic payment method enabling transactions to be carried out relating to the purchase of goods on a computer network

Country Status (13)

Country Link
EP (1) EP0820620B1 (en)
JP (1) JPH11511876A (en)
CN (1) CN1184546A (en)
AT (1) ATE177861T1 (en)
AU (1) AU5403296A (en)
BR (1) BR9604910A (en)
CA (1) CA2217739A1 (en)
DE (1) DE69601787T2 (en)
ES (1) ES2129962T3 (en)
FR (1) FR2733068B1 (en)
IL (1) IL117861A0 (en)
WO (1) WO1996032701A1 (en)
ZA (1) ZA962871B (en)

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Also Published As

Publication number Publication date
FR2733068B1 (en) 1997-07-04
BR9604910A (en) 2000-04-25
DE69601787T2 (en) 1999-08-12
DE69601787D1 (en) 1999-04-22
CN1184546A (en) 1998-06-10
JPH11511876A (en) 1999-10-12
EP0820620B1 (en) 1999-03-17
WO1996032701A1 (en) 1996-10-17
FR2733068A1 (en) 1996-10-18
EP0820620A1 (en) 1998-01-28
ATE177861T1 (en) 1999-04-15
ZA962871B (en) 1996-07-29
AU5403296A (en) 1996-10-30
CA2217739A1 (en) 1996-10-17
ES2129962T3 (en) 1999-06-16
MX9707918A (en) 1998-07-31

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