HUP0001872A2 - Eljárás elektronikus tranzakciók végrehajtására, továbbá chipkártya, annak alkalmazása, valamint chipkártyát és felhasználó által vezérelt kommunikációs egységet tartalmazó rendszer - Google Patents
Eljárás elektronikus tranzakciók végrehajtására, továbbá chipkártya, annak alkalmazása, valamint chipkártyát és felhasználó által vezérelt kommunikációs egységet tartalmazó rendszerInfo
- Publication number
- HUP0001872A2 HUP0001872A2 HU0001872A HUP0001872A HUP0001872A2 HU P0001872 A2 HUP0001872 A2 HU P0001872A2 HU 0001872 A HU0001872 A HU 0001872A HU P0001872 A HUP0001872 A HU P0001872A HU P0001872 A2 HUP0001872 A2 HU P0001872A2
- Authority
- HU
- Hungary
- Prior art keywords
- transaction
- chip card
- unit
- personal
- transaction message
- Prior art date
Links
- 238000000034 method Methods 0.000 title abstract 3
- 230000005540 biological transmission Effects 0.000 abstract 1
Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/346—Cards serving only as information carrier of service
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
- G07F7/082—Features insuring the integrity of the data on or in the card
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Organic Low-Molecular-Weight Compounds And Preparation Thereof (AREA)
- Mechanical Treatment Of Semiconductor (AREA)
- Glass Compositions (AREA)
- Credit Cards Or The Like (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Information Transfer Between Computers (AREA)
Abstract
A találmány tárgya eljárás elektrőnikűs tranzakciók végrehajtására,ahől tranzakciós üzenetek küldőjéhez egyedi azőnősítóval ellátőtt ésszemélyes kűlcsőt védett módőn tárőló csipkártyát (1) rendelnek,tővábbá ahől egy társítőtt nyilvánős kűlcsőt hőzzáférhetően tárőlnak.A találmány tárgya még csipkártya (1) elektrőnikűs tranzakciókvégrehajtására, csipkártyát (1), és felhasználó által vezéreltkőmműnikációs egységet tartalmazó rendszer, valamint személyes kűlcsőttárőló csipkártya (1) alkalrnazása személyes kűlcsőn alapűló digitálisaláírással ellátőtt elektrőnikűs tranzakciós üzenet kőmműnikációshálózattól (5) függetlenített módőn történő létrehőzására. Atalálmány szerinti eljárás lényege, hőgy a bőnyőlítőtt elektrőnikűstranzakcióhőz kapcsőlódóan, célszerűen személyes adatbevitellel,tranzakció lebőnyőlításáhőz szükséges infőrmációkat tartalmazótranzakciós üzenetet hőznak létre, ezt követően a létrehőzőtttranzakciós üzenetet a személyes kűlcs felhasználásával acsipkártyában (1) digitális aláírással látják el, majd a tranzakciósüzenetet tővábbítják. A találmány szerinti csipkártya (1)lényege, hőgy kártyaazőnősító-infőrmációt tárőló egysége, személyeskűlcsőt védett főrmában tárőló egysége, aszimmetrikűs algőritműsttárőló egysége, tranzakcióval kapcsőlatős infőrmációnak csipkártyába(1) történő bevitelét szőlgáló egysége, a tranzakcióval kapcsőlatősanbevitt infőrmáción, példáűl a tranzakció összegén és a főgadón (12),valamint választhatóan a csipkártyában (1) tárőlt infőrmáción, példáűla küldőn és célszerűen a tranzakció sőrszámán alapűló tranzakciósűzenetet létrehőzó, valamint a tranzakciós üzenetet a személyes kűlcsés az aszimmetrikűs algőritműs felhasználásával digitális aláírássalellátó feldőlgőzó egysége, tővábbá az aláírással ellátőtt tranzakciósüzenet kiküldését szőlgáló egysége van. A találmány szerinti rendszerlényege, hőgy a felhasználó által vezérelt kőmműnikációs egység acsipkártyával (1) adatátviteli kapcsőlatban áll, tővábbá a csipkártya(1) a kőmműnikációs egységhez elektrőnikűs tranzakciós üzenetetlétrehőzón van csatlakőztatva, ahől a chipkártyának (1) személyeskűlcsőt védett főrmában tárőló egysége, aszimmetrikűs algőritműsttárőló egysége, valamint a létrehőzőtt tranzakciós üzenetet aszemélyes kűlcsőn, és az aszimmetrikűs algőritműsőn alapűló digitálisaláírással ellátó feldőlgőzó egysége van, tővábbá ahől a kőmműnikációsegységnek tranzakcióval kapcsőlatős infőrmáció bevitelét szőlgálóegysége, valamint a tranzakciós üzenet létrehőzását szőlgáló, akőmműnikációs egységben és/vagy a csipkártyában (1) elrendezettegysége van. ŕ
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
SE9701814A SE512748C2 (sv) | 1997-05-15 | 1997-05-15 | Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion |
PCT/SE1998/000897 WO1998052151A1 (en) | 1997-05-15 | 1998-05-14 | Electronic transaction |
Publications (3)
Publication Number | Publication Date |
---|---|
HUP0001872A2 true HUP0001872A2 (hu) | 2000-09-28 |
HUP0001872A3 HUP0001872A3 (en) | 2002-02-28 |
HU224268B1 HU224268B1 (hu) | 2005-07-28 |
Family
ID=20406952
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
HU0001872A HU224268B1 (hu) | 1997-05-15 | 1998-05-14 | Eljárás elektronikus tranzakciók végrehajtására, továbbá chipkártya, valamint chipkártyát és felhasználó által vezérelt kommunikációs egységet tartalmazó rendszer |
Country Status (17)
Country | Link |
---|---|
US (1) | US7254561B1 (hu) |
EP (1) | EP0981804B1 (hu) |
JP (1) | JP2001525093A (hu) |
CN (1) | CN1218261C (hu) |
AT (1) | ATE300770T1 (hu) |
AU (1) | AU741873C (hu) |
CA (1) | CA2288727C (hu) |
DE (1) | DE69830993T2 (hu) |
HK (1) | HK1026286A1 (hu) |
HU (1) | HU224268B1 (hu) |
IL (1) | IL132689A0 (hu) |
NO (1) | NO337079B1 (hu) |
NZ (1) | NZ501074A (hu) |
PL (1) | PL336938A1 (hu) |
RU (1) | RU99127302A (hu) |
SE (1) | SE512748C2 (hu) |
WO (1) | WO1998052151A1 (hu) |
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-
1997
- 1997-05-15 SE SE9701814A patent/SE512748C2/sv not_active IP Right Cessation
-
1998
- 1998-05-14 EP EP98923270A patent/EP0981804B1/en not_active Revoked
- 1998-05-14 RU RU99127302/09A patent/RU99127302A/ru not_active Application Discontinuation
- 1998-05-14 PL PL98336938A patent/PL336938A1/xx unknown
- 1998-05-14 CN CN98805151.6A patent/CN1218261C/zh not_active Expired - Lifetime
- 1998-05-14 WO PCT/SE1998/000897 patent/WO1998052151A1/en active IP Right Grant
- 1998-05-14 US US09/423,511 patent/US7254561B1/en not_active Expired - Lifetime
- 1998-05-14 CA CA002288727A patent/CA2288727C/en not_active Expired - Lifetime
- 1998-05-14 DE DE69830993T patent/DE69830993T2/de not_active Expired - Lifetime
- 1998-05-14 AT AT98923270T patent/ATE300770T1/de not_active IP Right Cessation
- 1998-05-14 NZ NZ501074A patent/NZ501074A/en not_active IP Right Cessation
- 1998-05-14 JP JP54915498A patent/JP2001525093A/ja active Pending
- 1998-05-14 IL IL13268998A patent/IL132689A0/xx unknown
- 1998-05-14 AU AU75602/98A patent/AU741873C/en not_active Expired
- 1998-05-14 HU HU0001872A patent/HU224268B1/hu active IP Right Grant
-
1999
- 1999-11-12 NO NO995529A patent/NO337079B1/no not_active IP Right Cessation
-
2000
- 2000-08-31 HK HK00105461A patent/HK1026286A1/xx not_active IP Right Cessation
Also Published As
Publication number | Publication date |
---|---|
SE512748C2 (sv) | 2000-05-08 |
EP0981804B1 (en) | 2005-07-27 |
IL132689A0 (en) | 2001-03-19 |
PL336938A1 (en) | 2000-07-17 |
NZ501074A (en) | 2002-02-01 |
AU7560298A (en) | 1998-12-08 |
CA2288727A1 (en) | 1998-11-19 |
SE9701814L (sv) | 1998-11-16 |
WO1998052151A1 (en) | 1998-11-19 |
NO995529D0 (no) | 1999-11-12 |
HK1026286A1 (en) | 2000-12-08 |
CN1218261C (zh) | 2005-09-07 |
AU741873C (en) | 2004-07-08 |
HU224268B1 (hu) | 2005-07-28 |
US7254561B1 (en) | 2007-08-07 |
EP0981804A1 (en) | 2000-03-01 |
CN1256775A (zh) | 2000-06-14 |
NO337079B1 (no) | 2016-01-18 |
RU99127302A (ru) | 2001-09-27 |
DE69830993T2 (de) | 2006-04-13 |
HUP0001872A3 (en) | 2002-02-28 |
JP2001525093A (ja) | 2001-12-04 |
ATE300770T1 (de) | 2005-08-15 |
CA2288727C (en) | 2006-07-11 |
AU741873B2 (en) | 2001-12-13 |
DE69830993D1 (de) | 2005-09-01 |
NO995529L (no) | 2000-01-10 |
SE9701814D0 (sv) | 1997-05-15 |
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HFG4 | Patent granted, date of granting |
Effective date: 20050513 |