SG64957A1 - Microprocessor card payment system - Google Patents

Microprocessor card payment system

Info

Publication number
SG64957A1
SG64957A1 SG1996011524A SG1996011524A SG64957A1 SG 64957 A1 SG64957 A1 SG 64957A1 SG 1996011524 A SG1996011524 A SG 1996011524A SG 1996011524 A SG1996011524 A SG 1996011524A SG 64957 A1 SG64957 A1 SG 64957A1
Authority
SG
Singapore
Prior art keywords
payment system
card payment
microprocessor card
microprocessor
system
Prior art date
Application number
SG1996011524A
Inventor
Deng Huijie
Ngair Teow-Hin
Original Assignee
Inst Of Systems Science Nation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Inst Of Systems Science Nation filed Critical Inst Of Systems Science Nation
Priority to SG1996011524A priority Critical patent/SG64957A1/en
Publication of SG64957A1 publication Critical patent/SG64957A1/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes with the personal data files for a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825Use of electronic signatures
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/388Mutual authentication without cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Card specific authentication in transaction processing
    • G06Q20/4097Mutual authentication between card and transaction partners
    • G06Q20/40975Use of encryption for mutual authentication
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
SG1996011524A 1996-12-04 1996-12-04 Microprocessor card payment system SG64957A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
SG1996011524A SG64957A1 (en) 1996-12-04 1996-12-04 Microprocessor card payment system

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
SG1996011524A SG64957A1 (en) 1996-12-04 1996-12-04 Microprocessor card payment system
EP97954503A EP1012762A4 (en) 1996-12-04 1997-12-03 Microprocessor card payment system
AU58935/98A AU5893598A (en) 1996-12-04 1997-12-03 Microprocessor card payment system
PCT/SG1997/000065 WO1998025220A1 (en) 1996-12-04 1997-12-03 Microprocessor card payment system

Publications (1)

Publication Number Publication Date
SG64957A1 true SG64957A1 (en) 1999-05-25

Family

ID=20429528

Family Applications (1)

Application Number Title Priority Date Filing Date
SG1996011524A SG64957A1 (en) 1996-12-04 1996-12-04 Microprocessor card payment system

Country Status (4)

Country Link
EP (1) EP1012762A4 (en)
AU (1) AU5893598A (en)
SG (1) SG64957A1 (en)
WO (1) WO1998025220A1 (en)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6308886B1 (en) 1996-01-31 2001-10-30 Magtek, Inc. Terminal for issuing and processing data-bearing documents
SE512748C2 (en) * 1997-05-15 2000-05-08 Access Security Sweden Ab Method, active card, systems and the use of active card to conduct an electronic transaction
EP2367150A3 (en) 1999-04-30 2013-04-17 PayPal, Inc. System and method for electronically exchanging value among distributed users
US7966497B2 (en) 2002-02-15 2011-06-21 Qualcomm Incorporated System and method for acoustic two factor authentication
US7251730B2 (en) * 2001-12-21 2007-07-31 Qualcomm Incorporated Method and apparatus for simplified audio authentication
DE10219731A1 (en) 2002-05-02 2003-11-20 Giesecke & Devrient Gmbh Secure data transaction implementation with a chip card, whereby a partial data transaction is carried out by the chip card using a secure secondary data element prior to linking with transaction data in the main processing unit
US7401224B2 (en) 2002-05-15 2008-07-15 Qualcomm Incorporated System and method for managing sonic token verifiers
CN1831865B (en) * 2006-04-24 2010-09-29 北京易恒信认证科技有限公司 Electronic bank safety authorization system and method based on CPK
EP2341658A1 (en) * 2009-12-31 2011-07-06 Gemalto SA Asymmetric cryptography error counter
US8690054B1 (en) 2013-05-29 2014-04-08 The Toronto-Dominion Bank System and method for chip-enabled card transaction processing and alert communication
EP2991262A1 (en) * 2014-08-29 2016-03-02 Gemalto SA A method for signing data, corresponding first and second device and system

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0281059B1 (en) * 1987-03-04 1993-12-01 Siemens Nixdorf Informationssysteme Aktiengesellschaft Data exchange system with a plurality of user terminals, each including an IC card reader
EP0383985A1 (en) * 1989-02-24 1990-08-29 Claus Peter Prof. Dr. Schnorr Method for subscriber identification and for generation and verification of electronic signatures in a data exchange system
JP3080382B2 (en) * 1990-02-21 2000-08-28 株式会社日立製作所 Encrypted communication system
GB9121995D0 (en) * 1991-10-16 1991-11-27 Jonhig Ltd Value transfer system
US5265164A (en) * 1991-10-31 1993-11-23 International Business Machines Corporation Cryptographic facility environment backup/restore and replication in a public key cryptosystem
US5396558A (en) * 1992-09-18 1995-03-07 Nippon Telegraph And Telephone Corporation Method and apparatus for settlement of accounts by IC cards
US5511121A (en) * 1994-02-23 1996-04-23 Bell Communications Research, Inc. Efficient electronic money
US5557678A (en) * 1994-07-18 1996-09-17 Bell Atlantic Network Services, Inc. System and method for centralized session key distribution, privacy enhanced messaging and information distribution using a split private key public cryptosystem
US5588061A (en) * 1994-07-20 1996-12-24 Bell Atlantic Network Services, Inc. System and method for identity verification, forming joint signatures and session key agreement in an RSA public cryptosystem
EP0891663A1 (en) * 1996-04-01 1999-01-20 Hewlett-Packard Company Transmitting messages over a network

Also Published As

Publication number Publication date
WO1998025220A1 (en) 1998-06-11
EP1012762A4 (en) 2001-01-24
EP1012762A1 (en) 2000-06-28
AU5893598A (en) 1998-06-29

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