HK1204380A1 - 使用數字錢包網絡的方法和系統 - Google Patents

使用數字錢包網絡的方法和系統

Info

Publication number
HK1204380A1
HK1204380A1 HK15104947.9A HK15104947A HK1204380A1 HK 1204380 A1 HK1204380 A1 HK 1204380A1 HK 15104947 A HK15104947 A HK 15104947A HK 1204380 A1 HK1204380 A1 HK 1204380A1
Authority
HK
Hong Kong
Prior art keywords
enable
network
digital wallets
wallets
digital
Prior art date
Application number
HK15104947.9A
Other languages
English (en)
Inventor
Mehmet Pasa
Michael J Friedman
Ngassam Ngnoumen
Celine Martig
Shoshana C Rosenfield
Rupa Subramanian
Zavida Mangaru
John F Cacioppo
Scott Moser
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of HK1204380A1 publication Critical patent/HK1204380A1/zh

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
HK15104947.9A 2012-01-19 2015-05-26 使用數字錢包網絡的方法和系統 HK1204380A1 (zh)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US201261588505P 2012-01-19 2012-01-19
US201261642729P 2012-05-04 2012-05-04
US201261642792P 2012-05-04 2012-05-04
US201261642799P 2012-05-04 2012-05-04
PCT/US2013/022586 WO2013110084A1 (en) 2012-01-19 2013-01-22 System and method to enable a network of digital wallets

Publications (1)

Publication Number Publication Date
HK1204380A1 true HK1204380A1 (zh) 2015-11-13

Family

ID=48798013

Family Applications (1)

Application Number Title Priority Date Filing Date
HK15104947.9A HK1204380A1 (zh) 2012-01-19 2015-05-26 使用數字錢包網絡的方法和系統

Country Status (7)

Country Link
US (1) US9799027B2 (zh)
EP (1) EP2805295A4 (zh)
AU (1) AU2013209420B2 (zh)
BR (1) BR112014017922A2 (zh)
CA (1) CA2862020C (zh)
HK (1) HK1204380A1 (zh)
WO (1) WO2013110084A1 (zh)

Families Citing this family (142)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8762263B2 (en) 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US10140598B2 (en) 2009-05-20 2018-11-27 Visa International Service Association Device including encrypted data for expiration date and verification value creation
US9691055B2 (en) 2010-12-17 2017-06-27 Google Inc. Digital wallet
US9704155B2 (en) 2011-07-29 2017-07-11 Visa International Service Association Passing payment tokens through an hop/sop
US10482457B2 (en) 2011-10-17 2019-11-19 Capital One Services, Llc System and method for token-based payments
US9183490B2 (en) 2011-10-17 2015-11-10 Capital One Financial Corporation System and method for providing contactless payment with a near field communications attachment
US9105025B2 (en) 2011-10-17 2015-08-11 Capital One Financial Corporation Enhanced near field communications attachment
US9830595B2 (en) 2012-01-26 2017-11-28 Visa International Service Association System and method of providing tokenization as a service
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
WO2013166501A1 (en) 2012-05-04 2013-11-07 Visa International Service Association System and method for local data conversion
JP6238971B2 (ja) 2012-05-24 2017-11-29 ペイパル インコーポレイテッド ウォレット入会のための方法及びシステム
US9563891B2 (en) * 2012-07-09 2017-02-07 Google Inc. Systems, methods, and computer program products for integrating third party services with a mobile wallet
US9665722B2 (en) 2012-08-10 2017-05-30 Visa International Service Association Privacy firewall
US20140108247A1 (en) 2012-10-17 2014-04-17 Groupon, Inc. Peer-To-Peer Payment Processing
US10235692B2 (en) 2012-10-17 2019-03-19 Groupon, Inc. Consumer presence based deal offers
US9558333B2 (en) * 2012-10-29 2017-01-31 Aol Inc. Systems and methods for facilitating the sharing of digital bundles of services between users
US8787554B1 (en) 2013-01-11 2014-07-22 American Express Travel Related Services Company, Inc. System and method for a digital network for switching web service messages
US20140324690A1 (en) * 2013-01-11 2014-10-30 American Express Travel Related Services Company, Inc. System and method for a single digital wallet dynamic checkout tool
US20140229375A1 (en) 2013-02-11 2014-08-14 Groupon, Inc. Consumer device payment token management
US20140259028A1 (en) * 2013-03-05 2014-09-11 Google Inc. Mechanism for establishing temporary background communication between applications
US9852409B2 (en) 2013-03-11 2017-12-26 Groupon, Inc. Consumer device based point-of-sale
US9576286B1 (en) 2013-03-11 2017-02-21 Groupon, Inc. Consumer device based point-of-sale
US10482511B1 (en) * 2013-03-12 2019-11-19 Groupon, Inc. Employee profile for customer assignment, analytics and payments
SG10201709411RA (en) 2013-05-15 2018-01-30 Visa Int Service Ass Mobile tokenization hub
AU2014202932A1 (en) * 2013-05-30 2014-12-18 Visa International Service Association Dynamic checkout button apparatuses, methods and systems
WO2015011655A1 (en) 2013-07-26 2015-01-29 Visa International Service Association Provisioning payment credentials to a consumer
US9928493B2 (en) 2013-09-27 2018-03-27 Groupon, Inc. Systems and methods for providing consumer facing point-of-sale interfaces
CA2924009C (en) * 2013-10-14 2024-03-12 Equifax Inc. Providing identification information to mobile commerce applications
KR102293822B1 (ko) 2013-12-19 2021-08-26 비자 인터네셔널 서비스 어소시에이션 클라우드-기반 트랜잭션 방법 및 시스템
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
US9286450B2 (en) 2014-02-07 2016-03-15 Bank Of America Corporation Self-selected user access based on specific authentication types
US9223951B2 (en) 2014-02-07 2015-12-29 Bank Of America Corporation User authentication based on other applications
US9208301B2 (en) 2014-02-07 2015-12-08 Bank Of America Corporation Determining user authentication requirements based on the current location of the user in comparison to the users's normal boundary of location
US9965606B2 (en) 2014-02-07 2018-05-08 Bank Of America Corporation Determining user authentication based on user/device interaction
US9647999B2 (en) 2014-02-07 2017-05-09 Bank Of America Corporation Authentication level of function bucket based on circumstances
US9600817B2 (en) 2014-03-04 2017-03-21 Bank Of America Corporation Foreign exchange token
US9721248B2 (en) 2014-03-04 2017-08-01 Bank Of America Corporation ATM token cash withdrawal
US9830597B2 (en) 2014-03-04 2017-11-28 Bank Of America Corporation Formation and funding of a shared token
US9424572B2 (en) 2014-03-04 2016-08-23 Bank Of America Corporation Online banking digital wallet management
US9406065B2 (en) 2014-03-04 2016-08-02 Bank Of America Corporation Customer token preferences interface
US10002352B2 (en) 2014-03-04 2018-06-19 Bank Of America Corporation Digital wallet exposure reduction
US9600844B2 (en) 2014-03-04 2017-03-21 Bank Of America Corporation Foreign cross-issued token
US9721268B2 (en) 2014-03-04 2017-08-01 Bank Of America Corporation Providing offers associated with payment credentials authenticated in a specific digital wallet
US10078835B2 (en) 2014-03-05 2018-09-18 Mastercard International Incorporated Authentication token for wallet based transactions
US9652770B1 (en) 2014-04-30 2017-05-16 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US11461766B1 (en) 2014-04-30 2022-10-04 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US11748736B1 (en) 2014-04-30 2023-09-05 Wells Fargo Bank, N.A. Mobile wallet integration within mobile banking
US11615401B1 (en) 2014-04-30 2023-03-28 Wells Fargo Bank, N.A. Mobile wallet authentication systems and methods
US11574300B1 (en) 2014-04-30 2023-02-07 Wells Fargo Bank, N.A. Mobile wallet systems and methods using trace identifier using card networks
US10997592B1 (en) 2014-04-30 2021-05-04 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US11610197B1 (en) 2014-04-30 2023-03-21 Wells Fargo Bank, N.A. Mobile wallet rewards redemption systems and methods
US11288660B1 (en) 2014-04-30 2022-03-29 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
CA2946150A1 (en) 2014-05-01 2015-11-05 Visa International Service Association Data verification using access device
WO2015175696A1 (en) * 2014-05-13 2015-11-19 Visa International Service Association Master applet for secure remote payment processing
AU2015264124B2 (en) 2014-05-21 2019-05-09 Visa International Service Association Offline authentication
EP3164840A4 (en) * 2014-05-29 2018-06-27 Capital One Financial Corporation Enhanced near field communications attachment
US20150363774A1 (en) * 2014-06-17 2015-12-17 Scvngr, Inc. Methods and systems for permissions management with enhanced security
CN104123639A (zh) * 2014-07-22 2014-10-29 王彬 一种通过表情符号的在线支付方法和支付系统
US20160026999A1 (en) * 2014-07-23 2016-01-28 Bank Of America Corporation Tracking card usage using digital wallet
CN105335850A (zh) 2014-07-31 2016-02-17 阿里巴巴集团控股有限公司 一种网络支付控制方法和装置
US20160048864A1 (en) * 2014-08-13 2016-02-18 American Express Travel Related Services Company, Inc. Third party digital wallet pay with points
US10445739B1 (en) 2014-08-14 2019-10-15 Wells Fargo Bank, N.A. Use limitations for secondary users of financial accounts
US10990941B1 (en) 2014-08-15 2021-04-27 Jpmorgan Chase Bank, N.A. Systems and methods for facilitating payments
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
EP3192033A4 (en) * 2014-09-12 2018-04-11 Mastercard International, Inc. Pairing electronic wallet with specified merchants
GB201419016D0 (en) 2014-10-24 2014-12-10 Visa Europe Ltd Transaction Messaging
US10990965B2 (en) * 2014-12-23 2021-04-27 Visa International Service Association Single sign-on using a secure authentication system
CN105988776B (zh) * 2015-01-27 2019-11-26 阿里巴巴集团控股有限公司 信息卡处理方法及装置
US11853919B1 (en) 2015-03-04 2023-12-26 Wells Fargo Bank, N.A. Systems and methods for peer-to-peer funds requests
US10164996B2 (en) 2015-03-12 2018-12-25 Visa International Service Association Methods and systems for providing a low value token buffer
US10535063B2 (en) * 2015-03-13 2020-01-14 First Data Corporation Systems and methods for securing digital gift cards with a public ledger
US10664923B2 (en) 2015-03-13 2020-05-26 Gyft, Inc. System and method for establishing a public ledger for gift card transactions
CA2977427A1 (en) 2015-04-10 2016-10-13 Visa International Service Association Browser integration with cryptogram
US9998978B2 (en) 2015-04-16 2018-06-12 Visa International Service Association Systems and methods for processing dormant virtual access devices
SG10201506781UA (en) * 2015-08-27 2017-03-30 Mastercard Asia Pacific Pte Ltd Method For Managing Digital Wallets
SG10201507756RA (en) 2015-09-17 2017-04-27 Mastercard Asia Pacific Pte Ltd Method of associating a customer's mobile computer device with an order for goods and/or services taken by a waiter in a merchant's venue
US10453059B2 (en) 2015-09-30 2019-10-22 Bank Of America Corporation Non-intrusive geo-location determination associated with transaction authorization
US10607215B2 (en) 2015-09-30 2020-03-31 Bank Of America Corporation Account tokenization for virtual currency resources
CN108141368B (zh) 2015-10-15 2022-03-08 维萨国际服务协会 即时令牌发行系统
US10528939B2 (en) * 2015-10-16 2020-01-07 Bank Of American Corporation Telephone-based payments using tokens
US20170109736A1 (en) * 2015-10-16 2017-04-20 Bank Of America Corporation Tokenization of financial account information for use in transactions
US9729536B2 (en) 2015-10-30 2017-08-08 Bank Of America Corporation Tiered identification federated authentication network system
SG10201509891UA (en) 2015-12-02 2017-07-28 Mastercard International Inc Method And System For Providing A Digital Gift Card
CA3003917A1 (en) 2015-12-04 2017-06-08 Visa International Service Association Unique code for token verification
US10523441B2 (en) 2015-12-15 2019-12-31 Visa International Service Association Authentication of access request of a device and protecting confidential information
US10853783B1 (en) * 2015-12-30 2020-12-01 Wells Fargo Bank, N.A. Processing online transactions with an intermediary system
US10929839B2 (en) * 2015-12-31 2021-02-23 Mastercard International Incorporated Digital wallet with installments and combo-card
US10489777B2 (en) * 2016-01-05 2019-11-26 Visa International Service Association Universal access to an electronic wallet
CN113038471B (zh) 2016-01-07 2024-06-11 维萨国际服务协会 用于设备推送供应的系统和方法
WO2017136418A1 (en) 2016-02-01 2017-08-10 Visa International Service Association Systems and methods for code display and use
US11501288B2 (en) 2016-02-09 2022-11-15 Visa International Service Association Resource provider account token provisioning and processing
WO2017184121A1 (en) 2016-04-19 2017-10-26 Visa International Service Association Systems and methods for performing push transactions
US10460367B2 (en) 2016-04-29 2019-10-29 Bank Of America Corporation System for user authentication based on linking a randomly generated number to the user and a physical item
US11250424B2 (en) 2016-05-19 2022-02-15 Visa International Service Association Systems and methods for creating subtokens using primary tokens
US11068578B2 (en) 2016-06-03 2021-07-20 Visa International Service Association Subtoken management system for connected devices
US11068899B2 (en) 2016-06-17 2021-07-20 Visa International Service Association Token aggregation for multi-party transactions
US10268635B2 (en) 2016-06-17 2019-04-23 Bank Of America Corporation System for data rotation through tokenization
CN109328445B (zh) 2016-06-24 2022-07-05 维萨国际服务协会 唯一令牌认证验证值
EP3929788A1 (en) 2016-07-11 2021-12-29 Visa International Service Association Encryption key exchange process using access device
CN116739570A (zh) 2016-07-19 2023-09-12 维萨国际服务协会 分发令牌和管理令牌关系的方法
SG10201606192YA (en) * 2016-07-27 2018-02-27 Mastercard Asia Pacific Pte Ltd A System And Method For Making Payment Within A Digital Messaging Environment
US11238442B1 (en) 2016-08-23 2022-02-01 Wells Fargo Bank, N.A. Cloud based mobile wallet profile
US10509779B2 (en) 2016-09-14 2019-12-17 Visa International Service Association Self-cleaning token vault
US11468414B1 (en) 2016-10-03 2022-10-11 Wells Fargo Bank, N.A. Systems and methods for establishing a pull payment relationship
US11645697B2 (en) * 2016-10-06 2023-05-09 Bread Financial Payments, Inc. Simple checkout
SG11201903468RA (en) 2016-11-28 2019-05-30 Visa Int Service Ass Access identifier provisioning to application
US10915899B2 (en) 2017-03-17 2021-02-09 Visa International Service Association Replacing token on a multi-token user device
RU2752007C2 (ru) * 2017-03-23 2021-07-21 Мастеркард Интернэшнл Инкорпорейтед Цифровой кошелек для обеспечения и администрирования токенов
US10977624B2 (en) 2017-04-12 2021-04-13 Bank Of America Corporation System for generating paper and digital resource distribution documents with multi-level secure authorization requirements
CA3059371A1 (en) 2017-04-13 2018-04-13 Equifax Inc. Location-based detection of unauthorized use of interactive computing environment functions
US10902418B2 (en) 2017-05-02 2021-01-26 Visa International Service Association System and method using interaction token
US10122889B1 (en) 2017-05-08 2018-11-06 Bank Of America Corporation Device for generating a resource distribution document with physical authentication markers
US11494765B2 (en) 2017-05-11 2022-11-08 Visa International Service Association Secure remote transaction system using mobile devices
US10621363B2 (en) 2017-06-13 2020-04-14 Bank Of America Corporation Layering system for resource distribution document authentication
US10524165B2 (en) 2017-06-22 2019-12-31 Bank Of America Corporation Dynamic utilization of alternative resources based on token association
US10313480B2 (en) 2017-06-22 2019-06-04 Bank Of America Corporation Data transmission between networked resources
US10511692B2 (en) 2017-06-22 2019-12-17 Bank Of America Corporation Data transmission to a networked resource based on contextual information
SG11201913444XA (en) * 2017-07-03 2020-01-30 Gp Network Asia Pte Ltd Processing payments
US10423307B2 (en) 2017-07-12 2019-09-24 The Toronto-Dominion Bank System and method for indicating data transfer method selection
US10491389B2 (en) 2017-07-14 2019-11-26 Visa International Service Association Token provisioning utilizing a secure authentication system
US11436592B2 (en) * 2017-09-27 2022-09-06 Mastercard International Incorporated Systems and methods for coordinating virtual wallet defaults
US11328287B2 (en) * 2017-09-27 2022-05-10 Mastercard International Incorporated Systems and methods for coordinating virtual wallet defaults
US11539686B2 (en) * 2017-10-12 2022-12-27 Mx Technologies, Inc. Data aggregation management based on credentials
US11449630B2 (en) 2017-12-14 2022-09-20 Equifax Inc. Embedded third-party application programming interface to prevent transmission of sensitive data
US11295297B1 (en) 2018-02-26 2022-04-05 Wells Fargo Bank, N.A. Systems and methods for pushing usable objects and third-party provisioning to a mobile wallet
SG11202008451RA (en) 2018-03-07 2020-09-29 Visa Int Service Ass Secure remote token release with online authentication
US11074577B1 (en) 2018-05-10 2021-07-27 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
US11775955B1 (en) 2018-05-10 2023-10-03 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
US11727389B2 (en) * 2018-06-18 2023-08-15 Jpmorgan Chase Bank, N.A. Systems and methods for managing third party tokens and transactions across issuer ecosystems
US11256789B2 (en) 2018-06-18 2022-02-22 Visa International Service Association Recurring token transactions
CN112740207A (zh) 2018-08-22 2021-04-30 维萨国际服务协会 用于令牌预配和处理的方法和系统
WO2020102484A1 (en) 2018-11-14 2020-05-22 Visa International Service Association Cloud token provisioning of multiple tokens
CN110619101B (zh) * 2018-12-29 2022-09-13 北京时光荏苒科技有限公司 用于处理信息的方法和装置
US11849042B2 (en) 2019-05-17 2023-12-19 Visa International Service Association Virtual access credential interaction system and method
US11551190B1 (en) 2019-06-03 2023-01-10 Wells Fargo Bank, N.A. Instant network cash transfer at point of sale
US11483316B1 (en) 2019-07-11 2022-10-25 Workday, Inc. System and method for access using a circle of trust
US11562416B1 (en) * 2021-07-12 2023-01-24 Capital One Services, Llc Methods and systems for automatic product comparison
CN118119941A (zh) * 2021-10-14 2024-05-31 维萨国际服务协会 委托证书授权机构系统和方法
US11995621B1 (en) 2021-10-22 2024-05-28 Wells Fargo Bank, N.A. Systems and methods for native, non-native, and hybrid registration and use of tags for real-time services

Family Cites Families (37)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
EP2360635A3 (en) * 1999-04-30 2013-04-10 PayPal, Inc. System and method for electronically exchanging value among distributed users
US6873974B1 (en) * 1999-08-17 2005-03-29 Citibank, N.A. System and method for use of distributed electronic wallets
US7505941B2 (en) * 1999-08-31 2009-03-17 American Express Travel Related Services Company, Inc. Methods and apparatus for conducting electronic transactions using biometrics
IL148319A0 (en) * 1999-08-31 2002-09-12 American Express Travel Relate Methods and apparatus for conducting electronic transactions
US7343351B1 (en) * 1999-08-31 2008-03-11 American Express Travel Related Services Company, Inc. Methods and apparatus for conducting electronic transactions
US20090048887A1 (en) * 1999-11-05 2009-02-19 American Express Travel Related Services Company, Inc. Systems and Methods for Facilitating Transactions Involving an Intermediary
US7966259B1 (en) * 1999-12-09 2011-06-21 Amazon.Com, Inc. System and methods for facilitating transactions on, and personalizing web pages of, third party web sites
AU3086101A (en) * 2000-01-05 2001-07-16 American Express Travel Related Services Company, Inc. Smartcard internet authorization system
US8150767B2 (en) * 2000-02-16 2012-04-03 Mastercard International Incorporated System and method for conducting electronic commerce with a remote wallet server
GB2364482B (en) 2000-06-30 2002-10-09 Motorola Inc Server-based electronic wallet system
JP5348711B2 (ja) * 2000-07-11 2013-11-20 ペイパル, インコーポレイテッド サードパーティ支払い処理のシステムおよび方法
US20020128977A1 (en) * 2000-09-12 2002-09-12 Anant Nambiar Microchip-enabled online transaction system
CA2329895A1 (en) 2000-09-19 2002-03-19 Soft Tracks Enterprises Ltd. Merchant wallet server
US7337144B1 (en) * 2000-09-28 2008-02-26 Microsoft Corporation Method and system for restricting the usage of payment accounts
US20060053056A1 (en) * 2001-03-29 2006-03-09 American Express Marketing & Development Corporati Card member discount system and method
US7784684B2 (en) * 2002-08-08 2010-08-31 Fujitsu Limited Wireless computer wallet for physical point of sale (POS) transactions
US20040143550A1 (en) * 2002-12-19 2004-07-22 International Business Machines Corporation Cellular electronic wallet device and method
KR20050019674A (ko) * 2003-08-20 2005-03-03 엘지전자 주식회사 이동 통신 단말기를 이용한 모바일 신용카드 결재 방법
US20140019352A1 (en) * 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
US7444130B2 (en) * 2005-08-19 2008-10-28 Nextstep, Inc. Tethered digital butler consumer electronic device and method
US7707113B1 (en) * 2007-09-28 2010-04-27 Sprint Communications Company L.P. Method and system for setting levels of electronic wallet security
JP2009230626A (ja) * 2008-03-25 2009-10-08 Nec Computertechno Ltd 電子マネーの付加サービス情報提供装置及び電子マネー決済端末装置
JP4717123B2 (ja) 2009-02-13 2011-07-06 東芝テック株式会社 電子決済処理装置およびその制御プログラム
US9147210B2 (en) * 2009-07-29 2015-09-29 Paypal, Inc. System and a machine-readable medium for processing an on-line payment without authenticating the user
CA2958140C (en) * 2010-08-12 2019-05-07 Mastercard International, Inc. Multi-commerce channel wallet for authenticated transactions
US9691055B2 (en) * 2010-12-17 2017-06-27 Google Inc. Digital wallet
WO2012097108A1 (en) * 2011-01-11 2012-07-19 Visa International Service Association Universal value exchange apparatuses, methods and systems
EP2678812A4 (en) * 2011-02-22 2015-05-20 Visa Int Service Ass APPARATUSES, METHODS AND SYSTEMS FOR UNIVERSAL ELECTRONIC PAYMENT
US9355393B2 (en) * 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US20130054454A1 (en) * 2011-08-18 2013-02-28 Thomas Purves Wallet Service Enrollment Platform Apparatuses, Methods and Systems
US9582598B2 (en) * 2011-07-05 2017-02-28 Visa International Service Association Hybrid applications utilizing distributed models and views apparatuses, methods and systems
US9710807B2 (en) * 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
WO2013028910A2 (en) * 2011-08-23 2013-02-28 Visa International Service Association Mobile funding method and system
US9105025B2 (en) * 2011-10-17 2015-08-11 Capital One Financial Corporation Enhanced near field communications attachment
US20130179337A1 (en) * 2012-01-09 2013-07-11 Walter Ochynski Account free possession and transfer of electronic money
US20130179347A1 (en) * 2012-01-10 2013-07-11 Robert W. Soderstrom Mobile application facilitating monetary or other donations

Also Published As

Publication number Publication date
US20130191227A1 (en) 2013-07-25
CA2862020C (en) 2018-03-20
WO2013110084A1 (en) 2013-07-25
BR112014017922A2 (pt) 2017-06-27
AU2013209420B2 (en) 2015-08-20
EP2805295A4 (en) 2015-08-12
AU2013209420A1 (en) 2014-08-14
EP2805295A1 (en) 2014-11-26
US9799027B2 (en) 2017-10-24
CA2862020A1 (en) 2013-07-25

Similar Documents

Publication Publication Date Title
HK1204380A1 (zh) 使用數字錢包網絡的方法和系統
HK1198848A1 (zh) 生成安全名稱記錄的系統和方法
IL233963A (en) A system and method for integrating remote services
EP2790370A4 (en) AUTHENTICATION METHOD AND SYSTEM BASED ON HETEROGENEOUS NETWORK
GB201505771D0 (en) Protective case and methods of making
EP2734904A4 (en) SYSTEMS AND METHODS FOR NETWORK SYNCHRONIZATION
HK1204130A1 (zh) 數字安全網絡系統和方法
GB201301352D0 (en) A kinesiological support system and method of use
PL2844146T3 (pl) Układ i sposób pomiaru uwagi
EP2873239A4 (en) MONITORING SYSTEM AND USE METHOD THEREFOR
EP2981933A4 (en) METHODS AND SYSTEMS FOR CONNECTING PHYSICAL OBJECTS FOR DIGITAL COMMUNICATIONS
EP2878139A4 (en) METHODS AND APPARATUS FOR FACILITATING THE USE OF CLOUD SERVICES
HK1207704A1 (zh) 用於促進用戶獲得內容的方法和系統
IL236875B (en) New uhmwpe fiber and method for its production
HK1210325A1 (zh) 監測電力線的系統和方法
EP2803165A4 (en) SYSTEM AND METHOD FOR LEGAL ACCESS TO SECURE COMMUNICATIONS
EP2894528A4 (en) METHOD FOR MANAGING A MANUFACTURING ROAD AND SYSTEM FOR MANAGING A MANUFACTURING ROAD
GB201416568D0 (en) Method and system to characterize a property of an earth formation
IL236876B (en) New uhmwpe fiber and method for its production
EP2803164A4 (en) SYSTEM AND METHOD FOR LEGAL ACCESS TO SAFE COMMUNICATION
EP2842061A4 (en) METHOD AND SYSTEM FOR SELECTING A BUSINESS OBJECT
IL234923A0 (en) Electrolyte system and methods for its preparation
EP2699043A4 (en) MODEM AND ASSOCIATED NETWORK SEARCH METHOD
ZA201503034B (en) Method of weight management
EP2913984A4 (en) METHOD AND SYSTEM FOR MOBILE USERS FOR ACCESS TO A FIXED NETWORK