HK1197310A1 - 基於智能卡的價值轉移 - Google Patents

基於智能卡的價值轉移

Info

Publication number
HK1197310A1
HK1197310A1 HK14110790A HK14110790A HK1197310A1 HK 1197310 A1 HK1197310 A1 HK 1197310A1 HK 14110790 A HK14110790 A HK 14110790A HK 14110790 A HK14110790 A HK 14110790A HK 1197310 A1 HK1197310 A1 HK 1197310A1
Authority
HK
Hong Kong
Prior art keywords
smartcard
value transfer
based value
transfer
value
Prior art date
Application number
HK14110790A
Other languages
English (en)
Inventor
巴里．西姆．霍克菲爾德
安東尼．布雷斯林
邁克爾．彼得斯
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed filed Critical
Publication of HK1197310A1 publication Critical patent/HK1197310A1/zh

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
HK14110790A 2003-03-13 2014-10-28 基於智能卡的價值轉移 HK1197310A1 (zh)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB0305806A GB0305806D0 (en) 2003-03-13 2003-03-13 Smartcard based value transfer

Publications (1)

Publication Number Publication Date
HK1197310A1 true HK1197310A1 (zh) 2015-01-09

Family

ID=9954740

Family Applications (1)

Application Number Title Priority Date Filing Date
HK14110790A HK1197310A1 (zh) 2003-03-13 2014-10-28 基於智能卡的價值轉移

Country Status (7)

Country Link
US (2) US8694437B2 (zh)
EP (1) EP1609122A1 (zh)
JP (1) JP4490965B2 (zh)
CN (2) CN103839329B (zh)
GB (2) GB0305806D0 (zh)
HK (1) HK1197310A1 (zh)
WO (1) WO2004081889A1 (zh)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101470918B (zh) * 2007-12-29 2012-09-05 辽宁泰德计算机网络工程有限公司 监控管理式银行卡系统及其使用方法
CN101930640A (zh) * 2009-06-26 2010-12-29 海南新生信息技术有限公司 一卡多账户多交易方法和系统
US9361620B2 (en) 2011-10-14 2016-06-07 Leisure Pass Group Limited Electronic transaction system with entitlement and promotion engines
JP6175603B2 (ja) * 2012-03-19 2017-08-09 ロイヤルティ ペイズ ホールディングス コーポレイション 資産記憶と移送システムにおける外部ログ記憶
US11367076B2 (en) * 2019-06-19 2022-06-21 The Toronto-Dominion Bank Entity-based controls for value transfer cards
US11410138B2 (en) 2019-06-19 2022-08-09 The Toronto-Dominion Bank Value transfer card management system

Family Cites Families (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ZA907106B (en) * 1989-10-06 1991-09-25 Net 1 Products Pty Ltd Funds transfer system
US5623547A (en) * 1990-04-12 1997-04-22 Jonhig Limited Value transfer system
GB9121995D0 (en) 1991-10-16 1991-11-27 Jonhig Ltd Value transfer system
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5434919A (en) * 1994-01-11 1995-07-18 Chaum; David Compact endorsement signature systems
US5461217A (en) * 1994-02-08 1995-10-24 At&T Ipm Corp. Secure money transfer techniques using smart cards
US5930363A (en) * 1995-03-17 1999-07-27 Transmo Limited Card charging systems
GB9509582D0 (en) * 1995-05-11 1995-07-05 Jonhig Ltd Value transfer system
JPH09237299A (ja) * 1996-02-29 1997-09-09 Hitachi Ltd 電子財布
US5889941A (en) * 1996-04-15 1999-03-30 Ubiq Inc. System and apparatus for smart card personalization
IL119486A0 (en) * 1996-10-24 1997-01-10 Fortress U & T Ltd Apparatus and methods for collecting value
US6467685B1 (en) * 1997-04-01 2002-10-22 Cardis Enterprise International N.V. Countable electronic monetary system and method
GB9713743D0 (en) * 1997-06-27 1997-09-03 Nat Westminster Bank Plc A cryptographic authentication process
US6913193B1 (en) * 1998-01-30 2005-07-05 Citicorp Development Center, Inc. Method and system of tracking and providing an audit trail of smart card transactions
JP4176180B2 (ja) 1998-03-13 2008-11-05 富士通株式会社 電子小切手システム、金融情報管理システム、電子小切手管理装置、金融情報管理プログラムを記録したコンピュータ読み取り可能な記録媒体、及び電子小切手管理プログラムを記録したコンピュータ読み取り可能な記録媒体
US6315195B1 (en) * 1998-04-17 2001-11-13 Diebold, Incorporated Transaction apparatus and method
NL1012204C1 (nl) 1999-06-01 2000-12-04 Sieverding Warnau B V Systeem voor het onmiddelijk en anoniem overdragen van (virtuele garanties betreffende) virtueel waardepapier, voor het monitoren van virtueel waardepapier of virtueel geld dat in omloop is en voor het in rekening brengen van de systeemkosten aan de gebruikers naar rato van hun gebruik.
JP2001184472A (ja) * 1999-12-27 2001-07-06 Hitachi Ltd アプリケーションプログラムの供給方法、スマートカード、スクリプト供給方法、端末装置およびアプリケーションプログラムを有する記憶媒体
US7103575B1 (en) * 2000-08-31 2006-09-05 International Business Machines Corporation Enabling use of smart cards by consumer devices for internet commerce
SG124290A1 (en) * 2001-07-23 2006-08-30 Ntt Docomo Inc Electronic payment method, system, and devices

Also Published As

Publication number Publication date
US20070094149A1 (en) 2007-04-26
GB2414590A (en) 2005-11-30
JP4490965B2 (ja) 2010-06-30
GB2414590B (en) 2006-07-26
JP2006520499A (ja) 2006-09-07
US20140222646A1 (en) 2014-08-07
CN1788291A (zh) 2006-06-14
CN103839329A (zh) 2014-06-04
WO2004081889A1 (en) 2004-09-23
GB0305806D0 (en) 2003-04-16
CN103839329B (zh) 2018-08-14
EP1609122A1 (en) 2005-12-28
US8694437B2 (en) 2014-04-08
GB0519180D0 (en) 2005-10-26

Similar Documents

Publication Publication Date Title
TWI372050B (en) (morpholin-4-ylmethyl-1h-benzimidazol-2-yl)-1h-pyrazoles
EP1615948A4 (en) IMMUNOLOGICAL AMPLIFICATION
DE502004011703D1 (en) N-heterocyclyl-phenylsubstituierte cyclische ketoenole
EP1635758A4 (en) ORTHODYNAMIC REEDUCATION DEVICE
DE602004012071D1 (en) T-hilfe
DE602004020356D1 (en) Phenoxyessigsäurederivate
DE602004030538D1 (en) Präzisionssubstratlagerbehälter
DE502004009243D1 (en) Spirocyclische cyclohexan-derivate
DE602004027010D1 (en) Thermotherapiehülle
HK1083476A1 (en) Multiple spplicator
HK1197310A1 (zh) 基於智能卡的價值轉移
DE502004006683D1 (en) Injection-locked-oscillator-schaltkreis
DE502004003476D1 (en) Standfuss
DE502004011852D1 (en) Nspritzventil
GB2391595B (en) Selectively actuated transfer case
DE502004004146D1 (en) Pyrazolverbindungen
DE112004002769D2 (en) Schienengeführtes transportsystem
DK1665437T3 (en) Reformeringsmodul
DE60333037D1 (en) Laser-radar
DE602004012262D1 (en) Benzimidazolonverbindung
DE502004011343D1 (en) Rotorspinnmaschine
DE602004020525D1 (en) Imidazolderivate
DE502004012153D1 (en) Rotorspinnmaschine
DE10394343D2 (en) Berührungslose biometrische erkennung
GB0207191D0 (en) Till cups

Legal Events

Date Code Title Description
PE Patent expired

Effective date: 20240314