HK1071955A1 - Payment device - Google Patents

Payment device

Info

Publication number
HK1071955A1
HK1071955A1 HK05104598A HK05104598A HK1071955A1 HK 1071955 A1 HK1071955 A1 HK 1071955A1 HK 05104598 A HK05104598 A HK 05104598A HK 05104598 A HK05104598 A HK 05104598A HK 1071955 A1 HK1071955 A1 HK 1071955A1
Authority
HK
Hong Kong
Prior art keywords
payment device
payment
Prior art date
Application number
HK05104598A
Other languages
English (en)
Inventor
Yves De Myttenaere
Original Assignee
Maxcard Company Sprl
Yves De Myttenaere
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from PCT/BE2002/000120 external-priority patent/WO2003012751A1/fr
Application filed by Maxcard Company Sprl, Yves De Myttenaere filed Critical Maxcard Company Sprl
Publication of HK1071955A1 publication Critical patent/HK1071955A1/xx

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0235—Discounts or incentives, e.g. coupons or rebates constrained by time limit or expiration date
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0238—Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0241—Advertisements
HK05104598A 2001-07-13 2005-06-01 Payment device HK1071955A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP01202693 2001-07-13
PCT/BE2002/000120 WO2003012751A1 (fr) 2001-07-13 2002-07-10 Dispositif de paiement

Publications (1)

Publication Number Publication Date
HK1071955A1 true HK1071955A1 (en) 2005-08-05

Family

ID=32981716

Family Applications (1)

Application Number Title Priority Date Filing Date
HK05104598A HK1071955A1 (en) 2001-07-13 2005-06-01 Payment device

Country Status (3)

Country Link
US (1) US7021531B2 (zh)
CN (1) CN1288593C (zh)
HK (1) HK1071955A1 (zh)

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US8706630B2 (en) 1999-08-19 2014-04-22 E2Interactive, Inc. System and method for securely authorizing and distributing stored-value card data
US20040199475A1 (en) * 2001-04-27 2004-10-07 Rivest Ronald L. Method and system for micropayment transactions
US7860789B2 (en) * 2001-07-24 2010-12-28 Jpmorgan Chase Bank, N.A. Multiple account advanced payment card and method of routing card transactions
US8655309B2 (en) 2003-11-14 2014-02-18 E2Interactive, Inc. Systems and methods for electronic device point-of-sale activation
EP1769457A4 (en) * 2004-06-25 2011-11-02 Heartland Payment Systems Inc METHOD AND SYSTEM FOR PAYMENT PROCESSING
FR2885715A1 (fr) * 2005-05-12 2006-11-17 Welcome Real Time Sa Procede et systeme de gestion d'avantages pour tout type de carte bancaire
GB0518963D0 (en) * 2005-09-16 2005-10-26 Eagle Eye Solutions Ltd Transaction apparatus,systems and methods
US20080040261A1 (en) * 2006-04-24 2008-02-14 Robert Nix Systems and methods for implementing financial transactions
US20070267479A1 (en) * 2006-05-16 2007-11-22 Chockstone, Inc. Systems and methods for implementing parking transactions and other financial transactions
US8668146B1 (en) 2006-05-25 2014-03-11 Sean I. Mcghie Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds
US7703673B2 (en) 2006-05-25 2010-04-27 Buchheit Brian K Web based conversion of non-negotiable credits associated with an entity to entity independent negotiable funds
US8684265B1 (en) 2006-05-25 2014-04-01 Sean I. Mcghie Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds
US9704174B1 (en) 2006-05-25 2017-07-11 Sean I. Mcghie Conversion of loyalty program points to commerce partner points per terms of a mutual agreement
US10062062B1 (en) 2006-05-25 2018-08-28 Jbshbm, Llc Automated teller machine (ATM) providing money for loyalty points
US20080208748A1 (en) * 2006-12-22 2008-08-28 Frank Ozment Transaction system and method
US10489776B2 (en) 2008-03-13 2019-11-26 Giftya Llc System and method for managing gift credits
US20140207662A1 (en) 2008-03-13 2014-07-24 Giftya Llc System and method for managing gifts
US8285643B2 (en) * 2008-06-12 2012-10-09 Monncello Enterprises, LLC System and method for processing gift cards
US10949833B2 (en) 2008-03-13 2021-03-16 Giftya Llc Technologies for generating and displaying virtual and interactive egifts
US20140214666A1 (en) 2008-03-13 2014-07-31 Giftya Llc System and method for managing gifts
US20140249902A1 (en) 2008-03-13 2014-09-04 Giftya Llc System and method for providing a customer survey
US20100023341A1 (en) * 2008-05-29 2010-01-28 Reel Drinks Llc Method for rule-based gift giving
US8676704B2 (en) 2008-03-13 2014-03-18 Giftya Llc Method for transferring funds
US9569912B2 (en) 2008-06-26 2017-02-14 Shopatm Bv (Sarl) Article storage and retrieval apparatus and vending machine
US10594870B2 (en) 2009-01-21 2020-03-17 Truaxis, Llc System and method for matching a savings opportunity using census data
US8600857B2 (en) 2009-01-21 2013-12-03 Truaxis, Inc. System and method for providing a savings opportunity in association with a financial account
US20120004967A1 (en) * 2009-01-21 2012-01-05 Billshrink, Inc. System and method for providing a future reward through a user financial instrument
US8566197B2 (en) 2009-01-21 2013-10-22 Truaxis, Inc. System and method for providing socially enabled rewards through a user financial instrument
US20100185489A1 (en) * 2009-01-21 2010-07-22 Satyavolu Ramakrishna V Method for determining a personalized true cost of service offerings
US10504126B2 (en) 2009-01-21 2019-12-10 Truaxis, Llc System and method of obtaining merchant sales information for marketing or sales teams
US20100257033A1 (en) * 2009-04-02 2010-10-07 Qualcomm Incorporated System and method of conducting transactions using a wireless device
US20110137740A1 (en) 2009-12-04 2011-06-09 Ashmit Bhattacharya Processing value-ascertainable items
US11012480B2 (en) 2010-09-13 2021-05-18 Jeffrey W. Mankoff Modifying signal associations in complex computing networks
US20120150553A1 (en) * 2010-12-13 2012-06-14 Devin Wade Systems for facilitating creation and management of item lists with unique identification codes for items and associating the lists to sponsor's payment financial transaction card programs
US9262760B2 (en) * 2010-12-22 2016-02-16 Gilbarco Inc. Fuel dispensing payment system for secure evaluation of cardholder data
EP2998916A1 (en) * 2014-09-18 2016-03-23 Vodafone GmbH Method and system for carrying out payment transactions

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US5578808A (en) 1993-12-22 1996-11-26 Datamark Services, Inc. Data card that can be used for transactions involving separate card issuers
JP3416141B2 (ja) 1994-02-04 2003-06-16 アイシー・ワン・インコーポレイテッド 奨励クレジットの割当て及び割戻し方法及び装置
US6876978B1 (en) * 1997-03-21 2005-04-05 Walker Digital, Llc Method and apparatus for generating a coupon
US6000608A (en) 1997-07-10 1999-12-14 Dorf; Robert E. Multifunction card system
US6009411A (en) * 1997-11-14 1999-12-28 Concept Shopping, Inc. Method and system for distributing and reconciling electronic promotions
US7516883B2 (en) * 1998-07-17 2009-04-14 Pluris Savings Network, Llc Financial transaction system with consumer reward and net settlement
US6601761B1 (en) * 1998-09-15 2003-08-05 Citibank, N.A. Method and system for co-branding an electronic payment platform such as an electronic wallet
GB9910507D0 (en) 1999-05-06 1999-07-07 Ncr Int Inc Rewarding customer transactions
US7716080B2 (en) * 1999-06-23 2010-05-11 Signature Systems, Llc Method and system for using multi-function cards for storing, managing and aggregating reward points
AU2001243473A1 (en) * 2000-03-07 2001-09-17 American Express Travel Related Services Company, Inc. System for facilitating a transaction
CA2341819A1 (en) * 2000-03-23 2001-09-23 Deepak Puri System and method for providing e-commerce based on a reward currency
WO2001079966A2 (en) * 2000-04-14 2001-10-25 American Express Travel Related Services Company, Inc. A system and method for using loyalty points
US20020038287A1 (en) * 2000-08-30 2002-03-28 Jean-Marc Villaret EMV card-based identification, authentication, and access control for remote access
US20020057289A1 (en) * 2000-11-16 2002-05-16 Jerry Crawford User station providing localized manufacturing for personalized products
US20050144074A1 (en) * 2000-11-28 2005-06-30 Carlson Companies, Inc. Computer implemented method and system for on-line redemption of coupons

Also Published As

Publication number Publication date
US7021531B2 (en) 2006-04-04
US20040188516A1 (en) 2004-09-30
CN1552045A (zh) 2004-12-01
CN1288593C (zh) 2006-12-06

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Legal Events

Date Code Title Description
PC Patent ceased (i.e. patent has lapsed due to the failure to pay the renewal fee)

Effective date: 20110710