HK1042390A1 - Method and apparatus for money transfers - Google Patents

Method and apparatus for money transfers

Info

Publication number
HK1042390A1
HK1042390A1 HK02103312A HK02103312A HK1042390A1 HK 1042390 A1 HK1042390 A1 HK 1042390A1 HK 02103312 A HK02103312 A HK 02103312A HK 02103312 A HK02103312 A HK 02103312A HK 1042390 A1 HK1042390 A1 HK 1042390A1
Authority
HK
Hong Kong
Prior art keywords
money transfers
money
transfers
Prior art date
Application number
HK02103312A
Other versions
HK1042390B (en
Inventor
Henry Wodehouse
Stuart Mcdonald
Jon Francis
Original Assignee
Global Money Transfer Holdings
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Global Money Transfer Holdings filed Critical Global Money Transfer Holdings
Publication of HK1042390A1 publication Critical patent/HK1042390A1/en
Publication of HK1042390B publication Critical patent/HK1042390B/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
HK02103312.3A 1997-12-01 2002-05-02 Method and apparatus for money transfers HK1042390B (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB0121971A GB2363664B (en) 1997-12-01 1997-12-01 Method and apparatus for money transfers
GB9725430A GB2331822B (en) 1997-12-01 1997-12-01 Method and apparatus for money transfers

Publications (2)

Publication Number Publication Date
HK1042390A1 true HK1042390A1 (en) 2002-08-09
HK1042390B HK1042390B (en) 2003-01-10

Family

ID=10822956

Family Applications (1)

Application Number Title Priority Date Filing Date
HK02103312.3A HK1042390B (en) 1997-12-01 2002-05-02 Method and apparatus for money transfers

Country Status (5)

Country Link
EP (1) EP1036381A1 (en)
AU (1) AU742367B2 (en)
GB (2) GB2331822B (en)
HK (1) HK1042390B (en)
WO (1) WO1999028872A2 (en)

Families Citing this family (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100582814B1 (en) 1999-05-25 2006-05-23 세이프페이 오스트레일리아 피티와이 리미티드 Method and system for handling network transactions
AU734404B3 (en) * 1999-05-25 2001-06-14 Safepay Australia Pty Limited System for handling network transactions
EP1077436A3 (en) 1999-08-19 2005-06-22 Citicorp Development Center, Inc. System and method for performing an on-line transaction using a single-use payment instrument
US6488203B1 (en) 1999-10-26 2002-12-03 First Data Corporation Method and system for performing money transfer transactions
US7376587B1 (en) 2000-07-11 2008-05-20 Western Union Financial Services, Inc. Method for enabling transfer of funds through a computer network
EP1312012A4 (en) 2000-07-11 2006-09-06 First Data Corp Wide area network person-to-person payment
US7266533B2 (en) 2000-12-15 2007-09-04 The Western Union Company Electronic gift greeting
US7184989B2 (en) 2001-03-31 2007-02-27 First Data Corporation Staged transactions systems and methods
US9853759B1 (en) 2001-03-31 2017-12-26 First Data Corporation Staged transaction system for mobile commerce
US7117183B2 (en) 2001-03-31 2006-10-03 First Data Coroporation Airline ticket payment and reservation system and methods
CA2443220A1 (en) 2001-03-31 2002-10-10 First Data Corporation Electronic identifier payment system and methods
US8374962B2 (en) 2001-10-26 2013-02-12 First Data Corporation Stored value payouts
US8244632B2 (en) 2001-10-26 2012-08-14 First Data Corporation Automated transfer with stored value
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US7783571B2 (en) 2007-05-31 2010-08-24 First Data Corporation ATM system for receiving cash deposits from non-networked clients
CN101067856A (en) * 2007-06-28 2007-11-07 向亚峰 Method and system for realizing network payment

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4321672A (en) * 1979-11-26 1982-03-23 Braun Edward L Financial data processing system
US5319710A (en) * 1986-08-22 1994-06-07 Tandem Computers Incorporated Method and means for combining and managing personal verification and message authentication encrytions for network transmission
US5196840A (en) * 1990-11-05 1993-03-23 International Business Machines Corporation Secure communications system for remotely located computers
GB2261538B (en) * 1991-11-13 1995-05-24 Bank Of England Transaction authentication system
US5650604A (en) * 1995-02-22 1997-07-22 Electronic Data Systems Corporation System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds
US6085320A (en) * 1996-05-15 2000-07-04 Rsa Security Inc. Client/server protocol for proving authenticity

Also Published As

Publication number Publication date
GB0121971D0 (en) 2001-10-31
GB9725430D0 (en) 1998-01-28
EP1036381A1 (en) 2000-09-20
AU742367B2 (en) 2002-01-03
HK1042390B (en) 2003-01-10
WO1999028872A2 (en) 1999-06-10
GB2363664B (en) 2002-04-17
GB2331822A9 (en)
AU1251599A (en) 1999-06-16
GB2331822B (en) 2002-04-17
GB2363664A (en) 2002-01-02
WO1999028872A8 (en) 1999-07-29
GB2331822A (en) 1999-06-02

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Legal Events

Date Code Title Description
PF Patent in force
PC Patent ceased (i.e. patent has lapsed due to the failure to pay the renewal fee)

Effective date: 20061201