GB2363664B - Method and apparatus for money transfers - Google Patents
Method and apparatus for money transfersInfo
- Publication number
- GB2363664B GB2363664B GB0121971A GB0121971A GB2363664B GB 2363664 B GB2363664 B GB 2363664B GB 0121971 A GB0121971 A GB 0121971A GB 0121971 A GB0121971 A GB 0121971A GB 2363664 B GB2363664 B GB 2363664B
- Authority
- GB
- United Kingdom
- Prior art keywords
- money transfers
- money
- transfers
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB0121971A GB2363664B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
HK02103312.3A HK1042390B (en) | 1997-12-01 | 2002-05-02 | Method and apparatus for money transfers |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB9725430A GB2331822B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
GB0121971A GB2363664B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
Publications (3)
Publication Number | Publication Date |
---|---|
GB0121971D0 GB0121971D0 (en) | 2001-10-31 |
GB2363664A GB2363664A (en) | 2002-01-02 |
GB2363664B true GB2363664B (en) | 2002-04-17 |
Family
ID=10822956
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB0121971A Expired - Fee Related GB2363664B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
GB9725430A Expired - Fee Related GB2331822B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
Family Applications After (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB9725430A Expired - Fee Related GB2331822B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP1036381A1 (en) |
AU (1) | AU742367B2 (en) |
GB (2) | GB2363664B (en) |
HK (1) | HK1042390B (en) |
WO (1) | WO1999028872A2 (en) |
Families Citing this family (18)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
AU734404B3 (en) * | 1999-05-25 | 2001-06-14 | Safepay Australia Pty Limited | System for handling network transactions |
GB2367168B (en) * | 1999-05-25 | 2004-02-18 | Safepay Australia Pty Ltd | System for handling network transactions |
EP1077436A3 (en) * | 1999-08-19 | 2005-06-22 | Citicorp Development Center, Inc. | System and method for performing an on-line transaction using a single-use payment instrument |
US6488203B1 (en) | 1999-10-26 | 2002-12-03 | First Data Corporation | Method and system for performing money transfer transactions |
US7376587B1 (en) | 2000-07-11 | 2008-05-20 | Western Union Financial Services, Inc. | Method for enabling transfer of funds through a computer network |
WO2002005195A1 (en) | 2000-07-11 | 2002-01-17 | First Data Corporation | Wide area network person-to-person payment |
US7266533B2 (en) | 2000-12-15 | 2007-09-04 | The Western Union Company | Electronic gift greeting |
US7117183B2 (en) | 2001-03-31 | 2006-10-03 | First Data Coroporation | Airline ticket payment and reservation system and methods |
US9853759B1 (en) | 2001-03-31 | 2017-12-26 | First Data Corporation | Staged transaction system for mobile commerce |
WO2002079939A2 (en) | 2001-03-31 | 2002-10-10 | First Data Corporation | Electronic identifier payment system and methods |
US7184989B2 (en) | 2001-03-31 | 2007-02-27 | First Data Corporation | Staged transactions systems and methods |
US8374962B2 (en) | 2001-10-26 | 2013-02-12 | First Data Corporation | Stored value payouts |
US8244632B2 (en) | 2001-10-26 | 2012-08-14 | First Data Corporation | Automated transfer with stored value |
US7933835B2 (en) | 2007-01-17 | 2011-04-26 | The Western Union Company | Secure money transfer systems and methods using biometric keys associated therewith |
US8818904B2 (en) | 2007-01-17 | 2014-08-26 | The Western Union Company | Generation systems and methods for transaction identifiers having biometric keys associated therewith |
US8504473B2 (en) | 2007-03-28 | 2013-08-06 | The Western Union Company | Money transfer system and messaging system |
US7783571B2 (en) | 2007-05-31 | 2010-08-24 | First Data Corporation | ATM system for receiving cash deposits from non-networked clients |
CN101067856A (en) * | 2007-06-28 | 2007-11-07 | 向亚峰 | Method and system for realizing network payment |
Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1996026508A1 (en) * | 1995-02-22 | 1996-08-29 | Electronic Data Systems Corporation | System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds |
Family Cites Families (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4321672A (en) * | 1979-11-26 | 1982-03-23 | Braun Edward L | Financial data processing system |
US5319710A (en) * | 1986-08-22 | 1994-06-07 | Tandem Computers Incorporated | Method and means for combining and managing personal verification and message authentication encrytions for network transmission |
US5196840A (en) * | 1990-11-05 | 1993-03-23 | International Business Machines Corporation | Secure communications system for remotely located computers |
GB2261538B (en) * | 1991-11-13 | 1995-05-24 | Bank Of England | Transaction authentication system |
US6085320A (en) * | 1996-05-15 | 2000-07-04 | Rsa Security Inc. | Client/server protocol for proving authenticity |
-
1997
- 1997-12-01 GB GB0121971A patent/GB2363664B/en not_active Expired - Fee Related
- 1997-12-01 GB GB9725430A patent/GB2331822B/en not_active Expired - Fee Related
-
1998
- 1998-11-26 AU AU12515/99A patent/AU742367B2/en not_active Ceased
- 1998-11-26 EP EP98955790A patent/EP1036381A1/en not_active Withdrawn
- 1998-11-26 WO PCT/GB1998/003537 patent/WO1999028872A2/en not_active Application Discontinuation
-
2002
- 2002-05-02 HK HK02103312.3A patent/HK1042390B/en not_active IP Right Cessation
Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1996026508A1 (en) * | 1995-02-22 | 1996-08-29 | Electronic Data Systems Corporation | System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds |
Also Published As
Publication number | Publication date |
---|---|
GB2331822A9 (en) | |
GB0121971D0 (en) | 2001-10-31 |
WO1999028872A8 (en) | 1999-07-29 |
AU1251599A (en) | 1999-06-16 |
GB2331822B (en) | 2002-04-17 |
HK1042390A1 (en) | 2002-08-09 |
AU742367B2 (en) | 2002-01-03 |
WO1999028872A2 (en) | 1999-06-10 |
GB2363664A (en) | 2002-01-02 |
GB2331822A (en) | 1999-06-02 |
EP1036381A1 (en) | 2000-09-20 |
GB9725430D0 (en) | 1998-01-28 |
HK1042390B (en) | 2003-01-10 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
PCNP | Patent ceased through non-payment of renewal fee |
Effective date: 20051201 |