HK1041962A1 - Universal electronic transaction system and method therefor - Google Patents

Universal electronic transaction system and method therefor

Info

Publication number
HK1041962A1
HK1041962A1 HK02103518.5A HK02103518A HK1041962A1 HK 1041962 A1 HK1041962 A1 HK 1041962A1 HK 02103518 A HK02103518 A HK 02103518A HK 1041962 A1 HK1041962 A1 HK 1041962A1
Authority
HK
Hong Kong
Prior art keywords
method therefor
transaction system
electronic transaction
universal electronic
universal
Prior art date
Application number
HK02103518.5A
Other languages
Chinese (zh)
Inventor
Keung Tse Ho
Original Assignee
謝浩強
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from GB9709748A external-priority patent/GB2328310B/en
Application filed by 謝浩強 filed Critical 謝浩強
Publication of HK1041962A1 publication Critical patent/HK1041962A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
HK02103518.5A 1997-05-14 2002-05-09 Universal electronic transaction system and method therefor HK1041962A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB9709748A GB2328310B (en) 1996-05-15 1997-05-14 Electronic transaction apparatus and method therefor
PCT/EP1998/002995 WO1998054943A2 (en) 1997-05-14 1998-05-12 Universal electronic transaction system and method therefor

Publications (1)

Publication Number Publication Date
HK1041962A1 true HK1041962A1 (en) 2002-07-26

Family

ID=10812275

Family Applications (1)

Application Number Title Priority Date Filing Date
HK02103518.5A HK1041962A1 (en) 1997-05-14 2002-05-09 Universal electronic transaction system and method therefor

Country Status (4)

Country Link
EP (1) EP1147497A2 (en)
CN (1) CN1322334A (en)
HK (1) HK1041962A1 (en)
WO (1) WO1998054943A2 (en)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2771875B1 (en) * 1997-11-04 2000-04-14 Gilles Jean Antoine Kremer METHOD FOR TRANSMITTING INFORMATION AND COMPUTER SERVER IMPLEMENTING IT
CA2312012A1 (en) * 1999-06-30 2000-12-30 Lucent Technologies Inc. Transaction notification system and method
EP1360662A2 (en) * 2000-03-29 2003-11-12 CMA Business Credit Services Method and apparatus for administering one or more value bearing instruments
FR2804264B1 (en) * 2000-04-19 2005-03-11 Magicaxess METHOD AND DEVICE FOR ELECTRONIC PAYMENT
WO2001056352A2 (en) * 2000-04-19 2001-08-09 Magicaxess Electronic payment method and device
EP1182625A1 (en) * 2000-08-25 2002-02-27 TELEFONAKTIEBOLAGET LM ERICSSON (publ) Introduction of an electronic payment transaction
WO2002037355A2 (en) * 2000-11-03 2002-05-10 Tomas Mulet Valles A method to carry out economic transactions through a telecommunications network
FR2816736B1 (en) * 2000-11-10 2003-10-24 Smart Design METHOD AND INSTALLATION FOR SECURING THE USE OF MEDIA ASSOCIATED WITH IDENTIFIERS AND ELECTRONIC DEVICES
JP3902453B2 (en) * 2001-11-19 2007-04-04 富士通株式会社 Electronic money processing method, program, and recording medium
AU2012200393B2 (en) * 2004-08-18 2015-04-02 Mastercard International Incorporated Method and system for authorizing a transaction using a dynamic authorization code
BRPI0514505A (en) 2004-08-18 2008-06-10 Mastecard Internat Inc method and system for authorizing a transaction

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5285496A (en) * 1992-12-14 1994-02-08 Firstperson, Inc. Methods and apparatus for providing a secure paging system
US5483595A (en) * 1993-09-20 1996-01-09 Seiko Communications Holding N.V. Paging device including password accessed stored cryptographic keys
US5521966A (en) * 1993-12-14 1996-05-28 At&T Corp. Method and system for mediating transactions that use portable smart cards
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system

Also Published As

Publication number Publication date
WO1998054943A8 (en) 1999-11-18
WO1998054943A3 (en) 1999-07-29
CN1322334A (en) 2001-11-14
WO1998054943A2 (en) 1998-12-10
EP1147497A2 (en) 2001-10-24

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