GB9709748D0 - Universal electronic transaction system and method therefor - Google Patents
Universal electronic transaction system and method thereforInfo
- Publication number
- GB9709748D0 GB9709748D0 GBGB9709748.9A GB9709748A GB9709748D0 GB 9709748 D0 GB9709748 D0 GB 9709748D0 GB 9709748 A GB9709748 A GB 9709748A GB 9709748 D0 GB9709748 D0 GB 9709748D0
- Authority
- GB
- United Kingdom
- Prior art keywords
- method therefor
- transaction system
- electronic transaction
- universal electronic
- universal
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
- H04L63/0838—Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Hardware Design (AREA)
- Computing Systems (AREA)
- General Engineering & Computer Science (AREA)
- Signal Processing (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Mobile Radio Communication Systems (AREA)
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP98928306A EP1147497A2 (en) | 1997-05-14 | 1998-05-12 | Universal electronic transaction system and method therefor |
CN98814026A CN1322334A (en) | 1997-05-14 | 1998-05-12 | Universal Electronic transaction system and method therefor |
PCT/EP1998/002995 WO1998054943A2 (en) | 1997-05-14 | 1998-05-12 | Universal electronic transaction system and method therefor |
HK02103518.5A HK1041962A1 (en) | 1997-05-14 | 2002-05-09 | Universal electronic transaction system and method therefor |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GBGB9610194.4A GB9610194D0 (en) | 1996-05-15 | 1996-05-15 | Method and apparatus for effecting secure electronic funds transfer |
GBGB9610522.6A GB9610522D0 (en) | 1996-05-20 | 1996-05-20 | Method and apparatus for effecting secure electronic fund transactions |
Publications (3)
Publication Number | Publication Date |
---|---|
GB9709748D0 true GB9709748D0 (en) | 1997-07-02 |
GB2328310A GB2328310A (en) | 1999-02-17 |
GB2328310B GB2328310B (en) | 1999-12-08 |
Family
ID=26309339
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB9709748A Expired - Fee Related GB2328310B (en) | 1996-05-15 | 1997-05-14 | Electronic transaction apparatus and method therefor |
Country Status (1)
Country | Link |
---|---|
GB (1) | GB2328310B (en) |
Families Citing this family (28)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FR2771875B1 (en) * | 1997-11-04 | 2000-04-14 | Gilles Jean Antoine Kremer | METHOD FOR TRANSMITTING INFORMATION AND COMPUTER SERVER IMPLEMENTING IT |
EP2360635A3 (en) | 1999-04-30 | 2013-04-10 | PayPal, Inc. | System and method for electronically exchanging value among distributed users |
GB2360383C (en) * | 2000-03-17 | 2005-10-10 | Tradesafely Com Ltd | Payment authorisation method and apparatus |
CN1486476A (en) * | 2000-06-26 | 2004-03-31 | ض� | Method and apparatus for using a cellular telephone as an authentification device |
AU2001271968B2 (en) * | 2000-07-10 | 2007-03-15 | Paypal, Inc. | System and method for verifying a financial instrument |
GB2371136A (en) * | 2000-08-31 | 2002-07-17 | Martin Ranicar-Breese | Transaction authorisation |
GB2366432A (en) * | 2000-09-04 | 2002-03-06 | Sonera Smarttrust Oy | Secure electronic payment system |
GB2373616A (en) * | 2001-03-24 | 2002-09-25 | Merlin Analysis Ltd | Remote cardholder verification process |
WO2002084456A2 (en) * | 2001-04-12 | 2002-10-24 | Netdesigns Limited | User identity verification system |
FR2829647A1 (en) * | 2001-09-11 | 2003-03-14 | Mathieu Schnee | Authentication of a transaction relating to acquisition and payment for goods and services, whereby authentication makes use of both Internet and mobile phone technology for transmission and validation of codes and passwords |
DE10151278A1 (en) * | 2001-10-22 | 2003-04-30 | Bosch Gmbh Robert | Process for the provision of services of a service provider and device therefor |
GB2387002A (en) * | 2002-02-20 | 2003-10-01 | 1Revolution Group Plc | Personal identification system and method using a mobile device |
EA006395B1 (en) * | 2002-04-03 | 2005-12-29 | Суивел Секьюа Лимитед | System and method for secure credit and debit card transactions |
WO2003091849A2 (en) | 2002-04-23 | 2003-11-06 | The Clearing House Service Company L.L.C. | Payment identification code system |
KR101136575B1 (en) * | 2003-05-13 | 2012-04-18 | 파나소닉 주식회사 | Value holding apparatus, value holding method, recording medium, and transaction system |
US8725607B2 (en) | 2004-01-30 | 2014-05-13 | The Clearing House Payments Company LLC | Electronic payment clearing and check image exchange systems and methods |
EP1802155A1 (en) | 2005-12-21 | 2007-06-27 | Cronto Limited | System and method for dynamic multifactor authentication |
JP4693171B2 (en) * | 2006-03-17 | 2011-06-01 | 株式会社日立ソリューションズ | Authentication system |
GB2438651A (en) * | 2006-06-02 | 2007-12-05 | Michael Arnold | Secure financial transactions |
CA2663256A1 (en) * | 2006-09-15 | 2008-03-20 | Comfact Ab | Method and computer system for ensuring authenticity of an electronic transaction |
US20090106118A1 (en) | 2007-10-19 | 2009-04-23 | Ebay Inc | Payment using funds pushing |
KR101319134B1 (en) * | 2009-08-25 | 2013-10-17 | 주식회사 홍인터내셔날 | Network Dart Game System for participating a tournament and method thereof |
US8510816B2 (en) | 2010-02-25 | 2013-08-13 | Secureauth Corporation | Security device provisioning |
ITRM20110125A1 (en) * | 2011-03-16 | 2012-09-17 | Solidonet S R L | PROCEDURE AND SYSTEM TO AUTHORIZE A BUSINESS TRANSACTION. |
US11295308B1 (en) | 2014-10-29 | 2022-04-05 | The Clearing House Payments Company, L.L.C. | Secure payment processing |
US11042882B2 (en) | 2015-07-01 | 2021-06-22 | The Clearing House Payments Company, L.L.C. | Real-time payment system, method, apparatus, and computer program |
US11694168B2 (en) | 2015-07-01 | 2023-07-04 | The Clearing House Payments Company L.L.C. | Real-time payment system, method, apparatus, and computer program |
US11436577B2 (en) | 2018-05-03 | 2022-09-06 | The Clearing House Payments Company L.L.C. | Bill pay service with federated directory model support |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4536647A (en) * | 1983-07-15 | 1985-08-20 | Atalla Corporation | Pocket banking terminal, method and system |
US4797920A (en) * | 1987-05-01 | 1989-01-10 | Mastercard International, Inc. | Electronic funds transfer system with means for verifying a personal identification number without pre-established secret keys |
US5668876A (en) * | 1994-06-24 | 1997-09-16 | Telefonaktiebolaget Lm Ericsson | User authentication method and apparatus |
-
1997
- 1997-05-14 GB GB9709748A patent/GB2328310B/en not_active Expired - Fee Related
Also Published As
Publication number | Publication date |
---|---|
GB2328310B (en) | 1999-12-08 |
GB2328310A (en) | 1999-02-17 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
710B | Request of alter time limits | ||
RJ | Reinstated under rule 110(4) or 100(2) - alteration of time limits | ||
PCNP | Patent ceased through non-payment of renewal fee |
Effective date: 20070514 |