GR1007336B - Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων - Google Patents

Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων

Info

Publication number
GR1007336B
GR1007336B GR20100100035A GR20100100035A GR1007336B GR 1007336 B GR1007336 B GR 1007336B GR 20100100035 A GR20100100035 A GR 20100100035A GR 20100100035 A GR20100100035 A GR 20100100035A GR 1007336 B GR1007336 B GR 1007336B
Authority
GR
Greece
Prior art keywords
financial
telecommunication
message
messages
protocol
Prior art date
Application number
GR20100100035A
Other languages
English (en)
Inventor
Νικολαος Γεωργιος Καφετζης
Original Assignee
Καφετζης, Νικολαος Γεωργιου
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Καφετζης, Νικολαος Γεωργιου filed Critical Καφετζης, Νικολαος Γεωργιου
Priority to GR20100100035A priority Critical patent/GR1007336B/el
Priority to PCT/GR2011/000004 priority patent/WO2011089451A1/en
Publication of GR1007336B publication Critical patent/GR1007336B/el

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]

Abstract

Τηλε-ηλεκτρονική μέθοδος διενέργειας χρηματοοικονομικών συναλλαγών και παροχής χρηματοοικονομικών υπηρεσιών, με την εφαρμογή ειδικά διαμορφωμένου λογισμικού στο πρωτόκολλο γραπτών μηνυμάτων Short Message Service (SMS) των τηλεπικοινωνιακών συσκευών με ανταλλαγή μηνυμάτων (αυτού ειδικά του τύπου) μεταξύ των χρηστών των συσκευών τηλεπικοινωνίας μέσω του δικτύου των τηλεπικοινωνιών, με αποτέλεσμα να αποτελεί στο σύνολο του ένα ολοκληρωμένο τηλεηλεκτρονικό σύστημα διακίνησης και διαχείρησης κεφαλαίων και οικονομικής φύσεως εντολών. Η εφαρμογή και το οικονομικό αποτέλεσμα επιτυγχάνεται με τη συμπλήρωση και αποστολή ενός ειδικά διαμορφωμένου και τυποποιημένου γραπτού μηνύματος Μήνυμα Οικονομικής Συναλλαγής (Μ. Ο. Σ.) με τη χρήση συσκευής κινητής ή σταθερής τηλεφωνίας ή με τον εξοπλισμό διασύνδεσης στο διαδίκτυο (που υποστηρίζει την αποστολή και λήψη γραπτών μηνυμάτων τύπου SMS) και αντίστοιχα την παραλαβή, αναγνώριση και αποδοχή του από μία τηλεπικοινωνιακή συσκευή που υποστηρίζει τις συγκεκριμένες τηλεπικοινωνιακές εφαρμογές (SMS) του ειδικού αυτού τύπου μηνύματος-εντολής οικονομικού περιεχομένου και αποτελέσματος. Η μεσολάβηση, έγκριση, διακίνηση και πιστοποίηση της συναλλαγής γίνεται από έναν φορέα τηλεπικοινωνιακής διαχείρισης και διακίνησης και υποστήριξης των μηνυμάτων και των χρηματικών εντολών που εκτελούνται με τη νέα μέθοδο συναλλαγών.
GR20100100035A 2010-01-19 2010-01-19 Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων GR1007336B (el)

Priority Applications (2)

Application Number Priority Date Filing Date Title
GR20100100035A GR1007336B (el) 2010-01-19 2010-01-19 Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων
PCT/GR2011/000004 WO2011089451A1 (en) 2010-01-19 2011-01-19 Method - protocol of tele-communication transactions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GR20100100035A GR1007336B (el) 2010-01-19 2010-01-19 Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων

Publications (1)

Publication Number Publication Date
GR1007336B true GR1007336B (el) 2011-07-05

Family

ID=44168040

Family Applications (1)

Application Number Title Priority Date Filing Date
GR20100100035A GR1007336B (el) 2010-01-19 2010-01-19 Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων

Country Status (2)

Country Link
GR (1) GR1007336B (el)
WO (1) WO2011089451A1 (el)

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2552264A1 (en) * 2003-07-02 2005-01-13 Mobipay International, S.A. Digital mobile telephone transaction and payment system
GB0516616D0 (en) * 2005-08-12 2005-09-21 Vodafone Plc Mobile account management
US8662384B2 (en) * 2006-02-28 2014-03-04 Google Inc. Text message payment
US20070255653A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Mobile Person-to-Person Payment System
MY149658A (en) * 2006-06-12 2013-09-30 Mobile Money Internat Sdn Bhd Transaction server
GB2452700A (en) * 2007-08-24 2009-03-18 Intellprop Ltd Initiating a payment service by including a scan tag in a short message

Also Published As

Publication number Publication date
WO2011089451A1 (en) 2011-07-28

Similar Documents

Publication Publication Date Title
GB201318908D0 (en) Aligning Data Transfer to optimize connections established for transmission over a wireless network
GB0704329D0 (en) A communications system
EP2518937A3 (en) Systems for enabling subscriber monitoring of telecommunications network usage and service plans
EP2391942A4 (en) SYSTEMS FOR PROVIDING VIRTUAL SERVICES
EP2078435A4 (en) METHOD AND SYSTEM FOR COLLECTING VOICE COMMUNICATION STATISTICS FOR A MOBILE DEVICE
MY163850A (en) Systems, methods, and computer readable media for payment and non-payment virtual card transfer between mobile devices
EP2846600A3 (en) M2M communication method and system thereof
MX2015013455A (es) Dispositivo inalambrico multifuncional.
WO2012154005A3 (ko) 무선 통신 시스템에서 mtc 방법 및 장치
UA94672C2 (ru) Способ согласования версии определения местоположения пользовательской плоскости
ECSP13012911A (es) Sistema de pago de sms que tiene devolucio?n de cargo a cuenta de tele?fono de abonado
TW200729921A (en) Mobile information service method and device and system thereof
RU2010145950A (ru) Способ предоставления рекламы и система для его осуществления
WO2018236588A3 (en) METHOD AND SYSTEM FOR REQUESTING AND SHARING INFORMATION BETWEEN MOBILE DEVICES AND TELEPHONE SYSTEMS
CN103036762A (zh) 即时通信中的信息处理方法和装置
WO2007140108A3 (en) System and method for emergency notification
GR1007336B (el) Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων
ATE486436T1 (de) System und verfahren zum konsolidieren von e-mail-nachrichten zwischen einem mobilen drahtlosen kommunikationsgerät und einer elektronischen mailbox
EP2441243A4 (en) METHOD AND APPARATUS FOR ACCESSING A NEW SUBSCRIBER TO TELEPHONY FEATURES
GB201308064D0 (en) Remote Communication Device Call Origination Using a Data Channel Communication Path
KR20180084408A (ko) 전력량계를 이용한 실시간 전력정보 제공장치
PH12015502861A1 (en) Code-based device access method and user device for code-based device access
MY159489A (en) System and method for providing caller ID display service using USSD in network
MX2009012460A (es) Metodo, dispositivo y sistema para transmitir mensajes.
UA47015U (uk) Спосіб розрахунку за товари та/або послуги за допомогою мобільного телефону

Legal Events

Date Code Title Description
PG Patent granted

Effective date: 20110829

ML Lapse due to non-payment of fees

Effective date: 20120802