GR1007336B - Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων - Google Patents

Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων

Info

Publication number
GR1007336B
GR1007336B GR20100100035A GR20100100035A GR1007336B GR 1007336 B GR1007336 B GR 1007336B GR 20100100035 A GR20100100035 A GR 20100100035A GR 20100100035 A GR20100100035 A GR 20100100035A GR 1007336 B GR1007336 B GR 1007336B
Authority
GR
Greece
Prior art keywords
financial
telecommunication
message
messages
protocol
Prior art date
Application number
GR20100100035A
Other languages
English (en)
Inventor
Νικολαος Γεωργιος Καφετζης
Original Assignee
Καφετζης, Νικολαος Γεωργιου
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Καφετζης, Νικολαος Γεωργιου filed Critical Καφετζης, Νικολαος Γεωργιου
Priority to GR20100100035A priority Critical patent/GR1007336B/el
Priority to PCT/GR2011/000004 priority patent/WO2011089451A1/en
Publication of GR1007336B publication Critical patent/GR1007336B/el

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Signal Processing (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Τηλε-ηλεκτρονική μέθοδος διενέργειας χρηματοοικονομικών συναλλαγών και παροχής χρηματοοικονομικών υπηρεσιών, με την εφαρμογή ειδικά διαμορφωμένου λογισμικού στο πρωτόκολλο γραπτών μηνυμάτων Short Message Service (SMS) των τηλεπικοινωνιακών συσκευών με ανταλλαγή μηνυμάτων (αυτού ειδικά του τύπου) μεταξύ των χρηστών των συσκευών τηλεπικοινωνίας μέσω του δικτύου των τηλεπικοινωνιών, με αποτέλεσμα να αποτελεί στο σύνολο του ένα ολοκληρωμένο τηλεηλεκτρονικό σύστημα διακίνησης και διαχείρησης κεφαλαίων και οικονομικής φύσεως εντολών. Η εφαρμογή και το οικονομικό αποτέλεσμα επιτυγχάνεται με τη συμπλήρωση και αποστολή ενός ειδικά διαμορφωμένου και τυποποιημένου γραπτού μηνύματος Μήνυμα Οικονομικής Συναλλαγής (Μ. Ο. Σ.) με τη χρήση συσκευής κινητής ή σταθερής τηλεφωνίας ή με τον εξοπλισμό διασύνδεσης στο διαδίκτυο (που υποστηρίζει την αποστολή και λήψη γραπτών μηνυμάτων τύπου SMS) και αντίστοιχα την παραλαβή, αναγνώριση και αποδοχή του από μία τηλεπικοινωνιακή συσκευή που υποστηρίζει τις συγκεκριμένες τηλεπικοινωνιακές εφαρμογές (SMS) του ειδικού αυτού τύπου μηνύματος-εντολής οικονομικού περιεχομένου και αποτελέσματος. Η μεσολάβηση, έγκριση, διακίνηση και πιστοποίηση της συναλλαγής γίνεται από έναν φορέα τηλεπικοινωνιακής διαχείρισης και διακίνησης και υποστήριξης των μηνυμάτων και των χρηματικών εντολών που εκτελούνται με τη νέα μέθοδο συναλλαγών.
GR20100100035A 2010-01-19 2010-01-19 Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων GR1007336B (el)

Priority Applications (2)

Application Number Priority Date Filing Date Title
GR20100100035A GR1007336B (el) 2010-01-19 2010-01-19 Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων
PCT/GR2011/000004 WO2011089451A1 (en) 2010-01-19 2011-01-19 Method - protocol of tele-communication transactions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GR20100100035A GR1007336B (el) 2010-01-19 2010-01-19 Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων

Publications (1)

Publication Number Publication Date
GR1007336B true GR1007336B (el) 2011-07-05

Family

ID=44168040

Family Applications (1)

Application Number Title Priority Date Filing Date
GR20100100035A GR1007336B (el) 2010-01-19 2010-01-19 Μεθοδος-πρωτοκολλο διενεργειας τηλε-ηλεκτρονικων συναλλαγων

Country Status (2)

Country Link
GR (1) GR1007336B (el)
WO (1) WO2011089451A1 (el)

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2552264A1 (en) * 2003-07-02 2005-01-13 Mobipay International, S.A. Digital mobile telephone transaction and payment system
GB0516616D0 (en) * 2005-08-12 2005-09-21 Vodafone Plc Mobile account management
US8662384B2 (en) * 2006-02-28 2014-03-04 Google Inc. Text message payment
EP2008237A4 (en) * 2006-03-30 2009-03-18 Obopay Inc MOBILE PERSON-TO-PERSON PAYMENT SYSTEM
MY149658A (en) * 2006-06-12 2013-09-30 Mobile Money Internat Sdn Bhd Transaction server
GB2452700A (en) * 2007-08-24 2009-03-18 Intellprop Ltd Initiating a payment service by including a scan tag in a short message

Also Published As

Publication number Publication date
WO2011089451A1 (en) 2011-07-28

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Effective date: 20110829

ML Lapse due to non-payment of fees

Effective date: 20120802