GB2351227A

GB2351227A - Wrist wallet

Info

Publication number: GB2351227A
Application number: GB9914570A
Authority: GB
Inventors: Karen Lesley-Lloyd
Original assignee: Individual
Current assignee: Individual
Priority date: 1999-06-22
Filing date: 1999-06-22
Publication date: 2000-12-27
Also published as: GB9914570D0

Abstract

In a wrist wallet portions of the wallet define a continuous closed loop around a channel opening 29 which receives the user's wrist. The wallet has pockets and closeable compartments and an elasticated fabric is attached to the wallet's back panel 5 at its side edges and centre fold line to create two channel openings 29,30. Elasticised extensions (8, Fig 1) at each side of the channel opening 30 produce a pouch effect backing for a foldover flap 2. Upon closure of this flap the extensions 8 hug the wrist to conceal the wallet. Hook and loop fastenings 9,10 positioned at each edge of the wallet combine to hold the flap 2 in a closed condition.

Description

2351227 Karen Leslev-1-lovd.

NVRIST WALLET This invention concerns a wrist wallet which can incorporate zippered compartments or pockets which are either open or fastened. The wallet is enclosed within a flexible material which secureb, encircles the wrist, ensuring that the wallet's interior is imisible to obseivers yet allowing easy access to the items stored safely inside.

B -kC KG ROt I N D.

Wrist wallets are conveniently utilised in situations where it is necessmy to keep hands free for other purposes. Such instances would include light sports activities such as jogging or in the gym, N%Then no pockets are available for storing N\-allets or pockets are of I insufficient size or design (especially the case with women's clothes): when shopping; when a purse would be an additional encumberance; or h-i an), situation where women are not expected to carry a handbag, for example, when dancing, trying on clothes, working, dining or seeing to small children. In such situations a woman must find a place to store her handbag while she is in a public place, making the handbag highly NmInerable to theft. Also., it is wellknown that men store their wallets in their rear trousers' pocket, making them a particular target for pickpockets. It is also acknowledged that consist-ant storage in the rear trousers' pocket can result in lumbar problems for men.

2 Past wrist wallets have attempted to rectif- these problems,, but., because of their intriiisic-ally cumbersome qualities, these wrist wallets are rarely used items for the following reasons:

(a) Initial difficulties arise with most prior wrist wallets when attaching them to the wrist since only one hand can be used.

Wearers must completely wind the wallet around the wrist with their one free hand, usually pressing the vallet against another part of the boctor some inanimate object to secure the closure [See: U.S.

Pat. Nos. 4,341,331 (!\IcDougall); 4,905,881 (Graber); 55,341,972 (jacks): -5,588,571 (Mazzo); 5,671,481 (Ghmz-d): _S,7-_,366 zo), U.S. Design No. 3 7 L6 7 5 (Carter): 3773,900 (I--vIontgomer.,v-)]. Some wrist wallets have been constructed to remain under the wearer's sleeve., requiring that the wearer remember to attach the wrist wallet to the body while in the act of dressing [See: U.S. Pat. No. 3,942,693 (Tocci)].

(b) Prior wrist wallets are often constructed so that obtaining stored inside items necessitates removing the entire wallet from the wrist [See: U.S. Pat. Nos. 4,332,338 (Christiansen), 4,341,331 (McDougall); 4,461,030 (Knudsen), 4,462,116 (Sanzone); 5588,571 (TIvIazzo): 5,671,481 (Ghard); 55,755,366 (Mazzo)]. This makes simple transactions, such as small purchases which require accessirig the wallet's interior section for change., pkysicalty demanding, taking several minutes to unwrap the wallet, obtain the change, and rewrap the wallet. The re-attaching action, as noted in (a) above, can be an awkward and complicated procedure in itself. Some wrist 3 wallets have attempted to solve this problem by incorporating outside pockets into their design, but these are genera, Ity inadequ'ate to handle the number of items., Le.., paper aiid coin currencies, keys, etc., needed in day to day activities? and add to the wallet's unattractiveness [Sce: U.S. Pat. No. 41,625,340 (Hernandez): 4,905,881 (Graber); 4,913,326 (Echelson).: U.S. Design No. 373,900 (NlontgOmerv)].

Z:) I (c) Thirdly, wrist wallets are sometimes constructed so that paper currency must be folded., making it more difficult to identffi- and handle when necessary. [See: U.S. Pat. No. 3,942,693 (Tocci); U.S. Design No. 3 7 1.1,675 (Carter)] (d) Fourtlity, prior wrist wallets are in the main ungainty and unattractive items. The straps often used to attach the wallet to the vrist cannot be incorporated successfully into any fashionable appearance See: U.S. Pat. Nos. 4,33,21,338 (Christi-ansen.)-, 4005'881 (Graber); 5, 588.,571 ('Mazzo)-, 5,671,481 (Giard); '5,7551,366 (Mazzo); tT.S. Design No. 371,6 75 (Carter)]. Some wrist wallets have been constructed to incorporate wrist watches into their design, which then require the removal of the timepiece to access stored contents [See: U.S. Pat. Nos. 5, 341,9-112 (jacks).; 5, 769,2190 (Pestana)]. These problems create reluctance on the part of wearers to -use them.

(e) Fifthlv, because prior wrist wallets are unattractive., their high visibility make them a target for purse snatchers and pickpockets., who, realising that the wrist wallet simpLy fastens around the wrist, 4 know that a sharp tug on the wallet will remove it from the wearer's arm. [See: U.S. Pat. No. 4,332,338 (Christiansen); 4,3417331 (NicDougall); 4, 461,030 (Kinidscn)-, 4,913,326 (Echelson): 5,341,,9 721 (jacks): -55,671, 481 (Giard); U.S. Design No. 373,900 (Montgoinery)] This sense of, iflnerability can be alleOated by adding a buckle to the closing system, but that simply increases the wearer's difficulty to attach and access the wrist wallet [See: U.S. Pat. Nos. 4,905,881 (Graber): 5,,--)88,571 (ITTVIazzo); 5,755,366 (Mzuzo)].

(f) Additionally, because prior wrist wallets rely upon cumbersome closure s-v-stems and are in the main ungainly and difficult to access, they cannot incorporate themselves successfulty to the wearer's clothing, thus increasing their unattractiveness andvisibility to others. The wrisl wallet described within this application, while of fashionable appearance in itself, is compact enough to be easity concealed beneath the wearer's jacket or jumper slee-ve, and so is invisible to the public while in use.

(g) Lastly, due to their often contrived and cumbersome qualities, prior wrist wallets are difficult to use merely as wallets. There are often additional straps and fastenings which make it impossible to use as a wallet and store it in a pocket. If stored in a handbag, these additional gadgets mere get entangled in other items [See: U.S. Pat. Nos. 4,332,338 (Christiansen),, 4,905,881 (Graber).: 5,588,571 (Mazzo), 5,755,366 (Ma7zo); U.S. Design No. 371,675 (Carter)].

-5 OBJECT OF THIS INYM\TTION and TECHNICAL DETAILS:

The object of this invention is to solve the above problems by constructing an attractive wrist wallet which fits easilly under clothing, yet still attaches easily, to the wrist and allows simple and unencumbered,access to stored items. It is secure enouah to deter t> all but the most determined tl-iie-s,7,,.es. M1Then not in use., the present invention stores easitly, in trousers' pockets or handbags, appearing as a traditional wallet with the same ease of use.

According to the present invention, a wrist wallet having means for securing the wallet to a user's wrist., the securing means being characterised byr the fact that it is designed in conjunction with the wallet itself to form a continuous loop which can be drawn over the user's hand to a position on the user's wrist.

Preferablv the continuous band includes at least a part which is 1 elasticated, thereby.r ensuring that the band can be stretched to pass over the user's hand and will grip the user's wrist when in -,m operative position.

Accordingly,, the present invention incorporates a wrist wallet to be worn around the user's wrist, such wallet consisting of two main sections of similar configurations; said first section to be a foldover flap which opens away from the wrist to expose the wallet's interior, 6 while said second section fits snugly against the inside Nvrist, allowing the foldover section to close and fasten against the wristbased section, thus hiding and securing the inside wallet and its contents:

the inside wallet as a whole to be constructed with a strong, fle.xdble material, (such as heavy cotton) folding on a central latitudinal zxx-is., with both of the two inside sections generall.v slymetrical to one other and made into pockets and compartments which are constructed as either open or fastened:

said wallet to separately back against an outside elasticized, (ft stretchable fabric (such as Lycra which is attached to the.\.Yallet's back panel:

while such outside fabric is constructed with elasticized border scams running the entire length of the outside fabric's longitudinal edge to be secured with double-stitched elastic shirring thread to increase elasticity; points of attachment between the inside.Nrallet's back panel and the. outside. fabric to be (1) a full seam connection at the wrist-based section's latitudinal end: (2) tacking to the outside fabric's border seam at each latitudinal comer of the foldo-ver section just below the hook strip of the hook and loop fastening.: and, (3) tacking at both points where the outside fabric's border se.--u-n approximately meets 1 the inside wallet's centrefold seam., such construction creating two flexible channel openings., the first opening located between the w.allet's.vrist-based section and the outside fabric and the second channel opening located between the,\,allet's foldovCr section and the outside fabric:

channel one located between the N\TiSt-basect section and the outside fabric thus allowing a hand to be pulled through its opening, enabling the wrist wallet to secureh.T encircle the wrist., while channel two is located between the,,7alle.t's foldo,\:,-er section and the outside fabric; the outside fabric to be constructed with winged extensions at each longitudinal edge of the second channel opening formed behind the w. allet's foldo-x!-,er section, such winged extensions containing elastic within the actual border seams of the winged construction:

said winged construction creating a pouch effect upon closure of the wrist wallet in that the winged extensions hug the wrist and conceal the wallet and its contents:

8 (R,r. Ivi) while hookand loop fastenings, such,-as VelcroLare located on opposite sides of the outside fabric at each transverse latitudinal end; with the hook strip of a hook and loop fastening positioned adjacent to the wallet's foldover section at the transverse latitudinal edge; the position of said hook strip of the hookand loop fastening, when combined with the pouch effect created by the v\ringed ex-tensions, allowing the hook strip to act -as a handle when fingers are inserted behind the hook strip to pull the foldover section taut over the w-,-- dlet's contents and secure the hook and loop closure on the opposite transverse, latittidirral end; said wrist wallet in its closed position to pose extreme difficulty to anyone trying to remo-ve the wallet from the wrist and hand:

such configuration thus securing the v,,Tist wallet's positioning, allowing easy one-handed manipulation of the wallet -and convenient access to its contents.

9 DRAMYING IDENTIFICATION:

A specific embodiment, sen-ing as an example of the wrist.v,allet and its functions will now be described with reference to the awings. These drawings include:

accompany ing dr, FIGURE 1 shows the interior wallet -x4es\., of the wrist wallet when it is iman open position.

FIGURE 2 shows the outside view of the wrist wallet when it is in an open position.

FIGURE 3 shows the view looking through the wrist opening channels, located between the foldover section and vrist-based section of the wallet as illustrated in. FIGURE 1 and the outside fabric construction of FIGURE 2.

FIGURE 4 shows the interior wallet view of the wrist wallet in an open position when wom around the wrist.

FIGURE 5 shows the outside view of the wrist wallet in an open position when worn around the wrist.

FIGURE 6 shows the outside 4ev of the wrist wallet when worn in a closed position from the perspective of the inside wrist.

FIGURE 77 shows the outside view, of the wrist wallet when worn in a closed position from the perspective of the back of the hand.

FIGURE 8 features an exploded view of the wrist wallet's construction when iesv(-,d from the top longitudinal perspective.

FIG-URE 1: shows the interior wallet view of the wrist wallet when it is in an open position. The hook strip 9 of the hook and loop fastener is located vertically on the wrong side of the outside fabric l adjacent to the foldo-ver section22 of the interior wallet.

The primary feature of the foldover section 2 is the m,-,.U n pocket 11 opening horizontally which incorporates a Mold at the pocket's bottom 13. The main pocket 11 closes with a hook and loop velcro QZ-.1 M.) fastener 12 which is attached inside the main pocket 11. A smaller patch pocket 14 without a closing feature is attached at the front of the main pocket 11. The pockets utilise the same transverse edge vertical seam 15.

The foldover section's transverse edge vertical seam 15 is independent from the hook strip 9 of the hook and loop fastening but is tacked 16 to each corner of the outside C:tbric 1, just below the hook strip's 9 position, at the point where the elastic shirring thread 31 secures the border seam 32. Tacking the foldover section's transverse edge vertical seam to the outside fabric 1.6 at this point 11 allows the foldoN,,-er section 2 to be pulled taut over the i%Tist-based section 3 by inserting the fingers behind the hook strip 9 and pulling the outside fabric 1 over to the loop strip 10 of the hook and loop fastening which secures the wallet's closure. The independence of the foldover sections's transverse edge vertical seam 15 encourages the outside fabric's I pouch effect and allows the hook strip 9 to act as a handle by which the outside fabric 1 is pulled across to the loop strip 10 when securing the wallet's closure.

Both the inain pocket's I I and the patch pocket's 14 right-side \Tertical seam 7 is contiguous with the centrefold axis seam 4 which separates the foldover section 2 from the from the i,rrist-based section 3. The left side vertical seam 6 of the wrist-based section 3 is also contiguous with the centrefold a-vs seam 4 which separates these sections from one another.

The zippered compartment 19 is the main feat-tire of the wrist-based section 3. The zipper 18 of the zippered compartment 19 is positioned to run vertically, in line with the centrefold axis seam 4 of the wrist wallet, with the zipper's tab closest to the wearer's hand when the zipper 18 is in the closed position. This positioning allows easy one- handed access to the zippered compartnient's 19 contents.

The sides of the zippered compartment 19 include the VTist-based section's transverse edge vertical seam 17 and top and bottom horizontal sides of the zippered compartment 19, all of which incorporate Mold constructions 20. The wrist-based section's 12 Lr;,,nsverse edge vertical scam 1 folds back behii d the front face of the zippered compartment 22 to close the zippered compartment 22 by creating the zippered compartment's back panel 23. The zippered compartment's back panel 23 is attached along the same centrefold -axis seam 4 that secures the wrist-based section's left-side vertical seam () and the foldoNer section's right-side vertical pocket section 7 seams.

The entire wallet is backed with the main pocket 'open pocket back panel 2 5 which forms the back for the main pocket 11 in. the foldover section - 2 and the open pocket behind zippered conip-art-inent 24 of the wrist- based section 3. The pocket behind the zippered compartment 24 has a horizontal opening with no closure feat-Lire. The main pocket,"open pocket back panel 25 is attached at each transverse latitudinal end and - at the bottom horizontal seam 21 and also attached at the centrefold axis seam.

A second panel., the wallet back panel 5, is -attached to both transverse latitudinal ends and at the. bottom horizontal seam 21 and left open along the top longitudinal edge. This creates the paper currency compartment 26 between the wallet's back panel 5 and the main pocket, open pocket back panel 25. A hook and loop fastening for the paper currency compartment 2 7 is attached at the top longitudinal edge of the NTist-based section 3 near the centrefold axis seam 4.

13 FIGURE 2:

shows the outside of the wrist wallet when it is in an open position. It is suggested that a flexible, stretchable, elasticized fabric such as Lvcra be used for the outside fabric 1 as it is necessarv that the fabric be capable of stretching and retuiming to its original shape in order to snugLyl encircle the wrist.

The outside fabric 1 attaches to the wrist-based section of the wrist wallet with a full seam connection at wrist-based section's transverse edge vertical seam 16. Directly adjacent to this seam in a vertical position is the loop strip 10 of the hook and loop fastener. Tacking 16 at the foldover section's transverse edge vertical seamlS occurs on the backside of the outside fabric 1 at the border seams 32 adjacent to the loop strip 9 of the hook and loop fastener,,\71iich can be observed in FIGURE 1.

Tacking 2 8 the wallet's back panel 5 to the outside fabric 1 occurs near the centrefold axis seam 4. The wallet's back panel 5 is attached to the outside fabric by, tacking 28 near the centrefold a-xis seam to each of the the outside fabric's 1 longitudinal border seams 32.

Tacking 2 8 at this point creates channel opening one 2 9 between the wallet's back panel 5 of the wrist-based section 3 of the wrist wallet interior and also creates channel opening two 30 between the wallet's back panel 5 and the foldo-ver section 2 of the wrist wallet's interior. Channel opening one 29 allows the wearer's hand to be 14 drawn throuGh the opening so that the wrist wallet settles securely t> - 1 on the wrist. Channel opening two 30 will stretch to hug the,T-ist and conceal the wallet and its contents when the wallet is closed.

Winged extensions 8 span the entire second channel opening's 30 outside fabric 1 at each main longitudinal end, beginning from the approximate tacking point 28 of the wallet's back panel 5 to the outside fabric l., and continuing to the tr-ansverse end backing the foldover section 2. The pattern of winged extensions 8 may consist of diagonalLy cut extensions leading outwards from the main bodN 7 of the outside fabric 1, leveling to flatten out at approximateLy 2 L,2 3 inches (6-8 centimetres) from the main body., thus appearing somewhat like the lower half of a pyramid cut off at its middle.

Both longitudinal edges of the outside fabric 1 -utilise a boder seam 3 21 which is secured by elastic shirring thread 3 1, which increases the elasticity.- of the outside fabric 1. Additionalt,,:,., elastic is inserted within the border seams 32 along the full length of the winged extentions 8 on the logitudimal edges of channel opening nvo 30. The puckering of the outside fabric 1 is indicative of the pGiich effect created by the use of this elastic which allows the outside fabric 1 of channel opening two 30 to stretch and hug the,rist,, thus concealing the interior wrist wallet and its contents upon the wrist wallet's closure.

is FIGURE 3: shows the vIew. looking through both the wrist wallet's channel openings, with channel opening two 30 located behind the foldover section 2 and channel opening one 29 located behind the wrist-based section 3.

The wearer's hand is inserted x.,-erticalty into channel opening one 29 between the outside fabric 1 and the wallet's back panel 5 behind the wrist-based section 3 so that the tab of the zipper 18, in its closed position, will be located xertically just below the palm of the wearer's hand.

Channel opening two 30, located between the wallet's back panel 5 and the outside fabric 1, is positioned behind the foldover section.2--Channel opening two 30 incorporates a pouch effect, due to the outside fabric's 1 winged exte nsions 8 use of elastic within their border seams 32. When closing the interior wallet the wearer's fingers utilise the hook strip 9 of the hook and loop fastener as a handle to pull the foldover section 2 over the wallet's interior and close it securety with the loop strip 10 of the hook and loop fastener at the bottomside of the svrist-based section 3. The outside fabric 1 of channel opening two 30 operates as a pouch during this closing action, concealing the interior wallet and its contents from view.

16 FIGURE 4: shows the interior wallet view of the wrist wallet in an open position when worn around the wrist. Identification of the wrist wallet's specifications is identical to FIGURE 1 except that it may be observed that the wearer's wrist is inserted between the Svallet's back panel 5 and the outside fabric 1 through ch-annel opening one 29..

FIGURE 5:

shows the outside view of the wrist wallet in an open position when worn around the wrist. Identification of the wrist wallet's specifications is identical to FIGURE 2 except that it be observed that the wearer's wrist is inserted between the wallet's back panel 5 and the outside fabric 1 through channel opening one 29.

FIGURE 6: shows the outside view of the wrist wallet when worn in a closed position from the perspective of the inside wrist. The longitudinal edges encircle the circumference of the wearer's wrist. The drawing depicts the foldover section 2 in its closed position with the elasticized winged extensions 8 stretching to snugtv hug the wrist and cover the interior wallet and its contents fi-om,,,lew.

17 FIGURE 7: shows the outside view of the wrist wallet when worn in a closed position from the perspective of the back of the hand. The longitudinal edges encircle the circumference of the,,earer's wrist. The drawing depicts the wrist-based section 2 in its closed position with the outside fabric 1 stretching to snugt,- hug the wrist.

FIGURF 8: features an exploded,-ie,\! of the wrist wallet's construction whenviewed from the top longitudinal perspective.

It should be noted that numerous variations and modications to the embodiment of the invention depicted are possible. For example, any combination of pockets and compartments can be combined in the wallet's interior. Accordingty, the scope of the invention should not be limited to the specific embodiment depicted, but rather defined in the claims hereto appended.

18 LEGEND: List of Identifying Features in Accompanying Dr.-,ii-vings:

1 Outside Fabric 2 Foldover Section 3 kk'rist-b-zised Section 4 Centrefold A-xis Wallet Back Panel 6 Wrist-based Section's Left-side NITertical. Seam Foldover Section's Right-side Vertical Seam -inged Rxtension Border Seams) 8 Winged a-tension (Elastic inside NA.' 9 Hook Strip of the Hook and Loop Fastener Loop Strip of the Hook and Loop Fastener I I NIain Pocket 12 Hook and Loop Fastener for Main Pocket 13 Nvkun Pocket's Bottom Z-1101d Construction 14 Patch Pocket Foldover Section's Transverse Edge Vertical Seam 16 Tacking Foldover Section's Transverse Edge k"ertical. Seam to Outside Fabric 17 Wrist-based Section's Transverse Edge N.Tertical Seam 18 Zipper 19 Zippered Compartment Z-Fold for Zippered Compartment 21 Bottom Horizontal Seam 22 Zippered Compartment Front Panel 23 Zippered Compartment Back Panel 24 Open Pocket behind Zippered Compartment 19 2.5 Main Pocket/Open Pocket Back Panel 26 Paper Currency Compartment 27 Hook and Loop Fastening for Paper Currency Compartment 28 Tacking M7allet's Back Panel to Outside Fabric 29 Channel Opening 1 Channel Opening 2 31 Elastic Shirring Thread Stitching 32 Border Seam 33,,rist,Tallet Closure

Claims

CLAINIS

1 A wrist wallet hming means for securing the wallet to a user's wrist, the securing means being characterised by the fact that it is designed in conjunction with the wallet itself to form a continuous loop which can be dra,xn over the user's hand to a position on the user's wrist.

-2 A wrist wallet whose outside fabric includes a part that is elasticated, ensuring that the fabric will grip the user's wrist and conceal the inside wallet and its contents when in an operati-ve position.

3 A wrist wallet to be worn around the user's wrist, such wallet consisting of two main sections of similar configurations; said first section to be a foldo-ver flap which opens away- from the wrist to expose the wallet's interior, while said second sxTist-based section draws o-ver the hand to fit snugly against the wrist, allowing the foldo.:,er section to close and fasten against the wrist-based section, thus hiding and securing the inside wallet and its contents, the inside wallet as a whole to be made into pockets and, or compartments which are constructed as either open or fastened; 21 said wallet to separately back against an outside stretchable f-abric attached to the wallet's back panel, thus creating a continuous loop which draws over the wearer's hand., points of attachment between the inside wallet's back panel and the 7 outside fabric may include: (1) connection at the wrist-based 1 section's 1-,-xtit-tidin-,.-d end; (2) attaching to the outside fabric at the latitudinal corners of the foldover section at or below one strip of the hook and loop fastening., and., (3) attaching,,-it points where the outside fabric approximatety meets the inside wallet's centrefold axis which divides the wallet's two main sections.

4 A wrist wallet according to claim 1 whose optional currency bill pocket runs the entire length and width of the inside wallet, whose back panel is secured at each latitudinal seam and at the bottom longitudinal seam -m.d fastened along the top longitudinal length with a zipper or by a snap or a hook and loop fastening -at a point adj acent to the centrefold a\is point.

A wrist wallet according to claim 1 whose optional closed conipartnient utilises optional Mold type construction at the two longitudinal sides and on the latitudinal end and is secured at the centrefold axis seam., such construction allowing the material to fold behind itself at the transv'erse latitudinal end and provide the back of the closed compartment.

22 6 A wrist wallet according to claim 1 whose optional closed compartment utilises a zipper closure, the zipper to run either in a latitudinal direction, adjacent to the centrefold --Lxis or along the top longitudinal end.

A wrist wallet according to claim 1 whose optional card holder pocket is located on the wrist-based section and secured at the bottom longitudinal seam, the transverse latitudinal seam and the centrefold axis seam, such location being particularly advantageous for creating a firm base for the wrist wallet as it lies against the wrist.

8 A wrist wallet according to claim 1 whose optional main pocket attaches at the pocket's transverse latitudinal seam and is secured at the centrefold am.s seam, utilising an optional Z-fold. type construction.at the bottom longitudinal side.

9 A wrist wallet according to claim 1 whose optional patch pocket attaches at the pocket's transverse latitudinal seam at the centrefold x\1s seam and along the bottom longitudinal side.

The outside fabric., being constructed of of a strechable., flexible, (9 1 1". m -? elasticized fabric, such as ly-crak is attached at both longitudinal seams to the wallet's back panel and at a point or points on or near the inside wallet's centrefold xxis, thus creating two channellike separations between the outside fabric and the back panel of the inside wallet:

23 such construction thus increasing the outside fabric's flem.bility, allowing channel opening one to permit the wrist wallet to be drawn over the wearer's hand to encircle the wrist and set the wallet's back panel firmly against the wearer's wrist.

1-1 Backing on the wallet's foldover section, the outside fabric of channel opening two is cut so that the two longitudinal sides may incorporate winged extensions positioned opposite one another, which may be additionally supported by inserting elastic within the winged extentions' border seams or securing such seams with elasticised stitching, such construction thus allowing the outside fabric to create a pouch-like effect, hugging the wrist and concealing the wallet and its contents when in the closed positon.

12 One strip of the hook and loop fastening positioned on the outside fabric's latitudinal end, adjacent to the inside,,Tallet's foldover section., with the inside wallet being attached to each corner of the outside fabric's latidudinal end at or near the hook and loop strip., such strip placement and inside w.alletattachment to the outside fabric creating a handle effect, permitting the fingers to grasp the outside fabric behind the hook and loop strip while pulling the foldov, er section to a position where it may, fasten with the corresponding hook and loop strip. adjacent to the wrist-based section's latitudinal seam, thus covering and concealing the wristbased section and concealing the inside wallet and its contents.

24 2 13 A walletaccording to claim 1,,\l-iich allows the foldover section of the wallet, divided from the wrist-based section by the centrefold axis, to operate as a flap which can be folded over to hide the wallet from view., closure being achieved by grasping the hook and loop strip at the latitudinal seam of the foldover section and pulling it taut over the wallet and its contentsand attach to the corresponding hook and loop strip located adjacent to the N\,rist-based section's latitudinal seam:

such closure ensuring the wrist wallet remains comfortably? secure on the wearer's wrist, yet too tight to be removed when the wallet is in the closed position, access to inside items being acllie'\,,-ed by the use of the wearer's free hand to pull open the foldover flap at the hook and loop closure, obtain or insert needed contents and reclose the wrist wallet without the need to remove the wrist wallet from the wrist.

14 A wallet or carrier substantially as shown in the accompany 7 ing draN\Ings.