GB201207059D0 - Commercial transaction system - Google Patents

Commercial transaction system

Info

Publication number
GB201207059D0
GB201207059D0 GBGB1207059.5A GB201207059A GB201207059D0 GB 201207059 D0 GB201207059 D0 GB 201207059D0 GB 201207059 A GB201207059 A GB 201207059A GB 201207059 D0 GB201207059 D0 GB 201207059D0
Authority
GB
United Kingdom
Prior art keywords
customer
merchant
transaction
photograph
server
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GBGB1207059.5A
Other versions
GB2501319A (en
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Powa Technologies Ltd
Original Assignee
Powa Technologies Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Powa Technologies Ltd filed Critical Powa Technologies Ltd
Priority to GB1207059.5A priority Critical patent/GB2501319A/en
Publication of GB201207059D0 publication Critical patent/GB201207059D0/en
Priority to PCT/GB2013/051010 priority patent/WO2013156797A1/en
Publication of GB2501319A publication Critical patent/GB2501319A/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2117—User registration
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2250/00—Details of telephonic subscriber devices
    • H04M2250/52—Details of telephonic subscriber devices including functional features of a camera

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Studio Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a commercial transaction system comprising a mobile communications device 10 for use by a merchant, the mobile communications device having a camera or other sensing function, and a server 14 for storing data relating to card details of a customer of the merchant. At a first transaction event involving the customer, a photograph of that customer is taken by the camera function and sent to the server, where it is stored. At a subsequent transaction involving the same card the photograph is retrieved by the mobile communication device and compared by the merchant with the appearance of the customer of this subsequent transaction. If the retrieved photograph is a sufficiently good match to the customers appearance, the merchant proceeds with the transaction.
GB1207059.5A 2012-04-20 2012-04-20 Utilising photographs to authorise transactions Withdrawn GB2501319A (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
GB1207059.5A GB2501319A (en) 2012-04-20 2012-04-20 Utilising photographs to authorise transactions
PCT/GB2013/051010 WO2013156797A1 (en) 2012-04-20 2013-04-22 Authorization system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB1207059.5A GB2501319A (en) 2012-04-20 2012-04-20 Utilising photographs to authorise transactions

Publications (2)

Publication Number Publication Date
GB201207059D0 true GB201207059D0 (en) 2012-06-06
GB2501319A GB2501319A (en) 2013-10-23

Family

ID=46261696

Family Applications (1)

Application Number Title Priority Date Filing Date
GB1207059.5A Withdrawn GB2501319A (en) 2012-04-20 2012-04-20 Utilising photographs to authorise transactions

Country Status (2)

Country Link
GB (1) GB2501319A (en)
WO (1) WO2013156797A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB201302993D0 (en) 2013-02-20 2013-04-03 Barclays Bank Plc Application, method and system for purchasing a product
GB2500823B (en) 2013-03-28 2014-02-26 Paycasso Verify Ltd Method, system and computer program for comparing images

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6202055B1 (en) * 1996-08-21 2001-03-13 Image Data, Llc Positive identification display device and scanner for low cost collection and display of graphic and text data in a secure manner
US8200736B2 (en) * 2007-12-24 2012-06-12 Qualcomm Incorporated Virtual SIM card for mobile handsets
KR20090112252A (en) * 2008-04-24 2009-10-28 엘지엔시스(주) Apparatus and Method for security using camera of user terminal
US20100243732A1 (en) * 2009-03-25 2010-09-30 George Wallner Audio/acoustically coupled card reader
US20110302089A1 (en) * 2010-06-04 2011-12-08 Mckenzie Craig Electronic credit card with fraud protection

Also Published As

Publication number Publication date
GB2501319A (en) 2013-10-23
WO2013156797A1 (en) 2013-10-24

Similar Documents

Publication Publication Date Title
WO2014031794A3 (en) Electronically customizable articles
MY195278A (en) Systems and Methods of Suggesting Attended Delivery/Pickup Locations
WO2011130323A3 (en) Camera as a vehicle to identify a merchant access device
AU2018260870A1 (en) Appointment and payment handling
EP4276783A3 (en) User interface for loyalty accounts and private label accounts for a wearable device
WO2014143916A3 (en) Facilitating transactions with a user account using a wireless device
WO2014105892A3 (en) Systems and methods for providing a point of sale platform
WO2014085478A3 (en) Systems and methods for processing electronic transactions based on consumer characteristics
WO2013045743A3 (en) Payment system
MX2011011408A (en) Verification of portable consumer devices.
MX2015003296A (en) Remote vehicle navigation system purge.
SG10201809472XA (en) Secure mobile user interface and mobile device case
WO2012135214A3 (en) Transactions via a user device in the proximity of a seller
MX2013015355A (en) Business to business mobile vault.
WO2014182862A3 (en) Considering social information in generating recommendations
PH12016502276A1 (en) Device, system and method for efficiently servicing high volume electronic transactions
MX2013000569A (en) Systems and methods for conducting a purchase transaction of eligible goods or services using a stored value.
PH12016501884B1 (en) Remote trasaction system, method and point of sale terminal
WO2016007445A8 (en) Hands-free transactions
MY177392A (en) Business support method and system
WO2015008144A3 (en) Interactive or code management system
WO2015161293A3 (en) Transaction routing based on customer preference and social contact management
GB2524174A (en) User interface for object tracking
GB201207059D0 (en) Commercial transaction system
GB201207063D0 (en) Commercial transaction system

Legal Events

Date Code Title Description
WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)