GB201207063D0 - Commercial transaction system - Google Patents

Commercial transaction system

Info

Publication number
GB201207063D0
GB201207063D0 GBGB1207063.7A GB201207063A GB201207063D0 GB 201207063 D0 GB201207063 D0 GB 201207063D0 GB 201207063 A GB201207063 A GB 201207063A GB 201207063 D0 GB201207063 D0 GB 201207063D0
Authority
GB
United Kingdom
Prior art keywords
server
customer
transaction
photograph
merchant
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GBGB1207063.7A
Other versions
GB2501322A (en
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Powa Technologies Ltd
Original Assignee
Powa Technologies Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Powa Technologies Ltd filed Critical Powa Technologies Ltd
Priority to GB1207063.7A priority Critical patent/GB2501322A/en
Publication of GB201207063D0 publication Critical patent/GB201207063D0/en
Priority to PCT/GB2013/051015 priority patent/WO2013156800A1/en
Publication of GB2501322A publication Critical patent/GB2501322A/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
    • G06V40/16—Human faces, e.g. facial parts, sketches or expressions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2250/00—Details of telephonic subscriber devices
    • H04M2250/52—Details of telephonic subscriber devices including functional features of a camera

Abstract

The invention provides a commercial transaction system comprising a mobile communications device 10 for use by a merchant, the mobile communications device having a camera or other sensing function, and a server 14 for storing data relating to card details of a customer of the merchant. At a first transaction event involving the customer, a first photograph of that customer is taken by the camera function and sent to the server, where it is stored. At a subsequent transaction involving the same card a second photograph of the customer of this subsequent transaction is taken by the camera function and second data representing this second photograph is sent to the server. The server compares the first and second data using face-recognition software. The server then sends to the mobile communications device an indication of the goodness of the match between the first and second data; and if the match is sufficiently good, the merchant proceeds with the transaction.
GB1207063.7A 2012-04-20 2012-04-20 Utilising photographs to authorise transactions Withdrawn GB2501322A (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
GB1207063.7A GB2501322A (en) 2012-04-20 2012-04-20 Utilising photographs to authorise transactions
PCT/GB2013/051015 WO2013156800A1 (en) 2012-04-20 2013-04-22 Authorization system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB1207063.7A GB2501322A (en) 2012-04-20 2012-04-20 Utilising photographs to authorise transactions

Publications (2)

Publication Number Publication Date
GB201207063D0 true GB201207063D0 (en) 2012-06-06
GB2501322A GB2501322A (en) 2013-10-23

Family

ID=46261699

Family Applications (1)

Application Number Title Priority Date Filing Date
GB1207063.7A Withdrawn GB2501322A (en) 2012-04-20 2012-04-20 Utilising photographs to authorise transactions

Country Status (2)

Country Link
GB (1) GB2501322A (en)
WO (1) WO2013156800A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB201302993D0 (en) 2013-02-20 2013-04-03 Barclays Bank Plc Application, method and system for purchasing a product
GB2518448A (en) * 2013-09-24 2015-03-25 Mastercard International Inc Transaction system
GB2599608B (en) 2015-07-22 2022-08-24 Worldpay Uk Ltd Secure Data Entry Device

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4853063B2 (en) * 2006-03-15 2012-01-11 オムロン株式会社 User device, communication device, authentication system, authentication method, authentication program, and recording medium
US8200736B2 (en) * 2007-12-24 2012-06-12 Qualcomm Incorporated Virtual SIM card for mobile handsets
KR20090112252A (en) * 2008-04-24 2009-10-28 엘지엔시스(주) Apparatus and Method for security using camera of user terminal
WO2010111130A2 (en) * 2009-03-25 2010-09-30 George Wallner Audio/acoustically coupled card reader

Also Published As

Publication number Publication date
GB2501322A (en) 2013-10-23
WO2013156800A1 (en) 2013-10-24

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Legal Events

Date Code Title Description
WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)