FR3125622B1 - Procédé de transaction entre un organisme et un établissement sur une chaîne de blocs - Google Patents

Procédé de transaction entre un organisme et un établissement sur une chaîne de blocs Download PDF

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Publication number
FR3125622B1
FR3125622B1 FR2107951A FR2107951A FR3125622B1 FR 3125622 B1 FR3125622 B1 FR 3125622B1 FR 2107951 A FR2107951 A FR 2107951A FR 2107951 A FR2107951 A FR 2107951A FR 3125622 B1 FR3125622 B1 FR 3125622B1
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organization
establishment
blockchain
recording
operational functionality
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FR2107951A
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English (en)
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FR3125622A1 (fr
Inventor
Loubna Sassoui
Philippe Delmas
Philippe Rolland
Cyril Vignet
José Luu
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BPCE SA
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BPCE SA
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Priority to FR2107951A priority Critical patent/FR3125622B1/fr
Priority to PCT/EP2022/070252 priority patent/WO2023001846A1/fr
Publication of FR3125622A1 publication Critical patent/FR3125622A1/fr
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Health & Medical Sciences (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Bioethics (AREA)
  • General Health & Medical Sciences (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L’invention concerne un procédé pour permettre à un organisme (1) d'effectuer des transactions avec un établissement (2) via une chaine de blocs, qui prévoit : la création d’un coffre-fort numérique (19) partagé ; l’enregistrement dans ce coffre-fort (19) d’adresse numériques (13, 14) respectives dudit organisme et dudit établissement ; puis, lorsque l’organisme (1) envoie des données pour effectuer une transaction avec l’établissement (2) : l'enregistrement par ledit organisme d’un certificat électronique correspondant auxdites données de transaction dans le coffre-fort (19), ainsi que d’un statut lié à une fonctionnalité opérationnelle effectuée par l’organisme (1) sur ledit certificat ; et lorsque l’un parmi l’organisme (1) et/ou l’établissement (2) effectue une fonctionnalité opérationnelle sur ledit certificat : l’enregistrement (49, 52) dans le coffre-fort (19) d’un statut lié à ladite fonctionnalité opérationnelle ; l’envoi d’une notification adaptée (50, 53) à l’autre parmi ledit organisme et/ou ledit établissement. Figure 3
FR2107951A 2021-07-22 2021-07-22 Procédé de transaction entre un organisme et un établissement sur une chaîne de blocs Active FR3125622B1 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
FR2107951A FR3125622B1 (fr) 2021-07-22 2021-07-22 Procédé de transaction entre un organisme et un établissement sur une chaîne de blocs
PCT/EP2022/070252 WO2023001846A1 (fr) 2021-07-22 2022-07-19 Procédé de transaction entre un organisme et un établissement sur une chaîne de blocs

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR2107951 2021-07-22
FR2107951A FR3125622B1 (fr) 2021-07-22 2021-07-22 Procédé de transaction entre un organisme et un établissement sur une chaîne de blocs

Publications (2)

Publication Number Publication Date
FR3125622A1 FR3125622A1 (fr) 2023-01-27
FR3125622B1 true FR3125622B1 (fr) 2024-05-03

Family

ID=78649366

Family Applications (1)

Application Number Title Priority Date Filing Date
FR2107951A Active FR3125622B1 (fr) 2021-07-22 2021-07-22 Procédé de transaction entre un organisme et un établissement sur une chaîne de blocs

Country Status (2)

Country Link
FR (1) FR3125622B1 (fr)
WO (1) WO2023001846A1 (fr)

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2019374899A1 (en) * 2018-11-09 2021-06-24 Visa International Service Association Digital fiat currency
CN112465470A (zh) * 2020-12-08 2021-03-09 中国光大银行股份有限公司 一种基于区块链的资金发放方法及系统

Also Published As

Publication number Publication date
FR3125622A1 (fr) 2023-01-27
WO2023001846A1 (fr) 2023-01-26

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