FR2810132A1 - Secure payment method for products and services offered via the Internet by use of a banker's card with the set top boxes provided by satellite or cable TV operators - Google Patents

Secure payment method for products and services offered via the Internet by use of a banker's card with the set top boxes provided by satellite or cable TV operators Download PDF

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Publication number
FR2810132A1
FR2810132A1 FR0007316A FR0007316A FR2810132A1 FR 2810132 A1 FR2810132 A1 FR 2810132A1 FR 0007316 A FR0007316 A FR 0007316A FR 0007316 A FR0007316 A FR 0007316A FR 2810132 A1 FR2810132 A1 FR 2810132A1
Authority
FR
France
Prior art keywords
operator
internet
individual
card
purchase
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
FR0007316A
Other languages
French (fr)
Inventor
Robert Jean Henri Gastineau
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to FR0007316A priority Critical patent/FR2810132A1/en
Priority to FR0008150A priority patent/FR2810134A1/en
Publication of FR2810132A1 publication Critical patent/FR2810132A1/en
Pending legal-status Critical Current

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
    • H04N21/41—Structure of client; Structure of client peripherals
    • H04N21/418—External card to be used in combination with the client device, e.g. for conditional access
    • H04N21/4185—External card to be used in combination with the client device, e.g. for conditional access for payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
    • H04N21/25—Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
    • H04N21/254—Management at additional data server, e.g. shopping server, rights management server
    • H04N21/2542—Management at additional data server, e.g. shopping server, rights management server for selling goods, e.g. TV shopping
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
    • H04N21/25—Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
    • H04N21/254—Management at additional data server, e.g. shopping server, rights management server
    • H04N21/2543—Billing, e.g. for subscription services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
    • H04N21/25—Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
    • H04N21/258—Client or end-user data management, e.g. managing client capabilities, user preferences or demographics, processing of multiple end-users preferences to derive collaborative data
    • H04N21/25808—Management of client data
    • H04N21/25816—Management of client data involving client authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
    • H04N21/43—Processing of content or additional data, e.g. demultiplexing additional data from a digital video stream; Elementary client operations, e.g. monitoring of home network or synchronising decoder's clock; Client middleware
    • H04N21/438—Interfacing the downstream path of the transmission network originating from a server, e.g. retrieving MPEG packets from an IP network
    • H04N21/4381—Recovering the multiplex stream from a specific network, e.g. recovering MPEG packets from ATM cells
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
    • H04N21/47—End-user applications
    • H04N21/478—Supplemental services, e.g. displaying phone caller identification, shopping application
    • H04N21/47805—Electronic banking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
    • H04N21/47—End-user applications
    • H04N21/478—Supplemental services, e.g. displaying phone caller identification, shopping application
    • H04N21/47815—Electronic shopping
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/60—Network structure or processes for video distribution between server and client or between remote clients; Control signalling between clients, server and network components; Transmission of management data between server and client, e.g. sending from server to client commands for recording incoming content stream; Communication details between server and client 
    • H04N21/63—Control signaling related to video distribution between client, server and network components; Network processes for video distribution between server and clients or between remote clients, e.g. transmitting basic layer and enhancement layers over different transmission paths, setting up a peer-to-peer communication via Internet between remote STB's; Communication protocols; Addressing
    • H04N21/643—Communication protocols
    • H04N21/64322—IP
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N7/00—Television systems
    • H04N7/16—Analogue secrecy systems; Analogue subscription systems
    • H04N7/173—Analogue secrecy systems; Analogue subscription systems with two-way working, e.g. subscriber sending a programme selection signal
    • H04N7/17309—Transmission or handling of upstream communications
    • H04N7/17318—Direct or substantially direct transmission and handling of requests

Landscapes

  • Engineering & Computer Science (AREA)
  • Multimedia (AREA)
  • Signal Processing (AREA)
  • Databases & Information Systems (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Graphics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Two-Way Televisions, Distribution Of Moving Picture Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Method has the following steps, proposition of a regulating mode, selection of a TV operator, entry of participant identification to a TV operator, e.g. a banker's card PIN, transmission in real time of information to a TV operator or an Internet server at the TV operator's site or a third party's site. Information transmitted to the TV operator are a product number and the price of the product or service. To complete the purchase a banker's card is entered into a set-top box or reader provided by a service provider enabling a transaction to be completed.

Description

La présente invention concerne l'utilisation du moyen de paiement par carte bancaire disponible sur les boîtiers des opérateurs de télévision par satellite ou par câble, afin de permettre aux particuliers le règlement des services ou produits offerts par des commerçants sur le réseau mondial INTERNET. The present invention relates to the use of the means of payment by bank card available on the boxes of satellite or cable television operators, in order to allow individuals to pay for the services or products offered by traders on the global INTERNET network.

Pour être mise en #uvre, cette invention nécessite des accords commerciaux avec - les organismes interbancaires compétents en terme de règlement carte bancaire - un ou opérateurs TV par satellite ou par câble qui louent vendent les boîtiers aux particuliers - les commerçants qui souhaitent utiliser ce nouveau moyen de paiement. règlements effectués sur INTERNET se font traditionnellement par la fourniture du numéro d'une carte bancaire. Les fraudes les plus courantes consistent à donner un numéro de carte qui n'est pas le sien. To be implemented, this invention requires commercial agreements with - the competent interbank organizations in terms of bank card settlement - one or satellite or cable TV operators who rent sell the boxes to individuals - traders who wish to use this new means of payment. payments made on the INTERNET are traditionally done by providing the number of a bank card. The most common frauds consist in giving a card number which is not his.

Les achats effectués par carte bancaire sur les boîtiers numériques sont sécurisés ont fait l'objet d'agréments par les autorités interbancaires. Ce moyen de paiement est surtout utilisé pour les propres services, essentiellement les achats de films à la séance, des opérateurs TV par satellite câble. Les différents films sont identifiés par des numéros de produit, chacun est associé à un prix. Purchases made by bank card on digital boxes are secure have been approved by the interbank authorities. This means of payment is mainly used for own services, essentially the purchase of films by the screening, of satellite TV cable operators. The different films are identified by product numbers, each associated with a price.

La présente invention consiste 1. A faire sorte que les commerçants ayant donnés leurs accords proposent sur leur serveur, lors de l'achat par le particulier sur INTERNET - 1.1 le de règlement proposé par cette invention. Par exemple u Par carte bancaire depuis un boîtier numérique - 1.2 la sélection, s'il y en a plusieurs, de l'opérateur TV concerné - 1.3 la saisie de l'identifiant du particulier chez l'opérateur TV concerné, le plus souvent il s'agit d'un numéro de carte numérique. The present invention consists 1. To make that the merchants having given their agreements offer on their server, during the purchase by the individual on the INTERNET - 1.1 the payment proposed by this invention. For example u By bank card from a digital box - 1.2 the selection, if there are several, of the TV operator concerned - 1.3 entering the identifier of the individual at the TV operator concerned, most often it this is a digital card number.

2. A transmettre, (si possible en temps réel), les informations à l'opérateur TV. Les principales informations sont - l'identifiant, précédemment saisi, du particulier chez l'opérateur TV - un numéro produit (qui peut être toujours le même par exemple 11111111) - le prix du service ou du produit. 2. To transmit the information (if possible in real time) to the TV operator. The main information is - the identifier, previously entered, of the individual at the TV operator - a product number (which can always be the same, for example 11111111) - the price of the service or product.

3. A l'aide de sa télécommande, le particulier, de la même façon que la commande d'un film, réalise son achat en introduisant sa carte bancaire dans le boîtier de l'opérateur et en sélectionnant le numéro du produit précédemment donné (par exemple 11111111). Le montant de l'achat peut être vérifié visuellement par: le particulier. 3. Using his remote control, individuals, in the same way as ordering a film, make their purchase by inserting their bank card in the operator's box and selecting the number of the product previously given ( for example 11111111). The amount of the purchase can be visually verified by: the individual.

4. L'opérateur Tv transmet en retour l'achat effectué, afin que le commerçant puisse recouvrer le montant auprès des organismes interbancaires. L'exploitation commerciale optimum de cette invention consi à définir et mettre place un serveur INTERNET afin de réaliser les tâches numérotées 1.2, 1.3, et 4.4. The operator Tv transmits the purchase made in return, so that the merchant can recover the amount from interbank organizations. The optimum commercial exploitation of this invention consists in defining and setting up an INTERNET server in order to carry out the tasks numbered 1.2, 1.3, and 4.

Claims (3)

REVENDICATIONS 1. Procédé mis en ceuvre dans un système utilisant un boîtier muni d'un moyen de paiement par carte bancaire mis à disposition par les opérateurs Tv par satellite ou par câble afin de régler des produits et services commandés par un particulier à un commerçant via Internet caractérisé en ce que, lors de l'achat par le particulier via Internet, le procédé exécute les étapes suivantes - proposition du mode règlement (facultatif), - sélection, s'il y en plusieurs, de l'opérateur Tv concerné, - saisie de l'identifiant du particulier chez l'opérateur TV concerné, le plus souvent, il s'agit d'un numéro de carte numérique, - transmission (si possible en temps réel) d'informations à l'opérateur TV ou à un éventuel serveur Internet qui peut être chez l'opérateur TV ou chez un tiers.1. Method implemented in a system using a box provided with a means of payment by bank card made available by Tv operators by satellite or by cable in order to pay for products and services ordered by an individual from a merchant via the Internet characterized in that, during the purchase by the individual via the Internet, the process carries out the following steps - proposal of the payment mode (optional), - selection, if there are several, of the Tv operator concerned, - input the identifier of the individual at the TV operator concerned, most often it is a digital card number, - transmission (if possible in real time) of information to the TV operator or to a possible Internet server which can be with the TV operator or with a third party. 2. Procédé, selon la revendication 1, caractérisé en ce que lesdites informations transmises sont - l'identifiant, précédemment saisi, du particulier chez l'opérateur TV, - un numéro de produit facultatif), - le prix du service ou du produit.2. Method according to claim 1, characterized in that said transmitted information is - the identifier, previously entered, of the individual at the TV operator, - an optional product number), - the price of the service or product. 3. Procédé selon la revendication 2, caractérisé en ce que le procédé comprend en autre les étapes suivantes - introduction par le particulier de sa carte bancaire dans le boîtier, - sélection du numéro produit ou d'une fonction particulière, - réalisation de l'achat de la même façon que la commande d'un film. 9. Procédé selon la revendication 3, caractérisé par l'étape de transmission de l'achat effectué vers commerçant, éventuellement via le serveur Internet chez l'opérateur TV ou chez un tiers.3. Method according to claim 2, characterized in that the method further comprises the following steps - introduction by the individual of his bank card into the housing, - selection of the product number or of a particular function, - realization of the purchase in the same way as ordering a film. 9. Method according to claim 3, characterized by the step of transmitting the purchase made to the merchant, possibly via the Internet server at the TV operator or at a third party.
FR0007316A 2000-06-08 2000-06-08 Secure payment method for products and services offered via the Internet by use of a banker's card with the set top boxes provided by satellite or cable TV operators Pending FR2810132A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
FR0007316A FR2810132A1 (en) 2000-06-08 2000-06-08 Secure payment method for products and services offered via the Internet by use of a banker's card with the set top boxes provided by satellite or cable TV operators
FR0008150A FR2810134A1 (en) 2000-06-08 2000-06-26 Payment for goods, etc. offered via the Internet and accessed via an interactive TV with a connection provided by a TV operator in which a banker's card is used for payment via a service access box that also requires PIN entry

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0007316A FR2810132A1 (en) 2000-06-08 2000-06-08 Secure payment method for products and services offered via the Internet by use of a banker's card with the set top boxes provided by satellite or cable TV operators

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FR2810132A1 true FR2810132A1 (en) 2001-12-14

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FR0007316A Pending FR2810132A1 (en) 2000-06-08 2000-06-08 Secure payment method for products and services offered via the Internet by use of a banker's card with the set top boxes provided by satellite or cable TV operators

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FR (1) FR2810132A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2012014185A1 (en) 2010-07-30 2012-02-02 Hubinak Emil System and method of cashless payment for purchase over a television channel

Citations (5)

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Publication number Priority date Publication date Assignee Title
US5475585A (en) * 1990-10-01 1995-12-12 Bush; Thomas A. Transactional processing system
EP0690399A2 (en) * 1994-06-30 1996-01-03 Tandem Computers Incorporated Remote financial transaction system
WO1996032702A1 (en) * 1995-04-10 1996-10-17 Smart Tv Co. Interactive smart card system for integrating the provision of remote and local services
WO1998043427A1 (en) * 1997-03-21 1998-10-01 Canal+ Societe Anonyme Broadcast and reception system, and receiver/decoder and remote controller therefor
US5878141A (en) * 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5475585A (en) * 1990-10-01 1995-12-12 Bush; Thomas A. Transactional processing system
EP0690399A2 (en) * 1994-06-30 1996-01-03 Tandem Computers Incorporated Remote financial transaction system
WO1996032702A1 (en) * 1995-04-10 1996-10-17 Smart Tv Co. Interactive smart card system for integrating the provision of remote and local services
US5878141A (en) * 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network
WO1998043427A1 (en) * 1997-03-21 1998-10-01 Canal+ Societe Anonyme Broadcast and reception system, and receiver/decoder and remote controller therefor

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
DROITCOURT J L: "UNDERSTANDING HOW INTERACTIVE TELEVISION SET TOP BOX WORKS... AND WHAT IT WILL MEAN TO THE CUSTOMER", INTERNATIONAL BROADCASTING CONVENTION,LONDON,GB, vol. 413, 14 September 1995 (1995-09-14), pages 382 - 394, XP000562377 *
HERFET T ET AL: "INTERNET-TV - KONVERGENZ VON DIENSTEN UND GERAETEN ?", FERNSEH UND KINOTECHNIK,DE,VDE VERLAG GMBH. BERLIN, vol. 52, no. 1/02, January 1998 (1998-01-01), pages 58 - 62,64, XP000668940, ISSN: 0015-0142 *

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2012014185A1 (en) 2010-07-30 2012-02-02 Hubinak Emil System and method of cashless payment for purchase over a television channel

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