FR2789194A1 - Financial service access configuring/programming system has information acquiring device that provides choice information among different choices of configuration and storage device stores selected choice information - Google Patents
Financial service access configuring/programming system has information acquiring device that provides choice information among different choices of configuration and storage device stores selected choice information Download PDFInfo
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- FR2789194A1 FR2789194A1 FR9901245A FR9901245A FR2789194A1 FR 2789194 A1 FR2789194 A1 FR 2789194A1 FR 9901245 A FR9901245 A FR 9901245A FR 9901245 A FR9901245 A FR 9901245A FR 2789194 A1 FR2789194 A1 FR 2789194A1
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- information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
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Abstract
Description
La présente invention concerne un système d'interface.The present invention relates to an interface system.
Plus particulièrement, I'invention se rapporte à un système d'interface à configuration programmable à choix multiples d'accès par un individu à des More particularly, the invention relates to an interface system with a programmable configuration with multiple choices of access by an individual to
services proposés par un organisme financier. services offered by a financial organization.
Les organismes financiers sans guichet, c'est-à-dire accessibles par exemple à partir d'un terminal d'ordinateur et d'un réseau de communication, Financial organizations without a window, i.e. accessible for example from a computer terminal and a communication network,
rencontrent de plus en plus de succès auprès du public pour diverses raisons. are increasingly popular with the public for a variety of reasons.
Cependant, les systèmes d'interface d'accès aux services proposés However, the interface systems for accessing the services offered
sont encore relativement rudimentaires, dans la mesure o ceux-ci sont figés. are still relatively rudimentary, insofar as these are frozen.
Le but de l'invention est donc de résoudre ces problèmes. The object of the invention is therefore to solve these problems.
A cet effet, l'invention a pour objet un système d'interface à configura- To this end, the invention relates to an interface system with configurable
tion programmable à choix multiples d'accès par un individu à des services pro- programmable multiple choice access by an individual to pro-
posés par un organisme financier, comportant: - des moyens d'acquisition d'informations d'identification de l'individu, set by a financial organization, comprising: - means of acquiring information identifying the individual,
- des moyens d'acquisition d'informations de choix réalisés par l'indivi- - means of acquiring choice information made by the individual
du parmi les différents choix de configuration proposés, - des moyens de stockage de ces informations de choix, et from among the different configuration choices offered, - means for storing this choice information, and
- des moyens de configuration du système d'interface selon ces infor- means for configuring the interface system according to this information;
mations de choix stockées, à chaque accès de l'individu aux services proposés. Choice of stored information, each time the individual accesses the services offered.
L'invention sera mieux comprise à l'aide de la description qui va sui- The invention will be better understood with the aid of the description which follows.
vre, donnée uniquement à titre d'exemple et faite en se référant au dessin an- glass, given only by way of example and made with reference to the drawing an-
nexé, qui représente un schéma synoptique illustrant un exemple de réalisation attached, which represents a block diagram illustrating an exemplary embodiment
d'un système d'interface selon l'invention. of an interface system according to the invention.
On a en effet représenté sur cette figure, un système d'interface d'ac- In this figure, an interface system has been shown.
cès par un individu à des services proposés par un organisme financier. by an individual to services offered by a financial organization.
Sur cette figure, I'organe financier est désigné par la référence géné- In this figure, the financial body is designated by the general reference
rale 1 et est équipé d'un système informatique dont l'un des points principaux est Lane 1 and is equipped with a computer system, one of the main points of which is
une base de données désignée par la référence générale 2. a database designated by the general reference 2.
Ce système informatique permet alors à cet organisme financier de This computer system then allows this financial organization to
gérer différents services proposés par exemple au public. manage different services offered for example to the public.
L'accès à ces services se fait à travers un système d'interface désigné Access to these services is through a designated interface system
par la référence générale 3 à partir par exemple d'un terminal d'ordinateur dési- by the general reference 3, for example from a computer terminal
gné par la référence générale 4. hindered by the general reference 4.
Chaque individu désirant se connecter au système informatique de Each individual wishing to connect to the computer system of
l'organisme financier peut alors le faire à travers ce terminal d'ordinateur, con- the financial institution can then do so through this computer terminal,
necté par un réseau quelconque de transmission d'informations. connected by any information transmission network.
Bien entendu, d'autres moyens d'échange d'informations avec le sys- Of course, other means of exchanging information with the system
tème informatique de l'organisme financier peuvent être envisagés. Financial institution IT can be considered.
Selon l'invention, le système d'interface 3 est un système à configura- According to the invention, the interface system 3 is a configurable system.
tion programmable à choix multiples qui comporte des moyens d'acquisition multiple choice programmable tion which includes acquisition means
d'informations d'identification de l'individu et des moyens d'acquisition d'informa- information identifying the individual and the means of acquiring information
tions de choix réalisés par l'individu parmi les différents choix de configuration choices made by the individual among the different configuration choices
proposés.proposed.
Ces moyens sont schématisés par le bloc désigné par la référence These means are shown schematically by the block designated by the reference
générale 5 sur cette figure, ce bloc étant relié par exemple au terminal d'ordina- general 5 in this figure, this block being connected for example to the computer terminal
teur 4 et au système d'interface 3. 4 and to the interface system 3.
De plus, il est prévu des moyens de stockage des informations de In addition, means are provided for storing information of
choix réalisés par l'individu parmi les différents choix de configuration proposés. choices made by the individual among the different configuration choices offered.
Ces moyens sont désignés par la référence générale 6 et permettent de piloter la configuration du système d'interface selon ces informations de choix stockées, à These means are designated by the general reference 6 and make it possible to control the configuration of the interface system according to this stored choice information, at
chaque accès de l'individu aux services proposés. each individual's access to the services offered.
Ces informations de choix peuvent par exemple comporter des infor- This choice information can, for example, include information
mations de choix du mode de communication de l'individu avec l'organisme fi- choice of how the individual communicates with the organism
nancier, du chemin d'accès aux services proposés par l'organisme, de la langue de communication, de la monnaie utilisée, etc. nancial, the path to the services offered by the organization, the language of communication, the currency used, etc.
Lors d'un premier accès de l'individu aux services proposés, I'orga- When the individual first accesses the services offered, the organization
nisme financier lui propose de personnaliser le système d'interface selon ses financial nism offers him to customize the interface system according to his
propres choix.own choices.
Les différentes possibilités de choix sont alors présentées à l'individu qui, par l'intermédiaire de son terminal, entre ses informations d'identification et The different possibilities of choice are then presented to the individual who, via his terminal, enters his identification information and
les différents choix qu'il effectue parmi les choix proposés. the different choices he makes among the choices offered.
Une fois ces différents choix réalisés, ceux-ci sont stockés dans les moyens de stockage d'informations 6, ce qui permet, lors de chaque connexion de l'individu, de retrouver les informations de choix stockées afin de configurer le Once these different choices have been made, they are stored in the information storage means 6, which makes it possible, during each connection of the individual, to find the choice information stored in order to configure the
système d'interface.interface system.
Il va de soi bien entendu que d'autres modes de réalisation de ce système peuvent être envisagés et que différents moyens d'accès de l'individu à It goes without saying of course that other embodiments of this system can be envisaged and that different means of access for the individual to
l'organisme peuvent être envisagés. the organism can be considered.
Bien entendu également, des choix autres que ceux mentionnés pré- Of course also, choices other than those mentioned above
cédemment, peuvent être proposés à l'individu. can be offered to the individual.
Claims (3)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR9901245A FR2789194B1 (en) | 1999-02-03 | 1999-02-03 | MULTI-CHOICE PROGRAMMABLE CONFIGURATION INTERFACE SYSTEM FOR ACCESS TO FINANCIAL SERVICES |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR9901245A FR2789194B1 (en) | 1999-02-03 | 1999-02-03 | MULTI-CHOICE PROGRAMMABLE CONFIGURATION INTERFACE SYSTEM FOR ACCESS TO FINANCIAL SERVICES |
Publications (2)
Publication Number | Publication Date |
---|---|
FR2789194A1 true FR2789194A1 (en) | 2000-08-04 |
FR2789194B1 FR2789194B1 (en) | 2001-11-16 |
Family
ID=9541552
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
FR9901245A Expired - Fee Related FR2789194B1 (en) | 1999-02-03 | 1999-02-03 | MULTI-CHOICE PROGRAMMABLE CONFIGURATION INTERFACE SYSTEM FOR ACCESS TO FINANCIAL SERVICES |
Country Status (1)
Country | Link |
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FR (1) | FR2789194B1 (en) |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1998038558A2 (en) * | 1997-02-12 | 1998-09-03 | Citibank, N.A. | Method and system for using intelligent agents for financial transactions, services, accounting, and advice |
US5815665A (en) * | 1996-04-03 | 1998-09-29 | Microsoft Corporation | System and method for providing trusted brokering services over a distributed network |
US5866889A (en) * | 1995-06-07 | 1999-02-02 | Citibank, N.A. | Integrated full service consumer banking system and system and method for opening an account |
-
1999
- 1999-02-03 FR FR9901245A patent/FR2789194B1/en not_active Expired - Fee Related
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5866889A (en) * | 1995-06-07 | 1999-02-02 | Citibank, N.A. | Integrated full service consumer banking system and system and method for opening an account |
US5815665A (en) * | 1996-04-03 | 1998-09-29 | Microsoft Corporation | System and method for providing trusted brokering services over a distributed network |
WO1998038558A2 (en) * | 1997-02-12 | 1998-09-03 | Citibank, N.A. | Method and system for using intelligent agents for financial transactions, services, accounting, and advice |
Also Published As
Publication number | Publication date |
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FR2789194B1 (en) | 2001-11-16 |
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Legal Events
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CD | Change of name or company name | ||
ST | Notification of lapse |
Effective date: 20091030 |