FI990053A0 - Menetelmä ja järjestelmä maksunhallintaan - Google Patents
Menetelmä ja järjestelmä maksunhallintaanInfo
- Publication number
- FI990053A0 FI990053A0 FI990053A FI990053A FI990053A0 FI 990053 A0 FI990053 A0 FI 990053A0 FI 990053 A FI990053 A FI 990053A FI 990053 A FI990053 A FI 990053A FI 990053 A0 FI990053 A0 FI 990053A0
- Authority
- FI
- Finland
- Prior art keywords
- systems
- control procedures
- payment control
- payment
- procedures
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Mobile Radio Communication Systems (AREA)
- Telephonic Communication Services (AREA)
- Telephone Function (AREA)
Priority Applications (7)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FI990053A FI105243B (fi) | 1999-01-13 | 1999-01-13 | Menetelmä ja järjestelmä maksunhallintaan |
AU21140/00A AU772087B2 (en) | 1999-01-13 | 2000-01-12 | Method and system for the management of payment |
EP00901172A EP1153374A1 (en) | 1999-01-13 | 2000-01-12 | Method and system for the management of payment |
JP2000594088A JP2002535762A (ja) | 1999-01-13 | 2000-01-12 | 支払管理方法およびそのシステム |
PCT/FI2000/000020 WO2000042581A1 (fi) | 1999-01-13 | 2000-01-12 | Method and system for the management of payment |
CN00802802.8A CN1337034A (zh) | 1999-01-13 | 2000-01-12 | 管理付费的方法和系统 |
US09/903,225 US7107078B2 (en) | 1999-01-13 | 2001-07-11 | Method and system for the effecting payments by means of a mobile station |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FI990053 | 1999-01-13 | ||
FI990053A FI105243B (fi) | 1999-01-13 | 1999-01-13 | Menetelmä ja järjestelmä maksunhallintaan |
Publications (2)
Publication Number | Publication Date |
---|---|
FI990053A0 true FI990053A0 (fi) | 1999-01-13 |
FI105243B FI105243B (fi) | 2000-06-30 |
Family
ID=8553336
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
FI990053A FI105243B (fi) | 1999-01-13 | 1999-01-13 | Menetelmä ja järjestelmä maksunhallintaan |
Country Status (7)
Country | Link |
---|---|
US (1) | US7107078B2 (fi) |
EP (1) | EP1153374A1 (fi) |
JP (1) | JP2002535762A (fi) |
CN (1) | CN1337034A (fi) |
AU (1) | AU772087B2 (fi) |
FI (1) | FI105243B (fi) |
WO (1) | WO2000042581A1 (fi) |
Families Citing this family (39)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7000001B2 (en) * | 2000-09-12 | 2006-02-14 | Research In Motion Limited | Bookmark beacon system and method |
US7333947B2 (en) | 2000-11-13 | 2008-02-19 | Anoto Ab | Network-based system |
GB0027922D0 (en) * | 2000-11-15 | 2001-01-03 | Haidar Mahmoud N Y | Electronic payment and associated systems |
EP1391809A4 (en) | 2001-05-24 | 2007-10-17 | Sony Corp | SERVICE DELIVERY METHOD AND INTEGRATED CIRCUIT |
US7054430B2 (en) | 2001-08-23 | 2006-05-30 | Paymentone Corporation | Method and apparatus to validate a subscriber line |
US20050080634A1 (en) * | 2001-09-06 | 2005-04-14 | Nokia Corporation | Method and network element for paying by a mobile terminal through a communication network |
WO2003049364A1 (en) | 2001-12-04 | 2003-06-12 | Conceptm Company Limited | System and method for facilitating electronic financial transactions using a mobile telecommunication device |
US6726092B2 (en) | 2001-12-28 | 2004-04-27 | Interdigital Technology Corporation | Portable device service payments by multiple means |
EP2048865A3 (en) * | 2002-03-12 | 2009-04-29 | InterDigital Technology Corporation | Apparatus for and method of selecting payment source for communication services |
DE50304351D1 (de) * | 2003-01-08 | 2006-09-07 | Siemens Ag | Verfahren zum Durchführen von Zahlungsvorgängen mittels eines Telekommunikationsnetzes |
EP1450320A1 (de) * | 2003-02-21 | 2004-08-25 | Swisscom Mobile AG | Zahlungsmodul mit mehreren Zahlungskonten, Zahlungssystem und Zahlungsverfahren |
EP1450316B1 (de) * | 2003-02-21 | 2014-08-27 | Swisscom AG | Verfahren und Modul zur Verwaltung eines Wertkontos |
EP1771827A1 (fr) * | 2004-06-30 | 2007-04-11 | France Télécom | Procede et systeme de paiement electronique universel |
US7945240B1 (en) * | 2005-05-13 | 2011-05-17 | At&T Mobility Ii Llc | Mobile communications billing architecture |
US8200579B2 (en) | 2006-02-28 | 2012-06-12 | The Invention Science Fund I, Llc | Using payment mode rankings responsive to item attributes |
US7953664B2 (en) * | 2006-02-28 | 2011-05-31 | The Invention Science Fund I, Llc | Using payment indicators in a common image |
EP1881688A1 (de) * | 2006-07-19 | 2008-01-23 | Siemens Aktiengesellschaft | Verfahren zum Auswählen eines Kontos für eine Abrechnung eines mittels eines Kommunikationsnetzes angebotenen Dienstes |
FR2905021B1 (fr) * | 2006-08-18 | 2010-06-11 | Paycool Int Ltd | Procede et systeme de paiement a l'aide d'un telephone mobile |
FR2908211B1 (fr) * | 2006-11-08 | 2009-02-20 | Paycool Int Ltd | Procede et systeme de retrait d'argent a l'aide d'un telephone mobile |
WO2008106079A1 (en) * | 2007-02-26 | 2008-09-04 | Flypaper Inc. | Non-intrusive advertising using a mobile terminal |
US8156543B2 (en) | 2007-04-17 | 2012-04-10 | Visa U.S.A. | Method and system for authenticating a party to a transaction |
US8688570B2 (en) * | 2007-04-27 | 2014-04-01 | American Express Travel Related Services Company, Inc. | System and method for performing person-to-person funds transfers via wireless communications |
US8543496B2 (en) | 2007-04-27 | 2013-09-24 | American Express Travel Related Services Company, Inc. | User experience on mobile phone |
US20080270301A1 (en) * | 2007-04-27 | 2008-10-30 | American Express Travel Related Services Co., Inc. | Mobile payment system and method |
US8620260B2 (en) | 2007-04-27 | 2013-12-31 | American Express Travel Related Services Company, Inc. | Payment application download to mobile phone and phone personalization |
US20090192926A1 (en) * | 2008-01-30 | 2009-07-30 | Intuit Inc. | Real-time payroll |
JP5349589B2 (ja) | 2008-06-25 | 2013-11-20 | テレフオンアクチーボラゲット エル エム エリクソン(パブル) | 動的支払方法及び装置 |
US10454693B2 (en) | 2009-09-30 | 2019-10-22 | Visa International Service Association | Mobile payment application architecture |
US9544303B2 (en) * | 2009-10-23 | 2017-01-10 | Apriva, Llc | System and device for consolidating SIM, personal token, and associated applications for selecting a transaction settlement entity |
US20110238579A1 (en) * | 2009-10-23 | 2011-09-29 | Apriva, Llc | System and device for facilitating a secure transaction with a validated token |
US9516017B2 (en) | 2009-10-23 | 2016-12-06 | Apriva, Llc | System and device for consolidating SIM, personal token, and associated applications for electronic wallet transactions |
US20110238580A1 (en) * | 2009-10-23 | 2011-09-29 | Apriva, Llc | System and device for consolidating sim, personal token, and associated applications for secure transmission of sensitive data |
EP2491524A4 (en) * | 2009-10-23 | 2014-10-01 | Apriva Llc | SYSTEM AND DEVICE FOR CONSOLIDATING SIM, PERSONAL TOKEN AND ASSOCIATED APPLICATIONS |
US20110237224A1 (en) * | 2009-10-23 | 2011-09-29 | Apriva, Llc | System and device for facilitating remote invocation of personal token capabilities |
US9112857B2 (en) * | 2009-10-23 | 2015-08-18 | Apriva, Llc | System and device for facilitating a wireless transaction by consolidating SIM, personal token, and associated applications |
US9953311B2 (en) | 2013-09-25 | 2018-04-24 | Visa International Service Association | Systems and methods for incorporating QR codes |
US10990941B1 (en) | 2014-08-15 | 2021-04-27 | Jpmorgan Chase Bank, N.A. | Systems and methods for facilitating payments |
CN106156087A (zh) * | 2015-04-01 | 2016-11-23 | 阿里巴巴集团控股有限公司 | 数据处理方法及装置 |
US10552859B2 (en) | 2015-05-06 | 2020-02-04 | Obsidian Networks, Inc. | Systems, methods, and apparatuses for tender steering |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6654378B1 (en) * | 1992-03-18 | 2003-11-25 | Broadcom Corp. | Transaction control system including portable data terminal and mobile customer service station |
US5387784A (en) * | 1990-10-30 | 1995-02-07 | Societe D'applications Generales D'electricite Et De Mecanique Sagem | Portable payment terminals and network for such terminals |
EP0960402B1 (en) * | 1996-06-19 | 2007-09-26 | Behruz Vazvan | Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data |
US6314406B1 (en) * | 1996-06-26 | 2001-11-06 | Telxon Corporation | Customer information network |
US6331972B1 (en) * | 1997-02-03 | 2001-12-18 | Motorola, Inc. | Personal data storage and transaction device system and method |
FR2803071B1 (fr) * | 1999-12-23 | 2002-11-22 | Sagem | Terminal de paiement par carte a puce |
-
1999
- 1999-01-13 FI FI990053A patent/FI105243B/fi active
-
2000
- 2000-01-12 CN CN00802802.8A patent/CN1337034A/zh active Pending
- 2000-01-12 JP JP2000594088A patent/JP2002535762A/ja not_active Withdrawn
- 2000-01-12 EP EP00901172A patent/EP1153374A1/en not_active Ceased
- 2000-01-12 WO PCT/FI2000/000020 patent/WO2000042581A1/fi not_active Application Discontinuation
- 2000-01-12 AU AU21140/00A patent/AU772087B2/en not_active Ceased
-
2001
- 2001-07-11 US US09/903,225 patent/US7107078B2/en not_active Expired - Lifetime
Also Published As
Publication number | Publication date |
---|---|
JP2002535762A (ja) | 2002-10-22 |
CN1337034A (zh) | 2002-02-20 |
EP1153374A1 (en) | 2001-11-14 |
WO2000042581A1 (fi) | 2000-07-20 |
AU772087B2 (en) | 2004-04-08 |
US7107078B2 (en) | 2006-09-12 |
US20030060186A1 (en) | 2003-03-27 |
AU2114000A (en) | 2000-08-01 |
FI105243B (fi) | 2000-06-30 |
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