ES2430738R2 - MOBILE DEVICE, SYSTEM AND METHOD FOR ELECTRONIC PAYMENT - Google Patents

MOBILE DEVICE, SYSTEM AND METHOD FOR ELECTRONIC PAYMENT Download PDF

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Publication number
ES2430738R2
ES2430738R2 ES201330285A ES201330285A ES2430738R2 ES 2430738 R2 ES2430738 R2 ES 2430738R2 ES 201330285 A ES201330285 A ES 201330285A ES 201330285 A ES201330285 A ES 201330285A ES 2430738 R2 ES2430738 R2 ES 2430738R2
Authority
ES
Spain
Prior art keywords
code
recipient
issuer
electronic payment
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
ES201330285A
Other languages
Spanish (es)
Other versions
ES2430738A2 (en
ES2430738B1 (en
Inventor
Jaume BOSCH HUGUET
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to ES201330285A priority Critical patent/ES2430738B1/en
Publication of ES2430738A2 publication Critical patent/ES2430738A2/en
Priority to PCT/ES2014/070154 priority patent/WO2014131933A1/en
Publication of ES2430738R2 publication Critical patent/ES2430738R2/en
Application granted granted Critical
Publication of ES2430738B1 publication Critical patent/ES2430738B1/en
Withdrawn - After Issue legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephone Function (AREA)

Abstract

Método de pago electrónico implementado por ordenador que comprende, al menos las etapas de: (i) emisión de un código que contiene la información necesaria para realizar una transacción económica entre un emisor y un receptor de dicho código; (ii) recepción del código emitido y que contiene los datos de la transacción por parte del receptor; de tal forma que se muestran los datos contenidos en el código emitido para su autorización por parte de dicho receptor; (iii) una etapa de conexión con la entidad financiera del receptor comunicándole los datos de la transacción económica para la realización del pago al emisor una vez que la autorización ha sido formulada por dicho emisor; y (iv) notificación, tanto al receptor como al emisor, que el pago ha sido realizado correctamente, finalizando el proceso de compra.Electronic payment method implemented by computer that includes, at least the stages of: (i) issuing a code that contains the information necessary to carry out an economic transaction between a sender and a receiver of said code; (ii) reception of the code issued and containing the transaction data by the recipient; in such a way that the data contained in the code issued for authorization by said receiver is shown; (iii) a stage of connection with the recipient's financial entity by communicating the data of the economic transaction for the payment to the issuer once the authorization has been formulated by said issuer; and (iv) notification, both to the recipient and to the issuer, that the payment has been made correctly, ending the purchase process.

ES201330285A 2013-02-28 2013-02-28 MOBILE DEVICE, SYSTEM AND METHOD FOR ELECTRONIC PAYMENT Withdrawn - After Issue ES2430738B1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
ES201330285A ES2430738B1 (en) 2013-02-28 2013-02-28 MOBILE DEVICE, SYSTEM AND METHOD FOR ELECTRONIC PAYMENT
PCT/ES2014/070154 WO2014131933A1 (en) 2013-02-28 2014-02-28 Mobile device, system and method for electronic payment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ES201330285A ES2430738B1 (en) 2013-02-28 2013-02-28 MOBILE DEVICE, SYSTEM AND METHOD FOR ELECTRONIC PAYMENT

Publications (3)

Publication Number Publication Date
ES2430738A2 ES2430738A2 (en) 2013-11-21
ES2430738R2 true ES2430738R2 (en) 2014-10-23
ES2430738B1 ES2430738B1 (en) 2015-08-11

Family

ID=50097499

Family Applications (1)

Application Number Title Priority Date Filing Date
ES201330285A Withdrawn - After Issue ES2430738B1 (en) 2013-02-28 2013-02-28 MOBILE DEVICE, SYSTEM AND METHOD FOR ELECTRONIC PAYMENT

Country Status (2)

Country Link
ES (1) ES2430738B1 (en)
WO (1) WO2014131933A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2016116773A1 (en) * 2015-01-21 2016-07-28 Fernández-Borja Mauricio Raúl System for the acquisition of electronic services and/or products using electronic messages
ES2555037B1 (en) * 2015-11-02 2016-10-19 Betafix Services S.L. Membership identification system and method for said system
WO2017182012A1 (en) * 2016-04-20 2017-10-26 Bancoink Sas Digital microfinance system for coins
ES2700898A1 (en) * 2018-02-27 2019-02-19 Happy Punt S L U SYSTEM AND PROCEDURE IDENTIFIER OF AN OBJECT OR PERSON BEARING AN ISSUING DEVICE (Machine-translation by Google Translate, not legally binding)

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130018782A1 (en) * 2011-07-18 2013-01-17 Tiger T G Zhou Methods and systems for facilitating mobile device payments using codes and cashback business model
TW201135619A (en) * 2010-04-07 2011-10-16 Era Comm Co Ltd Electronic transaction method and system utilizing QR code
US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems

Also Published As

Publication number Publication date
WO2014131933A1 (en) 2014-09-04
ES2430738A2 (en) 2013-11-21
ES2430738B1 (en) 2015-08-11

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