EP3201856A4 - Traitement sécurisé de données - Google Patents

Traitement sécurisé de données Download PDF

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Publication number
EP3201856A4
EP3201856A4 EP15846067.5A EP15846067A EP3201856A4 EP 3201856 A4 EP3201856 A4 EP 3201856A4 EP 15846067 A EP15846067 A EP 15846067A EP 3201856 A4 EP3201856 A4 EP 3201856A4
Authority
EP
European Patent Office
Prior art keywords
data
secure processing
secure
processing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP15846067.5A
Other languages
German (de)
English (en)
Other versions
EP3201856A1 (fr
Inventor
Edison U. ORTIZ
Terry W. LEE
Linda Mantia
Pawan KHANDAVILLI
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Royal Bank of Canada
Original Assignee
Royal Bank of Canada
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Royal Bank of Canada filed Critical Royal Bank of Canada
Priority to EP22187813.5A priority Critical patent/EP4141770A1/fr
Publication of EP3201856A1 publication Critical patent/EP3201856A1/fr
Publication of EP3201856A4 publication Critical patent/EP3201856A4/fr
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/03—Protecting confidentiality, e.g. by encryption
    • H04W12/033—Protecting confidentiality, e.g. by encryption of the user plane, e.g. user's traffic
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • H04L63/0435—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply symmetric encryption, i.e. same key used for encryption and decryption
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/04—Key management, e.g. using generic bootstrapping architecture [GBA]
EP15846067.5A 2014-09-29 2015-09-29 Traitement sécurisé de données Ceased EP3201856A4 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP22187813.5A EP4141770A1 (fr) 2014-09-29 2015-09-29 Traitement de données sécurisé

Applications Claiming Priority (8)

Application Number Priority Date Filing Date Title
US201462056688P 2014-09-29 2014-09-29
US201462058799P 2014-10-02 2014-10-02
US201462065280P 2014-10-17 2014-10-17
US201462078683P 2014-11-12 2014-11-12
US201462084549P 2014-11-25 2014-11-25
US201462089210P 2014-12-08 2014-12-08
US201562118990P 2015-02-20 2015-02-20
PCT/CA2015/000519 WO2016049745A1 (fr) 2014-09-29 2015-09-29 Traitement sécurisé de données

Related Child Applications (1)

Application Number Title Priority Date Filing Date
EP22187813.5A Division EP4141770A1 (fr) 2014-09-29 2015-09-29 Traitement de données sécurisé

Publications (2)

Publication Number Publication Date
EP3201856A1 EP3201856A1 (fr) 2017-08-09
EP3201856A4 true EP3201856A4 (fr) 2018-06-06

Family

ID=55629189

Family Applications (2)

Application Number Title Priority Date Filing Date
EP22187813.5A Pending EP4141770A1 (fr) 2014-09-29 2015-09-29 Traitement de données sécurisé
EP15846067.5A Ceased EP3201856A4 (fr) 2014-09-29 2015-09-29 Traitement sécurisé de données

Family Applications Before (1)

Application Number Title Priority Date Filing Date
EP22187813.5A Pending EP4141770A1 (fr) 2014-09-29 2015-09-29 Traitement de données sécurisé

Country Status (5)

Country Link
EP (2) EP4141770A1 (fr)
CN (1) CN107004195A (fr)
AU (3) AU2015327722A1 (fr)
CA (1) CA2961916C (fr)
WO (1) WO2016049745A1 (fr)

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CA2946122A1 (fr) 2014-04-16 2015-10-22 Iex Group, Inc. Systemes et procedes de fourniture d'informations actualisees pour des transactions
JP6655606B2 (ja) 2014-08-22 2020-02-26 アイイーエックス グループ，インコーポレーテッド 電子取引システムにおけるダイナミックペグ注文
US10706470B2 (en) 2016-12-02 2020-07-07 Iex Group, Inc. Systems and methods for processing full or partially displayed dynamic peg orders in an electronic trading system
US10311515B2 (en) 2014-09-17 2019-06-04 Iex Group, Inc. System and method for a semi-lit market
US11037139B1 (en) 2015-03-19 2021-06-15 Wells Fargo Bank, N.A. Systems and methods for smart card mobile device authentication
US11188919B1 (en) 2015-03-27 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
US20170169407A1 (en) * 2015-12-14 2017-06-15 Mikko Vaananen Method and means for social network payments
US11113688B1 (en) 2016-04-22 2021-09-07 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
FI127624B (fi) * 2016-04-25 2018-10-31 Gurulogic Microsystems Oy Transaktiojärjestely
CN106022743A (zh) * 2016-06-01 2016-10-12 中国银联股份有限公司 点对点转账系统和方法
WO2018044334A1 (fr) 2016-09-02 2018-03-08 Iex Group. Inc. Système et procédé de création de flux d'événements à précision temporelle
US11113690B2 (en) * 2016-12-22 2021-09-07 Mastercard International Incorporated Systems and methods for processing data messages from a user vehicle
EP3385894B1 (fr) * 2017-04-03 2021-07-21 PLC Group AG Procédé de production d'une transaction signée de manière cryptographique
US11507954B2 (en) * 2017-04-19 2022-11-22 Jpmorgan Chase Bank, N.A. Systems and methods for conducting transactions using a surrogate pin
CN110832518B (zh) * 2017-04-19 2024-04-19 维萨国际服务协会 使用远程销售点系统进行安全交易的系统、方法和设备
TWI643148B (zh) * 2017-06-02 2018-12-01 中華電信股份有限公司 Mobile device, method, computer program product, and distribution system thereof for configuring ticket co-branded credit card based on coding technology
US10430350B1 (en) 2017-06-27 2019-10-01 Wells Fargo Bank, N.A. Secure storage of data through a multifaceted security scheme
CN108595552B (zh) * 2018-04-10 2022-09-27 平安科技（深圳）有限公司 数据立方体发布方法、装置、电子设备和存储介质
WO2019198848A1 (fr) * 2018-04-13 2019-10-17 주식회사 로드시스템 Système de remboursement de taxes d'étrangers
US10504160B1 (en) * 2018-06-01 2019-12-10 Charles Isgar Charity donation system
TWI695337B (zh) * 2018-10-25 2020-06-01 玉山商業銀行股份有限公司 信用卡綁定方法及交易系統
WO2020093076A2 (fr) * 2018-11-02 2020-05-07 Thandisizwe Ezwenilethu Pama Système de localisation de dispositif de transaction
CN109584087B (zh) * 2018-11-12 2021-04-13 泰康保险集团股份有限公司 信息处理方法、装置和存储介质
FR3097350B1 (fr) * 2019-06-14 2021-10-29 Ingenico Group Procédé d’assistance à l’utilisation d’un dispositif de transaction électronique.
TWI714154B (zh) * 2019-07-03 2020-12-21 續天曙 可同時獲取多彩金之彩金遊戲系統
WO2021025989A1 (fr) * 2019-08-02 2021-02-11 Mastercard International Incorporated Système et procédé pour prendre en charge la capacité d'acceptation de paiement pour des commerçants
US11769133B2 (en) * 2019-08-27 2023-09-26 Mastercard International Incorporated Methods, systems and computer program products for prepayment towards goods or services at point-of-sale terminals
US11941608B1 (en) 2019-09-18 2024-03-26 Wells Fargo Bank, N.A. Systems and methods for a transaction card having a customer-specific URL
US10909544B1 (en) 2019-12-26 2021-02-02 Capital One Services, Llc Accessing and utilizing multiple loyalty point accounts
CN111813783B (zh) * 2020-07-27 2024-03-26 南方电网数字电网研究院有限公司 数据处理方法、装置、计算机设备和存储介质
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Also Published As

Publication number Publication date
WO2016049745A1 (fr) 2016-04-07
AU2021203623A1 (en) 2021-07-01
EP4141770A1 (fr) 2023-03-01
CN107004195A (zh) 2017-08-01
CA2961916A1 (fr) 2016-04-07
CA2961916C (fr) 2023-10-24
EP3201856A1 (fr) 2017-08-09
AU2015327722A1 (en) 2017-04-20
AU2023210563A1 (en) 2023-08-24

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