EP3201856A4 - Secure processing of data - Google Patents

Secure processing of data Download PDF

Info

Publication number
EP3201856A4
EP3201856A4 EP15846067.5A EP15846067A EP3201856A4 EP 3201856 A4 EP3201856 A4 EP 3201856A4 EP 15846067 A EP15846067 A EP 15846067A EP 3201856 A4 EP3201856 A4 EP 3201856A4
Authority
EP
European Patent Office
Prior art keywords
data
secure processing
secure
processing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
EP15846067.5A
Other languages
German (de)
French (fr)
Other versions
EP3201856A1 (en
Inventor
Edison U. ORTIZ
Terry W. LEE
Linda Mantia
Pawan KHANDAVILLI
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Royal Bank of Canada
Original Assignee
Royal Bank of Canada
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US201462056688P priority Critical
Priority to US201462058799P priority
Priority to US201462065280P priority
Priority to US201462078683P priority
Priority to US201462084549P priority
Priority to US201462089210P priority
Priority to US201562118990P priority
Application filed by Royal Bank of Canada filed Critical Royal Bank of Canada
Priority to PCT/CA2015/000519 priority patent/WO2016049745A1/en
Publication of EP3201856A1 publication Critical patent/EP3201856A1/en
Publication of EP3201856A4 publication Critical patent/EP3201856A4/en
Application status is Pending legal-status Critical

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterized in that multiple accounts are available to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229Use of the SIM of a M-device as secure element
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity ; Protecting confidentiality; Key management; Integrity; Mobile application security; Using identity modules; Secure pairing of devices; Context aware security; Lawful interception
    • H04W12/001Protecting confidentiality, e.g. by encryption or ciphering
    • H04W12/0013Protecting confidentiality, e.g. by encryption or ciphering of user plane, e.g. user traffic
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/04Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • H04L63/0435Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply symmetric encryption, i.e. same key used for encryption and decryption
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity ; Protecting confidentiality; Key management; Integrity; Mobile application security; Using identity modules; Secure pairing of devices; Context aware security; Lawful interception
    • H04W12/04Key management, e.g. by generic bootstrapping architecture [GBA]
EP15846067.5A 2014-09-29 2015-09-29 Secure processing of data Pending EP3201856A4 (en)

Priority Applications (8)

Application Number Priority Date Filing Date Title
US201462056688P true 2014-09-29 2014-09-29
US201462058799P true 2014-10-02 2014-10-02
US201462065280P true 2014-10-17 2014-10-17
US201462078683P true 2014-11-12 2014-11-12
US201462084549P true 2014-11-25 2014-11-25
US201462089210P true 2014-12-08 2014-12-08
US201562118990P true 2015-02-20 2015-02-20
PCT/CA2015/000519 WO2016049745A1 (en) 2014-09-29 2015-09-29 Secure processing of data

Publications (2)

Publication Number Publication Date
EP3201856A1 EP3201856A1 (en) 2017-08-09
EP3201856A4 true EP3201856A4 (en) 2018-06-06

Family

ID=55629189

Family Applications (1)

Application Number Title Priority Date Filing Date
EP15846067.5A Pending EP3201856A4 (en) 2014-09-29 2015-09-29 Secure processing of data

Country Status (5)

Country Link
EP (1) EP3201856A4 (en)
CN (1) CN107004195A (en)
AU (1) AU2015327722A1 (en)
CA (1) CA2961916A1 (en)
WO (1) WO2016049745A1 (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
BR112015005550A2 (en) 2012-09-12 2017-07-04 Iex Group Inc transmission latency leveling apparatus, methods and systems
WO2015161072A1 (en) 2014-04-16 2015-10-22 Iex Group, Inc. Systems and methods for providing up-to-date information for transactions
KR20170047292A (en) 2014-08-22 2017-05-04 아이이엑스 그룹, 인크. Dynamic peg orders in an electronic trading system
US10311515B2 (en) 2014-09-17 2019-06-04 Iex Group, Inc. System and method for a semi-lit market
FI127624B (en) * 2016-04-25 2018-10-31 Gurulogic Microsystems Oy Transaction arrangement
CN106022743A (en) * 2016-06-01 2016-10-12 中国银联股份有限公司 Point-to-point fund transfer system and point-to-point fund transfer method
TWI643148B (en) * 2017-06-02 2018-12-01 中華電信股份有限公司 Mobile device, method, computer program product, and distribution system thereof for configuring ticket co-branded credit card based on coding technology

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8818867B2 (en) * 2011-11-14 2014-08-26 At&T Intellectual Property I, L.P. Security token for mobile near field communication transactions
US9043609B2 (en) * 2012-07-19 2015-05-26 Bank Of America Corporation Implementing security measures for authorized tokens used in mobile transactions
CA2830260A1 (en) * 2012-10-17 2014-04-17 Royal Bank Of Canada Virtualization and secure processing of data

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
No further relevant documents disclosed *
See also references of WO2016049745A1 *

Also Published As

Publication number Publication date
AU2015327722A1 (en) 2017-04-20
CN107004195A (en) 2017-08-01
EP3201856A1 (en) 2017-08-09
CA2961916A1 (en) 2016-04-07
WO2016049745A1 (en) 2016-04-07

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