EP3111396A4 - Systèmes et procédés de traitement de portefeuilles mobiles nfc - Google Patents

Systèmes et procédés de traitement de portefeuilles mobiles nfc Download PDF

Info

Publication number
EP3111396A4
EP3111396A4 EP15755379.3A EP15755379A EP3111396A4 EP 3111396 A4 EP3111396 A4 EP 3111396A4 EP 15755379 A EP15755379 A EP 15755379A EP 3111396 A4 EP3111396 A4 EP 3111396A4
Authority
EP
European Patent Office
Prior art keywords
methods
processing systems
mobile wallet
nfc mobile
wallet processing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP15755379.3A
Other languages
German (de)
English (en)
Other versions
EP3111396A1 (fr
Inventor
Kevin Laracey
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PayPal Inc
Original Assignee
PayPal Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by PayPal Inc filed Critical PayPal Inc
Publication of EP3111396A1 publication Critical patent/EP3111396A1/fr
Publication of EP3111396A4 publication Critical patent/EP3111396A4/fr
Ceased legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/387Payment using discounts or coupons
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • User Interface Of Digital Computer (AREA)
EP15755379.3A 2014-02-26 2015-02-26 Systèmes et procédés de traitement de portefeuilles mobiles nfc Ceased EP3111396A4 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201461944987P 2014-02-26 2014-02-26
PCT/US2015/017823 WO2015130967A1 (fr) 2014-02-26 2015-02-26 Systèmes et procédés de traitement de portefeuilles mobiles nfc

Publications (2)

Publication Number Publication Date
EP3111396A1 EP3111396A1 (fr) 2017-01-04
EP3111396A4 true EP3111396A4 (fr) 2017-09-06

Family

ID=54009628

Family Applications (1)

Application Number Title Priority Date Filing Date
EP15755379.3A Ceased EP3111396A4 (fr) 2014-02-26 2015-02-26 Systèmes et procédés de traitement de portefeuilles mobiles nfc

Country Status (3)

Country Link
EP (1) EP3111396A4 (fr)
AU (4) AU2015222943B2 (fr)
WO (1) WO2015130967A1 (fr)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11556920B2 (en) * 2016-05-09 2023-01-17 Tbol Inc. Secure multi-factor tokenization-based push/response commerce platform
US11587063B1 (en) 2016-07-06 2023-02-21 United Services Automobile Association (Usaa) Automated proximity fraud account lock systems and methods
US10410232B1 (en) 2016-07-08 2019-09-10 Harold Lueken Systems and methods for prioritizing default payment options in virtual wallets
KR102608994B1 (ko) * 2016-07-28 2023-12-06 삼성전자주식회사 생체 인증을 이용한 결제 방법 및 이를 수행하는 전자 장치
US11985665B2 (en) 2021-06-11 2024-05-14 Bank Of America Corporation Secure edge device for contactless vehicle processing

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100125510A1 (en) * 2008-11-17 2010-05-20 Smith Steven M System and method of conducting transactions using a mobile wallet system
US20110066550A1 (en) * 2009-09-16 2011-03-17 Shank Clinton L System and method for a secure funds transfer
US20110231238A1 (en) * 2010-03-22 2011-09-22 Mohammad Khan Methods, systems, and computer readable media for tracking redeemed electronic certificate and consumer data associated with a mobile device
US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems
US10445723B2 (en) * 2010-04-09 2019-10-15 Paypal, Inc. NFC-transaction processing systems and methods

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
No further relevant documents disclosed *

Also Published As

Publication number Publication date
AU2021250970A1 (en) 2021-11-11
AU2019283828B2 (en) 2021-07-15
AU2019283828A1 (en) 2020-01-23
AU2018203167B2 (en) 2019-09-19
EP3111396A1 (fr) 2017-01-04
AU2015222943B2 (en) 2018-02-22
AU2018203167A1 (en) 2018-05-24
WO2015130967A1 (fr) 2015-09-03
AU2015222943A1 (en) 2016-09-15

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