AU2015222943B2 - NFC mobile wallet processing systems and methods - Google Patents

NFC mobile wallet processing systems and methods

Info

Publication number
AU2015222943B2
AU2015222943B2 AU2015222943A AU2015222943A AU2015222943B2 AU 2015222943 B2 AU2015222943 B2 AU 2015222943B2 AU 2015222943 A AU2015222943 A AU 2015222943A AU 2015222943 A AU2015222943 A AU 2015222943A AU 2015222943 B2 AU2015222943 B2 AU 2015222943B2
Authority
AU
Australia
Prior art keywords
methods
processing systems
mobile wallet
nfc mobile
wallet processing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
AU2015222943A
Other versions
AU2015222943A1 (en
Inventor
Kevin Laracey
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PayPal Inc
Original Assignee
PayPal Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US201461944987P priority Critical
Priority to US61/944,987 priority
Application filed by PayPal Inc filed Critical PayPal Inc
Priority to PCT/US2015/017823 priority patent/WO2015130967A1/en
Publication of AU2015222943A1 publication Critical patent/AU2015222943A1/en
Application granted granted Critical
Publication of AU2015222943B2 publication Critical patent/AU2015222943B2/en
Application status is Active legal-status Critical
Anticipated expiration legal-status Critical

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/387Payment using discounts or coupons
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Abstract

Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for employing the wireless or near field communication ("NFC") functionality of mobile devices and payment terminals for use in payment, loyalty, and offer and coupon transactions.
AU2015222943A 2014-02-26 2015-02-26 NFC mobile wallet processing systems and methods Active AU2015222943B2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
US201461944987P true 2014-02-26 2014-02-26
US61/944,987 2014-02-26
PCT/US2015/017823 WO2015130967A1 (en) 2014-02-26 2015-02-26 Nfc mobile wallet processing systems and methods

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
AU2018203167A AU2018203167A1 (en) 2014-02-26 2018-05-07 NFC mobile wallet processing systems and methods

Related Child Applications (1)

Application Number Title Priority Date Filing Date
AU2018203167A Division AU2018203167A1 (en) 2014-02-26 2018-05-07 NFC mobile wallet processing systems and methods

Publications (2)

Publication Number Publication Date
AU2015222943A1 AU2015222943A1 (en) 2016-09-15
AU2015222943B2 true AU2015222943B2 (en) 2018-02-22

Family

ID=54009628

Family Applications (2)

Application Number Title Priority Date Filing Date
AU2015222943A Active AU2015222943B2 (en) 2014-02-26 2015-02-26 NFC mobile wallet processing systems and methods
AU2018203167A Pending AU2018203167A1 (en) 2014-02-26 2018-05-07 NFC mobile wallet processing systems and methods

Family Applications After (1)

Application Number Title Priority Date Filing Date
AU2018203167A Pending AU2018203167A1 (en) 2014-02-26 2018-05-07 NFC mobile wallet processing systems and methods

Country Status (3)

Country Link
EP (1) EP3111396A4 (en)
AU (2) AU2015222943B2 (en)
WO (1) WO2015130967A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20180013173A (en) * 2016-07-28 2018-02-07 삼성전자주식회사 Method and electronic device for payment using biometric authentication

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130311313A1 (en) * 2010-04-09 2013-11-21 Kevin Laracey Nfc transaction processing systems and methods

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100125510A1 (en) * 2008-11-17 2010-05-20 Smith Steven M System and method of conducting transactions using a mobile wallet system
US20110066550A1 (en) * 2009-09-16 2011-03-17 Shank Clinton L System and method for a secure funds transfer
SG184229A1 (en) * 2010-03-22 2012-10-30 Vivotech Inc Methods, systems, and computer readable media for tracking redeemed electronic certificate and consumer data associated with a mobile device
US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130311313A1 (en) * 2010-04-09 2013-11-21 Kevin Laracey Nfc transaction processing systems and methods

Also Published As

Publication number Publication date
AU2015222943A1 (en) 2016-09-15
EP3111396A1 (en) 2017-01-04
AU2018203167A1 (en) 2018-05-24
EP3111396A4 (en) 2017-09-06
WO2015130967A1 (en) 2015-09-03

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Legal Events

Date Code Title Description
FGA Letters patent sealed or granted (standard patent)