EP3061055A4 - Proxy für mehrere zahlungsmechanismen - Google Patents

Proxy für mehrere zahlungsmechanismen Download PDF

Info

Publication number
EP3061055A4
EP3061055A4 EP14855987.5A EP14855987A EP3061055A4 EP 3061055 A4 EP3061055 A4 EP 3061055A4 EP 14855987 A EP14855987 A EP 14855987A EP 3061055 A4 EP3061055 A4 EP 3061055A4
Authority
EP
European Patent Office
Prior art keywords
proxy
multiple payment
payment mechanisms
mechanisms
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP14855987.5A
Other languages
English (en)
French (fr)
Other versions
EP3061055A1 (de
Inventor
Paul Aaron
William Henderson
Andrew Borovsky
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Block Inc
Original Assignee
Square Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/145,895 external-priority patent/US9922321B2/en
Priority claimed from US14/172,842 external-priority patent/US8892462B1/en
Priority claimed from US14/184,503 external-priority patent/US9836739B1/en
Application filed by Square Inc filed Critical Square Inc
Publication of EP3061055A1 publication Critical patent/EP3061055A1/de
Publication of EP3061055A4 publication Critical patent/EP3061055A4/de
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
EP14855987.5A 2013-10-22 2014-09-30 Proxy für mehrere zahlungsmechanismen Ceased EP3061055A4 (de)

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US201361894327P 2013-10-22 2013-10-22
US14/145,895 US9922321B2 (en) 2013-10-22 2013-12-31 Proxy for multiple payment mechanisms
US14/172,842 US8892462B1 (en) 2013-10-22 2014-02-04 Proxy card payment with digital receipt delivery
US14/184,503 US9836739B1 (en) 2013-10-22 2014-02-19 Changing a financial account after initiating a payment using a proxy card
US201414189880A 2014-02-25 2014-02-25
PCT/US2014/058447 WO2015061005A1 (en) 2013-10-22 2014-09-30 Proxy for multiple payment mechanisms

Publications (2)

Publication Number Publication Date
EP3061055A1 EP3061055A1 (de) 2016-08-31
EP3061055A4 true EP3061055A4 (de) 2017-06-07

Family

ID=52993364

Family Applications (1)

Application Number Title Priority Date Filing Date
EP14855987.5A Ceased EP3061055A4 (de) 2013-10-22 2014-09-30 Proxy für mehrere zahlungsmechanismen

Country Status (2)

Country Link
EP (1) EP3061055A4 (de)
WO (1) WO2015061005A1 (de)

Families Citing this family (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9704146B1 (en) 2013-03-14 2017-07-11 Square, Inc. Generating an online storefront
US9940616B1 (en) 2013-03-14 2018-04-10 Square, Inc. Verifying proximity during payment transactions
US9836739B1 (en) 2013-10-22 2017-12-05 Square, Inc. Changing a financial account after initiating a payment using a proxy card
US10417635B1 (en) 2013-10-22 2019-09-17 Square, Inc. Authorizing a purchase transaction using a mobile device
US8892462B1 (en) 2013-10-22 2014-11-18 Square, Inc. Proxy card payment with digital receipt delivery
US9922321B2 (en) 2013-10-22 2018-03-20 Square, Inc. Proxy for multiple payment mechanisms
US10217092B1 (en) 2013-11-08 2019-02-26 Square, Inc. Interactive digital platform
US10810682B2 (en) 2013-12-26 2020-10-20 Square, Inc. Automatic triggering of receipt delivery
US10621563B1 (en) 2013-12-27 2020-04-14 Square, Inc. Apportioning a payment card transaction among multiple payers
US10692059B1 (en) 2014-03-13 2020-06-23 Square, Inc. Selecting a financial account associated with a proxy object based on fund availability
US9864986B1 (en) 2014-03-25 2018-01-09 Square, Inc. Associating a monetary value card with a payment object
US9619792B1 (en) 2014-03-25 2017-04-11 Square, Inc. Associating an account with a card based on a photo
US10614450B1 (en) 2014-08-08 2020-04-07 Squre, Inc. Controlled emulation of payment cards
US10304053B1 (en) 2014-08-08 2019-05-28 Square, Inc. Shopping check-out with a payment card
US10296910B1 (en) 2014-08-08 2019-05-21 Square, Inc. Pay-by-name payment check-in with a payment card
US10026062B1 (en) 2015-06-04 2018-07-17 Square, Inc. Apparatuses, methods, and systems for generating interactive digital receipts
KR101755858B1 (ko) * 2015-10-13 2017-07-07 주식회사 케이비국민카드 앱카드 연동 대표카드, 그 결제시스템 및 결제방법
US10636019B1 (en) 2016-03-31 2020-04-28 Square, Inc. Interactive gratuity platform

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090043702A1 (en) * 2007-08-06 2009-02-12 Bennett James D Proxy card representing many monetary sources from a plurality of vendors
US20090063312A1 (en) * 2007-08-28 2009-03-05 Hurst Douglas J Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions
US20110180598A1 (en) * 2010-01-22 2011-07-28 American Express Travel Related Services Company Inc. Systems, methods, and computer products for processing payments using a proxy card

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US6796492B1 (en) * 1995-04-13 2004-09-28 James G. Gatto Electronic fund transfer or transaction system
US7308426B1 (en) * 1999-08-11 2007-12-11 C-Sam, Inc. System and methods for servicing electronic transactions
US20130204793A1 (en) * 2011-05-17 2013-08-08 Kevin S. Kerridge Smart communication device secured electronic payment system

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090043702A1 (en) * 2007-08-06 2009-02-12 Bennett James D Proxy card representing many monetary sources from a plurality of vendors
US20090063312A1 (en) * 2007-08-28 2009-03-05 Hurst Douglas J Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions
US20110180598A1 (en) * 2010-01-22 2011-07-28 American Express Travel Related Services Company Inc. Systems, methods, and computer products for processing payments using a proxy card

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2015061005A1 *

Also Published As

Publication number Publication date
EP3061055A1 (de) 2016-08-31
WO2015061005A1 (en) 2015-04-30

Similar Documents

Publication Publication Date Title
EP3061055A4 (de) Proxy für mehrere zahlungsmechanismen
EP3080725A4 (de) Anwendungssynchornization
EP3053151A4 (de) Verkaufssystem
EP3036329A4 (de) Onkolytische immuntherapien
EP3036004A4 (de) Dendrimer-resveratrol-komplexe
EP3042340A4 (de) Ar-buch
EP3007277A4 (de) Leitendes element
EP3014378A4 (de) Hebeleinheit
EP3074823A4 (de) Hologramm zur ausrichtung
EP3063391A4 (de) Nasenschutz
EP2997013A4 (de) Pyridin- oder pyrazinhaltige verbindungen
EP3087240A4 (de) Abstandsmechanismus
EP3078933A4 (de) Betriebseinheit
EP3041025A4 (de) Magnetron
EP3041039A4 (de) Probenhalter
AU2013901790A0 (en) Recoilles Mechanism
EP3017409A4 (de) Zahlungssystem
AU2013904936A0 (en) MonoCalm
AU2013904184A0 (en) Spacing means
AU2013904344A0 (en) Solitaire - - - - organizer
AU2013904094A0 (en) Enviro-Cut
AU2013904019A0 (en) Uni-Block
AU2013905083A0 (en) Gyrostabiliser improvements
AU2013901594A0 (en) Ai
AU2013903581A0 (en) BikeAlert

Legal Events

Date Code Title Description
PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

Free format text: ORIGINAL CODE: 0009012

17P Request for examination filed

Effective date: 20160427

AK Designated contracting states

Kind code of ref document: A1

Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

AX Request for extension of the european patent

Extension state: BA ME

DAX Request for extension of the european patent (deleted)
A4 Supplementary search report drawn up and despatched

Effective date: 20170510

RIC1 Information provided on ipc code assigned before grant

Ipc: G06Q 20/40 20120101ALI20170503BHEP

Ipc: G06Q 40/02 20120101ALI20170503BHEP

Ipc: G06Q 20/34 20120101ALI20170503BHEP

Ipc: G06Q 20/20 20120101AFI20170503BHEP

Ipc: G06Q 20/38 20120101ALI20170503BHEP

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: EXAMINATION IS IN PROGRESS

17Q First examination report despatched

Effective date: 20180323

REG Reference to a national code

Ref country code: DE

Ref legal event code: R003

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE APPLICATION HAS BEEN REFUSED

18R Application refused

Effective date: 20190416