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EP3061055A4 - Proxy for multiple payment mechanisms - Google Patents

Proxy for multiple payment mechanisms Download PDF

Info

Publication number
EP3061055A4
EP3061055A4 EP14855987.5A EP14855987A EP3061055A4 EP 3061055 A4 EP3061055 A4 EP 3061055A4 EP 14855987 A EP14855987 A EP 14855987A EP 3061055 A4 EP3061055 A4 EP 3061055A4
Authority
EP
European Patent Office
Prior art keywords
proxy
multiple payment
payment mechanisms
mechanisms
multiple
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
EP14855987.5A
Other languages
German (de)
French (fr)
Other versions
EP3061055A1 (en
Inventor
Paul Aaron
William Henderson
Andrew Borovsky
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Square Inc
Original Assignee
Square Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US201361894327P priority Critical
Priority to US14/145,895 priority patent/US9922321B2/en
Priority to US14/172,842 priority patent/US8892462B1/en
Priority to US14/184,503 priority patent/US9836739B1/en
Priority to US201414189880A priority
Application filed by Square Inc filed Critical Square Inc
Priority to PCT/US2014/058447 priority patent/WO2015061005A1/en
Publication of EP3061055A1 publication Critical patent/EP3061055A1/en
Publication of EP3061055A4 publication Critical patent/EP3061055A4/en
Application status is Pending legal-status Critical

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3572Multiple accounts on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Use of an alias or a single-use code
EP14855987.5A 2013-10-22 2014-09-30 Proxy for multiple payment mechanisms Pending EP3061055A4 (en)

Priority Applications (6)

Application Number Priority Date Filing Date Title
US201361894327P true 2013-10-22 2013-10-22
US14/145,895 US9922321B2 (en) 2013-10-22 2013-12-31 Proxy for multiple payment mechanisms
US14/172,842 US8892462B1 (en) 2013-10-22 2014-02-04 Proxy card payment with digital receipt delivery
US14/184,503 US9836739B1 (en) 2013-10-22 2014-02-19 Changing a financial account after initiating a payment using a proxy card
US201414189880A true 2014-02-25 2014-02-25
PCT/US2014/058447 WO2015061005A1 (en) 2013-10-22 2014-09-30 Proxy for multiple payment mechanisms

Publications (2)

Publication Number Publication Date
EP3061055A1 EP3061055A1 (en) 2016-08-31
EP3061055A4 true EP3061055A4 (en) 2017-06-07

Family

ID=52993364

Family Applications (1)

Application Number Title Priority Date Filing Date
EP14855987.5A Pending EP3061055A4 (en) 2013-10-22 2014-09-30 Proxy for multiple payment mechanisms

Country Status (2)

Country Link
EP (1) EP3061055A4 (en)
WO (1) WO2015061005A1 (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9704146B1 (en) 2013-03-14 2017-07-11 Square, Inc. Generating an online storefront
US9940616B1 (en) 2013-03-14 2018-04-10 Square, Inc. Verifying proximity during payment transactions
US9836739B1 (en) 2013-10-22 2017-12-05 Square, Inc. Changing a financial account after initiating a payment using a proxy card
US9922321B2 (en) 2013-10-22 2018-03-20 Square, Inc. Proxy for multiple payment mechanisms
US9619792B1 (en) 2014-03-25 2017-04-11 Square, Inc. Associating an account with a card based on a photo
US9864986B1 (en) 2014-03-25 2018-01-09 Square, Inc. Associating a monetary value card with a payment object
US10026062B1 (en) 2015-06-04 2018-07-17 Square, Inc. Apparatuses, methods, and systems for generating interactive digital receipts

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090043702A1 (en) * 2007-08-06 2009-02-12 Bennett James D Proxy card representing many monetary sources from a plurality of vendors
US20090063312A1 (en) * 2007-08-28 2009-03-05 Hurst Douglas J Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions
US20110180598A1 (en) * 2010-01-22 2011-07-28 American Express Travel Related Services Company Inc. Systems, methods, and computer products for processing payments using a proxy card

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US6796492B1 (en) * 1995-04-13 2004-09-28 James G. Gatto Electronic fund transfer or transaction system
US7308426B1 (en) * 1999-08-11 2007-12-11 C-Sam, Inc. System and methods for servicing electronic transactions
US20130204793A1 (en) * 2011-05-17 2013-08-08 Kevin S. Kerridge Smart communication device secured electronic payment system

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090043702A1 (en) * 2007-08-06 2009-02-12 Bennett James D Proxy card representing many monetary sources from a plurality of vendors
US20090063312A1 (en) * 2007-08-28 2009-03-05 Hurst Douglas J Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions
US20110180598A1 (en) * 2010-01-22 2011-07-28 American Express Travel Related Services Company Inc. Systems, methods, and computer products for processing payments using a proxy card

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2015061005A1 *

Also Published As

Publication number Publication date
EP3061055A1 (en) 2016-08-31
WO2015061005A1 (en) 2015-04-30

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RIC1 Classification (correction)

Ipc: G06Q 20/40 20120101ALI20170503BHEP

Ipc: G06Q 40/02 20120101ALI20170503BHEP

Ipc: G06Q 20/34 20120101ALI20170503BHEP

Ipc: G06Q 20/20 20120101AFI20170503BHEP

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Effective date: 20180323